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PRUHealth VHIS VIP Plan - HKD20,000 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 20,000 港元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-10-000 · 3 versions · Flexi plan · Avg. annual increase +3.60%
HKD
| Age | F00050-10-000-01 2023-04-01 | F00050-10-000-01 2024-10-01 | F00050-10-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$5,086 | HK$5,340 (+5.0%) | HK$5,661 (+6.0%) | +3.56% |
| 5 | HK$4,937 | HK$5,184 (+5.0%) | HK$5,495 (+6.0%) | +3.56% |
| 10 | HK$4,498 | HK$4,723 (+5.0%) | HK$5,008 (+6.0%) | +3.57% |
| 15 | HK$4,250 | HK$4,462 (+5.0%) | HK$4,732 (+6.1%) | +3.57% |
| 20 | HK$4,004 | HK$4,204 (+5.0%) | HK$4,458 (+6.0%) | +3.57% |
| 25 | HK$4,878 | HK$5,122 (+5.0%) | HK$5,430 (+6.0%) | +3.56% |
| 30 | HK$6,056 | HK$6,359 (+5.0%) | HK$6,739 (+6.0%) | +3.55% |
| 35 | HK$6,622 | HK$6,954 (+5.0%) | HK$7,368 (+6.0%) | +3.55% |
| 40 | HK$7,208 | HK$7,569 (+5.0%) | HK$8,018 (+5.9%) | +3.54% |
| 45 | HK$8,942 | HK$9,389 (+5.0%) | HK$9,944 (+5.9%) | +3.53% |
| 50 | HK$12,101 | HK$12,706 (+5.0%) | HK$13,517 (+6.4%) | +3.68% |
| 55 | HK$15,086 | HK$15,841 (+5.0%) | HK$16,850 (+6.4%) | +3.68% |
| 60 | HK$20,586 | HK$21,615 (+5.0%) | HK$22,988 (+6.4%) | +3.67% |
| 65 | HK$27,287 | HK$28,651 (+5.0%) | HK$30,467 (+6.3%) | +3.66% |
| 70 | — | — | HK$42,244 | — |
| 75 | HK$48,522 | HK$50,949 (+5.0%) | HK$54,170 (+6.3%) | +3.66% |
| 80 | — | — | HK$65,952 | — |
| 85 | HK$70,838 | HK$74,379 (+5.0%) | HK$79,076 (+6.3%) | +3.66% |
| 90 | — | — | HK$92,927 | — |
| 95 | HK$95,415 | HK$100,186 (+5.0%) | HK$106,508 (+6.3%) | +3.66% |
| 99 | HK$107,931 | HK$113,328 (+5.0%) | HK$120,478 (+6.3%) | +3.65% |
| All ages average | — | +5.0% | +6.1% | — |
0 y/oHK$5,086
5 y/oHK$4,937
10 y/oHK$4,498
15 y/oHK$4,250
20 y/oHK$4,004
25 y/oHK$4,878
30 y/oHK$6,056
35 y/oHK$6,622
40 y/oHK$7,208
45 y/oHK$8,942
50 y/oHK$12,101
55 y/oHK$15,086
60 y/oHK$20,586
65 y/oHK$27,287
70 y/o—
75 y/oHK$48,522
80 y/o—
85 y/oHK$70,838
90 y/o—
95 y/oHK$95,415
99 y/oHK$107,931
+5.0%
All-ages avg
0 y/oHK$5,340 (+5.0%)
5 y/oHK$5,184 (+5.0%)
10 y/oHK$4,723 (+5.0%)
15 y/oHK$4,462 (+5.0%)
20 y/oHK$4,204 (+5.0%)
25 y/oHK$5,122 (+5.0%)
30 y/oHK$6,359 (+5.0%)
35 y/oHK$6,954 (+5.0%)
40 y/oHK$7,569 (+5.0%)
45 y/oHK$9,389 (+5.0%)
50 y/oHK$12,706 (+5.0%)
55 y/oHK$15,841 (+5.0%)
60 y/oHK$21,615 (+5.0%)
65 y/oHK$28,651 (+5.0%)
70 y/o—
75 y/oHK$50,949 (+5.0%)
80 y/o—
85 y/oHK$74,379 (+5.0%)
90 y/o—
95 y/oHK$100,186 (+5.0%)
99 y/oHK$113,328 (+5.0%)
+6.1%
All-ages avg
0 y/oHK$5,661 (+6.0%)
5 y/oHK$5,495 (+6.0%)
10 y/oHK$5,008 (+6.0%)
15 y/oHK$4,732 (+6.1%)
20 y/oHK$4,458 (+6.0%)
25 y/oHK$5,430 (+6.0%)
30 y/oHK$6,739 (+6.0%)
35 y/oHK$7,368 (+6.0%)
40 y/oHK$8,018 (+5.9%)
45 y/oHK$9,944 (+5.9%)
50 y/oHK$13,517 (+6.4%)
55 y/oHK$16,850 (+6.4%)
60 y/oHK$22,988 (+6.4%)
65 y/oHK$30,467 (+6.3%)
70 y/oHK$42,244
75 y/oHK$54,170 (+6.3%)
80 y/oHK$65,952
85 y/oHK$79,076 (+6.3%)
90 y/oHK$92,927
95 y/oHK$106,508 (+6.3%)
99 y/oHK$120,478 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.56%
5 y/o+3.56%
10 y/o+3.57%
15 y/o+3.57%
20 y/o+3.57%
25 y/o+3.56%
30 y/o+3.55%
35 y/o+3.55%
40 y/o+3.54%
45 y/o+3.53%
50 y/o+3.68%
55 y/o+3.68%
60 y/o+3.67%
65 y/o+3.66%
70 y/o—
75 y/o+3.66%
80 y/o—
85 y/o+3.66%
90 y/o—
95 y/o+3.66%
99 y/o+3.65%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00050-14-000-01 2023-04-01 | F00050-14-000-01 2024-10-01 | F00050-14-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | US$636 | US$668 (+5.0%) | US$708 (+6.0%) | +3.56% |
| 5 | US$617 | US$648 (+5.0%) | US$687 (+6.0%) | +3.57% |
| 10 | US$562 | US$590 (+5.0%) | US$626 (+6.1%) | +3.58% |
| 15 | US$531 | US$558 (+5.1%) | US$592 (+6.1%) | +3.61% |
| 20 | US$500 | US$526 (+5.2%) | US$557 (+5.9%) | +3.59% |
| 25 | US$610 | US$640 (+4.9%) | US$679 (+6.1%) | +3.56% |
| 30 | US$757 | US$795 (+5.0%) | US$842 (+5.9%) | +3.53% |
| 35 | US$828 | US$869 (+5.0%) | US$921 (+6.0%) | +3.54% |
| 40 | US$901 | US$946 (+5.0%) | US$1,002 (+5.9%) | +3.53% |
| 45 | US$1,118 | US$1,174 (+5.0%) | US$1,243 (+5.9%) | +3.52% |
| 50 | US$1,513 | US$1,588 (+5.0%) | US$1,690 (+6.4%) | +3.68% |
| 55 | US$1,886 | US$1,980 (+5.0%) | US$2,106 (+6.4%) | +3.67% |
| 60 | US$2,573 | US$2,702 (+5.0%) | US$2,874 (+6.4%) | +3.68% |
| 65 | US$3,411 | US$3,581 (+5.0%) | US$3,808 (+6.3%) | +3.66% |
| 70 | — | — | US$5,280 | — |
| 75 | US$6,065 | US$6,369 (+5.0%) | US$6,771 (+6.3%) | +3.66% |
| 80 | — | — | US$8,244 | — |
| 85 | US$8,855 | US$9,297 (+5.0%) | US$9,884 (+6.3%) | +3.65% |
| 90 | — | — | US$11,616 | — |
| 95 | US$11,927 | US$12,523 (+5.0%) | US$13,314 (+6.3%) | +3.66% |
| 99 | US$13,491 | US$14,166 (+5.0%) | US$15,060 (+6.3%) | +3.66% |
| All ages average | — | +5.0% | +6.1% | — |
0 y/oUS$636
5 y/oUS$617
10 y/oUS$562
15 y/oUS$531
20 y/oUS$500
25 y/oUS$610
30 y/oUS$757
35 y/oUS$828
40 y/oUS$901
45 y/oUS$1,118
50 y/oUS$1,513
55 y/oUS$1,886
60 y/oUS$2,573
65 y/oUS$3,411
70 y/o—
75 y/oUS$6,065
80 y/o—
85 y/oUS$8,855
90 y/o—
95 y/oUS$11,927
99 y/oUS$13,491
+5.0%
All-ages avg
0 y/oUS$668 (+5.0%)
5 y/oUS$648 (+5.0%)
10 y/oUS$590 (+5.0%)
15 y/oUS$558 (+5.1%)
20 y/oUS$526 (+5.2%)
25 y/oUS$640 (+4.9%)
30 y/oUS$795 (+5.0%)
35 y/oUS$869 (+5.0%)
40 y/oUS$946 (+5.0%)
45 y/oUS$1,174 (+5.0%)
50 y/oUS$1,588 (+5.0%)
55 y/oUS$1,980 (+5.0%)
60 y/oUS$2,702 (+5.0%)
65 y/oUS$3,581 (+5.0%)
70 y/o—
75 y/oUS$6,369 (+5.0%)
80 y/o—
85 y/oUS$9,297 (+5.0%)
90 y/o—
95 y/oUS$12,523 (+5.0%)
99 y/oUS$14,166 (+5.0%)
+6.1%
All-ages avg
0 y/oUS$708 (+6.0%)
5 y/oUS$687 (+6.0%)
10 y/oUS$626 (+6.1%)
15 y/oUS$592 (+6.1%)
20 y/oUS$557 (+5.9%)
25 y/oUS$679 (+6.1%)
30 y/oUS$842 (+5.9%)
35 y/oUS$921 (+6.0%)
40 y/oUS$1,002 (+5.9%)
45 y/oUS$1,243 (+5.9%)
50 y/oUS$1,690 (+6.4%)
55 y/oUS$2,106 (+6.4%)
60 y/oUS$2,874 (+6.4%)
65 y/oUS$3,808 (+6.3%)
70 y/oUS$5,280
75 y/oUS$6,771 (+6.3%)
80 y/oUS$8,244
85 y/oUS$9,884 (+6.3%)
90 y/oUS$11,616
95 y/oUS$13,314 (+6.3%)
99 y/oUS$15,060 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.56%
5 y/o+3.57%
10 y/o+3.58%
15 y/o+3.61%
20 y/o+3.59%
25 y/o+3.56%
30 y/o+3.53%
35 y/o+3.54%
40 y/o+3.53%
45 y/o+3.52%
50 y/o+3.68%
55 y/o+3.67%
60 y/o+3.68%
65 y/o+3.66%
70 y/o—
75 y/o+3.66%
80 y/o—
85 y/o+3.65%
90 y/o—
95 y/o+3.66%
99 y/o+3.66%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27