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PRUHealth FlexiChoice Medical Plan - Private Room with SMM (HKD)
保誠靈活自主醫保計劃 - 私家病房+額外醫療計劃 (港元)
Prudential Hong Kong Limited · F00013-03-001 · 9 versions · Flexi plan · Avg. annual increase +3.39%
HKD
Male
| Age | F00013-03-001-01 2019-04-01 | F00013-03-001-02 2020-03-03 | F00013-03-001-02 2020-05-25 | F00013-03-001-03 2021-01-05 | F00013-03-001-04 2022-01-01 | F00013-03-001-04 2022-10-03 | F00013-03-001-05 2023-07-01 | F00013-03-001-06 2024-10-01 | F00013-03-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$19,287 | HK$20,734 (+7.5%) | HK$22,600 (+9.0%) | HK$24,415 (+8.0%) | +3.39% |
| 5 | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$12,481 | HK$13,417 (+7.5%) | HK$14,625 (+9.0%) | HK$15,802 (+8.0%) | +3.40% |
| 10 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,086 | HK$10,842 (+7.5%) | HK$11,818 (+9.0%) | HK$12,770 (+8.1%) | +3.40% |
| 15 | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$9,936 | HK$10,681 (+7.5%) | HK$11,642 (+9.0%) | HK$12,581 (+8.1%) | +3.40% |
| 20 | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$10,876 | HK$11,692 (+7.5%) | HK$12,744 (+9.0%) | HK$13,771 (+8.1%) | +3.40% |
| 25 | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$12,474 | HK$13,410 (+7.5%) | HK$14,617 (+9.0%) | HK$15,794 (+8.1%) | +3.40% |
| 30 | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$14,709 | HK$15,812 (+7.5%) | HK$17,235 (+9.0%) | HK$18,621 (+8.0%) | +3.40% |
| 35 | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$17,436 | HK$18,743 (+7.5%) | HK$20,430 (+9.0%) | HK$22,072 (+8.0%) | +3.39% |
| 40 | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$20,550 | HK$22,091 (+7.5%) | HK$24,079 (+9.0%) | HK$26,013 (+8.0%) | +3.39% |
| 45 | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$24,311 | HK$26,134 (+7.5%) | HK$28,486 (+9.0%) | HK$30,772 (+8.0%) | +3.39% |
| 50 | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$31,446 | HK$33,805 (+7.5%) | HK$36,847 (+9.0%) | HK$39,802 (+8.0%) | +3.39% |
| 55 | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$38,551 | HK$41,443 (+7.5%) | HK$45,172 (+9.0%) | HK$48,794 (+8.0%) | +3.39% |
| 60 | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$52,170 | HK$56,083 (+7.5%) | HK$61,130 (+9.0%) | HK$66,028 (+8.0%) | +3.39% |
| 65 | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$79,171 | HK$85,109 (+7.5%) | HK$92,768 (+9.0%) | HK$100,197 (+8.0%) | +3.39% |
| 70 | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$97,424 | HK$104,731 (+7.5%) | HK$114,157 (+9.0%) | HK$123,297 (+8.0%) | +3.39% |
| 75 | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$117,549 | HK$126,365 (+7.5%) | HK$137,738 (+9.0%) | HK$148,764 (+8.0%) | +3.39% |
| 80 | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$137,346 | HK$147,647 (+7.5%) | HK$160,935 (+9.0%) | HK$173,817 (+8.0%) | +3.39% |
| 85 | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$150,020 | HK$161,271 (+7.5%) | HK$175,785 (+9.0%) | HK$189,855 (+8.0%) | +3.39% |
| 90 | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$159,710 | HK$171,688 (+7.5%) | HK$187,140 (+9.0%) | HK$202,119 (+8.0%) | +3.39% |
| 95 | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$164,815 | HK$177,176 (+7.5%) | HK$193,122 (+9.0%) | HK$208,579 (+8.0%) | +3.39% |
| 99 | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$167,891 | HK$180,483 (+7.5%) | HK$196,726 (+9.0%) | HK$212,472 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
0.0%
All-ages avg
0 y/oHK$19,287
5 y/oHK$12,481
10 y/oHK$10,086
15 y/oHK$9,936
20 y/oHK$10,876
25 y/oHK$12,474
30 y/oHK$14,709
35 y/oHK$17,436
40 y/oHK$20,550
45 y/oHK$24,311
50 y/oHK$31,446
55 y/oHK$38,551
60 y/oHK$52,170
65 y/oHK$79,171
70 y/oHK$97,424
75 y/oHK$117,549
80 y/oHK$137,346
85 y/oHK$150,020
90 y/oHK$159,710
95 y/oHK$164,815
99 y/oHK$167,891
+7.5%
All-ages avg
0 y/oHK$20,734 (+7.5%)
5 y/oHK$13,417 (+7.5%)
10 y/oHK$10,842 (+7.5%)
15 y/oHK$10,681 (+7.5%)
20 y/oHK$11,692 (+7.5%)
25 y/oHK$13,410 (+7.5%)
30 y/oHK$15,812 (+7.5%)
35 y/oHK$18,743 (+7.5%)
40 y/oHK$22,091 (+7.5%)
45 y/oHK$26,134 (+7.5%)
50 y/oHK$33,805 (+7.5%)
55 y/oHK$41,443 (+7.5%)
60 y/oHK$56,083 (+7.5%)
65 y/oHK$85,109 (+7.5%)
70 y/oHK$104,731 (+7.5%)
75 y/oHK$126,365 (+7.5%)
80 y/oHK$147,647 (+7.5%)
85 y/oHK$161,271 (+7.5%)
90 y/oHK$171,688 (+7.5%)
95 y/oHK$177,176 (+7.5%)
99 y/oHK$180,483 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$22,600 (+9.0%)
5 y/oHK$14,625 (+9.0%)
10 y/oHK$11,818 (+9.0%)
15 y/oHK$11,642 (+9.0%)
20 y/oHK$12,744 (+9.0%)
25 y/oHK$14,617 (+9.0%)
30 y/oHK$17,235 (+9.0%)
35 y/oHK$20,430 (+9.0%)
40 y/oHK$24,079 (+9.0%)
45 y/oHK$28,486 (+9.0%)
50 y/oHK$36,847 (+9.0%)
55 y/oHK$45,172 (+9.0%)
60 y/oHK$61,130 (+9.0%)
65 y/oHK$92,768 (+9.0%)
70 y/oHK$114,157 (+9.0%)
75 y/oHK$137,738 (+9.0%)
80 y/oHK$160,935 (+9.0%)
85 y/oHK$175,785 (+9.0%)
90 y/oHK$187,140 (+9.0%)
95 y/oHK$193,122 (+9.0%)
99 y/oHK$196,726 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$24,415 (+8.0%)
5 y/oHK$15,802 (+8.0%)
10 y/oHK$12,770 (+8.1%)
15 y/oHK$12,581 (+8.1%)
20 y/oHK$13,771 (+8.1%)
25 y/oHK$15,794 (+8.1%)
30 y/oHK$18,621 (+8.0%)
35 y/oHK$22,072 (+8.0%)
40 y/oHK$26,013 (+8.0%)
45 y/oHK$30,772 (+8.0%)
50 y/oHK$39,802 (+8.0%)
55 y/oHK$48,794 (+8.0%)
60 y/oHK$66,028 (+8.0%)
65 y/oHK$100,197 (+8.0%)
70 y/oHK$123,297 (+8.0%)
75 y/oHK$148,764 (+8.0%)
80 y/oHK$173,817 (+8.0%)
85 y/oHK$189,855 (+8.0%)
90 y/oHK$202,119 (+8.0%)
95 y/oHK$208,579 (+8.0%)
99 y/oHK$212,472 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.39%
5 y/o+3.40%
10 y/o+3.40%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.40%
30 y/o+3.40%
35 y/o+3.39%
40 y/o+3.39%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-03-001-01 2019-04-01 | F00013-03-001-02 2020-03-03 | F00013-03-001-02 2020-05-25 | F00013-03-001-03 2021-01-05 | F00013-03-001-04 2022-01-01 | F00013-03-001-04 2022-10-03 | F00013-03-001-05 2023-07-01 | F00013-03-001-06 2024-10-01 | F00013-03-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$16,637 | HK$16,637 | HK$16,637 | HK$16,637 | HK$16,637 | HK$16,637 | HK$17,885 (+7.5%) | HK$19,495 (+9.0%) | HK$21,062 (+8.0%) | +3.40% |
| 5 | HK$10,557 | HK$10,557 | HK$10,557 | HK$10,557 | HK$10,557 | HK$10,557 | HK$11,349 (+7.5%) | HK$12,371 (+9.0%) | HK$13,368 (+8.1%) | +3.40% |
| 10 | HK$8,574 | HK$8,574 | HK$8,574 | HK$8,574 | HK$8,574 | HK$8,574 | HK$9,217 (+7.5%) | HK$10,046 (+9.0%) | HK$10,857 (+8.1%) | +3.40% |
| 15 | HK$8,468 | HK$8,468 | HK$8,468 | HK$8,468 | HK$8,468 | HK$8,468 | HK$9,103 (+7.5%) | HK$9,922 (+9.0%) | HK$10,723 (+8.1%) | +3.40% |
| 20 | HK$10,122 | HK$10,122 | HK$10,122 | HK$10,122 | HK$10,122 | HK$10,122 | HK$10,881 (+7.5%) | HK$11,860 (+9.0%) | HK$12,816 (+8.1%) | +3.40% |
| 25 | HK$13,789 | HK$13,789 | HK$13,789 | HK$13,789 | HK$13,789 | HK$13,789 | HK$14,823 (+7.5%) | HK$16,157 (+9.0%) | HK$17,457 (+8.0%) | +3.40% |
| 30 | HK$17,204 | HK$17,204 | HK$17,204 | HK$17,204 | HK$17,204 | HK$17,204 | HK$18,495 (+7.5%) | HK$20,159 (+9.0%) | HK$21,779 (+8.0%) | +3.39% |
| 35 | HK$20,524 | HK$20,524 | HK$20,524 | HK$20,524 | HK$20,524 | HK$20,524 | HK$22,063 (+7.5%) | HK$24,049 (+9.0%) | HK$25,980 (+8.0%) | +3.39% |
| 40 | HK$24,506 | HK$24,506 | HK$24,506 | HK$24,506 | HK$24,506 | HK$24,506 | HK$26,344 (+7.5%) | HK$28,715 (+9.0%) | HK$31,019 (+8.0%) | +3.39% |
| 45 | HK$29,362 | HK$29,362 | HK$29,362 | HK$29,362 | HK$29,362 | HK$29,362 | HK$31,564 (+7.5%) | HK$34,404 (+9.0%) | HK$37,164 (+8.0%) | +3.39% |
| 50 | HK$34,844 | HK$34,844 | HK$34,844 | HK$34,844 | HK$34,844 | HK$34,844 | HK$37,457 (+7.5%) | HK$40,828 (+9.0%) | HK$44,102 (+8.0%) | +3.39% |
| 55 | HK$39,794 | HK$39,794 | HK$39,794 | HK$39,794 | HK$39,794 | HK$39,794 | HK$42,779 (+7.5%) | HK$46,629 (+9.0%) | HK$50,367 (+8.0%) | +3.39% |
| 60 | HK$47,273 | HK$47,273 | HK$47,273 | HK$47,273 | HK$47,273 | HK$47,273 | HK$50,819 (+7.5%) | HK$55,392 (+9.0%) | HK$59,831 (+8.0%) | +3.39% |
| 65 | HK$64,743 | HK$64,743 | HK$64,743 | HK$64,743 | HK$64,743 | HK$64,743 | HK$69,599 (+7.5%) | HK$75,862 (+9.0%) | HK$81,939 (+8.0%) | +3.39% |
| 70 | HK$82,989 | HK$82,989 | HK$82,989 | HK$82,989 | HK$82,989 | HK$82,989 | HK$89,213 (+7.5%) | HK$97,242 (+9.0%) | HK$105,029 (+8.0%) | +3.39% |
| 75 | HK$103,479 | HK$103,479 | HK$103,479 | HK$103,479 | HK$103,479 | HK$103,479 | HK$111,240 (+7.5%) | HK$121,251 (+9.0%) | HK$130,959 (+8.0%) | +3.39% |
| 80 | HK$121,761 | HK$121,761 | HK$121,761 | HK$121,761 | HK$121,761 | HK$121,761 | HK$130,893 (+7.5%) | HK$142,673 (+9.0%) | HK$154,094 (+8.0%) | +3.39% |
| 85 | HK$134,755 | HK$134,755 | HK$134,755 | HK$134,755 | HK$134,755 | HK$134,755 | HK$144,861 (+7.5%) | HK$157,899 (+9.0%) | HK$170,538 (+8.0%) | +3.39% |
| 90 | HK$144,310 | HK$144,310 | HK$144,310 | HK$144,310 | HK$144,310 | HK$144,310 | HK$155,133 (+7.5%) | HK$169,095 (+9.0%) | HK$182,630 (+8.0%) | +3.39% |
| 95 | HK$149,555 | HK$149,555 | HK$149,555 | HK$149,555 | HK$149,555 | HK$149,555 | HK$160,772 (+7.5%) | HK$175,241 (+9.0%) | HK$189,268 (+8.0%) | +3.39% |
| 99 | HK$152,506 | HK$152,506 | HK$152,506 | HK$152,506 | HK$152,506 | HK$152,506 | HK$163,944 (+7.5%) | HK$178,698 (+9.0%) | HK$193,002 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$16,637
5 y/oHK$10,557
10 y/oHK$8,574
15 y/oHK$8,468
20 y/oHK$10,122
25 y/oHK$13,789
30 y/oHK$17,204
35 y/oHK$20,524
40 y/oHK$24,506
45 y/oHK$29,362
50 y/oHK$34,844
55 y/oHK$39,794
60 y/oHK$47,273
65 y/oHK$64,743
70 y/oHK$82,989
75 y/oHK$103,479
80 y/oHK$121,761
85 y/oHK$134,755
90 y/oHK$144,310
95 y/oHK$149,555
99 y/oHK$152,506
0.0%
All-ages avg
0 y/oHK$16,637
5 y/oHK$10,557
10 y/oHK$8,574
15 y/oHK$8,468
20 y/oHK$10,122
25 y/oHK$13,789
30 y/oHK$17,204
35 y/oHK$20,524
40 y/oHK$24,506
45 y/oHK$29,362
50 y/oHK$34,844
55 y/oHK$39,794
60 y/oHK$47,273
65 y/oHK$64,743
70 y/oHK$82,989
75 y/oHK$103,479
80 y/oHK$121,761
85 y/oHK$134,755
90 y/oHK$144,310
95 y/oHK$149,555
99 y/oHK$152,506
0.0%
All-ages avg
0 y/oHK$16,637
5 y/oHK$10,557
10 y/oHK$8,574
15 y/oHK$8,468
20 y/oHK$10,122
25 y/oHK$13,789
30 y/oHK$17,204
35 y/oHK$20,524
40 y/oHK$24,506
45 y/oHK$29,362
50 y/oHK$34,844
55 y/oHK$39,794
60 y/oHK$47,273
65 y/oHK$64,743
70 y/oHK$82,989
75 y/oHK$103,479
80 y/oHK$121,761
85 y/oHK$134,755
90 y/oHK$144,310
95 y/oHK$149,555
99 y/oHK$152,506
0.0%
All-ages avg
0 y/oHK$16,637
5 y/oHK$10,557
10 y/oHK$8,574
15 y/oHK$8,468
20 y/oHK$10,122
25 y/oHK$13,789
30 y/oHK$17,204
35 y/oHK$20,524
40 y/oHK$24,506
45 y/oHK$29,362
50 y/oHK$34,844
55 y/oHK$39,794
60 y/oHK$47,273
65 y/oHK$64,743
70 y/oHK$82,989
75 y/oHK$103,479
80 y/oHK$121,761
85 y/oHK$134,755
90 y/oHK$144,310
95 y/oHK$149,555
99 y/oHK$152,506
0.0%
All-ages avg
0 y/oHK$16,637
5 y/oHK$10,557
10 y/oHK$8,574
15 y/oHK$8,468
20 y/oHK$10,122
25 y/oHK$13,789
30 y/oHK$17,204
35 y/oHK$20,524
40 y/oHK$24,506
45 y/oHK$29,362
50 y/oHK$34,844
55 y/oHK$39,794
60 y/oHK$47,273
65 y/oHK$64,743
70 y/oHK$82,989
75 y/oHK$103,479
80 y/oHK$121,761
85 y/oHK$134,755
90 y/oHK$144,310
95 y/oHK$149,555
99 y/oHK$152,506
0.0%
All-ages avg
0 y/oHK$16,637
5 y/oHK$10,557
10 y/oHK$8,574
15 y/oHK$8,468
20 y/oHK$10,122
25 y/oHK$13,789
30 y/oHK$17,204
35 y/oHK$20,524
40 y/oHK$24,506
45 y/oHK$29,362
50 y/oHK$34,844
55 y/oHK$39,794
60 y/oHK$47,273
65 y/oHK$64,743
70 y/oHK$82,989
75 y/oHK$103,479
80 y/oHK$121,761
85 y/oHK$134,755
90 y/oHK$144,310
95 y/oHK$149,555
99 y/oHK$152,506
+7.5%
All-ages avg
0 y/oHK$17,885 (+7.5%)
5 y/oHK$11,349 (+7.5%)
10 y/oHK$9,217 (+7.5%)
15 y/oHK$9,103 (+7.5%)
20 y/oHK$10,881 (+7.5%)
25 y/oHK$14,823 (+7.5%)
30 y/oHK$18,495 (+7.5%)
35 y/oHK$22,063 (+7.5%)
40 y/oHK$26,344 (+7.5%)
45 y/oHK$31,564 (+7.5%)
50 y/oHK$37,457 (+7.5%)
55 y/oHK$42,779 (+7.5%)
60 y/oHK$50,819 (+7.5%)
65 y/oHK$69,599 (+7.5%)
70 y/oHK$89,213 (+7.5%)
75 y/oHK$111,240 (+7.5%)
80 y/oHK$130,893 (+7.5%)
85 y/oHK$144,861 (+7.5%)
90 y/oHK$155,133 (+7.5%)
95 y/oHK$160,772 (+7.5%)
99 y/oHK$163,944 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$19,495 (+9.0%)
5 y/oHK$12,371 (+9.0%)
10 y/oHK$10,046 (+9.0%)
15 y/oHK$9,922 (+9.0%)
20 y/oHK$11,860 (+9.0%)
25 y/oHK$16,157 (+9.0%)
30 y/oHK$20,159 (+9.0%)
35 y/oHK$24,049 (+9.0%)
40 y/oHK$28,715 (+9.0%)
45 y/oHK$34,404 (+9.0%)
50 y/oHK$40,828 (+9.0%)
55 y/oHK$46,629 (+9.0%)
60 y/oHK$55,392 (+9.0%)
65 y/oHK$75,862 (+9.0%)
70 y/oHK$97,242 (+9.0%)
75 y/oHK$121,251 (+9.0%)
80 y/oHK$142,673 (+9.0%)
85 y/oHK$157,899 (+9.0%)
90 y/oHK$169,095 (+9.0%)
95 y/oHK$175,241 (+9.0%)
99 y/oHK$178,698 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$21,062 (+8.0%)
5 y/oHK$13,368 (+8.1%)
10 y/oHK$10,857 (+8.1%)
15 y/oHK$10,723 (+8.1%)
20 y/oHK$12,816 (+8.1%)
25 y/oHK$17,457 (+8.0%)
30 y/oHK$21,779 (+8.0%)
35 y/oHK$25,980 (+8.0%)
40 y/oHK$31,019 (+8.0%)
45 y/oHK$37,164 (+8.0%)
50 y/oHK$44,102 (+8.0%)
55 y/oHK$50,367 (+8.0%)
60 y/oHK$59,831 (+8.0%)
65 y/oHK$81,939 (+8.0%)
70 y/oHK$105,029 (+8.0%)
75 y/oHK$130,959 (+8.0%)
80 y/oHK$154,094 (+8.0%)
85 y/oHK$170,538 (+8.0%)
90 y/oHK$182,630 (+8.0%)
95 y/oHK$189,268 (+8.0%)
99 y/oHK$193,002 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.40%
10 y/o+3.40%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.40%
30 y/o+3.39%
35 y/o+3.39%
40 y/o+3.39%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00013-06-001-01 2019-04-01 | F00013-06-001-02 2020-03-03 | F00013-06-001-02 2020-05-25 | F00013-06-001-03 2021-01-05 | F00013-06-001-04 2022-01-01 | F00013-06-001-04 2022-10-03 | F00013-06-001-05 2023-07-01 | F00013-06-001-06 2024-10-01 | F00013-06-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$2,489 | US$2,489 | US$2,489 | US$2,489 | US$2,489 | US$2,489 | US$2,675 (+7.5%) | US$2,916 (+9.0%) | US$3,150 (+8.0%) | +3.39% |
| 5 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,731 (+7.5%) | US$1,887 (+9.0%) | US$2,039 (+8.1%) | +3.40% |
| 10 | US$1,301 | US$1,301 | US$1,301 | US$1,301 | US$1,301 | US$1,301 | US$1,399 (+7.5%) | US$1,525 (+9.0%) | US$1,648 (+8.1%) | +3.40% |
| 15 | US$1,282 | US$1,282 | US$1,282 | US$1,282 | US$1,282 | US$1,282 | US$1,378 (+7.5%) | US$1,502 (+9.0%) | US$1,623 (+8.1%) | +3.40% |
| 20 | US$1,403 | US$1,403 | US$1,403 | US$1,403 | US$1,403 | US$1,403 | US$1,509 (+7.6%) | US$1,644 (+8.9%) | US$1,777 (+8.1%) | +3.40% |
| 25 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,610 | US$1,730 (+7.5%) | US$1,886 (+9.0%) | US$2,038 (+8.1%) | +3.39% |
| 30 | US$1,898 | US$1,898 | US$1,898 | US$1,898 | US$1,898 | US$1,898 | US$2,040 (+7.5%) | US$2,224 (+9.0%) | US$2,403 (+8.0%) | +3.40% |
| 35 | US$2,250 | US$2,250 | US$2,250 | US$2,250 | US$2,250 | US$2,250 | US$2,418 (+7.5%) | US$2,636 (+9.0%) | US$2,848 (+8.0%) | +3.39% |
| 40 | US$2,652 | US$2,652 | US$2,652 | US$2,652 | US$2,652 | US$2,652 | US$2,850 (+7.5%) | US$3,107 (+9.0%) | US$3,357 (+8.0%) | +3.39% |
| 45 | US$3,137 | US$3,137 | US$3,137 | US$3,137 | US$3,137 | US$3,137 | US$3,372 (+7.5%) | US$3,676 (+9.0%) | US$3,971 (+8.0%) | +3.39% |
| 50 | US$4,058 | US$4,058 | US$4,058 | US$4,058 | US$4,058 | US$4,058 | US$4,362 (+7.5%) | US$4,754 (+9.0%) | US$5,136 (+8.0%) | +3.39% |
| 55 | US$4,974 | US$4,974 | US$4,974 | US$4,974 | US$4,974 | US$4,974 | US$5,347 (+7.5%) | US$5,829 (+9.0%) | US$6,296 (+8.0%) | +3.39% |
| 60 | US$6,732 | US$6,732 | US$6,732 | US$6,732 | US$6,732 | US$6,732 | US$7,236 (+7.5%) | US$7,888 (+9.0%) | US$8,520 (+8.0%) | +3.39% |
| 65 | US$10,216 | US$10,216 | US$10,216 | US$10,216 | US$10,216 | US$10,216 | US$10,982 (+7.5%) | US$11,970 (+9.0%) | US$12,929 (+8.0%) | +3.39% |
| 70 | US$12,571 | US$12,571 | US$12,571 | US$12,571 | US$12,571 | US$12,571 | US$13,514 (+7.5%) | US$14,730 (+9.0%) | US$15,909 (+8.0%) | +3.39% |
| 75 | US$15,168 | US$15,168 | US$15,168 | US$15,168 | US$15,168 | US$15,168 | US$16,305 (+7.5%) | US$17,773 (+9.0%) | US$19,195 (+8.0%) | +3.39% |
| 80 | US$17,722 | US$17,722 | US$17,722 | US$17,722 | US$17,722 | US$17,722 | US$19,051 (+7.5%) | US$20,766 (+9.0%) | US$22,428 (+8.0%) | +3.39% |
| 85 | US$19,357 | US$19,357 | US$19,357 | US$19,357 | US$19,357 | US$19,357 | US$20,809 (+7.5%) | US$22,682 (+9.0%) | US$24,497 (+8.0%) | +3.39% |
| 90 | US$20,608 | US$20,608 | US$20,608 | US$20,608 | US$20,608 | US$20,608 | US$22,153 (+7.5%) | US$24,147 (+9.0%) | US$26,080 (+8.0%) | +3.39% |
| 95 | US$21,266 | US$21,266 | US$21,266 | US$21,266 | US$21,266 | US$21,266 | US$22,861 (+7.5%) | US$24,919 (+9.0%) | US$26,913 (+8.0%) | +3.39% |
| 99 | US$21,663 | US$21,663 | US$21,663 | US$21,663 | US$21,663 | US$21,663 | US$23,288 (+7.5%) | US$25,384 (+9.0%) | US$27,416 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
0.0%
All-ages avg
0 y/oUS$2,489
5 y/oUS$1,610
10 y/oUS$1,301
15 y/oUS$1,282
20 y/oUS$1,403
25 y/oUS$1,610
30 y/oUS$1,898
35 y/oUS$2,250
40 y/oUS$2,652
45 y/oUS$3,137
50 y/oUS$4,058
55 y/oUS$4,974
60 y/oUS$6,732
65 y/oUS$10,216
70 y/oUS$12,571
75 y/oUS$15,168
80 y/oUS$17,722
85 y/oUS$19,357
90 y/oUS$20,608
95 y/oUS$21,266
99 y/oUS$21,663
+7.5%
All-ages avg
0 y/oUS$2,675 (+7.5%)
5 y/oUS$1,731 (+7.5%)
10 y/oUS$1,399 (+7.5%)
15 y/oUS$1,378 (+7.5%)
20 y/oUS$1,509 (+7.6%)
25 y/oUS$1,730 (+7.5%)
30 y/oUS$2,040 (+7.5%)
35 y/oUS$2,418 (+7.5%)
40 y/oUS$2,850 (+7.5%)
45 y/oUS$3,372 (+7.5%)
50 y/oUS$4,362 (+7.5%)
55 y/oUS$5,347 (+7.5%)
60 y/oUS$7,236 (+7.5%)
65 y/oUS$10,982 (+7.5%)
70 y/oUS$13,514 (+7.5%)
75 y/oUS$16,305 (+7.5%)
80 y/oUS$19,051 (+7.5%)
85 y/oUS$20,809 (+7.5%)
90 y/oUS$22,153 (+7.5%)
95 y/oUS$22,861 (+7.5%)
99 y/oUS$23,288 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$2,916 (+9.0%)
5 y/oUS$1,887 (+9.0%)
10 y/oUS$1,525 (+9.0%)
15 y/oUS$1,502 (+9.0%)
20 y/oUS$1,644 (+8.9%)
25 y/oUS$1,886 (+9.0%)
30 y/oUS$2,224 (+9.0%)
35 y/oUS$2,636 (+9.0%)
40 y/oUS$3,107 (+9.0%)
45 y/oUS$3,676 (+9.0%)
50 y/oUS$4,754 (+9.0%)
55 y/oUS$5,829 (+9.0%)
60 y/oUS$7,888 (+9.0%)
65 y/oUS$11,970 (+9.0%)
70 y/oUS$14,730 (+9.0%)
75 y/oUS$17,773 (+9.0%)
80 y/oUS$20,766 (+9.0%)
85 y/oUS$22,682 (+9.0%)
90 y/oUS$24,147 (+9.0%)
95 y/oUS$24,919 (+9.0%)
99 y/oUS$25,384 (+9.0%)
+8.0%
All-ages avg
0 y/oUS$3,150 (+8.0%)
5 y/oUS$2,039 (+8.1%)
10 y/oUS$1,648 (+8.1%)
15 y/oUS$1,623 (+8.1%)
20 y/oUS$1,777 (+8.1%)
25 y/oUS$2,038 (+8.1%)
30 y/oUS$2,403 (+8.0%)
35 y/oUS$2,848 (+8.0%)
40 y/oUS$3,357 (+8.0%)
45 y/oUS$3,971 (+8.0%)
50 y/oUS$5,136 (+8.0%)
55 y/oUS$6,296 (+8.0%)
60 y/oUS$8,520 (+8.0%)
65 y/oUS$12,929 (+8.0%)
70 y/oUS$15,909 (+8.0%)
75 y/oUS$19,195 (+8.0%)
80 y/oUS$22,428 (+8.0%)
85 y/oUS$24,497 (+8.0%)
90 y/oUS$26,080 (+8.0%)
95 y/oUS$26,913 (+8.0%)
99 y/oUS$27,416 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.39%
5 y/o+3.40%
10 y/o+3.40%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.39%
30 y/o+3.40%
35 y/o+3.39%
40 y/o+3.39%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-06-001-01 2019-04-01 | F00013-06-001-02 2020-03-03 | F00013-06-001-02 2020-05-25 | F00013-06-001-03 2021-01-05 | F00013-06-001-04 2022-01-01 | F00013-06-001-04 2022-10-03 | F00013-06-001-05 2023-07-01 | F00013-06-001-06 2024-10-01 | F00013-06-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$2,147 | US$2,147 | US$2,147 | US$2,147 | US$2,147 | US$2,147 | US$2,308 (+7.5%) | US$2,515 (+9.0%) | US$2,718 (+8.1%) | +3.39% |
| 5 | US$1,362 | US$1,362 | US$1,362 | US$1,362 | US$1,362 | US$1,362 | US$1,464 (+7.5%) | US$1,596 (+9.0%) | US$1,725 (+8.1%) | +3.40% |
| 10 | US$1,106 | US$1,106 | US$1,106 | US$1,106 | US$1,106 | US$1,106 | US$1,189 (+7.5%) | US$1,296 (+9.0%) | US$1,401 (+8.1%) | +3.40% |
| 15 | US$1,093 | US$1,093 | US$1,093 | US$1,093 | US$1,093 | US$1,093 | US$1,175 (+7.5%) | US$1,280 (+8.9%) | US$1,384 (+8.1%) | +3.40% |
| 20 | US$1,306 | US$1,306 | US$1,306 | US$1,306 | US$1,306 | US$1,306 | US$1,404 (+7.5%) | US$1,530 (+9.0%) | US$1,654 (+8.1%) | +3.40% |
| 25 | US$1,779 | US$1,779 | US$1,779 | US$1,779 | US$1,779 | US$1,779 | US$1,913 (+7.5%) | US$2,085 (+9.0%) | US$2,253 (+8.1%) | +3.40% |
| 30 | US$2,220 | US$2,220 | US$2,220 | US$2,220 | US$2,220 | US$2,220 | US$2,386 (+7.5%) | US$2,601 (+9.0%) | US$2,810 (+8.0%) | +3.39% |
| 35 | US$2,648 | US$2,648 | US$2,648 | US$2,648 | US$2,648 | US$2,648 | US$2,847 (+7.5%) | US$3,103 (+9.0%) | US$3,352 (+8.0%) | +3.39% |
| 40 | US$3,162 | US$3,162 | US$3,162 | US$3,162 | US$3,162 | US$3,162 | US$3,399 (+7.5%) | US$3,705 (+9.0%) | US$4,002 (+8.0%) | +3.39% |
| 45 | US$3,789 | US$3,789 | US$3,789 | US$3,789 | US$3,789 | US$3,789 | US$4,073 (+7.5%) | US$4,439 (+9.0%) | US$4,795 (+8.0%) | +3.39% |
| 50 | US$4,496 | US$4,496 | US$4,496 | US$4,496 | US$4,496 | US$4,496 | US$4,833 (+7.5%) | US$5,268 (+9.0%) | US$5,691 (+8.0%) | +3.39% |
| 55 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,520 (+7.5%) | US$6,017 (+9.0%) | US$6,499 (+8.0%) | +3.39% |
| 60 | US$6,100 | US$6,100 | US$6,100 | US$6,100 | US$6,100 | US$6,100 | US$6,557 (+7.5%) | US$7,147 (+9.0%) | US$7,720 (+8.0%) | +3.39% |
| 65 | US$8,354 | US$8,354 | US$8,354 | US$8,354 | US$8,354 | US$8,354 | US$8,980 (+7.5%) | US$9,789 (+9.0%) | US$10,573 (+8.0%) | +3.39% |
| 70 | US$10,708 | US$10,708 | US$10,708 | US$10,708 | US$10,708 | US$10,708 | US$11,511 (+7.5%) | US$12,547 (+9.0%) | US$13,552 (+8.0%) | +3.39% |
| 75 | US$13,352 | US$13,352 | US$13,352 | US$13,352 | US$13,352 | US$13,352 | US$14,354 (+7.5%) | US$15,645 (+9.0%) | US$16,898 (+8.0%) | +3.39% |
| 80 | US$15,711 | US$15,711 | US$15,711 | US$15,711 | US$15,711 | US$15,711 | US$16,889 (+7.5%) | US$18,409 (+9.0%) | US$19,883 (+8.0%) | +3.39% |
| 85 | US$17,388 | US$17,388 | US$17,388 | US$17,388 | US$17,388 | US$17,388 | US$18,692 (+7.5%) | US$20,374 (+9.0%) | US$22,005 (+8.0%) | +3.39% |
| 90 | US$18,621 | US$18,621 | US$18,621 | US$18,621 | US$18,621 | US$18,621 | US$20,017 (+7.5%) | US$21,819 (+9.0%) | US$23,565 (+8.0%) | +3.39% |
| 95 | US$19,297 | US$19,297 | US$19,297 | US$19,297 | US$19,297 | US$19,297 | US$20,745 (+7.5%) | US$22,612 (+9.0%) | US$24,422 (+8.0%) | +3.39% |
| 99 | US$19,678 | US$19,678 | US$19,678 | US$19,678 | US$19,678 | US$19,678 | US$21,154 (+7.5%) | US$23,058 (+9.0%) | US$24,903 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oUS$2,147
5 y/oUS$1,362
10 y/oUS$1,106
15 y/oUS$1,093
20 y/oUS$1,306
25 y/oUS$1,779
30 y/oUS$2,220
35 y/oUS$2,648
40 y/oUS$3,162
45 y/oUS$3,789
50 y/oUS$4,496
55 y/oUS$5,135
60 y/oUS$6,100
65 y/oUS$8,354
70 y/oUS$10,708
75 y/oUS$13,352
80 y/oUS$15,711
85 y/oUS$17,388
90 y/oUS$18,621
95 y/oUS$19,297
99 y/oUS$19,678
0.0%
All-ages avg
0 y/oUS$2,147
5 y/oUS$1,362
10 y/oUS$1,106
15 y/oUS$1,093
20 y/oUS$1,306
25 y/oUS$1,779
30 y/oUS$2,220
35 y/oUS$2,648
40 y/oUS$3,162
45 y/oUS$3,789
50 y/oUS$4,496
55 y/oUS$5,135
60 y/oUS$6,100
65 y/oUS$8,354
70 y/oUS$10,708
75 y/oUS$13,352
80 y/oUS$15,711
85 y/oUS$17,388
90 y/oUS$18,621
95 y/oUS$19,297
99 y/oUS$19,678
0.0%
All-ages avg
0 y/oUS$2,147
5 y/oUS$1,362
10 y/oUS$1,106
15 y/oUS$1,093
20 y/oUS$1,306
25 y/oUS$1,779
30 y/oUS$2,220
35 y/oUS$2,648
40 y/oUS$3,162
45 y/oUS$3,789
50 y/oUS$4,496
55 y/oUS$5,135
60 y/oUS$6,100
65 y/oUS$8,354
70 y/oUS$10,708
75 y/oUS$13,352
80 y/oUS$15,711
85 y/oUS$17,388
90 y/oUS$18,621
95 y/oUS$19,297
99 y/oUS$19,678
0.0%
All-ages avg
0 y/oUS$2,147
5 y/oUS$1,362
10 y/oUS$1,106
15 y/oUS$1,093
20 y/oUS$1,306
25 y/oUS$1,779
30 y/oUS$2,220
35 y/oUS$2,648
40 y/oUS$3,162
45 y/oUS$3,789
50 y/oUS$4,496
55 y/oUS$5,135
60 y/oUS$6,100
65 y/oUS$8,354
70 y/oUS$10,708
75 y/oUS$13,352
80 y/oUS$15,711
85 y/oUS$17,388
90 y/oUS$18,621
95 y/oUS$19,297
99 y/oUS$19,678
0.0%
All-ages avg
0 y/oUS$2,147
5 y/oUS$1,362
10 y/oUS$1,106
15 y/oUS$1,093
20 y/oUS$1,306
25 y/oUS$1,779
30 y/oUS$2,220
35 y/oUS$2,648
40 y/oUS$3,162
45 y/oUS$3,789
50 y/oUS$4,496
55 y/oUS$5,135
60 y/oUS$6,100
65 y/oUS$8,354
70 y/oUS$10,708
75 y/oUS$13,352
80 y/oUS$15,711
85 y/oUS$17,388
90 y/oUS$18,621
95 y/oUS$19,297
99 y/oUS$19,678
0.0%
All-ages avg
0 y/oUS$2,147
5 y/oUS$1,362
10 y/oUS$1,106
15 y/oUS$1,093
20 y/oUS$1,306
25 y/oUS$1,779
30 y/oUS$2,220
35 y/oUS$2,648
40 y/oUS$3,162
45 y/oUS$3,789
50 y/oUS$4,496
55 y/oUS$5,135
60 y/oUS$6,100
65 y/oUS$8,354
70 y/oUS$10,708
75 y/oUS$13,352
80 y/oUS$15,711
85 y/oUS$17,388
90 y/oUS$18,621
95 y/oUS$19,297
99 y/oUS$19,678
+7.5%
All-ages avg
0 y/oUS$2,308 (+7.5%)
5 y/oUS$1,464 (+7.5%)
10 y/oUS$1,189 (+7.5%)
15 y/oUS$1,175 (+7.5%)
20 y/oUS$1,404 (+7.5%)
25 y/oUS$1,913 (+7.5%)
30 y/oUS$2,386 (+7.5%)
35 y/oUS$2,847 (+7.5%)
40 y/oUS$3,399 (+7.5%)
45 y/oUS$4,073 (+7.5%)
50 y/oUS$4,833 (+7.5%)
55 y/oUS$5,520 (+7.5%)
60 y/oUS$6,557 (+7.5%)
65 y/oUS$8,980 (+7.5%)
70 y/oUS$11,511 (+7.5%)
75 y/oUS$14,354 (+7.5%)
80 y/oUS$16,889 (+7.5%)
85 y/oUS$18,692 (+7.5%)
90 y/oUS$20,017 (+7.5%)
95 y/oUS$20,745 (+7.5%)
99 y/oUS$21,154 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$2,515 (+9.0%)
5 y/oUS$1,596 (+9.0%)
10 y/oUS$1,296 (+9.0%)
15 y/oUS$1,280 (+8.9%)
20 y/oUS$1,530 (+9.0%)
25 y/oUS$2,085 (+9.0%)
30 y/oUS$2,601 (+9.0%)
35 y/oUS$3,103 (+9.0%)
40 y/oUS$3,705 (+9.0%)
45 y/oUS$4,439 (+9.0%)
50 y/oUS$5,268 (+9.0%)
55 y/oUS$6,017 (+9.0%)
60 y/oUS$7,147 (+9.0%)
65 y/oUS$9,789 (+9.0%)
70 y/oUS$12,547 (+9.0%)
75 y/oUS$15,645 (+9.0%)
80 y/oUS$18,409 (+9.0%)
85 y/oUS$20,374 (+9.0%)
90 y/oUS$21,819 (+9.0%)
95 y/oUS$22,612 (+9.0%)
99 y/oUS$23,058 (+9.0%)
+8.0%
All-ages avg
0 y/oUS$2,718 (+8.1%)
5 y/oUS$1,725 (+8.1%)
10 y/oUS$1,401 (+8.1%)
15 y/oUS$1,384 (+8.1%)
20 y/oUS$1,654 (+8.1%)
25 y/oUS$2,253 (+8.1%)
30 y/oUS$2,810 (+8.0%)
35 y/oUS$3,352 (+8.0%)
40 y/oUS$4,002 (+8.0%)
45 y/oUS$4,795 (+8.0%)
50 y/oUS$5,691 (+8.0%)
55 y/oUS$6,499 (+8.0%)
60 y/oUS$7,720 (+8.0%)
65 y/oUS$10,573 (+8.0%)
70 y/oUS$13,552 (+8.0%)
75 y/oUS$16,898 (+8.0%)
80 y/oUS$19,883 (+8.0%)
85 y/oUS$22,005 (+8.0%)
90 y/oUS$23,565 (+8.0%)
95 y/oUS$24,422 (+8.0%)
99 y/oUS$24,903 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.39%
5 y/o+3.40%
10 y/o+3.40%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.40%
30 y/o+3.39%
35 y/o+3.39%
40 y/o+3.39%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27