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Bupa Hero VHIS Plan - Advance Pro (HKD12,000 Deductible)
保柏非凡自願醫保計劃 - 倍智選（12,000 港元自付費）
Bupa (Asia) Limited · F00040-10-000 · 6 versions · Flexi plan · Avg. annual increase +7.54%
| Age | F00040-10-000-01 2022-03-02 | F00040-10-000-01 2023-03-02 | F00040-10-000-01 2024-03-02 | F00040-10-000-02 2024-08-02 | F00040-10-000-03 2025-03-02 | F00040-10-000-03 2026-03-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$8,264 | HK$8,688 (+5.1%) | HK$9,383 (+8.0%) | HK$9,383 | HK$10,396 (+10.8%) | HK$11,176 (+7.5%) | +7.55% |
| 5 | HK$8,264 | HK$8,688 (+5.1%) | HK$9,383 (+8.0%) | HK$9,383 | HK$10,396 (+10.8%) | HK$11,176 (+7.5%) | +7.55% |
| 10 | HK$5,129 | HK$5,392 (+5.1%) | HK$5,823 (+8.0%) | HK$5,823 | HK$6,452 (+10.8%) | HK$6,936 (+7.5%) | +7.55% |
| 15 | HK$5,350 | HK$5,624 (+5.1%) | HK$6,074 (+8.0%) | HK$6,074 | HK$6,730 (+10.8%) | HK$7,235 (+7.5%) | +7.55% |
| 20 | HK$5,659 | HK$5,949 (+5.1%) | HK$6,425 (+8.0%) | HK$6,425 | HK$7,119 (+10.8%) | HK$7,653 (+7.5%) | +7.55% |
| 25 | HK$6,490 | HK$6,823 (+5.1%) | HK$7,369 (+8.0%) | HK$7,369 | HK$8,165 (+10.8%) | HK$8,777 (+7.5%) | +7.55% |
| 30 | HK$7,720 | HK$8,116 (+5.1%) | HK$8,765 (+8.0%) | HK$8,765 | HK$9,712 (+10.8%) | HK$10,440 (+7.5%) | +7.55% |
| 35 | HK$8,717 | HK$9,164 (+5.1%) | HK$9,897 (+8.0%) | HK$9,897 | HK$10,966 (+10.8%) | HK$11,788 (+7.5%) | +7.55% |
| 40 | HK$10,258 | HK$10,784 (+5.1%) | HK$11,647 (+8.0%) | HK$11,647 | HK$12,905 (+10.8%) | HK$13,873 (+7.5%) | +7.55% |
| 45 | HK$12,955 | HK$13,620 (+5.1%) | HK$14,710 (+8.0%) | HK$14,710 | HK$16,299 (+10.8%) | HK$17,521 (+7.5%) | +7.56% |
| 50 | HK$16,373 | HK$17,213 (+5.1%) | HK$18,590 (+8.0%) | HK$18,590 | HK$20,598 (+10.8%) | HK$22,143 (+7.5%) | +7.55% |
| 55 | HK$20,285 | HK$21,326 (+5.1%) | HK$23,032 (+8.0%) | HK$23,032 | HK$25,519 (+10.8%) | HK$27,433 (+7.5%) | +7.55% |
| 60 | HK$25,894 | HK$27,222 (+5.1%) | HK$29,400 (+8.0%) | HK$29,400 | HK$32,575 (+10.8%) | HK$35,018 (+7.5%) | +7.55% |
| 65 | HK$36,328 | HK$37,963 (+4.5%) | HK$41,000 (+8.0%) | HK$41,000 | HK$45,428 (+10.8%) | HK$48,835 (+7.5%) | +7.40% |
| 70 | HK$45,951 | HK$48,308 (+5.1%) | HK$52,173 (+8.0%) | HK$52,173 | HK$57,808 (+10.8%) | HK$62,144 (+7.5%) | +7.55% |
| 75 | HK$57,656 | HK$60,614 (+5.1%) | HK$65,463 (+8.0%) | HK$65,463 | HK$72,533 (+10.8%) | HK$77,973 (+7.5%) | +7.55% |
| 80 | HK$63,894 | HK$67,172 (+5.1%) | HK$72,546 (+8.0%) | HK$72,546 | HK$80,381 (+10.8%) | HK$86,410 (+7.5%) | +7.55% |
| 85 | HK$63,894 | HK$67,172 (+5.1%) | HK$72,546 (+8.0%) | HK$72,546 | HK$80,381 (+10.8%) | HK$86,410 (+7.5%) | +7.55% |
| 90 | HK$63,894 | HK$67,172 (+5.1%) | HK$72,546 (+8.0%) | HK$72,546 | HK$80,381 (+10.8%) | HK$86,410 (+7.5%) | +7.55% |
| 95 | HK$63,894 | HK$67,172 (+5.1%) | HK$72,546 (+8.0%) | HK$72,546 | HK$80,381 (+10.8%) | HK$86,410 (+7.5%) | +7.55% |
| 99 | HK$63,894 | HK$67,172 (+5.1%) | HK$72,546 (+8.0%) | HK$72,546 | HK$80,381 (+10.8%) | HK$86,410 (+7.5%) | +7.55% |
| All ages average | — | +5.1% | +8.0% | 0.0% | +10.8% | +7.5% | — |
0 y/oHK$8,264
5 y/oHK$8,264
10 y/oHK$5,129
15 y/oHK$5,350
20 y/oHK$5,659
25 y/oHK$6,490
30 y/oHK$7,720
35 y/oHK$8,717
40 y/oHK$10,258
45 y/oHK$12,955
50 y/oHK$16,373
55 y/oHK$20,285
60 y/oHK$25,894
65 y/oHK$36,328
70 y/oHK$45,951
75 y/oHK$57,656
80 y/oHK$63,894
85 y/oHK$63,894
90 y/oHK$63,894
95 y/oHK$63,894
99 y/oHK$63,894
+5.1%
All-ages avg
0 y/oHK$8,688 (+5.1%)
5 y/oHK$8,688 (+5.1%)
10 y/oHK$5,392 (+5.1%)
15 y/oHK$5,624 (+5.1%)
20 y/oHK$5,949 (+5.1%)
25 y/oHK$6,823 (+5.1%)
30 y/oHK$8,116 (+5.1%)
35 y/oHK$9,164 (+5.1%)
40 y/oHK$10,784 (+5.1%)
45 y/oHK$13,620 (+5.1%)
50 y/oHK$17,213 (+5.1%)
55 y/oHK$21,326 (+5.1%)
60 y/oHK$27,222 (+5.1%)
65 y/oHK$37,963 (+4.5%)
70 y/oHK$48,308 (+5.1%)
75 y/oHK$60,614 (+5.1%)
80 y/oHK$67,172 (+5.1%)
85 y/oHK$67,172 (+5.1%)
90 y/oHK$67,172 (+5.1%)
95 y/oHK$67,172 (+5.1%)
99 y/oHK$67,172 (+5.1%)
+8.0%
All-ages avg
0 y/oHK$9,383 (+8.0%)
5 y/oHK$9,383 (+8.0%)
10 y/oHK$5,823 (+8.0%)
15 y/oHK$6,074 (+8.0%)
20 y/oHK$6,425 (+8.0%)
25 y/oHK$7,369 (+8.0%)
30 y/oHK$8,765 (+8.0%)
35 y/oHK$9,897 (+8.0%)
40 y/oHK$11,647 (+8.0%)
45 y/oHK$14,710 (+8.0%)
50 y/oHK$18,590 (+8.0%)
55 y/oHK$23,032 (+8.0%)
60 y/oHK$29,400 (+8.0%)
65 y/oHK$41,000 (+8.0%)
70 y/oHK$52,173 (+8.0%)
75 y/oHK$65,463 (+8.0%)
80 y/oHK$72,546 (+8.0%)
85 y/oHK$72,546 (+8.0%)
90 y/oHK$72,546 (+8.0%)
95 y/oHK$72,546 (+8.0%)
99 y/oHK$72,546 (+8.0%)
0.0%
All-ages avg
0 y/oHK$9,383
5 y/oHK$9,383
10 y/oHK$5,823
15 y/oHK$6,074
20 y/oHK$6,425
25 y/oHK$7,369
30 y/oHK$8,765
35 y/oHK$9,897
40 y/oHK$11,647
45 y/oHK$14,710
50 y/oHK$18,590
55 y/oHK$23,032
60 y/oHK$29,400
65 y/oHK$41,000
70 y/oHK$52,173
75 y/oHK$65,463
80 y/oHK$72,546
85 y/oHK$72,546
90 y/oHK$72,546
95 y/oHK$72,546
99 y/oHK$72,546
+10.8%
All-ages avg
0 y/oHK$10,396 (+10.8%)
5 y/oHK$10,396 (+10.8%)
10 y/oHK$6,452 (+10.8%)
15 y/oHK$6,730 (+10.8%)
20 y/oHK$7,119 (+10.8%)
25 y/oHK$8,165 (+10.8%)
30 y/oHK$9,712 (+10.8%)
35 y/oHK$10,966 (+10.8%)
40 y/oHK$12,905 (+10.8%)
45 y/oHK$16,299 (+10.8%)
50 y/oHK$20,598 (+10.8%)
55 y/oHK$25,519 (+10.8%)
60 y/oHK$32,575 (+10.8%)
65 y/oHK$45,428 (+10.8%)
70 y/oHK$57,808 (+10.8%)
75 y/oHK$72,533 (+10.8%)
80 y/oHK$80,381 (+10.8%)
85 y/oHK$80,381 (+10.8%)
90 y/oHK$80,381 (+10.8%)
95 y/oHK$80,381 (+10.8%)
99 y/oHK$80,381 (+10.8%)
+7.5%
All-ages avg
0 y/oHK$11,176 (+7.5%)
5 y/oHK$11,176 (+7.5%)
10 y/oHK$6,936 (+7.5%)
15 y/oHK$7,235 (+7.5%)
20 y/oHK$7,653 (+7.5%)
25 y/oHK$8,777 (+7.5%)
30 y/oHK$10,440 (+7.5%)
35 y/oHK$11,788 (+7.5%)
40 y/oHK$13,873 (+7.5%)
45 y/oHK$17,521 (+7.5%)
50 y/oHK$22,143 (+7.5%)
55 y/oHK$27,433 (+7.5%)
60 y/oHK$35,018 (+7.5%)
65 y/oHK$48,835 (+7.5%)
70 y/oHK$62,144 (+7.5%)
75 y/oHK$77,973 (+7.5%)
80 y/oHK$86,410 (+7.5%)
85 y/oHK$86,410 (+7.5%)
90 y/oHK$86,410 (+7.5%)
95 y/oHK$86,410 (+7.5%)
99 y/oHK$86,410 (+7.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+7.55%
5 y/o+7.55%
10 y/o+7.55%
15 y/o+7.55%
20 y/o+7.55%
25 y/o+7.55%
30 y/o+7.55%
35 y/o+7.55%
40 y/o+7.55%
45 y/o+7.56%
50 y/o+7.55%
55 y/o+7.55%
60 y/o+7.55%
65 y/o+7.40%
70 y/o+7.55%
75 y/o+7.55%
80 y/o+7.55%
85 y/o+7.55%
90 y/o+7.55%
95 y/o+7.55%
99 y/o+7.55%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27