← Back to Prudential Hong Kong Limited plan series
PRUHealth VHIS VIP Plan - HKD20,000 Deductible (Asia)
保誠自願醫保尚賓計劃 - 20,000 港元自付費 (亞洲)
Prudential Hong Kong Limited · F00050-02-000 · 6 versions · Flexi plan · Avg. annual increase +2.39%
HKD
| Age | F00050-02-000-01 2020-09-03 | F00050-02-000-02 2021-01-05 | F00050-02-000-03 2021-06-01 | F00050-02-000-04 2023-04-01 | F00050-02-000-04 2024-10-01 | F00050-02-000-04 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$4,510 | HK$4,510 | HK$4,510 | HK$4,623 (+2.5%) | HK$4,854 (+5.0%) | HK$5,146 (+6.0%) | +2.37% |
| 5 | HK$4,378 | HK$4,378 | HK$4,378 | HK$4,488 (+2.5%) | HK$4,713 (+5.0%) | HK$4,997 (+6.0%) | +2.37% |
| 10 | HK$3,990 | HK$3,990 | HK$3,990 | HK$4,090 (+2.5%) | HK$4,294 (+5.0%) | HK$4,554 (+6.1%) | +2.37% |
| 15 | HK$3,769 | HK$3,769 | HK$3,769 | HK$3,863 (+2.5%) | HK$4,056 (+5.0%) | HK$4,302 (+6.1%) | +2.37% |
| 20 | HK$3,551 | HK$3,551 | HK$3,551 | HK$3,640 (+2.5%) | HK$3,822 (+5.0%) | HK$4,055 (+6.1%) | +2.38% |
| 25 | HK$4,326 | HK$4,326 | HK$4,326 | HK$4,434 (+2.5%) | HK$4,656 (+5.0%) | HK$4,937 (+6.0%) | +2.37% |
| 30 | HK$5,371 | HK$5,371 | HK$5,371 | HK$5,506 (+2.5%) | HK$5,781 (+5.0%) | HK$6,127 (+6.0%) | +2.36% |
| 35 | HK$5,873 | HK$5,873 | HK$5,873 | HK$6,020 (+2.5%) | HK$6,321 (+5.0%) | HK$6,698 (+6.0%) | +2.36% |
| 40 | HK$6,393 | HK$6,393 | HK$6,393 | HK$6,553 (+2.5%) | HK$6,881 (+5.0%) | HK$7,290 (+5.9%) | +2.36% |
| 45 | HK$7,930 | HK$7,930 | HK$7,930 | HK$8,129 (+2.5%) | HK$8,535 (+5.0%) | HK$9,041 (+5.9%) | +2.35% |
| 50 | HK$10,733 | HK$10,733 | HK$10,733 | HK$11,001 (+2.5%) | HK$11,551 (+5.0%) | HK$12,290 (+6.4%) | +2.43% |
| 55 | HK$13,381 | HK$13,381 | HK$13,381 | HK$13,715 (+2.5%) | HK$14,401 (+5.0%) | HK$15,319 (+6.4%) | +2.43% |
| 60 | HK$18,258 | HK$18,258 | HK$18,258 | HK$18,714 (+2.5%) | HK$19,650 (+5.0%) | HK$20,899 (+6.4%) | +2.43% |
| 65 | HK$24,202 | HK$24,202 | HK$24,202 | HK$24,806 (+2.5%) | HK$26,046 (+5.0%) | HK$27,698 (+6.3%) | +2.42% |
| 70 | — | — | — | — | — | HK$38,405 | — |
| 75 | HK$43,035 | HK$43,035 | HK$43,035 | HK$44,111 (+2.5%) | HK$46,317 (+5.0%) | HK$49,246 (+6.3%) | +2.42% |
| 80 | — | — | — | — | — | HK$59,958 | — |
| 85 | HK$62,827 | HK$62,827 | HK$62,827 | HK$64,398 (+2.5%) | HK$67,618 (+5.0%) | HK$71,888 (+6.3%) | +2.42% |
| 90 | — | — | — | — | — | HK$84,480 | — |
| 95 | HK$84,625 | HK$84,625 | HK$84,625 | HK$86,741 (+2.5%) | HK$91,078 (+5.0%) | HK$96,826 (+6.3%) | +2.42% |
| 99 | HK$95,726 | HK$95,726 | HK$95,726 | HK$98,119 (+2.5%) | HK$103,025 (+5.0%) | HK$109,526 (+6.3%) | +2.42% |
| All ages average | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.2% | — |
0 y/oHK$4,510
5 y/oHK$4,378
10 y/oHK$3,990
15 y/oHK$3,769
20 y/oHK$3,551
25 y/oHK$4,326
30 y/oHK$5,371
35 y/oHK$5,873
40 y/oHK$6,393
45 y/oHK$7,930
50 y/oHK$10,733
55 y/oHK$13,381
60 y/oHK$18,258
65 y/oHK$24,202
70 y/o—
75 y/oHK$43,035
80 y/o—
85 y/oHK$62,827
90 y/o—
95 y/oHK$84,625
99 y/oHK$95,726
0.0%
All-ages avg
0 y/oHK$4,510
5 y/oHK$4,378
10 y/oHK$3,990
15 y/oHK$3,769
20 y/oHK$3,551
25 y/oHK$4,326
30 y/oHK$5,371
35 y/oHK$5,873
40 y/oHK$6,393
45 y/oHK$7,930
50 y/oHK$10,733
55 y/oHK$13,381
60 y/oHK$18,258
65 y/oHK$24,202
70 y/o—
75 y/oHK$43,035
80 y/o—
85 y/oHK$62,827
90 y/o—
95 y/oHK$84,625
99 y/oHK$95,726
0.0%
All-ages avg
0 y/oHK$4,510
5 y/oHK$4,378
10 y/oHK$3,990
15 y/oHK$3,769
20 y/oHK$3,551
25 y/oHK$4,326
30 y/oHK$5,371
35 y/oHK$5,873
40 y/oHK$6,393
45 y/oHK$7,930
50 y/oHK$10,733
55 y/oHK$13,381
60 y/oHK$18,258
65 y/oHK$24,202
70 y/o—
75 y/oHK$43,035
80 y/o—
85 y/oHK$62,827
90 y/o—
95 y/oHK$84,625
99 y/oHK$95,726
+2.5%
All-ages avg
0 y/oHK$4,623 (+2.5%)
5 y/oHK$4,488 (+2.5%)
10 y/oHK$4,090 (+2.5%)
15 y/oHK$3,863 (+2.5%)
20 y/oHK$3,640 (+2.5%)
25 y/oHK$4,434 (+2.5%)
30 y/oHK$5,506 (+2.5%)
35 y/oHK$6,020 (+2.5%)
40 y/oHK$6,553 (+2.5%)
45 y/oHK$8,129 (+2.5%)
50 y/oHK$11,001 (+2.5%)
55 y/oHK$13,715 (+2.5%)
60 y/oHK$18,714 (+2.5%)
65 y/oHK$24,806 (+2.5%)
70 y/o—
75 y/oHK$44,111 (+2.5%)
80 y/o—
85 y/oHK$64,398 (+2.5%)
90 y/o—
95 y/oHK$86,741 (+2.5%)
99 y/oHK$98,119 (+2.5%)
+5.0%
All-ages avg
0 y/oHK$4,854 (+5.0%)
5 y/oHK$4,713 (+5.0%)
10 y/oHK$4,294 (+5.0%)
15 y/oHK$4,056 (+5.0%)
20 y/oHK$3,822 (+5.0%)
25 y/oHK$4,656 (+5.0%)
30 y/oHK$5,781 (+5.0%)
35 y/oHK$6,321 (+5.0%)
40 y/oHK$6,881 (+5.0%)
45 y/oHK$8,535 (+5.0%)
50 y/oHK$11,551 (+5.0%)
55 y/oHK$14,401 (+5.0%)
60 y/oHK$19,650 (+5.0%)
65 y/oHK$26,046 (+5.0%)
70 y/o—
75 y/oHK$46,317 (+5.0%)
80 y/o—
85 y/oHK$67,618 (+5.0%)
90 y/o—
95 y/oHK$91,078 (+5.0%)
99 y/oHK$103,025 (+5.0%)
+6.2%
All-ages avg
0 y/oHK$5,146 (+6.0%)
5 y/oHK$4,997 (+6.0%)
10 y/oHK$4,554 (+6.1%)
15 y/oHK$4,302 (+6.1%)
20 y/oHK$4,055 (+6.1%)
25 y/oHK$4,937 (+6.0%)
30 y/oHK$6,127 (+6.0%)
35 y/oHK$6,698 (+6.0%)
40 y/oHK$7,290 (+5.9%)
45 y/oHK$9,041 (+5.9%)
50 y/oHK$12,290 (+6.4%)
55 y/oHK$15,319 (+6.4%)
60 y/oHK$20,899 (+6.4%)
65 y/oHK$27,698 (+6.3%)
70 y/oHK$38,405
75 y/oHK$49,246 (+6.3%)
80 y/oHK$59,958
85 y/oHK$71,888 (+6.3%)
90 y/oHK$84,480
95 y/oHK$96,826 (+6.3%)
99 y/oHK$109,526 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.37%
5 y/o+2.37%
10 y/o+2.37%
15 y/o+2.37%
20 y/o+2.38%
25 y/o+2.37%
30 y/o+2.36%
35 y/o+2.36%
40 y/o+2.36%
45 y/o+2.35%
50 y/o+2.43%
55 y/o+2.43%
60 y/o+2.43%
65 y/o+2.42%
70 y/o—
75 y/o+2.42%
80 y/o—
85 y/o+2.42%
90 y/o—
95 y/o+2.42%
99 y/o+2.42%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
| Age | F00050-05-000-01 2020-09-03 | F00050-05-000-02 2021-01-05 | F00050-05-000-03 2021-06-01 | F00050-05-000-04 2023-04-01 | F00050-05-000-04 2024-10-01 | F00050-05-000-04 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | US$564 | US$564 | US$564 | US$578 (+2.5%) | US$607 (+5.0%) | US$643 (+5.9%) | +2.35% |
| 5 | US$547 | US$547 | US$547 | US$561 (+2.6%) | US$589 (+5.0%) | US$625 (+6.1%) | +2.39% |
| 10 | US$499 | US$499 | US$499 | US$511 (+2.4%) | US$537 (+5.1%) | US$569 (+6.0%) | +2.36% |
| 15 | US$471 | US$471 | US$471 | US$483 (+2.5%) | US$507 (+5.0%) | US$538 (+6.1%) | +2.39% |
| 20 | US$444 | US$444 | US$444 | US$455 (+2.5%) | US$478 (+5.1%) | US$507 (+6.1%) | +2.38% |
| 25 | US$541 | US$541 | US$541 | US$554 (+2.4%) | US$582 (+5.1%) | US$617 (+6.0%) | +2.36% |
| 30 | US$671 | US$671 | US$671 | US$688 (+2.5%) | US$723 (+5.1%) | US$766 (+5.9%) | +2.38% |
| 35 | US$734 | US$734 | US$734 | US$752 (+2.5%) | US$790 (+5.1%) | US$837 (+5.9%) | +2.36% |
| 40 | US$799 | US$799 | US$799 | US$819 (+2.5%) | US$860 (+5.0%) | US$911 (+5.9%) | +2.35% |
| 45 | US$991 | US$991 | US$991 | US$1,016 (+2.5%) | US$1,067 (+5.0%) | US$1,130 (+5.9%) | +2.36% |
| 50 | US$1,342 | US$1,342 | US$1,342 | US$1,375 (+2.5%) | US$1,444 (+5.0%) | US$1,536 (+6.4%) | +2.42% |
| 55 | US$1,673 | US$1,673 | US$1,673 | US$1,714 (+2.5%) | US$1,800 (+5.0%) | US$1,915 (+6.4%) | +2.43% |
| 60 | US$2,282 | US$2,282 | US$2,282 | US$2,339 (+2.5%) | US$2,456 (+5.0%) | US$2,612 (+6.4%) | +2.42% |
| 65 | US$3,025 | US$3,025 | US$3,025 | US$3,101 (+2.5%) | US$3,256 (+5.0%) | US$3,462 (+6.3%) | +2.42% |
| 70 | — | — | — | — | — | US$4,801 | — |
| 75 | US$5,379 | US$5,379 | US$5,379 | US$5,514 (+2.5%) | US$5,790 (+5.0%) | US$6,156 (+6.3%) | +2.42% |
| 80 | — | — | — | — | — | US$7,495 | — |
| 85 | US$7,853 | US$7,853 | US$7,853 | US$8,050 (+2.5%) | US$8,452 (+5.0%) | US$8,986 (+6.3%) | +2.42% |
| 90 | — | — | — | — | — | US$10,560 | — |
| 95 | US$10,578 | US$10,578 | US$10,578 | US$10,843 (+2.5%) | US$11,385 (+5.0%) | US$12,103 (+6.3%) | +2.42% |
| 99 | US$11,966 | US$11,966 | US$11,966 | US$12,265 (+2.5%) | US$12,878 (+5.0%) | US$13,691 (+6.3%) | +2.42% |
| All ages average | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.1% | — |
0 y/oUS$564
5 y/oUS$547
10 y/oUS$499
15 y/oUS$471
20 y/oUS$444
25 y/oUS$541
30 y/oUS$671
35 y/oUS$734
40 y/oUS$799
45 y/oUS$991
50 y/oUS$1,342
55 y/oUS$1,673
60 y/oUS$2,282
65 y/oUS$3,025
70 y/o—
75 y/oUS$5,379
80 y/o—
85 y/oUS$7,853
90 y/o—
95 y/oUS$10,578
99 y/oUS$11,966
0.0%
All-ages avg
0 y/oUS$564
5 y/oUS$547
10 y/oUS$499
15 y/oUS$471
20 y/oUS$444
25 y/oUS$541
30 y/oUS$671
35 y/oUS$734
40 y/oUS$799
45 y/oUS$991
50 y/oUS$1,342
55 y/oUS$1,673
60 y/oUS$2,282
65 y/oUS$3,025
70 y/o—
75 y/oUS$5,379
80 y/o—
85 y/oUS$7,853
90 y/o—
95 y/oUS$10,578
99 y/oUS$11,966
0.0%
All-ages avg
0 y/oUS$564
5 y/oUS$547
10 y/oUS$499
15 y/oUS$471
20 y/oUS$444
25 y/oUS$541
30 y/oUS$671
35 y/oUS$734
40 y/oUS$799
45 y/oUS$991
50 y/oUS$1,342
55 y/oUS$1,673
60 y/oUS$2,282
65 y/oUS$3,025
70 y/o—
75 y/oUS$5,379
80 y/o—
85 y/oUS$7,853
90 y/o—
95 y/oUS$10,578
99 y/oUS$11,966
+2.5%
All-ages avg
0 y/oUS$578 (+2.5%)
5 y/oUS$561 (+2.6%)
10 y/oUS$511 (+2.4%)
15 y/oUS$483 (+2.5%)
20 y/oUS$455 (+2.5%)
25 y/oUS$554 (+2.4%)
30 y/oUS$688 (+2.5%)
35 y/oUS$752 (+2.5%)
40 y/oUS$819 (+2.5%)
45 y/oUS$1,016 (+2.5%)
50 y/oUS$1,375 (+2.5%)
55 y/oUS$1,714 (+2.5%)
60 y/oUS$2,339 (+2.5%)
65 y/oUS$3,101 (+2.5%)
70 y/o—
75 y/oUS$5,514 (+2.5%)
80 y/o—
85 y/oUS$8,050 (+2.5%)
90 y/o—
95 y/oUS$10,843 (+2.5%)
99 y/oUS$12,265 (+2.5%)
+5.0%
All-ages avg
0 y/oUS$607 (+5.0%)
5 y/oUS$589 (+5.0%)
10 y/oUS$537 (+5.1%)
15 y/oUS$507 (+5.0%)
20 y/oUS$478 (+5.1%)
25 y/oUS$582 (+5.1%)
30 y/oUS$723 (+5.1%)
35 y/oUS$790 (+5.1%)
40 y/oUS$860 (+5.0%)
45 y/oUS$1,067 (+5.0%)
50 y/oUS$1,444 (+5.0%)
55 y/oUS$1,800 (+5.0%)
60 y/oUS$2,456 (+5.0%)
65 y/oUS$3,256 (+5.0%)
70 y/o—
75 y/oUS$5,790 (+5.0%)
80 y/o—
85 y/oUS$8,452 (+5.0%)
90 y/o—
95 y/oUS$11,385 (+5.0%)
99 y/oUS$12,878 (+5.0%)
+6.1%
All-ages avg
0 y/oUS$643 (+5.9%)
5 y/oUS$625 (+6.1%)
10 y/oUS$569 (+6.0%)
15 y/oUS$538 (+6.1%)
20 y/oUS$507 (+6.1%)
25 y/oUS$617 (+6.0%)
30 y/oUS$766 (+5.9%)
35 y/oUS$837 (+5.9%)
40 y/oUS$911 (+5.9%)
45 y/oUS$1,130 (+5.9%)
50 y/oUS$1,536 (+6.4%)
55 y/oUS$1,915 (+6.4%)
60 y/oUS$2,612 (+6.4%)
65 y/oUS$3,462 (+6.3%)
70 y/oUS$4,801
75 y/oUS$6,156 (+6.3%)
80 y/oUS$7,495
85 y/oUS$8,986 (+6.3%)
90 y/oUS$10,560
95 y/oUS$12,103 (+6.3%)
99 y/oUS$13,691 (+6.3%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.35%
5 y/o+2.39%
10 y/o+2.36%
15 y/o+2.39%
20 y/o+2.38%
25 y/o+2.36%
30 y/o+2.38%
35 y/o+2.36%
40 y/o+2.35%
45 y/o+2.36%
50 y/o+2.42%
55 y/o+2.43%
60 y/o+2.42%
65 y/o+2.42%
70 y/o—
75 y/o+2.42%
80 y/o—
85 y/o+2.42%
90 y/o—
95 y/o+2.42%
99 y/o+2.42%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27