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Bupa Hero VHIS Plan - Advance (HKD12,000 Deductible)
保柏非凡自願醫保計劃 - 智選（12,000 港元自付費）
Bupa (Asia) Limited · F00040-02-000 · 8 versions · Flexi plan · Avg. annual increase +5.75%
| Age | F00040-02-000-01 2020-02-03 | F00040-02-000-02 2020-12-02 | F00040-02-000-03 2022-03-02 | F00040-02-000-03 2023-03-02 | F00040-02-000-03 2024-03-02 | F00040-02-000-04 2024-08-02 | F00040-02-000-05 2025-03-02 | F00040-02-000-05 2026-03-02 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,022 | HK$7,022 | HK$7,352 (+4.7%) | HK$7,729 (+5.1%) | HK$8,347 (+8.0%) | HK$8,347 | HK$9,248 (+10.8%) | HK$9,942 (+7.5%) | +5.75% |
| 5 | HK$7,022 | HK$7,022 | HK$7,352 (+4.7%) | HK$7,729 (+5.1%) | HK$8,347 (+8.0%) | HK$8,347 | HK$9,248 (+10.8%) | HK$9,942 (+7.5%) | +5.75% |
| 10 | HK$4,358 | HK$4,358 | HK$4,563 (+4.7%) | HK$4,797 (+5.1%) | HK$5,181 (+8.0%) | HK$5,181 | HK$5,741 (+10.8%) | HK$6,172 (+7.5%) | +5.75% |
| 15 | HK$4,546 | HK$4,546 | HK$4,760 (+4.7%) | HK$5,004 (+5.1%) | HK$5,404 (+8.0%) | HK$5,404 | HK$5,988 (+10.8%) | HK$6,437 (+7.5%) | +5.75% |
| 20 | HK$4,809 | HK$4,809 | HK$5,035 (+4.7%) | HK$5,293 (+5.1%) | HK$5,716 (+8.0%) | HK$5,716 | HK$6,333 (+10.8%) | HK$6,808 (+7.5%) | +5.75% |
| 25 | HK$5,515 | HK$5,515 | HK$5,774 (+4.7%) | HK$6,070 (+5.1%) | HK$6,556 (+8.0%) | HK$6,556 | HK$7,264 (+10.8%) | HK$7,809 (+7.5%) | +5.75% |
| 30 | HK$6,560 | HK$6,560 | HK$6,868 (+4.7%) | HK$7,220 (+5.1%) | HK$7,798 (+8.0%) | HK$7,798 | HK$8,640 (+10.8%) | HK$9,288 (+7.5%) | +5.75% |
| 35 | HK$7,407 | HK$7,407 | HK$7,755 (+4.7%) | HK$8,153 (+5.1%) | HK$8,805 (+8.0%) | HK$8,805 | HK$9,756 (+10.8%) | HK$10,488 (+7.5%) | +5.75% |
| 40 | HK$8,716 | HK$8,716 | HK$9,126 (+4.7%) | HK$9,594 (+5.1%) | HK$10,362 (+8.0%) | HK$10,362 | HK$11,481 (+10.8%) | HK$12,342 (+7.5%) | +5.75% |
| 45 | HK$11,009 | HK$11,009 | HK$11,526 (+4.7%) | HK$12,117 (+5.1%) | HK$13,086 (+8.0%) | HK$13,086 | HK$14,499 (+10.8%) | HK$15,586 (+7.5%) | +5.75% |
| 50 | HK$13,913 | HK$13,913 | HK$14,567 (+4.7%) | HK$15,314 (+5.1%) | HK$16,539 (+8.0%) | HK$16,539 | HK$18,325 (+10.8%) | HK$19,699 (+7.5%) | +5.75% |
| 55 | HK$17,237 | HK$17,237 | HK$18,047 (+4.7%) | HK$18,973 (+5.1%) | HK$20,491 (+8.0%) | HK$20,491 | HK$22,704 (+10.8%) | HK$24,407 (+7.5%) | +5.75% |
| 60 | HK$22,003 | HK$22,003 | HK$23,037 (+4.7%) | HK$24,219 (+5.1%) | HK$26,157 (+8.0%) | HK$26,157 | HK$28,982 (+10.8%) | HK$31,156 (+7.5%) | +5.75% |
| 65 | HK$30,869 | HK$30,869 | HK$32,320 (+4.7%) | HK$33,774 (+4.5%) | HK$36,476 (+8.0%) | HK$36,476 | HK$40,415 (+10.8%) | HK$43,446 (+7.5%) | +5.65% |
| 70 | HK$39,047 | HK$39,047 | HK$40,882 (+4.7%) | HK$42,979 (+5.1%) | HK$46,417 (+8.0%) | HK$46,417 | HK$51,430 (+10.8%) | HK$55,287 (+7.5%) | +5.75% |
| 75 | HK$48,992 | HK$48,992 | HK$51,295 (+4.7%) | HK$53,926 (+5.1%) | HK$58,240 (+8.0%) | HK$58,240 | HK$64,530 (+10.8%) | HK$69,370 (+7.5%) | +5.75% |
| 80 | HK$54,293 | HK$54,293 | HK$56,845 (+4.7%) | HK$59,761 (+5.1%) | HK$64,542 (+8.0%) | HK$64,542 | HK$71,513 (+10.8%) | HK$76,876 (+7.5%) | +5.75% |
| 85 | HK$54,293 | HK$54,293 | HK$56,845 (+4.7%) | HK$59,761 (+5.1%) | HK$64,542 (+8.0%) | HK$64,542 | HK$71,513 (+10.8%) | HK$76,876 (+7.5%) | +5.75% |
| 90 | HK$54,293 | HK$54,293 | HK$56,845 (+4.7%) | HK$59,761 (+5.1%) | HK$64,542 (+8.0%) | HK$64,542 | HK$71,513 (+10.8%) | HK$76,876 (+7.5%) | +5.75% |
| 95 | HK$54,293 | HK$54,293 | HK$56,845 (+4.7%) | HK$59,761 (+5.1%) | HK$64,542 (+8.0%) | HK$64,542 | HK$71,513 (+10.8%) | HK$76,876 (+7.5%) | +5.75% |
| 99 | HK$54,293 | HK$54,293 | HK$56,845 (+4.7%) | HK$59,761 (+5.1%) | HK$64,542 (+8.0%) | HK$64,542 | HK$71,513 (+10.8%) | HK$76,876 (+7.5%) | +5.75% |
| All ages average | — | 0.0% | +4.7% | +5.1% | +8.0% | 0.0% | +10.8% | +7.5% | — |
0 y/oHK$7,022
5 y/oHK$7,022
10 y/oHK$4,358
15 y/oHK$4,546
20 y/oHK$4,809
25 y/oHK$5,515
30 y/oHK$6,560
35 y/oHK$7,407
40 y/oHK$8,716
45 y/oHK$11,009
50 y/oHK$13,913
55 y/oHK$17,237
60 y/oHK$22,003
65 y/oHK$30,869
70 y/oHK$39,047
75 y/oHK$48,992
80 y/oHK$54,293
85 y/oHK$54,293
90 y/oHK$54,293
95 y/oHK$54,293
99 y/oHK$54,293
0.0%
All-ages avg
0 y/oHK$7,022
5 y/oHK$7,022
10 y/oHK$4,358
15 y/oHK$4,546
20 y/oHK$4,809
25 y/oHK$5,515
30 y/oHK$6,560
35 y/oHK$7,407
40 y/oHK$8,716
45 y/oHK$11,009
50 y/oHK$13,913
55 y/oHK$17,237
60 y/oHK$22,003
65 y/oHK$30,869
70 y/oHK$39,047
75 y/oHK$48,992
80 y/oHK$54,293
85 y/oHK$54,293
90 y/oHK$54,293
95 y/oHK$54,293
99 y/oHK$54,293
+4.7%
All-ages avg
0 y/oHK$7,352 (+4.7%)
5 y/oHK$7,352 (+4.7%)
10 y/oHK$4,563 (+4.7%)
15 y/oHK$4,760 (+4.7%)
20 y/oHK$5,035 (+4.7%)
25 y/oHK$5,774 (+4.7%)
30 y/oHK$6,868 (+4.7%)
35 y/oHK$7,755 (+4.7%)
40 y/oHK$9,126 (+4.7%)
45 y/oHK$11,526 (+4.7%)
50 y/oHK$14,567 (+4.7%)
55 y/oHK$18,047 (+4.7%)
60 y/oHK$23,037 (+4.7%)
65 y/oHK$32,320 (+4.7%)
70 y/oHK$40,882 (+4.7%)
75 y/oHK$51,295 (+4.7%)
80 y/oHK$56,845 (+4.7%)
85 y/oHK$56,845 (+4.7%)
90 y/oHK$56,845 (+4.7%)
95 y/oHK$56,845 (+4.7%)
99 y/oHK$56,845 (+4.7%)
+5.1%
All-ages avg
0 y/oHK$7,729 (+5.1%)
5 y/oHK$7,729 (+5.1%)
10 y/oHK$4,797 (+5.1%)
15 y/oHK$5,004 (+5.1%)
20 y/oHK$5,293 (+5.1%)
25 y/oHK$6,070 (+5.1%)
30 y/oHK$7,220 (+5.1%)
35 y/oHK$8,153 (+5.1%)
40 y/oHK$9,594 (+5.1%)
45 y/oHK$12,117 (+5.1%)
50 y/oHK$15,314 (+5.1%)
55 y/oHK$18,973 (+5.1%)
60 y/oHK$24,219 (+5.1%)
65 y/oHK$33,774 (+4.5%)
70 y/oHK$42,979 (+5.1%)
75 y/oHK$53,926 (+5.1%)
80 y/oHK$59,761 (+5.1%)
85 y/oHK$59,761 (+5.1%)
90 y/oHK$59,761 (+5.1%)
95 y/oHK$59,761 (+5.1%)
99 y/oHK$59,761 (+5.1%)
+8.0%
All-ages avg
0 y/oHK$8,347 (+8.0%)
5 y/oHK$8,347 (+8.0%)
10 y/oHK$5,181 (+8.0%)
15 y/oHK$5,404 (+8.0%)
20 y/oHK$5,716 (+8.0%)
25 y/oHK$6,556 (+8.0%)
30 y/oHK$7,798 (+8.0%)
35 y/oHK$8,805 (+8.0%)
40 y/oHK$10,362 (+8.0%)
45 y/oHK$13,086 (+8.0%)
50 y/oHK$16,539 (+8.0%)
55 y/oHK$20,491 (+8.0%)
60 y/oHK$26,157 (+8.0%)
65 y/oHK$36,476 (+8.0%)
70 y/oHK$46,417 (+8.0%)
75 y/oHK$58,240 (+8.0%)
80 y/oHK$64,542 (+8.0%)
85 y/oHK$64,542 (+8.0%)
90 y/oHK$64,542 (+8.0%)
95 y/oHK$64,542 (+8.0%)
99 y/oHK$64,542 (+8.0%)
0.0%
All-ages avg
0 y/oHK$8,347
5 y/oHK$8,347
10 y/oHK$5,181
15 y/oHK$5,404
20 y/oHK$5,716
25 y/oHK$6,556
30 y/oHK$7,798
35 y/oHK$8,805
40 y/oHK$10,362
45 y/oHK$13,086
50 y/oHK$16,539
55 y/oHK$20,491
60 y/oHK$26,157
65 y/oHK$36,476
70 y/oHK$46,417
75 y/oHK$58,240
80 y/oHK$64,542
85 y/oHK$64,542
90 y/oHK$64,542
95 y/oHK$64,542
99 y/oHK$64,542
+10.8%
All-ages avg
0 y/oHK$9,248 (+10.8%)
5 y/oHK$9,248 (+10.8%)
10 y/oHK$5,741 (+10.8%)
15 y/oHK$5,988 (+10.8%)
20 y/oHK$6,333 (+10.8%)
25 y/oHK$7,264 (+10.8%)
30 y/oHK$8,640 (+10.8%)
35 y/oHK$9,756 (+10.8%)
40 y/oHK$11,481 (+10.8%)
45 y/oHK$14,499 (+10.8%)
50 y/oHK$18,325 (+10.8%)
55 y/oHK$22,704 (+10.8%)
60 y/oHK$28,982 (+10.8%)
65 y/oHK$40,415 (+10.8%)
70 y/oHK$51,430 (+10.8%)
75 y/oHK$64,530 (+10.8%)
80 y/oHK$71,513 (+10.8%)
85 y/oHK$71,513 (+10.8%)
90 y/oHK$71,513 (+10.8%)
95 y/oHK$71,513 (+10.8%)
99 y/oHK$71,513 (+10.8%)
+7.5%
All-ages avg
0 y/oHK$9,942 (+7.5%)
5 y/oHK$9,942 (+7.5%)
10 y/oHK$6,172 (+7.5%)
15 y/oHK$6,437 (+7.5%)
20 y/oHK$6,808 (+7.5%)
25 y/oHK$7,809 (+7.5%)
30 y/oHK$9,288 (+7.5%)
35 y/oHK$10,488 (+7.5%)
40 y/oHK$12,342 (+7.5%)
45 y/oHK$15,586 (+7.5%)
50 y/oHK$19,699 (+7.5%)
55 y/oHK$24,407 (+7.5%)
60 y/oHK$31,156 (+7.5%)
65 y/oHK$43,446 (+7.5%)
70 y/oHK$55,287 (+7.5%)
75 y/oHK$69,370 (+7.5%)
80 y/oHK$76,876 (+7.5%)
85 y/oHK$76,876 (+7.5%)
90 y/oHK$76,876 (+7.5%)
95 y/oHK$76,876 (+7.5%)
99 y/oHK$76,876 (+7.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+5.75%
5 y/o+5.75%
10 y/o+5.75%
15 y/o+5.75%
20 y/o+5.75%
25 y/o+5.75%
30 y/o+5.75%
35 y/o+5.75%
40 y/o+5.75%
45 y/o+5.75%
50 y/o+5.75%
55 y/o+5.75%
60 y/o+5.75%
65 y/o+5.65%
70 y/o+5.75%
75 y/o+5.75%
80 y/o+5.75%
85 y/o+5.75%
90 y/o+5.75%
95 y/o+5.75%
99 y/o+5.75%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27