← Back to AXA China Region Insurance Company (Hong Kong) Limited plan series
AXA WiseGuard Pro Medical Insurance Plan - Enhance (HKD20,000 Deductible)
AXA安盛智尊守慧醫療保障 - 卓越（20,000 港元自付費）
AXA China Region Insurance Company (Hong Kong) Limited · F00034-05-000 · 8 versions · Flexi plan · Avg. annual increase +3.56%
HKD
| Age | F00034-05-000-01 2019-07-25 | F00034-05-000-02 2021-03-22 | F00034-05-000-03 2022-05-23 | F00034-05-000-03 2023-05-10 | F00034-05-000-04 2023-07-31 | F00034-05-000-04 2024-09-09 | F00034-05-000-04 2025-09-09 | F00034-05-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,590 | HK$3,590 | HK$3,590 | HK$3,662 (+2.0%) | HK$3,662 | HK$4,010 (+9.5%) | HK$4,512 (+12.5%) | HK$4,512 | +3.45% |
| 5 | HK$3,428 | HK$3,428 | HK$3,428 | HK$3,497 (+2.0%) | HK$3,497 | HK$3,830 (+9.5%) | HK$4,309 (+12.5%) | HK$4,309 | +3.45% |
| 10 | HK$3,300 | HK$3,300 | HK$3,300 | HK$3,366 (+2.0%) | HK$3,366 | HK$3,669 (+9.0%) | HK$4,128 (+12.5%) | HK$4,128 | +3.37% |
| 15 | HK$3,332 | HK$3,332 | HK$3,332 | HK$3,399 (+2.0%) | HK$3,399 | HK$3,620 (+6.5%) | HK$4,073 (+12.5%) | HK$4,073 | +3.02% |
| 20 | HK$3,454 | HK$3,454 | HK$3,454 | HK$3,524 (+2.0%) | HK$3,524 | HK$3,771 (+7.0%) | HK$4,243 (+12.5%) | HK$4,243 | +3.10% |
| 25 | HK$4,051 | HK$4,051 | HK$4,051 | HK$4,133 (+2.0%) | HK$4,133 | HK$4,423 (+7.0%) | HK$4,976 (+12.5%) | HK$4,976 | +3.09% |
| 30 | HK$4,716 | HK$4,716 | HK$4,716 | HK$4,811 (+2.0%) | HK$4,811 | HK$5,220 (+8.5%) | HK$5,873 (+12.5%) | HK$5,873 | +3.30% |
| 35 | HK$5,426 | HK$5,426 | HK$5,426 | HK$5,616 (+3.5%) | HK$5,616 | HK$6,094 (+8.5%) | HK$6,856 (+12.5%) | HK$6,856 | +3.53% |
| 40 | HK$6,240 | HK$6,240 | HK$6,240 | HK$6,615 (+6.0%) | HK$6,615 | HK$7,211 (+9.0%) | HK$8,113 (+12.5%) | HK$8,113 | +3.97% |
| 45 | HK$7,601 | HK$7,601 | HK$7,601 | HK$8,096 (+6.5%) | HK$8,096 | HK$8,825 (+9.0%) | HK$9,929 (+12.5%) | HK$9,929 | +4.04% |
| 50 | HK$9,301 | HK$9,301 | HK$9,301 | HK$9,860 (+6.0%) | HK$9,860 | HK$10,699 (+8.5%) | HK$12,037 (+12.5%) | HK$12,037 | +3.89% |
| 55 | HK$11,414 | HK$11,414 | HK$11,414 | HK$11,928 (+4.5%) | HK$11,928 | HK$12,942 (+8.5%) | HK$14,560 (+12.5%) | HK$14,560 | +3.67% |
| 60 | HK$15,270 | HK$15,270 | HK$15,270 | HK$16,263 (+6.5%) | HK$16,263 | HK$17,727 (+9.0%) | HK$19,943 (+12.5%) | HK$19,943 | +4.04% |
| 65 | HK$22,733 | HK$22,733 | HK$22,733 | HK$24,162 (+6.3%) | HK$24,162 | HK$26,337 (+9.0%) | HK$29,630 (+12.5%) | HK$29,630 | +4.00% |
| 70 | HK$30,532 | HK$30,532 | HK$30,532 | HK$32,212 (+5.5%) | HK$32,212 | HK$35,273 (+9.5%) | HK$39,683 (+12.5%) | HK$39,683 | +3.96% |
| 75 | HK$38,558 | HK$38,558 | HK$38,558 | HK$39,715 (+3.0%) | HK$39,715 | HK$43,488 (+9.5%) | HK$48,924 (+12.5%) | HK$48,924 | +3.59% |
| 80 | HK$46,918 | HK$46,918 | HK$46,918 | HK$47,857 (+2.0%) | HK$47,857 | HK$52,404 (+9.5%) | HK$58,955 (+12.5%) | HK$58,955 | +3.44% |
| 85 | HK$52,137 | HK$52,137 | HK$52,137 | HK$53,180 (+2.0%) | HK$53,180 | HK$58,233 (+9.5%) | HK$65,513 (+12.5%) | HK$65,513 | +3.44% |
| 90 | HK$56,128 | HK$56,128 | HK$56,128 | HK$57,251 (+2.0%) | HK$57,251 | HK$62,690 (+9.5%) | HK$70,527 (+12.5%) | HK$70,527 | +3.44% |
| 95 | HK$60,527 | HK$60,527 | HK$60,527 | HK$61,738 (+2.0%) | HK$61,738 | HK$67,604 (+9.5%) | HK$76,055 (+12.5%) | HK$76,055 | +3.44% |
| 99 | HK$64,375 | HK$64,375 | HK$64,375 | HK$65,663 (+2.0%) | HK$65,663 | HK$71,901 (+9.5%) | HK$80,889 (+12.5%) | HK$80,889 | +3.44% |
| All ages average | — | 0.0% | 0.0% | +3.4% | 0.0% | +8.8% | +12.5% | 0.0% | — |
0 y/oHK$3,590
5 y/oHK$3,428
10 y/oHK$3,300
15 y/oHK$3,332
20 y/oHK$3,454
25 y/oHK$4,051
30 y/oHK$4,716
35 y/oHK$5,426
40 y/oHK$6,240
45 y/oHK$7,601
50 y/oHK$9,301
55 y/oHK$11,414
60 y/oHK$15,270
65 y/oHK$22,733
70 y/oHK$30,532
75 y/oHK$38,558
80 y/oHK$46,918
85 y/oHK$52,137
90 y/oHK$56,128
95 y/oHK$60,527
99 y/oHK$64,375
0.0%
All-ages avg
0 y/oHK$3,590
5 y/oHK$3,428
10 y/oHK$3,300
15 y/oHK$3,332
20 y/oHK$3,454
25 y/oHK$4,051
30 y/oHK$4,716
35 y/oHK$5,426
40 y/oHK$6,240
45 y/oHK$7,601
50 y/oHK$9,301
55 y/oHK$11,414
60 y/oHK$15,270
65 y/oHK$22,733
70 y/oHK$30,532
75 y/oHK$38,558
80 y/oHK$46,918
85 y/oHK$52,137
90 y/oHK$56,128
95 y/oHK$60,527
99 y/oHK$64,375
0.0%
All-ages avg
0 y/oHK$3,590
5 y/oHK$3,428
10 y/oHK$3,300
15 y/oHK$3,332
20 y/oHK$3,454
25 y/oHK$4,051
30 y/oHK$4,716
35 y/oHK$5,426
40 y/oHK$6,240
45 y/oHK$7,601
50 y/oHK$9,301
55 y/oHK$11,414
60 y/oHK$15,270
65 y/oHK$22,733
70 y/oHK$30,532
75 y/oHK$38,558
80 y/oHK$46,918
85 y/oHK$52,137
90 y/oHK$56,128
95 y/oHK$60,527
99 y/oHK$64,375
+3.4%
All-ages avg
0 y/oHK$3,662 (+2.0%)
5 y/oHK$3,497 (+2.0%)
10 y/oHK$3,366 (+2.0%)
15 y/oHK$3,399 (+2.0%)
20 y/oHK$3,524 (+2.0%)
25 y/oHK$4,133 (+2.0%)
30 y/oHK$4,811 (+2.0%)
35 y/oHK$5,616 (+3.5%)
40 y/oHK$6,615 (+6.0%)
45 y/oHK$8,096 (+6.5%)
50 y/oHK$9,860 (+6.0%)
55 y/oHK$11,928 (+4.5%)
60 y/oHK$16,263 (+6.5%)
65 y/oHK$24,162 (+6.3%)
70 y/oHK$32,212 (+5.5%)
75 y/oHK$39,715 (+3.0%)
80 y/oHK$47,857 (+2.0%)
85 y/oHK$53,180 (+2.0%)
90 y/oHK$57,251 (+2.0%)
95 y/oHK$61,738 (+2.0%)
99 y/oHK$65,663 (+2.0%)
0.0%
All-ages avg
0 y/oHK$3,662
5 y/oHK$3,497
10 y/oHK$3,366
15 y/oHK$3,399
20 y/oHK$3,524
25 y/oHK$4,133
30 y/oHK$4,811
35 y/oHK$5,616
40 y/oHK$6,615
45 y/oHK$8,096
50 y/oHK$9,860
55 y/oHK$11,928
60 y/oHK$16,263
65 y/oHK$24,162
70 y/oHK$32,212
75 y/oHK$39,715
80 y/oHK$47,857
85 y/oHK$53,180
90 y/oHK$57,251
95 y/oHK$61,738
99 y/oHK$65,663
+8.8%
All-ages avg
0 y/oHK$4,010 (+9.5%)
5 y/oHK$3,830 (+9.5%)
10 y/oHK$3,669 (+9.0%)
15 y/oHK$3,620 (+6.5%)
20 y/oHK$3,771 (+7.0%)
25 y/oHK$4,423 (+7.0%)
30 y/oHK$5,220 (+8.5%)
35 y/oHK$6,094 (+8.5%)
40 y/oHK$7,211 (+9.0%)
45 y/oHK$8,825 (+9.0%)
50 y/oHK$10,699 (+8.5%)
55 y/oHK$12,942 (+8.5%)
60 y/oHK$17,727 (+9.0%)
65 y/oHK$26,337 (+9.0%)
70 y/oHK$35,273 (+9.5%)
75 y/oHK$43,488 (+9.5%)
80 y/oHK$52,404 (+9.5%)
85 y/oHK$58,233 (+9.5%)
90 y/oHK$62,690 (+9.5%)
95 y/oHK$67,604 (+9.5%)
99 y/oHK$71,901 (+9.5%)
+12.5%
All-ages avg
0 y/oHK$4,512 (+12.5%)
5 y/oHK$4,309 (+12.5%)
10 y/oHK$4,128 (+12.5%)
15 y/oHK$4,073 (+12.5%)
20 y/oHK$4,243 (+12.5%)
25 y/oHK$4,976 (+12.5%)
30 y/oHK$5,873 (+12.5%)
35 y/oHK$6,856 (+12.5%)
40 y/oHK$8,113 (+12.5%)
45 y/oHK$9,929 (+12.5%)
50 y/oHK$12,037 (+12.5%)
55 y/oHK$14,560 (+12.5%)
60 y/oHK$19,943 (+12.5%)
65 y/oHK$29,630 (+12.5%)
70 y/oHK$39,683 (+12.5%)
75 y/oHK$48,924 (+12.5%)
80 y/oHK$58,955 (+12.5%)
85 y/oHK$65,513 (+12.5%)
90 y/oHK$70,527 (+12.5%)
95 y/oHK$76,055 (+12.5%)
99 y/oHK$80,889 (+12.5%)
0.0%
All-ages avg
0 y/oHK$4,512
5 y/oHK$4,309
10 y/oHK$4,128
15 y/oHK$4,073
20 y/oHK$4,243
25 y/oHK$4,976
30 y/oHK$5,873
35 y/oHK$6,856
40 y/oHK$8,113
45 y/oHK$9,929
50 y/oHK$12,037
55 y/oHK$14,560
60 y/oHK$19,943
65 y/oHK$29,630
70 y/oHK$39,683
75 y/oHK$48,924
80 y/oHK$58,955
85 y/oHK$65,513
90 y/oHK$70,527
95 y/oHK$76,055
99 y/oHK$80,889
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.45%
5 y/o+3.45%
10 y/o+3.37%
15 y/o+3.02%
20 y/o+3.10%
25 y/o+3.09%
30 y/o+3.30%
35 y/o+3.53%
40 y/o+3.97%
45 y/o+4.04%
50 y/o+3.89%
55 y/o+3.67%
60 y/o+4.04%
65 y/o+4.00%
70 y/o+3.96%
75 y/o+3.59%
80 y/o+3.44%
85 y/o+3.44%
90 y/o+3.44%
95 y/o+3.44%
99 y/o+3.44%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00034-14-000-01 2019-07-25 | F00034-14-000-02 2021-03-22 | F00034-14-000-03 2022-05-23 | F00034-14-000-03 2023-05-10 | F00034-14-000-04 2023-07-31 | F00034-14-000-04 2024-09-09 | F00034-14-000-04 2025-09-09 | F00034-14-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$449 | US$449 | US$449 | US$458 (+2.0%) | US$458 | US$501 (+9.4%) | US$564 (+12.6%) | US$564 | +3.44% |
| 5 | US$428 | US$428 | US$428 | US$437 (+2.1%) | US$437 | US$479 (+9.6%) | US$539 (+12.5%) | US$539 | +3.48% |
| 10 | US$412 | US$412 | US$412 | US$421 (+2.2%) | US$421 | US$459 (+9.0%) | US$516 (+12.4%) | US$516 | +3.39% |
| 15 | US$416 | US$416 | US$416 | US$425 (+2.2%) | US$425 | US$452 (+6.4%) | US$509 (+12.6%) | US$509 | +3.03% |
| 20 | US$432 | US$432 | US$432 | US$440 (+1.9%) | US$440 | US$471 (+7.0%) | US$530 (+12.5%) | US$530 | +3.08% |
| 25 | US$506 | US$506 | US$506 | US$517 (+2.2%) | US$517 | US$553 (+7.0%) | US$622 (+12.5%) | US$622 | +3.11% |
| 30 | US$590 | US$590 | US$590 | US$601 (+1.9%) | US$601 | US$652 (+8.5%) | US$734 (+12.6%) | US$734 | +3.29% |
| 35 | US$678 | US$678 | US$678 | US$702 (+3.5%) | US$702 | US$762 (+8.5%) | US$857 (+12.5%) | US$857 | +3.53% |
| 40 | US$780 | US$780 | US$780 | US$827 (+6.0%) | US$827 | US$901 (+8.9%) | US$1,014 (+12.5%) | US$1,014 | +3.96% |
| 45 | US$950 | US$950 | US$950 | US$1,012 (+6.5%) | US$1,012 | US$1,103 (+9.0%) | US$1,241 (+12.5%) | US$1,241 | +4.04% |
| 50 | US$1,163 | US$1,163 | US$1,163 | US$1,232 (+5.9%) | US$1,232 | US$1,337 (+8.5%) | US$1,505 (+12.6%) | US$1,505 | +3.89% |
| 55 | US$1,427 | US$1,427 | US$1,427 | US$1,491 (+4.5%) | US$1,491 | US$1,618 (+8.5%) | US$1,820 (+12.5%) | US$1,820 | +3.67% |
| 60 | US$1,909 | US$1,909 | US$1,909 | US$2,033 (+6.5%) | US$2,033 | US$2,216 (+9.0%) | US$2,493 (+12.5%) | US$2,493 | +4.03% |
| 65 | US$2,842 | US$2,842 | US$2,842 | US$3,020 (+6.3%) | US$3,020 | US$3,292 (+9.0%) | US$3,704 (+12.5%) | US$3,704 | +4.00% |
| 70 | US$3,816 | US$3,816 | US$3,816 | US$4,026 (+5.5%) | US$4,026 | US$4,409 (+9.5%) | US$4,960 (+12.5%) | US$4,960 | +3.96% |
| 75 | US$4,820 | US$4,820 | US$4,820 | US$4,964 (+3.0%) | US$4,964 | US$5,436 (+9.5%) | US$6,116 (+12.5%) | US$6,116 | +3.59% |
| 80 | US$5,865 | US$5,865 | US$5,865 | US$5,982 (+2.0%) | US$5,982 | US$6,550 (+9.5%) | US$7,369 (+12.5%) | US$7,369 | +3.44% |
| 85 | US$6,517 | US$6,517 | US$6,517 | US$6,648 (+2.0%) | US$6,648 | US$7,279 (+9.5%) | US$8,189 (+12.5%) | US$8,189 | +3.44% |
| 90 | US$7,016 | US$7,016 | US$7,016 | US$7,156 (+2.0%) | US$7,156 | US$7,836 (+9.5%) | US$8,816 (+12.5%) | US$8,816 | +3.44% |
| 95 | US$7,566 | US$7,566 | US$7,566 | US$7,717 (+2.0%) | US$7,717 | US$8,450 (+9.5%) | US$9,507 (+12.5%) | US$9,507 | +3.44% |
| 99 | US$8,047 | US$8,047 | US$8,047 | US$8,208 (+2.0%) | US$8,208 | US$8,988 (+9.5%) | US$10,111 (+12.5%) | US$10,111 | +3.44% |
| All ages average | — | 0.0% | 0.0% | +3.4% | 0.0% | +8.8% | +12.5% | 0.0% | — |
0 y/oUS$449
5 y/oUS$428
10 y/oUS$412
15 y/oUS$416
20 y/oUS$432
25 y/oUS$506
30 y/oUS$590
35 y/oUS$678
40 y/oUS$780
45 y/oUS$950
50 y/oUS$1,163
55 y/oUS$1,427
60 y/oUS$1,909
65 y/oUS$2,842
70 y/oUS$3,816
75 y/oUS$4,820
80 y/oUS$5,865
85 y/oUS$6,517
90 y/oUS$7,016
95 y/oUS$7,566
99 y/oUS$8,047
0.0%
All-ages avg
0 y/oUS$449
5 y/oUS$428
10 y/oUS$412
15 y/oUS$416
20 y/oUS$432
25 y/oUS$506
30 y/oUS$590
35 y/oUS$678
40 y/oUS$780
45 y/oUS$950
50 y/oUS$1,163
55 y/oUS$1,427
60 y/oUS$1,909
65 y/oUS$2,842
70 y/oUS$3,816
75 y/oUS$4,820
80 y/oUS$5,865
85 y/oUS$6,517
90 y/oUS$7,016
95 y/oUS$7,566
99 y/oUS$8,047
0.0%
All-ages avg
0 y/oUS$449
5 y/oUS$428
10 y/oUS$412
15 y/oUS$416
20 y/oUS$432
25 y/oUS$506
30 y/oUS$590
35 y/oUS$678
40 y/oUS$780
45 y/oUS$950
50 y/oUS$1,163
55 y/oUS$1,427
60 y/oUS$1,909
65 y/oUS$2,842
70 y/oUS$3,816
75 y/oUS$4,820
80 y/oUS$5,865
85 y/oUS$6,517
90 y/oUS$7,016
95 y/oUS$7,566
99 y/oUS$8,047
+3.4%
All-ages avg
0 y/oUS$458 (+2.0%)
5 y/oUS$437 (+2.1%)
10 y/oUS$421 (+2.2%)
15 y/oUS$425 (+2.2%)
20 y/oUS$440 (+1.9%)
25 y/oUS$517 (+2.2%)
30 y/oUS$601 (+1.9%)
35 y/oUS$702 (+3.5%)
40 y/oUS$827 (+6.0%)
45 y/oUS$1,012 (+6.5%)
50 y/oUS$1,232 (+5.9%)
55 y/oUS$1,491 (+4.5%)
60 y/oUS$2,033 (+6.5%)
65 y/oUS$3,020 (+6.3%)
70 y/oUS$4,026 (+5.5%)
75 y/oUS$4,964 (+3.0%)
80 y/oUS$5,982 (+2.0%)
85 y/oUS$6,648 (+2.0%)
90 y/oUS$7,156 (+2.0%)
95 y/oUS$7,717 (+2.0%)
99 y/oUS$8,208 (+2.0%)
0.0%
All-ages avg
0 y/oUS$458
5 y/oUS$437
10 y/oUS$421
15 y/oUS$425
20 y/oUS$440
25 y/oUS$517
30 y/oUS$601
35 y/oUS$702
40 y/oUS$827
45 y/oUS$1,012
50 y/oUS$1,232
55 y/oUS$1,491
60 y/oUS$2,033
65 y/oUS$3,020
70 y/oUS$4,026
75 y/oUS$4,964
80 y/oUS$5,982
85 y/oUS$6,648
90 y/oUS$7,156
95 y/oUS$7,717
99 y/oUS$8,208
+8.8%
All-ages avg
0 y/oUS$501 (+9.4%)
5 y/oUS$479 (+9.6%)
10 y/oUS$459 (+9.0%)
15 y/oUS$452 (+6.4%)
20 y/oUS$471 (+7.0%)
25 y/oUS$553 (+7.0%)
30 y/oUS$652 (+8.5%)
35 y/oUS$762 (+8.5%)
40 y/oUS$901 (+8.9%)
45 y/oUS$1,103 (+9.0%)
50 y/oUS$1,337 (+8.5%)
55 y/oUS$1,618 (+8.5%)
60 y/oUS$2,216 (+9.0%)
65 y/oUS$3,292 (+9.0%)
70 y/oUS$4,409 (+9.5%)
75 y/oUS$5,436 (+9.5%)
80 y/oUS$6,550 (+9.5%)
85 y/oUS$7,279 (+9.5%)
90 y/oUS$7,836 (+9.5%)
95 y/oUS$8,450 (+9.5%)
99 y/oUS$8,988 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$564 (+12.6%)
5 y/oUS$539 (+12.5%)
10 y/oUS$516 (+12.4%)
15 y/oUS$509 (+12.6%)
20 y/oUS$530 (+12.5%)
25 y/oUS$622 (+12.5%)
30 y/oUS$734 (+12.6%)
35 y/oUS$857 (+12.5%)
40 y/oUS$1,014 (+12.5%)
45 y/oUS$1,241 (+12.5%)
50 y/oUS$1,505 (+12.6%)
55 y/oUS$1,820 (+12.5%)
60 y/oUS$2,493 (+12.5%)
65 y/oUS$3,704 (+12.5%)
70 y/oUS$4,960 (+12.5%)
75 y/oUS$6,116 (+12.5%)
80 y/oUS$7,369 (+12.5%)
85 y/oUS$8,189 (+12.5%)
90 y/oUS$8,816 (+12.5%)
95 y/oUS$9,507 (+12.5%)
99 y/oUS$10,111 (+12.5%)
0.0%
All-ages avg
0 y/oUS$564
5 y/oUS$539
10 y/oUS$516
15 y/oUS$509
20 y/oUS$530
25 y/oUS$622
30 y/oUS$734
35 y/oUS$857
40 y/oUS$1,014
45 y/oUS$1,241
50 y/oUS$1,505
55 y/oUS$1,820
60 y/oUS$2,493
65 y/oUS$3,704
70 y/oUS$4,960
75 y/oUS$6,116
80 y/oUS$7,369
85 y/oUS$8,189
90 y/oUS$8,816
95 y/oUS$9,507
99 y/oUS$10,111
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.44%
5 y/o+3.48%
10 y/o+3.39%
15 y/o+3.03%
20 y/o+3.08%
25 y/o+3.11%
30 y/o+3.29%
35 y/o+3.53%
40 y/o+3.96%
45 y/o+4.04%
50 y/o+3.89%
55 y/o+3.67%
60 y/o+4.03%
65 y/o+4.00%
70 y/o+3.96%
75 y/o+3.59%
80 y/o+3.44%
85 y/o+3.44%
90 y/o+3.44%
95 y/o+3.44%
99 y/o+3.44%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27