← Back to Prudential Hong Kong Limited plan series
PRUHealth VHIS VIP Plan - USD12,000 Deductible (Asia)
保誠自願醫保尚賓計劃 - 12,000 美元自付費 (亞洲)
Prudential Hong Kong Limited · F00050-08-000 · 3 versions · Flexi plan · Avg. annual increase +3.63%
HKD
| Age | F00050-07-000-01 2023-04-01 | F00050-07-000-01 2024-10-01 | F00050-07-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$2,785 | HK$2,924 (+5.0%) | HK$3,105 (+6.2%) | +3.61% |
| 5 | HK$2,705 | HK$2,840 (+5.0%) | HK$3,015 (+6.2%) | +3.60% |
| 10 | HK$2,465 | HK$2,588 (+5.0%) | HK$2,749 (+6.2%) | +3.62% |
| 15 | HK$2,327 | HK$2,443 (+5.0%) | HK$2,596 (+6.3%) | +3.64% |
| 20 | HK$2,194 | HK$2,304 (+5.0%) | HK$2,449 (+6.3%) | +3.65% |
| 25 | HK$2,672 | HK$2,806 (+5.0%) | HK$2,979 (+6.2%) | +3.61% |
| 30 | HK$3,328 | HK$3,494 (+5.0%) | HK$3,708 (+6.1%) | +3.59% |
| 35 | HK$3,664 | HK$3,847 (+5.0%) | HK$4,081 (+6.1%) | +3.58% |
| 40 | HK$3,990 | HK$4,189 (+5.0%) | HK$4,442 (+6.0%) | +3.56% |
| 45 | HK$4,844 | HK$5,086 (+5.0%) | HK$5,392 (+6.0%) | +3.56% |
| 50 | HK$6,410 | HK$6,731 (+5.0%) | HK$7,166 (+6.5%) | +3.71% |
| 55 | HK$7,992 | HK$8,392 (+5.0%) | HK$8,931 (+6.4%) | +3.69% |
| 60 | HK$10,902 | HK$11,447 (+5.0%) | HK$12,179 (+6.4%) | +3.68% |
| 65 | HK$14,693 | HK$15,427 (+5.0%) | HK$16,410 (+6.4%) | +3.67% |
| 70 | — | — | HK$22,750 | — |
| 75 | HK$26,126 | HK$27,432 (+5.0%) | HK$29,171 (+6.3%) | +3.66% |
| 80 | — | — | HK$35,515 | — |
| 85 | HK$38,142 | HK$40,049 (+5.0%) | HK$42,582 (+6.3%) | +3.66% |
| 90 | — | — | HK$50,040 | — |
| 95 | HK$51,375 | HK$53,944 (+5.0%) | HK$57,354 (+6.3%) | +3.66% |
| 99 | HK$58,115 | HK$61,021 (+5.0%) | HK$64,876 (+6.3%) | +3.66% |
| All ages average | — | +5.0% | +6.3% | — |
0 y/oHK$2,785
5 y/oHK$2,705
10 y/oHK$2,465
15 y/oHK$2,327
20 y/oHK$2,194
25 y/oHK$2,672
30 y/oHK$3,328
35 y/oHK$3,664
40 y/oHK$3,990
45 y/oHK$4,844
50 y/oHK$6,410
55 y/oHK$7,992
60 y/oHK$10,902
65 y/oHK$14,693
70 y/o—
75 y/oHK$26,126
80 y/o—
85 y/oHK$38,142
90 y/o—
95 y/oHK$51,375
99 y/oHK$58,115
+5.0%
All-ages avg
0 y/oHK$2,924 (+5.0%)
5 y/oHK$2,840 (+5.0%)
10 y/oHK$2,588 (+5.0%)
15 y/oHK$2,443 (+5.0%)
20 y/oHK$2,304 (+5.0%)
25 y/oHK$2,806 (+5.0%)
30 y/oHK$3,494 (+5.0%)
35 y/oHK$3,847 (+5.0%)
40 y/oHK$4,189 (+5.0%)
45 y/oHK$5,086 (+5.0%)
50 y/oHK$6,731 (+5.0%)
55 y/oHK$8,392 (+5.0%)
60 y/oHK$11,447 (+5.0%)
65 y/oHK$15,427 (+5.0%)
70 y/o—
75 y/oHK$27,432 (+5.0%)
80 y/o—
85 y/oHK$40,049 (+5.0%)
90 y/o—
95 y/oHK$53,944 (+5.0%)
99 y/oHK$61,021 (+5.0%)
+6.3%
All-ages avg
0 y/oHK$3,105 (+6.2%)
5 y/oHK$3,015 (+6.2%)
10 y/oHK$2,749 (+6.2%)
15 y/oHK$2,596 (+6.3%)
20 y/oHK$2,449 (+6.3%)
25 y/oHK$2,979 (+6.2%)
30 y/oHK$3,708 (+6.1%)
35 y/oHK$4,081 (+6.1%)
40 y/oHK$4,442 (+6.0%)
45 y/oHK$5,392 (+6.0%)
50 y/oHK$7,166 (+6.5%)
55 y/oHK$8,931 (+6.4%)
60 y/oHK$12,179 (+6.4%)
65 y/oHK$16,410 (+6.4%)
70 y/oHK$22,750
75 y/oHK$29,171 (+6.3%)
80 y/oHK$35,515
85 y/oHK$42,582 (+6.3%)
90 y/oHK$50,040
95 y/oHK$57,354 (+6.3%)
99 y/oHK$64,876 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.61%
5 y/o+3.60%
10 y/o+3.62%
15 y/o+3.64%
20 y/o+3.65%
25 y/o+3.61%
30 y/o+3.59%
35 y/o+3.58%
40 y/o+3.56%
45 y/o+3.56%
50 y/o+3.71%
55 y/o+3.69%
60 y/o+3.68%
65 y/o+3.67%
70 y/o—
75 y/o+3.66%
80 y/o—
85 y/o+3.66%
90 y/o—
95 y/o+3.66%
99 y/o+3.66%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00050-08-000-01 2023-04-01 | F00050-08-000-01 2024-10-01 | F00050-08-000-01 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | US$348 | US$366 (+5.2%) | US$388 (+6.0%) | +3.62% |
| 5 | US$338 | US$355 (+5.0%) | US$377 (+6.2%) | +3.63% |
| 10 | US$308 | US$324 (+5.2%) | US$344 (+6.2%) | +3.67% |
| 15 | US$291 | US$305 (+4.8%) | US$324 (+6.2%) | +3.57% |
| 20 | US$274 | US$288 (+5.1%) | US$306 (+6.3%) | +3.67% |
| 25 | US$334 | US$351 (+5.1%) | US$372 (+6.0%) | +3.58% |
| 30 | US$416 | US$437 (+5.0%) | US$464 (+6.2%) | +3.63% |
| 35 | US$458 | US$481 (+5.0%) | US$510 (+6.0%) | +3.57% |
| 40 | US$499 | US$524 (+5.0%) | US$555 (+5.9%) | +3.53% |
| 45 | US$606 | US$636 (+5.0%) | US$674 (+6.0%) | +3.53% |
| 50 | US$801 | US$841 (+5.0%) | US$896 (+6.5%) | +3.73% |
| 55 | US$999 | US$1,049 (+5.0%) | US$1,116 (+6.4%) | +3.68% |
| 60 | US$1,363 | US$1,431 (+5.0%) | US$1,522 (+6.4%) | +3.67% |
| 65 | US$1,837 | US$1,928 (+5.0%) | US$2,051 (+6.4%) | +3.66% |
| 70 | — | — | US$2,844 | — |
| 75 | US$3,266 | US$3,429 (+5.0%) | US$3,646 (+6.3%) | +3.66% |
| 80 | — | — | US$4,439 | — |
| 85 | US$4,768 | US$5,006 (+5.0%) | US$5,323 (+6.3%) | +3.66% |
| 90 | — | — | US$6,255 | — |
| 95 | US$6,422 | US$6,743 (+5.0%) | US$7,169 (+6.3%) | +3.66% |
| 99 | US$7,264 | US$7,628 (+5.0%) | US$8,110 (+6.3%) | +3.66% |
| All ages average | — | +5.0% | +6.2% | — |
0 y/oUS$348
5 y/oUS$338
10 y/oUS$308
15 y/oUS$291
20 y/oUS$274
25 y/oUS$334
30 y/oUS$416
35 y/oUS$458
40 y/oUS$499
45 y/oUS$606
50 y/oUS$801
55 y/oUS$999
60 y/oUS$1,363
65 y/oUS$1,837
70 y/o—
75 y/oUS$3,266
80 y/o—
85 y/oUS$4,768
90 y/o—
95 y/oUS$6,422
99 y/oUS$7,264
+5.0%
All-ages avg
0 y/oUS$366 (+5.2%)
5 y/oUS$355 (+5.0%)
10 y/oUS$324 (+5.2%)
15 y/oUS$305 (+4.8%)
20 y/oUS$288 (+5.1%)
25 y/oUS$351 (+5.1%)
30 y/oUS$437 (+5.0%)
35 y/oUS$481 (+5.0%)
40 y/oUS$524 (+5.0%)
45 y/oUS$636 (+5.0%)
50 y/oUS$841 (+5.0%)
55 y/oUS$1,049 (+5.0%)
60 y/oUS$1,431 (+5.0%)
65 y/oUS$1,928 (+5.0%)
70 y/o—
75 y/oUS$3,429 (+5.0%)
80 y/o—
85 y/oUS$5,006 (+5.0%)
90 y/o—
95 y/oUS$6,743 (+5.0%)
99 y/oUS$7,628 (+5.0%)
+6.2%
All-ages avg
0 y/oUS$388 (+6.0%)
5 y/oUS$377 (+6.2%)
10 y/oUS$344 (+6.2%)
15 y/oUS$324 (+6.2%)
20 y/oUS$306 (+6.3%)
25 y/oUS$372 (+6.0%)
30 y/oUS$464 (+6.2%)
35 y/oUS$510 (+6.0%)
40 y/oUS$555 (+5.9%)
45 y/oUS$674 (+6.0%)
50 y/oUS$896 (+6.5%)
55 y/oUS$1,116 (+6.4%)
60 y/oUS$1,522 (+6.4%)
65 y/oUS$2,051 (+6.4%)
70 y/oUS$2,844
75 y/oUS$3,646 (+6.3%)
80 y/oUS$4,439
85 y/oUS$5,323 (+6.3%)
90 y/oUS$6,255
95 y/oUS$7,169 (+6.3%)
99 y/oUS$8,110 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.62%
5 y/o+3.63%
10 y/o+3.67%
15 y/o+3.57%
20 y/o+3.67%
25 y/o+3.58%
30 y/o+3.63%
35 y/o+3.57%
40 y/o+3.53%
45 y/o+3.53%
50 y/o+3.73%
55 y/o+3.68%
60 y/o+3.67%
65 y/o+3.66%
70 y/o—
75 y/o+3.66%
80 y/o—
85 y/o+3.66%
90 y/o—
95 y/o+3.66%
99 y/o+3.66%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27