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PRUHealth VHIS EasyChoice Plan - Ward with SMM (USD)
保誠自願醫保摯稱心計劃 - 普通病房+額外醫療計劃 (美元)
Prudential Hong Kong Limited · F00068-04-000 · 3 versions · Flexi plan · Avg. annual increase +3.10%
HKD
Male
| Age | F00068-01-000-01 2022-10-03 | F00068-01-000-01 2024-10-01 | F00068-01-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$5,066 | HK$5,319 (+5.0%) | HK$5,768 (+8.4%) | +0.12% |
| 5 | HK$3,458 | HK$3,630 (+5.0%) | HK$3,939 (+8.5%) | +0.54% |
| 10 | HK$2,530 | HK$2,657 (+5.0%) | HK$2,884 (+8.5%) | +0.90% |
| 15 | HK$2,415 | HK$2,535 (+5.0%) | HK$2,753 (+8.6%) | +2.26% |
| 20 | HK$2,843 | HK$2,985 (+5.0%) | HK$3,240 (+8.5%) | +2.55% |
| 25 | HK$3,322 | HK$3,488 (+5.0%) | HK$3,785 (+8.5%) | +4.14% |
| 30 | HK$3,545 | HK$3,722 (+5.0%) | HK$4,039 (+8.5%) | +6.81% |
| 35 | HK$4,066 | HK$4,270 (+5.0%) | HK$4,632 (+8.5%) | +7.68% |
| 40 | HK$4,753 | HK$4,990 (+5.0%) | HK$5,387 (+8.0%) | +8.08% |
| 45 | HK$5,860 | HK$6,153 (+5.0%) | HK$6,641 (+7.9%) | +7.61% |
| 50 | HK$7,433 | HK$7,804 (+5.0%) | HK$8,421 (+7.9%) | +5.98% |
| 55 | HK$9,315 | HK$9,781 (+5.0%) | HK$10,551 (+7.9%) | +3.61% |
| 60 | — | — | HK$13,572 | — |
| 65 | HK$16,877 | HK$17,721 (+5.0%) | HK$19,110 (+7.8%) | +1.31% |
| 70 | HK$21,744 | HK$22,831 (+5.0%) | HK$24,620 (+7.8%) | +1.61% |
| 75 | HK$27,295 | HK$28,660 (+5.0%) | HK$30,903 (+7.8%) | +1.35% |
| 80 | HK$33,030 | HK$34,682 (+5.0%) | HK$37,394 (+7.8%) | +1.56% |
| 85 | HK$37,338 | HK$39,205 (+5.0%) | HK$42,270 (+7.8%) | +1.53% |
| 90 | HK$41,760 | HK$43,848 (+5.0%) | HK$47,276 (+7.8%) | +1.34% |
| 95 | HK$45,467 | HK$47,740 (+5.0%) | HK$51,472 (+7.8%) | +1.44% |
| 99 | HK$47,875 | HK$50,268 (+5.0%) | HK$54,197 (+7.8%) | +1.60% |
| All ages average | — | +5.0% | +8.1% | — |
0 y/oHK$5,066
5 y/oHK$3,458
10 y/oHK$2,530
15 y/oHK$2,415
20 y/oHK$2,843
25 y/oHK$3,322
30 y/oHK$3,545
35 y/oHK$4,066
40 y/oHK$4,753
45 y/oHK$5,860
50 y/oHK$7,433
55 y/oHK$9,315
60 y/o—
65 y/oHK$16,877
70 y/oHK$21,744
75 y/oHK$27,295
80 y/oHK$33,030
85 y/oHK$37,338
90 y/oHK$41,760
95 y/oHK$45,467
99 y/oHK$47,875
+5.0%
All-ages avg
0 y/oHK$5,319 (+5.0%)
5 y/oHK$3,630 (+5.0%)
10 y/oHK$2,657 (+5.0%)
15 y/oHK$2,535 (+5.0%)
20 y/oHK$2,985 (+5.0%)
25 y/oHK$3,488 (+5.0%)
30 y/oHK$3,722 (+5.0%)
35 y/oHK$4,270 (+5.0%)
40 y/oHK$4,990 (+5.0%)
45 y/oHK$6,153 (+5.0%)
50 y/oHK$7,804 (+5.0%)
55 y/oHK$9,781 (+5.0%)
60 y/o—
65 y/oHK$17,721 (+5.0%)
70 y/oHK$22,831 (+5.0%)
75 y/oHK$28,660 (+5.0%)
80 y/oHK$34,682 (+5.0%)
85 y/oHK$39,205 (+5.0%)
90 y/oHK$43,848 (+5.0%)
95 y/oHK$47,740 (+5.0%)
99 y/oHK$50,268 (+5.0%)
+8.1%
All-ages avg
0 y/oHK$5,768 (+8.4%)
5 y/oHK$3,939 (+8.5%)
10 y/oHK$2,884 (+8.5%)
15 y/oHK$2,753 (+8.6%)
20 y/oHK$3,240 (+8.5%)
25 y/oHK$3,785 (+8.5%)
30 y/oHK$4,039 (+8.5%)
35 y/oHK$4,632 (+8.5%)
40 y/oHK$5,387 (+8.0%)
45 y/oHK$6,641 (+7.9%)
50 y/oHK$8,421 (+7.9%)
55 y/oHK$10,551 (+7.9%)
60 y/oHK$13,572
65 y/oHK$19,110 (+7.8%)
70 y/oHK$24,620 (+7.8%)
75 y/oHK$30,903 (+7.8%)
80 y/oHK$37,394 (+7.8%)
85 y/oHK$42,270 (+7.8%)
90 y/oHK$47,276 (+7.8%)
95 y/oHK$51,472 (+7.8%)
99 y/oHK$54,197 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+0.12%
5 y/o+0.54%
10 y/o+0.90%
15 y/o+2.26%
20 y/o+2.55%
25 y/o+4.14%
30 y/o+6.81%
35 y/o+7.68%
40 y/o+8.08%
45 y/o+7.61%
50 y/o+5.98%
55 y/o+3.61%
60 y/o—
65 y/o+1.31%
70 y/o+1.61%
75 y/o+1.35%
80 y/o+1.56%
85 y/o+1.53%
90 y/o+1.34%
95 y/o+1.44%
99 y/o+1.60%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00068-01-000-01 2022-10-03 | F00068-01-000-01 2024-10-01 | F00068-01-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$5,066 | HK$5,319 (+5.0%) | HK$4,468 (-16.0%) | +0.12% |
| 5 | HK$3,458 | HK$3,630 (+5.0%) | HK$3,142 (-13.4%) | +0.54% |
| 10 | HK$2,530 | HK$2,657 (+5.0%) | HK$2,358 (-11.3%) | +0.90% |
| 15 | HK$2,415 | HK$2,535 (+5.0%) | HK$2,482 (-2.1%) | +2.26% |
| 20 | HK$2,843 | HK$2,985 (+5.0%) | HK$2,983 (-0.1%) | +2.55% |
| 25 | HK$3,322 | HK$3,488 (+5.0%) | HK$3,890 (+11.5%) | +4.14% |
| 30 | HK$3,545 | HK$3,722 (+5.0%) | HK$4,958 (+33.2%) | +6.81% |
| 35 | HK$4,066 | HK$4,270 (+5.0%) | HK$6,012 (+40.8%) | +7.68% |
| 40 | HK$4,753 | HK$4,990 (+5.0%) | HK$7,245 (+45.2%) | +8.08% |
| 45 | HK$5,860 | HK$6,153 (+5.0%) | HK$8,671 (+40.9%) | +7.61% |
| 50 | HK$7,433 | HK$7,804 (+5.0%) | HK$9,901 (+26.9%) | +5.98% |
| 55 | HK$9,315 | HK$9,781 (+5.0%) | HK$10,583 (+8.2%) | +3.61% |
| 60 | — | — | HK$11,942 | — |
| 65 | HK$16,877 | HK$17,721 (+5.0%) | HK$16,322 (-7.9%) | +1.31% |
| 70 | HK$21,744 | HK$22,831 (+5.0%) | HK$21,490 (-5.9%) | +1.61% |
| 75 | HK$27,295 | HK$28,660 (+5.0%) | HK$26,471 (-7.6%) | +1.35% |
| 80 | HK$33,030 | HK$34,682 (+5.0%) | HK$32,538 (-6.2%) | +1.56% |
| 85 | HK$37,338 | HK$39,205 (+5.0%) | HK$36,679 (-6.4%) | +1.53% |
| 90 | HK$41,760 | HK$43,848 (+5.0%) | HK$40,495 (-7.6%) | +1.34% |
| 95 | HK$45,467 | HK$47,740 (+5.0%) | HK$44,388 (-7.0%) | +1.44% |
| 99 | HK$47,875 | HK$50,268 (+5.0%) | HK$47,273 (-6.0%) | +1.60% |
| All ages average | — | +5.0% | +5.5% | — |
0 y/oHK$5,066
5 y/oHK$3,458
10 y/oHK$2,530
15 y/oHK$2,415
20 y/oHK$2,843
25 y/oHK$3,322
30 y/oHK$3,545
35 y/oHK$4,066
40 y/oHK$4,753
45 y/oHK$5,860
50 y/oHK$7,433
55 y/oHK$9,315
60 y/o—
65 y/oHK$16,877
70 y/oHK$21,744
75 y/oHK$27,295
80 y/oHK$33,030
85 y/oHK$37,338
90 y/oHK$41,760
95 y/oHK$45,467
99 y/oHK$47,875
+5.0%
All-ages avg
0 y/oHK$5,319 (+5.0%)
5 y/oHK$3,630 (+5.0%)
10 y/oHK$2,657 (+5.0%)
15 y/oHK$2,535 (+5.0%)
20 y/oHK$2,985 (+5.0%)
25 y/oHK$3,488 (+5.0%)
30 y/oHK$3,722 (+5.0%)
35 y/oHK$4,270 (+5.0%)
40 y/oHK$4,990 (+5.0%)
45 y/oHK$6,153 (+5.0%)
50 y/oHK$7,804 (+5.0%)
55 y/oHK$9,781 (+5.0%)
60 y/o—
65 y/oHK$17,721 (+5.0%)
70 y/oHK$22,831 (+5.0%)
75 y/oHK$28,660 (+5.0%)
80 y/oHK$34,682 (+5.0%)
85 y/oHK$39,205 (+5.0%)
90 y/oHK$43,848 (+5.0%)
95 y/oHK$47,740 (+5.0%)
99 y/oHK$50,268 (+5.0%)
+5.5%
All-ages avg
0 y/oHK$4,468 (-16.0%)
5 y/oHK$3,142 (-13.4%)
10 y/oHK$2,358 (-11.3%)
15 y/oHK$2,482 (-2.1%)
20 y/oHK$2,983 (-0.1%)
25 y/oHK$3,890 (+11.5%)
30 y/oHK$4,958 (+33.2%)
35 y/oHK$6,012 (+40.8%)
40 y/oHK$7,245 (+45.2%)
45 y/oHK$8,671 (+40.9%)
50 y/oHK$9,901 (+26.9%)
55 y/oHK$10,583 (+8.2%)
60 y/oHK$11,942
65 y/oHK$16,322 (-7.9%)
70 y/oHK$21,490 (-5.9%)
75 y/oHK$26,471 (-7.6%)
80 y/oHK$32,538 (-6.2%)
85 y/oHK$36,679 (-6.4%)
90 y/oHK$40,495 (-7.6%)
95 y/oHK$44,388 (-7.0%)
99 y/oHK$47,273 (-6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+0.12%
5 y/o+0.54%
10 y/o+0.90%
15 y/o+2.26%
20 y/o+2.55%
25 y/o+4.14%
30 y/o+6.81%
35 y/o+7.68%
40 y/o+8.08%
45 y/o+7.61%
50 y/o+5.98%
55 y/o+3.61%
60 y/o—
65 y/o+1.31%
70 y/o+1.61%
75 y/o+1.35%
80 y/o+1.56%
85 y/o+1.53%
90 y/o+1.34%
95 y/o+1.44%
99 y/o+1.60%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00068-04-000-01 2022-10-03 | F00068-04-000-01 2024-10-01 | F00068-04-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | US$654 | US$686 (+4.9%) | US$744 (+8.5%) | +0.09% |
| 5 | US$446 | US$468 (+4.9%) | US$508 (+8.5%) | +0.53% |
| 10 | US$326 | US$343 (+5.2%) | US$372 (+8.5%) | +0.92% |
| 15 | US$312 | US$327 (+4.8%) | US$355 (+8.6%) | +2.21% |
| 20 | US$367 | US$385 (+4.9%) | US$418 (+8.6%) | +2.54% |
| 25 | US$429 | US$450 (+4.9%) | US$488 (+8.4%) | +4.10% |
| 30 | US$457 | US$480 (+5.0%) | US$521 (+8.5%) | +6.84% |
| 35 | US$525 | US$551 (+5.0%) | US$598 (+8.5%) | +7.67% |
| 40 | US$613 | US$644 (+5.1%) | US$695 (+7.9%) | +8.10% |
| 45 | US$756 | US$794 (+5.0%) | US$857 (+7.9%) | +7.62% |
| 50 | US$959 | US$1,007 (+5.0%) | US$1,087 (+7.9%) | +6.00% |
| 55 | US$1,202 | US$1,262 (+5.0%) | US$1,361 (+7.8%) | +3.61% |
| 60 | — | — | US$1,751 | — |
| 65 | US$2,178 | US$2,287 (+5.0%) | US$2,466 (+7.8%) | +1.31% |
| 70 | US$2,806 | US$2,946 (+5.0%) | US$3,177 (+7.8%) | +1.61% |
| 75 | US$3,522 | US$3,698 (+5.0%) | US$3,987 (+7.8%) | +1.35% |
| 80 | US$4,262 | US$4,475 (+5.0%) | US$4,825 (+7.8%) | +1.56% |
| 85 | US$4,818 | US$5,059 (+5.0%) | US$5,454 (+7.8%) | +1.52% |
| 90 | US$5,388 | US$5,658 (+5.0%) | US$6,100 (+7.8%) | +1.35% |
| 95 | US$5,867 | US$6,160 (+5.0%) | US$6,641 (+7.8%) | +1.44% |
| 99 | US$6,177 | US$6,486 (+5.0%) | US$6,993 (+7.8%) | +1.60% |
| All ages average | — | +5.0% | +8.1% | — |
0 y/oUS$654
5 y/oUS$446
10 y/oUS$326
15 y/oUS$312
20 y/oUS$367
25 y/oUS$429
30 y/oUS$457
35 y/oUS$525
40 y/oUS$613
45 y/oUS$756
50 y/oUS$959
55 y/oUS$1,202
60 y/o—
65 y/oUS$2,178
70 y/oUS$2,806
75 y/oUS$3,522
80 y/oUS$4,262
85 y/oUS$4,818
90 y/oUS$5,388
95 y/oUS$5,867
99 y/oUS$6,177
+5.0%
All-ages avg
0 y/oUS$686 (+4.9%)
5 y/oUS$468 (+4.9%)
10 y/oUS$343 (+5.2%)
15 y/oUS$327 (+4.8%)
20 y/oUS$385 (+4.9%)
25 y/oUS$450 (+4.9%)
30 y/oUS$480 (+5.0%)
35 y/oUS$551 (+5.0%)
40 y/oUS$644 (+5.1%)
45 y/oUS$794 (+5.0%)
50 y/oUS$1,007 (+5.0%)
55 y/oUS$1,262 (+5.0%)
60 y/o—
65 y/oUS$2,287 (+5.0%)
70 y/oUS$2,946 (+5.0%)
75 y/oUS$3,698 (+5.0%)
80 y/oUS$4,475 (+5.0%)
85 y/oUS$5,059 (+5.0%)
90 y/oUS$5,658 (+5.0%)
95 y/oUS$6,160 (+5.0%)
99 y/oUS$6,486 (+5.0%)
+8.1%
All-ages avg
0 y/oUS$744 (+8.5%)
5 y/oUS$508 (+8.5%)
10 y/oUS$372 (+8.5%)
15 y/oUS$355 (+8.6%)
20 y/oUS$418 (+8.6%)
25 y/oUS$488 (+8.4%)
30 y/oUS$521 (+8.5%)
35 y/oUS$598 (+8.5%)
40 y/oUS$695 (+7.9%)
45 y/oUS$857 (+7.9%)
50 y/oUS$1,087 (+7.9%)
55 y/oUS$1,361 (+7.8%)
60 y/oUS$1,751
65 y/oUS$2,466 (+7.8%)
70 y/oUS$3,177 (+7.8%)
75 y/oUS$3,987 (+7.8%)
80 y/oUS$4,825 (+7.8%)
85 y/oUS$5,454 (+7.8%)
90 y/oUS$6,100 (+7.8%)
95 y/oUS$6,641 (+7.8%)
99 y/oUS$6,993 (+7.8%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+0.09%
5 y/o+0.53%
10 y/o+0.92%
15 y/o+2.21%
20 y/o+2.54%
25 y/o+4.10%
30 y/o+6.84%
35 y/o+7.67%
40 y/o+8.10%
45 y/o+7.62%
50 y/o+6.00%
55 y/o+3.61%
60 y/o—
65 y/o+1.31%
70 y/o+1.61%
75 y/o+1.35%
80 y/o+1.56%
85 y/o+1.52%
90 y/o+1.35%
95 y/o+1.44%
99 y/o+1.60%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00068-04-000-01 2022-10-03 | F00068-04-000-01 2024-10-01 | F00068-04-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | US$654 | US$686 (+4.9%) | US$576 (-16.0%) | +0.09% |
| 5 | US$446 | US$468 (+4.9%) | US$405 (-13.5%) | +0.53% |
| 10 | US$326 | US$343 (+5.2%) | US$304 (-11.4%) | +0.92% |
| 15 | US$312 | US$327 (+4.8%) | US$320 (-2.1%) | +2.21% |
| 20 | US$367 | US$385 (+4.9%) | US$385 | +2.54% |
| 25 | US$429 | US$450 (+4.9%) | US$502 (+11.6%) | +4.10% |
| 30 | US$457 | US$480 (+5.0%) | US$640 (+33.3%) | +6.84% |
| 35 | US$525 | US$551 (+5.0%) | US$776 (+40.8%) | +7.67% |
| 40 | US$613 | US$644 (+5.1%) | US$935 (+45.2%) | +8.10% |
| 45 | US$756 | US$794 (+5.0%) | US$1,119 (+40.9%) | +7.62% |
| 50 | US$959 | US$1,007 (+5.0%) | US$1,278 (+26.9%) | +6.00% |
| 55 | US$1,202 | US$1,262 (+5.0%) | US$1,366 (+8.2%) | +3.61% |
| 60 | — | — | US$1,541 | — |
| 65 | US$2,178 | US$2,287 (+5.0%) | US$2,106 (-7.9%) | +1.31% |
| 70 | US$2,806 | US$2,946 (+5.0%) | US$2,773 (-5.9%) | +1.61% |
| 75 | US$3,522 | US$3,698 (+5.0%) | US$3,416 (-7.6%) | +1.35% |
| 80 | US$4,262 | US$4,475 (+5.0%) | US$4,198 (-6.2%) | +1.56% |
| 85 | US$4,818 | US$5,059 (+5.0%) | US$4,733 (-6.4%) | +1.52% |
| 90 | US$5,388 | US$5,658 (+5.0%) | US$5,225 (-7.7%) | +1.35% |
| 95 | US$5,867 | US$6,160 (+5.0%) | US$5,728 (-7.0%) | +1.44% |
| 99 | US$6,177 | US$6,486 (+5.0%) | US$6,100 (-6.0%) | +1.60% |
| All ages average | — | +5.0% | +5.5% | — |
0 y/oUS$654
5 y/oUS$446
10 y/oUS$326
15 y/oUS$312
20 y/oUS$367
25 y/oUS$429
30 y/oUS$457
35 y/oUS$525
40 y/oUS$613
45 y/oUS$756
50 y/oUS$959
55 y/oUS$1,202
60 y/o—
65 y/oUS$2,178
70 y/oUS$2,806
75 y/oUS$3,522
80 y/oUS$4,262
85 y/oUS$4,818
90 y/oUS$5,388
95 y/oUS$5,867
99 y/oUS$6,177
+5.0%
All-ages avg
0 y/oUS$686 (+4.9%)
5 y/oUS$468 (+4.9%)
10 y/oUS$343 (+5.2%)
15 y/oUS$327 (+4.8%)
20 y/oUS$385 (+4.9%)
25 y/oUS$450 (+4.9%)
30 y/oUS$480 (+5.0%)
35 y/oUS$551 (+5.0%)
40 y/oUS$644 (+5.1%)
45 y/oUS$794 (+5.0%)
50 y/oUS$1,007 (+5.0%)
55 y/oUS$1,262 (+5.0%)
60 y/o—
65 y/oUS$2,287 (+5.0%)
70 y/oUS$2,946 (+5.0%)
75 y/oUS$3,698 (+5.0%)
80 y/oUS$4,475 (+5.0%)
85 y/oUS$5,059 (+5.0%)
90 y/oUS$5,658 (+5.0%)
95 y/oUS$6,160 (+5.0%)
99 y/oUS$6,486 (+5.0%)
+5.5%
All-ages avg
0 y/oUS$576 (-16.0%)
5 y/oUS$405 (-13.5%)
10 y/oUS$304 (-11.4%)
15 y/oUS$320 (-2.1%)
20 y/oUS$385
25 y/oUS$502 (+11.6%)
30 y/oUS$640 (+33.3%)
35 y/oUS$776 (+40.8%)
40 y/oUS$935 (+45.2%)
45 y/oUS$1,119 (+40.9%)
50 y/oUS$1,278 (+26.9%)
55 y/oUS$1,366 (+8.2%)
60 y/oUS$1,541
65 y/oUS$2,106 (-7.9%)
70 y/oUS$2,773 (-5.9%)
75 y/oUS$3,416 (-7.6%)
80 y/oUS$4,198 (-6.2%)
85 y/oUS$4,733 (-6.4%)
90 y/oUS$5,225 (-7.7%)
95 y/oUS$5,728 (-7.0%)
99 y/oUS$6,100 (-6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+0.09%
5 y/o+0.53%
10 y/o+0.92%
15 y/o+2.21%
20 y/o+2.54%
25 y/o+4.10%
30 y/o+6.84%
35 y/o+7.67%
40 y/o+8.10%
45 y/o+7.62%
50 y/o+6.00%
55 y/o+3.61%
60 y/o—
65 y/o+1.31%
70 y/o+1.61%
75 y/o+1.35%
80 y/o+1.56%
85 y/o+1.52%
90 y/o+1.35%
95 y/o+1.44%
99 y/o+1.60%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27