← Back to AXA China Region Insurance Company (Hong Kong) Limited plan series
AXA WiseGuard Pro Medical Insurance Plan - Regular (HKD0 Deductible)
AXA安盛智尊守慧醫療保障 - 標準（0 港元自付費）
AXA China Region Insurance Company (Hong Kong) Limited · F00034-01-000 · 8 versions · Flexi plan · Avg. annual increase +3.54%
HKD
| Age | F00034-01-000-01 2019-07-25 | F00034-01-000-02 2021-03-22 | F00034-01-000-03 2022-05-23 | F00034-01-000-03 2023-05-10 | F00034-01-000-04 2023-07-31 | F00034-01-000-04 2024-09-09 | F00034-01-000-04 2025-09-09 | F00034-01-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,372 | HK$6,372 | HK$6,372 | HK$6,564 (+3.0%) | HK$6,564 | HK$7,188 (+9.5%) | HK$8,087 (+12.5%) | HK$8,087 | +3.59% |
| 5 | HK$6,256 | HK$6,256 | HK$6,256 | HK$6,444 (+3.0%) | HK$6,444 | HK$7,057 (+9.5%) | HK$7,940 (+12.5%) | HK$7,940 | +3.60% |
| 10 | HK$5,874 | HK$5,874 | HK$5,874 | HK$5,992 (+2.0%) | HK$5,992 | HK$6,532 (+9.0%) | HK$7,349 (+12.5%) | HK$7,349 | +3.38% |
| 15 | HK$5,566 | HK$5,566 | HK$5,566 | HK$5,678 (+2.0%) | HK$5,678 | HK$6,048 (+6.5%) | HK$6,804 (+12.5%) | HK$6,804 | +3.02% |
| 20 | HK$5,447 | HK$5,447 | HK$5,447 | HK$5,665 (+4.0%) | HK$5,665 | HK$6,119 (+8.0%) | HK$6,884 (+12.5%) | HK$6,884 | +3.53% |
| 25 | HK$6,176 | HK$6,176 | HK$6,176 | HK$6,454 (+4.5%) | HK$6,454 | HK$7,003 (+8.5%) | HK$7,879 (+12.5%) | HK$7,879 | +3.67% |
| 30 | HK$7,301 | HK$7,301 | HK$7,301 | HK$7,630 (+4.5%) | HK$7,630 | HK$8,317 (+9.0%) | HK$9,357 (+12.5%) | HK$9,357 | +3.74% |
| 35 | HK$8,324 | HK$8,324 | HK$8,324 | HK$8,699 (+4.5%) | HK$8,699 | HK$9,482 (+9.0%) | HK$10,668 (+12.5%) | HK$10,668 | +3.74% |
| 40 | HK$9,725 | HK$9,725 | HK$9,725 | HK$10,163 (+4.5%) | HK$10,163 | HK$11,078 (+9.0%) | HK$12,463 (+12.5%) | HK$12,463 | +3.74% |
| 45 | HK$11,453 | HK$11,453 | HK$11,453 | HK$11,969 (+4.5%) | HK$11,969 | HK$13,047 (+9.0%) | HK$14,678 (+12.5%) | HK$14,678 | +3.74% |
| 50 | HK$14,078 | HK$14,078 | HK$14,078 | HK$14,642 (+4.0%) | HK$14,642 | HK$15,960 (+9.0%) | HK$17,955 (+12.5%) | HK$17,955 | +3.67% |
| 55 | HK$17,851 | HK$17,851 | HK$17,851 | HK$18,209 (+2.0%) | HK$18,209 | HK$19,848 (+9.0%) | HK$22,329 (+12.5%) | HK$22,329 | +3.37% |
| 60 | HK$24,187 | HK$24,187 | HK$24,187 | HK$25,276 (+4.5%) | HK$25,276 | HK$27,425 (+8.5%) | HK$30,854 (+12.5%) | HK$30,854 | +3.67% |
| 65 | HK$33,214 | HK$33,214 | HK$33,214 | HK$34,709 (+4.5%) | HK$34,709 | HK$37,660 (+8.5%) | HK$42,368 (+12.5%) | HK$42,368 | +3.67% |
| 70 | HK$43,273 | HK$43,273 | HK$43,273 | HK$44,788 (+3.5%) | HK$44,788 | HK$49,043 (+9.5%) | HK$55,174 (+12.5%) | HK$55,174 | +3.67% |
| 75 | HK$53,587 | HK$53,587 | HK$53,587 | HK$54,659 (+2.0%) | HK$54,659 | HK$59,852 (+9.5%) | HK$67,334 (+12.5%) | HK$67,334 | +3.44% |
| 80 | HK$65,529 | HK$65,529 | HK$65,529 | HK$66,840 (+2.0%) | HK$66,840 | HK$73,190 (+9.5%) | HK$82,339 (+12.5%) | HK$82,339 | +3.44% |
| 85 | HK$78,742 | HK$78,742 | HK$78,742 | HK$80,317 (+2.0%) | HK$80,317 | HK$87,948 (+9.5%) | HK$98,942 (+12.5%) | HK$98,942 | +3.44% |
| 90 | HK$92,025 | HK$92,025 | HK$92,025 | HK$93,866 (+2.0%) | HK$93,866 | HK$102,784 (+9.5%) | HK$115,632 (+12.5%) | HK$115,632 | +3.44% |
| 95 | HK$103,986 | HK$103,986 | HK$103,986 | HK$106,066 (+2.0%) | HK$106,066 | HK$116,143 (+9.5%) | HK$130,661 (+12.5%) | HK$130,661 | +3.44% |
| 99 | HK$110,965 | HK$110,965 | HK$110,965 | HK$113,185 (+2.0%) | HK$113,185 | HK$123,938 (+9.5%) | HK$139,431 (+12.5%) | HK$139,431 | +3.44% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oHK$6,372
5 y/oHK$6,256
10 y/oHK$5,874
15 y/oHK$5,566
20 y/oHK$5,447
25 y/oHK$6,176
30 y/oHK$7,301
35 y/oHK$8,324
40 y/oHK$9,725
45 y/oHK$11,453
50 y/oHK$14,078
55 y/oHK$17,851
60 y/oHK$24,187
65 y/oHK$33,214
70 y/oHK$43,273
75 y/oHK$53,587
80 y/oHK$65,529
85 y/oHK$78,742
90 y/oHK$92,025
95 y/oHK$103,986
99 y/oHK$110,965
0.0%
All-ages avg
0 y/oHK$6,372
5 y/oHK$6,256
10 y/oHK$5,874
15 y/oHK$5,566
20 y/oHK$5,447
25 y/oHK$6,176
30 y/oHK$7,301
35 y/oHK$8,324
40 y/oHK$9,725
45 y/oHK$11,453
50 y/oHK$14,078
55 y/oHK$17,851
60 y/oHK$24,187
65 y/oHK$33,214
70 y/oHK$43,273
75 y/oHK$53,587
80 y/oHK$65,529
85 y/oHK$78,742
90 y/oHK$92,025
95 y/oHK$103,986
99 y/oHK$110,965
0.0%
All-ages avg
0 y/oHK$6,372
5 y/oHK$6,256
10 y/oHK$5,874
15 y/oHK$5,566
20 y/oHK$5,447
25 y/oHK$6,176
30 y/oHK$7,301
35 y/oHK$8,324
40 y/oHK$9,725
45 y/oHK$11,453
50 y/oHK$14,078
55 y/oHK$17,851
60 y/oHK$24,187
65 y/oHK$33,214
70 y/oHK$43,273
75 y/oHK$53,587
80 y/oHK$65,529
85 y/oHK$78,742
90 y/oHK$92,025
95 y/oHK$103,986
99 y/oHK$110,965
+3.2%
All-ages avg
0 y/oHK$6,564 (+3.0%)
5 y/oHK$6,444 (+3.0%)
10 y/oHK$5,992 (+2.0%)
15 y/oHK$5,678 (+2.0%)
20 y/oHK$5,665 (+4.0%)
25 y/oHK$6,454 (+4.5%)
30 y/oHK$7,630 (+4.5%)
35 y/oHK$8,699 (+4.5%)
40 y/oHK$10,163 (+4.5%)
45 y/oHK$11,969 (+4.5%)
50 y/oHK$14,642 (+4.0%)
55 y/oHK$18,209 (+2.0%)
60 y/oHK$25,276 (+4.5%)
65 y/oHK$34,709 (+4.5%)
70 y/oHK$44,788 (+3.5%)
75 y/oHK$54,659 (+2.0%)
80 y/oHK$66,840 (+2.0%)
85 y/oHK$80,317 (+2.0%)
90 y/oHK$93,866 (+2.0%)
95 y/oHK$106,066 (+2.0%)
99 y/oHK$113,185 (+2.0%)
0.0%
All-ages avg
0 y/oHK$6,564
5 y/oHK$6,444
10 y/oHK$5,992
15 y/oHK$5,678
20 y/oHK$5,665
25 y/oHK$6,454
30 y/oHK$7,630
35 y/oHK$8,699
40 y/oHK$10,163
45 y/oHK$11,969
50 y/oHK$14,642
55 y/oHK$18,209
60 y/oHK$25,276
65 y/oHK$34,709
70 y/oHK$44,788
75 y/oHK$54,659
80 y/oHK$66,840
85 y/oHK$80,317
90 y/oHK$93,866
95 y/oHK$106,066
99 y/oHK$113,185
+9.0%
All-ages avg
0 y/oHK$7,188 (+9.5%)
5 y/oHK$7,057 (+9.5%)
10 y/oHK$6,532 (+9.0%)
15 y/oHK$6,048 (+6.5%)
20 y/oHK$6,119 (+8.0%)
25 y/oHK$7,003 (+8.5%)
30 y/oHK$8,317 (+9.0%)
35 y/oHK$9,482 (+9.0%)
40 y/oHK$11,078 (+9.0%)
45 y/oHK$13,047 (+9.0%)
50 y/oHK$15,960 (+9.0%)
55 y/oHK$19,848 (+9.0%)
60 y/oHK$27,425 (+8.5%)
65 y/oHK$37,660 (+8.5%)
70 y/oHK$49,043 (+9.5%)
75 y/oHK$59,852 (+9.5%)
80 y/oHK$73,190 (+9.5%)
85 y/oHK$87,948 (+9.5%)
90 y/oHK$102,784 (+9.5%)
95 y/oHK$116,143 (+9.5%)
99 y/oHK$123,938 (+9.5%)
+12.5%
All-ages avg
0 y/oHK$8,087 (+12.5%)
5 y/oHK$7,940 (+12.5%)
10 y/oHK$7,349 (+12.5%)
15 y/oHK$6,804 (+12.5%)
20 y/oHK$6,884 (+12.5%)
25 y/oHK$7,879 (+12.5%)
30 y/oHK$9,357 (+12.5%)
35 y/oHK$10,668 (+12.5%)
40 y/oHK$12,463 (+12.5%)
45 y/oHK$14,678 (+12.5%)
50 y/oHK$17,955 (+12.5%)
55 y/oHK$22,329 (+12.5%)
60 y/oHK$30,854 (+12.5%)
65 y/oHK$42,368 (+12.5%)
70 y/oHK$55,174 (+12.5%)
75 y/oHK$67,334 (+12.5%)
80 y/oHK$82,339 (+12.5%)
85 y/oHK$98,942 (+12.5%)
90 y/oHK$115,632 (+12.5%)
95 y/oHK$130,661 (+12.5%)
99 y/oHK$139,431 (+12.5%)
0.0%
All-ages avg
0 y/oHK$8,087
5 y/oHK$7,940
10 y/oHK$7,349
15 y/oHK$6,804
20 y/oHK$6,884
25 y/oHK$7,879
30 y/oHK$9,357
35 y/oHK$10,668
40 y/oHK$12,463
45 y/oHK$14,678
50 y/oHK$17,955
55 y/oHK$22,329
60 y/oHK$30,854
65 y/oHK$42,368
70 y/oHK$55,174
75 y/oHK$67,334
80 y/oHK$82,339
85 y/oHK$98,942
90 y/oHK$115,632
95 y/oHK$130,661
99 y/oHK$139,431
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.59%
5 y/o+3.60%
10 y/o+3.38%
15 y/o+3.02%
20 y/o+3.53%
25 y/o+3.67%
30 y/o+3.74%
35 y/o+3.74%
40 y/o+3.74%
45 y/o+3.74%
50 y/o+3.67%
55 y/o+3.37%
60 y/o+3.67%
65 y/o+3.67%
70 y/o+3.67%
75 y/o+3.44%
80 y/o+3.44%
85 y/o+3.44%
90 y/o+3.44%
95 y/o+3.44%
99 y/o+3.44%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00034-10-000-01 2019-07-25 | F00034-10-000-02 2021-03-22 | F00034-10-000-03 2022-05-23 | F00034-10-000-03 2023-05-10 | F00034-10-000-04 2023-07-31 | F00034-10-000-04 2024-09-09 | F00034-10-000-04 2025-09-09 | F00034-10-000-05 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|
| 0 | US$796 | US$796 | US$796 | US$820 (+3.0%) | US$820 | US$898 (+9.5%) | US$1,011 (+12.6%) | US$1,011 | +3.61% |
| 5 | US$782 | US$782 | US$782 | US$806 (+3.1%) | US$806 | US$882 (+9.4%) | US$992 (+12.5%) | US$992 | +3.59% |
| 10 | US$734 | US$734 | US$734 | US$749 (+2.0%) | US$749 | US$816 (+8.9%) | US$919 (+12.6%) | US$919 | +3.39% |
| 15 | US$696 | US$696 | US$696 | US$710 (+2.0%) | US$710 | US$756 (+6.5%) | US$850 (+12.4%) | US$850 | +3.01% |
| 20 | US$681 | US$681 | US$681 | US$708 (+4.0%) | US$708 | US$765 (+8.1%) | US$860 (+12.4%) | US$860 | +3.52% |
| 25 | US$772 | US$772 | US$772 | US$807 (+4.5%) | US$807 | US$875 (+8.4%) | US$985 (+12.6%) | US$985 | +3.68% |
| 30 | US$913 | US$913 | US$913 | US$954 (+4.5%) | US$954 | US$1,040 (+9.0%) | US$1,170 (+12.5%) | US$1,170 | +3.74% |
| 35 | US$1,040 | US$1,040 | US$1,040 | US$1,087 (+4.5%) | US$1,087 | US$1,185 (+9.0%) | US$1,334 (+12.6%) | US$1,334 | +3.76% |
| 40 | US$1,216 | US$1,216 | US$1,216 | US$1,270 (+4.4%) | US$1,270 | US$1,385 (+9.1%) | US$1,558 (+12.5%) | US$1,558 | +3.74% |
| 45 | US$1,432 | US$1,432 | US$1,432 | US$1,496 (+4.5%) | US$1,496 | US$1,631 (+9.0%) | US$1,835 (+12.5%) | US$1,835 | +3.74% |
| 50 | US$1,760 | US$1,760 | US$1,760 | US$1,830 (+4.0%) | US$1,830 | US$1,995 (+9.0%) | US$2,244 (+12.5%) | US$2,244 | +3.67% |
| 55 | US$2,231 | US$2,231 | US$2,231 | US$2,276 (+2.0%) | US$2,276 | US$2,481 (+9.0%) | US$2,791 (+12.5%) | US$2,791 | +3.37% |
| 60 | US$3,023 | US$3,023 | US$3,023 | US$3,160 (+4.5%) | US$3,160 | US$3,428 (+8.5%) | US$3,857 (+12.5%) | US$3,857 | +3.68% |
| 65 | US$4,152 | US$4,152 | US$4,152 | US$4,339 (+4.5%) | US$4,339 | US$4,708 (+8.5%) | US$5,296 (+12.5%) | US$5,296 | +3.67% |
| 70 | US$5,409 | US$5,409 | US$5,409 | US$5,598 (+3.5%) | US$5,598 | US$6,130 (+9.5%) | US$6,897 (+12.5%) | US$6,897 | +3.67% |
| 75 | US$6,698 | US$6,698 | US$6,698 | US$6,832 (+2.0%) | US$6,832 | US$7,482 (+9.5%) | US$8,417 (+12.5%) | US$8,417 | +3.44% |
| 80 | US$8,191 | US$8,191 | US$8,191 | US$8,355 (+2.0%) | US$8,355 | US$9,149 (+9.5%) | US$10,292 (+12.5%) | US$10,292 | +3.44% |
| 85 | US$9,843 | US$9,843 | US$9,843 | US$10,040 (+2.0%) | US$10,040 | US$10,994 (+9.5%) | US$12,368 (+12.5%) | US$12,368 | +3.44% |
| 90 | US$11,503 | US$11,503 | US$11,503 | US$11,733 (+2.0%) | US$11,733 | US$12,848 (+9.5%) | US$14,454 (+12.5%) | US$14,454 | +3.44% |
| 95 | US$12,998 | US$12,998 | US$12,998 | US$13,258 (+2.0%) | US$13,258 | US$14,518 (+9.5%) | US$16,333 (+12.5%) | US$16,333 | +3.44% |
| 99 | US$13,871 | US$13,871 | US$13,871 | US$14,148 (+2.0%) | US$14,148 | US$15,492 (+9.5%) | US$17,429 (+12.5%) | US$17,429 | +3.44% |
| All ages average | — | 0.0% | 0.0% | +3.2% | 0.0% | +9.0% | +12.5% | 0.0% | — |
0 y/oUS$796
5 y/oUS$782
10 y/oUS$734
15 y/oUS$696
20 y/oUS$681
25 y/oUS$772
30 y/oUS$913
35 y/oUS$1,040
40 y/oUS$1,216
45 y/oUS$1,432
50 y/oUS$1,760
55 y/oUS$2,231
60 y/oUS$3,023
65 y/oUS$4,152
70 y/oUS$5,409
75 y/oUS$6,698
80 y/oUS$8,191
85 y/oUS$9,843
90 y/oUS$11,503
95 y/oUS$12,998
99 y/oUS$13,871
0.0%
All-ages avg
0 y/oUS$796
5 y/oUS$782
10 y/oUS$734
15 y/oUS$696
20 y/oUS$681
25 y/oUS$772
30 y/oUS$913
35 y/oUS$1,040
40 y/oUS$1,216
45 y/oUS$1,432
50 y/oUS$1,760
55 y/oUS$2,231
60 y/oUS$3,023
65 y/oUS$4,152
70 y/oUS$5,409
75 y/oUS$6,698
80 y/oUS$8,191
85 y/oUS$9,843
90 y/oUS$11,503
95 y/oUS$12,998
99 y/oUS$13,871
0.0%
All-ages avg
0 y/oUS$796
5 y/oUS$782
10 y/oUS$734
15 y/oUS$696
20 y/oUS$681
25 y/oUS$772
30 y/oUS$913
35 y/oUS$1,040
40 y/oUS$1,216
45 y/oUS$1,432
50 y/oUS$1,760
55 y/oUS$2,231
60 y/oUS$3,023
65 y/oUS$4,152
70 y/oUS$5,409
75 y/oUS$6,698
80 y/oUS$8,191
85 y/oUS$9,843
90 y/oUS$11,503
95 y/oUS$12,998
99 y/oUS$13,871
+3.2%
All-ages avg
0 y/oUS$820 (+3.0%)
5 y/oUS$806 (+3.1%)
10 y/oUS$749 (+2.0%)
15 y/oUS$710 (+2.0%)
20 y/oUS$708 (+4.0%)
25 y/oUS$807 (+4.5%)
30 y/oUS$954 (+4.5%)
35 y/oUS$1,087 (+4.5%)
40 y/oUS$1,270 (+4.4%)
45 y/oUS$1,496 (+4.5%)
50 y/oUS$1,830 (+4.0%)
55 y/oUS$2,276 (+2.0%)
60 y/oUS$3,160 (+4.5%)
65 y/oUS$4,339 (+4.5%)
70 y/oUS$5,598 (+3.5%)
75 y/oUS$6,832 (+2.0%)
80 y/oUS$8,355 (+2.0%)
85 y/oUS$10,040 (+2.0%)
90 y/oUS$11,733 (+2.0%)
95 y/oUS$13,258 (+2.0%)
99 y/oUS$14,148 (+2.0%)
0.0%
All-ages avg
0 y/oUS$820
5 y/oUS$806
10 y/oUS$749
15 y/oUS$710
20 y/oUS$708
25 y/oUS$807
30 y/oUS$954
35 y/oUS$1,087
40 y/oUS$1,270
45 y/oUS$1,496
50 y/oUS$1,830
55 y/oUS$2,276
60 y/oUS$3,160
65 y/oUS$4,339
70 y/oUS$5,598
75 y/oUS$6,832
80 y/oUS$8,355
85 y/oUS$10,040
90 y/oUS$11,733
95 y/oUS$13,258
99 y/oUS$14,148
+9.0%
All-ages avg
0 y/oUS$898 (+9.5%)
5 y/oUS$882 (+9.4%)
10 y/oUS$816 (+8.9%)
15 y/oUS$756 (+6.5%)
20 y/oUS$765 (+8.1%)
25 y/oUS$875 (+8.4%)
30 y/oUS$1,040 (+9.0%)
35 y/oUS$1,185 (+9.0%)
40 y/oUS$1,385 (+9.1%)
45 y/oUS$1,631 (+9.0%)
50 y/oUS$1,995 (+9.0%)
55 y/oUS$2,481 (+9.0%)
60 y/oUS$3,428 (+8.5%)
65 y/oUS$4,708 (+8.5%)
70 y/oUS$6,130 (+9.5%)
75 y/oUS$7,482 (+9.5%)
80 y/oUS$9,149 (+9.5%)
85 y/oUS$10,994 (+9.5%)
90 y/oUS$12,848 (+9.5%)
95 y/oUS$14,518 (+9.5%)
99 y/oUS$15,492 (+9.5%)
+12.5%
All-ages avg
0 y/oUS$1,011 (+12.6%)
5 y/oUS$992 (+12.5%)
10 y/oUS$919 (+12.6%)
15 y/oUS$850 (+12.4%)
20 y/oUS$860 (+12.4%)
25 y/oUS$985 (+12.6%)
30 y/oUS$1,170 (+12.5%)
35 y/oUS$1,334 (+12.6%)
40 y/oUS$1,558 (+12.5%)
45 y/oUS$1,835 (+12.5%)
50 y/oUS$2,244 (+12.5%)
55 y/oUS$2,791 (+12.5%)
60 y/oUS$3,857 (+12.5%)
65 y/oUS$5,296 (+12.5%)
70 y/oUS$6,897 (+12.5%)
75 y/oUS$8,417 (+12.5%)
80 y/oUS$10,292 (+12.5%)
85 y/oUS$12,368 (+12.5%)
90 y/oUS$14,454 (+12.5%)
95 y/oUS$16,333 (+12.5%)
99 y/oUS$17,429 (+12.5%)
0.0%
All-ages avg
0 y/oUS$1,011
5 y/oUS$992
10 y/oUS$919
15 y/oUS$850
20 y/oUS$860
25 y/oUS$985
30 y/oUS$1,170
35 y/oUS$1,334
40 y/oUS$1,558
45 y/oUS$1,835
50 y/oUS$2,244
55 y/oUS$2,791
60 y/oUS$3,857
65 y/oUS$5,296
70 y/oUS$6,897
75 y/oUS$8,417
80 y/oUS$10,292
85 y/oUS$12,368
90 y/oUS$14,454
95 y/oUS$16,333
99 y/oUS$17,429
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.61%
5 y/o+3.59%
10 y/o+3.39%
15 y/o+3.01%
20 y/o+3.52%
25 y/o+3.68%
30 y/o+3.74%
35 y/o+3.76%
40 y/o+3.74%
45 y/o+3.74%
50 y/o+3.67%
55 y/o+3.37%
60 y/o+3.68%
65 y/o+3.67%
70 y/o+3.67%
75 y/o+3.44%
80 y/o+3.44%
85 y/o+3.44%
90 y/o+3.44%
95 y/o+3.44%
99 y/o+3.44%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27