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Bupa Hero VHIS Plan - Advance Pro (HKD0 Deductible)
保柏非凡自願醫保計劃 - 倍智選（0 港元自付費）
Bupa (Asia) Limited · F00040-09-000 · 6 versions · Flexi plan · Avg. annual increase +10.17%
| Age | F00040-09-000-01 2022-03-02 | F00040-09-000-01 2023-03-02 | F00040-09-000-01 2024-03-02 | F00040-09-000-02 2024-08-02 | F00040-09-000-03 2025-03-02 | F00040-09-000-03 2026-03-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$12,666 | HK$13,316 (+5.1%) | HK$14,381 (+8.0%) | HK$14,381 | HK$16,898 (+17.5%) | HK$18,926 (+12.0%) | +10.17% |
| 5 | HK$12,666 | HK$13,316 (+5.1%) | HK$14,381 (+8.0%) | HK$14,381 | HK$16,898 (+17.5%) | HK$18,926 (+12.0%) | +10.17% |
| 10 | HK$8,097 | HK$8,512 (+5.1%) | HK$9,193 (+8.0%) | HK$9,193 | HK$10,802 (+17.5%) | HK$12,098 (+12.0%) | +10.17% |
| 15 | HK$8,767 | HK$9,217 (+5.1%) | HK$9,954 (+8.0%) | HK$9,954 | HK$11,696 (+17.5%) | HK$13,100 (+12.0%) | +10.17% |
| 20 | HK$9,650 | HK$10,145 (+5.1%) | HK$10,957 (+8.0%) | HK$10,957 | HK$12,874 (+17.5%) | HK$14,419 (+12.0%) | +10.17% |
| 25 | HK$11,220 | HK$11,796 (+5.1%) | HK$12,740 (+8.0%) | HK$12,740 | HK$14,970 (+17.5%) | HK$16,766 (+12.0%) | +10.17% |
| 30 | HK$11,787 | HK$12,392 (+5.1%) | HK$13,383 (+8.0%) | HK$13,383 | HK$15,725 (+17.5%) | HK$17,612 (+12.0%) | +10.17% |
| 35 | HK$13,244 | HK$13,923 (+5.1%) | HK$15,037 (+8.0%) | HK$15,037 | HK$17,668 (+17.5%) | HK$19,788 (+12.0%) | +10.17% |
| 40 | HK$16,090 | HK$16,915 (+5.1%) | HK$18,268 (+8.0%) | HK$18,268 | HK$21,465 (+17.5%) | HK$24,041 (+12.0%) | +10.17% |
| 45 | HK$19,607 | HK$20,613 (+5.1%) | HK$22,262 (+8.0%) | HK$22,262 | HK$26,158 (+17.5%) | HK$29,297 (+12.0%) | +10.17% |
| 50 | HK$25,057 | HK$26,342 (+5.1%) | HK$28,449 (+8.0%) | HK$28,449 | HK$33,428 (+17.5%) | HK$37,439 (+12.0%) | +10.17% |
| 55 | HK$32,323 | HK$33,981 (+5.1%) | HK$36,699 (+8.0%) | HK$36,699 | HK$43,121 (+17.5%) | HK$48,296 (+12.0%) | +10.17% |
| 60 | HK$41,550 | HK$43,682 (+5.1%) | HK$47,177 (+8.0%) | HK$47,177 | HK$55,433 (+17.5%) | HK$62,085 (+12.0%) | +10.17% |
| 65 | HK$52,813 | HK$55,522 (+5.1%) | HK$59,964 (+8.0%) | HK$59,964 | HK$70,458 (+17.5%) | HK$78,913 (+12.0%) | +10.17% |
| 70 | HK$67,106 | HK$70,549 (+5.1%) | HK$76,193 (+8.0%) | HK$76,193 | HK$89,527 (+17.5%) | HK$100,270 (+12.0%) | +10.17% |
| 75 | HK$79,187 | HK$83,249 (+5.1%) | HK$89,909 (+8.0%) | HK$89,909 | HK$105,643 (+17.5%) | HK$118,320 (+12.0%) | +10.17% |
| 80 | HK$86,720 | HK$91,169 (+5.1%) | HK$98,463 (+8.0%) | HK$98,463 | HK$115,694 (+17.5%) | HK$129,577 (+12.0%) | +10.17% |
| 85 | HK$86,720 | HK$91,169 (+5.1%) | HK$98,463 (+8.0%) | HK$98,463 | HK$115,694 (+17.5%) | HK$129,577 (+12.0%) | +10.17% |
| 90 | HK$86,720 | HK$91,169 (+5.1%) | HK$98,463 (+8.0%) | HK$98,463 | HK$115,694 (+17.5%) | HK$129,577 (+12.0%) | +10.17% |
| 95 | HK$86,720 | HK$91,169 (+5.1%) | HK$98,463 (+8.0%) | HK$98,463 | HK$115,694 (+17.5%) | HK$129,577 (+12.0%) | +10.17% |
| 99 | HK$86,720 | HK$91,169 (+5.1%) | HK$98,463 (+8.0%) | HK$98,463 | HK$115,694 (+17.5%) | HK$129,577 (+12.0%) | +10.17% |
| All ages average | — | +5.1% | +8.0% | 0.0% | +17.5% | +12.0% | — |
0 y/oHK$12,666
5 y/oHK$12,666
10 y/oHK$8,097
15 y/oHK$8,767
20 y/oHK$9,650
25 y/oHK$11,220
30 y/oHK$11,787
35 y/oHK$13,244
40 y/oHK$16,090
45 y/oHK$19,607
50 y/oHK$25,057
55 y/oHK$32,323
60 y/oHK$41,550
65 y/oHK$52,813
70 y/oHK$67,106
75 y/oHK$79,187
80 y/oHK$86,720
85 y/oHK$86,720
90 y/oHK$86,720
95 y/oHK$86,720
99 y/oHK$86,720
+5.1%
All-ages avg
0 y/oHK$13,316 (+5.1%)
5 y/oHK$13,316 (+5.1%)
10 y/oHK$8,512 (+5.1%)
15 y/oHK$9,217 (+5.1%)
20 y/oHK$10,145 (+5.1%)
25 y/oHK$11,796 (+5.1%)
30 y/oHK$12,392 (+5.1%)
35 y/oHK$13,923 (+5.1%)
40 y/oHK$16,915 (+5.1%)
45 y/oHK$20,613 (+5.1%)
50 y/oHK$26,342 (+5.1%)
55 y/oHK$33,981 (+5.1%)
60 y/oHK$43,682 (+5.1%)
65 y/oHK$55,522 (+5.1%)
70 y/oHK$70,549 (+5.1%)
75 y/oHK$83,249 (+5.1%)
80 y/oHK$91,169 (+5.1%)
85 y/oHK$91,169 (+5.1%)
90 y/oHK$91,169 (+5.1%)
95 y/oHK$91,169 (+5.1%)
99 y/oHK$91,169 (+5.1%)
+8.0%
All-ages avg
0 y/oHK$14,381 (+8.0%)
5 y/oHK$14,381 (+8.0%)
10 y/oHK$9,193 (+8.0%)
15 y/oHK$9,954 (+8.0%)
20 y/oHK$10,957 (+8.0%)
25 y/oHK$12,740 (+8.0%)
30 y/oHK$13,383 (+8.0%)
35 y/oHK$15,037 (+8.0%)
40 y/oHK$18,268 (+8.0%)
45 y/oHK$22,262 (+8.0%)
50 y/oHK$28,449 (+8.0%)
55 y/oHK$36,699 (+8.0%)
60 y/oHK$47,177 (+8.0%)
65 y/oHK$59,964 (+8.0%)
70 y/oHK$76,193 (+8.0%)
75 y/oHK$89,909 (+8.0%)
80 y/oHK$98,463 (+8.0%)
85 y/oHK$98,463 (+8.0%)
90 y/oHK$98,463 (+8.0%)
95 y/oHK$98,463 (+8.0%)
99 y/oHK$98,463 (+8.0%)
0.0%
All-ages avg
0 y/oHK$14,381
5 y/oHK$14,381
10 y/oHK$9,193
15 y/oHK$9,954
20 y/oHK$10,957
25 y/oHK$12,740
30 y/oHK$13,383
35 y/oHK$15,037
40 y/oHK$18,268
45 y/oHK$22,262
50 y/oHK$28,449
55 y/oHK$36,699
60 y/oHK$47,177
65 y/oHK$59,964
70 y/oHK$76,193
75 y/oHK$89,909
80 y/oHK$98,463
85 y/oHK$98,463
90 y/oHK$98,463
95 y/oHK$98,463
99 y/oHK$98,463
+17.5%
All-ages avg
0 y/oHK$16,898 (+17.5%)
5 y/oHK$16,898 (+17.5%)
10 y/oHK$10,802 (+17.5%)
15 y/oHK$11,696 (+17.5%)
20 y/oHK$12,874 (+17.5%)
25 y/oHK$14,970 (+17.5%)
30 y/oHK$15,725 (+17.5%)
35 y/oHK$17,668 (+17.5%)
40 y/oHK$21,465 (+17.5%)
45 y/oHK$26,158 (+17.5%)
50 y/oHK$33,428 (+17.5%)
55 y/oHK$43,121 (+17.5%)
60 y/oHK$55,433 (+17.5%)
65 y/oHK$70,458 (+17.5%)
70 y/oHK$89,527 (+17.5%)
75 y/oHK$105,643 (+17.5%)
80 y/oHK$115,694 (+17.5%)
85 y/oHK$115,694 (+17.5%)
90 y/oHK$115,694 (+17.5%)
95 y/oHK$115,694 (+17.5%)
99 y/oHK$115,694 (+17.5%)
+12.0%
All-ages avg
0 y/oHK$18,926 (+12.0%)
5 y/oHK$18,926 (+12.0%)
10 y/oHK$12,098 (+12.0%)
15 y/oHK$13,100 (+12.0%)
20 y/oHK$14,419 (+12.0%)
25 y/oHK$16,766 (+12.0%)
30 y/oHK$17,612 (+12.0%)
35 y/oHK$19,788 (+12.0%)
40 y/oHK$24,041 (+12.0%)
45 y/oHK$29,297 (+12.0%)
50 y/oHK$37,439 (+12.0%)
55 y/oHK$48,296 (+12.0%)
60 y/oHK$62,085 (+12.0%)
65 y/oHK$78,913 (+12.0%)
70 y/oHK$100,270 (+12.0%)
75 y/oHK$118,320 (+12.0%)
80 y/oHK$129,577 (+12.0%)
85 y/oHK$129,577 (+12.0%)
90 y/oHK$129,577 (+12.0%)
95 y/oHK$129,577 (+12.0%)
99 y/oHK$129,577 (+12.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+10.17%
5 y/o+10.17%
10 y/o+10.17%
15 y/o+10.17%
20 y/o+10.17%
25 y/o+10.17%
30 y/o+10.17%
35 y/o+10.17%
40 y/o+10.17%
45 y/o+10.17%
50 y/o+10.17%
55 y/o+10.17%
60 y/o+10.17%
65 y/o+10.17%
70 y/o+10.17%
75 y/o+10.17%
80 y/o+10.17%
85 y/o+10.17%
90 y/o+10.17%
95 y/o+10.17%
99 y/o+10.17%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27