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PRUHealth FlexiChoice Medical Plan - Semi-private Room (USD)
保誠靈活自主醫保計劃 - 半私家病房 (美元)
Prudential Hong Kong Limited · F00013-05-000 · 9 versions · Flexi plan · Avg. annual increase +2.85%
HKD
Male
| Age | F00013-02-000-01 2019-04-01 | F00013-02-000-02 2020-03-03 | F00013-02-000-02 2020-05-25 | F00013-02-000-03 2021-01-05 | F00013-02-000-04 2022-01-01 | F00013-02-000-04 2022-10-03 | F00013-02-000-05 2023-07-01 | F00013-02-000-06 2024-10-01 | F00013-02-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,998 | HK$7,998 | HK$7,998 | HK$7,998 | HK$7,998 | HK$7,998 | HK$8,598 (+7.5%) | HK$9,200 (+7.0%) | HK$9,759 (+6.1%) | +2.86% |
| 5 | HK$5,602 | HK$5,602 | HK$5,602 | HK$5,602 | HK$5,602 | HK$5,602 | HK$6,022 (+7.5%) | HK$6,444 (+7.0%) | HK$6,838 (+6.1%) | +2.86% |
| 10 | HK$4,173 | HK$4,173 | HK$4,173 | HK$4,173 | HK$4,173 | HK$4,173 | HK$4,486 (+7.5%) | HK$4,800 (+7.0%) | HK$5,096 (+6.2%) | +2.87% |
| 15 | HK$4,270 | HK$4,270 | HK$4,270 | HK$4,270 | HK$4,270 | HK$4,270 | HK$4,591 (+7.5%) | HK$4,912 (+7.0%) | HK$5,214 (+6.1%) | +2.87% |
| 20 | HK$4,827 | HK$4,827 | HK$4,827 | HK$4,827 | HK$4,827 | HK$4,827 | HK$5,189 (+7.5%) | HK$5,552 (+7.0%) | HK$5,892 (+6.1%) | +2.86% |
| 25 | HK$5,133 | HK$5,133 | HK$5,133 | HK$5,133 | HK$5,133 | HK$5,133 | HK$5,518 (+7.5%) | HK$5,904 (+7.0%) | HK$6,266 (+6.1%) | +2.86% |
| 30 | HK$5,540 | HK$5,540 | HK$5,540 | HK$5,540 | HK$5,540 | HK$5,540 | HK$5,955 (+7.5%) | HK$6,372 (+7.0%) | HK$6,762 (+6.1%) | +2.86% |
| 35 | HK$6,343 | HK$6,343 | HK$6,343 | HK$6,343 | HK$6,343 | HK$6,343 | HK$6,818 (+7.5%) | HK$7,296 (+7.0%) | HK$7,741 (+6.1%) | +2.86% |
| 40 | HK$7,415 | HK$7,415 | HK$7,415 | HK$7,415 | HK$7,415 | HK$7,415 | HK$7,971 (+7.5%) | HK$8,529 (+7.0%) | HK$9,048 (+6.1%) | +2.86% |
| 45 | HK$9,417 | HK$9,417 | HK$9,417 | HK$9,417 | HK$9,417 | HK$9,417 | HK$10,123 (+7.5%) | HK$10,832 (+7.0%) | HK$11,489 (+6.1%) | +2.86% |
| 50 | HK$11,971 | HK$11,971 | HK$11,971 | HK$11,971 | HK$11,971 | HK$11,971 | HK$12,869 (+7.5%) | HK$13,770 (+7.0%) | HK$14,603 (+6.0%) | +2.85% |
| 55 | HK$15,272 | HK$15,272 | HK$15,272 | HK$15,272 | HK$15,272 | HK$15,272 | HK$16,418 (+7.5%) | HK$17,567 (+7.0%) | HK$18,628 (+6.0%) | +2.85% |
| 60 | HK$20,172 | HK$20,172 | HK$20,172 | HK$20,172 | HK$20,172 | HK$20,172 | HK$21,685 (+7.5%) | HK$23,203 (+7.0%) | HK$24,602 (+6.0%) | +2.85% |
| 65 | HK$29,723 | HK$29,723 | HK$29,723 | HK$29,723 | HK$29,723 | HK$29,723 | HK$31,952 (+7.5%) | HK$34,189 (+7.0%) | HK$36,247 (+6.0%) | +2.85% |
| 70 | HK$38,446 | HK$38,446 | HK$38,446 | HK$38,446 | HK$38,446 | HK$38,446 | HK$41,329 (+7.5%) | HK$44,222 (+7.0%) | HK$46,883 (+6.0%) | +2.85% |
| 75 | HK$47,100 | HK$47,100 | HK$47,100 | HK$47,100 | HK$47,100 | HK$47,100 | HK$50,633 (+7.5%) | HK$54,177 (+7.0%) | HK$57,435 (+6.0%) | +2.85% |
| 80 | HK$55,369 | HK$55,369 | HK$55,369 | HK$55,369 | HK$55,369 | HK$55,369 | HK$59,522 (+7.5%) | HK$63,688 (+7.0%) | HK$67,517 (+6.0%) | +2.85% |
| 85 | HK$60,959 | HK$60,959 | HK$60,959 | HK$60,959 | HK$60,959 | HK$60,959 | HK$65,531 (+7.5%) | HK$70,119 (+7.0%) | HK$74,333 (+6.0%) | +2.85% |
| 90 | HK$65,347 | HK$65,347 | HK$65,347 | HK$65,347 | HK$65,347 | HK$65,347 | HK$70,248 (+7.5%) | HK$75,165 (+7.0%) | HK$79,682 (+6.0%) | +2.85% |
| 95 | HK$67,183 | HK$67,183 | HK$67,183 | HK$67,183 | HK$67,183 | HK$67,183 | HK$72,222 (+7.5%) | HK$77,278 (+7.0%) | HK$81,922 (+6.0%) | +2.85% |
| 99 | HK$68,202 | HK$68,202 | HK$68,202 | HK$68,202 | HK$68,202 | HK$68,202 | HK$73,317 (+7.5%) | HK$78,449 (+7.0%) | HK$83,164 (+6.0%) | +2.85% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
0.0%
All-ages avg
0 y/oHK$7,998
5 y/oHK$5,602
10 y/oHK$4,173
15 y/oHK$4,270
20 y/oHK$4,827
25 y/oHK$5,133
30 y/oHK$5,540
35 y/oHK$6,343
40 y/oHK$7,415
45 y/oHK$9,417
50 y/oHK$11,971
55 y/oHK$15,272
60 y/oHK$20,172
65 y/oHK$29,723
70 y/oHK$38,446
75 y/oHK$47,100
80 y/oHK$55,369
85 y/oHK$60,959
90 y/oHK$65,347
95 y/oHK$67,183
99 y/oHK$68,202
+7.5%
All-ages avg
0 y/oHK$8,598 (+7.5%)
5 y/oHK$6,022 (+7.5%)
10 y/oHK$4,486 (+7.5%)
15 y/oHK$4,591 (+7.5%)
20 y/oHK$5,189 (+7.5%)
25 y/oHK$5,518 (+7.5%)
30 y/oHK$5,955 (+7.5%)
35 y/oHK$6,818 (+7.5%)
40 y/oHK$7,971 (+7.5%)
45 y/oHK$10,123 (+7.5%)
50 y/oHK$12,869 (+7.5%)
55 y/oHK$16,418 (+7.5%)
60 y/oHK$21,685 (+7.5%)
65 y/oHK$31,952 (+7.5%)
70 y/oHK$41,329 (+7.5%)
75 y/oHK$50,633 (+7.5%)
80 y/oHK$59,522 (+7.5%)
85 y/oHK$65,531 (+7.5%)
90 y/oHK$70,248 (+7.5%)
95 y/oHK$72,222 (+7.5%)
99 y/oHK$73,317 (+7.5%)
+7.0%
All-ages avg
0 y/oHK$9,200 (+7.0%)
5 y/oHK$6,444 (+7.0%)
10 y/oHK$4,800 (+7.0%)
15 y/oHK$4,912 (+7.0%)
20 y/oHK$5,552 (+7.0%)
25 y/oHK$5,904 (+7.0%)
30 y/oHK$6,372 (+7.0%)
35 y/oHK$7,296 (+7.0%)
40 y/oHK$8,529 (+7.0%)
45 y/oHK$10,832 (+7.0%)
50 y/oHK$13,770 (+7.0%)
55 y/oHK$17,567 (+7.0%)
60 y/oHK$23,203 (+7.0%)
65 y/oHK$34,189 (+7.0%)
70 y/oHK$44,222 (+7.0%)
75 y/oHK$54,177 (+7.0%)
80 y/oHK$63,688 (+7.0%)
85 y/oHK$70,119 (+7.0%)
90 y/oHK$75,165 (+7.0%)
95 y/oHK$77,278 (+7.0%)
99 y/oHK$78,449 (+7.0%)
+6.1%
All-ages avg
0 y/oHK$9,759 (+6.1%)
5 y/oHK$6,838 (+6.1%)
10 y/oHK$5,096 (+6.2%)
15 y/oHK$5,214 (+6.1%)
20 y/oHK$5,892 (+6.1%)
25 y/oHK$6,266 (+6.1%)
30 y/oHK$6,762 (+6.1%)
35 y/oHK$7,741 (+6.1%)
40 y/oHK$9,048 (+6.1%)
45 y/oHK$11,489 (+6.1%)
50 y/oHK$14,603 (+6.0%)
55 y/oHK$18,628 (+6.0%)
60 y/oHK$24,602 (+6.0%)
65 y/oHK$36,247 (+6.0%)
70 y/oHK$46,883 (+6.0%)
75 y/oHK$57,435 (+6.0%)
80 y/oHK$67,517 (+6.0%)
85 y/oHK$74,333 (+6.0%)
90 y/oHK$79,682 (+6.0%)
95 y/oHK$81,922 (+6.0%)
99 y/oHK$83,164 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.86%
5 y/o+2.86%
10 y/o+2.87%
15 y/o+2.87%
20 y/o+2.86%
25 y/o+2.86%
30 y/o+2.86%
35 y/o+2.86%
40 y/o+2.86%
45 y/o+2.86%
50 y/o+2.85%
55 y/o+2.85%
60 y/o+2.85%
65 y/o+2.85%
70 y/o+2.85%
75 y/o+2.85%
80 y/o+2.85%
85 y/o+2.85%
90 y/o+2.85%
95 y/o+2.85%
99 y/o+2.85%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-02-000-01 2019-04-01 | F00013-02-000-02 2020-03-03 | F00013-02-000-02 2020-05-25 | F00013-02-000-03 2021-01-05 | F00013-02-000-04 2022-01-01 | F00013-02-000-04 2022-10-03 | F00013-02-000-05 2023-07-01 | F00013-02-000-06 2024-10-01 | F00013-02-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,052 | HK$7,052 | HK$7,052 | HK$7,052 | HK$7,052 | HK$7,052 | HK$7,581 (+7.5%) | HK$8,112 (+7.0%) | HK$8,606 (+6.1%) | +2.86% |
| 5 | HK$4,855 | HK$4,855 | HK$4,855 | HK$4,855 | HK$4,855 | HK$4,855 | HK$5,219 (+7.5%) | HK$5,584 (+7.0%) | HK$5,927 (+6.1%) | +2.86% |
| 10 | HK$3,647 | HK$3,647 | HK$3,647 | HK$3,647 | HK$3,647 | HK$3,647 | HK$3,921 (+7.5%) | HK$4,195 (+7.0%) | HK$4,454 (+6.2%) | +2.87% |
| 15 | HK$3,782 | HK$3,782 | HK$3,782 | HK$3,782 | HK$3,782 | HK$3,782 | HK$4,066 (+7.5%) | HK$4,350 (+7.0%) | HK$4,618 (+6.2%) | +2.87% |
| 20 | HK$4,660 | HK$4,660 | HK$4,660 | HK$4,660 | HK$4,660 | HK$4,660 | HK$5,009 (+7.5%) | HK$5,360 (+7.0%) | HK$5,689 (+6.1%) | +2.86% |
| 25 | HK$5,850 | HK$5,850 | HK$5,850 | HK$5,850 | HK$5,850 | HK$5,850 | HK$6,289 (+7.5%) | HK$6,729 (+7.0%) | HK$7,140 (+6.1%) | +2.86% |
| 30 | HK$7,247 | HK$7,247 | HK$7,247 | HK$7,247 | HK$7,247 | HK$7,247 | HK$7,790 (+7.5%) | HK$8,336 (+7.0%) | HK$8,843 (+6.1%) | +2.86% |
| 35 | HK$8,510 | HK$8,510 | HK$8,510 | HK$8,510 | HK$8,510 | HK$8,510 | HK$9,149 (+7.5%) | HK$9,789 (+7.0%) | HK$10,384 (+6.1%) | +2.86% |
| 40 | HK$10,061 | HK$10,061 | HK$10,061 | HK$10,061 | HK$10,061 | HK$10,061 | HK$10,816 (+7.5%) | HK$11,573 (+7.0%) | HK$12,274 (+6.1%) | +2.85% |
| 45 | HK$12,215 | HK$12,215 | HK$12,215 | HK$12,215 | HK$12,215 | HK$12,215 | HK$13,131 (+7.5%) | HK$14,051 (+7.0%) | HK$14,901 (+6.0%) | +2.85% |
| 50 | HK$14,652 | HK$14,652 | HK$14,652 | HK$14,652 | HK$14,652 | HK$14,652 | HK$15,751 (+7.5%) | HK$16,854 (+7.0%) | HK$17,872 (+6.0%) | +2.85% |
| 55 | HK$16,745 | HK$16,745 | HK$16,745 | HK$16,745 | HK$16,745 | HK$16,745 | HK$18,001 (+7.5%) | HK$19,261 (+7.0%) | HK$20,424 (+6.0%) | +2.85% |
| 60 | HK$19,894 | HK$19,894 | HK$19,894 | HK$19,894 | HK$19,894 | HK$19,894 | HK$21,386 (+7.5%) | HK$22,883 (+7.0%) | HK$24,263 (+6.0%) | +2.85% |
| 65 | HK$27,174 | HK$27,174 | HK$27,174 | HK$27,174 | HK$27,174 | HK$27,174 | HK$29,212 (+7.5%) | HK$31,257 (+7.0%) | HK$33,140 (+6.0%) | +2.85% |
| 70 | HK$34,550 | HK$34,550 | HK$34,550 | HK$34,550 | HK$34,550 | HK$34,550 | HK$37,141 (+7.5%) | HK$39,741 (+7.0%) | HK$42,132 (+6.0%) | +2.85% |
| 75 | HK$42,300 | HK$42,300 | HK$42,300 | HK$42,300 | HK$42,300 | HK$42,300 | HK$45,472 (+7.5%) | HK$48,655 (+7.0%) | HK$51,582 (+6.0%) | +2.85% |
| 80 | HK$49,313 | HK$49,313 | HK$49,313 | HK$49,313 | HK$49,313 | HK$49,313 | HK$53,012 (+7.5%) | HK$56,722 (+7.0%) | HK$60,133 (+6.0%) | +2.85% |
| 85 | HK$53,945 | HK$53,945 | HK$53,945 | HK$53,945 | HK$53,945 | HK$53,945 | HK$57,991 (+7.5%) | HK$62,050 (+7.0%) | HK$65,780 (+6.0%) | +2.85% |
| 90 | HK$57,827 | HK$57,827 | HK$57,827 | HK$57,827 | HK$57,827 | HK$57,827 | HK$62,164 (+7.5%) | HK$66,516 (+7.0%) | HK$70,514 (+6.0%) | +2.85% |
| 95 | HK$59,160 | HK$59,160 | HK$59,160 | HK$59,160 | HK$59,160 | HK$59,160 | HK$63,597 (+7.5%) | HK$68,049 (+7.0%) | HK$72,139 (+6.0%) | +2.85% |
| 99 | HK$60,003 | HK$60,003 | HK$60,003 | HK$60,003 | HK$60,003 | HK$60,003 | HK$64,503 (+7.5%) | HK$69,018 (+7.0%) | HK$73,166 (+6.0%) | +2.85% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oHK$7,052
5 y/oHK$4,855
10 y/oHK$3,647
15 y/oHK$3,782
20 y/oHK$4,660
25 y/oHK$5,850
30 y/oHK$7,247
35 y/oHK$8,510
40 y/oHK$10,061
45 y/oHK$12,215
50 y/oHK$14,652
55 y/oHK$16,745
60 y/oHK$19,894
65 y/oHK$27,174
70 y/oHK$34,550
75 y/oHK$42,300
80 y/oHK$49,313
85 y/oHK$53,945
90 y/oHK$57,827
95 y/oHK$59,160
99 y/oHK$60,003
0.0%
All-ages avg
0 y/oHK$7,052
5 y/oHK$4,855
10 y/oHK$3,647
15 y/oHK$3,782
20 y/oHK$4,660
25 y/oHK$5,850
30 y/oHK$7,247
35 y/oHK$8,510
40 y/oHK$10,061
45 y/oHK$12,215
50 y/oHK$14,652
55 y/oHK$16,745
60 y/oHK$19,894
65 y/oHK$27,174
70 y/oHK$34,550
75 y/oHK$42,300
80 y/oHK$49,313
85 y/oHK$53,945
90 y/oHK$57,827
95 y/oHK$59,160
99 y/oHK$60,003
0.0%
All-ages avg
0 y/oHK$7,052
5 y/oHK$4,855
10 y/oHK$3,647
15 y/oHK$3,782
20 y/oHK$4,660
25 y/oHK$5,850
30 y/oHK$7,247
35 y/oHK$8,510
40 y/oHK$10,061
45 y/oHK$12,215
50 y/oHK$14,652
55 y/oHK$16,745
60 y/oHK$19,894
65 y/oHK$27,174
70 y/oHK$34,550
75 y/oHK$42,300
80 y/oHK$49,313
85 y/oHK$53,945
90 y/oHK$57,827
95 y/oHK$59,160
99 y/oHK$60,003
0.0%
All-ages avg
0 y/oHK$7,052
5 y/oHK$4,855
10 y/oHK$3,647
15 y/oHK$3,782
20 y/oHK$4,660
25 y/oHK$5,850
30 y/oHK$7,247
35 y/oHK$8,510
40 y/oHK$10,061
45 y/oHK$12,215
50 y/oHK$14,652
55 y/oHK$16,745
60 y/oHK$19,894
65 y/oHK$27,174
70 y/oHK$34,550
75 y/oHK$42,300
80 y/oHK$49,313
85 y/oHK$53,945
90 y/oHK$57,827
95 y/oHK$59,160
99 y/oHK$60,003
0.0%
All-ages avg
0 y/oHK$7,052
5 y/oHK$4,855
10 y/oHK$3,647
15 y/oHK$3,782
20 y/oHK$4,660
25 y/oHK$5,850
30 y/oHK$7,247
35 y/oHK$8,510
40 y/oHK$10,061
45 y/oHK$12,215
50 y/oHK$14,652
55 y/oHK$16,745
60 y/oHK$19,894
65 y/oHK$27,174
70 y/oHK$34,550
75 y/oHK$42,300
80 y/oHK$49,313
85 y/oHK$53,945
90 y/oHK$57,827
95 y/oHK$59,160
99 y/oHK$60,003
0.0%
All-ages avg
0 y/oHK$7,052
5 y/oHK$4,855
10 y/oHK$3,647
15 y/oHK$3,782
20 y/oHK$4,660
25 y/oHK$5,850
30 y/oHK$7,247
35 y/oHK$8,510
40 y/oHK$10,061
45 y/oHK$12,215
50 y/oHK$14,652
55 y/oHK$16,745
60 y/oHK$19,894
65 y/oHK$27,174
70 y/oHK$34,550
75 y/oHK$42,300
80 y/oHK$49,313
85 y/oHK$53,945
90 y/oHK$57,827
95 y/oHK$59,160
99 y/oHK$60,003
+7.5%
All-ages avg
0 y/oHK$7,581 (+7.5%)
5 y/oHK$5,219 (+7.5%)
10 y/oHK$3,921 (+7.5%)
15 y/oHK$4,066 (+7.5%)
20 y/oHK$5,009 (+7.5%)
25 y/oHK$6,289 (+7.5%)
30 y/oHK$7,790 (+7.5%)
35 y/oHK$9,149 (+7.5%)
40 y/oHK$10,816 (+7.5%)
45 y/oHK$13,131 (+7.5%)
50 y/oHK$15,751 (+7.5%)
55 y/oHK$18,001 (+7.5%)
60 y/oHK$21,386 (+7.5%)
65 y/oHK$29,212 (+7.5%)
70 y/oHK$37,141 (+7.5%)
75 y/oHK$45,472 (+7.5%)
80 y/oHK$53,012 (+7.5%)
85 y/oHK$57,991 (+7.5%)
90 y/oHK$62,164 (+7.5%)
95 y/oHK$63,597 (+7.5%)
99 y/oHK$64,503 (+7.5%)
+7.0%
All-ages avg
0 y/oHK$8,112 (+7.0%)
5 y/oHK$5,584 (+7.0%)
10 y/oHK$4,195 (+7.0%)
15 y/oHK$4,350 (+7.0%)
20 y/oHK$5,360 (+7.0%)
25 y/oHK$6,729 (+7.0%)
30 y/oHK$8,336 (+7.0%)
35 y/oHK$9,789 (+7.0%)
40 y/oHK$11,573 (+7.0%)
45 y/oHK$14,051 (+7.0%)
50 y/oHK$16,854 (+7.0%)
55 y/oHK$19,261 (+7.0%)
60 y/oHK$22,883 (+7.0%)
65 y/oHK$31,257 (+7.0%)
70 y/oHK$39,741 (+7.0%)
75 y/oHK$48,655 (+7.0%)
80 y/oHK$56,722 (+7.0%)
85 y/oHK$62,050 (+7.0%)
90 y/oHK$66,516 (+7.0%)
95 y/oHK$68,049 (+7.0%)
99 y/oHK$69,018 (+7.0%)
+6.1%
All-ages avg
0 y/oHK$8,606 (+6.1%)
5 y/oHK$5,927 (+6.1%)
10 y/oHK$4,454 (+6.2%)
15 y/oHK$4,618 (+6.2%)
20 y/oHK$5,689 (+6.1%)
25 y/oHK$7,140 (+6.1%)
30 y/oHK$8,843 (+6.1%)
35 y/oHK$10,384 (+6.1%)
40 y/oHK$12,274 (+6.1%)
45 y/oHK$14,901 (+6.0%)
50 y/oHK$17,872 (+6.0%)
55 y/oHK$20,424 (+6.0%)
60 y/oHK$24,263 (+6.0%)
65 y/oHK$33,140 (+6.0%)
70 y/oHK$42,132 (+6.0%)
75 y/oHK$51,582 (+6.0%)
80 y/oHK$60,133 (+6.0%)
85 y/oHK$65,780 (+6.0%)
90 y/oHK$70,514 (+6.0%)
95 y/oHK$72,139 (+6.0%)
99 y/oHK$73,166 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.86%
5 y/o+2.86%
10 y/o+2.87%
15 y/o+2.87%
20 y/o+2.86%
25 y/o+2.86%
30 y/o+2.86%
35 y/o+2.86%
40 y/o+2.85%
45 y/o+2.85%
50 y/o+2.85%
55 y/o+2.85%
60 y/o+2.85%
65 y/o+2.85%
70 y/o+2.85%
75 y/o+2.85%
80 y/o+2.85%
85 y/o+2.85%
90 y/o+2.85%
95 y/o+2.85%
99 y/o+2.85%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00013-05-000-01 2019-04-01 | F00013-05-000-02 2020-03-03 | F00013-05-000-02 2020-05-25 | F00013-05-000-03 2021-01-05 | F00013-05-000-04 2022-01-01 | F00013-05-000-04 2022-10-03 | F00013-05-000-05 2023-07-01 | F00013-05-000-06 2024-10-01 | F00013-05-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$1,032 | US$1,032 | US$1,032 | US$1,032 | US$1,032 | US$1,032 | US$1,109 (+7.5%) | US$1,187 (+7.0%) | US$1,259 (+6.1%) | +2.85% |
| 5 | US$723 | US$723 | US$723 | US$723 | US$723 | US$723 | US$777 (+7.5%) | US$831 (+6.9%) | US$882 (+6.1%) | +2.85% |
| 10 | US$538 | US$538 | US$538 | US$538 | US$538 | US$538 | US$579 (+7.6%) | US$619 (+6.9%) | US$658 (+6.3%) | +2.89% |
| 15 | US$551 | US$551 | US$551 | US$551 | US$551 | US$551 | US$592 (+7.4%) | US$634 (+7.1%) | US$673 (+6.2%) | +2.87% |
| 20 | US$623 | US$623 | US$623 | US$623 | US$623 | US$623 | US$670 (+7.5%) | US$716 (+6.9%) | US$760 (+6.1%) | +2.85% |
| 25 | US$662 | US$662 | US$662 | US$662 | US$662 | US$662 | US$712 (+7.6%) | US$762 (+7.0%) | US$808 (+6.0%) | +2.86% |
| 30 | US$715 | US$715 | US$715 | US$715 | US$715 | US$715 | US$768 (+7.4%) | US$822 (+7.0%) | US$872 (+6.1%) | +2.85% |
| 35 | US$818 | US$818 | US$818 | US$818 | US$818 | US$818 | US$880 (+7.6%) | US$941 (+6.9%) | US$999 (+6.2%) | +2.87% |
| 40 | US$957 | US$957 | US$957 | US$957 | US$957 | US$957 | US$1,028 (+7.4%) | US$1,100 (+7.0%) | US$1,167 (+6.1%) | +2.85% |
| 45 | US$1,215 | US$1,215 | US$1,215 | US$1,215 | US$1,215 | US$1,215 | US$1,306 (+7.5%) | US$1,398 (+7.0%) | US$1,482 (+6.0%) | +2.85% |
| 50 | US$1,545 | US$1,545 | US$1,545 | US$1,545 | US$1,545 | US$1,545 | US$1,661 (+7.5%) | US$1,777 (+7.0%) | US$1,884 (+6.0%) | +2.85% |
| 55 | US$1,971 | US$1,971 | US$1,971 | US$1,971 | US$1,971 | US$1,971 | US$2,118 (+7.5%) | US$2,267 (+7.0%) | US$2,404 (+6.0%) | +2.85% |
| 60 | US$2,603 | US$2,603 | US$2,603 | US$2,603 | US$2,603 | US$2,603 | US$2,798 (+7.5%) | US$2,994 (+7.0%) | US$3,174 (+6.0%) | +2.85% |
| 65 | US$3,835 | US$3,835 | US$3,835 | US$3,835 | US$3,835 | US$3,835 | US$4,123 (+7.5%) | US$4,411 (+7.0%) | US$4,677 (+6.0%) | +2.85% |
| 70 | US$4,961 | US$4,961 | US$4,961 | US$4,961 | US$4,961 | US$4,961 | US$5,333 (+7.5%) | US$5,706 (+7.0%) | US$6,049 (+6.0%) | +2.85% |
| 75 | US$6,077 | US$6,077 | US$6,077 | US$6,077 | US$6,077 | US$6,077 | US$6,533 (+7.5%) | US$6,991 (+7.0%) | US$7,411 (+6.0%) | +2.85% |
| 80 | US$7,144 | US$7,144 | US$7,144 | US$7,144 | US$7,144 | US$7,144 | US$7,680 (+7.5%) | US$8,218 (+7.0%) | US$8,712 (+6.0%) | +2.85% |
| 85 | US$7,866 | US$7,866 | US$7,866 | US$7,866 | US$7,866 | US$7,866 | US$8,456 (+7.5%) | US$9,048 (+7.0%) | US$9,591 (+6.0%) | +2.85% |
| 90 | US$8,432 | US$8,432 | US$8,432 | US$8,432 | US$8,432 | US$8,432 | US$9,064 (+7.5%) | US$9,699 (+7.0%) | US$10,282 (+6.0%) | +2.85% |
| 95 | US$8,669 | US$8,669 | US$8,669 | US$8,669 | US$8,669 | US$8,669 | US$9,319 (+7.5%) | US$9,971 (+7.0%) | US$10,571 (+6.0%) | +2.85% |
| 99 | US$8,800 | US$8,800 | US$8,800 | US$8,800 | US$8,800 | US$8,800 | US$9,460 (+7.5%) | US$10,122 (+7.0%) | US$10,731 (+6.0%) | +2.85% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oUS$1,032
5 y/oUS$723
10 y/oUS$538
15 y/oUS$551
20 y/oUS$623
25 y/oUS$662
30 y/oUS$715
35 y/oUS$818
40 y/oUS$957
45 y/oUS$1,215
50 y/oUS$1,545
55 y/oUS$1,971
60 y/oUS$2,603
65 y/oUS$3,835
70 y/oUS$4,961
75 y/oUS$6,077
80 y/oUS$7,144
85 y/oUS$7,866
90 y/oUS$8,432
95 y/oUS$8,669
99 y/oUS$8,800
0.0%
All-ages avg
0 y/oUS$1,032
5 y/oUS$723
10 y/oUS$538
15 y/oUS$551
20 y/oUS$623
25 y/oUS$662
30 y/oUS$715
35 y/oUS$818
40 y/oUS$957
45 y/oUS$1,215
50 y/oUS$1,545
55 y/oUS$1,971
60 y/oUS$2,603
65 y/oUS$3,835
70 y/oUS$4,961
75 y/oUS$6,077
80 y/oUS$7,144
85 y/oUS$7,866
90 y/oUS$8,432
95 y/oUS$8,669
99 y/oUS$8,800
0.0%
All-ages avg
0 y/oUS$1,032
5 y/oUS$723
10 y/oUS$538
15 y/oUS$551
20 y/oUS$623
25 y/oUS$662
30 y/oUS$715
35 y/oUS$818
40 y/oUS$957
45 y/oUS$1,215
50 y/oUS$1,545
55 y/oUS$1,971
60 y/oUS$2,603
65 y/oUS$3,835
70 y/oUS$4,961
75 y/oUS$6,077
80 y/oUS$7,144
85 y/oUS$7,866
90 y/oUS$8,432
95 y/oUS$8,669
99 y/oUS$8,800
0.0%
All-ages avg
0 y/oUS$1,032
5 y/oUS$723
10 y/oUS$538
15 y/oUS$551
20 y/oUS$623
25 y/oUS$662
30 y/oUS$715
35 y/oUS$818
40 y/oUS$957
45 y/oUS$1,215
50 y/oUS$1,545
55 y/oUS$1,971
60 y/oUS$2,603
65 y/oUS$3,835
70 y/oUS$4,961
75 y/oUS$6,077
80 y/oUS$7,144
85 y/oUS$7,866
90 y/oUS$8,432
95 y/oUS$8,669
99 y/oUS$8,800
0.0%
All-ages avg
0 y/oUS$1,032
5 y/oUS$723
10 y/oUS$538
15 y/oUS$551
20 y/oUS$623
25 y/oUS$662
30 y/oUS$715
35 y/oUS$818
40 y/oUS$957
45 y/oUS$1,215
50 y/oUS$1,545
55 y/oUS$1,971
60 y/oUS$2,603
65 y/oUS$3,835
70 y/oUS$4,961
75 y/oUS$6,077
80 y/oUS$7,144
85 y/oUS$7,866
90 y/oUS$8,432
95 y/oUS$8,669
99 y/oUS$8,800
0.0%
All-ages avg
0 y/oUS$1,032
5 y/oUS$723
10 y/oUS$538
15 y/oUS$551
20 y/oUS$623
25 y/oUS$662
30 y/oUS$715
35 y/oUS$818
40 y/oUS$957
45 y/oUS$1,215
50 y/oUS$1,545
55 y/oUS$1,971
60 y/oUS$2,603
65 y/oUS$3,835
70 y/oUS$4,961
75 y/oUS$6,077
80 y/oUS$7,144
85 y/oUS$7,866
90 y/oUS$8,432
95 y/oUS$8,669
99 y/oUS$8,800
+7.5%
All-ages avg
0 y/oUS$1,109 (+7.5%)
5 y/oUS$777 (+7.5%)
10 y/oUS$579 (+7.6%)
15 y/oUS$592 (+7.4%)
20 y/oUS$670 (+7.5%)
25 y/oUS$712 (+7.6%)
30 y/oUS$768 (+7.4%)
35 y/oUS$880 (+7.6%)
40 y/oUS$1,028 (+7.4%)
45 y/oUS$1,306 (+7.5%)
50 y/oUS$1,661 (+7.5%)
55 y/oUS$2,118 (+7.5%)
60 y/oUS$2,798 (+7.5%)
65 y/oUS$4,123 (+7.5%)
70 y/oUS$5,333 (+7.5%)
75 y/oUS$6,533 (+7.5%)
80 y/oUS$7,680 (+7.5%)
85 y/oUS$8,456 (+7.5%)
90 y/oUS$9,064 (+7.5%)
95 y/oUS$9,319 (+7.5%)
99 y/oUS$9,460 (+7.5%)
+7.0%
All-ages avg
0 y/oUS$1,187 (+7.0%)
5 y/oUS$831 (+6.9%)
10 y/oUS$619 (+6.9%)
15 y/oUS$634 (+7.1%)
20 y/oUS$716 (+6.9%)
25 y/oUS$762 (+7.0%)
30 y/oUS$822 (+7.0%)
35 y/oUS$941 (+6.9%)
40 y/oUS$1,100 (+7.0%)
45 y/oUS$1,398 (+7.0%)
50 y/oUS$1,777 (+7.0%)
55 y/oUS$2,267 (+7.0%)
60 y/oUS$2,994 (+7.0%)
65 y/oUS$4,411 (+7.0%)
70 y/oUS$5,706 (+7.0%)
75 y/oUS$6,991 (+7.0%)
80 y/oUS$8,218 (+7.0%)
85 y/oUS$9,048 (+7.0%)
90 y/oUS$9,699 (+7.0%)
95 y/oUS$9,971 (+7.0%)
99 y/oUS$10,122 (+7.0%)
+6.1%
All-ages avg
0 y/oUS$1,259 (+6.1%)
5 y/oUS$882 (+6.1%)
10 y/oUS$658 (+6.3%)
15 y/oUS$673 (+6.2%)
20 y/oUS$760 (+6.1%)
25 y/oUS$808 (+6.0%)
30 y/oUS$872 (+6.1%)
35 y/oUS$999 (+6.2%)
40 y/oUS$1,167 (+6.1%)
45 y/oUS$1,482 (+6.0%)
50 y/oUS$1,884 (+6.0%)
55 y/oUS$2,404 (+6.0%)
60 y/oUS$3,174 (+6.0%)
65 y/oUS$4,677 (+6.0%)
70 y/oUS$6,049 (+6.0%)
75 y/oUS$7,411 (+6.0%)
80 y/oUS$8,712 (+6.0%)
85 y/oUS$9,591 (+6.0%)
90 y/oUS$10,282 (+6.0%)
95 y/oUS$10,571 (+6.0%)
99 y/oUS$10,731 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.85%
5 y/o+2.85%
10 y/o+2.89%
15 y/o+2.87%
20 y/o+2.85%
25 y/o+2.86%
30 y/o+2.85%
35 y/o+2.87%
40 y/o+2.85%
45 y/o+2.85%
50 y/o+2.85%
55 y/o+2.85%
60 y/o+2.85%
65 y/o+2.85%
70 y/o+2.85%
75 y/o+2.85%
80 y/o+2.85%
85 y/o+2.85%
90 y/o+2.85%
95 y/o+2.85%
99 y/o+2.85%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-05-000-01 2019-04-01 | F00013-05-000-02 2020-03-03 | F00013-05-000-02 2020-05-25 | F00013-05-000-03 2021-01-05 | F00013-05-000-04 2022-01-01 | F00013-05-000-04 2022-10-03 | F00013-05-000-05 2023-07-01 | F00013-05-000-06 2024-10-01 | F00013-05-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$910 | US$910 | US$910 | US$910 | US$910 | US$910 | US$978 (+7.5%) | US$1,047 (+7.1%) | US$1,110 (+6.0%) | +2.85% |
| 5 | US$626 | US$626 | US$626 | US$626 | US$626 | US$626 | US$673 (+7.5%) | US$721 (+7.1%) | US$765 (+6.1%) | +2.88% |
| 10 | US$471 | US$471 | US$471 | US$471 | US$471 | US$471 | US$506 (+7.4%) | US$541 (+6.9%) | US$575 (+6.3%) | +2.86% |
| 15 | US$488 | US$488 | US$488 | US$488 | US$488 | US$488 | US$525 (+7.6%) | US$561 (+6.9%) | US$596 (+6.2%) | +2.87% |
| 20 | US$601 | US$601 | US$601 | US$601 | US$601 | US$601 | US$646 (+7.5%) | US$692 (+7.1%) | US$734 (+6.1%) | +2.87% |
| 25 | US$755 | US$755 | US$755 | US$755 | US$755 | US$755 | US$811 (+7.4%) | US$868 (+7.0%) | US$921 (+6.1%) | +2.85% |
| 30 | US$935 | US$935 | US$935 | US$935 | US$935 | US$935 | US$1,005 (+7.5%) | US$1,076 (+7.1%) | US$1,141 (+6.0%) | +2.86% |
| 35 | US$1,098 | US$1,098 | US$1,098 | US$1,098 | US$1,098 | US$1,098 | US$1,180 (+7.5%) | US$1,263 (+7.0%) | US$1,340 (+6.1%) | +2.86% |
| 40 | US$1,298 | US$1,298 | US$1,298 | US$1,298 | US$1,298 | US$1,298 | US$1,396 (+7.6%) | US$1,493 (+6.9%) | US$1,584 (+6.1%) | +2.86% |
| 45 | US$1,576 | US$1,576 | US$1,576 | US$1,576 | US$1,576 | US$1,576 | US$1,694 (+7.5%) | US$1,813 (+7.0%) | US$1,923 (+6.1%) | +2.86% |
| 50 | US$1,891 | US$1,891 | US$1,891 | US$1,891 | US$1,891 | US$1,891 | US$2,032 (+7.5%) | US$2,175 (+7.0%) | US$2,306 (+6.0%) | +2.85% |
| 55 | US$2,161 | US$2,161 | US$2,161 | US$2,161 | US$2,161 | US$2,161 | US$2,323 (+7.5%) | US$2,485 (+7.0%) | US$2,635 (+6.0%) | +2.85% |
| 60 | US$2,567 | US$2,567 | US$2,567 | US$2,567 | US$2,567 | US$2,567 | US$2,759 (+7.5%) | US$2,953 (+7.0%) | US$3,131 (+6.0%) | +2.85% |
| 65 | US$3,506 | US$3,506 | US$3,506 | US$3,506 | US$3,506 | US$3,506 | US$3,769 (+7.5%) | US$4,033 (+7.0%) | US$4,276 (+6.0%) | +2.85% |
| 70 | US$4,458 | US$4,458 | US$4,458 | US$4,458 | US$4,458 | US$4,458 | US$4,792 (+7.5%) | US$5,128 (+7.0%) | US$5,436 (+6.0%) | +2.85% |
| 75 | US$5,458 | US$5,458 | US$5,458 | US$5,458 | US$5,458 | US$5,458 | US$5,867 (+7.5%) | US$6,278 (+7.0%) | US$6,656 (+6.0%) | +2.85% |
| 80 | US$6,363 | US$6,363 | US$6,363 | US$6,363 | US$6,363 | US$6,363 | US$6,840 (+7.5%) | US$7,319 (+7.0%) | US$7,759 (+6.0%) | +2.85% |
| 85 | US$6,961 | US$6,961 | US$6,961 | US$6,961 | US$6,961 | US$6,961 | US$7,483 (+7.5%) | US$8,006 (+7.0%) | US$8,488 (+6.0%) | +2.85% |
| 90 | US$7,462 | US$7,462 | US$7,462 | US$7,462 | US$7,462 | US$7,462 | US$8,021 (+7.5%) | US$8,583 (+7.0%) | US$9,099 (+6.0%) | +2.85% |
| 95 | US$7,634 | US$7,634 | US$7,634 | US$7,634 | US$7,634 | US$7,634 | US$8,206 (+7.5%) | US$8,781 (+7.0%) | US$9,308 (+6.0%) | +2.85% |
| 99 | US$7,742 | US$7,742 | US$7,742 | US$7,742 | US$7,742 | US$7,742 | US$8,323 (+7.5%) | US$8,906 (+7.0%) | US$9,441 (+6.0%) | +2.85% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oUS$910
5 y/oUS$626
10 y/oUS$471
15 y/oUS$488
20 y/oUS$601
25 y/oUS$755
30 y/oUS$935
35 y/oUS$1,098
40 y/oUS$1,298
45 y/oUS$1,576
50 y/oUS$1,891
55 y/oUS$2,161
60 y/oUS$2,567
65 y/oUS$3,506
70 y/oUS$4,458
75 y/oUS$5,458
80 y/oUS$6,363
85 y/oUS$6,961
90 y/oUS$7,462
95 y/oUS$7,634
99 y/oUS$7,742
0.0%
All-ages avg
0 y/oUS$910
5 y/oUS$626
10 y/oUS$471
15 y/oUS$488
20 y/oUS$601
25 y/oUS$755
30 y/oUS$935
35 y/oUS$1,098
40 y/oUS$1,298
45 y/oUS$1,576
50 y/oUS$1,891
55 y/oUS$2,161
60 y/oUS$2,567
65 y/oUS$3,506
70 y/oUS$4,458
75 y/oUS$5,458
80 y/oUS$6,363
85 y/oUS$6,961
90 y/oUS$7,462
95 y/oUS$7,634
99 y/oUS$7,742
0.0%
All-ages avg
0 y/oUS$910
5 y/oUS$626
10 y/oUS$471
15 y/oUS$488
20 y/oUS$601
25 y/oUS$755
30 y/oUS$935
35 y/oUS$1,098
40 y/oUS$1,298
45 y/oUS$1,576
50 y/oUS$1,891
55 y/oUS$2,161
60 y/oUS$2,567
65 y/oUS$3,506
70 y/oUS$4,458
75 y/oUS$5,458
80 y/oUS$6,363
85 y/oUS$6,961
90 y/oUS$7,462
95 y/oUS$7,634
99 y/oUS$7,742
0.0%
All-ages avg
0 y/oUS$910
5 y/oUS$626
10 y/oUS$471
15 y/oUS$488
20 y/oUS$601
25 y/oUS$755
30 y/oUS$935
35 y/oUS$1,098
40 y/oUS$1,298
45 y/oUS$1,576
50 y/oUS$1,891
55 y/oUS$2,161
60 y/oUS$2,567
65 y/oUS$3,506
70 y/oUS$4,458
75 y/oUS$5,458
80 y/oUS$6,363
85 y/oUS$6,961
90 y/oUS$7,462
95 y/oUS$7,634
99 y/oUS$7,742
0.0%
All-ages avg
0 y/oUS$910
5 y/oUS$626
10 y/oUS$471
15 y/oUS$488
20 y/oUS$601
25 y/oUS$755
30 y/oUS$935
35 y/oUS$1,098
40 y/oUS$1,298
45 y/oUS$1,576
50 y/oUS$1,891
55 y/oUS$2,161
60 y/oUS$2,567
65 y/oUS$3,506
70 y/oUS$4,458
75 y/oUS$5,458
80 y/oUS$6,363
85 y/oUS$6,961
90 y/oUS$7,462
95 y/oUS$7,634
99 y/oUS$7,742
0.0%
All-ages avg
0 y/oUS$910
5 y/oUS$626
10 y/oUS$471
15 y/oUS$488
20 y/oUS$601
25 y/oUS$755
30 y/oUS$935
35 y/oUS$1,098
40 y/oUS$1,298
45 y/oUS$1,576
50 y/oUS$1,891
55 y/oUS$2,161
60 y/oUS$2,567
65 y/oUS$3,506
70 y/oUS$4,458
75 y/oUS$5,458
80 y/oUS$6,363
85 y/oUS$6,961
90 y/oUS$7,462
95 y/oUS$7,634
99 y/oUS$7,742
+7.5%
All-ages avg
0 y/oUS$978 (+7.5%)
5 y/oUS$673 (+7.5%)
10 y/oUS$506 (+7.4%)
15 y/oUS$525 (+7.6%)
20 y/oUS$646 (+7.5%)
25 y/oUS$811 (+7.4%)
30 y/oUS$1,005 (+7.5%)
35 y/oUS$1,180 (+7.5%)
40 y/oUS$1,396 (+7.6%)
45 y/oUS$1,694 (+7.5%)
50 y/oUS$2,032 (+7.5%)
55 y/oUS$2,323 (+7.5%)
60 y/oUS$2,759 (+7.5%)
65 y/oUS$3,769 (+7.5%)
70 y/oUS$4,792 (+7.5%)
75 y/oUS$5,867 (+7.5%)
80 y/oUS$6,840 (+7.5%)
85 y/oUS$7,483 (+7.5%)
90 y/oUS$8,021 (+7.5%)
95 y/oUS$8,206 (+7.5%)
99 y/oUS$8,323 (+7.5%)
+7.0%
All-ages avg
0 y/oUS$1,047 (+7.1%)
5 y/oUS$721 (+7.1%)
10 y/oUS$541 (+6.9%)
15 y/oUS$561 (+6.9%)
20 y/oUS$692 (+7.1%)
25 y/oUS$868 (+7.0%)
30 y/oUS$1,076 (+7.1%)
35 y/oUS$1,263 (+7.0%)
40 y/oUS$1,493 (+6.9%)
45 y/oUS$1,813 (+7.0%)
50 y/oUS$2,175 (+7.0%)
55 y/oUS$2,485 (+7.0%)
60 y/oUS$2,953 (+7.0%)
65 y/oUS$4,033 (+7.0%)
70 y/oUS$5,128 (+7.0%)
75 y/oUS$6,278 (+7.0%)
80 y/oUS$7,319 (+7.0%)
85 y/oUS$8,006 (+7.0%)
90 y/oUS$8,583 (+7.0%)
95 y/oUS$8,781 (+7.0%)
99 y/oUS$8,906 (+7.0%)
+6.1%
All-ages avg
0 y/oUS$1,110 (+6.0%)
5 y/oUS$765 (+6.1%)
10 y/oUS$575 (+6.3%)
15 y/oUS$596 (+6.2%)
20 y/oUS$734 (+6.1%)
25 y/oUS$921 (+6.1%)
30 y/oUS$1,141 (+6.0%)
35 y/oUS$1,340 (+6.1%)
40 y/oUS$1,584 (+6.1%)
45 y/oUS$1,923 (+6.1%)
50 y/oUS$2,306 (+6.0%)
55 y/oUS$2,635 (+6.0%)
60 y/oUS$3,131 (+6.0%)
65 y/oUS$4,276 (+6.0%)
70 y/oUS$5,436 (+6.0%)
75 y/oUS$6,656 (+6.0%)
80 y/oUS$7,759 (+6.0%)
85 y/oUS$8,488 (+6.0%)
90 y/oUS$9,099 (+6.0%)
95 y/oUS$9,308 (+6.0%)
99 y/oUS$9,441 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.85%
5 y/o+2.88%
10 y/o+2.86%
15 y/o+2.87%
20 y/o+2.87%
25 y/o+2.85%
30 y/o+2.86%
35 y/o+2.86%
40 y/o+2.86%
45 y/o+2.86%
50 y/o+2.85%
55 y/o+2.85%
60 y/o+2.85%
65 y/o+2.85%
70 y/o+2.85%
75 y/o+2.85%
80 y/o+2.85%
85 y/o+2.85%
90 y/o+2.85%
95 y/o+2.85%
99 y/o+2.85%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27