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Bupa Hero VHIS Plan - Advance (HKD80,000 Deductible)

保柏非凡自願醫保計劃 - 智選（80,000 港元自付費）

Bupa (Asia) Limited · F00040-04-000 · 8 versions · Flexi plan · Avg. annual increase +5.75%

Age	F00040-04-000-01 Benefits PDF Premiums PDF 2020-02-03	F00040-04-000-02 Benefits PDF Premiums PDF 2020-12-02	F00040-04-000-03 Benefits PDF Premiums PDF 2022-03-02	F00040-04-000-03 Benefits PDF Premiums PDF 2023-03-02	F00040-04-000-03 Benefits PDF Premiums PDF 2024-03-02	F00040-04-000-04 Benefits PDF Premiums PDF 2024-08-02	F00040-04-000-05 Benefits PDF Premiums PDF 2025-03-02	F00040-04-000-05 Benefits PDF Premiums PDF 2026-03-02	Avg. annual increase
0	HK$3,706	HK$3,706	HK$3,880 (+4.7%)	HK$4,079 (+5.1%)	HK$4,405 (+8.0%)	HK$4,405	HK$4,881 (+10.8%)	HK$5,247 (+7.5%)	+5.75%
5	HK$3,706	HK$3,706	HK$3,880 (+4.7%)	HK$4,079 (+5.1%)	HK$4,405 (+8.0%)	HK$4,405	HK$4,881 (+10.8%)	HK$5,247 (+7.5%)	+5.75%
10	HK$2,400	HK$2,400	HK$2,513 (+4.7%)	HK$2,642 (+5.1%)	HK$2,853 (+8.0%)	HK$2,853	HK$3,161 (+10.8%)	HK$3,398 (+7.5%)	+5.75%
15	HK$2,640	HK$2,640	HK$2,764 (+4.7%)	HK$2,906 (+5.1%)	HK$3,138 (+8.0%)	HK$3,138	HK$3,477 (+10.8%)	HK$3,738 (+7.5%)	+5.75%
20	HK$2,862	HK$2,862	HK$2,997 (+4.7%)	HK$3,151 (+5.1%)	HK$3,403 (+8.0%)	HK$3,403	HK$3,771 (+10.8%)	HK$4,054 (+7.5%)	+5.76%
25	HK$3,035	HK$3,035	HK$3,178 (+4.7%)	HK$3,341 (+5.1%)	HK$3,608 (+8.0%)	HK$3,608	HK$3,998 (+10.8%)	HK$4,298 (+7.5%)	+5.75%
30	HK$3,178	HK$3,178	HK$3,327 (+4.7%)	HK$3,498 (+5.1%)	HK$3,778 (+8.0%)	HK$3,778	HK$4,186 (+10.8%)	HK$4,500 (+7.5%)	+5.75%
35	HK$4,344	HK$4,344	HK$4,548 (+4.7%)	HK$4,781 (+5.1%)	HK$5,163 (+8.0%)	HK$5,163	HK$5,721 (+10.8%)	HK$6,150 (+7.5%)	+5.75%
40	HK$4,850	HK$4,850	HK$5,078 (+4.7%)	HK$5,339 (+5.1%)	HK$5,766 (+8.0%)	HK$5,766	HK$6,389 (+10.8%)	HK$6,868 (+7.5%)	+5.75%
45	HK$6,280	HK$6,280	HK$6,575 (+4.7%)	HK$6,912 (+5.1%)	HK$7,465 (+8.0%)	HK$7,465	HK$8,271 (+10.8%)	HK$8,891 (+7.5%)	+5.75%
50	HK$7,980	HK$7,980	HK$8,355 (+4.7%)	HK$8,784 (+5.1%)	HK$9,487 (+8.0%)	HK$9,487	HK$10,512 (+10.8%)	HK$11,300 (+7.5%)	+5.75%
55	HK$10,866	HK$10,866	HK$11,377 (+4.7%)	HK$11,961 (+5.1%)	HK$12,918 (+8.0%)	HK$12,918	HK$14,313 (+10.8%)	HK$15,386 (+7.5%)	+5.75%
60	HK$15,063	HK$15,063	HK$15,771 (+4.7%)	HK$16,580 (+5.1%)	HK$17,906 (+8.0%)	HK$17,906	HK$19,840 (+10.8%)	HK$21,328 (+7.5%)	+5.75%
65	HK$21,139	HK$21,139	HK$22,133 (+4.7%)	HK$23,268 (+5.1%)	HK$25,129 (+8.0%)	HK$25,129	HK$27,843 (+10.8%)	HK$29,931 (+7.5%)	+5.75%
70	HK$27,087	HK$27,087	HK$28,360 (+4.7%)	HK$29,815 (+5.1%)	HK$32,200 (+8.0%)	HK$32,200	HK$35,678 (+10.8%)	HK$38,354 (+7.5%)	+5.75%
75	HK$31,963	HK$31,963	HK$33,465 (+4.7%)	HK$35,182 (+5.1%)	HK$37,997 (+8.0%)	HK$37,997	HK$42,101 (+10.8%)	HK$45,259 (+7.5%)	+5.75%
80	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
85	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
90	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
95	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
99	HK$35,004	HK$35,004	HK$36,649 (+4.7%)	HK$38,529 (+5.1%)	HK$41,611 (+8.0%)	HK$41,611	HK$46,105 (+10.8%)	HK$49,563 (+7.5%)	+5.75%
All ages average	—	0.0%	+4.7%	+5.1%	+8.0%	0.0%	+10.8%	+7.5%	—

F00040-04-000-01

Benefits PDFPremiums PDF

2020-02-03

First version (baseline)

0 y/oHK$3,706

5 y/oHK$3,706

10 y/oHK$2,400

15 y/oHK$2,640

20 y/oHK$2,862

25 y/oHK$3,035

30 y/oHK$3,178

35 y/oHK$4,344

40 y/oHK$4,850

45 y/oHK$6,280

50 y/oHK$7,980

55 y/oHK$10,866

60 y/oHK$15,063

65 y/oHK$21,139

70 y/oHK$27,087

75 y/oHK$31,963

80 y/oHK$35,004

85 y/oHK$35,004

90 y/oHK$35,004

95 y/oHK$35,004

99 y/oHK$35,004

F00040-04-000-02

Benefits PDFPremiums PDF

2020-12-02

0.0%

All-ages avg

0 y/oHK$3,706

5 y/oHK$3,706

10 y/oHK$2,400

15 y/oHK$2,640

20 y/oHK$2,862

25 y/oHK$3,035

30 y/oHK$3,178

35 y/oHK$4,344

40 y/oHK$4,850

45 y/oHK$6,280

50 y/oHK$7,980

55 y/oHK$10,866

60 y/oHK$15,063

65 y/oHK$21,139

70 y/oHK$27,087

75 y/oHK$31,963

80 y/oHK$35,004

85 y/oHK$35,004

90 y/oHK$35,004

95 y/oHK$35,004

99 y/oHK$35,004

F00040-04-000-03

Benefits PDFPremiums PDF

2022-03-02

+4.7%

All-ages avg

0 y/oHK$3,880 (+4.7%)

5 y/oHK$3,880 (+4.7%)

10 y/oHK$2,513 (+4.7%)

15 y/oHK$2,764 (+4.7%)

20 y/oHK$2,997 (+4.7%)

25 y/oHK$3,178 (+4.7%)

30 y/oHK$3,327 (+4.7%)

35 y/oHK$4,548 (+4.7%)

40 y/oHK$5,078 (+4.7%)

45 y/oHK$6,575 (+4.7%)

50 y/oHK$8,355 (+4.7%)

55 y/oHK$11,377 (+4.7%)

60 y/oHK$15,771 (+4.7%)

65 y/oHK$22,133 (+4.7%)

70 y/oHK$28,360 (+4.7%)

75 y/oHK$33,465 (+4.7%)

80 y/oHK$36,649 (+4.7%)

85 y/oHK$36,649 (+4.7%)

90 y/oHK$36,649 (+4.7%)

95 y/oHK$36,649 (+4.7%)

99 y/oHK$36,649 (+4.7%)

F00040-04-000-03

Benefits PDFPremiums PDF

2023-03-02

+5.1%

All-ages avg

0 y/oHK$4,079 (+5.1%)

5 y/oHK$4,079 (+5.1%)

10 y/oHK$2,642 (+5.1%)

15 y/oHK$2,906 (+5.1%)

20 y/oHK$3,151 (+5.1%)

25 y/oHK$3,341 (+5.1%)

30 y/oHK$3,498 (+5.1%)

35 y/oHK$4,781 (+5.1%)

40 y/oHK$5,339 (+5.1%)

45 y/oHK$6,912 (+5.1%)

50 y/oHK$8,784 (+5.1%)

55 y/oHK$11,961 (+5.1%)

60 y/oHK$16,580 (+5.1%)

65 y/oHK$23,268 (+5.1%)

70 y/oHK$29,815 (+5.1%)

75 y/oHK$35,182 (+5.1%)

80 y/oHK$38,529 (+5.1%)

85 y/oHK$38,529 (+5.1%)

90 y/oHK$38,529 (+5.1%)

95 y/oHK$38,529 (+5.1%)

99 y/oHK$38,529 (+5.1%)

F00040-04-000-03

Benefits PDFPremiums PDF

2024-03-02

+8.0%

All-ages avg

0 y/oHK$4,405 (+8.0%)

5 y/oHK$4,405 (+8.0%)

10 y/oHK$2,853 (+8.0%)

15 y/oHK$3,138 (+8.0%)

20 y/oHK$3,403 (+8.0%)

25 y/oHK$3,608 (+8.0%)

30 y/oHK$3,778 (+8.0%)

35 y/oHK$5,163 (+8.0%)

40 y/oHK$5,766 (+8.0%)

45 y/oHK$7,465 (+8.0%)

50 y/oHK$9,487 (+8.0%)

55 y/oHK$12,918 (+8.0%)

60 y/oHK$17,906 (+8.0%)

65 y/oHK$25,129 (+8.0%)

70 y/oHK$32,200 (+8.0%)

75 y/oHK$37,997 (+8.0%)

80 y/oHK$41,611 (+8.0%)

85 y/oHK$41,611 (+8.0%)

90 y/oHK$41,611 (+8.0%)

95 y/oHK$41,611 (+8.0%)

99 y/oHK$41,611 (+8.0%)

F00040-04-000-04

Benefits PDFPremiums PDF

2024-08-02

0.0%

All-ages avg

0 y/oHK$4,405

5 y/oHK$4,405

10 y/oHK$2,853

15 y/oHK$3,138

20 y/oHK$3,403

25 y/oHK$3,608

30 y/oHK$3,778

35 y/oHK$5,163

40 y/oHK$5,766

45 y/oHK$7,465

50 y/oHK$9,487

55 y/oHK$12,918

60 y/oHK$17,906

65 y/oHK$25,129

70 y/oHK$32,200

75 y/oHK$37,997

80 y/oHK$41,611

85 y/oHK$41,611

90 y/oHK$41,611

95 y/oHK$41,611

99 y/oHK$41,611

F00040-04-000-05

Benefits PDFPremiums PDF

2025-03-02

+10.8%

All-ages avg

0 y/oHK$4,881 (+10.8%)

5 y/oHK$4,881 (+10.8%)

10 y/oHK$3,161 (+10.8%)

15 y/oHK$3,477 (+10.8%)

20 y/oHK$3,771 (+10.8%)

25 y/oHK$3,998 (+10.8%)

30 y/oHK$4,186 (+10.8%)

35 y/oHK$5,721 (+10.8%)

40 y/oHK$6,389 (+10.8%)

45 y/oHK$8,271 (+10.8%)

50 y/oHK$10,512 (+10.8%)

55 y/oHK$14,313 (+10.8%)

60 y/oHK$19,840 (+10.8%)

65 y/oHK$27,843 (+10.8%)

70 y/oHK$35,678 (+10.8%)

75 y/oHK$42,101 (+10.8%)

80 y/oHK$46,105 (+10.8%)

85 y/oHK$46,105 (+10.8%)

90 y/oHK$46,105 (+10.8%)

95 y/oHK$46,105 (+10.8%)

99 y/oHK$46,105 (+10.8%)

F00040-04-000-05

Benefits PDFPremiums PDF

2026-03-02

+7.5%

All-ages avg

0 y/oHK$5,247 (+7.5%)

5 y/oHK$5,247 (+7.5%)

10 y/oHK$3,398 (+7.5%)

15 y/oHK$3,738 (+7.5%)

20 y/oHK$4,054 (+7.5%)

25 y/oHK$4,298 (+7.5%)

30 y/oHK$4,500 (+7.5%)

35 y/oHK$6,150 (+7.5%)

40 y/oHK$6,868 (+7.5%)

45 y/oHK$8,891 (+7.5%)

50 y/oHK$11,300 (+7.5%)

55 y/oHK$15,386 (+7.5%)

60 y/oHK$21,328 (+7.5%)

65 y/oHK$29,931 (+7.5%)

70 y/oHK$38,354 (+7.5%)

75 y/oHK$45,259 (+7.5%)

80 y/oHK$49,563 (+7.5%)

85 y/oHK$49,563 (+7.5%)

90 y/oHK$49,563 (+7.5%)

95 y/oHK$49,563 (+7.5%)

99 y/oHK$49,563 (+7.5%)

年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27

0 y/o+5.75%

5 y/o+5.75%

10 y/o+5.75%

15 y/o+5.75%

20 y/o+5.76%

25 y/o+5.75%

30 y/o+5.75%

35 y/o+5.75%

40 y/o+5.75%

45 y/o+5.75%

50 y/o+5.75%

55 y/o+5.75%

60 y/o+5.75%

65 y/o+5.75%

70 y/o+5.75%

75 y/o+5.75%

80 y/o+5.75%

85 y/o+5.75%

90 y/o+5.75%

95 y/o+5.75%

99 y/o+5.75%

格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27