← Back to Prudential Hong Kong Limited plan series
PRUHealth VHIS VIP Plan - HKD50,000 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 50,000 港元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-11-000 · 3 versions · Flexi plan · Avg. annual increase +2.65%
HKD
| Age | F00050-11-000-01 2023-04-01 | F00050-11-000-01 2024-10-01 | F00050-11-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$4,197 | HK$4,406 (+5.0%) | HK$4,541 (+3.1%) | +2.60% |
| 5 | HK$4,075 | HK$4,279 (+5.0%) | HK$4,410 (+3.1%) | +2.61% |
| 10 | HK$3,714 | HK$3,899 (+5.0%) | HK$4,019 (+3.1%) | +2.61% |
| 15 | HK$3,507 | HK$3,682 (+5.0%) | HK$3,796 (+3.1%) | +2.62% |
| 20 | HK$3,306 | HK$3,472 (+5.0%) | HK$3,580 (+3.1%) | +2.63% |
| 25 | HK$4,027 | HK$4,229 (+5.0%) | HK$4,358 (+3.1%) | +2.61% |
| 30 | HK$5,014 | HK$5,265 (+5.0%) | HK$5,423 (+3.0%) | +2.59% |
| 35 | HK$5,521 | HK$5,797 (+5.0%) | HK$5,970 (+3.0%) | +2.58% |
| 40 | HK$6,011 | HK$6,312 (+5.0%) | HK$6,499 (+3.0%) | +2.58% |
| 45 | HK$7,300 | HK$7,665 (+5.0%) | HK$7,890 (+2.9%) | +2.57% |
| 50 | HK$9,660 | HK$10,143 (+5.0%) | HK$10,489 (+3.4%) | +2.72% |
| 55 | HK$12,043 | HK$12,646 (+5.0%) | HK$13,074 (+3.4%) | +2.72% |
| 60 | HK$16,429 | HK$17,250 (+5.0%) | HK$17,830 (+3.4%) | +2.71% |
| 65 | HK$22,140 | HK$23,247 (+5.0%) | HK$24,025 (+3.3%) | +2.70% |
| 70 | — | — | HK$33,310 | — |
| 75 | HK$39,368 | HK$41,337 (+5.0%) | HK$42,712 (+3.3%) | +2.70% |
| 80 | — | — | HK$52,002 | — |
| 85 | HK$57,474 | HK$60,347 (+5.0%) | HK$62,350 (+3.3%) | +2.69% |
| 90 | — | — | HK$73,270 | — |
| 95 | HK$77,414 | HK$81,285 (+5.0%) | HK$83,978 (+3.3%) | +2.69% |
| 99 | HK$87,571 | HK$91,950 (+5.0%) | HK$94,994 (+3.3%) | +2.69% |
| All ages average | — | +5.0% | +3.2% | — |
0 y/oHK$4,197
5 y/oHK$4,075
10 y/oHK$3,714
15 y/oHK$3,507
20 y/oHK$3,306
25 y/oHK$4,027
30 y/oHK$5,014
35 y/oHK$5,521
40 y/oHK$6,011
45 y/oHK$7,300
50 y/oHK$9,660
55 y/oHK$12,043
60 y/oHK$16,429
65 y/oHK$22,140
70 y/o—
75 y/oHK$39,368
80 y/o—
85 y/oHK$57,474
90 y/o—
95 y/oHK$77,414
99 y/oHK$87,571
+5.0%
All-ages avg
0 y/oHK$4,406 (+5.0%)
5 y/oHK$4,279 (+5.0%)
10 y/oHK$3,899 (+5.0%)
15 y/oHK$3,682 (+5.0%)
20 y/oHK$3,472 (+5.0%)
25 y/oHK$4,229 (+5.0%)
30 y/oHK$5,265 (+5.0%)
35 y/oHK$5,797 (+5.0%)
40 y/oHK$6,312 (+5.0%)
45 y/oHK$7,665 (+5.0%)
50 y/oHK$10,143 (+5.0%)
55 y/oHK$12,646 (+5.0%)
60 y/oHK$17,250 (+5.0%)
65 y/oHK$23,247 (+5.0%)
70 y/o—
75 y/oHK$41,337 (+5.0%)
80 y/o—
85 y/oHK$60,347 (+5.0%)
90 y/o—
95 y/oHK$81,285 (+5.0%)
99 y/oHK$91,950 (+5.0%)
+3.2%
All-ages avg
0 y/oHK$4,541 (+3.1%)
5 y/oHK$4,410 (+3.1%)
10 y/oHK$4,019 (+3.1%)
15 y/oHK$3,796 (+3.1%)
20 y/oHK$3,580 (+3.1%)
25 y/oHK$4,358 (+3.1%)
30 y/oHK$5,423 (+3.0%)
35 y/oHK$5,970 (+3.0%)
40 y/oHK$6,499 (+3.0%)
45 y/oHK$7,890 (+2.9%)
50 y/oHK$10,489 (+3.4%)
55 y/oHK$13,074 (+3.4%)
60 y/oHK$17,830 (+3.4%)
65 y/oHK$24,025 (+3.3%)
70 y/oHK$33,310
75 y/oHK$42,712 (+3.3%)
80 y/oHK$52,002
85 y/oHK$62,350 (+3.3%)
90 y/oHK$73,270
95 y/oHK$83,978 (+3.3%)
99 y/oHK$94,994 (+3.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.60%
5 y/o+2.61%
10 y/o+2.61%
15 y/o+2.62%
20 y/o+2.63%
25 y/o+2.61%
30 y/o+2.59%
35 y/o+2.58%
40 y/o+2.58%
45 y/o+2.57%
50 y/o+2.72%
55 y/o+2.72%
60 y/o+2.71%
65 y/o+2.70%
70 y/o—
75 y/o+2.70%
80 y/o—
85 y/o+2.69%
90 y/o—
95 y/o+2.69%
99 y/o+2.69%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00050-15-000-01 2023-04-01 | F00050-15-000-01 2024-10-01 | F00050-15-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | US$525 | US$551 (+5.0%) | US$568 (+3.1%) | +2.60% |
| 5 | US$509 | US$535 (+5.1%) | US$551 (+3.0%) | +2.62% |
| 10 | US$464 | US$487 (+5.0%) | US$502 (+3.1%) | +2.60% |
| 15 | US$438 | US$460 (+5.0%) | US$474 (+3.0%) | +2.61% |
| 20 | US$413 | US$434 (+5.1%) | US$448 (+3.2%) | +2.69% |
| 25 | US$503 | US$529 (+5.2%) | US$545 (+3.0%) | +2.65% |
| 30 | US$627 | US$658 (+4.9%) | US$678 (+3.0%) | +2.59% |
| 35 | US$690 | US$725 (+5.1%) | US$746 (+2.9%) | +2.58% |
| 40 | US$751 | US$789 (+5.1%) | US$812 (+2.9%) | +2.58% |
| 45 | US$912 | US$958 (+5.0%) | US$986 (+2.9%) | +2.58% |
| 50 | US$1,208 | US$1,268 (+5.0%) | US$1,311 (+3.4%) | +2.71% |
| 55 | US$1,505 | US$1,581 (+5.0%) | US$1,634 (+3.4%) | +2.72% |
| 60 | US$2,054 | US$2,156 (+5.0%) | US$2,229 (+3.4%) | +2.70% |
| 65 | US$2,768 | US$2,906 (+5.0%) | US$3,003 (+3.3%) | +2.70% |
| 70 | — | — | US$4,164 | — |
| 75 | US$4,921 | US$5,167 (+5.0%) | US$5,339 (+3.3%) | +2.70% |
| 80 | — | — | US$6,500 | — |
| 85 | US$7,184 | US$7,543 (+5.0%) | US$7,794 (+3.3%) | +2.70% |
| 90 | — | — | US$9,159 | — |
| 95 | US$9,677 | US$10,161 (+5.0%) | US$10,497 (+3.3%) | +2.69% |
| 99 | US$10,946 | US$11,494 (+5.0%) | US$11,874 (+3.3%) | +2.69% |
| All ages average | — | +5.0% | +3.2% | — |
0 y/oUS$525
5 y/oUS$509
10 y/oUS$464
15 y/oUS$438
20 y/oUS$413
25 y/oUS$503
30 y/oUS$627
35 y/oUS$690
40 y/oUS$751
45 y/oUS$912
50 y/oUS$1,208
55 y/oUS$1,505
60 y/oUS$2,054
65 y/oUS$2,768
70 y/o—
75 y/oUS$4,921
80 y/o—
85 y/oUS$7,184
90 y/o—
95 y/oUS$9,677
99 y/oUS$10,946
+5.0%
All-ages avg
0 y/oUS$551 (+5.0%)
5 y/oUS$535 (+5.1%)
10 y/oUS$487 (+5.0%)
15 y/oUS$460 (+5.0%)
20 y/oUS$434 (+5.1%)
25 y/oUS$529 (+5.2%)
30 y/oUS$658 (+4.9%)
35 y/oUS$725 (+5.1%)
40 y/oUS$789 (+5.1%)
45 y/oUS$958 (+5.0%)
50 y/oUS$1,268 (+5.0%)
55 y/oUS$1,581 (+5.0%)
60 y/oUS$2,156 (+5.0%)
65 y/oUS$2,906 (+5.0%)
70 y/o—
75 y/oUS$5,167 (+5.0%)
80 y/o—
85 y/oUS$7,543 (+5.0%)
90 y/o—
95 y/oUS$10,161 (+5.0%)
99 y/oUS$11,494 (+5.0%)
+3.2%
All-ages avg
0 y/oUS$568 (+3.1%)
5 y/oUS$551 (+3.0%)
10 y/oUS$502 (+3.1%)
15 y/oUS$474 (+3.0%)
20 y/oUS$448 (+3.2%)
25 y/oUS$545 (+3.0%)
30 y/oUS$678 (+3.0%)
35 y/oUS$746 (+2.9%)
40 y/oUS$812 (+2.9%)
45 y/oUS$986 (+2.9%)
50 y/oUS$1,311 (+3.4%)
55 y/oUS$1,634 (+3.4%)
60 y/oUS$2,229 (+3.4%)
65 y/oUS$3,003 (+3.3%)
70 y/oUS$4,164
75 y/oUS$5,339 (+3.3%)
80 y/oUS$6,500
85 y/oUS$7,794 (+3.3%)
90 y/oUS$9,159
95 y/oUS$10,497 (+3.3%)
99 y/oUS$11,874 (+3.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.60%
5 y/o+2.62%
10 y/o+2.60%
15 y/o+2.61%
20 y/o+2.69%
25 y/o+2.65%
30 y/o+2.59%
35 y/o+2.58%
40 y/o+2.58%
45 y/o+2.58%
50 y/o+2.71%
55 y/o+2.72%
60 y/o+2.70%
65 y/o+2.70%
70 y/o—
75 y/o+2.70%
80 y/o—
85 y/o+2.70%
90 y/o—
95 y/o+2.69%
99 y/o+2.69%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27