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FWD Life Insurance Company (Bermuda) Limited · F00045-01-000 · 6 versions · Flexi plan · Avg. annual increase +4.96%
| Age | F00045-01-000-01 2020-05-01 | F00045-01-000-02 2021-03-22 | F00045-01-000-03 2022-01-24 | F00045-01-000-04 2023-11-15 | F00045-01-000-04 2025-01-15 | F00045-01-000-05 2026-02-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$7,805 | HK$7,805 | HK$7,805 | HK$8,703 (+11.5%) | HK$9,921 (+14.0%) | HK$10,714 (+8.0%) | +5.44% |
| 5 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.36% |
| 10 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.36% |
| 15 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.36% |
| 20 | HK$7,601 | HK$7,601 | HK$7,601 | HK$8,437 (+11.0%) | HK$9,618 (+14.0%) | HK$10,387 (+8.0%) | +5.36% |
| 25 | HK$8,803 | HK$8,803 | HK$8,803 | HK$9,723 (+10.5%) | HK$11,084 (+14.0%) | HK$11,970 (+8.0%) | +5.27% |
| 30 | HK$10,759 | HK$10,759 | HK$10,759 | HK$11,587 (+7.7%) | HK$13,209 (+14.0%) | HK$14,265 (+8.0%) | +4.83% |
| 35 | HK$12,189 | HK$12,189 | HK$12,189 | HK$12,884 (+5.7%) | HK$14,687 (+14.0%) | HK$15,861 (+8.0%) | +4.50% |
| 40 | HK$12,941 | HK$12,941 | HK$12,941 | HK$13,808 (+6.7%) | HK$15,741 (+14.0%) | HK$17,000 (+8.0%) | +4.67% |
| 45 | HK$15,650 | HK$15,650 | HK$15,650 | HK$16,816 (+7.5%) | HK$19,170 (+14.0%) | HK$20,703 (+8.0%) | +4.79% |
| 50 | HK$18,885 | HK$18,885 | HK$18,885 | HK$20,245 (+7.2%) | HK$23,079 (+14.0%) | HK$24,925 (+8.0%) | +4.75% |
| 55 | HK$24,117 | HK$24,117 | HK$24,117 | HK$25,821 (+7.1%) | HK$29,435 (+14.0%) | HK$31,789 (+8.0%) | +4.73% |
| 60 | HK$31,928 | HK$31,928 | HK$31,928 | HK$34,291 (+7.4%) | HK$39,091 (+14.0%) | HK$42,218 (+8.0%) | +4.78% |
| 65 | HK$48,676 | HK$48,676 | HK$48,676 | HK$52,440 (+7.7%) | HK$59,781 (+14.0%) | HK$64,563 (+8.0%) | +4.84% |
| 70 | HK$59,214 | HK$59,214 | HK$59,214 | HK$63,951 (+8.0%) | HK$72,904 (+14.0%) | HK$78,736 (+8.0%) | +4.88% |
| 75 | HK$77,031 | HK$77,031 | HK$77,031 | HK$83,193 (+8.0%) | HK$94,840 (+14.0%) | HK$102,427 (+8.0%) | +4.88% |
| 80 | HK$94,343 | HK$94,343 | HK$94,343 | HK$101,890 (+8.0%) | HK$116,154 (+14.0%) | HK$125,446 (+8.0%) | +4.88% |
| 85 | HK$108,090 | HK$108,090 | HK$108,090 | HK$116,737 (+8.0%) | HK$133,080 (+14.0%) | HK$143,726 (+8.0%) | +4.88% |
| 90 | HK$117,194 | HK$117,194 | HK$117,194 | HK$126,570 (+8.0%) | HK$144,289 (+14.0%) | HK$155,832 (+8.0%) | +4.88% |
| 95 | HK$126,463 | HK$126,463 | HK$126,463 | HK$136,580 (+8.0%) | HK$155,701 (+14.0%) | HK$168,157 (+8.0%) | +4.88% |
| 99 | HK$138,462 | HK$138,462 | HK$138,462 | HK$149,539 (+8.0%) | HK$170,474 (+14.0%) | HK$184,111 (+8.0%) | +4.88% |
| All ages average | — | 0.0% | 0.0% | +8.5% | +14.0% | +8.0% | — |
0 y/oHK$7,805
5 y/oHK$7,168
10 y/oHK$7,168
15 y/oHK$7,168
20 y/oHK$7,601
25 y/oHK$8,803
30 y/oHK$10,759
35 y/oHK$12,189
40 y/oHK$12,941
45 y/oHK$15,650
50 y/oHK$18,885
55 y/oHK$24,117
60 y/oHK$31,928
65 y/oHK$48,676
70 y/oHK$59,214
75 y/oHK$77,031
80 y/oHK$94,343
85 y/oHK$108,090
90 y/oHK$117,194
95 y/oHK$126,463
99 y/oHK$138,462
0.0%
All-ages avg
0 y/oHK$7,805
5 y/oHK$7,168
10 y/oHK$7,168
15 y/oHK$7,168
20 y/oHK$7,601
25 y/oHK$8,803
30 y/oHK$10,759
35 y/oHK$12,189
40 y/oHK$12,941
45 y/oHK$15,650
50 y/oHK$18,885
55 y/oHK$24,117
60 y/oHK$31,928
65 y/oHK$48,676
70 y/oHK$59,214
75 y/oHK$77,031
80 y/oHK$94,343
85 y/oHK$108,090
90 y/oHK$117,194
95 y/oHK$126,463
99 y/oHK$138,462
0.0%
All-ages avg
0 y/oHK$7,805
5 y/oHK$7,168
10 y/oHK$7,168
15 y/oHK$7,168
20 y/oHK$7,601
25 y/oHK$8,803
30 y/oHK$10,759
35 y/oHK$12,189
40 y/oHK$12,941
45 y/oHK$15,650
50 y/oHK$18,885
55 y/oHK$24,117
60 y/oHK$31,928
65 y/oHK$48,676
70 y/oHK$59,214
75 y/oHK$77,031
80 y/oHK$94,343
85 y/oHK$108,090
90 y/oHK$117,194
95 y/oHK$126,463
99 y/oHK$138,462
+8.5%
All-ages avg
0 y/oHK$8,703 (+11.5%)
5 y/oHK$7,956 (+11.0%)
10 y/oHK$7,956 (+11.0%)
15 y/oHK$7,956 (+11.0%)
20 y/oHK$8,437 (+11.0%)
25 y/oHK$9,723 (+10.5%)
30 y/oHK$11,587 (+7.7%)
35 y/oHK$12,884 (+5.7%)
40 y/oHK$13,808 (+6.7%)
45 y/oHK$16,816 (+7.5%)
50 y/oHK$20,245 (+7.2%)
55 y/oHK$25,821 (+7.1%)
60 y/oHK$34,291 (+7.4%)
65 y/oHK$52,440 (+7.7%)
70 y/oHK$63,951 (+8.0%)
75 y/oHK$83,193 (+8.0%)
80 y/oHK$101,890 (+8.0%)
85 y/oHK$116,737 (+8.0%)
90 y/oHK$126,570 (+8.0%)
95 y/oHK$136,580 (+8.0%)
99 y/oHK$149,539 (+8.0%)
+14.0%
All-ages avg
0 y/oHK$9,921 (+14.0%)
5 y/oHK$9,069 (+14.0%)
10 y/oHK$9,069 (+14.0%)
15 y/oHK$9,069 (+14.0%)
20 y/oHK$9,618 (+14.0%)
25 y/oHK$11,084 (+14.0%)
30 y/oHK$13,209 (+14.0%)
35 y/oHK$14,687 (+14.0%)
40 y/oHK$15,741 (+14.0%)
45 y/oHK$19,170 (+14.0%)
50 y/oHK$23,079 (+14.0%)
55 y/oHK$29,435 (+14.0%)
60 y/oHK$39,091 (+14.0%)
65 y/oHK$59,781 (+14.0%)
70 y/oHK$72,904 (+14.0%)
75 y/oHK$94,840 (+14.0%)
80 y/oHK$116,154 (+14.0%)
85 y/oHK$133,080 (+14.0%)
90 y/oHK$144,289 (+14.0%)
95 y/oHK$155,701 (+14.0%)
99 y/oHK$170,474 (+14.0%)
+8.0%
All-ages avg
0 y/oHK$10,714 (+8.0%)
5 y/oHK$9,794 (+8.0%)
10 y/oHK$9,794 (+8.0%)
15 y/oHK$9,794 (+8.0%)
20 y/oHK$10,387 (+8.0%)
25 y/oHK$11,970 (+8.0%)
30 y/oHK$14,265 (+8.0%)
35 y/oHK$15,861 (+8.0%)
40 y/oHK$17,000 (+8.0%)
45 y/oHK$20,703 (+8.0%)
50 y/oHK$24,925 (+8.0%)
55 y/oHK$31,789 (+8.0%)
60 y/oHK$42,218 (+8.0%)
65 y/oHK$64,563 (+8.0%)
70 y/oHK$78,736 (+8.0%)
75 y/oHK$102,427 (+8.0%)
80 y/oHK$125,446 (+8.0%)
85 y/oHK$143,726 (+8.0%)
90 y/oHK$155,832 (+8.0%)
95 y/oHK$168,157 (+8.0%)
99 y/oHK$184,111 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.44%
5 y/o+5.36%
10 y/o+5.36%
15 y/o+5.36%
20 y/o+5.36%
25 y/o+5.27%
30 y/o+4.83%
35 y/o+4.50%
40 y/o+4.67%
45 y/o+4.79%
50 y/o+4.75%
55 y/o+4.73%
60 y/o+4.78%
65 y/o+4.84%
70 y/o+4.88%
75 y/o+4.88%
80 y/o+4.88%
85 y/o+4.88%
90 y/o+4.88%
95 y/o+4.88%
99 y/o+4.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27