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Smart Medicare - Regular with SMM (HKD)
真智安心醫療保障 - 標準+額外醫療附加保障 (港元)
AXA China Region Insurance Company (Hong Kong) Limited · F00017-01-001 · 7 versions · Flexi plan · Avg. annual increase +1.85%
HKD
Male
| Age | F00017-01-001-01 2019-04-01 | F00017-01-001-01 2020-04-01 | F00017-01-001-02 2021-03-22 | F00017-01-001-03 2023-07-31 | F00017-01-001-03 2024-07-02 | F00017-01-001-03 2025-07-02 | F00017-01-001-04 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,031 | HK$4,149 (+2.9%) | HK$4,149 | HK$4,149 | HK$4,332 (+4.4%) | HK$4,523 (+4.4%) | HK$4,523 | +1.64% |
| 5 | HK$2,769 | HK$2,850 (+2.9%) | HK$2,850 | HK$2,850 | HK$2,974 (+4.4%) | HK$3,104 (+4.4%) | HK$3,104 | +1.63% |
| 10 | HK$2,718 | HK$2,797 (+2.9%) | HK$2,797 | HK$2,797 | HK$2,919 (+4.4%) | HK$3,046 (+4.4%) | HK$3,046 | +1.63% |
| 15 | HK$2,722 | HK$2,801 (+2.9%) | HK$2,801 | HK$2,801 | HK$2,923 (+4.4%) | HK$3,051 (+4.4%) | HK$3,051 | +1.63% |
| 20 | HK$2,861 | HK$2,944 (+2.9%) | HK$2,944 | HK$2,944 | HK$3,101 (+5.3%) | HK$3,237 (+4.4%) | HK$3,237 | +1.76% |
| 25 | HK$3,140 | HK$3,232 (+2.9%) | HK$3,232 | HK$3,232 | HK$3,405 (+5.4%) | HK$3,554 (+4.4%) | HK$3,554 | +1.77% |
| 30 | HK$3,568 | HK$3,673 (+2.9%) | HK$3,673 | HK$3,673 | HK$3,888 (+5.9%) | HK$4,059 (+4.4%) | HK$4,059 | +1.84% |
| 35 | HK$3,955 | HK$4,071 (+2.9%) | HK$4,071 | HK$4,071 | HK$4,310 (+5.9%) | HK$4,500 (+4.4%) | HK$4,500 | +1.84% |
| 40 | HK$4,675 | HK$4,813 (+3.0%) | HK$4,813 | HK$4,813 | HK$5,096 (+5.9%) | HK$5,321 (+4.4%) | HK$5,321 | +1.85% |
| 45 | HK$5,655 | HK$5,822 (+3.0%) | HK$5,822 | HK$5,822 | HK$6,166 (+5.9%) | HK$6,439 (+4.4%) | HK$6,439 | +1.86% |
| 50 | HK$7,005 | HK$7,213 (+3.0%) | HK$7,213 | HK$7,213 | HK$7,747 (+7.4%) | HK$8,092 (+4.5%) | HK$8,092 | +2.06% |
| 55 | HK$8,878 | HK$9,142 (+3.0%) | HK$9,142 | HK$9,142 | HK$9,821 (+7.4%) | HK$10,259 (+4.5%) | HK$10,259 | +2.07% |
| 60 | HK$11,326 | HK$11,663 (+3.0%) | HK$11,663 | HK$11,663 | HK$12,531 (+7.4%) | HK$13,091 (+4.5%) | HK$13,091 | +2.07% |
| 65 | HK$14,782 | HK$15,223 (+3.0%) | HK$15,223 | HK$15,223 | HK$16,358 (+7.5%) | HK$17,090 (+4.5%) | HK$17,090 | +2.08% |
| 70 | HK$18,900 | HK$19,464 (+3.0%) | HK$19,464 | HK$19,464 | HK$20,626 (+6.0%) | HK$21,550 (+4.5%) | HK$21,550 | +1.87% |
| 75 | HK$22,493 | HK$23,165 (+3.0%) | HK$23,165 | HK$23,165 | HK$24,549 (+6.0%) | HK$25,650 (+4.5%) | HK$25,650 | +1.88% |
| 80 | HK$22,763 | HK$23,443 (+3.0%) | HK$23,443 | HK$23,443 | HK$24,844 (+6.0%) | HK$25,958 (+4.5%) | HK$25,958 | +1.88% |
| 85 | HK$23,217 | HK$23,911 (+3.0%) | HK$23,911 | HK$23,911 | HK$25,340 (+6.0%) | HK$26,476 (+4.5%) | HK$26,476 | +1.88% |
| 90 | HK$23,707 | HK$24,416 (+3.0%) | HK$24,416 | HK$24,416 | HK$25,875 (+6.0%) | HK$27,035 (+4.5%) | HK$27,035 | +1.88% |
| 95 | HK$24,300 | HK$25,026 (+3.0%) | HK$25,026 | HK$25,026 | HK$26,522 (+6.0%) | HK$27,711 (+4.5%) | HK$27,711 | +1.88% |
| 99 | HK$24,785 | HK$25,526 (+3.0%) | HK$25,526 | HK$25,526 | HK$27,052 (+6.0%) | HK$28,265 (+4.5%) | HK$28,265 | +1.88% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.4% | 0.0% | — |
0 y/oHK$4,031
5 y/oHK$2,769
10 y/oHK$2,718
15 y/oHK$2,722
20 y/oHK$2,861
25 y/oHK$3,140
30 y/oHK$3,568
35 y/oHK$3,955
40 y/oHK$4,675
45 y/oHK$5,655
50 y/oHK$7,005
55 y/oHK$8,878
60 y/oHK$11,326
65 y/oHK$14,782
70 y/oHK$18,900
75 y/oHK$22,493
80 y/oHK$22,763
85 y/oHK$23,217
90 y/oHK$23,707
95 y/oHK$24,300
99 y/oHK$24,785
+3.0%
All-ages avg
0 y/oHK$4,149 (+2.9%)
5 y/oHK$2,850 (+2.9%)
10 y/oHK$2,797 (+2.9%)
15 y/oHK$2,801 (+2.9%)
20 y/oHK$2,944 (+2.9%)
25 y/oHK$3,232 (+2.9%)
30 y/oHK$3,673 (+2.9%)
35 y/oHK$4,071 (+2.9%)
40 y/oHK$4,813 (+3.0%)
45 y/oHK$5,822 (+3.0%)
50 y/oHK$7,213 (+3.0%)
55 y/oHK$9,142 (+3.0%)
60 y/oHK$11,663 (+3.0%)
65 y/oHK$15,223 (+3.0%)
70 y/oHK$19,464 (+3.0%)
75 y/oHK$23,165 (+3.0%)
80 y/oHK$23,443 (+3.0%)
85 y/oHK$23,911 (+3.0%)
90 y/oHK$24,416 (+3.0%)
95 y/oHK$25,026 (+3.0%)
99 y/oHK$25,526 (+3.0%)
0.0%
All-ages avg
0 y/oHK$4,149
5 y/oHK$2,850
10 y/oHK$2,797
15 y/oHK$2,801
20 y/oHK$2,944
25 y/oHK$3,232
30 y/oHK$3,673
35 y/oHK$4,071
40 y/oHK$4,813
45 y/oHK$5,822
50 y/oHK$7,213
55 y/oHK$9,142
60 y/oHK$11,663
65 y/oHK$15,223
70 y/oHK$19,464
75 y/oHK$23,165
80 y/oHK$23,443
85 y/oHK$23,911
90 y/oHK$24,416
95 y/oHK$25,026
99 y/oHK$25,526
0.0%
All-ages avg
0 y/oHK$4,149
5 y/oHK$2,850
10 y/oHK$2,797
15 y/oHK$2,801
20 y/oHK$2,944
25 y/oHK$3,232
30 y/oHK$3,673
35 y/oHK$4,071
40 y/oHK$4,813
45 y/oHK$5,822
50 y/oHK$7,213
55 y/oHK$9,142
60 y/oHK$11,663
65 y/oHK$15,223
70 y/oHK$19,464
75 y/oHK$23,165
80 y/oHK$23,443
85 y/oHK$23,911
90 y/oHK$24,416
95 y/oHK$25,026
99 y/oHK$25,526
+5.9%
All-ages avg
0 y/oHK$4,332 (+4.4%)
5 y/oHK$2,974 (+4.4%)
10 y/oHK$2,919 (+4.4%)
15 y/oHK$2,923 (+4.4%)
20 y/oHK$3,101 (+5.3%)
25 y/oHK$3,405 (+5.4%)
30 y/oHK$3,888 (+5.9%)
35 y/oHK$4,310 (+5.9%)
40 y/oHK$5,096 (+5.9%)
45 y/oHK$6,166 (+5.9%)
50 y/oHK$7,747 (+7.4%)
55 y/oHK$9,821 (+7.4%)
60 y/oHK$12,531 (+7.4%)
65 y/oHK$16,358 (+7.5%)
70 y/oHK$20,626 (+6.0%)
75 y/oHK$24,549 (+6.0%)
80 y/oHK$24,844 (+6.0%)
85 y/oHK$25,340 (+6.0%)
90 y/oHK$25,875 (+6.0%)
95 y/oHK$26,522 (+6.0%)
99 y/oHK$27,052 (+6.0%)
+4.4%
All-ages avg
0 y/oHK$4,523 (+4.4%)
5 y/oHK$3,104 (+4.4%)
10 y/oHK$3,046 (+4.4%)
15 y/oHK$3,051 (+4.4%)
20 y/oHK$3,237 (+4.4%)
25 y/oHK$3,554 (+4.4%)
30 y/oHK$4,059 (+4.4%)
35 y/oHK$4,500 (+4.4%)
40 y/oHK$5,321 (+4.4%)
45 y/oHK$6,439 (+4.4%)
50 y/oHK$8,092 (+4.5%)
55 y/oHK$10,259 (+4.5%)
60 y/oHK$13,091 (+4.5%)
65 y/oHK$17,090 (+4.5%)
70 y/oHK$21,550 (+4.5%)
75 y/oHK$25,650 (+4.5%)
80 y/oHK$25,958 (+4.5%)
85 y/oHK$26,476 (+4.5%)
90 y/oHK$27,035 (+4.5%)
95 y/oHK$27,711 (+4.5%)
99 y/oHK$28,265 (+4.5%)
0.0%
All-ages avg
0 y/oHK$4,523
5 y/oHK$3,104
10 y/oHK$3,046
15 y/oHK$3,051
20 y/oHK$3,237
25 y/oHK$3,554
30 y/oHK$4,059
35 y/oHK$4,500
40 y/oHK$5,321
45 y/oHK$6,439
50 y/oHK$8,092
55 y/oHK$10,259
60 y/oHK$13,091
65 y/oHK$17,090
70 y/oHK$21,550
75 y/oHK$25,650
80 y/oHK$25,958
85 y/oHK$26,476
90 y/oHK$27,035
95 y/oHK$27,711
99 y/oHK$28,265
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.64%
5 y/o+1.63%
10 y/o+1.63%
15 y/o+1.63%
20 y/o+1.76%
25 y/o+1.77%
30 y/o+1.84%
35 y/o+1.84%
40 y/o+1.85%
45 y/o+1.86%
50 y/o+2.06%
55 y/o+2.07%
60 y/o+2.07%
65 y/o+2.08%
70 y/o+1.87%
75 y/o+1.88%
80 y/o+1.88%
85 y/o+1.88%
90 y/o+1.88%
95 y/o+1.88%
99 y/o+1.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00017-01-001-01 2019-04-01 | F00017-01-001-01 2020-04-01 | F00017-01-001-02 2021-03-22 | F00017-01-001-03 2023-07-31 | F00017-01-001-03 2024-07-02 | F00017-01-001-03 2025-07-02 | F00017-01-001-04 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,527 | HK$3,630 (+2.9%) | HK$3,630 | HK$3,630 | HK$3,789 (+4.4%) | HK$3,956 (+4.4%) | HK$3,956 | +1.64% |
| 5 | HK$2,951 | HK$3,037 (+2.9%) | HK$3,037 | HK$3,037 | HK$3,170 (+4.4%) | HK$3,309 (+4.4%) | HK$3,309 | +1.63% |
| 10 | HK$2,722 | HK$2,801 (+2.9%) | HK$2,801 | HK$2,801 | HK$2,923 (+4.4%) | HK$3,051 (+4.4%) | HK$3,051 | +1.63% |
| 15 | HK$2,723 | HK$2,802 (+2.9%) | HK$2,802 | HK$2,802 | HK$2,924 (+4.4%) | HK$3,052 (+4.4%) | HK$3,052 | +1.63% |
| 20 | HK$3,064 | HK$3,153 (+2.9%) | HK$3,153 | HK$3,153 | HK$3,321 (+5.3%) | HK$3,466 (+4.4%) | HK$3,466 | +1.76% |
| 25 | HK$3,603 | HK$3,709 (+2.9%) | HK$3,709 | HK$3,709 | HK$3,908 (+5.4%) | HK$4,080 (+4.4%) | HK$4,080 | +1.78% |
| 30 | HK$4,344 | HK$4,472 (+2.9%) | HK$4,472 | HK$4,472 | HK$4,735 (+5.9%) | HK$4,944 (+4.4%) | HK$4,944 | +1.85% |
| 35 | HK$5,027 | HK$5,175 (+2.9%) | HK$5,175 | HK$5,175 | HK$5,480 (+5.9%) | HK$5,723 (+4.4%) | HK$5,723 | +1.85% |
| 40 | HK$5,938 | HK$6,114 (+3.0%) | HK$6,114 | HK$6,114 | HK$6,475 (+5.9%) | HK$6,762 (+4.4%) | HK$6,762 | +1.86% |
| 45 | HK$6,836 | HK$7,039 (+3.0%) | HK$7,039 | HK$7,039 | HK$7,456 (+5.9%) | HK$7,788 (+4.5%) | HK$7,788 | +1.86% |
| 50 | HK$7,961 | HK$8,197 (+3.0%) | HK$8,197 | HK$8,197 | HK$8,805 (+7.4%) | HK$9,197 (+4.5%) | HK$9,197 | +2.06% |
| 55 | HK$9,394 | HK$9,673 (+3.0%) | HK$9,673 | HK$9,673 | HK$10,391 (+7.4%) | HK$10,855 (+4.5%) | HK$10,855 | +2.07% |
| 60 | HK$11,784 | HK$12,135 (+3.0%) | HK$12,135 | HK$12,135 | HK$13,038 (+7.4%) | HK$13,621 (+4.5%) | HK$13,621 | +2.07% |
| 65 | HK$15,019 | HK$15,467 (+3.0%) | HK$15,467 | HK$15,467 | HK$16,620 (+7.5%) | HK$17,364 (+4.5%) | HK$17,364 | +2.08% |
| 70 | HK$19,471 | HK$20,053 (+3.0%) | HK$20,053 | HK$20,053 | HK$21,251 (+6.0%) | HK$22,203 (+4.5%) | HK$22,203 | +1.88% |
| 75 | HK$24,236 | HK$24,961 (+3.0%) | HK$24,961 | HK$24,961 | HK$26,453 (+6.0%) | HK$27,639 (+4.5%) | HK$27,639 | +1.88% |
| 80 | HK$24,526 | HK$25,259 (+3.0%) | HK$25,259 | HK$25,259 | HK$26,769 (+6.0%) | HK$27,970 (+4.5%) | HK$27,970 | +1.88% |
| 85 | HK$25,017 | HK$25,765 (+3.0%) | HK$25,765 | HK$25,765 | HK$27,305 (+6.0%) | HK$28,530 (+4.5%) | HK$28,530 | +1.88% |
| 90 | HK$25,542 | HK$26,306 (+3.0%) | HK$26,306 | HK$26,306 | HK$27,879 (+6.0%) | HK$29,130 (+4.5%) | HK$29,130 | +1.88% |
| 95 | HK$26,187 | HK$26,970 (+3.0%) | HK$26,970 | HK$26,970 | HK$28,583 (+6.0%) | HK$29,865 (+4.5%) | HK$29,865 | +1.88% |
| 99 | HK$26,708 | HK$27,507 (+3.0%) | HK$27,507 | HK$27,507 | HK$29,152 (+6.0%) | HK$30,460 (+4.5%) | HK$30,460 | +1.88% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.4% | 0.0% | — |
0 y/oHK$3,527
5 y/oHK$2,951
10 y/oHK$2,722
15 y/oHK$2,723
20 y/oHK$3,064
25 y/oHK$3,603
30 y/oHK$4,344
35 y/oHK$5,027
40 y/oHK$5,938
45 y/oHK$6,836
50 y/oHK$7,961
55 y/oHK$9,394
60 y/oHK$11,784
65 y/oHK$15,019
70 y/oHK$19,471
75 y/oHK$24,236
80 y/oHK$24,526
85 y/oHK$25,017
90 y/oHK$25,542
95 y/oHK$26,187
99 y/oHK$26,708
+3.0%
All-ages avg
0 y/oHK$3,630 (+2.9%)
5 y/oHK$3,037 (+2.9%)
10 y/oHK$2,801 (+2.9%)
15 y/oHK$2,802 (+2.9%)
20 y/oHK$3,153 (+2.9%)
25 y/oHK$3,709 (+2.9%)
30 y/oHK$4,472 (+2.9%)
35 y/oHK$5,175 (+2.9%)
40 y/oHK$6,114 (+3.0%)
45 y/oHK$7,039 (+3.0%)
50 y/oHK$8,197 (+3.0%)
55 y/oHK$9,673 (+3.0%)
60 y/oHK$12,135 (+3.0%)
65 y/oHK$15,467 (+3.0%)
70 y/oHK$20,053 (+3.0%)
75 y/oHK$24,961 (+3.0%)
80 y/oHK$25,259 (+3.0%)
85 y/oHK$25,765 (+3.0%)
90 y/oHK$26,306 (+3.0%)
95 y/oHK$26,970 (+3.0%)
99 y/oHK$27,507 (+3.0%)
0.0%
All-ages avg
0 y/oHK$3,630
5 y/oHK$3,037
10 y/oHK$2,801
15 y/oHK$2,802
20 y/oHK$3,153
25 y/oHK$3,709
30 y/oHK$4,472
35 y/oHK$5,175
40 y/oHK$6,114
45 y/oHK$7,039
50 y/oHK$8,197
55 y/oHK$9,673
60 y/oHK$12,135
65 y/oHK$15,467
70 y/oHK$20,053
75 y/oHK$24,961
80 y/oHK$25,259
85 y/oHK$25,765
90 y/oHK$26,306
95 y/oHK$26,970
99 y/oHK$27,507
0.0%
All-ages avg
0 y/oHK$3,630
5 y/oHK$3,037
10 y/oHK$2,801
15 y/oHK$2,802
20 y/oHK$3,153
25 y/oHK$3,709
30 y/oHK$4,472
35 y/oHK$5,175
40 y/oHK$6,114
45 y/oHK$7,039
50 y/oHK$8,197
55 y/oHK$9,673
60 y/oHK$12,135
65 y/oHK$15,467
70 y/oHK$20,053
75 y/oHK$24,961
80 y/oHK$25,259
85 y/oHK$25,765
90 y/oHK$26,306
95 y/oHK$26,970
99 y/oHK$27,507
+5.9%
All-ages avg
0 y/oHK$3,789 (+4.4%)
5 y/oHK$3,170 (+4.4%)
10 y/oHK$2,923 (+4.4%)
15 y/oHK$2,924 (+4.4%)
20 y/oHK$3,321 (+5.3%)
25 y/oHK$3,908 (+5.4%)
30 y/oHK$4,735 (+5.9%)
35 y/oHK$5,480 (+5.9%)
40 y/oHK$6,475 (+5.9%)
45 y/oHK$7,456 (+5.9%)
50 y/oHK$8,805 (+7.4%)
55 y/oHK$10,391 (+7.4%)
60 y/oHK$13,038 (+7.4%)
65 y/oHK$16,620 (+7.5%)
70 y/oHK$21,251 (+6.0%)
75 y/oHK$26,453 (+6.0%)
80 y/oHK$26,769 (+6.0%)
85 y/oHK$27,305 (+6.0%)
90 y/oHK$27,879 (+6.0%)
95 y/oHK$28,583 (+6.0%)
99 y/oHK$29,152 (+6.0%)
+4.4%
All-ages avg
0 y/oHK$3,956 (+4.4%)
5 y/oHK$3,309 (+4.4%)
10 y/oHK$3,051 (+4.4%)
15 y/oHK$3,052 (+4.4%)
20 y/oHK$3,466 (+4.4%)
25 y/oHK$4,080 (+4.4%)
30 y/oHK$4,944 (+4.4%)
35 y/oHK$5,723 (+4.4%)
40 y/oHK$6,762 (+4.4%)
45 y/oHK$7,788 (+4.5%)
50 y/oHK$9,197 (+4.5%)
55 y/oHK$10,855 (+4.5%)
60 y/oHK$13,621 (+4.5%)
65 y/oHK$17,364 (+4.5%)
70 y/oHK$22,203 (+4.5%)
75 y/oHK$27,639 (+4.5%)
80 y/oHK$27,970 (+4.5%)
85 y/oHK$28,530 (+4.5%)
90 y/oHK$29,130 (+4.5%)
95 y/oHK$29,865 (+4.5%)
99 y/oHK$30,460 (+4.5%)
0.0%
All-ages avg
0 y/oHK$3,956
5 y/oHK$3,309
10 y/oHK$3,051
15 y/oHK$3,052
20 y/oHK$3,466
25 y/oHK$4,080
30 y/oHK$4,944
35 y/oHK$5,723
40 y/oHK$6,762
45 y/oHK$7,788
50 y/oHK$9,197
55 y/oHK$10,855
60 y/oHK$13,621
65 y/oHK$17,364
70 y/oHK$22,203
75 y/oHK$27,639
80 y/oHK$27,970
85 y/oHK$28,530
90 y/oHK$29,130
95 y/oHK$29,865
99 y/oHK$30,460
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.64%
5 y/o+1.63%
10 y/o+1.63%
15 y/o+1.63%
20 y/o+1.76%
25 y/o+1.78%
30 y/o+1.85%
35 y/o+1.85%
40 y/o+1.86%
45 y/o+1.86%
50 y/o+2.06%
55 y/o+2.07%
60 y/o+2.07%
65 y/o+2.08%
70 y/o+1.88%
75 y/o+1.88%
80 y/o+1.88%
85 y/o+1.88%
90 y/o+1.88%
95 y/o+1.88%
99 y/o+1.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00017-04-001-01 2019-04-01 | F00017-04-001-01 2020-04-01 | F00017-04-001-02 2021-03-22 | F00017-04-001-03 2023-07-31 | F00017-04-001-03 2024-07-02 | F00017-04-001-03 2025-07-02 | F00017-04-001-04 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$491 | US$506 (+3.1%) | US$506 | US$506 | US$529 (+4.5%) | US$553 (+4.5%) | US$553 | +1.70% |
| 5 | US$334 | US$344 (+3.0%) | US$344 | US$344 | US$359 (+4.4%) | US$376 (+4.7%) | US$376 | +1.69% |
| 10 | US$327 | US$337 (+3.1%) | US$337 | US$337 | US$352 (+4.5%) | US$368 (+4.5%) | US$368 | +1.69% |
| 15 | US$328 | US$338 (+3.0%) | US$338 | US$338 | US$353 (+4.4%) | US$369 (+4.5%) | US$369 | +1.68% |
| 20 | US$345 | US$356 (+3.2%) | US$356 | US$356 | US$375 (+5.3%) | US$392 (+4.5%) | US$392 | +1.82% |
| 25 | US$380 | US$391 (+2.9%) | US$391 | US$391 | US$413 (+5.6%) | US$432 (+4.6%) | US$432 | +1.83% |
| 30 | US$434 | US$447 (+3.0%) | US$447 | US$447 | US$474 (+6.0%) | US$495 (+4.4%) | US$495 | +1.88% |
| 35 | US$482 | US$496 (+2.9%) | US$496 | US$496 | US$526 (+6.0%) | US$550 (+4.6%) | US$550 | +1.89% |
| 40 | US$572 | US$589 (+3.0%) | US$589 | US$589 | US$624 (+5.9%) | US$652 (+4.5%) | US$652 | +1.87% |
| 45 | US$694 | US$715 (+3.0%) | US$715 | US$715 | US$758 (+6.0%) | US$792 (+4.5%) | US$792 | +1.89% |
| 50 | US$863 | US$889 (+3.0%) | US$889 | US$889 | US$956 (+7.5%) | US$999 (+4.5%) | US$999 | +2.09% |
| 55 | US$1,097 | US$1,130 (+3.0%) | US$1,130 | US$1,130 | US$1,215 (+7.5%) | US$1,270 (+4.5%) | US$1,270 | +2.09% |
| 60 | US$1,403 | US$1,446 (+3.1%) | US$1,446 | US$1,446 | US$1,554 (+7.5%) | US$1,624 (+4.5%) | US$1,624 | +2.09% |
| 65 | US$1,835 | US$1,890 (+3.0%) | US$1,890 | US$1,890 | US$2,032 (+7.5%) | US$2,124 (+4.5%) | US$2,124 | +2.09% |
| 70 | US$2,350 | US$2,420 (+3.0%) | US$2,420 | US$2,420 | US$2,566 (+6.0%) | US$2,681 (+4.5%) | US$2,681 | +1.88% |
| 75 | US$2,799 | US$2,883 (+3.0%) | US$2,883 | US$2,883 | US$3,056 (+6.0%) | US$3,194 (+4.5%) | US$3,194 | +1.89% |
| 80 | US$2,833 | US$2,918 (+3.0%) | US$2,918 | US$2,918 | US$3,093 (+6.0%) | US$3,232 (+4.5%) | US$3,232 | +1.88% |
| 85 | US$2,890 | US$2,976 (+3.0%) | US$2,976 | US$2,976 | US$3,155 (+6.0%) | US$3,297 (+4.5%) | US$3,297 | +1.88% |
| 90 | US$2,951 | US$3,040 (+3.0%) | US$3,040 | US$3,040 | US$3,222 (+6.0%) | US$3,367 (+4.5%) | US$3,367 | +1.88% |
| 95 | US$3,025 | US$3,116 (+3.0%) | US$3,116 | US$3,116 | US$3,303 (+6.0%) | US$3,452 (+4.5%) | US$3,452 | +1.89% |
| 99 | US$3,086 | US$3,178 (+3.0%) | US$3,178 | US$3,178 | US$3,369 (+6.0%) | US$3,521 (+4.5%) | US$3,521 | +1.88% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +5.9% | +4.5% | 0.0% | — |
0 y/oUS$491
5 y/oUS$334
10 y/oUS$327
15 y/oUS$328
20 y/oUS$345
25 y/oUS$380
30 y/oUS$434
35 y/oUS$482
40 y/oUS$572
45 y/oUS$694
50 y/oUS$863
55 y/oUS$1,097
60 y/oUS$1,403
65 y/oUS$1,835
70 y/oUS$2,350
75 y/oUS$2,799
80 y/oUS$2,833
85 y/oUS$2,890
90 y/oUS$2,951
95 y/oUS$3,025
99 y/oUS$3,086
+3.0%
All-ages avg
0 y/oUS$506 (+3.1%)
5 y/oUS$344 (+3.0%)
10 y/oUS$337 (+3.1%)
15 y/oUS$338 (+3.0%)
20 y/oUS$356 (+3.2%)
25 y/oUS$391 (+2.9%)
30 y/oUS$447 (+3.0%)
35 y/oUS$496 (+2.9%)
40 y/oUS$589 (+3.0%)
45 y/oUS$715 (+3.0%)
50 y/oUS$889 (+3.0%)
55 y/oUS$1,130 (+3.0%)
60 y/oUS$1,446 (+3.1%)
65 y/oUS$1,890 (+3.0%)
70 y/oUS$2,420 (+3.0%)
75 y/oUS$2,883 (+3.0%)
80 y/oUS$2,918 (+3.0%)
85 y/oUS$2,976 (+3.0%)
90 y/oUS$3,040 (+3.0%)
95 y/oUS$3,116 (+3.0%)
99 y/oUS$3,178 (+3.0%)
0.0%
All-ages avg
0 y/oUS$506
5 y/oUS$344
10 y/oUS$337
15 y/oUS$338
20 y/oUS$356
25 y/oUS$391
30 y/oUS$447
35 y/oUS$496
40 y/oUS$589
45 y/oUS$715
50 y/oUS$889
55 y/oUS$1,130
60 y/oUS$1,446
65 y/oUS$1,890
70 y/oUS$2,420
75 y/oUS$2,883
80 y/oUS$2,918
85 y/oUS$2,976
90 y/oUS$3,040
95 y/oUS$3,116
99 y/oUS$3,178
0.0%
All-ages avg
0 y/oUS$506
5 y/oUS$344
10 y/oUS$337
15 y/oUS$338
20 y/oUS$356
25 y/oUS$391
30 y/oUS$447
35 y/oUS$496
40 y/oUS$589
45 y/oUS$715
50 y/oUS$889
55 y/oUS$1,130
60 y/oUS$1,446
65 y/oUS$1,890
70 y/oUS$2,420
75 y/oUS$2,883
80 y/oUS$2,918
85 y/oUS$2,976
90 y/oUS$3,040
95 y/oUS$3,116
99 y/oUS$3,178
+5.9%
All-ages avg
0 y/oUS$529 (+4.5%)
5 y/oUS$359 (+4.4%)
10 y/oUS$352 (+4.5%)
15 y/oUS$353 (+4.4%)
20 y/oUS$375 (+5.3%)
25 y/oUS$413 (+5.6%)
30 y/oUS$474 (+6.0%)
35 y/oUS$526 (+6.0%)
40 y/oUS$624 (+5.9%)
45 y/oUS$758 (+6.0%)
50 y/oUS$956 (+7.5%)
55 y/oUS$1,215 (+7.5%)
60 y/oUS$1,554 (+7.5%)
65 y/oUS$2,032 (+7.5%)
70 y/oUS$2,566 (+6.0%)
75 y/oUS$3,056 (+6.0%)
80 y/oUS$3,093 (+6.0%)
85 y/oUS$3,155 (+6.0%)
90 y/oUS$3,222 (+6.0%)
95 y/oUS$3,303 (+6.0%)
99 y/oUS$3,369 (+6.0%)
+4.5%
All-ages avg
0 y/oUS$553 (+4.5%)
5 y/oUS$376 (+4.7%)
10 y/oUS$368 (+4.5%)
15 y/oUS$369 (+4.5%)
20 y/oUS$392 (+4.5%)
25 y/oUS$432 (+4.6%)
30 y/oUS$495 (+4.4%)
35 y/oUS$550 (+4.6%)
40 y/oUS$652 (+4.5%)
45 y/oUS$792 (+4.5%)
50 y/oUS$999 (+4.5%)
55 y/oUS$1,270 (+4.5%)
60 y/oUS$1,624 (+4.5%)
65 y/oUS$2,124 (+4.5%)
70 y/oUS$2,681 (+4.5%)
75 y/oUS$3,194 (+4.5%)
80 y/oUS$3,232 (+4.5%)
85 y/oUS$3,297 (+4.5%)
90 y/oUS$3,367 (+4.5%)
95 y/oUS$3,452 (+4.5%)
99 y/oUS$3,521 (+4.5%)
0.0%
All-ages avg
0 y/oUS$553
5 y/oUS$376
10 y/oUS$368
15 y/oUS$369
20 y/oUS$392
25 y/oUS$432
30 y/oUS$495
35 y/oUS$550
40 y/oUS$652
45 y/oUS$792
50 y/oUS$999
55 y/oUS$1,270
60 y/oUS$1,624
65 y/oUS$2,124
70 y/oUS$2,681
75 y/oUS$3,194
80 y/oUS$3,232
85 y/oUS$3,297
90 y/oUS$3,367
95 y/oUS$3,452
99 y/oUS$3,521
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.70%
5 y/o+1.69%
10 y/o+1.69%
15 y/o+1.68%
20 y/o+1.82%
25 y/o+1.83%
30 y/o+1.88%
35 y/o+1.89%
40 y/o+1.87%
45 y/o+1.89%
50 y/o+2.09%
55 y/o+2.09%
60 y/o+2.09%
65 y/o+2.09%
70 y/o+1.88%
75 y/o+1.89%
80 y/o+1.88%
85 y/o+1.88%
90 y/o+1.88%
95 y/o+1.89%
99 y/o+1.88%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00017-04-001-01 2019-04-01 | F00017-04-001-01 2020-04-01 | F00017-04-001-02 2021-03-22 | F00017-04-001-03 2023-07-31 | F00017-04-001-03 2024-07-02 | F00017-04-001-03 2025-07-02 | F00017-04-001-04 2026-01-26 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$428 | US$441 (+3.0%) | US$441 | US$441 | US$461 (+4.5%) | US$482 (+4.6%) | US$482 | +1.70% |
| 5 | US$356 | US$367 (+3.1%) | US$367 | US$367 | US$384 (+4.6%) | US$401 (+4.4%) | US$401 | +1.70% |
| 10 | US$328 | US$338 (+3.0%) | US$338 | US$338 | US$353 (+4.4%) | US$369 (+4.5%) | US$369 | +1.68% |
| 15 | US$328 | US$338 (+3.0%) | US$338 | US$338 | US$353 (+4.4%) | US$369 (+4.5%) | US$369 | +1.68% |
| 20 | US$370 | US$382 (+3.2%) | US$382 | US$382 | US$403 (+5.5%) | US$421 (+4.5%) | US$421 | +1.84% |
| 25 | US$438 | US$451 (+3.0%) | US$451 | US$451 | US$476 (+5.5%) | US$498 (+4.6%) | US$498 | +1.83% |
| 30 | US$530 | US$546 (+3.0%) | US$546 | US$546 | US$579 (+6.0%) | US$605 (+4.5%) | US$605 | +1.89% |
| 35 | US$616 | US$634 (+2.9%) | US$634 | US$634 | US$673 (+6.2%) | US$703 (+4.5%) | US$703 | +1.89% |
| 40 | US$730 | US$752 (+3.0%) | US$752 | US$752 | US$797 (+6.0%) | US$833 (+4.5%) | US$833 | +1.89% |
| 45 | US$842 | US$867 (+3.0%) | US$867 | US$867 | US$919 (+6.0%) | US$961 (+4.6%) | US$961 | +1.89% |
| 50 | US$983 | US$1,012 (+3.0%) | US$1,012 | US$1,012 | US$1,088 (+7.5%) | US$1,137 (+4.5%) | US$1,137 | +2.08% |
| 55 | US$1,162 | US$1,197 (+3.0%) | US$1,197 | US$1,197 | US$1,286 (+7.4%) | US$1,344 (+4.5%) | US$1,344 | +2.08% |
| 60 | US$1,460 | US$1,504 (+3.0%) | US$1,504 | US$1,504 | US$1,617 (+7.5%) | US$1,690 (+4.5%) | US$1,690 | +2.09% |
| 65 | US$1,865 | US$1,921 (+3.0%) | US$1,921 | US$1,921 | US$2,065 (+7.5%) | US$2,158 (+4.5%) | US$2,158 | +2.09% |
| 70 | US$2,421 | US$2,494 (+3.0%) | US$2,494 | US$2,494 | US$2,644 (+6.0%) | US$2,763 (+4.5%) | US$2,763 | +1.89% |
| 75 | US$3,017 | US$3,108 (+3.0%) | US$3,108 | US$3,108 | US$3,294 (+6.0%) | US$3,442 (+4.5%) | US$3,442 | +1.88% |
| 80 | US$3,053 | US$3,145 (+3.0%) | US$3,145 | US$3,145 | US$3,334 (+6.0%) | US$3,484 (+4.5%) | US$3,484 | +1.89% |
| 85 | US$3,115 | US$3,208 (+3.0%) | US$3,208 | US$3,208 | US$3,401 (+6.0%) | US$3,554 (+4.5%) | US$3,554 | +1.88% |
| 90 | US$3,180 | US$3,276 (+3.0%) | US$3,276 | US$3,276 | US$3,472 (+6.0%) | US$3,629 (+4.5%) | US$3,629 | +1.89% |
| 95 | US$3,261 | US$3,359 (+3.0%) | US$3,359 | US$3,359 | US$3,560 (+6.0%) | US$3,721 (+4.5%) | US$3,721 | +1.89% |
| 99 | US$3,326 | US$3,426 (+3.0%) | US$3,426 | US$3,426 | US$3,631 (+6.0%) | US$3,795 (+4.5%) | US$3,795 | +1.89% |
| All ages average | — | +3.0% | 0.0% | 0.0% | +6.0% | +4.5% | 0.0% | — |
0 y/oUS$428
5 y/oUS$356
10 y/oUS$328
15 y/oUS$328
20 y/oUS$370
25 y/oUS$438
30 y/oUS$530
35 y/oUS$616
40 y/oUS$730
45 y/oUS$842
50 y/oUS$983
55 y/oUS$1,162
60 y/oUS$1,460
65 y/oUS$1,865
70 y/oUS$2,421
75 y/oUS$3,017
80 y/oUS$3,053
85 y/oUS$3,115
90 y/oUS$3,180
95 y/oUS$3,261
99 y/oUS$3,326
+3.0%
All-ages avg
0 y/oUS$441 (+3.0%)
5 y/oUS$367 (+3.1%)
10 y/oUS$338 (+3.0%)
15 y/oUS$338 (+3.0%)
20 y/oUS$382 (+3.2%)
25 y/oUS$451 (+3.0%)
30 y/oUS$546 (+3.0%)
35 y/oUS$634 (+2.9%)
40 y/oUS$752 (+3.0%)
45 y/oUS$867 (+3.0%)
50 y/oUS$1,012 (+3.0%)
55 y/oUS$1,197 (+3.0%)
60 y/oUS$1,504 (+3.0%)
65 y/oUS$1,921 (+3.0%)
70 y/oUS$2,494 (+3.0%)
75 y/oUS$3,108 (+3.0%)
80 y/oUS$3,145 (+3.0%)
85 y/oUS$3,208 (+3.0%)
90 y/oUS$3,276 (+3.0%)
95 y/oUS$3,359 (+3.0%)
99 y/oUS$3,426 (+3.0%)
0.0%
All-ages avg
0 y/oUS$441
5 y/oUS$367
10 y/oUS$338
15 y/oUS$338
20 y/oUS$382
25 y/oUS$451
30 y/oUS$546
35 y/oUS$634
40 y/oUS$752
45 y/oUS$867
50 y/oUS$1,012
55 y/oUS$1,197
60 y/oUS$1,504
65 y/oUS$1,921
70 y/oUS$2,494
75 y/oUS$3,108
80 y/oUS$3,145
85 y/oUS$3,208
90 y/oUS$3,276
95 y/oUS$3,359
99 y/oUS$3,426
0.0%
All-ages avg
0 y/oUS$441
5 y/oUS$367
10 y/oUS$338
15 y/oUS$338
20 y/oUS$382
25 y/oUS$451
30 y/oUS$546
35 y/oUS$634
40 y/oUS$752
45 y/oUS$867
50 y/oUS$1,012
55 y/oUS$1,197
60 y/oUS$1,504
65 y/oUS$1,921
70 y/oUS$2,494
75 y/oUS$3,108
80 y/oUS$3,145
85 y/oUS$3,208
90 y/oUS$3,276
95 y/oUS$3,359
99 y/oUS$3,426
+6.0%
All-ages avg
0 y/oUS$461 (+4.5%)
5 y/oUS$384 (+4.6%)
10 y/oUS$353 (+4.4%)
15 y/oUS$353 (+4.4%)
20 y/oUS$403 (+5.5%)
25 y/oUS$476 (+5.5%)
30 y/oUS$579 (+6.0%)
35 y/oUS$673 (+6.2%)
40 y/oUS$797 (+6.0%)
45 y/oUS$919 (+6.0%)
50 y/oUS$1,088 (+7.5%)
55 y/oUS$1,286 (+7.4%)
60 y/oUS$1,617 (+7.5%)
65 y/oUS$2,065 (+7.5%)
70 y/oUS$2,644 (+6.0%)
75 y/oUS$3,294 (+6.0%)
80 y/oUS$3,334 (+6.0%)
85 y/oUS$3,401 (+6.0%)
90 y/oUS$3,472 (+6.0%)
95 y/oUS$3,560 (+6.0%)
99 y/oUS$3,631 (+6.0%)
+4.5%
All-ages avg
0 y/oUS$482 (+4.6%)
5 y/oUS$401 (+4.4%)
10 y/oUS$369 (+4.5%)
15 y/oUS$369 (+4.5%)
20 y/oUS$421 (+4.5%)
25 y/oUS$498 (+4.6%)
30 y/oUS$605 (+4.5%)
35 y/oUS$703 (+4.5%)
40 y/oUS$833 (+4.5%)
45 y/oUS$961 (+4.6%)
50 y/oUS$1,137 (+4.5%)
55 y/oUS$1,344 (+4.5%)
60 y/oUS$1,690 (+4.5%)
65 y/oUS$2,158 (+4.5%)
70 y/oUS$2,763 (+4.5%)
75 y/oUS$3,442 (+4.5%)
80 y/oUS$3,484 (+4.5%)
85 y/oUS$3,554 (+4.5%)
90 y/oUS$3,629 (+4.5%)
95 y/oUS$3,721 (+4.5%)
99 y/oUS$3,795 (+4.5%)
0.0%
All-ages avg
0 y/oUS$482
5 y/oUS$401
10 y/oUS$369
15 y/oUS$369
20 y/oUS$421
25 y/oUS$498
30 y/oUS$605
35 y/oUS$703
40 y/oUS$833
45 y/oUS$961
50 y/oUS$1,137
55 y/oUS$1,344
60 y/oUS$1,690
65 y/oUS$2,158
70 y/oUS$2,763
75 y/oUS$3,442
80 y/oUS$3,484
85 y/oUS$3,554
90 y/oUS$3,629
95 y/oUS$3,721
99 y/oUS$3,795
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.70%
5 y/o+1.70%
10 y/o+1.68%
15 y/o+1.68%
20 y/o+1.84%
25 y/o+1.83%
30 y/o+1.89%
35 y/o+1.89%
40 y/o+1.89%
45 y/o+1.89%
50 y/o+2.08%
55 y/o+2.08%
60 y/o+2.09%
65 y/o+2.09%
70 y/o+1.89%
75 y/o+1.88%
80 y/o+1.89%
85 y/o+1.88%
90 y/o+1.89%
95 y/o+1.89%
99 y/o+1.89%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27