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AXA WiseGuard Pro Medical Insurance Plan - Regular (USD2,500 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（2,500 美元自付費）
AXA China Region Insurance Company (Hong Kong) Limited · F00034-11-000 · 8 versions · Flexi plan · Avg. annual increase +3.55%
HKD
| Age | F00034-02-000-01 2019-07-25 | F00034-02-000-02 2021-03-22 | F00034-02-000-03 2022-05-23 | F00034-02-000-03 2023-05-10 | F00034-02-000-04 2023-07-31 | F00034-02-000-04 2024-09-09 | F00034-02-000-04 2025-09-09 | F00034-02-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,207 | HK$3,207 | HK$3,207 | HK$3,304 (+3.0%) | HK$3,304 | HK$3,618 (+9.5%) | HK$4,071 (+12.5%) | HK$4,071 | +3.60% |
| 5 | HK$2,988 | HK$2,988 | HK$2,988 | HK$3,078 (+3.0%) | HK$3,078 | HK$3,371 (+9.5%) | HK$3,793 (+12.5%) | HK$3,793 | +3.60% |
| 10 | HK$2,800 | HK$2,800 | HK$2,800 | HK$2,856 (+2.0%) | HK$2,856 | HK$3,114 (+9.0%) | HK$3,504 (+12.5%) | HK$3,504 | +3.38% |
| 15 | HK$2,799 | HK$2,799 | HK$2,799 | HK$2,855 (+2.0%) | HK$2,855 | HK$3,041 (+6.5%) | HK$3,422 (+12.5%) | HK$3,422 | +3.02% |
| 20 | HK$2,997 | HK$2,997 | HK$2,997 | HK$3,117 (+4.0%) | HK$3,117 | HK$3,367 (+8.0%) | HK$3,788 (+12.5%) | HK$3,788 | +3.53% |
| 25 | HK$3,521 | HK$3,521 | HK$3,521 | HK$3,680 (+4.5%) | HK$3,680 | HK$3,993 (+8.5%) | HK$4,493 (+12.5%) | HK$4,493 | +3.68% |
| 30 | HK$3,947 | HK$3,947 | HK$3,947 | HK$4,125 (+4.5%) | HK$4,125 | HK$4,497 (+9.0%) | HK$5,060 (+12.5%) | HK$5,060 | +3.75% |
| 35 | HK$4,640 | HK$4,640 | HK$4,640 | HK$4,849 (+4.5%) | HK$4,849 | HK$5,286 (+9.0%) | HK$5,947 (+12.5%) | HK$5,947 | +3.75% |
| 40 | HK$5,485 | HK$5,485 | HK$5,485 | HK$5,732 (+4.5%) | HK$5,732 | HK$6,248 (+9.0%) | HK$7,029 (+12.5%) | HK$7,029 | +3.74% |
| 45 | HK$6,634 | HK$6,634 | HK$6,634 | HK$6,933 (+4.5%) | HK$6,933 | HK$7,557 (+9.0%) | HK$8,502 (+12.5%) | HK$8,502 | +3.74% |
| 50 | HK$8,319 | HK$8,319 | HK$8,319 | HK$8,652 (+4.0%) | HK$8,652 | HK$9,431 (+9.0%) | HK$10,610 (+12.5%) | HK$10,610 | +3.67% |
| 55 | HK$10,312 | HK$10,312 | HK$10,312 | HK$10,519 (+2.0%) | HK$10,519 | HK$11,466 (+9.0%) | HK$12,900 (+12.5%) | HK$12,900 | +3.37% |
| 60 | HK$13,901 | HK$13,901 | HK$13,901 | HK$14,527 (+4.5%) | HK$14,527 | HK$15,762 (+8.5%) | HK$17,733 (+12.5%) | HK$17,733 | +3.67% |
| 65 | HK$19,508 | HK$19,508 | HK$19,508 | HK$20,386 (+4.5%) | HK$20,386 | HK$22,119 (+8.5%) | HK$24,884 (+12.5%) | HK$24,884 | +3.67% |
| 70 | HK$25,447 | HK$25,447 | HK$25,447 | HK$26,338 (+3.5%) | HK$26,338 | HK$28,841 (+9.5%) | HK$32,447 (+12.5%) | HK$32,447 | +3.67% |
| 75 | HK$32,870 | HK$32,870 | HK$32,870 | HK$33,528 (+2.0%) | HK$33,528 | HK$36,714 (+9.5%) | HK$41,304 (+12.5%) | HK$41,304 | +3.44% |
| 80 | HK$42,187 | HK$42,187 | HK$42,187 | HK$43,031 (+2.0%) | HK$43,031 | HK$47,119 (+9.5%) | HK$53,009 (+12.5%) | HK$53,009 | +3.44% |
| 85 | HK$46,872 | HK$46,872 | HK$46,872 | HK$47,810 (+2.0%) | HK$47,810 | HK$52,352 (+9.5%) | HK$58,896 (+12.5%) | HK$58,896 | +3.44% |
| 90 | HK$51,140 | HK$51,140 | HK$51,140 | HK$52,163 (+2.0%) | HK$52,163 | HK$57,119 (+9.5%) | HK$64,259 (+12.5%) | HK$64,259 | +3.44% |
| 95 | HK$55,588 | HK$55,588 | HK$55,588 | HK$56,700 (+2.0%) | HK$56,700 | HK$62,087 (+9.5%) | HK$69,848 (+12.5%) | HK$69,848 | +3.44% |
| 99 | HK$59,378 | HK$59,378 | HK$59,378 | HK$60,566 (+2.0%) | HK$60,566 | HK$66,320 (+9.5%) | HK$74,610 (+12.5%) | HK$74,610 | +3.44% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oHK$3,207
5 y/oHK$2,988
10 y/oHK$2,800
15 y/oHK$2,799
20 y/oHK$2,997
25 y/oHK$3,521
30 y/oHK$3,947
35 y/oHK$4,640
40 y/oHK$5,485
45 y/oHK$6,634
50 y/oHK$8,319
55 y/oHK$10,312
60 y/oHK$13,901
65 y/oHK$19,508
70 y/oHK$25,447
75 y/oHK$32,870
80 y/oHK$42,187
85 y/oHK$46,872
90 y/oHK$51,140
95 y/oHK$55,588
99 y/oHK$59,378
0.0%
All-ages avg
0 y/oHK$3,207
5 y/oHK$2,988
10 y/oHK$2,800
15 y/oHK$2,799
20 y/oHK$2,997
25 y/oHK$3,521
30 y/oHK$3,947
35 y/oHK$4,640
40 y/oHK$5,485
45 y/oHK$6,634
50 y/oHK$8,319
55 y/oHK$10,312
60 y/oHK$13,901
65 y/oHK$19,508
70 y/oHK$25,447
75 y/oHK$32,870
80 y/oHK$42,187
85 y/oHK$46,872
90 y/oHK$51,140
95 y/oHK$55,588
99 y/oHK$59,378
0.0%
All-ages avg
0 y/oHK$3,207
5 y/oHK$2,988
10 y/oHK$2,800
15 y/oHK$2,799
20 y/oHK$2,997
25 y/oHK$3,521
30 y/oHK$3,947
35 y/oHK$4,640
40 y/oHK$5,485
45 y/oHK$6,634
50 y/oHK$8,319
55 y/oHK$10,312
60 y/oHK$13,901
65 y/oHK$19,508
70 y/oHK$25,447
75 y/oHK$32,870
80 y/oHK$42,187
85 y/oHK$46,872
90 y/oHK$51,140
95 y/oHK$55,588
99 y/oHK$59,378
+3.2%
All-ages avg
0 y/oHK$3,304 (+3.0%)
5 y/oHK$3,078 (+3.0%)
10 y/oHK$2,856 (+2.0%)
15 y/oHK$2,855 (+2.0%)
20 y/oHK$3,117 (+4.0%)
25 y/oHK$3,680 (+4.5%)
30 y/oHK$4,125 (+4.5%)
35 y/oHK$4,849 (+4.5%)
40 y/oHK$5,732 (+4.5%)
45 y/oHK$6,933 (+4.5%)
50 y/oHK$8,652 (+4.0%)
55 y/oHK$10,519 (+2.0%)
60 y/oHK$14,527 (+4.5%)
65 y/oHK$20,386 (+4.5%)
70 y/oHK$26,338 (+3.5%)
75 y/oHK$33,528 (+2.0%)
80 y/oHK$43,031 (+2.0%)
85 y/oHK$47,810 (+2.0%)
90 y/oHK$52,163 (+2.0%)
95 y/oHK$56,700 (+2.0%)
99 y/oHK$60,566 (+2.0%)
0.0%
All-ages avg
0 y/oHK$3,304
5 y/oHK$3,078
10 y/oHK$2,856
15 y/oHK$2,855
20 y/oHK$3,117
25 y/oHK$3,680
30 y/oHK$4,125
35 y/oHK$4,849
40 y/oHK$5,732
45 y/oHK$6,933
50 y/oHK$8,652
55 y/oHK$10,519
60 y/oHK$14,527
65 y/oHK$20,386
70 y/oHK$26,338
75 y/oHK$33,528
80 y/oHK$43,031
85 y/oHK$47,810
90 y/oHK$52,163
95 y/oHK$56,700
99 y/oHK$60,566
+9.0%
All-ages avg
0 y/oHK$3,618 (+9.5%)
5 y/oHK$3,371 (+9.5%)
10 y/oHK$3,114 (+9.0%)
15 y/oHK$3,041 (+6.5%)
20 y/oHK$3,367 (+8.0%)
25 y/oHK$3,993 (+8.5%)
30 y/oHK$4,497 (+9.0%)
35 y/oHK$5,286 (+9.0%)
40 y/oHK$6,248 (+9.0%)
45 y/oHK$7,557 (+9.0%)
50 y/oHK$9,431 (+9.0%)
55 y/oHK$11,466 (+9.0%)
60 y/oHK$15,762 (+8.5%)
65 y/oHK$22,119 (+8.5%)
70 y/oHK$28,841 (+9.5%)
75 y/oHK$36,714 (+9.5%)
80 y/oHK$47,119 (+9.5%)
85 y/oHK$52,352 (+9.5%)
90 y/oHK$57,119 (+9.5%)
95 y/oHK$62,087 (+9.5%)
99 y/oHK$66,320 (+9.5%)
+12.5%
All-ages avg
0 y/oHK$4,071 (+12.5%)
5 y/oHK$3,793 (+12.5%)
10 y/oHK$3,504 (+12.5%)
15 y/oHK$3,422 (+12.5%)
20 y/oHK$3,788 (+12.5%)
25 y/oHK$4,493 (+12.5%)
30 y/oHK$5,060 (+12.5%)
35 y/oHK$5,947 (+12.5%)
40 y/oHK$7,029 (+12.5%)
45 y/oHK$8,502 (+12.5%)
50 y/oHK$10,610 (+12.5%)
55 y/oHK$12,900 (+12.5%)
60 y/oHK$17,733 (+12.5%)
65 y/oHK$24,884 (+12.5%)
70 y/oHK$32,447 (+12.5%)
75 y/oHK$41,304 (+12.5%)
80 y/oHK$53,009 (+12.5%)
85 y/oHK$58,896 (+12.5%)
90 y/oHK$64,259 (+12.5%)
95 y/oHK$69,848 (+12.5%)
99 y/oHK$74,610 (+12.5%)
0.0%
All-ages avg
0 y/oHK$4,071
5 y/oHK$3,793
10 y/oHK$3,504
15 y/oHK$3,422
20 y/oHK$3,788
25 y/oHK$4,493
30 y/oHK$5,060
35 y/oHK$5,947
40 y/oHK$7,029
45 y/oHK$8,502
50 y/oHK$10,610
55 y/oHK$12,900
60 y/oHK$17,733
65 y/oHK$24,884
70 y/oHK$32,447
75 y/oHK$41,304
80 y/oHK$53,009
85 y/oHK$58,896
90 y/oHK$64,259
95 y/oHK$69,848
99 y/oHK$74,610
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.60%
5 y/o+3.60%
10 y/o+3.38%
15 y/o+3.02%
20 y/o+3.53%
25 y/o+3.68%
30 y/o+3.75%
35 y/o+3.75%
40 y/o+3.74%
45 y/o+3.74%
50 y/o+3.67%
55 y/o+3.37%
60 y/o+3.67%
65 y/o+3.67%
70 y/o+3.67%
75 y/o+3.44%
80 y/o+3.44%
85 y/o+3.44%
90 y/o+3.44%
95 y/o+3.44%
99 y/o+3.44%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00034-11-000-01 2019-07-25 | F00034-11-000-02 2021-03-22 | F00034-11-000-03 2022-05-23 | F00034-11-000-03 2023-05-10 | F00034-11-000-04 2023-07-31 | F00034-11-000-04 2024-09-09 | F00034-11-000-04 2025-09-09 | F00034-11-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$401 | US$401 | US$401 | US$413 (+3.0%) | US$413 | US$452 (+9.4%) | US$509 (+12.6%) | US$509 | +3.60% |
| 5 | US$374 | US$374 | US$374 | US$385 (+2.9%) | US$385 | US$421 (+9.4%) | US$474 (+12.6%) | US$474 | +3.57% |
| 10 | US$350 | US$350 | US$350 | US$357 (+2.0%) | US$357 | US$389 (+9.0%) | US$438 (+12.6%) | US$438 | +3.38% |
| 15 | US$350 | US$350 | US$350 | US$357 (+2.0%) | US$357 | US$380 (+6.4%) | US$428 (+12.6%) | US$428 | +3.03% |
| 20 | US$375 | US$375 | US$375 | US$390 (+4.0%) | US$390 | US$421 (+7.9%) | US$474 (+12.6%) | US$474 | +3.53% |
| 25 | US$440 | US$440 | US$440 | US$460 (+4.5%) | US$460 | US$499 (+8.5%) | US$562 (+12.6%) | US$562 | +3.69% |
| 30 | US$493 | US$493 | US$493 | US$516 (+4.7%) | US$516 | US$562 (+8.9%) | US$632 (+12.5%) | US$632 | +3.75% |
| 35 | US$580 | US$580 | US$580 | US$606 (+4.5%) | US$606 | US$661 (+9.1%) | US$743 (+12.4%) | US$743 | +3.74% |
| 40 | US$686 | US$686 | US$686 | US$716 (+4.4%) | US$716 | US$781 (+9.1%) | US$879 (+12.5%) | US$879 | +3.74% |
| 45 | US$829 | US$829 | US$829 | US$867 (+4.6%) | US$867 | US$945 (+9.0%) | US$1,063 (+12.5%) | US$1,063 | +3.75% |
| 50 | US$1,040 | US$1,040 | US$1,040 | US$1,082 (+4.0%) | US$1,082 | US$1,179 (+9.0%) | US$1,326 (+12.5%) | US$1,326 | +3.67% |
| 55 | US$1,289 | US$1,289 | US$1,289 | US$1,315 (+2.0%) | US$1,315 | US$1,433 (+9.0%) | US$1,612 (+12.5%) | US$1,612 | +3.37% |
| 60 | US$1,738 | US$1,738 | US$1,738 | US$1,816 (+4.5%) | US$1,816 | US$1,970 (+8.5%) | US$2,217 (+12.5%) | US$2,217 | +3.67% |
| 65 | US$2,438 | US$2,438 | US$2,438 | US$2,548 (+4.5%) | US$2,548 | US$2,765 (+8.5%) | US$3,110 (+12.5%) | US$3,110 | +3.67% |
| 70 | US$3,181 | US$3,181 | US$3,181 | US$3,292 (+3.5%) | US$3,292 | US$3,605 (+9.5%) | US$4,056 (+12.5%) | US$4,056 | +3.67% |
| 75 | US$4,109 | US$4,109 | US$4,109 | US$4,191 (+2.0%) | US$4,191 | US$4,589 (+9.5%) | US$5,163 (+12.5%) | US$5,163 | +3.44% |
| 80 | US$5,273 | US$5,273 | US$5,273 | US$5,379 (+2.0%) | US$5,379 | US$5,890 (+9.5%) | US$6,626 (+12.5%) | US$6,626 | +3.44% |
| 85 | US$5,859 | US$5,859 | US$5,859 | US$5,976 (+2.0%) | US$5,976 | US$6,544 (+9.5%) | US$7,362 (+12.5%) | US$7,362 | +3.44% |
| 90 | US$6,392 | US$6,392 | US$6,392 | US$6,520 (+2.0%) | US$6,520 | US$7,140 (+9.5%) | US$8,032 (+12.5%) | US$8,032 | +3.44% |
| 95 | US$6,948 | US$6,948 | US$6,948 | US$7,088 (+2.0%) | US$7,088 | US$7,761 (+9.5%) | US$8,731 (+12.5%) | US$8,731 | +3.44% |
| 99 | US$7,422 | US$7,422 | US$7,422 | US$7,571 (+2.0%) | US$7,571 | US$8,290 (+9.5%) | US$9,326 (+12.5%) | US$9,326 | +3.44% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
0.0%
All-ages avg
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
0.0%
All-ages avg
0 y/oUS$401
5 y/oUS$374
10 y/oUS$350
15 y/oUS$350
20 y/oUS$375
25 y/oUS$440
30 y/oUS$493
35 y/oUS$580
40 y/oUS$686
45 y/oUS$829
50 y/oUS$1,040
55 y/oUS$1,289
60 y/oUS$1,738
65 y/oUS$2,438
70 y/oUS$3,181
75 y/oUS$4,109
80 y/oUS$5,273
85 y/oUS$5,859
90 y/oUS$6,392
95 y/oUS$6,948
99 y/oUS$7,422
+3.2%
All-ages avg
0 y/oUS$413 (+3.0%)
5 y/oUS$385 (+2.9%)
10 y/oUS$357 (+2.0%)
15 y/oUS$357 (+2.0%)
20 y/oUS$390 (+4.0%)
25 y/oUS$460 (+4.5%)
30 y/oUS$516 (+4.7%)
35 y/oUS$606 (+4.5%)
40 y/oUS$716 (+4.4%)
45 y/oUS$867 (+4.6%)
50 y/oUS$1,082 (+4.0%)
55 y/oUS$1,315 (+2.0%)
60 y/oUS$1,816 (+4.5%)
65 y/oUS$2,548 (+4.5%)
70 y/oUS$3,292 (+3.5%)
75 y/oUS$4,191 (+2.0%)
80 y/oUS$5,379 (+2.0%)
85 y/oUS$5,976 (+2.0%)
90 y/oUS$6,520 (+2.0%)
95 y/oUS$7,088 (+2.0%)
99 y/oUS$7,571 (+2.0%)
0.0%
All-ages avg
0 y/oUS$413
5 y/oUS$385
10 y/oUS$357
15 y/oUS$357
20 y/oUS$390
25 y/oUS$460
30 y/oUS$516
35 y/oUS$606
40 y/oUS$716
45 y/oUS$867
50 y/oUS$1,082
55 y/oUS$1,315
60 y/oUS$1,816
65 y/oUS$2,548
70 y/oUS$3,292
75 y/oUS$4,191
80 y/oUS$5,379
85 y/oUS$5,976
90 y/oUS$6,520
95 y/oUS$7,088
99 y/oUS$7,571
+9.0%
All-ages avg
0 y/oUS$452 (+9.4%)
5 y/oUS$421 (+9.4%)
10 y/oUS$389 (+9.0%)
15 y/oUS$380 (+6.4%)
20 y/oUS$421 (+7.9%)
25 y/oUS$499 (+8.5%)
30 y/oUS$562 (+8.9%)
35 y/oUS$661 (+9.1%)
40 y/oUS$781 (+9.1%)
45 y/oUS$945 (+9.0%)
50 y/oUS$1,179 (+9.0%)
55 y/oUS$1,433 (+9.0%)
60 y/oUS$1,970 (+8.5%)
65 y/oUS$2,765 (+8.5%)
70 y/oUS$3,605 (+9.5%)
75 y/oUS$4,589 (+9.5%)
80 y/oUS$5,890 (+9.5%)
85 y/oUS$6,544 (+9.5%)
90 y/oUS$7,140 (+9.5%)
95 y/oUS$7,761 (+9.5%)
99 y/oUS$8,290 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$509 (+12.6%)
5 y/oUS$474 (+12.6%)
10 y/oUS$438 (+12.6%)
15 y/oUS$428 (+12.6%)
20 y/oUS$474 (+12.6%)
25 y/oUS$562 (+12.6%)
30 y/oUS$632 (+12.5%)
35 y/oUS$743 (+12.4%)
40 y/oUS$879 (+12.5%)
45 y/oUS$1,063 (+12.5%)
50 y/oUS$1,326 (+12.5%)
55 y/oUS$1,612 (+12.5%)
60 y/oUS$2,217 (+12.5%)
65 y/oUS$3,110 (+12.5%)
70 y/oUS$4,056 (+12.5%)
75 y/oUS$5,163 (+12.5%)
80 y/oUS$6,626 (+12.5%)
85 y/oUS$7,362 (+12.5%)
90 y/oUS$8,032 (+12.5%)
95 y/oUS$8,731 (+12.5%)
99 y/oUS$9,326 (+12.5%)
0.0%
All-ages avg
0 y/oUS$509
5 y/oUS$474
10 y/oUS$438
15 y/oUS$428
20 y/oUS$474
25 y/oUS$562
30 y/oUS$632
35 y/oUS$743
40 y/oUS$879
45 y/oUS$1,063
50 y/oUS$1,326
55 y/oUS$1,612
60 y/oUS$2,217
65 y/oUS$3,110
70 y/oUS$4,056
75 y/oUS$5,163
80 y/oUS$6,626
85 y/oUS$7,362
90 y/oUS$8,032
95 y/oUS$8,731
99 y/oUS$9,326
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.60%
5 y/o+3.57%
10 y/o+3.38%
15 y/o+3.03%
20 y/o+3.53%
25 y/o+3.69%
30 y/o+3.75%
35 y/o+3.74%
40 y/o+3.74%
45 y/o+3.75%
50 y/o+3.67%
55 y/o+3.37%
60 y/o+3.67%
65 y/o+3.67%
70 y/o+3.67%
75 y/o+3.44%
80 y/o+3.44%
85 y/o+3.44%
90 y/o+3.44%
95 y/o+3.44%
99 y/o+3.44%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27