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PRUHealth VHIS VIP Plan - HKD50,000 Deductible (Asia)
保誠自願醫保尚賓計劃 - 50,000 港元自付費 (亞洲)
Prudential Hong Kong Limited · F00050-03-000 · 6 versions · Flexi plan · Avg. annual increase +1.88%
HKD
| Age | F00050-03-000-01 2020-09-03 | F00050-03-000-02 2021-01-05 | F00050-03-000-03 2021-06-01 | F00050-03-000-04 2023-04-01 | F00050-03-000-04 2024-10-01 | F00050-03-000-04 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$3,722 | HK$3,722 | HK$3,722 | HK$3,815 (+2.5%) | HK$4,006 (+5.0%) | HK$4,129 (+3.1%) | +1.86% |
| 5 | HK$3,614 | HK$3,614 | HK$3,614 | HK$3,705 (+2.5%) | HK$3,890 (+5.0%) | HK$4,010 (+3.1%) | +1.86% |
| 10 | HK$3,294 | HK$3,294 | HK$3,294 | HK$3,376 (+2.5%) | HK$3,545 (+5.0%) | HK$3,655 (+3.1%) | +1.86% |
| 15 | HK$3,110 | HK$3,110 | HK$3,110 | HK$3,188 (+2.5%) | HK$3,347 (+5.0%) | HK$3,452 (+3.1%) | +1.87% |
| 20 | HK$2,932 | HK$2,932 | HK$2,932 | HK$3,006 (+2.5%) | HK$3,156 (+5.0%) | HK$3,255 (+3.1%) | +1.87% |
| 25 | HK$3,571 | HK$3,571 | HK$3,571 | HK$3,661 (+2.5%) | HK$3,844 (+5.0%) | HK$3,962 (+3.1%) | +1.86% |
| 30 | HK$4,447 | HK$4,447 | HK$4,447 | HK$4,558 (+2.5%) | HK$4,786 (+5.0%) | HK$4,931 (+3.0%) | +1.85% |
| 35 | HK$4,897 | HK$4,897 | HK$4,897 | HK$5,019 (+2.5%) | HK$5,270 (+5.0%) | HK$5,429 (+3.0%) | +1.85% |
| 40 | HK$5,331 | HK$5,331 | HK$5,331 | HK$5,465 (+2.5%) | HK$5,738 (+5.0%) | HK$5,910 (+3.0%) | +1.85% |
| 45 | HK$6,474 | HK$6,474 | HK$6,474 | HK$6,636 (+2.5%) | HK$6,968 (+5.0%) | HK$7,174 (+3.0%) | +1.84% |
| 50 | HK$8,567 | HK$8,567 | HK$8,567 | HK$8,782 (+2.5%) | HK$9,221 (+5.0%) | HK$9,536 (+3.4%) | +1.92% |
| 55 | HK$10,681 | HK$10,681 | HK$10,681 | HK$10,948 (+2.5%) | HK$11,495 (+5.0%) | HK$11,886 (+3.4%) | +1.91% |
| 60 | HK$14,571 | HK$14,571 | HK$14,571 | HK$14,935 (+2.5%) | HK$15,682 (+5.0%) | HK$16,210 (+3.4%) | +1.91% |
| 65 | HK$19,636 | HK$19,636 | HK$19,636 | HK$20,127 (+2.5%) | HK$21,134 (+5.0%) | HK$21,842 (+3.4%) | +1.91% |
| 70 | — | — | — | — | — | HK$30,282 | — |
| 75 | HK$34,916 | HK$34,916 | HK$34,916 | HK$35,789 (+2.5%) | HK$37,578 (+5.0%) | HK$38,830 (+3.3%) | +1.90% |
| 80 | — | — | — | — | — | HK$47,274 | — |
| 85 | HK$50,974 | HK$50,974 | HK$50,974 | HK$52,249 (+2.5%) | HK$54,862 (+5.0%) | HK$56,683 (+3.3%) | +1.90% |
| 90 | — | — | — | — | — | HK$66,610 | — |
| 95 | HK$68,660 | HK$68,660 | HK$68,660 | HK$70,377 (+2.5%) | HK$73,896 (+5.0%) | HK$76,346 (+3.3%) | +1.90% |
| 99 | HK$77,669 | HK$77,669 | HK$77,669 | HK$79,610 (+2.5%) | HK$83,591 (+5.0%) | HK$86,361 (+3.3%) | +1.90% |
| All ages average | — | 0.0% | 0.0% | +2.5% | +5.0% | +3.2% | — |
0 y/oHK$3,722
5 y/oHK$3,614
10 y/oHK$3,294
15 y/oHK$3,110
20 y/oHK$2,932
25 y/oHK$3,571
30 y/oHK$4,447
35 y/oHK$4,897
40 y/oHK$5,331
45 y/oHK$6,474
50 y/oHK$8,567
55 y/oHK$10,681
60 y/oHK$14,571
65 y/oHK$19,636
70 y/o—
75 y/oHK$34,916
80 y/o—
85 y/oHK$50,974
90 y/o—
95 y/oHK$68,660
99 y/oHK$77,669
0.0%
All-ages avg
0 y/oHK$3,722
5 y/oHK$3,614
10 y/oHK$3,294
15 y/oHK$3,110
20 y/oHK$2,932
25 y/oHK$3,571
30 y/oHK$4,447
35 y/oHK$4,897
40 y/oHK$5,331
45 y/oHK$6,474
50 y/oHK$8,567
55 y/oHK$10,681
60 y/oHK$14,571
65 y/oHK$19,636
70 y/o—
75 y/oHK$34,916
80 y/o—
85 y/oHK$50,974
90 y/o—
95 y/oHK$68,660
99 y/oHK$77,669
0.0%
All-ages avg
0 y/oHK$3,722
5 y/oHK$3,614
10 y/oHK$3,294
15 y/oHK$3,110
20 y/oHK$2,932
25 y/oHK$3,571
30 y/oHK$4,447
35 y/oHK$4,897
40 y/oHK$5,331
45 y/oHK$6,474
50 y/oHK$8,567
55 y/oHK$10,681
60 y/oHK$14,571
65 y/oHK$19,636
70 y/o—
75 y/oHK$34,916
80 y/o—
85 y/oHK$50,974
90 y/o—
95 y/oHK$68,660
99 y/oHK$77,669
+2.5%
All-ages avg
0 y/oHK$3,815 (+2.5%)
5 y/oHK$3,705 (+2.5%)
10 y/oHK$3,376 (+2.5%)
15 y/oHK$3,188 (+2.5%)
20 y/oHK$3,006 (+2.5%)
25 y/oHK$3,661 (+2.5%)
30 y/oHK$4,558 (+2.5%)
35 y/oHK$5,019 (+2.5%)
40 y/oHK$5,465 (+2.5%)
45 y/oHK$6,636 (+2.5%)
50 y/oHK$8,782 (+2.5%)
55 y/oHK$10,948 (+2.5%)
60 y/oHK$14,935 (+2.5%)
65 y/oHK$20,127 (+2.5%)
70 y/o—
75 y/oHK$35,789 (+2.5%)
80 y/o—
85 y/oHK$52,249 (+2.5%)
90 y/o—
95 y/oHK$70,377 (+2.5%)
99 y/oHK$79,610 (+2.5%)
+5.0%
All-ages avg
0 y/oHK$4,006 (+5.0%)
5 y/oHK$3,890 (+5.0%)
10 y/oHK$3,545 (+5.0%)
15 y/oHK$3,347 (+5.0%)
20 y/oHK$3,156 (+5.0%)
25 y/oHK$3,844 (+5.0%)
30 y/oHK$4,786 (+5.0%)
35 y/oHK$5,270 (+5.0%)
40 y/oHK$5,738 (+5.0%)
45 y/oHK$6,968 (+5.0%)
50 y/oHK$9,221 (+5.0%)
55 y/oHK$11,495 (+5.0%)
60 y/oHK$15,682 (+5.0%)
65 y/oHK$21,134 (+5.0%)
70 y/o—
75 y/oHK$37,578 (+5.0%)
80 y/o—
85 y/oHK$54,862 (+5.0%)
90 y/o—
95 y/oHK$73,896 (+5.0%)
99 y/oHK$83,591 (+5.0%)
+3.2%
All-ages avg
0 y/oHK$4,129 (+3.1%)
5 y/oHK$4,010 (+3.1%)
10 y/oHK$3,655 (+3.1%)
15 y/oHK$3,452 (+3.1%)
20 y/oHK$3,255 (+3.1%)
25 y/oHK$3,962 (+3.1%)
30 y/oHK$4,931 (+3.0%)
35 y/oHK$5,429 (+3.0%)
40 y/oHK$5,910 (+3.0%)
45 y/oHK$7,174 (+3.0%)
50 y/oHK$9,536 (+3.4%)
55 y/oHK$11,886 (+3.4%)
60 y/oHK$16,210 (+3.4%)
65 y/oHK$21,842 (+3.4%)
70 y/oHK$30,282
75 y/oHK$38,830 (+3.3%)
80 y/oHK$47,274
85 y/oHK$56,683 (+3.3%)
90 y/oHK$66,610
95 y/oHK$76,346 (+3.3%)
99 y/oHK$86,361 (+3.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.86%
5 y/o+1.86%
10 y/o+1.86%
15 y/o+1.87%
20 y/o+1.87%
25 y/o+1.86%
30 y/o+1.85%
35 y/o+1.85%
40 y/o+1.85%
45 y/o+1.84%
50 y/o+1.92%
55 y/o+1.91%
60 y/o+1.91%
65 y/o+1.91%
70 y/o—
75 y/o+1.90%
80 y/o—
85 y/o+1.90%
90 y/o—
95 y/o+1.90%
99 y/o+1.90%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00050-06-000-01 2020-09-03 | F00050-06-000-02 2021-01-05 | F00050-06-000-03 2021-06-01 | F00050-06-000-04 2023-04-01 | F00050-06-000-04 2024-10-01 | F00050-06-000-04 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | US$465 | US$465 | US$465 | US$477 (+2.6%) | US$501 (+5.0%) | US$516 (+3.0%) | +1.86% |
| 5 | US$452 | US$452 | US$452 | US$463 (+2.4%) | US$486 (+5.0%) | US$501 (+3.1%) | +1.84% |
| 10 | US$412 | US$412 | US$412 | US$422 (+2.4%) | US$443 (+5.0%) | US$457 (+3.2%) | +1.86% |
| 15 | US$389 | US$389 | US$389 | US$398 (+2.3%) | US$418 (+5.0%) | US$432 (+3.3%) | +1.88% |
| 20 | US$366 | US$366 | US$366 | US$376 (+2.7%) | US$394 (+4.8%) | US$407 (+3.3%) | +1.90% |
| 25 | US$446 | US$446 | US$446 | US$458 (+2.7%) | US$480 (+4.8%) | US$495 (+3.1%) | +1.87% |
| 30 | US$556 | US$556 | US$556 | US$570 (+2.5%) | US$598 (+4.9%) | US$616 (+3.0%) | +1.83% |
| 35 | US$612 | US$612 | US$612 | US$627 (+2.5%) | US$659 (+5.1%) | US$679 (+3.0%) | +1.86% |
| 40 | US$666 | US$666 | US$666 | US$683 (+2.6%) | US$717 (+5.0%) | US$739 (+3.1%) | +1.86% |
| 45 | US$809 | US$809 | US$809 | US$830 (+2.6%) | US$871 (+4.9%) | US$897 (+3.0%) | +1.85% |
| 50 | US$1,071 | US$1,071 | US$1,071 | US$1,098 (+2.5%) | US$1,153 (+5.0%) | US$1,192 (+3.4%) | +1.92% |
| 55 | US$1,335 | US$1,335 | US$1,335 | US$1,368 (+2.5%) | US$1,437 (+5.0%) | US$1,486 (+3.4%) | +1.92% |
| 60 | US$1,821 | US$1,821 | US$1,821 | US$1,867 (+2.5%) | US$1,960 (+5.0%) | US$2,026 (+3.4%) | +1.91% |
| 65 | US$2,454 | US$2,454 | US$2,454 | US$2,516 (+2.5%) | US$2,642 (+5.0%) | US$2,730 (+3.3%) | +1.91% |
| 70 | — | — | — | — | — | US$3,785 | — |
| 75 | US$4,364 | US$4,364 | US$4,364 | US$4,474 (+2.5%) | US$4,697 (+5.0%) | US$4,854 (+3.3%) | +1.91% |
| 80 | — | — | — | — | — | US$5,909 | — |
| 85 | US$6,372 | US$6,372 | US$6,372 | US$6,531 (+2.5%) | US$6,858 (+5.0%) | US$7,085 (+3.3%) | +1.90% |
| 90 | — | — | — | — | — | US$8,326 | — |
| 95 | US$8,582 | US$8,582 | US$8,582 | US$8,797 (+2.5%) | US$9,237 (+5.0%) | US$9,543 (+3.3%) | +1.90% |
| 99 | US$9,709 | US$9,709 | US$9,709 | US$9,951 (+2.5%) | US$10,449 (+5.0%) | US$10,795 (+3.3%) | +1.90% |
| All ages average | — | 0.0% | 0.0% | +2.5% | +5.0% | +3.2% | — |
0 y/oUS$465
5 y/oUS$452
10 y/oUS$412
15 y/oUS$389
20 y/oUS$366
25 y/oUS$446
30 y/oUS$556
35 y/oUS$612
40 y/oUS$666
45 y/oUS$809
50 y/oUS$1,071
55 y/oUS$1,335
60 y/oUS$1,821
65 y/oUS$2,454
70 y/o—
75 y/oUS$4,364
80 y/o—
85 y/oUS$6,372
90 y/o—
95 y/oUS$8,582
99 y/oUS$9,709
0.0%
All-ages avg
0 y/oUS$465
5 y/oUS$452
10 y/oUS$412
15 y/oUS$389
20 y/oUS$366
25 y/oUS$446
30 y/oUS$556
35 y/oUS$612
40 y/oUS$666
45 y/oUS$809
50 y/oUS$1,071
55 y/oUS$1,335
60 y/oUS$1,821
65 y/oUS$2,454
70 y/o—
75 y/oUS$4,364
80 y/o—
85 y/oUS$6,372
90 y/o—
95 y/oUS$8,582
99 y/oUS$9,709
0.0%
All-ages avg
0 y/oUS$465
5 y/oUS$452
10 y/oUS$412
15 y/oUS$389
20 y/oUS$366
25 y/oUS$446
30 y/oUS$556
35 y/oUS$612
40 y/oUS$666
45 y/oUS$809
50 y/oUS$1,071
55 y/oUS$1,335
60 y/oUS$1,821
65 y/oUS$2,454
70 y/o—
75 y/oUS$4,364
80 y/o—
85 y/oUS$6,372
90 y/o—
95 y/oUS$8,582
99 y/oUS$9,709
+2.5%
All-ages avg
0 y/oUS$477 (+2.6%)
5 y/oUS$463 (+2.4%)
10 y/oUS$422 (+2.4%)
15 y/oUS$398 (+2.3%)
20 y/oUS$376 (+2.7%)
25 y/oUS$458 (+2.7%)
30 y/oUS$570 (+2.5%)
35 y/oUS$627 (+2.5%)
40 y/oUS$683 (+2.6%)
45 y/oUS$830 (+2.6%)
50 y/oUS$1,098 (+2.5%)
55 y/oUS$1,368 (+2.5%)
60 y/oUS$1,867 (+2.5%)
65 y/oUS$2,516 (+2.5%)
70 y/o—
75 y/oUS$4,474 (+2.5%)
80 y/o—
85 y/oUS$6,531 (+2.5%)
90 y/o—
95 y/oUS$8,797 (+2.5%)
99 y/oUS$9,951 (+2.5%)
+5.0%
All-ages avg
0 y/oUS$501 (+5.0%)
5 y/oUS$486 (+5.0%)
10 y/oUS$443 (+5.0%)
15 y/oUS$418 (+5.0%)
20 y/oUS$394 (+4.8%)
25 y/oUS$480 (+4.8%)
30 y/oUS$598 (+4.9%)
35 y/oUS$659 (+5.1%)
40 y/oUS$717 (+5.0%)
45 y/oUS$871 (+4.9%)
50 y/oUS$1,153 (+5.0%)
55 y/oUS$1,437 (+5.0%)
60 y/oUS$1,960 (+5.0%)
65 y/oUS$2,642 (+5.0%)
70 y/o—
75 y/oUS$4,697 (+5.0%)
80 y/o—
85 y/oUS$6,858 (+5.0%)
90 y/o—
95 y/oUS$9,237 (+5.0%)
99 y/oUS$10,449 (+5.0%)
+3.2%
All-ages avg
0 y/oUS$516 (+3.0%)
5 y/oUS$501 (+3.1%)
10 y/oUS$457 (+3.2%)
15 y/oUS$432 (+3.3%)
20 y/oUS$407 (+3.3%)
25 y/oUS$495 (+3.1%)
30 y/oUS$616 (+3.0%)
35 y/oUS$679 (+3.0%)
40 y/oUS$739 (+3.1%)
45 y/oUS$897 (+3.0%)
50 y/oUS$1,192 (+3.4%)
55 y/oUS$1,486 (+3.4%)
60 y/oUS$2,026 (+3.4%)
65 y/oUS$2,730 (+3.3%)
70 y/oUS$3,785
75 y/oUS$4,854 (+3.3%)
80 y/oUS$5,909
85 y/oUS$7,085 (+3.3%)
90 y/oUS$8,326
95 y/oUS$9,543 (+3.3%)
99 y/oUS$10,795 (+3.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.86%
5 y/o+1.84%
10 y/o+1.86%
15 y/o+1.88%
20 y/o+1.90%
25 y/o+1.87%
30 y/o+1.83%
35 y/o+1.86%
40 y/o+1.86%
45 y/o+1.85%
50 y/o+1.92%
55 y/o+1.92%
60 y/o+1.91%
65 y/o+1.91%
70 y/o—
75 y/o+1.91%
80 y/o—
85 y/o+1.90%
90 y/o—
95 y/o+1.90%
99 y/o+1.90%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27