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Bupa Hero VHIS Plan - Deluxe Pro (HKD0 Deductible)

保柏非凡自願醫保計劃 - 倍尊尚（0 港元自付費）

Bupa (Asia) Limited · F00040-13-000 · 6 versions · Flexi plan · Avg. annual increase +10.13%

Age	F00040-13-000-01 Benefits PDF Premiums PDF 2022-03-02	F00040-13-000-01 Benefits PDF Premiums PDF 2023-03-02	F00040-13-000-01 Benefits PDF Premiums PDF 2024-03-02	F00040-13-000-02 Benefits PDF Premiums PDF 2024-08-02	F00040-13-000-03 Benefits PDF Premiums PDF 2025-03-02	F00040-13-000-03 Benefits PDF Premiums PDF 2026-03-02	Avg. annual increase
0	HK$14,996	HK$15,765 (+5.1%)	HK$17,152 (+8.8%)	HK$17,152	HK$19,982 (+16.5%)	HK$22,380 (+12.0%)	+10.14%
5	HK$14,996	HK$15,765 (+5.1%)	HK$17,152 (+8.8%)	HK$17,152	HK$19,982 (+16.5%)	HK$22,380 (+12.0%)	+10.14%
10	HK$11,470	HK$12,058 (+5.1%)	HK$13,119 (+8.8%)	HK$13,119	HK$15,284 (+16.5%)	HK$17,118 (+12.0%)	+10.14%
15	HK$11,754	HK$12,357 (+5.1%)	HK$13,444 (+8.8%)	HK$13,444	HK$15,662 (+16.5%)	HK$17,541 (+12.0%)	+10.14%
20	HK$12,445	HK$13,083 (+5.1%)	HK$14,234 (+8.8%)	HK$14,234	HK$16,583 (+16.5%)	HK$18,573 (+12.0%)	+10.14%
25	HK$13,836	HK$14,546 (+5.1%)	HK$15,826 (+8.8%)	HK$15,826	HK$18,437 (+16.5%)	HK$20,649 (+12.0%)	+10.14%
30	HK$15,313	HK$16,099 (+5.1%)	HK$17,516 (+8.8%)	HK$17,516	HK$20,406 (+16.5%)	HK$22,855 (+12.0%)	+10.14%
35	HK$15,972	HK$16,791 (+5.1%)	HK$18,269 (+8.8%)	HK$18,269	HK$21,283 (+16.5%)	HK$23,837 (+12.0%)	+10.14%
40	HK$18,631	HK$19,587 (+5.1%)	HK$21,311 (+8.8%)	HK$21,311	HK$24,827 (+16.5%)	HK$27,806 (+12.0%)	+10.14%
45	HK$22,970	HK$24,148 (+5.1%)	HK$26,273 (+8.8%)	HK$26,273	HK$30,608 (+16.5%)	HK$34,281 (+12.0%)	+10.14%
50	HK$31,639	HK$33,189 (+4.9%)	HK$35,778 (+7.8%)	HK$35,778	HK$41,681 (+16.5%)	HK$46,683 (+12.0%)	+9.84%
55	HK$38,929	HK$40,926 (+5.1%)	HK$44,527 (+8.8%)	HK$44,527	HK$51,874 (+16.5%)	HK$58,099 (+12.0%)	+10.14%
60	HK$49,908	HK$52,468 (+5.1%)	HK$57,085 (+8.8%)	HK$57,085	HK$66,504 (+16.5%)	HK$74,484 (+12.0%)	+10.14%
65	HK$66,360	HK$69,764 (+5.1%)	HK$75,903 (+8.8%)	HK$75,903	HK$88,427 (+16.5%)	HK$99,038 (+12.0%)	+10.14%
70	HK$82,918	HK$87,172 (+5.1%)	HK$94,843 (+8.8%)	HK$94,843	HK$110,492 (+16.5%)	HK$123,751 (+12.0%)	+10.14%
75	HK$99,949	HK$105,076 (+5.1%)	HK$114,323 (+8.8%)	HK$114,323	HK$133,186 (+16.5%)	HK$149,168 (+12.0%)	+10.14%
80	HK$108,557	HK$114,126 (+5.1%)	HK$124,169 (+8.8%)	HK$124,169	HK$144,657 (+16.5%)	HK$162,016 (+12.0%)	+10.14%
85	HK$108,557	HK$114,126 (+5.1%)	HK$124,169 (+8.8%)	HK$124,169	HK$144,657 (+16.5%)	HK$162,016 (+12.0%)	+10.14%
90	HK$108,557	HK$114,126 (+5.1%)	HK$124,169 (+8.8%)	HK$124,169	HK$144,657 (+16.5%)	HK$162,016 (+12.0%)	+10.14%
95	HK$108,557	HK$114,126 (+5.1%)	HK$124,169 (+8.8%)	HK$124,169	HK$144,657 (+16.5%)	HK$162,016 (+12.0%)	+10.14%
99	HK$108,557	HK$114,126 (+5.1%)	HK$124,169 (+8.8%)	HK$124,169	HK$144,657 (+16.5%)	HK$162,016 (+12.0%)	+10.14%
All ages average	—	+5.1%	+8.8%	0.0%	+16.5%	+12.0%	—

F00040-13-000-01

Benefits PDFPremiums PDF

2022-03-02

First version (baseline)

0 y/oHK$14,996

5 y/oHK$14,996

10 y/oHK$11,470

15 y/oHK$11,754

20 y/oHK$12,445

25 y/oHK$13,836

30 y/oHK$15,313

35 y/oHK$15,972

40 y/oHK$18,631

45 y/oHK$22,970

50 y/oHK$31,639

55 y/oHK$38,929

60 y/oHK$49,908

65 y/oHK$66,360

70 y/oHK$82,918

75 y/oHK$99,949

80 y/oHK$108,557

85 y/oHK$108,557

90 y/oHK$108,557

95 y/oHK$108,557

99 y/oHK$108,557

F00040-13-000-01

Benefits PDFPremiums PDF

2023-03-02

+5.1%

All-ages avg

0 y/oHK$15,765 (+5.1%)

5 y/oHK$15,765 (+5.1%)

10 y/oHK$12,058 (+5.1%)

15 y/oHK$12,357 (+5.1%)

20 y/oHK$13,083 (+5.1%)

25 y/oHK$14,546 (+5.1%)

30 y/oHK$16,099 (+5.1%)

35 y/oHK$16,791 (+5.1%)

40 y/oHK$19,587 (+5.1%)

45 y/oHK$24,148 (+5.1%)

50 y/oHK$33,189 (+4.9%)

55 y/oHK$40,926 (+5.1%)

60 y/oHK$52,468 (+5.1%)

65 y/oHK$69,764 (+5.1%)

70 y/oHK$87,172 (+5.1%)

75 y/oHK$105,076 (+5.1%)

80 y/oHK$114,126 (+5.1%)

85 y/oHK$114,126 (+5.1%)

90 y/oHK$114,126 (+5.1%)

95 y/oHK$114,126 (+5.1%)

99 y/oHK$114,126 (+5.1%)

F00040-13-000-01

Benefits PDFPremiums PDF

2024-03-02

+8.8%

All-ages avg

0 y/oHK$17,152 (+8.8%)

5 y/oHK$17,152 (+8.8%)

10 y/oHK$13,119 (+8.8%)

15 y/oHK$13,444 (+8.8%)

20 y/oHK$14,234 (+8.8%)

25 y/oHK$15,826 (+8.8%)

30 y/oHK$17,516 (+8.8%)

35 y/oHK$18,269 (+8.8%)

40 y/oHK$21,311 (+8.8%)

45 y/oHK$26,273 (+8.8%)

50 y/oHK$35,778 (+7.8%)

55 y/oHK$44,527 (+8.8%)

60 y/oHK$57,085 (+8.8%)

65 y/oHK$75,903 (+8.8%)

70 y/oHK$94,843 (+8.8%)

75 y/oHK$114,323 (+8.8%)

80 y/oHK$124,169 (+8.8%)

85 y/oHK$124,169 (+8.8%)

90 y/oHK$124,169 (+8.8%)

95 y/oHK$124,169 (+8.8%)

99 y/oHK$124,169 (+8.8%)

F00040-13-000-02

Benefits PDFPremiums PDF

2024-08-02

0.0%

All-ages avg

0 y/oHK$17,152

5 y/oHK$17,152

10 y/oHK$13,119

15 y/oHK$13,444

20 y/oHK$14,234

25 y/oHK$15,826

30 y/oHK$17,516

35 y/oHK$18,269

40 y/oHK$21,311

45 y/oHK$26,273

50 y/oHK$35,778

55 y/oHK$44,527

60 y/oHK$57,085

65 y/oHK$75,903

70 y/oHK$94,843

75 y/oHK$114,323

80 y/oHK$124,169

85 y/oHK$124,169

90 y/oHK$124,169

95 y/oHK$124,169

99 y/oHK$124,169

F00040-13-000-03

Benefits PDFPremiums PDF

2025-03-02

+16.5%

All-ages avg

0 y/oHK$19,982 (+16.5%)

5 y/oHK$19,982 (+16.5%)

10 y/oHK$15,284 (+16.5%)

15 y/oHK$15,662 (+16.5%)

20 y/oHK$16,583 (+16.5%)

25 y/oHK$18,437 (+16.5%)

30 y/oHK$20,406 (+16.5%)

35 y/oHK$21,283 (+16.5%)

40 y/oHK$24,827 (+16.5%)

45 y/oHK$30,608 (+16.5%)

50 y/oHK$41,681 (+16.5%)

55 y/oHK$51,874 (+16.5%)

60 y/oHK$66,504 (+16.5%)

65 y/oHK$88,427 (+16.5%)

70 y/oHK$110,492 (+16.5%)

75 y/oHK$133,186 (+16.5%)

80 y/oHK$144,657 (+16.5%)

85 y/oHK$144,657 (+16.5%)

90 y/oHK$144,657 (+16.5%)

95 y/oHK$144,657 (+16.5%)

99 y/oHK$144,657 (+16.5%)

F00040-13-000-03

Benefits PDFPremiums PDF

2026-03-02

+12.0%

All-ages avg

0 y/oHK$22,380 (+12.0%)

5 y/oHK$22,380 (+12.0%)

10 y/oHK$17,118 (+12.0%)

15 y/oHK$17,541 (+12.0%)

20 y/oHK$18,573 (+12.0%)

25 y/oHK$20,649 (+12.0%)

30 y/oHK$22,855 (+12.0%)

35 y/oHK$23,837 (+12.0%)

40 y/oHK$27,806 (+12.0%)

45 y/oHK$34,281 (+12.0%)

50 y/oHK$46,683 (+12.0%)

55 y/oHK$58,099 (+12.0%)

60 y/oHK$74,484 (+12.0%)

65 y/oHK$99,038 (+12.0%)

70 y/oHK$123,751 (+12.0%)

75 y/oHK$149,168 (+12.0%)

80 y/oHK$162,016 (+12.0%)

85 y/oHK$162,016 (+12.0%)

90 y/oHK$162,016 (+12.0%)

95 y/oHK$162,016 (+12.0%)

99 y/oHK$162,016 (+12.0%)

年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27

0 y/o+10.14%

5 y/o+10.14%

10 y/o+10.14%

15 y/o+10.14%

20 y/o+10.14%

25 y/o+10.14%

30 y/o+10.14%

35 y/o+10.14%

40 y/o+10.14%

45 y/o+10.14%

50 y/o+9.84%

55 y/o+10.14%

60 y/o+10.14%

65 y/o+10.14%

70 y/o+10.14%

75 y/o+10.14%

80 y/o+10.14%

85 y/o+10.14%

90 y/o+10.14%

95 y/o+10.14%

99 y/o+10.14%

格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27