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Bupa Hero VHIS Plan - Advance Pro (HKD40,000 Deductible)
保柏非凡自願醫保計劃 - 倍智選（40,000 港元自付費）
Bupa (Asia) Limited · F00040-11-000 · 6 versions · Flexi plan · Avg. annual increase +7.45%
| Age | F00040-11-000-01 2022-03-02 | F00040-11-000-01 2023-03-02 | F00040-11-000-01 2024-03-02 | F00040-11-000-02 2024-08-02 | F00040-11-000-03 2025-03-02 | F00040-11-000-03 2026-03-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$6,683 | HK$7,026 (+5.1%) | HK$7,588 (+8.0%) | HK$7,588 | HK$8,408 (+10.8%) | HK$9,039 (+7.5%) | +7.47% |
| 5 | HK$6,683 | HK$7,026 (+5.1%) | HK$7,588 (+8.0%) | HK$7,588 | HK$8,408 (+10.8%) | HK$9,039 (+7.5%) | +7.47% |
| 10 | HK$4,687 | HK$4,927 (+5.1%) | HK$5,321 (+8.0%) | HK$5,321 | HK$5,896 (+10.8%) | HK$6,338 (+7.5%) | +7.46% |
| 15 | HK$4,699 | HK$4,940 (+5.1%) | HK$5,335 (+8.0%) | HK$5,335 | HK$5,911 (+10.8%) | HK$6,354 (+7.5%) | +7.46% |
| 20 | HK$4,850 | HK$5,099 (+5.1%) | HK$5,507 (+8.0%) | HK$5,507 | HK$6,102 (+10.8%) | HK$6,560 (+7.5%) | +7.47% |
| 25 | HK$5,337 | HK$5,611 (+5.1%) | HK$6,060 (+8.0%) | HK$6,060 | HK$6,714 (+10.8%) | HK$7,218 (+7.5%) | +7.47% |
| 30 | HK$5,690 | HK$5,982 (+5.1%) | HK$6,461 (+8.0%) | HK$6,461 | HK$7,159 (+10.8%) | HK$7,696 (+7.5%) | +7.47% |
| 35 | HK$7,378 | HK$7,756 (+5.1%) | HK$8,376 (+8.0%) | HK$8,376 | HK$9,281 (+10.8%) | HK$9,977 (+7.5%) | +7.47% |
| 40 | HK$8,143 | HK$8,561 (+5.1%) | HK$9,246 (+8.0%) | HK$9,246 | HK$10,245 (+10.8%) | HK$11,013 (+7.5%) | +7.47% |
| 45 | HK$10,122 | HK$10,641 (+5.1%) | HK$11,492 (+8.0%) | HK$11,492 | HK$12,733 (+10.8%) | HK$13,688 (+7.5%) | +7.47% |
| 50 | HK$12,726 | HK$13,379 (+5.1%) | HK$14,449 (+8.0%) | HK$14,449 | HK$16,009 (+10.8%) | HK$17,210 (+7.5%) | +7.47% |
| 55 | HK$17,297 | HK$18,184 (+5.1%) | HK$19,639 (+8.0%) | HK$19,639 | HK$21,760 (+10.8%) | HK$23,392 (+7.5%) | +7.47% |
| 60 | HK$22,500 | HK$23,654 (+5.1%) | HK$25,546 (+8.0%) | HK$25,546 | HK$28,305 (+10.8%) | HK$30,428 (+7.5%) | +7.47% |
| 65 | HK$31,065 | HK$32,308 (+4.0%) | HK$34,893 (+8.0%) | HK$34,893 | HK$38,661 (+10.8%) | HK$41,561 (+7.5%) | +7.19% |
| 70 | HK$41,310 | HK$43,429 (+5.1%) | HK$46,903 (+8.0%) | HK$46,903 | HK$51,969 (+10.8%) | HK$55,867 (+7.5%) | +7.47% |
| 75 | HK$48,747 | HK$51,248 (+5.1%) | HK$55,348 (+8.0%) | HK$55,348 | HK$61,326 (+10.8%) | HK$65,925 (+7.5%) | +7.47% |
| 80 | HK$51,700 | HK$54,352 (+5.1%) | HK$58,700 (+8.0%) | HK$58,700 | HK$65,040 (+10.8%) | HK$69,918 (+7.5%) | +7.47% |
| 85 | HK$51,700 | HK$54,352 (+5.1%) | HK$58,700 (+8.0%) | HK$58,700 | HK$65,040 (+10.8%) | HK$69,918 (+7.5%) | +7.47% |
| 90 | HK$51,700 | HK$54,352 (+5.1%) | HK$58,700 (+8.0%) | HK$58,700 | HK$65,040 (+10.8%) | HK$69,918 (+7.5%) | +7.47% |
| 95 | HK$51,700 | HK$54,352 (+5.1%) | HK$58,700 (+8.0%) | HK$58,700 | HK$65,040 (+10.8%) | HK$69,918 (+7.5%) | +7.47% |
| 99 | HK$51,700 | HK$54,352 (+5.1%) | HK$58,700 (+8.0%) | HK$58,700 | HK$65,040 (+10.8%) | HK$69,918 (+7.5%) | +7.47% |
| All ages average | — | +5.1% | +8.0% | 0.0% | +10.8% | +7.5% | — |
0 y/oHK$6,683
5 y/oHK$6,683
10 y/oHK$4,687
15 y/oHK$4,699
20 y/oHK$4,850
25 y/oHK$5,337
30 y/oHK$5,690
35 y/oHK$7,378
40 y/oHK$8,143
45 y/oHK$10,122
50 y/oHK$12,726
55 y/oHK$17,297
60 y/oHK$22,500
65 y/oHK$31,065
70 y/oHK$41,310
75 y/oHK$48,747
80 y/oHK$51,700
85 y/oHK$51,700
90 y/oHK$51,700
95 y/oHK$51,700
99 y/oHK$51,700
+5.1%
All-ages avg
0 y/oHK$7,026 (+5.1%)
5 y/oHK$7,026 (+5.1%)
10 y/oHK$4,927 (+5.1%)
15 y/oHK$4,940 (+5.1%)
20 y/oHK$5,099 (+5.1%)
25 y/oHK$5,611 (+5.1%)
30 y/oHK$5,982 (+5.1%)
35 y/oHK$7,756 (+5.1%)
40 y/oHK$8,561 (+5.1%)
45 y/oHK$10,641 (+5.1%)
50 y/oHK$13,379 (+5.1%)
55 y/oHK$18,184 (+5.1%)
60 y/oHK$23,654 (+5.1%)
65 y/oHK$32,308 (+4.0%)
70 y/oHK$43,429 (+5.1%)
75 y/oHK$51,248 (+5.1%)
80 y/oHK$54,352 (+5.1%)
85 y/oHK$54,352 (+5.1%)
90 y/oHK$54,352 (+5.1%)
95 y/oHK$54,352 (+5.1%)
99 y/oHK$54,352 (+5.1%)
+8.0%
All-ages avg
0 y/oHK$7,588 (+8.0%)
5 y/oHK$7,588 (+8.0%)
10 y/oHK$5,321 (+8.0%)
15 y/oHK$5,335 (+8.0%)
20 y/oHK$5,507 (+8.0%)
25 y/oHK$6,060 (+8.0%)
30 y/oHK$6,461 (+8.0%)
35 y/oHK$8,376 (+8.0%)
40 y/oHK$9,246 (+8.0%)
45 y/oHK$11,492 (+8.0%)
50 y/oHK$14,449 (+8.0%)
55 y/oHK$19,639 (+8.0%)
60 y/oHK$25,546 (+8.0%)
65 y/oHK$34,893 (+8.0%)
70 y/oHK$46,903 (+8.0%)
75 y/oHK$55,348 (+8.0%)
80 y/oHK$58,700 (+8.0%)
85 y/oHK$58,700 (+8.0%)
90 y/oHK$58,700 (+8.0%)
95 y/oHK$58,700 (+8.0%)
99 y/oHK$58,700 (+8.0%)
0.0%
All-ages avg
0 y/oHK$7,588
5 y/oHK$7,588
10 y/oHK$5,321
15 y/oHK$5,335
20 y/oHK$5,507
25 y/oHK$6,060
30 y/oHK$6,461
35 y/oHK$8,376
40 y/oHK$9,246
45 y/oHK$11,492
50 y/oHK$14,449
55 y/oHK$19,639
60 y/oHK$25,546
65 y/oHK$34,893
70 y/oHK$46,903
75 y/oHK$55,348
80 y/oHK$58,700
85 y/oHK$58,700
90 y/oHK$58,700
95 y/oHK$58,700
99 y/oHK$58,700
+10.8%
All-ages avg
0 y/oHK$8,408 (+10.8%)
5 y/oHK$8,408 (+10.8%)
10 y/oHK$5,896 (+10.8%)
15 y/oHK$5,911 (+10.8%)
20 y/oHK$6,102 (+10.8%)
25 y/oHK$6,714 (+10.8%)
30 y/oHK$7,159 (+10.8%)
35 y/oHK$9,281 (+10.8%)
40 y/oHK$10,245 (+10.8%)
45 y/oHK$12,733 (+10.8%)
50 y/oHK$16,009 (+10.8%)
55 y/oHK$21,760 (+10.8%)
60 y/oHK$28,305 (+10.8%)
65 y/oHK$38,661 (+10.8%)
70 y/oHK$51,969 (+10.8%)
75 y/oHK$61,326 (+10.8%)
80 y/oHK$65,040 (+10.8%)
85 y/oHK$65,040 (+10.8%)
90 y/oHK$65,040 (+10.8%)
95 y/oHK$65,040 (+10.8%)
99 y/oHK$65,040 (+10.8%)
+7.5%
All-ages avg
0 y/oHK$9,039 (+7.5%)
5 y/oHK$9,039 (+7.5%)
10 y/oHK$6,338 (+7.5%)
15 y/oHK$6,354 (+7.5%)
20 y/oHK$6,560 (+7.5%)
25 y/oHK$7,218 (+7.5%)
30 y/oHK$7,696 (+7.5%)
35 y/oHK$9,977 (+7.5%)
40 y/oHK$11,013 (+7.5%)
45 y/oHK$13,688 (+7.5%)
50 y/oHK$17,210 (+7.5%)
55 y/oHK$23,392 (+7.5%)
60 y/oHK$30,428 (+7.5%)
65 y/oHK$41,561 (+7.5%)
70 y/oHK$55,867 (+7.5%)
75 y/oHK$65,925 (+7.5%)
80 y/oHK$69,918 (+7.5%)
85 y/oHK$69,918 (+7.5%)
90 y/oHK$69,918 (+7.5%)
95 y/oHK$69,918 (+7.5%)
99 y/oHK$69,918 (+7.5%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+7.47%
5 y/o+7.47%
10 y/o+7.46%
15 y/o+7.46%
20 y/o+7.47%
25 y/o+7.47%
30 y/o+7.47%
35 y/o+7.47%
40 y/o+7.47%
45 y/o+7.47%
50 y/o+7.47%
55 y/o+7.47%
60 y/o+7.47%
65 y/o+7.19%
70 y/o+7.47%
75 y/o+7.47%
80 y/o+7.47%
85 y/o+7.47%
90 y/o+7.47%
95 y/o+7.47%
99 y/o+7.47%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.