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PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 (HKD)
保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃二 (港元)
Prudential Hong Kong Limited · F00013-02-002 · 9 versions · Flexi plan · Avg. annual increase +3.39%
HKD
Male
| Age | F00013-02-002-01 2019-04-01 | F00013-02-002-02 2020-03-03 | F00013-02-002-02 2020-05-25 | F00013-02-002-03 2021-01-05 | F00013-02-002-04 2022-01-01 | F00013-02-002-04 2022-10-03 | F00013-02-002-05 2023-07-01 | F00013-02-002-06 2024-10-01 | F00013-02-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$11,733 (+7.5%) | HK$12,789 (+9.0%) | HK$13,819 (+8.1%) | +3.40% |
| 5 | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$8,505 (+7.5%) | HK$9,270 (+9.0%) | HK$10,019 (+8.1%) | +3.40% |
| 10 | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$7,291 (+7.5%) | HK$7,947 (+9.0%) | HK$8,590 (+8.1%) | +3.40% |
| 15 | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$7,403 (+7.5%) | HK$8,069 (+9.0%) | HK$8,722 (+8.1%) | +3.40% |
| 20 | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$8,019 (+7.5%) | HK$8,741 (+9.0%) | HK$9,448 (+8.1%) | +3.40% |
| 25 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,607 (+7.5%) | HK$9,381 (+9.0%) | HK$10,139 (+8.1%) | +3.40% |
| 30 | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$9,317 (+7.5%) | HK$10,155 (+9.0%) | HK$10,975 (+8.1%) | +3.40% |
| 35 | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$10,570 (+7.5%) | HK$11,521 (+9.0%) | HK$12,450 (+8.1%) | +3.40% |
| 40 | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$12,834 (+7.5%) | HK$13,989 (+9.0%) | HK$15,115 (+8.0%) | +3.40% |
| 45 | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$16,676 (+7.5%) | HK$18,177 (+9.0%) | HK$19,638 (+8.0%) | +3.39% |
| 50 | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$21,475 (+7.5%) | HK$23,408 (+9.0%) | HK$25,288 (+8.0%) | +3.39% |
| 55 | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$26,855 (+7.5%) | HK$29,272 (+9.0%) | HK$31,622 (+8.0%) | +3.39% |
| 60 | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$35,361 (+7.5%) | HK$38,543 (+9.0%) | HK$41,634 (+8.0%) | +3.39% |
| 65 | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$50,160 (+7.5%) | HK$54,675 (+9.0%) | HK$59,056 (+8.0%) | +3.39% |
| 70 | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$63,169 (+7.5%) | HK$68,854 (+9.0%) | HK$74,369 (+8.0%) | +3.39% |
| 75 | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$77,823 (+7.5%) | HK$84,828 (+9.0%) | HK$91,621 (+8.0%) | +3.39% |
| 80 | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$91,972 (+7.5%) | HK$100,249 (+9.0%) | HK$108,276 (+8.0%) | +3.39% |
| 85 | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$101,324 (+7.5%) | HK$110,443 (+9.0%) | HK$119,286 (+8.0%) | +3.39% |
| 90 | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$108,081 (+7.5%) | HK$117,809 (+9.0%) | HK$127,241 (+8.0%) | +3.39% |
| 95 | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$111,414 (+7.5%) | HK$121,441 (+9.0%) | HK$131,164 (+8.0%) | +3.39% |
| 99 | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$113,116 (+7.5%) | HK$123,296 (+9.0%) | HK$133,167 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
0.0%
All-ages avg
0 y/oHK$10,914
5 y/oHK$7,912
10 y/oHK$6,782
15 y/oHK$6,886
20 y/oHK$7,460
25 y/oHK$8,006
30 y/oHK$8,667
35 y/oHK$9,832
40 y/oHK$11,938
45 y/oHK$15,513
50 y/oHK$19,977
55 y/oHK$24,982
60 y/oHK$32,894
65 y/oHK$46,661
70 y/oHK$58,761
75 y/oHK$72,394
80 y/oHK$85,555
85 y/oHK$94,255
90 y/oHK$100,541
95 y/oHK$103,641
99 y/oHK$105,224
+7.5%
All-ages avg
0 y/oHK$11,733 (+7.5%)
5 y/oHK$8,505 (+7.5%)
10 y/oHK$7,291 (+7.5%)
15 y/oHK$7,403 (+7.5%)
20 y/oHK$8,019 (+7.5%)
25 y/oHK$8,607 (+7.5%)
30 y/oHK$9,317 (+7.5%)
35 y/oHK$10,570 (+7.5%)
40 y/oHK$12,834 (+7.5%)
45 y/oHK$16,676 (+7.5%)
50 y/oHK$21,475 (+7.5%)
55 y/oHK$26,855 (+7.5%)
60 y/oHK$35,361 (+7.5%)
65 y/oHK$50,160 (+7.5%)
70 y/oHK$63,169 (+7.5%)
75 y/oHK$77,823 (+7.5%)
80 y/oHK$91,972 (+7.5%)
85 y/oHK$101,324 (+7.5%)
90 y/oHK$108,081 (+7.5%)
95 y/oHK$111,414 (+7.5%)
99 y/oHK$113,116 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$12,789 (+9.0%)
5 y/oHK$9,270 (+9.0%)
10 y/oHK$7,947 (+9.0%)
15 y/oHK$8,069 (+9.0%)
20 y/oHK$8,741 (+9.0%)
25 y/oHK$9,381 (+9.0%)
30 y/oHK$10,155 (+9.0%)
35 y/oHK$11,521 (+9.0%)
40 y/oHK$13,989 (+9.0%)
45 y/oHK$18,177 (+9.0%)
50 y/oHK$23,408 (+9.0%)
55 y/oHK$29,272 (+9.0%)
60 y/oHK$38,543 (+9.0%)
65 y/oHK$54,675 (+9.0%)
70 y/oHK$68,854 (+9.0%)
75 y/oHK$84,828 (+9.0%)
80 y/oHK$100,249 (+9.0%)
85 y/oHK$110,443 (+9.0%)
90 y/oHK$117,809 (+9.0%)
95 y/oHK$121,441 (+9.0%)
99 y/oHK$123,296 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$13,819 (+8.1%)
5 y/oHK$10,019 (+8.1%)
10 y/oHK$8,590 (+8.1%)
15 y/oHK$8,722 (+8.1%)
20 y/oHK$9,448 (+8.1%)
25 y/oHK$10,139 (+8.1%)
30 y/oHK$10,975 (+8.1%)
35 y/oHK$12,450 (+8.1%)
40 y/oHK$15,115 (+8.0%)
45 y/oHK$19,638 (+8.0%)
50 y/oHK$25,288 (+8.0%)
55 y/oHK$31,622 (+8.0%)
60 y/oHK$41,634 (+8.0%)
65 y/oHK$59,056 (+8.0%)
70 y/oHK$74,369 (+8.0%)
75 y/oHK$91,621 (+8.0%)
80 y/oHK$108,276 (+8.0%)
85 y/oHK$119,286 (+8.0%)
90 y/oHK$127,241 (+8.0%)
95 y/oHK$131,164 (+8.0%)
99 y/oHK$133,167 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.40%
10 y/o+3.40%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.40%
30 y/o+3.40%
35 y/o+3.40%
40 y/o+3.40%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-02-002-01 2019-04-01 | F00013-02-002-02 2020-03-03 | F00013-02-002-02 2020-05-25 | F00013-02-002-03 2021-01-05 | F00013-02-002-04 2022-01-01 | F00013-02-002-04 2022-10-03 | F00013-02-002-05 2023-07-01 | F00013-02-002-06 2024-10-01 | F00013-02-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,409 | HK$9,409 | HK$9,409 | HK$9,409 | HK$9,409 | HK$9,409 | HK$10,114 (+7.5%) | HK$11,025 (+9.0%) | HK$11,914 (+8.1%) | +3.40% |
| 5 | HK$6,485 | HK$6,485 | HK$6,485 | HK$6,485 | HK$6,485 | HK$6,485 | HK$6,971 (+7.5%) | HK$7,599 (+9.0%) | HK$8,214 (+8.1%) | +3.40% |
| 10 | HK$5,216 | HK$5,216 | HK$5,216 | HK$5,216 | HK$5,216 | HK$5,216 | HK$5,607 (+7.5%) | HK$6,112 (+9.0%) | HK$6,608 (+8.1%) | +3.41% |
| 15 | HK$5,687 | HK$5,687 | HK$5,687 | HK$5,687 | HK$5,687 | HK$5,687 | HK$6,114 (+7.5%) | HK$6,664 (+9.0%) | HK$7,204 (+8.1%) | +3.40% |
| 20 | HK$6,717 | HK$6,717 | HK$6,717 | HK$6,717 | HK$6,717 | HK$6,717 | HK$7,221 (+7.5%) | HK$7,870 (+9.0%) | HK$8,507 (+8.1%) | +3.40% |
| 25 | HK$9,410 | HK$9,410 | HK$9,410 | HK$9,410 | HK$9,410 | HK$9,410 | HK$10,116 (+7.5%) | HK$11,026 (+9.0%) | HK$11,916 (+8.1%) | +3.40% |
| 30 | HK$11,573 | HK$11,573 | HK$11,573 | HK$11,573 | HK$11,573 | HK$11,573 | HK$12,441 (+7.5%) | HK$13,561 (+9.0%) | HK$14,653 (+8.1%) | +3.40% |
| 35 | HK$13,437 | HK$13,437 | HK$13,437 | HK$13,437 | HK$13,437 | HK$13,437 | HK$14,444 (+7.5%) | HK$15,744 (+9.0%) | HK$17,011 (+8.0%) | +3.40% |
| 40 | HK$14,809 | HK$14,809 | HK$14,809 | HK$14,809 | HK$14,809 | HK$14,809 | HK$15,919 (+7.5%) | HK$17,352 (+9.0%) | HK$18,747 (+8.0%) | +3.39% |
| 45 | HK$19,351 | HK$19,351 | HK$19,351 | HK$19,351 | HK$19,351 | HK$19,351 | HK$20,803 (+7.5%) | HK$22,675 (+9.0%) | HK$24,496 (+8.0%) | +3.39% |
| 50 | HK$22,918 | HK$22,918 | HK$22,918 | HK$22,918 | HK$22,918 | HK$22,918 | HK$24,636 (+7.5%) | HK$26,854 (+9.0%) | HK$29,009 (+8.0%) | +3.39% |
| 55 | HK$25,163 | HK$25,163 | HK$25,163 | HK$25,163 | HK$25,163 | HK$25,163 | HK$27,050 (+7.5%) | HK$29,484 (+9.0%) | HK$31,850 (+8.0%) | +3.39% |
| 60 | HK$30,618 | HK$30,618 | HK$30,618 | HK$30,618 | HK$30,618 | HK$30,618 | HK$32,914 (+7.5%) | HK$35,876 (+9.0%) | HK$38,754 (+8.0%) | +3.39% |
| 65 | HK$42,203 | HK$42,203 | HK$42,203 | HK$42,203 | HK$42,203 | HK$42,203 | HK$45,368 (+7.5%) | HK$49,451 (+9.0%) | HK$53,414 (+8.0%) | +3.39% |
| 70 | HK$52,684 | HK$52,684 | HK$52,684 | HK$52,684 | HK$52,684 | HK$52,684 | HK$56,636 (+7.5%) | HK$61,733 (+9.0%) | HK$66,679 (+8.0%) | +3.39% |
| 75 | HK$64,726 | HK$64,726 | HK$64,726 | HK$64,726 | HK$64,726 | HK$64,726 | HK$69,581 (+7.5%) | HK$75,843 (+9.0%) | HK$81,918 (+8.0%) | +3.39% |
| 80 | HK$75,648 | HK$75,648 | HK$75,648 | HK$75,648 | HK$75,648 | HK$75,648 | HK$81,322 (+7.5%) | HK$88,640 (+9.0%) | HK$95,739 (+8.0%) | +3.39% |
| 85 | HK$83,294 | HK$83,294 | HK$83,294 | HK$83,294 | HK$83,294 | HK$83,294 | HK$89,541 (+7.5%) | HK$97,600 (+9.0%) | HK$105,415 (+8.0%) | +3.39% |
| 90 | HK$88,849 | HK$88,849 | HK$88,849 | HK$88,849 | HK$88,849 | HK$88,849 | HK$95,513 (+7.5%) | HK$104,109 (+9.0%) | HK$112,445 (+8.0%) | +3.39% |
| 95 | HK$91,439 | HK$91,439 | HK$91,439 | HK$91,439 | HK$91,439 | HK$91,439 | HK$98,297 (+7.5%) | HK$107,144 (+9.0%) | HK$115,723 (+8.0%) | +3.39% |
| 99 | HK$92,710 | HK$92,710 | HK$92,710 | HK$92,710 | HK$92,710 | HK$92,710 | HK$99,663 (+7.5%) | HK$108,633 (+9.0%) | HK$117,331 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$9,409
5 y/oHK$6,485
10 y/oHK$5,216
15 y/oHK$5,687
20 y/oHK$6,717
25 y/oHK$9,410
30 y/oHK$11,573
35 y/oHK$13,437
40 y/oHK$14,809
45 y/oHK$19,351
50 y/oHK$22,918
55 y/oHK$25,163
60 y/oHK$30,618
65 y/oHK$42,203
70 y/oHK$52,684
75 y/oHK$64,726
80 y/oHK$75,648
85 y/oHK$83,294
90 y/oHK$88,849
95 y/oHK$91,439
99 y/oHK$92,710
0.0%
All-ages avg
0 y/oHK$9,409
5 y/oHK$6,485
10 y/oHK$5,216
15 y/oHK$5,687
20 y/oHK$6,717
25 y/oHK$9,410
30 y/oHK$11,573
35 y/oHK$13,437
40 y/oHK$14,809
45 y/oHK$19,351
50 y/oHK$22,918
55 y/oHK$25,163
60 y/oHK$30,618
65 y/oHK$42,203
70 y/oHK$52,684
75 y/oHK$64,726
80 y/oHK$75,648
85 y/oHK$83,294
90 y/oHK$88,849
95 y/oHK$91,439
99 y/oHK$92,710
0.0%
All-ages avg
0 y/oHK$9,409
5 y/oHK$6,485
10 y/oHK$5,216
15 y/oHK$5,687
20 y/oHK$6,717
25 y/oHK$9,410
30 y/oHK$11,573
35 y/oHK$13,437
40 y/oHK$14,809
45 y/oHK$19,351
50 y/oHK$22,918
55 y/oHK$25,163
60 y/oHK$30,618
65 y/oHK$42,203
70 y/oHK$52,684
75 y/oHK$64,726
80 y/oHK$75,648
85 y/oHK$83,294
90 y/oHK$88,849
95 y/oHK$91,439
99 y/oHK$92,710
0.0%
All-ages avg
0 y/oHK$9,409
5 y/oHK$6,485
10 y/oHK$5,216
15 y/oHK$5,687
20 y/oHK$6,717
25 y/oHK$9,410
30 y/oHK$11,573
35 y/oHK$13,437
40 y/oHK$14,809
45 y/oHK$19,351
50 y/oHK$22,918
55 y/oHK$25,163
60 y/oHK$30,618
65 y/oHK$42,203
70 y/oHK$52,684
75 y/oHK$64,726
80 y/oHK$75,648
85 y/oHK$83,294
90 y/oHK$88,849
95 y/oHK$91,439
99 y/oHK$92,710
0.0%
All-ages avg
0 y/oHK$9,409
5 y/oHK$6,485
10 y/oHK$5,216
15 y/oHK$5,687
20 y/oHK$6,717
25 y/oHK$9,410
30 y/oHK$11,573
35 y/oHK$13,437
40 y/oHK$14,809
45 y/oHK$19,351
50 y/oHK$22,918
55 y/oHK$25,163
60 y/oHK$30,618
65 y/oHK$42,203
70 y/oHK$52,684
75 y/oHK$64,726
80 y/oHK$75,648
85 y/oHK$83,294
90 y/oHK$88,849
95 y/oHK$91,439
99 y/oHK$92,710
0.0%
All-ages avg
0 y/oHK$9,409
5 y/oHK$6,485
10 y/oHK$5,216
15 y/oHK$5,687
20 y/oHK$6,717
25 y/oHK$9,410
30 y/oHK$11,573
35 y/oHK$13,437
40 y/oHK$14,809
45 y/oHK$19,351
50 y/oHK$22,918
55 y/oHK$25,163
60 y/oHK$30,618
65 y/oHK$42,203
70 y/oHK$52,684
75 y/oHK$64,726
80 y/oHK$75,648
85 y/oHK$83,294
90 y/oHK$88,849
95 y/oHK$91,439
99 y/oHK$92,710
+7.5%
All-ages avg
0 y/oHK$10,114 (+7.5%)
5 y/oHK$6,971 (+7.5%)
10 y/oHK$5,607 (+7.5%)
15 y/oHK$6,114 (+7.5%)
20 y/oHK$7,221 (+7.5%)
25 y/oHK$10,116 (+7.5%)
30 y/oHK$12,441 (+7.5%)
35 y/oHK$14,444 (+7.5%)
40 y/oHK$15,919 (+7.5%)
45 y/oHK$20,803 (+7.5%)
50 y/oHK$24,636 (+7.5%)
55 y/oHK$27,050 (+7.5%)
60 y/oHK$32,914 (+7.5%)
65 y/oHK$45,368 (+7.5%)
70 y/oHK$56,636 (+7.5%)
75 y/oHK$69,581 (+7.5%)
80 y/oHK$81,322 (+7.5%)
85 y/oHK$89,541 (+7.5%)
90 y/oHK$95,513 (+7.5%)
95 y/oHK$98,297 (+7.5%)
99 y/oHK$99,663 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$11,025 (+9.0%)
5 y/oHK$7,599 (+9.0%)
10 y/oHK$6,112 (+9.0%)
15 y/oHK$6,664 (+9.0%)
20 y/oHK$7,870 (+9.0%)
25 y/oHK$11,026 (+9.0%)
30 y/oHK$13,561 (+9.0%)
35 y/oHK$15,744 (+9.0%)
40 y/oHK$17,352 (+9.0%)
45 y/oHK$22,675 (+9.0%)
50 y/oHK$26,854 (+9.0%)
55 y/oHK$29,484 (+9.0%)
60 y/oHK$35,876 (+9.0%)
65 y/oHK$49,451 (+9.0%)
70 y/oHK$61,733 (+9.0%)
75 y/oHK$75,843 (+9.0%)
80 y/oHK$88,640 (+9.0%)
85 y/oHK$97,600 (+9.0%)
90 y/oHK$104,109 (+9.0%)
95 y/oHK$107,144 (+9.0%)
99 y/oHK$108,633 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$11,914 (+8.1%)
5 y/oHK$8,214 (+8.1%)
10 y/oHK$6,608 (+8.1%)
15 y/oHK$7,204 (+8.1%)
20 y/oHK$8,507 (+8.1%)
25 y/oHK$11,916 (+8.1%)
30 y/oHK$14,653 (+8.1%)
35 y/oHK$17,011 (+8.0%)
40 y/oHK$18,747 (+8.0%)
45 y/oHK$24,496 (+8.0%)
50 y/oHK$29,009 (+8.0%)
55 y/oHK$31,850 (+8.0%)
60 y/oHK$38,754 (+8.0%)
65 y/oHK$53,414 (+8.0%)
70 y/oHK$66,679 (+8.0%)
75 y/oHK$81,918 (+8.0%)
80 y/oHK$95,739 (+8.0%)
85 y/oHK$105,415 (+8.0%)
90 y/oHK$112,445 (+8.0%)
95 y/oHK$115,723 (+8.0%)
99 y/oHK$117,331 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.40%
10 y/o+3.41%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.40%
30 y/o+3.40%
35 y/o+3.40%
40 y/o+3.39%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00013-05-002-01 2019-04-01 | F00013-05-002-02 2020-03-03 | F00013-05-002-02 2020-05-25 | F00013-05-002-03 2021-01-05 | F00013-05-002-04 2022-01-01 | F00013-05-002-04 2022-10-03 | F00013-05-002-05 2023-07-01 | F00013-05-002-06 2024-10-01 | F00013-05-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$1,408 | US$1,408 | US$1,408 | US$1,408 | US$1,408 | US$1,408 | US$1,514 (+7.5%) | US$1,650 (+9.0%) | US$1,783 (+8.1%) | +3.40% |
| 5 | US$1,021 | US$1,021 | US$1,021 | US$1,021 | US$1,021 | US$1,021 | US$1,097 (+7.4%) | US$1,196 (+9.0%) | US$1,293 (+8.1%) | +3.40% |
| 10 | US$875 | US$875 | US$875 | US$875 | US$875 | US$875 | US$941 (+7.5%) | US$1,025 (+8.9%) | US$1,108 (+8.1%) | +3.40% |
| 15 | US$889 | US$889 | US$889 | US$889 | US$889 | US$889 | US$955 (+7.4%) | US$1,041 (+9.0%) | US$1,125 (+8.1%) | +3.39% |
| 20 | US$963 | US$963 | US$963 | US$963 | US$963 | US$963 | US$1,035 (+7.5%) | US$1,128 (+9.0%) | US$1,219 (+8.1%) | +3.39% |
| 25 | US$1,033 | US$1,033 | US$1,033 | US$1,033 | US$1,033 | US$1,033 | US$1,111 (+7.6%) | US$1,210 (+8.9%) | US$1,308 (+8.1%) | +3.40% |
| 30 | US$1,118 | US$1,118 | US$1,118 | US$1,118 | US$1,118 | US$1,118 | US$1,202 (+7.5%) | US$1,310 (+9.0%) | US$1,416 (+8.1%) | +3.40% |
| 35 | US$1,269 | US$1,269 | US$1,269 | US$1,269 | US$1,269 | US$1,269 | US$1,364 (+7.5%) | US$1,487 (+9.0%) | US$1,606 (+8.0%) | +3.39% |
| 40 | US$1,540 | US$1,540 | US$1,540 | US$1,540 | US$1,540 | US$1,540 | US$1,656 (+7.5%) | US$1,805 (+9.0%) | US$1,950 (+8.0%) | +3.40% |
| 45 | US$2,002 | US$2,002 | US$2,002 | US$2,002 | US$2,002 | US$2,002 | US$2,152 (+7.5%) | US$2,345 (+9.0%) | US$2,534 (+8.1%) | +3.39% |
| 50 | US$2,578 | US$2,578 | US$2,578 | US$2,578 | US$2,578 | US$2,578 | US$2,771 (+7.5%) | US$3,020 (+9.0%) | US$3,263 (+8.0%) | +3.39% |
| 55 | US$3,223 | US$3,223 | US$3,223 | US$3,223 | US$3,223 | US$3,223 | US$3,465 (+7.5%) | US$3,777 (+9.0%) | US$4,080 (+8.0%) | +3.39% |
| 60 | US$4,244 | US$4,244 | US$4,244 | US$4,244 | US$4,244 | US$4,244 | US$4,563 (+7.5%) | US$4,973 (+9.0%) | US$5,372 (+8.0%) | +3.39% |
| 65 | US$6,021 | US$6,021 | US$6,021 | US$6,021 | US$6,021 | US$6,021 | US$6,472 (+7.5%) | US$7,055 (+9.0%) | US$7,620 (+8.0%) | +3.39% |
| 70 | US$7,582 | US$7,582 | US$7,582 | US$7,582 | US$7,582 | US$7,582 | US$8,151 (+7.5%) | US$8,884 (+9.0%) | US$9,596 (+8.0%) | +3.39% |
| 75 | US$9,341 | US$9,341 | US$9,341 | US$9,341 | US$9,341 | US$9,341 | US$10,042 (+7.5%) | US$10,945 (+9.0%) | US$11,822 (+8.0%) | +3.39% |
| 80 | US$11,039 | US$11,039 | US$11,039 | US$11,039 | US$11,039 | US$11,039 | US$11,867 (+7.5%) | US$12,935 (+9.0%) | US$13,971 (+8.0%) | +3.39% |
| 85 | US$12,162 | US$12,162 | US$12,162 | US$12,162 | US$12,162 | US$12,162 | US$13,074 (+7.5%) | US$14,251 (+9.0%) | US$15,392 (+8.0%) | +3.39% |
| 90 | US$12,973 | US$12,973 | US$12,973 | US$12,973 | US$12,973 | US$12,973 | US$13,946 (+7.5%) | US$15,201 (+9.0%) | US$16,418 (+8.0%) | +3.39% |
| 95 | US$13,373 | US$13,373 | US$13,373 | US$13,373 | US$13,373 | US$13,373 | US$14,376 (+7.5%) | US$15,670 (+9.0%) | US$16,924 (+8.0%) | +3.39% |
| 99 | US$13,577 | US$13,577 | US$13,577 | US$13,577 | US$13,577 | US$13,577 | US$14,596 (+7.5%) | US$15,909 (+9.0%) | US$17,183 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
0.0%
All-ages avg
0 y/oUS$1,408
5 y/oUS$1,021
10 y/oUS$875
15 y/oUS$889
20 y/oUS$963
25 y/oUS$1,033
30 y/oUS$1,118
35 y/oUS$1,269
40 y/oUS$1,540
45 y/oUS$2,002
50 y/oUS$2,578
55 y/oUS$3,223
60 y/oUS$4,244
65 y/oUS$6,021
70 y/oUS$7,582
75 y/oUS$9,341
80 y/oUS$11,039
85 y/oUS$12,162
90 y/oUS$12,973
95 y/oUS$13,373
99 y/oUS$13,577
+7.5%
All-ages avg
0 y/oUS$1,514 (+7.5%)
5 y/oUS$1,097 (+7.4%)
10 y/oUS$941 (+7.5%)
15 y/oUS$955 (+7.4%)
20 y/oUS$1,035 (+7.5%)
25 y/oUS$1,111 (+7.6%)
30 y/oUS$1,202 (+7.5%)
35 y/oUS$1,364 (+7.5%)
40 y/oUS$1,656 (+7.5%)
45 y/oUS$2,152 (+7.5%)
50 y/oUS$2,771 (+7.5%)
55 y/oUS$3,465 (+7.5%)
60 y/oUS$4,563 (+7.5%)
65 y/oUS$6,472 (+7.5%)
70 y/oUS$8,151 (+7.5%)
75 y/oUS$10,042 (+7.5%)
80 y/oUS$11,867 (+7.5%)
85 y/oUS$13,074 (+7.5%)
90 y/oUS$13,946 (+7.5%)
95 y/oUS$14,376 (+7.5%)
99 y/oUS$14,596 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$1,650 (+9.0%)
5 y/oUS$1,196 (+9.0%)
10 y/oUS$1,025 (+8.9%)
15 y/oUS$1,041 (+9.0%)
20 y/oUS$1,128 (+9.0%)
25 y/oUS$1,210 (+8.9%)
30 y/oUS$1,310 (+9.0%)
35 y/oUS$1,487 (+9.0%)
40 y/oUS$1,805 (+9.0%)
45 y/oUS$2,345 (+9.0%)
50 y/oUS$3,020 (+9.0%)
55 y/oUS$3,777 (+9.0%)
60 y/oUS$4,973 (+9.0%)
65 y/oUS$7,055 (+9.0%)
70 y/oUS$8,884 (+9.0%)
75 y/oUS$10,945 (+9.0%)
80 y/oUS$12,935 (+9.0%)
85 y/oUS$14,251 (+9.0%)
90 y/oUS$15,201 (+9.0%)
95 y/oUS$15,670 (+9.0%)
99 y/oUS$15,909 (+9.0%)
+8.0%
All-ages avg
0 y/oUS$1,783 (+8.1%)
5 y/oUS$1,293 (+8.1%)
10 y/oUS$1,108 (+8.1%)
15 y/oUS$1,125 (+8.1%)
20 y/oUS$1,219 (+8.1%)
25 y/oUS$1,308 (+8.1%)
30 y/oUS$1,416 (+8.1%)
35 y/oUS$1,606 (+8.0%)
40 y/oUS$1,950 (+8.0%)
45 y/oUS$2,534 (+8.1%)
50 y/oUS$3,263 (+8.0%)
55 y/oUS$4,080 (+8.0%)
60 y/oUS$5,372 (+8.0%)
65 y/oUS$7,620 (+8.0%)
70 y/oUS$9,596 (+8.0%)
75 y/oUS$11,822 (+8.0%)
80 y/oUS$13,971 (+8.0%)
85 y/oUS$15,392 (+8.0%)
90 y/oUS$16,418 (+8.0%)
95 y/oUS$16,924 (+8.0%)
99 y/oUS$17,183 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.40%
10 y/o+3.40%
15 y/o+3.39%
20 y/o+3.39%
25 y/o+3.40%
30 y/o+3.40%
35 y/o+3.39%
40 y/o+3.40%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-05-002-01 2019-04-01 | F00013-05-002-02 2020-03-03 | F00013-05-002-02 2020-05-25 | F00013-05-002-03 2021-01-05 | F00013-05-002-04 2022-01-01 | F00013-05-002-04 2022-10-03 | F00013-05-002-05 2023-07-01 | F00013-05-002-06 2024-10-01 | F00013-05-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$1,214 | US$1,214 | US$1,214 | US$1,214 | US$1,214 | US$1,214 | US$1,305 (+7.5%) | US$1,423 (+9.0%) | US$1,537 (+8.0%) | +3.40% |
| 5 | US$837 | US$837 | US$837 | US$837 | US$837 | US$837 | US$900 (+7.5%) | US$980 (+8.9%) | US$1,060 (+8.2%) | +3.40% |
| 10 | US$673 | US$673 | US$673 | US$673 | US$673 | US$673 | US$724 (+7.6%) | US$789 (+9.0%) | US$853 (+8.1%) | +3.41% |
| 15 | US$734 | US$734 | US$734 | US$734 | US$734 | US$734 | US$789 (+7.5%) | US$860 (+9.0%) | US$930 (+8.1%) | +3.41% |
| 20 | US$867 | US$867 | US$867 | US$867 | US$867 | US$867 | US$932 (+7.5%) | US$1,016 (+9.0%) | US$1,098 (+8.1%) | +3.40% |
| 25 | US$1,214 | US$1,214 | US$1,214 | US$1,214 | US$1,214 | US$1,214 | US$1,305 (+7.5%) | US$1,423 (+9.0%) | US$1,538 (+8.1%) | +3.41% |
| 30 | US$1,493 | US$1,493 | US$1,493 | US$1,493 | US$1,493 | US$1,493 | US$1,605 (+7.5%) | US$1,750 (+9.0%) | US$1,891 (+8.1%) | +3.40% |
| 35 | US$1,734 | US$1,734 | US$1,734 | US$1,734 | US$1,734 | US$1,734 | US$1,864 (+7.5%) | US$2,032 (+9.0%) | US$2,195 (+8.0%) | +3.39% |
| 40 | US$1,911 | US$1,911 | US$1,911 | US$1,911 | US$1,911 | US$1,911 | US$2,054 (+7.5%) | US$2,239 (+9.0%) | US$2,419 (+8.0%) | +3.39% |
| 45 | US$2,497 | US$2,497 | US$2,497 | US$2,497 | US$2,497 | US$2,497 | US$2,684 (+7.5%) | US$2,926 (+9.0%) | US$3,161 (+8.0%) | +3.39% |
| 50 | US$2,957 | US$2,957 | US$2,957 | US$2,957 | US$2,957 | US$2,957 | US$3,179 (+7.5%) | US$3,465 (+9.0%) | US$3,743 (+8.0%) | +3.39% |
| 55 | US$3,247 | US$3,247 | US$3,247 | US$3,247 | US$3,247 | US$3,247 | US$3,490 (+7.5%) | US$3,804 (+9.0%) | US$4,110 (+8.0%) | +3.39% |
| 60 | US$3,951 | US$3,951 | US$3,951 | US$3,951 | US$3,951 | US$3,951 | US$4,247 (+7.5%) | US$4,629 (+9.0%) | US$5,000 (+8.0%) | +3.39% |
| 65 | US$5,446 | US$5,446 | US$5,446 | US$5,446 | US$5,446 | US$5,446 | US$5,854 (+7.5%) | US$6,381 (+9.0%) | US$6,892 (+8.0%) | +3.39% |
| 70 | US$6,798 | US$6,798 | US$6,798 | US$6,798 | US$6,798 | US$6,798 | US$7,308 (+7.5%) | US$7,966 (+9.0%) | US$8,604 (+8.0%) | +3.39% |
| 75 | US$8,352 | US$8,352 | US$8,352 | US$8,352 | US$8,352 | US$8,352 | US$8,978 (+7.5%) | US$9,786 (+9.0%) | US$10,570 (+8.0%) | +3.39% |
| 80 | US$9,761 | US$9,761 | US$9,761 | US$9,761 | US$9,761 | US$9,761 | US$10,493 (+7.5%) | US$11,437 (+9.0%) | US$12,353 (+8.0%) | +3.39% |
| 85 | US$10,748 | US$10,748 | US$10,748 | US$10,748 | US$10,748 | US$10,748 | US$11,554 (+7.5%) | US$12,594 (+9.0%) | US$13,602 (+8.0%) | +3.39% |
| 90 | US$11,464 | US$11,464 | US$11,464 | US$11,464 | US$11,464 | US$11,464 | US$12,324 (+7.5%) | US$13,433 (+9.0%) | US$14,509 (+8.0%) | +3.39% |
| 95 | US$11,799 | US$11,799 | US$11,799 | US$11,799 | US$11,799 | US$11,799 | US$12,684 (+7.5%) | US$13,825 (+9.0%) | US$14,932 (+8.0%) | +3.39% |
| 99 | US$11,963 | US$11,963 | US$11,963 | US$11,963 | US$11,963 | US$11,963 | US$12,860 (+7.5%) | US$14,017 (+9.0%) | US$15,139 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oUS$1,214
5 y/oUS$837
10 y/oUS$673
15 y/oUS$734
20 y/oUS$867
25 y/oUS$1,214
30 y/oUS$1,493
35 y/oUS$1,734
40 y/oUS$1,911
45 y/oUS$2,497
50 y/oUS$2,957
55 y/oUS$3,247
60 y/oUS$3,951
65 y/oUS$5,446
70 y/oUS$6,798
75 y/oUS$8,352
80 y/oUS$9,761
85 y/oUS$10,748
90 y/oUS$11,464
95 y/oUS$11,799
99 y/oUS$11,963
0.0%
All-ages avg
0 y/oUS$1,214
5 y/oUS$837
10 y/oUS$673
15 y/oUS$734
20 y/oUS$867
25 y/oUS$1,214
30 y/oUS$1,493
35 y/oUS$1,734
40 y/oUS$1,911
45 y/oUS$2,497
50 y/oUS$2,957
55 y/oUS$3,247
60 y/oUS$3,951
65 y/oUS$5,446
70 y/oUS$6,798
75 y/oUS$8,352
80 y/oUS$9,761
85 y/oUS$10,748
90 y/oUS$11,464
95 y/oUS$11,799
99 y/oUS$11,963
0.0%
All-ages avg
0 y/oUS$1,214
5 y/oUS$837
10 y/oUS$673
15 y/oUS$734
20 y/oUS$867
25 y/oUS$1,214
30 y/oUS$1,493
35 y/oUS$1,734
40 y/oUS$1,911
45 y/oUS$2,497
50 y/oUS$2,957
55 y/oUS$3,247
60 y/oUS$3,951
65 y/oUS$5,446
70 y/oUS$6,798
75 y/oUS$8,352
80 y/oUS$9,761
85 y/oUS$10,748
90 y/oUS$11,464
95 y/oUS$11,799
99 y/oUS$11,963
0.0%
All-ages avg
0 y/oUS$1,214
5 y/oUS$837
10 y/oUS$673
15 y/oUS$734
20 y/oUS$867
25 y/oUS$1,214
30 y/oUS$1,493
35 y/oUS$1,734
40 y/oUS$1,911
45 y/oUS$2,497
50 y/oUS$2,957
55 y/oUS$3,247
60 y/oUS$3,951
65 y/oUS$5,446
70 y/oUS$6,798
75 y/oUS$8,352
80 y/oUS$9,761
85 y/oUS$10,748
90 y/oUS$11,464
95 y/oUS$11,799
99 y/oUS$11,963
0.0%
All-ages avg
0 y/oUS$1,214
5 y/oUS$837
10 y/oUS$673
15 y/oUS$734
20 y/oUS$867
25 y/oUS$1,214
30 y/oUS$1,493
35 y/oUS$1,734
40 y/oUS$1,911
45 y/oUS$2,497
50 y/oUS$2,957
55 y/oUS$3,247
60 y/oUS$3,951
65 y/oUS$5,446
70 y/oUS$6,798
75 y/oUS$8,352
80 y/oUS$9,761
85 y/oUS$10,748
90 y/oUS$11,464
95 y/oUS$11,799
99 y/oUS$11,963
0.0%
All-ages avg
0 y/oUS$1,214
5 y/oUS$837
10 y/oUS$673
15 y/oUS$734
20 y/oUS$867
25 y/oUS$1,214
30 y/oUS$1,493
35 y/oUS$1,734
40 y/oUS$1,911
45 y/oUS$2,497
50 y/oUS$2,957
55 y/oUS$3,247
60 y/oUS$3,951
65 y/oUS$5,446
70 y/oUS$6,798
75 y/oUS$8,352
80 y/oUS$9,761
85 y/oUS$10,748
90 y/oUS$11,464
95 y/oUS$11,799
99 y/oUS$11,963
+7.5%
All-ages avg
0 y/oUS$1,305 (+7.5%)
5 y/oUS$900 (+7.5%)
10 y/oUS$724 (+7.6%)
15 y/oUS$789 (+7.5%)
20 y/oUS$932 (+7.5%)
25 y/oUS$1,305 (+7.5%)
30 y/oUS$1,605 (+7.5%)
35 y/oUS$1,864 (+7.5%)
40 y/oUS$2,054 (+7.5%)
45 y/oUS$2,684 (+7.5%)
50 y/oUS$3,179 (+7.5%)
55 y/oUS$3,490 (+7.5%)
60 y/oUS$4,247 (+7.5%)
65 y/oUS$5,854 (+7.5%)
70 y/oUS$7,308 (+7.5%)
75 y/oUS$8,978 (+7.5%)
80 y/oUS$10,493 (+7.5%)
85 y/oUS$11,554 (+7.5%)
90 y/oUS$12,324 (+7.5%)
95 y/oUS$12,684 (+7.5%)
99 y/oUS$12,860 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$1,423 (+9.0%)
5 y/oUS$980 (+8.9%)
10 y/oUS$789 (+9.0%)
15 y/oUS$860 (+9.0%)
20 y/oUS$1,016 (+9.0%)
25 y/oUS$1,423 (+9.0%)
30 y/oUS$1,750 (+9.0%)
35 y/oUS$2,032 (+9.0%)
40 y/oUS$2,239 (+9.0%)
45 y/oUS$2,926 (+9.0%)
50 y/oUS$3,465 (+9.0%)
55 y/oUS$3,804 (+9.0%)
60 y/oUS$4,629 (+9.0%)
65 y/oUS$6,381 (+9.0%)
70 y/oUS$7,966 (+9.0%)
75 y/oUS$9,786 (+9.0%)
80 y/oUS$11,437 (+9.0%)
85 y/oUS$12,594 (+9.0%)
90 y/oUS$13,433 (+9.0%)
95 y/oUS$13,825 (+9.0%)
99 y/oUS$14,017 (+9.0%)
+8.0%
All-ages avg
0 y/oUS$1,537 (+8.0%)
5 y/oUS$1,060 (+8.2%)
10 y/oUS$853 (+8.1%)
15 y/oUS$930 (+8.1%)
20 y/oUS$1,098 (+8.1%)
25 y/oUS$1,538 (+8.1%)
30 y/oUS$1,891 (+8.1%)
35 y/oUS$2,195 (+8.0%)
40 y/oUS$2,419 (+8.0%)
45 y/oUS$3,161 (+8.0%)
50 y/oUS$3,743 (+8.0%)
55 y/oUS$4,110 (+8.0%)
60 y/oUS$5,000 (+8.0%)
65 y/oUS$6,892 (+8.0%)
70 y/oUS$8,604 (+8.0%)
75 y/oUS$10,570 (+8.0%)
80 y/oUS$12,353 (+8.0%)
85 y/oUS$13,602 (+8.0%)
90 y/oUS$14,509 (+8.0%)
95 y/oUS$14,932 (+8.0%)
99 y/oUS$15,139 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.40%
10 y/o+3.41%
15 y/o+3.41%
20 y/o+3.40%
25 y/o+3.41%
30 y/o+3.40%
35 y/o+3.39%
40 y/o+3.39%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27