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AXA WiseGuard Pro Medical Insurance Plan - Regular (HKD50,000 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（50,000 港元自付費）
AXA China Region Insurance Company (Hong Kong) Limited · F00034-03-000 · 8 versions · Flexi plan · Avg. annual increase +3.55%
HKD
| Age | F00034-03-000-01 2019-07-25 | F00034-03-000-02 2021-03-22 | F00034-03-000-03 2022-05-23 | F00034-03-000-03 2023-05-10 | F00034-03-000-04 2023-07-31 | F00034-03-000-04 2024-09-09 | F00034-03-000-04 2025-09-09 | F00034-03-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$1,755 | HK$1,755 | HK$1,755 | HK$1,808 (+3.0%) | HK$1,808 | HK$1,980 (+9.5%) | HK$2,228 (+12.5%) | HK$2,228 | +3.60% |
| 5 | HK$1,755 | HK$1,755 | HK$1,755 | HK$1,808 (+3.0%) | HK$1,808 | HK$1,980 (+9.5%) | HK$2,228 (+12.5%) | HK$2,228 | +3.60% |
| 10 | HK$1,755 | HK$1,755 | HK$1,755 | HK$1,791 (+2.1%) | HK$1,791 | HK$1,953 (+9.0%) | HK$2,198 (+12.5%) | HK$2,198 | +3.39% |
| 15 | HK$1,817 | HK$1,817 | HK$1,817 | HK$1,854 (+2.0%) | HK$1,854 | HK$1,975 (+6.5%) | HK$2,222 (+12.5%) | HK$2,222 | +3.03% |
| 20 | HK$2,025 | HK$2,025 | HK$2,025 | HK$2,106 (+4.0%) | HK$2,106 | HK$2,275 (+8.0%) | HK$2,560 (+12.5%) | HK$2,560 | +3.53% |
| 25 | HK$2,283 | HK$2,283 | HK$2,283 | HK$2,386 (+4.5%) | HK$2,386 | HK$2,589 (+8.5%) | HK$2,913 (+12.5%) | HK$2,913 | +3.68% |
| 30 | HK$2,545 | HK$2,545 | HK$2,545 | HK$2,660 (+4.5%) | HK$2,660 | HK$2,900 (+9.0%) | HK$3,263 (+12.5%) | HK$3,263 | +3.75% |
| 35 | HK$2,763 | HK$2,763 | HK$2,763 | HK$2,888 (+4.5%) | HK$2,888 | HK$3,148 (+9.0%) | HK$3,542 (+12.5%) | HK$3,542 | +3.75% |
| 40 | HK$3,255 | HK$3,255 | HK$3,255 | HK$3,402 (+4.5%) | HK$3,402 | HK$3,709 (+9.0%) | HK$4,173 (+12.5%) | HK$4,173 | +3.75% |
| 45 | HK$4,072 | HK$4,072 | HK$4,072 | HK$4,256 (+4.5%) | HK$4,256 | HK$4,640 (+9.0%) | HK$5,220 (+12.5%) | HK$5,220 | +3.75% |
| 50 | HK$5,040 | HK$5,040 | HK$5,040 | HK$5,242 (+4.0%) | HK$5,242 | HK$5,714 (+9.0%) | HK$6,429 (+12.5%) | HK$6,429 | +3.67% |
| 55 | HK$6,617 | HK$6,617 | HK$6,617 | HK$6,750 (+2.0%) | HK$6,750 | HK$7,358 (+9.0%) | HK$8,278 (+12.5%) | HK$8,278 | +3.37% |
| 60 | HK$9,214 | HK$9,214 | HK$9,214 | HK$9,629 (+4.5%) | HK$9,629 | HK$10,448 (+8.5%) | HK$11,754 (+12.5%) | HK$11,754 | +3.67% |
| 65 | HK$12,426 | HK$12,426 | HK$12,426 | HK$12,986 (+4.5%) | HK$12,986 | HK$14,090 (+8.5%) | HK$15,852 (+12.5%) | HK$15,852 | +3.67% |
| 70 | HK$16,264 | HK$16,264 | HK$16,264 | HK$16,834 (+3.5%) | HK$16,834 | HK$18,434 (+9.5%) | HK$20,739 (+12.5%) | HK$20,739 | +3.67% |
| 75 | HK$20,087 | HK$20,087 | HK$20,087 | HK$20,489 (+2.0%) | HK$20,489 | HK$22,436 (+9.5%) | HK$25,241 (+12.5%) | HK$25,241 | +3.44% |
| 80 | HK$25,039 | HK$25,039 | HK$25,039 | HK$25,540 (+2.0%) | HK$25,540 | HK$27,967 (+9.5%) | HK$31,463 (+12.5%) | HK$31,463 | +3.44% |
| 85 | HK$30,244 | HK$30,244 | HK$30,244 | HK$30,849 (+2.0%) | HK$30,849 | HK$33,780 (+9.5%) | HK$38,003 (+12.5%) | HK$38,003 | +3.44% |
| 90 | HK$34,673 | HK$34,673 | HK$34,673 | HK$35,367 (+2.0%) | HK$35,367 | HK$38,727 (+9.5%) | HK$43,568 (+12.5%) | HK$43,568 | +3.44% |
| 95 | HK$38,888 | HK$38,888 | HK$38,888 | HK$39,666 (+2.0%) | HK$39,666 | HK$43,435 (+9.5%) | HK$48,865 (+12.5%) | HK$48,865 | +3.44% |
| 99 | HK$41,949 | HK$41,949 | HK$41,949 | HK$42,788 (+2.0%) | HK$42,788 | HK$46,853 (+9.5%) | HK$52,710 (+12.5%) | HK$52,710 | +3.44% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oHK$1,755
5 y/oHK$1,755
10 y/oHK$1,755
15 y/oHK$1,817
20 y/oHK$2,025
25 y/oHK$2,283
30 y/oHK$2,545
35 y/oHK$2,763
40 y/oHK$3,255
45 y/oHK$4,072
50 y/oHK$5,040
55 y/oHK$6,617
60 y/oHK$9,214
65 y/oHK$12,426
70 y/oHK$16,264
75 y/oHK$20,087
80 y/oHK$25,039
85 y/oHK$30,244
90 y/oHK$34,673
95 y/oHK$38,888
99 y/oHK$41,949
0.0%
All-ages avg
0 y/oHK$1,755
5 y/oHK$1,755
10 y/oHK$1,755
15 y/oHK$1,817
20 y/oHK$2,025
25 y/oHK$2,283
30 y/oHK$2,545
35 y/oHK$2,763
40 y/oHK$3,255
45 y/oHK$4,072
50 y/oHK$5,040
55 y/oHK$6,617
60 y/oHK$9,214
65 y/oHK$12,426
70 y/oHK$16,264
75 y/oHK$20,087
80 y/oHK$25,039
85 y/oHK$30,244
90 y/oHK$34,673
95 y/oHK$38,888
99 y/oHK$41,949
0.0%
All-ages avg
0 y/oHK$1,755
5 y/oHK$1,755
10 y/oHK$1,755
15 y/oHK$1,817
20 y/oHK$2,025
25 y/oHK$2,283
30 y/oHK$2,545
35 y/oHK$2,763
40 y/oHK$3,255
45 y/oHK$4,072
50 y/oHK$5,040
55 y/oHK$6,617
60 y/oHK$9,214
65 y/oHK$12,426
70 y/oHK$16,264
75 y/oHK$20,087
80 y/oHK$25,039
85 y/oHK$30,244
90 y/oHK$34,673
95 y/oHK$38,888
99 y/oHK$41,949
+3.2%
All-ages avg
0 y/oHK$1,808 (+3.0%)
5 y/oHK$1,808 (+3.0%)
10 y/oHK$1,791 (+2.1%)
15 y/oHK$1,854 (+2.0%)
20 y/oHK$2,106 (+4.0%)
25 y/oHK$2,386 (+4.5%)
30 y/oHK$2,660 (+4.5%)
35 y/oHK$2,888 (+4.5%)
40 y/oHK$3,402 (+4.5%)
45 y/oHK$4,256 (+4.5%)
50 y/oHK$5,242 (+4.0%)
55 y/oHK$6,750 (+2.0%)
60 y/oHK$9,629 (+4.5%)
65 y/oHK$12,986 (+4.5%)
70 y/oHK$16,834 (+3.5%)
75 y/oHK$20,489 (+2.0%)
80 y/oHK$25,540 (+2.0%)
85 y/oHK$30,849 (+2.0%)
90 y/oHK$35,367 (+2.0%)
95 y/oHK$39,666 (+2.0%)
99 y/oHK$42,788 (+2.0%)
0.0%
All-ages avg
0 y/oHK$1,808
5 y/oHK$1,808
10 y/oHK$1,791
15 y/oHK$1,854
20 y/oHK$2,106
25 y/oHK$2,386
30 y/oHK$2,660
35 y/oHK$2,888
40 y/oHK$3,402
45 y/oHK$4,256
50 y/oHK$5,242
55 y/oHK$6,750
60 y/oHK$9,629
65 y/oHK$12,986
70 y/oHK$16,834
75 y/oHK$20,489
80 y/oHK$25,540
85 y/oHK$30,849
90 y/oHK$35,367
95 y/oHK$39,666
99 y/oHK$42,788
+9.0%
All-ages avg
0 y/oHK$1,980 (+9.5%)
5 y/oHK$1,980 (+9.5%)
10 y/oHK$1,953 (+9.0%)
15 y/oHK$1,975 (+6.5%)
20 y/oHK$2,275 (+8.0%)
25 y/oHK$2,589 (+8.5%)
30 y/oHK$2,900 (+9.0%)
35 y/oHK$3,148 (+9.0%)
40 y/oHK$3,709 (+9.0%)
45 y/oHK$4,640 (+9.0%)
50 y/oHK$5,714 (+9.0%)
55 y/oHK$7,358 (+9.0%)
60 y/oHK$10,448 (+8.5%)
65 y/oHK$14,090 (+8.5%)
70 y/oHK$18,434 (+9.5%)
75 y/oHK$22,436 (+9.5%)
80 y/oHK$27,967 (+9.5%)
85 y/oHK$33,780 (+9.5%)
90 y/oHK$38,727 (+9.5%)
95 y/oHK$43,435 (+9.5%)
99 y/oHK$46,853 (+9.5%)
+12.5%
All-ages avg
0 y/oHK$2,228 (+12.5%)
5 y/oHK$2,228 (+12.5%)
10 y/oHK$2,198 (+12.5%)
15 y/oHK$2,222 (+12.5%)
20 y/oHK$2,560 (+12.5%)
25 y/oHK$2,913 (+12.5%)
30 y/oHK$3,263 (+12.5%)
35 y/oHK$3,542 (+12.5%)
40 y/oHK$4,173 (+12.5%)
45 y/oHK$5,220 (+12.5%)
50 y/oHK$6,429 (+12.5%)
55 y/oHK$8,278 (+12.5%)
60 y/oHK$11,754 (+12.5%)
65 y/oHK$15,852 (+12.5%)
70 y/oHK$20,739 (+12.5%)
75 y/oHK$25,241 (+12.5%)
80 y/oHK$31,463 (+12.5%)
85 y/oHK$38,003 (+12.5%)
90 y/oHK$43,568 (+12.5%)
95 y/oHK$48,865 (+12.5%)
99 y/oHK$52,710 (+12.5%)
0.0%
All-ages avg
0 y/oHK$2,228
5 y/oHK$2,228
10 y/oHK$2,198
15 y/oHK$2,222
20 y/oHK$2,560
25 y/oHK$2,913
30 y/oHK$3,263
35 y/oHK$3,542
40 y/oHK$4,173
45 y/oHK$5,220
50 y/oHK$6,429
55 y/oHK$8,278
60 y/oHK$11,754
65 y/oHK$15,852
70 y/oHK$20,739
75 y/oHK$25,241
80 y/oHK$31,463
85 y/oHK$38,003
90 y/oHK$43,568
95 y/oHK$48,865
99 y/oHK$52,710
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.60%
5 y/o+3.60%
10 y/o+3.39%
15 y/o+3.03%
20 y/o+3.53%
25 y/o+3.68%
30 y/o+3.75%
35 y/o+3.75%
40 y/o+3.75%
45 y/o+3.75%
50 y/o+3.67%
55 y/o+3.37%
60 y/o+3.67%
65 y/o+3.67%
70 y/o+3.67%
75 y/o+3.44%
80 y/o+3.44%
85 y/o+3.44%
90 y/o+3.44%
95 y/o+3.44%
99 y/o+3.44%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00034-12-000-01 2019-07-25 | F00034-12-000-02 2021-03-22 | F00034-12-000-03 2022-05-23 | F00034-12-000-03 2023-05-10 | F00034-12-000-04 2023-07-31 | F00034-12-000-04 2024-09-09 | F00034-12-000-04 2025-09-09 | F00034-12-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$219 | US$219 | US$219 | US$226 (+3.2%) | US$226 | US$248 (+9.7%) | US$278 (+12.1%) | US$278 | +3.60% |
| 5 | US$219 | US$219 | US$219 | US$226 (+3.2%) | US$226 | US$248 (+9.7%) | US$278 (+12.1%) | US$278 | +3.60% |
| 10 | US$219 | US$219 | US$219 | US$224 (+2.3%) | US$224 | US$244 (+8.9%) | US$275 (+12.7%) | US$275 | +3.43% |
| 15 | US$227 | US$227 | US$227 | US$232 (+2.2%) | US$232 | US$247 (+6.5%) | US$278 (+12.6%) | US$278 | +3.05% |
| 20 | US$253 | US$253 | US$253 | US$263 (+4.0%) | US$263 | US$284 (+8.0%) | US$320 (+12.7%) | US$320 | +3.54% |
| 25 | US$285 | US$285 | US$285 | US$298 (+4.6%) | US$298 | US$324 (+8.7%) | US$364 (+12.3%) | US$364 | +3.69% |
| 30 | US$318 | US$318 | US$318 | US$332 (+4.4%) | US$332 | US$362 (+9.0%) | US$408 (+12.7%) | US$408 | +3.76% |
| 35 | US$345 | US$345 | US$345 | US$361 (+4.6%) | US$361 | US$394 (+9.1%) | US$443 (+12.4%) | US$443 | +3.77% |
| 40 | US$407 | US$407 | US$407 | US$425 (+4.4%) | US$425 | US$464 (+9.2%) | US$522 (+12.5%) | US$522 | +3.76% |
| 45 | US$509 | US$509 | US$509 | US$532 (+4.5%) | US$532 | US$580 (+9.0%) | US$652 (+12.4%) | US$652 | +3.74% |
| 50 | US$630 | US$630 | US$630 | US$655 (+4.0%) | US$655 | US$714 (+9.0%) | US$804 (+12.6%) | US$804 | +3.68% |
| 55 | US$827 | US$827 | US$827 | US$844 (+2.1%) | US$844 | US$920 (+9.0%) | US$1,035 (+12.5%) | US$1,035 | +3.38% |
| 60 | US$1,152 | US$1,152 | US$1,152 | US$1,204 (+4.5%) | US$1,204 | US$1,306 (+8.5%) | US$1,469 (+12.5%) | US$1,469 | +3.67% |
| 65 | US$1,553 | US$1,553 | US$1,553 | US$1,623 (+4.5%) | US$1,623 | US$1,761 (+8.5%) | US$1,982 (+12.5%) | US$1,982 | +3.68% |
| 70 | US$2,033 | US$2,033 | US$2,033 | US$2,104 (+3.5%) | US$2,104 | US$2,304 (+9.5%) | US$2,592 (+12.5%) | US$2,592 | +3.66% |
| 75 | US$2,511 | US$2,511 | US$2,511 | US$2,561 (+2.0%) | US$2,561 | US$2,804 (+9.5%) | US$3,155 (+12.5%) | US$3,155 | +3.44% |
| 80 | US$3,130 | US$3,130 | US$3,130 | US$3,192 (+2.0%) | US$3,192 | US$3,496 (+9.5%) | US$3,933 (+12.5%) | US$3,933 | +3.44% |
| 85 | US$3,780 | US$3,780 | US$3,780 | US$3,856 (+2.0%) | US$3,856 | US$4,222 (+9.5%) | US$4,750 (+12.5%) | US$4,750 | +3.44% |
| 90 | US$4,334 | US$4,334 | US$4,334 | US$4,421 (+2.0%) | US$4,421 | US$4,841 (+9.5%) | US$5,446 (+12.5%) | US$5,446 | +3.44% |
| 95 | US$4,861 | US$4,861 | US$4,861 | US$4,958 (+2.0%) | US$4,958 | US$5,429 (+9.5%) | US$6,108 (+12.5%) | US$6,108 | +3.44% |
| 99 | US$5,244 | US$5,244 | US$5,244 | US$5,348 (+2.0%) | US$5,348 | US$5,857 (+9.5%) | US$6,589 (+12.5%) | US$6,589 | +3.44% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oUS$219
5 y/oUS$219
10 y/oUS$219
15 y/oUS$227
20 y/oUS$253
25 y/oUS$285
30 y/oUS$318
35 y/oUS$345
40 y/oUS$407
45 y/oUS$509
50 y/oUS$630
55 y/oUS$827
60 y/oUS$1,152
65 y/oUS$1,553
70 y/oUS$2,033
75 y/oUS$2,511
80 y/oUS$3,130
85 y/oUS$3,780
90 y/oUS$4,334
95 y/oUS$4,861
99 y/oUS$5,244
0.0%
All-ages avg
0 y/oUS$219
5 y/oUS$219
10 y/oUS$219
15 y/oUS$227
20 y/oUS$253
25 y/oUS$285
30 y/oUS$318
35 y/oUS$345
40 y/oUS$407
45 y/oUS$509
50 y/oUS$630
55 y/oUS$827
60 y/oUS$1,152
65 y/oUS$1,553
70 y/oUS$2,033
75 y/oUS$2,511
80 y/oUS$3,130
85 y/oUS$3,780
90 y/oUS$4,334
95 y/oUS$4,861
99 y/oUS$5,244
0.0%
All-ages avg
0 y/oUS$219
5 y/oUS$219
10 y/oUS$219
15 y/oUS$227
20 y/oUS$253
25 y/oUS$285
30 y/oUS$318
35 y/oUS$345
40 y/oUS$407
45 y/oUS$509
50 y/oUS$630
55 y/oUS$827
60 y/oUS$1,152
65 y/oUS$1,553
70 y/oUS$2,033
75 y/oUS$2,511
80 y/oUS$3,130
85 y/oUS$3,780
90 y/oUS$4,334
95 y/oUS$4,861
99 y/oUS$5,244
+3.2%
All-ages avg
0 y/oUS$226 (+3.2%)
5 y/oUS$226 (+3.2%)
10 y/oUS$224 (+2.3%)
15 y/oUS$232 (+2.2%)
20 y/oUS$263 (+4.0%)
25 y/oUS$298 (+4.6%)
30 y/oUS$332 (+4.4%)
35 y/oUS$361 (+4.6%)
40 y/oUS$425 (+4.4%)
45 y/oUS$532 (+4.5%)
50 y/oUS$655 (+4.0%)
55 y/oUS$844 (+2.1%)
60 y/oUS$1,204 (+4.5%)
65 y/oUS$1,623 (+4.5%)
70 y/oUS$2,104 (+3.5%)
75 y/oUS$2,561 (+2.0%)
80 y/oUS$3,192 (+2.0%)
85 y/oUS$3,856 (+2.0%)
90 y/oUS$4,421 (+2.0%)
95 y/oUS$4,958 (+2.0%)
99 y/oUS$5,348 (+2.0%)
0.0%
All-ages avg
0 y/oUS$226
5 y/oUS$226
10 y/oUS$224
15 y/oUS$232
20 y/oUS$263
25 y/oUS$298
30 y/oUS$332
35 y/oUS$361
40 y/oUS$425
45 y/oUS$532
50 y/oUS$655
55 y/oUS$844
60 y/oUS$1,204
65 y/oUS$1,623
70 y/oUS$2,104
75 y/oUS$2,561
80 y/oUS$3,192
85 y/oUS$3,856
90 y/oUS$4,421
95 y/oUS$4,958
99 y/oUS$5,348
+9.0%
All-ages avg
0 y/oUS$248 (+9.7%)
5 y/oUS$248 (+9.7%)
10 y/oUS$244 (+8.9%)
15 y/oUS$247 (+6.5%)
20 y/oUS$284 (+8.0%)
25 y/oUS$324 (+8.7%)
30 y/oUS$362 (+9.0%)
35 y/oUS$394 (+9.1%)
40 y/oUS$464 (+9.2%)
45 y/oUS$580 (+9.0%)
50 y/oUS$714 (+9.0%)
55 y/oUS$920 (+9.0%)
60 y/oUS$1,306 (+8.5%)
65 y/oUS$1,761 (+8.5%)
70 y/oUS$2,304 (+9.5%)
75 y/oUS$2,804 (+9.5%)
80 y/oUS$3,496 (+9.5%)
85 y/oUS$4,222 (+9.5%)
90 y/oUS$4,841 (+9.5%)
95 y/oUS$5,429 (+9.5%)
99 y/oUS$5,857 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$278 (+12.1%)
5 y/oUS$278 (+12.1%)
10 y/oUS$275 (+12.7%)
15 y/oUS$278 (+12.6%)
20 y/oUS$320 (+12.7%)
25 y/oUS$364 (+12.3%)
30 y/oUS$408 (+12.7%)
35 y/oUS$443 (+12.4%)
40 y/oUS$522 (+12.5%)
45 y/oUS$652 (+12.4%)
50 y/oUS$804 (+12.6%)
55 y/oUS$1,035 (+12.5%)
60 y/oUS$1,469 (+12.5%)
65 y/oUS$1,982 (+12.5%)
70 y/oUS$2,592 (+12.5%)
75 y/oUS$3,155 (+12.5%)
80 y/oUS$3,933 (+12.5%)
85 y/oUS$4,750 (+12.5%)
90 y/oUS$5,446 (+12.5%)
95 y/oUS$6,108 (+12.5%)
99 y/oUS$6,589 (+12.5%)
0.0%
All-ages avg
0 y/oUS$278
5 y/oUS$278
10 y/oUS$275
15 y/oUS$278
20 y/oUS$320
25 y/oUS$364
30 y/oUS$408
35 y/oUS$443
40 y/oUS$522
45 y/oUS$652
50 y/oUS$804
55 y/oUS$1,035
60 y/oUS$1,469
65 y/oUS$1,982
70 y/oUS$2,592
75 y/oUS$3,155
80 y/oUS$3,933
85 y/oUS$4,750
90 y/oUS$5,446
95 y/oUS$6,108
99 y/oUS$6,589
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.60%
5 y/o+3.60%
10 y/o+3.43%
15 y/o+3.05%
20 y/o+3.54%
25 y/o+3.69%
30 y/o+3.76%
35 y/o+3.77%
40 y/o+3.76%
45 y/o+3.74%
50 y/o+3.68%
55 y/o+3.38%
60 y/o+3.67%
65 y/o+3.68%
70 y/o+3.66%
75 y/o+3.44%
80 y/o+3.44%
85 y/o+3.44%
90 y/o+3.44%
95 y/o+3.44%
99 y/o+3.44%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27