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vPrime Medical Plan - HKD16,000 Deductible
尊衛您醫療計劃 - 16,000 港元自付費
FWD Life Insurance Company (Bermuda) Limited · F00045-02-000 · 6 versions · Flexi plan · Avg. annual increase +4.66%
| Age | F00045-02-000-01 2020-05-01 | F00045-02-000-02 2021-03-22 | F00045-02-000-03 2022-01-24 | F00045-02-000-04 2023-11-15 | F00045-02-000-04 2025-01-15 | F00045-02-000-05 2026-02-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$4,065 | HK$4,065 | HK$4,065 | HK$4,532 (+11.5%) | HK$4,871 (+7.5%) | HK$5,496 (+12.8%) | +5.13% |
| 5 | HK$3,481 | HK$3,481 | HK$3,481 | HK$3,864 (+11.0%) | HK$4,153 (+7.5%) | HK$4,686 (+12.8%) | +5.06% |
| 10 | HK$3,481 | HK$3,481 | HK$3,481 | HK$3,864 (+11.0%) | HK$4,153 (+7.5%) | HK$4,686 (+12.8%) | +5.06% |
| 15 | HK$3,481 | HK$3,481 | HK$3,481 | HK$3,864 (+11.0%) | HK$4,153 (+7.5%) | HK$4,686 (+12.8%) | +5.06% |
| 20 | HK$3,718 | HK$3,718 | HK$3,718 | HK$4,127 (+11.0%) | HK$4,436 (+7.5%) | HK$5,005 (+12.8%) | +5.06% |
| 25 | HK$4,392 | HK$4,392 | HK$4,392 | HK$4,858 (+10.6%) | HK$5,222 (+7.5%) | HK$5,892 (+12.8%) | +5.00% |
| 30 | HK$5,087 | HK$5,087 | HK$5,087 | HK$5,524 (+8.6%) | HK$5,938 (+7.5%) | HK$6,700 (+12.8%) | +4.68% |
| 35 | HK$5,624 | HK$5,624 | HK$5,624 | HK$6,018 (+7.0%) | HK$6,469 (+7.5%) | HK$7,299 (+12.8%) | +4.42% |
| 40 | HK$6,156 | HK$6,156 | HK$6,156 | HK$6,587 (+7.0%) | HK$7,081 (+7.5%) | HK$7,990 (+12.8%) | +4.42% |
| 45 | HK$7,600 | HK$7,600 | HK$7,600 | HK$8,128 (+6.9%) | HK$8,737 (+7.5%) | HK$9,858 (+12.8%) | +4.41% |
| 50 | HK$9,895 | HK$9,895 | HK$9,895 | HK$10,558 (+6.7%) | HK$11,349 (+7.5%) | HK$12,806 (+12.8%) | +4.37% |
| 55 | HK$11,801 | HK$11,801 | HK$11,801 | HK$12,580 (+6.6%) | HK$13,523 (+7.5%) | HK$15,259 (+12.8%) | +4.36% |
| 60 | HK$16,222 | HK$16,222 | HK$16,222 | HK$17,374 (+7.1%) | HK$18,677 (+7.5%) | HK$21,075 (+12.8%) | +4.44% |
| 65 | HK$24,624 | HK$24,624 | HK$24,624 | HK$26,495 (+7.6%) | HK$28,482 (+7.5%) | HK$32,139 (+12.8%) | +4.52% |
| 70 | HK$29,792 | HK$29,792 | HK$29,792 | HK$32,175 (+8.0%) | HK$34,588 (+7.5%) | HK$39,029 (+12.8%) | +4.58% |
| 75 | HK$39,155 | HK$39,155 | HK$39,155 | HK$42,287 (+8.0%) | HK$45,458 (+7.5%) | HK$51,294 (+12.8%) | +4.58% |
| 80 | HK$48,594 | HK$48,594 | HK$48,594 | HK$52,482 (+8.0%) | HK$56,418 (+7.5%) | HK$63,662 (+12.8%) | +4.58% |
| 85 | HK$53,922 | HK$53,922 | HK$53,922 | HK$58,236 (+8.0%) | HK$62,603 (+7.5%) | HK$70,641 (+12.8%) | +4.58% |
| 90 | HK$59,809 | HK$59,809 | HK$59,809 | HK$64,594 (+8.0%) | HK$69,438 (+7.5%) | HK$78,353 (+12.8%) | +4.58% |
| 95 | HK$66,037 | HK$66,037 | HK$66,037 | HK$71,320 (+8.0%) | HK$76,669 (+7.5%) | HK$86,513 (+12.8%) | +4.58% |
| 99 | HK$69,558 | HK$69,558 | HK$69,558 | HK$75,123 (+8.0%) | HK$80,757 (+7.5%) | HK$91,126 (+12.8%) | +4.58% |
| All ages average | — | 0.0% | 0.0% | +8.6% | +7.5% | +12.8% | — |
0 y/oHK$4,065
5 y/oHK$3,481
10 y/oHK$3,481
15 y/oHK$3,481
20 y/oHK$3,718
25 y/oHK$4,392
30 y/oHK$5,087
35 y/oHK$5,624
40 y/oHK$6,156
45 y/oHK$7,600
50 y/oHK$9,895
55 y/oHK$11,801
60 y/oHK$16,222
65 y/oHK$24,624
70 y/oHK$29,792
75 y/oHK$39,155
80 y/oHK$48,594
85 y/oHK$53,922
90 y/oHK$59,809
95 y/oHK$66,037
99 y/oHK$69,558
0.0%
All-ages avg
0 y/oHK$4,065
5 y/oHK$3,481
10 y/oHK$3,481
15 y/oHK$3,481
20 y/oHK$3,718
25 y/oHK$4,392
30 y/oHK$5,087
35 y/oHK$5,624
40 y/oHK$6,156
45 y/oHK$7,600
50 y/oHK$9,895
55 y/oHK$11,801
60 y/oHK$16,222
65 y/oHK$24,624
70 y/oHK$29,792
75 y/oHK$39,155
80 y/oHK$48,594
85 y/oHK$53,922
90 y/oHK$59,809
95 y/oHK$66,037
99 y/oHK$69,558
0.0%
All-ages avg
0 y/oHK$4,065
5 y/oHK$3,481
10 y/oHK$3,481
15 y/oHK$3,481
20 y/oHK$3,718
25 y/oHK$4,392
30 y/oHK$5,087
35 y/oHK$5,624
40 y/oHK$6,156
45 y/oHK$7,600
50 y/oHK$9,895
55 y/oHK$11,801
60 y/oHK$16,222
65 y/oHK$24,624
70 y/oHK$29,792
75 y/oHK$39,155
80 y/oHK$48,594
85 y/oHK$53,922
90 y/oHK$59,809
95 y/oHK$66,037
99 y/oHK$69,558
+8.6%
All-ages avg
0 y/oHK$4,532 (+11.5%)
5 y/oHK$3,864 (+11.0%)
10 y/oHK$3,864 (+11.0%)
15 y/oHK$3,864 (+11.0%)
20 y/oHK$4,127 (+11.0%)
25 y/oHK$4,858 (+10.6%)
30 y/oHK$5,524 (+8.6%)
35 y/oHK$6,018 (+7.0%)
40 y/oHK$6,587 (+7.0%)
45 y/oHK$8,128 (+6.9%)
50 y/oHK$10,558 (+6.7%)
55 y/oHK$12,580 (+6.6%)
60 y/oHK$17,374 (+7.1%)
65 y/oHK$26,495 (+7.6%)
70 y/oHK$32,175 (+8.0%)
75 y/oHK$42,287 (+8.0%)
80 y/oHK$52,482 (+8.0%)
85 y/oHK$58,236 (+8.0%)
90 y/oHK$64,594 (+8.0%)
95 y/oHK$71,320 (+8.0%)
99 y/oHK$75,123 (+8.0%)
+7.5%
All-ages avg
0 y/oHK$4,871 (+7.5%)
5 y/oHK$4,153 (+7.5%)
10 y/oHK$4,153 (+7.5%)
15 y/oHK$4,153 (+7.5%)
20 y/oHK$4,436 (+7.5%)
25 y/oHK$5,222 (+7.5%)
30 y/oHK$5,938 (+7.5%)
35 y/oHK$6,469 (+7.5%)
40 y/oHK$7,081 (+7.5%)
45 y/oHK$8,737 (+7.5%)
50 y/oHK$11,349 (+7.5%)
55 y/oHK$13,523 (+7.5%)
60 y/oHK$18,677 (+7.5%)
65 y/oHK$28,482 (+7.5%)
70 y/oHK$34,588 (+7.5%)
75 y/oHK$45,458 (+7.5%)
80 y/oHK$56,418 (+7.5%)
85 y/oHK$62,603 (+7.5%)
90 y/oHK$69,438 (+7.5%)
95 y/oHK$76,669 (+7.5%)
99 y/oHK$80,757 (+7.5%)
+12.8%
All-ages avg
0 y/oHK$5,496 (+12.8%)
5 y/oHK$4,686 (+12.8%)
10 y/oHK$4,686 (+12.8%)
15 y/oHK$4,686 (+12.8%)
20 y/oHK$5,005 (+12.8%)
25 y/oHK$5,892 (+12.8%)
30 y/oHK$6,700 (+12.8%)
35 y/oHK$7,299 (+12.8%)
40 y/oHK$7,990 (+12.8%)
45 y/oHK$9,858 (+12.8%)
50 y/oHK$12,806 (+12.8%)
55 y/oHK$15,259 (+12.8%)
60 y/oHK$21,075 (+12.8%)
65 y/oHK$32,139 (+12.8%)
70 y/oHK$39,029 (+12.8%)
75 y/oHK$51,294 (+12.8%)
80 y/oHK$63,662 (+12.8%)
85 y/oHK$70,641 (+12.8%)
90 y/oHK$78,353 (+12.8%)
95 y/oHK$86,513 (+12.8%)
99 y/oHK$91,126 (+12.8%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+5.13%
5 y/o+5.06%
10 y/o+5.06%
15 y/o+5.06%
20 y/o+5.06%
25 y/o+5.00%
30 y/o+4.68%
35 y/o+4.42%
40 y/o+4.42%
45 y/o+4.41%
50 y/o+4.37%
55 y/o+4.36%
60 y/o+4.44%
65 y/o+4.52%
70 y/o+4.58%
75 y/o+4.58%
80 y/o+4.58%
85 y/o+4.58%
90 y/o+4.58%
95 y/o+4.58%
99 y/o+4.58%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.