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AIA Voluntary Health Insurance Flexi Scheme - Ward (USD)
AIA自願醫保靈活計劃 - 普通房 (美元)
AIA International Limited · F00022-04-000 · 7 versions · Flexi plan · Avg. annual increase +3.08%
HKD
Male
| Age | F00022-01-000-01 2019-04-01 | F00022-01-000-02 2020-01-20 | F00022-01-000-02 2021-01-01 | F00022-01-000-03 2021-03-15 | F00022-01-000-03 2023-07-15 | F00022-01-000-03 2024-07-15 | F00022-01-000-03 2025-07-15 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,832 | HK$4,832 | HK$4,403 (-8.9%) | HK$4,403 | HK$4,800 (+9.0%) | HK$5,524 (+15.1%) | HK$5,855 (+6.0%) | +2.74% |
| 5 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,278 (+15.1%) | HK$3,474 (+6.0%) | +2.02% |
| 10 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | +1.26% |
| 15 | HK$3,014 | HK$3,014 | HK$2,615 (-13.2%) | HK$2,615 | HK$2,848 (+8.9%) | HK$3,107 (+9.1%) | HK$3,294 (+6.0%) | +1.26% |
| 20 | HK$3,328 | HK$3,328 | HK$3,223 (-3.2%) | HK$3,223 | HK$3,507 (+8.8%) | HK$3,721 (+6.1%) | HK$3,973 (+6.8%) | +2.52% |
| 25 | HK$3,571 | HK$3,571 | HK$3,540 (-0.9%) | HK$3,540 | HK$3,859 (+9.0%) | HK$4,094 (+6.1%) | HK$4,396 (+7.4%) | +2.97% |
| 30 | HK$3,917 | HK$3,917 | HK$3,886 (-0.8%) | HK$3,886 | HK$4,236 (+9.0%) | HK$4,494 (+6.1%) | HK$4,880 (+8.6%) | +3.14% |
| 35 | HK$4,378 | HK$4,378 | HK$4,305 (-1.7%) | HK$4,305 | HK$4,692 (+9.0%) | HK$4,978 (+6.1%) | HK$5,406 (+8.6%) | +3.01% |
| 40 | HK$5,261 | HK$5,261 | HK$5,216 (-0.9%) | HK$5,216 | HK$5,685 (+9.0%) | HK$6,032 (+6.1%) | HK$6,549 (+8.6%) | +3.13% |
| 45 | HK$6,784 | HK$6,784 | HK$6,620 (-2.4%) | HK$6,620 | HK$7,216 (+9.0%) | HK$7,656 (+6.1%) | HK$8,313 (+8.6%) | +2.90% |
| 50 | HK$8,243 | HK$8,243 | HK$8,176 (-0.8%) | HK$8,176 | HK$8,912 (+9.0%) | HK$9,723 (+9.1%) | HK$10,557 (+8.6%) | +3.54% |
| 55 | HK$10,387 | HK$10,387 | HK$10,304 (-0.8%) | HK$10,304 | HK$11,231 (+9.0%) | HK$12,254 (+9.1%) | HK$13,304 (+8.6%) | +3.54% |
| 60 | HK$14,387 | HK$14,387 | HK$13,537 (-5.9%) | HK$13,537 | HK$14,755 (+9.0%) | HK$16,098 (+9.1%) | HK$17,478 (+8.6%) | +2.77% |
| 65 | HK$19,238 | HK$19,238 | HK$17,833 (-7.3%) | HK$17,833 | HK$19,438 (+9.0%) | HK$21,790 (+12.1%) | HK$23,658 (+8.6%) | +2.95% |
| 70 | HK$25,024 | HK$25,024 | HK$23,026 (-8.0%) | HK$23,026 | HK$25,099 (+9.0%) | HK$28,386 (+13.1%) | HK$30,820 (+8.6%) | +2.97% |
| 75 | HK$33,869 | HK$33,869 | HK$30,632 (-9.6%) | HK$30,632 | HK$33,389 (+9.0%) | HK$38,097 (+14.1%) | HK$41,363 (+8.6%) | +2.85% |
| 80 | HK$39,258 | HK$39,258 | HK$38,237 (-2.6%) | HK$38,237 | HK$41,678 (+9.0%) | HK$47,971 (+15.1%) | HK$52,084 (+8.6%) | +4.06% |
| 85 | HK$47,597 | HK$47,597 | HK$45,842 (-3.7%) | HK$45,842 | HK$49,967 (+9.0%) | HK$57,513 (+15.1%) | HK$62,444 (+8.6%) | +3.89% |
| 90 | HK$53,446 | HK$53,446 | HK$53,446 | HK$53,446 | HK$58,257 (+9.0%) | HK$67,054 (+15.1%) | HK$72,802 (+8.6%) | +4.44% |
| 95 | HK$57,197 | HK$57,197 | HK$57,197 | HK$57,197 | HK$62,344 (+9.0%) | HK$71,758 (+15.1%) | HK$77,911 (+8.6%) | +4.44% |
| 99 | HK$60,301 | HK$60,301 | HK$60,301 | HK$60,301 | HK$65,728 (+9.0%) | HK$75,653 (+15.1%) | HK$82,139 (+8.6%) | +4.44% |
| All ages average | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +7.9% | — |
0 y/oHK$4,832
5 y/oHK$3,014
10 y/oHK$3,014
15 y/oHK$3,014
20 y/oHK$3,328
25 y/oHK$3,571
30 y/oHK$3,917
35 y/oHK$4,378
40 y/oHK$5,261
45 y/oHK$6,784
50 y/oHK$8,243
55 y/oHK$10,387
60 y/oHK$14,387
65 y/oHK$19,238
70 y/oHK$25,024
75 y/oHK$33,869
80 y/oHK$39,258
85 y/oHK$47,597
90 y/oHK$53,446
95 y/oHK$57,197
99 y/oHK$60,301
0.0%
All-ages avg
0 y/oHK$4,832
5 y/oHK$3,014
10 y/oHK$3,014
15 y/oHK$3,014
20 y/oHK$3,328
25 y/oHK$3,571
30 y/oHK$3,917
35 y/oHK$4,378
40 y/oHK$5,261
45 y/oHK$6,784
50 y/oHK$8,243
55 y/oHK$10,387
60 y/oHK$14,387
65 y/oHK$19,238
70 y/oHK$25,024
75 y/oHK$33,869
80 y/oHK$39,258
85 y/oHK$47,597
90 y/oHK$53,446
95 y/oHK$57,197
99 y/oHK$60,301
-4.6%
All-ages avg
0 y/oHK$4,403 (-8.9%)
5 y/oHK$2,615 (-13.2%)
10 y/oHK$2,615 (-13.2%)
15 y/oHK$2,615 (-13.2%)
20 y/oHK$3,223 (-3.2%)
25 y/oHK$3,540 (-0.9%)
30 y/oHK$3,886 (-0.8%)
35 y/oHK$4,305 (-1.7%)
40 y/oHK$5,216 (-0.9%)
45 y/oHK$6,620 (-2.4%)
50 y/oHK$8,176 (-0.8%)
55 y/oHK$10,304 (-0.8%)
60 y/oHK$13,537 (-5.9%)
65 y/oHK$17,833 (-7.3%)
70 y/oHK$23,026 (-8.0%)
75 y/oHK$30,632 (-9.6%)
80 y/oHK$38,237 (-2.6%)
85 y/oHK$45,842 (-3.7%)
90 y/oHK$53,446
95 y/oHK$57,197
99 y/oHK$60,301
0.0%
All-ages avg
0 y/oHK$4,403
5 y/oHK$2,615
10 y/oHK$2,615
15 y/oHK$2,615
20 y/oHK$3,223
25 y/oHK$3,540
30 y/oHK$3,886
35 y/oHK$4,305
40 y/oHK$5,216
45 y/oHK$6,620
50 y/oHK$8,176
55 y/oHK$10,304
60 y/oHK$13,537
65 y/oHK$17,833
70 y/oHK$23,026
75 y/oHK$30,632
80 y/oHK$38,237
85 y/oHK$45,842
90 y/oHK$53,446
95 y/oHK$57,197
99 y/oHK$60,301
+9.0%
All-ages avg
0 y/oHK$4,800 (+9.0%)
5 y/oHK$2,848 (+8.9%)
10 y/oHK$2,848 (+8.9%)
15 y/oHK$2,848 (+8.9%)
20 y/oHK$3,507 (+8.8%)
25 y/oHK$3,859 (+9.0%)
30 y/oHK$4,236 (+9.0%)
35 y/oHK$4,692 (+9.0%)
40 y/oHK$5,685 (+9.0%)
45 y/oHK$7,216 (+9.0%)
50 y/oHK$8,912 (+9.0%)
55 y/oHK$11,231 (+9.0%)
60 y/oHK$14,755 (+9.0%)
65 y/oHK$19,438 (+9.0%)
70 y/oHK$25,099 (+9.0%)
75 y/oHK$33,389 (+9.0%)
80 y/oHK$41,678 (+9.0%)
85 y/oHK$49,967 (+9.0%)
90 y/oHK$58,257 (+9.0%)
95 y/oHK$62,344 (+9.0%)
99 y/oHK$65,728 (+9.0%)
+10.8%
All-ages avg
0 y/oHK$5,524 (+15.1%)
5 y/oHK$3,278 (+15.1%)
10 y/oHK$3,107 (+9.1%)
15 y/oHK$3,107 (+9.1%)
20 y/oHK$3,721 (+6.1%)
25 y/oHK$4,094 (+6.1%)
30 y/oHK$4,494 (+6.1%)
35 y/oHK$4,978 (+6.1%)
40 y/oHK$6,032 (+6.1%)
45 y/oHK$7,656 (+6.1%)
50 y/oHK$9,723 (+9.1%)
55 y/oHK$12,254 (+9.1%)
60 y/oHK$16,098 (+9.1%)
65 y/oHK$21,790 (+12.1%)
70 y/oHK$28,386 (+13.1%)
75 y/oHK$38,097 (+14.1%)
80 y/oHK$47,971 (+15.1%)
85 y/oHK$57,513 (+15.1%)
90 y/oHK$67,054 (+15.1%)
95 y/oHK$71,758 (+15.1%)
99 y/oHK$75,653 (+15.1%)
+7.9%
All-ages avg
0 y/oHK$5,855 (+6.0%)
5 y/oHK$3,474 (+6.0%)
10 y/oHK$3,294 (+6.0%)
15 y/oHK$3,294 (+6.0%)
20 y/oHK$3,973 (+6.8%)
25 y/oHK$4,396 (+7.4%)
30 y/oHK$4,880 (+8.6%)
35 y/oHK$5,406 (+8.6%)
40 y/oHK$6,549 (+8.6%)
45 y/oHK$8,313 (+8.6%)
50 y/oHK$10,557 (+8.6%)
55 y/oHK$13,304 (+8.6%)
60 y/oHK$17,478 (+8.6%)
65 y/oHK$23,658 (+8.6%)
70 y/oHK$30,820 (+8.6%)
75 y/oHK$41,363 (+8.6%)
80 y/oHK$52,084 (+8.6%)
85 y/oHK$62,444 (+8.6%)
90 y/oHK$72,802 (+8.6%)
95 y/oHK$77,911 (+8.6%)
99 y/oHK$82,139 (+8.6%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+2.74%
5 y/o+2.02%
10 y/o+1.26%
15 y/o+1.26%
20 y/o+2.52%
25 y/o+2.97%
30 y/o+3.14%
35 y/o+3.01%
40 y/o+3.13%
45 y/o+2.90%
50 y/o+3.54%
55 y/o+3.54%
60 y/o+2.77%
65 y/o+2.95%
70 y/o+2.97%
75 y/o+2.85%
80 y/o+4.06%
85 y/o+3.89%
90 y/o+4.44%
95 y/o+4.44%
99 y/o+4.44%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00022-01-000-01 2019-04-01 | F00022-01-000-02 2020-01-20 | F00022-01-000-02 2021-01-01 | F00022-01-000-03 2021-03-15 | F00022-01-000-03 2023-07-15 | F00022-01-000-03 2024-07-15 | F00022-01-000-03 2025-07-15 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,738 | HK$3,738 | HK$3,408 (-8.8%) | HK$3,408 | HK$3,715 (+9.0%) | HK$4,276 (+15.1%) | HK$4,533 (+6.0%) | +2.75% |
| 5 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,266 (+15.1%) | HK$3,462 (+6.0%) | +2.03% |
| 10 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,124 (+10.1%) | HK$3,311 (+6.0%) | +1.39% |
| 15 | HK$3,002 | HK$3,002 | HK$2,603 (-13.3%) | HK$2,603 | HK$2,838 (+9.0%) | HK$3,096 (+9.1%) | HK$3,313 (+7.0%) | +1.40% |
| 20 | HK$3,469 | HK$3,469 | HK$3,298 (-4.9%) | HK$3,298 | HK$3,595 (+9.0%) | HK$3,814 (+6.1%) | HK$4,054 (+6.3%) | +2.22% |
| 25 | HK$4,672 | HK$4,672 | HK$4,146 (-11.3%) | HK$4,146 | HK$4,520 (+9.0%) | HK$4,795 (+6.1%) | HK$5,148 (+7.4%) | +1.37% |
| 30 | HK$5,786 | HK$5,786 | HK$4,821 (-16.7%) | HK$4,821 | HK$5,255 (+9.0%) | HK$5,575 (+6.1%) | HK$6,054 (+8.6%) | +0.64% |
| 35 | HK$6,643 | HK$6,643 | HK$5,646 (-15.0%) | HK$5,646 | HK$6,155 (+9.0%) | HK$6,530 (+6.1%) | HK$7,090 (+8.6%) | +0.92% |
| 40 | HK$7,910 | HK$7,910 | HK$7,268 (-8.1%) | HK$7,268 | HK$7,922 (+9.0%) | HK$8,406 (+6.1%) | HK$9,126 (+8.6%) | +2.03% |
| 45 | HK$9,805 | HK$9,805 | HK$8,872 (-9.5%) | HK$8,872 | HK$9,670 (+9.0%) | HK$10,260 (+6.1%) | HK$11,140 (+8.6%) | +1.81% |
| 50 | HK$10,163 | HK$10,163 | HK$9,698 (-4.6%) | HK$9,698 | HK$10,571 (+9.0%) | HK$11,639 (+10.1%) | HK$12,637 (+8.6%) | +3.11% |
| 55 | HK$10,694 | HK$10,694 | HK$10,354 (-3.2%) | HK$10,354 | HK$11,285 (+9.0%) | HK$12,426 (+10.1%) | HK$13,491 (+8.6%) | +3.32% |
| 60 | HK$13,421 | HK$13,421 | HK$12,325 (-8.2%) | HK$12,325 | HK$13,434 (+9.0%) | HK$14,791 (+10.1%) | HK$16,059 (+8.6%) | +2.56% |
| 65 | HK$17,702 | HK$17,702 | HK$16,540 (-6.6%) | HK$16,540 | HK$18,029 (+9.0%) | HK$20,210 (+12.1%) | HK$21,943 (+8.6%) | +3.07% |
| 70 | HK$22,880 | HK$22,880 | HK$21,070 (-7.9%) | HK$21,070 | HK$22,966 (+9.0%) | HK$25,974 (+13.1%) | HK$28,202 (+8.6%) | +2.98% |
| 75 | HK$30,950 | HK$30,950 | HK$27,769 (-10.3%) | HK$27,769 | HK$30,268 (+9.0%) | HK$34,536 (+14.1%) | HK$37,497 (+8.6%) | +2.74% |
| 80 | HK$35,962 | HK$35,962 | HK$34,468 (-4.2%) | HK$34,468 | HK$37,570 (+9.0%) | HK$43,243 (+15.1%) | HK$46,951 (+8.6%) | +3.82% |
| 85 | HK$42,554 | HK$42,554 | HK$41,166 (-3.3%) | HK$41,166 | HK$44,871 (+9.0%) | HK$51,647 (+15.1%) | HK$56,075 (+8.6%) | +3.96% |
| 90 | HK$47,866 | HK$47,866 | HK$47,866 | HK$47,866 | HK$52,174 (+9.0%) | HK$60,052 (+15.1%) | HK$65,201 (+8.6%) | +4.44% |
| 95 | HK$51,219 | HK$51,219 | HK$51,219 | HK$51,219 | HK$55,829 (+9.0%) | HK$64,259 (+15.1%) | HK$69,769 (+8.6%) | +4.44% |
| 99 | HK$53,965 | HK$53,965 | HK$53,965 | HK$53,965 | HK$58,822 (+9.0%) | HK$67,704 (+15.1%) | HK$73,509 (+8.6%) | +4.44% |
| All ages average | — | 0.0% | -7.7% | 0.0% | +9.0% | +11.0% | +8.0% | — |
0 y/oHK$3,738
5 y/oHK$3,002
10 y/oHK$3,002
15 y/oHK$3,002
20 y/oHK$3,469
25 y/oHK$4,672
30 y/oHK$5,786
35 y/oHK$6,643
40 y/oHK$7,910
45 y/oHK$9,805
50 y/oHK$10,163
55 y/oHK$10,694
60 y/oHK$13,421
65 y/oHK$17,702
70 y/oHK$22,880
75 y/oHK$30,950
80 y/oHK$35,962
85 y/oHK$42,554
90 y/oHK$47,866
95 y/oHK$51,219
99 y/oHK$53,965
0.0%
All-ages avg
0 y/oHK$3,738
5 y/oHK$3,002
10 y/oHK$3,002
15 y/oHK$3,002
20 y/oHK$3,469
25 y/oHK$4,672
30 y/oHK$5,786
35 y/oHK$6,643
40 y/oHK$7,910
45 y/oHK$9,805
50 y/oHK$10,163
55 y/oHK$10,694
60 y/oHK$13,421
65 y/oHK$17,702
70 y/oHK$22,880
75 y/oHK$30,950
80 y/oHK$35,962
85 y/oHK$42,554
90 y/oHK$47,866
95 y/oHK$51,219
99 y/oHK$53,965
-7.7%
All-ages avg
0 y/oHK$3,408 (-8.8%)
5 y/oHK$2,603 (-13.3%)
10 y/oHK$2,603 (-13.3%)
15 y/oHK$2,603 (-13.3%)
20 y/oHK$3,298 (-4.9%)
25 y/oHK$4,146 (-11.3%)
30 y/oHK$4,821 (-16.7%)
35 y/oHK$5,646 (-15.0%)
40 y/oHK$7,268 (-8.1%)
45 y/oHK$8,872 (-9.5%)
50 y/oHK$9,698 (-4.6%)
55 y/oHK$10,354 (-3.2%)
60 y/oHK$12,325 (-8.2%)
65 y/oHK$16,540 (-6.6%)
70 y/oHK$21,070 (-7.9%)
75 y/oHK$27,769 (-10.3%)
80 y/oHK$34,468 (-4.2%)
85 y/oHK$41,166 (-3.3%)
90 y/oHK$47,866
95 y/oHK$51,219
99 y/oHK$53,965
0.0%
All-ages avg
0 y/oHK$3,408
5 y/oHK$2,603
10 y/oHK$2,603
15 y/oHK$2,603
20 y/oHK$3,298
25 y/oHK$4,146
30 y/oHK$4,821
35 y/oHK$5,646
40 y/oHK$7,268
45 y/oHK$8,872
50 y/oHK$9,698
55 y/oHK$10,354
60 y/oHK$12,325
65 y/oHK$16,540
70 y/oHK$21,070
75 y/oHK$27,769
80 y/oHK$34,468
85 y/oHK$41,166
90 y/oHK$47,866
95 y/oHK$51,219
99 y/oHK$53,965
+9.0%
All-ages avg
0 y/oHK$3,715 (+9.0%)
5 y/oHK$2,838 (+9.0%)
10 y/oHK$2,838 (+9.0%)
15 y/oHK$2,838 (+9.0%)
20 y/oHK$3,595 (+9.0%)
25 y/oHK$4,520 (+9.0%)
30 y/oHK$5,255 (+9.0%)
35 y/oHK$6,155 (+9.0%)
40 y/oHK$7,922 (+9.0%)
45 y/oHK$9,670 (+9.0%)
50 y/oHK$10,571 (+9.0%)
55 y/oHK$11,285 (+9.0%)
60 y/oHK$13,434 (+9.0%)
65 y/oHK$18,029 (+9.0%)
70 y/oHK$22,966 (+9.0%)
75 y/oHK$30,268 (+9.0%)
80 y/oHK$37,570 (+9.0%)
85 y/oHK$44,871 (+9.0%)
90 y/oHK$52,174 (+9.0%)
95 y/oHK$55,829 (+9.0%)
99 y/oHK$58,822 (+9.0%)
+11.0%
All-ages avg
0 y/oHK$4,276 (+15.1%)
5 y/oHK$3,266 (+15.1%)
10 y/oHK$3,124 (+10.1%)
15 y/oHK$3,096 (+9.1%)
20 y/oHK$3,814 (+6.1%)
25 y/oHK$4,795 (+6.1%)
30 y/oHK$5,575 (+6.1%)
35 y/oHK$6,530 (+6.1%)
40 y/oHK$8,406 (+6.1%)
45 y/oHK$10,260 (+6.1%)
50 y/oHK$11,639 (+10.1%)
55 y/oHK$12,426 (+10.1%)
60 y/oHK$14,791 (+10.1%)
65 y/oHK$20,210 (+12.1%)
70 y/oHK$25,974 (+13.1%)
75 y/oHK$34,536 (+14.1%)
80 y/oHK$43,243 (+15.1%)
85 y/oHK$51,647 (+15.1%)
90 y/oHK$60,052 (+15.1%)
95 y/oHK$64,259 (+15.1%)
99 y/oHK$67,704 (+15.1%)
+8.0%
All-ages avg
0 y/oHK$4,533 (+6.0%)
5 y/oHK$3,462 (+6.0%)
10 y/oHK$3,311 (+6.0%)
15 y/oHK$3,313 (+7.0%)
20 y/oHK$4,054 (+6.3%)
25 y/oHK$5,148 (+7.4%)
30 y/oHK$6,054 (+8.6%)
35 y/oHK$7,090 (+8.6%)
40 y/oHK$9,126 (+8.6%)
45 y/oHK$11,140 (+8.6%)
50 y/oHK$12,637 (+8.6%)
55 y/oHK$13,491 (+8.6%)
60 y/oHK$16,059 (+8.6%)
65 y/oHK$21,943 (+8.6%)
70 y/oHK$28,202 (+8.6%)
75 y/oHK$37,497 (+8.6%)
80 y/oHK$46,951 (+8.6%)
85 y/oHK$56,075 (+8.6%)
90 y/oHK$65,201 (+8.6%)
95 y/oHK$69,769 (+8.6%)
99 y/oHK$73,509 (+8.6%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+2.75%
5 y/o+2.03%
10 y/o+1.39%
15 y/o+1.40%
20 y/o+2.22%
25 y/o+1.37%
30 y/o+0.64%
35 y/o+0.92%
40 y/o+2.03%
45 y/o+1.81%
50 y/o+3.11%
55 y/o+3.32%
60 y/o+2.56%
65 y/o+3.07%
70 y/o+2.98%
75 y/o+2.74%
80 y/o+3.82%
85 y/o+3.96%
90 y/o+4.44%
95 y/o+4.44%
99 y/o+4.44%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
USD
Male
| Age | F00022-04-000-01 2019-04-01 | F00022-04-000-02 2020-01-20 | F00022-04-000-02 2021-01-01 | F00022-04-000-03 2021-03-15 | F00022-04-000-03 2023-07-15 | F00022-04-000-03 2024-07-15 | F00022-04-000-03 2025-07-15 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$610 | US$610 | US$556 (-8.9%) | US$556 | US$606 (+9.0%) | US$697 (+15.0%) | US$739 (+6.0%) | +2.73% |
| 5 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$414 (+15.0%) | US$439 (+6.0%) | +2.01% |
| 10 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$392 (+8.9%) | US$416 (+6.1%) | +1.24% |
| 15 | US$381 | US$381 | US$330 (-13.4%) | US$330 | US$360 (+9.1%) | US$392 (+8.9%) | US$416 (+6.1%) | +1.24% |
| 20 | US$420 | US$420 | US$407 (-3.1%) | US$407 | US$443 (+8.8%) | US$470 (+6.1%) | US$502 (+6.8%) | +2.54% |
| 25 | US$451 | US$451 | US$447 (-0.9%) | US$447 | US$487 (+8.9%) | US$517 (+6.2%) | US$555 (+7.4%) | +2.96% |
| 30 | US$495 | US$495 | US$491 (-0.8%) | US$491 | US$535 (+9.0%) | US$567 (+6.0%) | US$616 (+8.6%) | +3.12% |
| 35 | US$553 | US$553 | US$544 (-1.6%) | US$544 | US$592 (+8.8%) | US$629 (+6.3%) | US$682 (+8.4%) | +2.99% |
| 40 | US$664 | US$664 | US$658 (-0.9%) | US$658 | US$718 (+9.1%) | US$762 (+6.1%) | US$827 (+8.5%) | +3.14% |
| 45 | US$856 | US$856 | US$836 (-2.3%) | US$836 | US$911 (+9.0%) | US$967 (+6.1%) | US$1,050 (+8.6%) | +2.91% |
| 50 | US$1,041 | US$1,041 | US$1,032 (-0.9%) | US$1,032 | US$1,125 (+9.0%) | US$1,228 (+9.2%) | US$1,333 (+8.6%) | +3.54% |
| 55 | US$1,311 | US$1,311 | US$1,301 (-0.8%) | US$1,301 | US$1,418 (+9.0%) | US$1,547 (+9.1%) | US$1,680 (+8.6%) | +3.55% |
| 60 | US$1,816 | US$1,816 | US$1,709 (-5.9%) | US$1,709 | US$1,863 (+9.0%) | US$2,032 (+9.1%) | US$2,206 (+8.6%) | +2.77% |
| 65 | US$2,429 | US$2,429 | US$2,251 (-7.3%) | US$2,251 | US$2,454 (+9.0%) | US$2,751 (+12.1%) | US$2,987 (+8.6%) | +2.95% |
| 70 | US$3,159 | US$3,159 | US$2,907 (-8.0%) | US$2,907 | US$3,169 (+9.0%) | US$3,584 (+13.1%) | US$3,891 (+8.6%) | +2.97% |
| 75 | US$4,276 | US$4,276 | US$3,867 (-9.6%) | US$3,867 | US$4,215 (+9.0%) | US$4,810 (+14.1%) | US$5,222 (+8.6%) | +2.85% |
| 80 | US$4,956 | US$4,956 | US$4,827 (-2.6%) | US$4,827 | US$5,262 (+9.0%) | US$6,056 (+15.1%) | US$6,576 (+8.6%) | +4.06% |
| 85 | US$6,009 | US$6,009 | US$5,788 (-3.7%) | US$5,788 | US$6,308 (+9.0%) | US$7,261 (+15.1%) | US$7,883 (+8.6%) | +3.89% |
| 90 | US$6,747 | US$6,747 | US$6,747 | US$6,747 | US$7,354 (+9.0%) | US$8,465 (+15.1%) | US$9,191 (+8.6%) | +4.44% |
| 95 | US$7,222 | US$7,222 | US$7,222 | US$7,222 | US$7,872 (+9.0%) | US$9,060 (+15.1%) | US$9,837 (+8.6%) | +4.44% |
| 99 | US$7,613 | US$7,613 | US$7,613 | US$7,613 | US$8,298 (+9.0%) | US$9,551 (+15.1%) | US$10,370 (+8.6%) | +4.44% |
| All ages average | — | 0.0% | -4.6% | 0.0% | +9.0% | +10.8% | +8.0% | — |
0 y/oUS$610
5 y/oUS$381
10 y/oUS$381
15 y/oUS$381
20 y/oUS$420
25 y/oUS$451
30 y/oUS$495
35 y/oUS$553
40 y/oUS$664
45 y/oUS$856
50 y/oUS$1,041
55 y/oUS$1,311
60 y/oUS$1,816
65 y/oUS$2,429
70 y/oUS$3,159
75 y/oUS$4,276
80 y/oUS$4,956
85 y/oUS$6,009
90 y/oUS$6,747
95 y/oUS$7,222
99 y/oUS$7,613
0.0%
All-ages avg
0 y/oUS$610
5 y/oUS$381
10 y/oUS$381
15 y/oUS$381
20 y/oUS$420
25 y/oUS$451
30 y/oUS$495
35 y/oUS$553
40 y/oUS$664
45 y/oUS$856
50 y/oUS$1,041
55 y/oUS$1,311
60 y/oUS$1,816
65 y/oUS$2,429
70 y/oUS$3,159
75 y/oUS$4,276
80 y/oUS$4,956
85 y/oUS$6,009
90 y/oUS$6,747
95 y/oUS$7,222
99 y/oUS$7,613
-4.6%
All-ages avg
0 y/oUS$556 (-8.9%)
5 y/oUS$330 (-13.4%)
10 y/oUS$330 (-13.4%)
15 y/oUS$330 (-13.4%)
20 y/oUS$407 (-3.1%)
25 y/oUS$447 (-0.9%)
30 y/oUS$491 (-0.8%)
35 y/oUS$544 (-1.6%)
40 y/oUS$658 (-0.9%)
45 y/oUS$836 (-2.3%)
50 y/oUS$1,032 (-0.9%)
55 y/oUS$1,301 (-0.8%)
60 y/oUS$1,709 (-5.9%)
65 y/oUS$2,251 (-7.3%)
70 y/oUS$2,907 (-8.0%)
75 y/oUS$3,867 (-9.6%)
80 y/oUS$4,827 (-2.6%)
85 y/oUS$5,788 (-3.7%)
90 y/oUS$6,747
95 y/oUS$7,222
99 y/oUS$7,613
0.0%
All-ages avg
0 y/oUS$556
5 y/oUS$330
10 y/oUS$330
15 y/oUS$330
20 y/oUS$407
25 y/oUS$447
30 y/oUS$491
35 y/oUS$544
40 y/oUS$658
45 y/oUS$836
50 y/oUS$1,032
55 y/oUS$1,301
60 y/oUS$1,709
65 y/oUS$2,251
70 y/oUS$2,907
75 y/oUS$3,867
80 y/oUS$4,827
85 y/oUS$5,788
90 y/oUS$6,747
95 y/oUS$7,222
99 y/oUS$7,613
+9.0%
All-ages avg
0 y/oUS$606 (+9.0%)
5 y/oUS$360 (+9.1%)
10 y/oUS$360 (+9.1%)
15 y/oUS$360 (+9.1%)
20 y/oUS$443 (+8.8%)
25 y/oUS$487 (+8.9%)
30 y/oUS$535 (+9.0%)
35 y/oUS$592 (+8.8%)
40 y/oUS$718 (+9.1%)
45 y/oUS$911 (+9.0%)
50 y/oUS$1,125 (+9.0%)
55 y/oUS$1,418 (+9.0%)
60 y/oUS$1,863 (+9.0%)
65 y/oUS$2,454 (+9.0%)
70 y/oUS$3,169 (+9.0%)
75 y/oUS$4,215 (+9.0%)
80 y/oUS$5,262 (+9.0%)
85 y/oUS$6,308 (+9.0%)
90 y/oUS$7,354 (+9.0%)
95 y/oUS$7,872 (+9.0%)
99 y/oUS$8,298 (+9.0%)
+10.8%
All-ages avg
0 y/oUS$697 (+15.0%)
5 y/oUS$414 (+15.0%)
10 y/oUS$392 (+8.9%)
15 y/oUS$392 (+8.9%)
20 y/oUS$470 (+6.1%)
25 y/oUS$517 (+6.2%)
30 y/oUS$567 (+6.0%)
35 y/oUS$629 (+6.3%)
40 y/oUS$762 (+6.1%)
45 y/oUS$967 (+6.1%)
50 y/oUS$1,228 (+9.2%)
55 y/oUS$1,547 (+9.1%)
60 y/oUS$2,032 (+9.1%)
65 y/oUS$2,751 (+12.1%)
70 y/oUS$3,584 (+13.1%)
75 y/oUS$4,810 (+14.1%)
80 y/oUS$6,056 (+15.1%)
85 y/oUS$7,261 (+15.1%)
90 y/oUS$8,465 (+15.1%)
95 y/oUS$9,060 (+15.1%)
99 y/oUS$9,551 (+15.1%)
+8.0%
All-ages avg
0 y/oUS$739 (+6.0%)
5 y/oUS$439 (+6.0%)
10 y/oUS$416 (+6.1%)
15 y/oUS$416 (+6.1%)
20 y/oUS$502 (+6.8%)
25 y/oUS$555 (+7.4%)
30 y/oUS$616 (+8.6%)
35 y/oUS$682 (+8.4%)
40 y/oUS$827 (+8.5%)
45 y/oUS$1,050 (+8.6%)
50 y/oUS$1,333 (+8.6%)
55 y/oUS$1,680 (+8.6%)
60 y/oUS$2,206 (+8.6%)
65 y/oUS$2,987 (+8.6%)
70 y/oUS$3,891 (+8.6%)
75 y/oUS$5,222 (+8.6%)
80 y/oUS$6,576 (+8.6%)
85 y/oUS$7,883 (+8.6%)
90 y/oUS$9,191 (+8.6%)
95 y/oUS$9,837 (+8.6%)
99 y/oUS$10,370 (+8.6%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+2.73%
5 y/o+2.01%
10 y/o+1.24%
15 y/o+1.24%
20 y/o+2.54%
25 y/o+2.96%
30 y/o+3.12%
35 y/o+2.99%
40 y/o+3.14%
45 y/o+2.91%
50 y/o+3.54%
55 y/o+3.55%
60 y/o+2.77%
65 y/o+2.95%
70 y/o+2.97%
75 y/o+2.85%
80 y/o+4.06%
85 y/o+3.89%
90 y/o+4.44%
95 y/o+4.44%
99 y/o+4.44%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00022-04-000-01 2019-04-01 | F00022-04-000-02 2020-01-20 | F00022-04-000-02 2021-01-01 | F00022-04-000-03 2021-03-15 | F00022-04-000-03 2023-07-15 | F00022-04-000-03 2024-07-15 | F00022-04-000-03 2025-07-15 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | US$472 | US$472 | US$430 (-8.9%) | US$430 | US$469 (+9.1%) | US$540 (+15.1%) | US$572 (+5.9%) | +2.74% |
| 5 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$412 (+15.1%) | US$437 (+6.1%) | +2.02% |
| 10 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$394 (+10.1%) | US$418 (+6.1%) | +1.39% |
| 15 | US$379 | US$379 | US$329 (-13.2%) | US$329 | US$358 (+8.8%) | US$391 (+9.2%) | US$418 (+6.9%) | +1.39% |
| 20 | US$438 | US$438 | US$416 (-5.0%) | US$416 | US$454 (+9.1%) | US$482 (+6.2%) | US$512 (+6.2%) | +2.22% |
| 25 | US$590 | US$590 | US$524 (-11.2%) | US$524 | US$571 (+9.0%) | US$605 (+6.0%) | US$650 (+7.4%) | +1.37% |
| 30 | US$730 | US$730 | US$609 (-16.6%) | US$609 | US$663 (+8.9%) | US$704 (+6.2%) | US$764 (+8.5%) | +0.64% |
| 35 | US$838 | US$838 | US$713 (-14.9%) | US$713 | US$777 (+9.0%) | US$824 (+6.0%) | US$895 (+8.6%) | +0.93% |
| 40 | US$999 | US$999 | US$918 (-8.1%) | US$918 | US$1,000 (+8.9%) | US$1,061 (+6.1%) | US$1,152 (+8.6%) | +2.02% |
| 45 | US$1,238 | US$1,238 | US$1,120 (-9.5%) | US$1,120 | US$1,221 (+9.0%) | US$1,295 (+6.1%) | US$1,406 (+8.6%) | +1.81% |
| 50 | US$1,282 | US$1,282 | US$1,224 (-4.5%) | US$1,224 | US$1,335 (+9.1%) | US$1,470 (+10.1%) | US$1,596 (+8.6%) | +3.13% |
| 55 | US$1,350 | US$1,350 | US$1,307 (-3.2%) | US$1,307 | US$1,425 (+9.0%) | US$1,569 (+10.1%) | US$1,703 (+8.5%) | +3.32% |
| 60 | US$1,694 | US$1,694 | US$1,556 (-8.1%) | US$1,556 | US$1,696 (+9.0%) | US$1,867 (+10.1%) | US$2,027 (+8.6%) | +2.56% |
| 65 | US$2,235 | US$2,235 | US$2,088 (-6.6%) | US$2,088 | US$2,276 (+9.0%) | US$2,551 (+12.1%) | US$2,770 (+8.6%) | +3.06% |
| 70 | US$2,889 | US$2,889 | US$2,660 (-7.9%) | US$2,660 | US$2,900 (+9.0%) | US$3,279 (+13.1%) | US$3,560 (+8.6%) | +2.98% |
| 75 | US$3,907 | US$3,907 | US$3,506 (-10.3%) | US$3,506 | US$3,821 (+9.0%) | US$4,360 (+14.1%) | US$4,734 (+8.6%) | +2.74% |
| 80 | US$4,540 | US$4,540 | US$4,352 (-4.1%) | US$4,352 | US$4,743 (+9.0%) | US$5,459 (+15.1%) | US$5,928 (+8.6%) | +3.82% |
| 85 | US$5,373 | US$5,373 | US$5,197 (-3.3%) | US$5,197 | US$5,665 (+9.0%) | US$6,520 (+15.1%) | US$7,080 (+8.6%) | +3.96% |
| 90 | US$6,043 | US$6,043 | US$6,043 | US$6,043 | US$6,587 (+9.0%) | US$7,582 (+15.1%) | US$8,232 (+8.6%) | +4.44% |
| 95 | US$6,466 | US$6,466 | US$6,466 | US$6,466 | US$7,048 (+9.0%) | US$8,113 (+15.1%) | US$8,808 (+8.6%) | +4.44% |
| 99 | US$6,814 | US$6,814 | US$6,814 | US$6,814 | US$7,427 (+9.0%) | US$8,548 (+15.1%) | US$9,281 (+8.6%) | +4.44% |
| All ages average | — | 0.0% | -7.7% | 0.0% | +9.0% | +11.0% | +8.0% | — |
0 y/oUS$472
5 y/oUS$379
10 y/oUS$379
15 y/oUS$379
20 y/oUS$438
25 y/oUS$590
30 y/oUS$730
35 y/oUS$838
40 y/oUS$999
45 y/oUS$1,238
50 y/oUS$1,282
55 y/oUS$1,350
60 y/oUS$1,694
65 y/oUS$2,235
70 y/oUS$2,889
75 y/oUS$3,907
80 y/oUS$4,540
85 y/oUS$5,373
90 y/oUS$6,043
95 y/oUS$6,466
99 y/oUS$6,814
0.0%
All-ages avg
0 y/oUS$472
5 y/oUS$379
10 y/oUS$379
15 y/oUS$379
20 y/oUS$438
25 y/oUS$590
30 y/oUS$730
35 y/oUS$838
40 y/oUS$999
45 y/oUS$1,238
50 y/oUS$1,282
55 y/oUS$1,350
60 y/oUS$1,694
65 y/oUS$2,235
70 y/oUS$2,889
75 y/oUS$3,907
80 y/oUS$4,540
85 y/oUS$5,373
90 y/oUS$6,043
95 y/oUS$6,466
99 y/oUS$6,814
-7.7%
All-ages avg
0 y/oUS$430 (-8.9%)
5 y/oUS$329 (-13.2%)
10 y/oUS$329 (-13.2%)
15 y/oUS$329 (-13.2%)
20 y/oUS$416 (-5.0%)
25 y/oUS$524 (-11.2%)
30 y/oUS$609 (-16.6%)
35 y/oUS$713 (-14.9%)
40 y/oUS$918 (-8.1%)
45 y/oUS$1,120 (-9.5%)
50 y/oUS$1,224 (-4.5%)
55 y/oUS$1,307 (-3.2%)
60 y/oUS$1,556 (-8.1%)
65 y/oUS$2,088 (-6.6%)
70 y/oUS$2,660 (-7.9%)
75 y/oUS$3,506 (-10.3%)
80 y/oUS$4,352 (-4.1%)
85 y/oUS$5,197 (-3.3%)
90 y/oUS$6,043
95 y/oUS$6,466
99 y/oUS$6,814
0.0%
All-ages avg
0 y/oUS$430
5 y/oUS$329
10 y/oUS$329
15 y/oUS$329
20 y/oUS$416
25 y/oUS$524
30 y/oUS$609
35 y/oUS$713
40 y/oUS$918
45 y/oUS$1,120
50 y/oUS$1,224
55 y/oUS$1,307
60 y/oUS$1,556
65 y/oUS$2,088
70 y/oUS$2,660
75 y/oUS$3,506
80 y/oUS$4,352
85 y/oUS$5,197
90 y/oUS$6,043
95 y/oUS$6,466
99 y/oUS$6,814
+9.0%
All-ages avg
0 y/oUS$469 (+9.1%)
5 y/oUS$358 (+8.8%)
10 y/oUS$358 (+8.8%)
15 y/oUS$358 (+8.8%)
20 y/oUS$454 (+9.1%)
25 y/oUS$571 (+9.0%)
30 y/oUS$663 (+8.9%)
35 y/oUS$777 (+9.0%)
40 y/oUS$1,000 (+8.9%)
45 y/oUS$1,221 (+9.0%)
50 y/oUS$1,335 (+9.1%)
55 y/oUS$1,425 (+9.0%)
60 y/oUS$1,696 (+9.0%)
65 y/oUS$2,276 (+9.0%)
70 y/oUS$2,900 (+9.0%)
75 y/oUS$3,821 (+9.0%)
80 y/oUS$4,743 (+9.0%)
85 y/oUS$5,665 (+9.0%)
90 y/oUS$6,587 (+9.0%)
95 y/oUS$7,048 (+9.0%)
99 y/oUS$7,427 (+9.0%)
+11.0%
All-ages avg
0 y/oUS$540 (+15.1%)
5 y/oUS$412 (+15.1%)
10 y/oUS$394 (+10.1%)
15 y/oUS$391 (+9.2%)
20 y/oUS$482 (+6.2%)
25 y/oUS$605 (+6.0%)
30 y/oUS$704 (+6.2%)
35 y/oUS$824 (+6.0%)
40 y/oUS$1,061 (+6.1%)
45 y/oUS$1,295 (+6.1%)
50 y/oUS$1,470 (+10.1%)
55 y/oUS$1,569 (+10.1%)
60 y/oUS$1,867 (+10.1%)
65 y/oUS$2,551 (+12.1%)
70 y/oUS$3,279 (+13.1%)
75 y/oUS$4,360 (+14.1%)
80 y/oUS$5,459 (+15.1%)
85 y/oUS$6,520 (+15.1%)
90 y/oUS$7,582 (+15.1%)
95 y/oUS$8,113 (+15.1%)
99 y/oUS$8,548 (+15.1%)
+8.0%
All-ages avg
0 y/oUS$572 (+5.9%)
5 y/oUS$437 (+6.1%)
10 y/oUS$418 (+6.1%)
15 y/oUS$418 (+6.9%)
20 y/oUS$512 (+6.2%)
25 y/oUS$650 (+7.4%)
30 y/oUS$764 (+8.5%)
35 y/oUS$895 (+8.6%)
40 y/oUS$1,152 (+8.6%)
45 y/oUS$1,406 (+8.6%)
50 y/oUS$1,596 (+8.6%)
55 y/oUS$1,703 (+8.5%)
60 y/oUS$2,027 (+8.6%)
65 y/oUS$2,770 (+8.6%)
70 y/oUS$3,560 (+8.6%)
75 y/oUS$4,734 (+8.6%)
80 y/oUS$5,928 (+8.6%)
85 y/oUS$7,080 (+8.6%)
90 y/oUS$8,232 (+8.6%)
95 y/oUS$8,808 (+8.6%)
99 y/oUS$9,281 (+8.6%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+2.74%
5 y/o+2.02%
10 y/o+1.39%
15 y/o+1.39%
20 y/o+2.22%
25 y/o+1.37%
30 y/o+0.64%
35 y/o+0.93%
40 y/o+2.02%
45 y/o+1.81%
50 y/o+3.13%
55 y/o+3.32%
60 y/o+2.56%
65 y/o+3.06%
70 y/o+2.98%
75 y/o+2.74%
80 y/o+3.82%
85 y/o+3.96%
90 y/o+4.44%
95 y/o+4.44%
99 y/o+4.44%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.