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PRUHealth VHIS VIP Plan - HKD0 Deductible (Worldwide except USA)
保誠自願醫保尚賓計劃 - 0 港元自付費 - 全球 (美國除外)
Prudential Hong Kong Limited · F00050-09-000 · 3 versions · Flexi plan · Avg. annual increase +3.58%
HKD
| Age | F00050-09-000-01 2023-04-01 | F00050-09-000-01 2024-10-01 | F00050-09-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$12,416 | HK$13,037 (+5.0%) | HK$13,804 (+5.9%) | +3.52% |
| 5 | HK$12,323 | HK$12,939 (+5.0%) | HK$13,701 (+5.9%) | +3.52% |
| 10 | HK$11,876 | HK$12,470 (+5.0%) | HK$13,204 (+5.9%) | +3.52% |
| 15 | HK$11,399 | HK$11,969 (+5.0%) | HK$12,674 (+5.9%) | +3.52% |
| 20 | HK$10,937 | HK$11,484 (+5.0%) | HK$12,161 (+5.9%) | +3.52% |
| 25 | HK$12,836 | HK$13,478 (+5.0%) | HK$14,270 (+5.9%) | +3.52% |
| 30 | HK$15,823 | HK$16,614 (+5.0%) | HK$17,589 (+5.9%) | +3.51% |
| 35 | HK$17,705 | HK$18,590 (+5.0%) | HK$19,679 (+5.9%) | +3.51% |
| 40 | HK$18,921 | HK$19,867 (+5.0%) | HK$21,030 (+5.9%) | +3.51% |
| 45 | HK$24,734 | HK$25,970 (+5.0%) | HK$27,487 (+5.8%) | +3.50% |
| 50 | HK$30,545 | HK$32,072 (+5.0%) | HK$34,103 (+6.3%) | +3.66% |
| 55 | HK$36,840 | HK$38,682 (+5.0%) | HK$41,130 (+6.3%) | +3.66% |
| 60 | HK$50,263 | HK$52,776 (+5.0%) | HK$56,112 (+6.3%) | +3.66% |
| 65 | HK$73,263 | HK$76,926 (+5.0%) | HK$81,783 (+6.3%) | +3.66% |
| 70 | — | — | HK$105,329 | — |
| 75 | HK$118,486 | HK$124,410 (+5.0%) | HK$132,258 (+6.3%) | +3.65% |
| 80 | — | — | HK$161,031 | — |
| 85 | HK$172,976 | HK$181,625 (+5.0%) | HK$193,078 (+6.3%) | +3.65% |
| 90 | — | — | HK$226,903 | — |
| 95 | HK$232,992 | HK$244,642 (+5.0%) | HK$260,065 (+6.3%) | +3.65% |
| 99 | HK$263,561 | HK$276,739 (+5.0%) | HK$294,185 (+6.3%) | +3.65% |
| All ages average | — | +5.0% | +6.1% | — |
0 y/oHK$12,416
5 y/oHK$12,323
10 y/oHK$11,876
15 y/oHK$11,399
20 y/oHK$10,937
25 y/oHK$12,836
30 y/oHK$15,823
35 y/oHK$17,705
40 y/oHK$18,921
45 y/oHK$24,734
50 y/oHK$30,545
55 y/oHK$36,840
60 y/oHK$50,263
65 y/oHK$73,263
70 y/o—
75 y/oHK$118,486
80 y/o—
85 y/oHK$172,976
90 y/o—
95 y/oHK$232,992
99 y/oHK$263,561
+5.0%
All-ages avg
0 y/oHK$13,037 (+5.0%)
5 y/oHK$12,939 (+5.0%)
10 y/oHK$12,470 (+5.0%)
15 y/oHK$11,969 (+5.0%)
20 y/oHK$11,484 (+5.0%)
25 y/oHK$13,478 (+5.0%)
30 y/oHK$16,614 (+5.0%)
35 y/oHK$18,590 (+5.0%)
40 y/oHK$19,867 (+5.0%)
45 y/oHK$25,970 (+5.0%)
50 y/oHK$32,072 (+5.0%)
55 y/oHK$38,682 (+5.0%)
60 y/oHK$52,776 (+5.0%)
65 y/oHK$76,926 (+5.0%)
70 y/o—
75 y/oHK$124,410 (+5.0%)
80 y/o—
85 y/oHK$181,625 (+5.0%)
90 y/o—
95 y/oHK$244,642 (+5.0%)
99 y/oHK$276,739 (+5.0%)
+6.1%
All-ages avg
0 y/oHK$13,804 (+5.9%)
5 y/oHK$13,701 (+5.9%)
10 y/oHK$13,204 (+5.9%)
15 y/oHK$12,674 (+5.9%)
20 y/oHK$12,161 (+5.9%)
25 y/oHK$14,270 (+5.9%)
30 y/oHK$17,589 (+5.9%)
35 y/oHK$19,679 (+5.9%)
40 y/oHK$21,030 (+5.9%)
45 y/oHK$27,487 (+5.8%)
50 y/oHK$34,103 (+6.3%)
55 y/oHK$41,130 (+6.3%)
60 y/oHK$56,112 (+6.3%)
65 y/oHK$81,783 (+6.3%)
70 y/oHK$105,329
75 y/oHK$132,258 (+6.3%)
80 y/oHK$161,031
85 y/oHK$193,078 (+6.3%)
90 y/oHK$226,903
95 y/oHK$260,065 (+6.3%)
99 y/oHK$294,185 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.52%
5 y/o+3.52%
10 y/o+3.52%
15 y/o+3.52%
20 y/o+3.52%
25 y/o+3.52%
30 y/o+3.51%
35 y/o+3.51%
40 y/o+3.51%
45 y/o+3.50%
50 y/o+3.66%
55 y/o+3.66%
60 y/o+3.66%
65 y/o+3.66%
70 y/o—
75 y/o+3.65%
80 y/o—
85 y/o+3.65%
90 y/o—
95 y/o+3.65%
99 y/o+3.65%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00050-13-000-01 2023-04-01 | F00050-13-000-01 2024-10-01 | F00050-13-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | US$1,552 | US$1,630 (+5.0%) | US$1,726 (+5.9%) | +3.53% |
| 5 | US$1,540 | US$1,617 (+5.0%) | US$1,713 (+5.9%) | +3.54% |
| 10 | US$1,484 | US$1,559 (+5.1%) | US$1,650 (+5.8%) | +3.52% |
| 15 | US$1,425 | US$1,496 (+5.0%) | US$1,584 (+5.9%) | +3.51% |
| 20 | US$1,367 | US$1,436 (+5.0%) | US$1,520 (+5.8%) | +3.52% |
| 25 | US$1,604 | US$1,685 (+5.0%) | US$1,784 (+5.9%) | +3.53% |
| 30 | US$1,978 | US$2,077 (+5.0%) | US$2,199 (+5.9%) | +3.52% |
| 35 | US$2,213 | US$2,324 (+5.0%) | US$2,460 (+5.9%) | +3.51% |
| 40 | US$2,365 | US$2,483 (+5.0%) | US$2,629 (+5.9%) | +3.51% |
| 45 | US$3,092 | US$3,246 (+5.0%) | US$3,436 (+5.9%) | +3.50% |
| 50 | US$3,818 | US$4,009 (+5.0%) | US$4,263 (+6.3%) | +3.66% |
| 55 | US$4,605 | US$4,835 (+5.0%) | US$5,141 (+6.3%) | +3.66% |
| 60 | US$6,283 | US$6,597 (+5.0%) | US$7,014 (+6.3%) | +3.66% |
| 65 | US$9,158 | US$9,616 (+5.0%) | US$10,223 (+6.3%) | +3.66% |
| 70 | — | — | US$13,166 | — |
| 75 | US$14,811 | US$15,551 (+5.0%) | US$16,532 (+6.3%) | +3.65% |
| 80 | — | — | US$20,129 | — |
| 85 | US$21,622 | US$22,703 (+5.0%) | US$24,135 (+6.3%) | +3.65% |
| 90 | — | — | US$28,363 | — |
| 95 | US$29,124 | US$30,580 (+5.0%) | US$32,508 (+6.3%) | +3.65% |
| 99 | US$32,945 | US$34,592 (+5.0%) | US$36,773 (+6.3%) | +3.65% |
| All ages average | — | +5.0% | +6.1% | — |
0 y/oUS$1,552
5 y/oUS$1,540
10 y/oUS$1,484
15 y/oUS$1,425
20 y/oUS$1,367
25 y/oUS$1,604
30 y/oUS$1,978
35 y/oUS$2,213
40 y/oUS$2,365
45 y/oUS$3,092
50 y/oUS$3,818
55 y/oUS$4,605
60 y/oUS$6,283
65 y/oUS$9,158
70 y/o—
75 y/oUS$14,811
80 y/o—
85 y/oUS$21,622
90 y/o—
95 y/oUS$29,124
99 y/oUS$32,945
+5.0%
All-ages avg
0 y/oUS$1,630 (+5.0%)
5 y/oUS$1,617 (+5.0%)
10 y/oUS$1,559 (+5.1%)
15 y/oUS$1,496 (+5.0%)
20 y/oUS$1,436 (+5.0%)
25 y/oUS$1,685 (+5.0%)
30 y/oUS$2,077 (+5.0%)
35 y/oUS$2,324 (+5.0%)
40 y/oUS$2,483 (+5.0%)
45 y/oUS$3,246 (+5.0%)
50 y/oUS$4,009 (+5.0%)
55 y/oUS$4,835 (+5.0%)
60 y/oUS$6,597 (+5.0%)
65 y/oUS$9,616 (+5.0%)
70 y/o—
75 y/oUS$15,551 (+5.0%)
80 y/o—
85 y/oUS$22,703 (+5.0%)
90 y/o—
95 y/oUS$30,580 (+5.0%)
99 y/oUS$34,592 (+5.0%)
+6.1%
All-ages avg
0 y/oUS$1,726 (+5.9%)
5 y/oUS$1,713 (+5.9%)
10 y/oUS$1,650 (+5.8%)
15 y/oUS$1,584 (+5.9%)
20 y/oUS$1,520 (+5.8%)
25 y/oUS$1,784 (+5.9%)
30 y/oUS$2,199 (+5.9%)
35 y/oUS$2,460 (+5.9%)
40 y/oUS$2,629 (+5.9%)
45 y/oUS$3,436 (+5.9%)
50 y/oUS$4,263 (+6.3%)
55 y/oUS$5,141 (+6.3%)
60 y/oUS$7,014 (+6.3%)
65 y/oUS$10,223 (+6.3%)
70 y/oUS$13,166
75 y/oUS$16,532 (+6.3%)
80 y/oUS$20,129
85 y/oUS$24,135 (+6.3%)
90 y/oUS$28,363
95 y/oUS$32,508 (+6.3%)
99 y/oUS$36,773 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.53%
5 y/o+3.54%
10 y/o+3.52%
15 y/o+3.51%
20 y/o+3.52%
25 y/o+3.53%
30 y/o+3.52%
35 y/o+3.51%
40 y/o+3.51%
45 y/o+3.50%
50 y/o+3.66%
55 y/o+3.66%
60 y/o+3.66%
65 y/o+3.66%
70 y/o—
75 y/o+3.65%
80 y/o—
85 y/o+3.65%
90 y/o—
95 y/o+3.65%
99 y/o+3.65%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27