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PRUHealth VHIS VIP Plan - USD12,000 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 12,000 美元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-16-000 · 3 versions · Flexi plan · Avg. annual increase +3.63%
HKD
| Age | F00050-12-000-01 2023-04-01 | F00050-12-000-01 2024-10-01 | F00050-12-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$3,063 | HK$3,216 (+5.0%) | HK$3,414 (+6.2%) | +3.60% |
| 5 | HK$2,975 | HK$3,124 (+5.0%) | HK$3,316 (+6.1%) | +3.61% |
| 10 | HK$2,711 | HK$2,846 (+5.0%) | HK$3,022 (+6.2%) | +3.61% |
| 15 | HK$2,560 | HK$2,688 (+5.0%) | HK$2,854 (+6.2%) | +3.61% |
| 20 | HK$2,414 | HK$2,534 (+5.0%) | HK$2,692 (+6.2%) | +3.62% |
| 25 | HK$2,939 | HK$3,086 (+5.0%) | HK$3,276 (+6.2%) | +3.61% |
| 30 | HK$3,661 | HK$3,844 (+5.0%) | HK$4,078 (+6.1%) | +3.58% |
| 35 | HK$4,030 | HK$4,232 (+5.0%) | HK$4,488 (+6.0%) | +3.58% |
| 40 | HK$4,389 | HK$4,608 (+5.0%) | HK$4,886 (+6.0%) | +3.56% |
| 45 | HK$5,329 | HK$5,595 (+5.0%) | HK$5,930 (+6.0%) | +3.55% |
| 50 | HK$7,051 | HK$7,404 (+5.0%) | HK$7,882 (+6.5%) | +3.70% |
| 55 | HK$8,791 | HK$9,230 (+5.0%) | HK$9,822 (+6.4%) | +3.69% |
| 60 | HK$11,993 | HK$12,593 (+5.0%) | HK$13,397 (+6.4%) | +3.68% |
| 65 | HK$16,162 | HK$16,970 (+5.0%) | HK$18,050 (+6.4%) | +3.67% |
| 70 | — | — | HK$25,026 | — |
| 75 | HK$28,738 | HK$30,175 (+5.0%) | HK$32,087 (+6.3%) | +3.66% |
| 80 | — | — | HK$39,066 | — |
| 85 | HK$41,956 | HK$44,054 (+5.0%) | HK$46,840 (+6.3%) | +3.66% |
| 90 | — | — | HK$55,044 | — |
| 95 | HK$56,513 | HK$59,338 (+5.0%) | HK$63,087 (+6.3%) | +3.66% |
| 99 | HK$63,926 | HK$67,122 (+5.0%) | HK$71,362 (+6.3%) | +3.66% |
| All ages average | — | +5.0% | +6.2% | — |
0 y/oHK$3,063
5 y/oHK$2,975
10 y/oHK$2,711
15 y/oHK$2,560
20 y/oHK$2,414
25 y/oHK$2,939
30 y/oHK$3,661
35 y/oHK$4,030
40 y/oHK$4,389
45 y/oHK$5,329
50 y/oHK$7,051
55 y/oHK$8,791
60 y/oHK$11,993
65 y/oHK$16,162
70 y/o—
75 y/oHK$28,738
80 y/o—
85 y/oHK$41,956
90 y/o—
95 y/oHK$56,513
99 y/oHK$63,926
+5.0%
All-ages avg
0 y/oHK$3,216 (+5.0%)
5 y/oHK$3,124 (+5.0%)
10 y/oHK$2,846 (+5.0%)
15 y/oHK$2,688 (+5.0%)
20 y/oHK$2,534 (+5.0%)
25 y/oHK$3,086 (+5.0%)
30 y/oHK$3,844 (+5.0%)
35 y/oHK$4,232 (+5.0%)
40 y/oHK$4,608 (+5.0%)
45 y/oHK$5,595 (+5.0%)
50 y/oHK$7,404 (+5.0%)
55 y/oHK$9,230 (+5.0%)
60 y/oHK$12,593 (+5.0%)
65 y/oHK$16,970 (+5.0%)
70 y/o—
75 y/oHK$30,175 (+5.0%)
80 y/o—
85 y/oHK$44,054 (+5.0%)
90 y/o—
95 y/oHK$59,338 (+5.0%)
99 y/oHK$67,122 (+5.0%)
+6.2%
All-ages avg
0 y/oHK$3,414 (+6.2%)
5 y/oHK$3,316 (+6.1%)
10 y/oHK$3,022 (+6.2%)
15 y/oHK$2,854 (+6.2%)
20 y/oHK$2,692 (+6.2%)
25 y/oHK$3,276 (+6.2%)
30 y/oHK$4,078 (+6.1%)
35 y/oHK$4,488 (+6.0%)
40 y/oHK$4,886 (+6.0%)
45 y/oHK$5,930 (+6.0%)
50 y/oHK$7,882 (+6.5%)
55 y/oHK$9,822 (+6.4%)
60 y/oHK$13,397 (+6.4%)
65 y/oHK$18,050 (+6.4%)
70 y/oHK$25,026
75 y/oHK$32,087 (+6.3%)
80 y/oHK$39,066
85 y/oHK$46,840 (+6.3%)
90 y/oHK$55,044
95 y/oHK$63,087 (+6.3%)
99 y/oHK$71,362 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.60%
5 y/o+3.61%
10 y/o+3.61%
15 y/o+3.61%
20 y/o+3.62%
25 y/o+3.61%
30 y/o+3.58%
35 y/o+3.58%
40 y/o+3.56%
45 y/o+3.55%
50 y/o+3.70%
55 y/o+3.69%
60 y/o+3.68%
65 y/o+3.67%
70 y/o—
75 y/o+3.66%
80 y/o—
85 y/o+3.66%
90 y/o—
95 y/o+3.66%
99 y/o+3.66%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00050-16-000-01 2023-04-01 | F00050-16-000-01 2024-10-01 | F00050-16-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | US$383 | US$402 (+5.0%) | US$427 (+6.2%) | +3.61% |
| 5 | US$372 | US$390 (+4.8%) | US$414 (+6.2%) | +3.55% |
| 10 | US$339 | US$356 (+5.0%) | US$378 (+6.2%) | +3.62% |
| 15 | US$320 | US$336 (+5.0%) | US$357 (+6.3%) | +3.64% |
| 20 | US$302 | US$317 (+5.0%) | US$336 (+6.0%) | +3.54% |
| 25 | US$367 | US$386 (+5.2%) | US$410 (+6.2%) | +3.68% |
| 30 | US$458 | US$480 (+4.8%) | US$510 (+6.3%) | +3.57% |
| 35 | US$504 | US$529 (+5.0%) | US$561 (+6.0%) | +3.56% |
| 40 | US$549 | US$576 (+4.9%) | US$611 (+6.1%) | +3.55% |
| 45 | US$666 | US$699 (+5.0%) | US$741 (+6.0%) | +3.54% |
| 50 | US$881 | US$926 (+5.1%) | US$985 (+6.4%) | +3.71% |
| 55 | US$1,099 | US$1,154 (+5.0%) | US$1,228 (+6.4%) | +3.69% |
| 60 | US$1,499 | US$1,574 (+5.0%) | US$1,675 (+6.4%) | +3.69% |
| 65 | US$2,020 | US$2,121 (+5.0%) | US$2,256 (+6.4%) | +3.67% |
| 70 | — | — | US$3,128 | — |
| 75 | US$3,592 | US$3,772 (+5.0%) | US$4,011 (+6.3%) | +3.67% |
| 80 | — | — | US$4,883 | — |
| 85 | US$5,244 | US$5,507 (+5.0%) | US$5,855 (+6.3%) | +3.66% |
| 90 | — | — | US$6,880 | — |
| 95 | US$7,064 | US$7,417 (+5.0%) | US$7,886 (+6.3%) | +3.66% |
| 99 | US$7,991 | US$8,390 (+5.0%) | US$8,920 (+6.3%) | +3.66% |
| All ages average | — | +5.0% | +6.2% | — |
0 y/oUS$383
5 y/oUS$372
10 y/oUS$339
15 y/oUS$320
20 y/oUS$302
25 y/oUS$367
30 y/oUS$458
35 y/oUS$504
40 y/oUS$549
45 y/oUS$666
50 y/oUS$881
55 y/oUS$1,099
60 y/oUS$1,499
65 y/oUS$2,020
70 y/o—
75 y/oUS$3,592
80 y/o—
85 y/oUS$5,244
90 y/o—
95 y/oUS$7,064
99 y/oUS$7,991
+5.0%
All-ages avg
0 y/oUS$402 (+5.0%)
5 y/oUS$390 (+4.8%)
10 y/oUS$356 (+5.0%)
15 y/oUS$336 (+5.0%)
20 y/oUS$317 (+5.0%)
25 y/oUS$386 (+5.2%)
30 y/oUS$480 (+4.8%)
35 y/oUS$529 (+5.0%)
40 y/oUS$576 (+4.9%)
45 y/oUS$699 (+5.0%)
50 y/oUS$926 (+5.1%)
55 y/oUS$1,154 (+5.0%)
60 y/oUS$1,574 (+5.0%)
65 y/oUS$2,121 (+5.0%)
70 y/o—
75 y/oUS$3,772 (+5.0%)
80 y/o—
85 y/oUS$5,507 (+5.0%)
90 y/o—
95 y/oUS$7,417 (+5.0%)
99 y/oUS$8,390 (+5.0%)
+6.2%
All-ages avg
0 y/oUS$427 (+6.2%)
5 y/oUS$414 (+6.2%)
10 y/oUS$378 (+6.2%)
15 y/oUS$357 (+6.3%)
20 y/oUS$336 (+6.0%)
25 y/oUS$410 (+6.2%)
30 y/oUS$510 (+6.3%)
35 y/oUS$561 (+6.0%)
40 y/oUS$611 (+6.1%)
45 y/oUS$741 (+6.0%)
50 y/oUS$985 (+6.4%)
55 y/oUS$1,228 (+6.4%)
60 y/oUS$1,675 (+6.4%)
65 y/oUS$2,256 (+6.4%)
70 y/oUS$3,128
75 y/oUS$4,011 (+6.3%)
80 y/oUS$4,883
85 y/oUS$5,855 (+6.3%)
90 y/oUS$6,880
95 y/oUS$7,886 (+6.3%)
99 y/oUS$8,920 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.61%
5 y/o+3.55%
10 y/o+3.62%
15 y/o+3.64%
20 y/o+3.54%
25 y/o+3.68%
30 y/o+3.57%
35 y/o+3.56%
40 y/o+3.55%
45 y/o+3.54%
50 y/o+3.71%
55 y/o+3.69%
60 y/o+3.69%
65 y/o+3.67%
70 y/o—
75 y/o+3.67%
80 y/o—
85 y/o+3.66%
90 y/o—
95 y/o+3.66%
99 y/o+3.66%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27