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PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 (HKD)
保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃一 (港元)
Prudential Hong Kong Limited · F00013-02-001 · 9 versions · Flexi plan · Avg. annual increase +3.40%
HKD
Male
| Age | F00013-02-001-01 2019-04-01 | F00013-02-001-02 2020-03-03 | F00013-02-001-02 2020-05-25 | F00013-02-001-03 2021-01-05 | F00013-02-001-04 2022-01-01 | F00013-02-001-04 2022-10-03 | F00013-02-001-05 2023-07-01 | F00013-02-001-06 2024-10-01 | F00013-02-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$10,202 (+7.5%) | HK$11,120 (+9.0%) | HK$12,017 (+8.1%) | +3.40% |
| 5 | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$7,396 (+7.5%) | HK$8,061 (+9.0%) | HK$8,714 (+8.1%) | +3.40% |
| 10 | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$6,340 (+7.5%) | HK$6,910 (+9.0%) | HK$7,470 (+8.1%) | +3.40% |
| 15 | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$6,437 (+7.5%) | HK$7,017 (+9.0%) | HK$7,585 (+8.1%) | +3.40% |
| 20 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,973 (+7.5%) | HK$7,601 (+9.0%) | HK$8,216 (+8.1%) | +3.40% |
| 25 | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$7,484 (+7.5%) | HK$8,158 (+9.0%) | HK$8,817 (+8.1%) | +3.40% |
| 30 | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$8,101 (+7.5%) | HK$8,830 (+9.0%) | HK$9,544 (+8.1%) | +3.40% |
| 35 | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$9,191 (+7.5%) | HK$10,018 (+9.0%) | HK$10,827 (+8.1%) | +3.40% |
| 40 | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$11,160 (+7.5%) | HK$12,164 (+9.0%) | HK$13,145 (+8.1%) | +3.40% |
| 45 | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$14,501 (+7.5%) | HK$15,806 (+9.0%) | HK$17,078 (+8.0%) | +3.40% |
| 50 | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$18,674 (+7.5%) | HK$20,355 (+9.0%) | HK$21,991 (+8.0%) | +3.40% |
| 55 | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$23,353 (+7.5%) | HK$25,454 (+9.0%) | HK$27,498 (+8.0%) | +3.39% |
| 60 | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$30,749 (+7.5%) | HK$33,516 (+9.0%) | HK$36,205 (+8.0%) | +3.39% |
| 65 | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$43,618 (+7.5%) | HK$47,543 (+9.0%) | HK$51,354 (+8.0%) | +3.39% |
| 70 | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$54,929 (+7.5%) | HK$59,873 (+9.0%) | HK$64,670 (+8.0%) | +3.39% |
| 75 | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$67,672 (+7.5%) | HK$73,763 (+9.0%) | HK$79,671 (+8.0%) | +3.39% |
| 80 | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$79,975 (+7.5%) | HK$87,173 (+9.0%) | HK$94,154 (+8.0%) | +3.39% |
| 85 | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$88,108 (+7.5%) | HK$96,037 (+9.0%) | HK$103,727 (+8.0%) | +3.39% |
| 90 | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$93,984 (+7.5%) | HK$102,442 (+9.0%) | HK$110,645 (+8.0%) | +3.39% |
| 95 | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$96,882 (+7.5%) | HK$105,601 (+9.0%) | HK$114,057 (+8.0%) | +3.39% |
| 99 | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$98,361 (+7.5%) | HK$107,214 (+9.0%) | HK$115,798 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
0.0%
All-ages avg
0 y/oHK$9,490
5 y/oHK$6,880
10 y/oHK$5,897
15 y/oHK$5,988
20 y/oHK$6,487
25 y/oHK$6,962
30 y/oHK$7,536
35 y/oHK$8,550
40 y/oHK$10,381
45 y/oHK$13,489
50 y/oHK$17,371
55 y/oHK$21,723
60 y/oHK$28,603
65 y/oHK$40,575
70 y/oHK$51,097
75 y/oHK$62,951
80 y/oHK$74,396
85 y/oHK$81,961
90 y/oHK$87,427
95 y/oHK$90,123
99 y/oHK$91,499
+7.5%
All-ages avg
0 y/oHK$10,202 (+7.5%)
5 y/oHK$7,396 (+7.5%)
10 y/oHK$6,340 (+7.5%)
15 y/oHK$6,437 (+7.5%)
20 y/oHK$6,973 (+7.5%)
25 y/oHK$7,484 (+7.5%)
30 y/oHK$8,101 (+7.5%)
35 y/oHK$9,191 (+7.5%)
40 y/oHK$11,160 (+7.5%)
45 y/oHK$14,501 (+7.5%)
50 y/oHK$18,674 (+7.5%)
55 y/oHK$23,353 (+7.5%)
60 y/oHK$30,749 (+7.5%)
65 y/oHK$43,618 (+7.5%)
70 y/oHK$54,929 (+7.5%)
75 y/oHK$67,672 (+7.5%)
80 y/oHK$79,975 (+7.5%)
85 y/oHK$88,108 (+7.5%)
90 y/oHK$93,984 (+7.5%)
95 y/oHK$96,882 (+7.5%)
99 y/oHK$98,361 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$11,120 (+9.0%)
5 y/oHK$8,061 (+9.0%)
10 y/oHK$6,910 (+9.0%)
15 y/oHK$7,017 (+9.0%)
20 y/oHK$7,601 (+9.0%)
25 y/oHK$8,158 (+9.0%)
30 y/oHK$8,830 (+9.0%)
35 y/oHK$10,018 (+9.0%)
40 y/oHK$12,164 (+9.0%)
45 y/oHK$15,806 (+9.0%)
50 y/oHK$20,355 (+9.0%)
55 y/oHK$25,454 (+9.0%)
60 y/oHK$33,516 (+9.0%)
65 y/oHK$47,543 (+9.0%)
70 y/oHK$59,873 (+9.0%)
75 y/oHK$73,763 (+9.0%)
80 y/oHK$87,173 (+9.0%)
85 y/oHK$96,037 (+9.0%)
90 y/oHK$102,442 (+9.0%)
95 y/oHK$105,601 (+9.0%)
99 y/oHK$107,214 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$12,017 (+8.1%)
5 y/oHK$8,714 (+8.1%)
10 y/oHK$7,470 (+8.1%)
15 y/oHK$7,585 (+8.1%)
20 y/oHK$8,216 (+8.1%)
25 y/oHK$8,817 (+8.1%)
30 y/oHK$9,544 (+8.1%)
35 y/oHK$10,827 (+8.1%)
40 y/oHK$13,145 (+8.1%)
45 y/oHK$17,078 (+8.0%)
50 y/oHK$21,991 (+8.0%)
55 y/oHK$27,498 (+8.0%)
60 y/oHK$36,205 (+8.0%)
65 y/oHK$51,354 (+8.0%)
70 y/oHK$64,670 (+8.0%)
75 y/oHK$79,671 (+8.0%)
80 y/oHK$94,154 (+8.0%)
85 y/oHK$103,727 (+8.0%)
90 y/oHK$110,645 (+8.0%)
95 y/oHK$114,057 (+8.0%)
99 y/oHK$115,798 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.40%
10 y/o+3.40%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.40%
30 y/o+3.40%
35 y/o+3.40%
40 y/o+3.40%
45 y/o+3.40%
50 y/o+3.40%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-02-001-01 2019-04-01 | F00013-02-001-02 2020-03-03 | F00013-02-001-02 2020-05-25 | F00013-02-001-03 2021-01-05 | F00013-02-001-04 2022-01-01 | F00013-02-001-04 2022-10-03 | F00013-02-001-05 2023-07-01 | F00013-02-001-06 2024-10-01 | F00013-02-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$8,182 | HK$8,182 | HK$8,182 | HK$8,182 | HK$8,182 | HK$8,182 | HK$8,795 (+7.5%) | HK$9,587 (+9.0%) | HK$10,361 (+8.1%) | +3.40% |
| 5 | HK$5,639 | HK$5,639 | HK$5,639 | HK$5,639 | HK$5,639 | HK$5,639 | HK$6,062 (+7.5%) | HK$6,608 (+9.0%) | HK$7,143 (+8.1%) | +3.40% |
| 10 | HK$4,536 | HK$4,536 | HK$4,536 | HK$4,536 | HK$4,536 | HK$4,536 | HK$4,876 (+7.5%) | HK$5,315 (+9.0%) | HK$5,747 (+8.1%) | +3.41% |
| 15 | HK$4,945 | HK$4,945 | HK$4,945 | HK$4,945 | HK$4,945 | HK$4,945 | HK$5,316 (+7.5%) | HK$5,795 (+9.0%) | HK$6,266 (+8.1%) | +3.41% |
| 20 | HK$5,841 | HK$5,841 | HK$5,841 | HK$5,841 | HK$5,841 | HK$5,841 | HK$6,279 (+7.5%) | HK$6,844 (+9.0%) | HK$7,399 (+8.1%) | +3.40% |
| 25 | HK$8,183 | HK$8,183 | HK$8,183 | HK$8,183 | HK$8,183 | HK$8,183 | HK$8,796 (+7.5%) | HK$9,588 (+9.0%) | HK$10,362 (+8.1%) | +3.40% |
| 30 | HK$10,064 | HK$10,064 | HK$10,064 | HK$10,064 | HK$10,064 | HK$10,064 | HK$10,818 (+7.5%) | HK$11,792 (+9.0%) | HK$12,743 (+8.1%) | +3.40% |
| 35 | HK$11,684 | HK$11,684 | HK$11,684 | HK$11,684 | HK$11,684 | HK$11,684 | HK$12,560 (+7.5%) | HK$13,691 (+9.0%) | HK$14,793 (+8.0%) | +3.40% |
| 40 | HK$12,877 | HK$12,877 | HK$12,877 | HK$12,877 | HK$12,877 | HK$12,877 | HK$13,843 (+7.5%) | HK$15,089 (+9.0%) | HK$16,303 (+8.0%) | +3.40% |
| 45 | HK$16,827 | HK$16,827 | HK$16,827 | HK$16,827 | HK$16,827 | HK$16,827 | HK$18,089 (+7.5%) | HK$19,717 (+9.0%) | HK$21,302 (+8.0%) | +3.39% |
| 50 | HK$19,928 | HK$19,928 | HK$19,928 | HK$19,928 | HK$19,928 | HK$19,928 | HK$21,423 (+7.5%) | HK$23,351 (+9.0%) | HK$25,227 (+8.0%) | +3.39% |
| 55 | HK$21,881 | HK$21,881 | HK$21,881 | HK$21,881 | HK$21,881 | HK$21,881 | HK$23,522 (+7.5%) | HK$25,639 (+9.0%) | HK$27,697 (+8.0%) | +3.39% |
| 60 | HK$26,624 | HK$26,624 | HK$26,624 | HK$26,624 | HK$26,624 | HK$26,624 | HK$28,621 (+7.5%) | HK$31,197 (+9.0%) | HK$33,700 (+8.0%) | +3.39% |
| 65 | HK$36,698 | HK$36,698 | HK$36,698 | HK$36,698 | HK$36,698 | HK$36,698 | HK$39,450 (+7.5%) | HK$43,001 (+9.0%) | HK$46,448 (+8.0%) | +3.39% |
| 70 | HK$45,812 | HK$45,812 | HK$45,812 | HK$45,812 | HK$45,812 | HK$45,812 | HK$49,248 (+7.5%) | HK$53,681 (+9.0%) | HK$57,982 (+8.0%) | +3.39% |
| 75 | HK$56,284 | HK$56,284 | HK$56,284 | HK$56,284 | HK$56,284 | HK$56,284 | HK$60,505 (+7.5%) | HK$65,950 (+9.0%) | HK$71,234 (+8.0%) | +3.39% |
| 80 | HK$65,781 | HK$65,781 | HK$65,781 | HK$65,781 | HK$65,781 | HK$65,781 | HK$70,714 (+7.5%) | HK$77,079 (+9.0%) | HK$83,252 (+8.0%) | +3.39% |
| 85 | HK$72,430 | HK$72,430 | HK$72,430 | HK$72,430 | HK$72,430 | HK$72,430 | HK$77,862 (+7.5%) | HK$84,869 (+9.0%) | HK$91,666 (+8.0%) | +3.39% |
| 90 | HK$77,260 | HK$77,260 | HK$77,260 | HK$77,260 | HK$77,260 | HK$77,260 | HK$83,055 (+7.5%) | HK$90,530 (+9.0%) | HK$97,779 (+8.0%) | +3.39% |
| 95 | HK$79,513 | HK$79,513 | HK$79,513 | HK$79,513 | HK$79,513 | HK$79,513 | HK$85,476 (+7.5%) | HK$93,169 (+9.0%) | HK$100,630 (+8.0%) | +3.39% |
| 99 | HK$80,617 | HK$80,617 | HK$80,617 | HK$80,617 | HK$80,617 | HK$80,617 | HK$86,664 (+7.5%) | HK$94,463 (+9.0%) | HK$102,028 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oHK$8,182
5 y/oHK$5,639
10 y/oHK$4,536
15 y/oHK$4,945
20 y/oHK$5,841
25 y/oHK$8,183
30 y/oHK$10,064
35 y/oHK$11,684
40 y/oHK$12,877
45 y/oHK$16,827
50 y/oHK$19,928
55 y/oHK$21,881
60 y/oHK$26,624
65 y/oHK$36,698
70 y/oHK$45,812
75 y/oHK$56,284
80 y/oHK$65,781
85 y/oHK$72,430
90 y/oHK$77,260
95 y/oHK$79,513
99 y/oHK$80,617
0.0%
All-ages avg
0 y/oHK$8,182
5 y/oHK$5,639
10 y/oHK$4,536
15 y/oHK$4,945
20 y/oHK$5,841
25 y/oHK$8,183
30 y/oHK$10,064
35 y/oHK$11,684
40 y/oHK$12,877
45 y/oHK$16,827
50 y/oHK$19,928
55 y/oHK$21,881
60 y/oHK$26,624
65 y/oHK$36,698
70 y/oHK$45,812
75 y/oHK$56,284
80 y/oHK$65,781
85 y/oHK$72,430
90 y/oHK$77,260
95 y/oHK$79,513
99 y/oHK$80,617
0.0%
All-ages avg
0 y/oHK$8,182
5 y/oHK$5,639
10 y/oHK$4,536
15 y/oHK$4,945
20 y/oHK$5,841
25 y/oHK$8,183
30 y/oHK$10,064
35 y/oHK$11,684
40 y/oHK$12,877
45 y/oHK$16,827
50 y/oHK$19,928
55 y/oHK$21,881
60 y/oHK$26,624
65 y/oHK$36,698
70 y/oHK$45,812
75 y/oHK$56,284
80 y/oHK$65,781
85 y/oHK$72,430
90 y/oHK$77,260
95 y/oHK$79,513
99 y/oHK$80,617
0.0%
All-ages avg
0 y/oHK$8,182
5 y/oHK$5,639
10 y/oHK$4,536
15 y/oHK$4,945
20 y/oHK$5,841
25 y/oHK$8,183
30 y/oHK$10,064
35 y/oHK$11,684
40 y/oHK$12,877
45 y/oHK$16,827
50 y/oHK$19,928
55 y/oHK$21,881
60 y/oHK$26,624
65 y/oHK$36,698
70 y/oHK$45,812
75 y/oHK$56,284
80 y/oHK$65,781
85 y/oHK$72,430
90 y/oHK$77,260
95 y/oHK$79,513
99 y/oHK$80,617
0.0%
All-ages avg
0 y/oHK$8,182
5 y/oHK$5,639
10 y/oHK$4,536
15 y/oHK$4,945
20 y/oHK$5,841
25 y/oHK$8,183
30 y/oHK$10,064
35 y/oHK$11,684
40 y/oHK$12,877
45 y/oHK$16,827
50 y/oHK$19,928
55 y/oHK$21,881
60 y/oHK$26,624
65 y/oHK$36,698
70 y/oHK$45,812
75 y/oHK$56,284
80 y/oHK$65,781
85 y/oHK$72,430
90 y/oHK$77,260
95 y/oHK$79,513
99 y/oHK$80,617
0.0%
All-ages avg
0 y/oHK$8,182
5 y/oHK$5,639
10 y/oHK$4,536
15 y/oHK$4,945
20 y/oHK$5,841
25 y/oHK$8,183
30 y/oHK$10,064
35 y/oHK$11,684
40 y/oHK$12,877
45 y/oHK$16,827
50 y/oHK$19,928
55 y/oHK$21,881
60 y/oHK$26,624
65 y/oHK$36,698
70 y/oHK$45,812
75 y/oHK$56,284
80 y/oHK$65,781
85 y/oHK$72,430
90 y/oHK$77,260
95 y/oHK$79,513
99 y/oHK$80,617
+7.5%
All-ages avg
0 y/oHK$8,795 (+7.5%)
5 y/oHK$6,062 (+7.5%)
10 y/oHK$4,876 (+7.5%)
15 y/oHK$5,316 (+7.5%)
20 y/oHK$6,279 (+7.5%)
25 y/oHK$8,796 (+7.5%)
30 y/oHK$10,818 (+7.5%)
35 y/oHK$12,560 (+7.5%)
40 y/oHK$13,843 (+7.5%)
45 y/oHK$18,089 (+7.5%)
50 y/oHK$21,423 (+7.5%)
55 y/oHK$23,522 (+7.5%)
60 y/oHK$28,621 (+7.5%)
65 y/oHK$39,450 (+7.5%)
70 y/oHK$49,248 (+7.5%)
75 y/oHK$60,505 (+7.5%)
80 y/oHK$70,714 (+7.5%)
85 y/oHK$77,862 (+7.5%)
90 y/oHK$83,055 (+7.5%)
95 y/oHK$85,476 (+7.5%)
99 y/oHK$86,664 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$9,587 (+9.0%)
5 y/oHK$6,608 (+9.0%)
10 y/oHK$5,315 (+9.0%)
15 y/oHK$5,795 (+9.0%)
20 y/oHK$6,844 (+9.0%)
25 y/oHK$9,588 (+9.0%)
30 y/oHK$11,792 (+9.0%)
35 y/oHK$13,691 (+9.0%)
40 y/oHK$15,089 (+9.0%)
45 y/oHK$19,717 (+9.0%)
50 y/oHK$23,351 (+9.0%)
55 y/oHK$25,639 (+9.0%)
60 y/oHK$31,197 (+9.0%)
65 y/oHK$43,001 (+9.0%)
70 y/oHK$53,681 (+9.0%)
75 y/oHK$65,950 (+9.0%)
80 y/oHK$77,079 (+9.0%)
85 y/oHK$84,869 (+9.0%)
90 y/oHK$90,530 (+9.0%)
95 y/oHK$93,169 (+9.0%)
99 y/oHK$94,463 (+9.0%)
+8.0%
All-ages avg
0 y/oHK$10,361 (+8.1%)
5 y/oHK$7,143 (+8.1%)
10 y/oHK$5,747 (+8.1%)
15 y/oHK$6,266 (+8.1%)
20 y/oHK$7,399 (+8.1%)
25 y/oHK$10,362 (+8.1%)
30 y/oHK$12,743 (+8.1%)
35 y/oHK$14,793 (+8.0%)
40 y/oHK$16,303 (+8.0%)
45 y/oHK$21,302 (+8.0%)
50 y/oHK$25,227 (+8.0%)
55 y/oHK$27,697 (+8.0%)
60 y/oHK$33,700 (+8.0%)
65 y/oHK$46,448 (+8.0%)
70 y/oHK$57,982 (+8.0%)
75 y/oHK$71,234 (+8.0%)
80 y/oHK$83,252 (+8.0%)
85 y/oHK$91,666 (+8.0%)
90 y/oHK$97,779 (+8.0%)
95 y/oHK$100,630 (+8.0%)
99 y/oHK$102,028 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.40%
10 y/o+3.41%
15 y/o+3.41%
20 y/o+3.40%
25 y/o+3.40%
30 y/o+3.40%
35 y/o+3.40%
40 y/o+3.40%
45 y/o+3.39%
50 y/o+3.39%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00013-05-001-01 2019-04-01 | F00013-05-001-02 2020-03-03 | F00013-05-001-02 2020-05-25 | F00013-05-001-03 2021-01-05 | F00013-05-001-04 2022-01-01 | F00013-05-001-04 2022-10-03 | F00013-05-001-05 2023-07-01 | F00013-05-001-06 2024-10-01 | F00013-05-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$1,225 | US$1,225 | US$1,225 | US$1,225 | US$1,225 | US$1,225 | US$1,316 (+7.4%) | US$1,435 (+9.0%) | US$1,551 (+8.1%) | +3.40% |
| 5 | US$888 | US$888 | US$888 | US$888 | US$888 | US$888 | US$954 (+7.4%) | US$1,040 (+9.0%) | US$1,124 (+8.1%) | +3.39% |
| 10 | US$761 | US$761 | US$761 | US$761 | US$761 | US$761 | US$818 (+7.5%) | US$892 (+9.0%) | US$964 (+8.1%) | +3.40% |
| 15 | US$773 | US$773 | US$773 | US$773 | US$773 | US$773 | US$831 (+7.5%) | US$905 (+8.9%) | US$979 (+8.2%) | +3.40% |
| 20 | US$837 | US$837 | US$837 | US$837 | US$837 | US$837 | US$900 (+7.5%) | US$981 (+9.0%) | US$1,060 (+8.1%) | +3.40% |
| 25 | US$898 | US$898 | US$898 | US$898 | US$898 | US$898 | US$966 (+7.6%) | US$1,053 (+9.0%) | US$1,138 (+8.1%) | +3.41% |
| 30 | US$972 | US$972 | US$972 | US$972 | US$972 | US$972 | US$1,045 (+7.5%) | US$1,139 (+9.0%) | US$1,232 (+8.2%) | +3.41% |
| 35 | US$1,103 | US$1,103 | US$1,103 | US$1,103 | US$1,103 | US$1,103 | US$1,186 (+7.5%) | US$1,293 (+9.0%) | US$1,397 (+8.0%) | +3.40% |
| 40 | US$1,340 | US$1,340 | US$1,340 | US$1,340 | US$1,340 | US$1,340 | US$1,440 (+7.5%) | US$1,570 (+9.0%) | US$1,696 (+8.0%) | +3.39% |
| 45 | US$1,741 | US$1,741 | US$1,741 | US$1,741 | US$1,741 | US$1,741 | US$1,871 (+7.5%) | US$2,039 (+9.0%) | US$2,204 (+8.1%) | +3.39% |
| 50 | US$2,241 | US$2,241 | US$2,241 | US$2,241 | US$2,241 | US$2,241 | US$2,410 (+7.5%) | US$2,626 (+9.0%) | US$2,838 (+8.1%) | +3.40% |
| 55 | US$2,803 | US$2,803 | US$2,803 | US$2,803 | US$2,803 | US$2,803 | US$3,013 (+7.5%) | US$3,284 (+9.0%) | US$3,548 (+8.0%) | +3.39% |
| 60 | US$3,691 | US$3,691 | US$3,691 | US$3,691 | US$3,691 | US$3,691 | US$3,968 (+7.5%) | US$4,325 (+9.0%) | US$4,672 (+8.0%) | +3.39% |
| 65 | US$5,235 | US$5,235 | US$5,235 | US$5,235 | US$5,235 | US$5,235 | US$5,628 (+7.5%) | US$6,135 (+9.0%) | US$6,626 (+8.0%) | +3.39% |
| 70 | US$6,593 | US$6,593 | US$6,593 | US$6,593 | US$6,593 | US$6,593 | US$7,088 (+7.5%) | US$7,726 (+9.0%) | US$8,345 (+8.0%) | +3.39% |
| 75 | US$8,123 | US$8,123 | US$8,123 | US$8,123 | US$8,123 | US$8,123 | US$8,732 (+7.5%) | US$9,518 (+9.0%) | US$10,280 (+8.0%) | +3.39% |
| 80 | US$9,599 | US$9,599 | US$9,599 | US$9,599 | US$9,599 | US$9,599 | US$10,319 (+7.5%) | US$11,248 (+9.0%) | US$12,149 (+8.0%) | +3.39% |
| 85 | US$10,576 | US$10,576 | US$10,576 | US$10,576 | US$10,576 | US$10,576 | US$11,369 (+7.5%) | US$12,392 (+9.0%) | US$13,384 (+8.0%) | +3.39% |
| 90 | US$11,281 | US$11,281 | US$11,281 | US$11,281 | US$11,281 | US$11,281 | US$12,127 (+7.5%) | US$13,218 (+9.0%) | US$14,277 (+8.0%) | +3.39% |
| 95 | US$11,629 | US$11,629 | US$11,629 | US$11,629 | US$11,629 | US$11,629 | US$12,501 (+7.5%) | US$13,626 (+9.0%) | US$14,717 (+8.0%) | +3.39% |
| 99 | US$11,806 | US$11,806 | US$11,806 | US$11,806 | US$11,806 | US$11,806 | US$12,692 (+7.5%) | US$13,834 (+9.0%) | US$14,942 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
0.0%
All-ages avg
0 y/oUS$1,225
5 y/oUS$888
10 y/oUS$761
15 y/oUS$773
20 y/oUS$837
25 y/oUS$898
30 y/oUS$972
35 y/oUS$1,103
40 y/oUS$1,340
45 y/oUS$1,741
50 y/oUS$2,241
55 y/oUS$2,803
60 y/oUS$3,691
65 y/oUS$5,235
70 y/oUS$6,593
75 y/oUS$8,123
80 y/oUS$9,599
85 y/oUS$10,576
90 y/oUS$11,281
95 y/oUS$11,629
99 y/oUS$11,806
+7.5%
All-ages avg
0 y/oUS$1,316 (+7.4%)
5 y/oUS$954 (+7.4%)
10 y/oUS$818 (+7.5%)
15 y/oUS$831 (+7.5%)
20 y/oUS$900 (+7.5%)
25 y/oUS$966 (+7.6%)
30 y/oUS$1,045 (+7.5%)
35 y/oUS$1,186 (+7.5%)
40 y/oUS$1,440 (+7.5%)
45 y/oUS$1,871 (+7.5%)
50 y/oUS$2,410 (+7.5%)
55 y/oUS$3,013 (+7.5%)
60 y/oUS$3,968 (+7.5%)
65 y/oUS$5,628 (+7.5%)
70 y/oUS$7,088 (+7.5%)
75 y/oUS$8,732 (+7.5%)
80 y/oUS$10,319 (+7.5%)
85 y/oUS$11,369 (+7.5%)
90 y/oUS$12,127 (+7.5%)
95 y/oUS$12,501 (+7.5%)
99 y/oUS$12,692 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$1,435 (+9.0%)
5 y/oUS$1,040 (+9.0%)
10 y/oUS$892 (+9.0%)
15 y/oUS$905 (+8.9%)
20 y/oUS$981 (+9.0%)
25 y/oUS$1,053 (+9.0%)
30 y/oUS$1,139 (+9.0%)
35 y/oUS$1,293 (+9.0%)
40 y/oUS$1,570 (+9.0%)
45 y/oUS$2,039 (+9.0%)
50 y/oUS$2,626 (+9.0%)
55 y/oUS$3,284 (+9.0%)
60 y/oUS$4,325 (+9.0%)
65 y/oUS$6,135 (+9.0%)
70 y/oUS$7,726 (+9.0%)
75 y/oUS$9,518 (+9.0%)
80 y/oUS$11,248 (+9.0%)
85 y/oUS$12,392 (+9.0%)
90 y/oUS$13,218 (+9.0%)
95 y/oUS$13,626 (+9.0%)
99 y/oUS$13,834 (+9.0%)
+8.1%
All-ages avg
0 y/oUS$1,551 (+8.1%)
5 y/oUS$1,124 (+8.1%)
10 y/oUS$964 (+8.1%)
15 y/oUS$979 (+8.2%)
20 y/oUS$1,060 (+8.1%)
25 y/oUS$1,138 (+8.1%)
30 y/oUS$1,232 (+8.2%)
35 y/oUS$1,397 (+8.0%)
40 y/oUS$1,696 (+8.0%)
45 y/oUS$2,204 (+8.1%)
50 y/oUS$2,838 (+8.1%)
55 y/oUS$3,548 (+8.0%)
60 y/oUS$4,672 (+8.0%)
65 y/oUS$6,626 (+8.0%)
70 y/oUS$8,345 (+8.0%)
75 y/oUS$10,280 (+8.0%)
80 y/oUS$12,149 (+8.0%)
85 y/oUS$13,384 (+8.0%)
90 y/oUS$14,277 (+8.0%)
95 y/oUS$14,717 (+8.0%)
99 y/oUS$14,942 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.39%
10 y/o+3.40%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.41%
30 y/o+3.41%
35 y/o+3.40%
40 y/o+3.39%
45 y/o+3.39%
50 y/o+3.40%
55 y/o+3.39%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-05-001-01 2019-04-01 | F00013-05-001-02 2020-03-03 | F00013-05-001-02 2020-05-25 | F00013-05-001-03 2021-01-05 | F00013-05-001-04 2022-01-01 | F00013-05-001-04 2022-10-03 | F00013-05-001-05 2023-07-01 | F00013-05-001-06 2024-10-01 | F00013-05-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$1,056 | US$1,056 | US$1,056 | US$1,056 | US$1,056 | US$1,056 | US$1,135 (+7.5%) | US$1,237 (+9.0%) | US$1,337 (+8.1%) | +3.40% |
| 5 | US$728 | US$728 | US$728 | US$728 | US$728 | US$728 | US$782 (+7.4%) | US$853 (+9.1%) | US$922 (+8.1%) | +3.40% |
| 10 | US$585 | US$585 | US$585 | US$585 | US$585 | US$585 | US$629 (+7.5%) | US$686 (+9.1%) | US$742 (+8.2%) | +3.42% |
| 15 | US$638 | US$638 | US$638 | US$638 | US$638 | US$638 | US$686 (+7.5%) | US$748 (+9.0%) | US$808 (+8.0%) | +3.40% |
| 20 | US$754 | US$754 | US$754 | US$754 | US$754 | US$754 | US$810 (+7.4%) | US$883 (+9.0%) | US$955 (+8.2%) | +3.40% |
| 25 | US$1,056 | US$1,056 | US$1,056 | US$1,056 | US$1,056 | US$1,056 | US$1,135 (+7.5%) | US$1,237 (+9.0%) | US$1,337 (+8.1%) | +3.40% |
| 30 | US$1,299 | US$1,299 | US$1,299 | US$1,299 | US$1,299 | US$1,299 | US$1,396 (+7.5%) | US$1,522 (+9.0%) | US$1,644 (+8.0%) | +3.39% |
| 35 | US$1,508 | US$1,508 | US$1,508 | US$1,508 | US$1,508 | US$1,508 | US$1,621 (+7.5%) | US$1,767 (+9.0%) | US$1,909 (+8.0%) | +3.39% |
| 40 | US$1,662 | US$1,662 | US$1,662 | US$1,662 | US$1,662 | US$1,662 | US$1,786 (+7.5%) | US$1,947 (+9.0%) | US$2,104 (+8.1%) | +3.39% |
| 45 | US$2,171 | US$2,171 | US$2,171 | US$2,171 | US$2,171 | US$2,171 | US$2,334 (+7.5%) | US$2,544 (+9.0%) | US$2,749 (+8.1%) | +3.40% |
| 50 | US$2,571 | US$2,571 | US$2,571 | US$2,571 | US$2,571 | US$2,571 | US$2,764 (+7.5%) | US$3,013 (+9.0%) | US$3,255 (+8.0%) | +3.40% |
| 55 | US$2,823 | US$2,823 | US$2,823 | US$2,823 | US$2,823 | US$2,823 | US$3,035 (+7.5%) | US$3,308 (+9.0%) | US$3,574 (+8.0%) | +3.40% |
| 60 | US$3,435 | US$3,435 | US$3,435 | US$3,435 | US$3,435 | US$3,435 | US$3,693 (+7.5%) | US$4,025 (+9.0%) | US$4,348 (+8.0%) | +3.39% |
| 65 | US$4,735 | US$4,735 | US$4,735 | US$4,735 | US$4,735 | US$4,735 | US$5,090 (+7.5%) | US$5,548 (+9.0%) | US$5,993 (+8.0%) | +3.39% |
| 70 | US$5,911 | US$5,911 | US$5,911 | US$5,911 | US$5,911 | US$5,911 | US$6,355 (+7.5%) | US$6,927 (+9.0%) | US$7,482 (+8.0%) | +3.39% |
| 75 | US$7,262 | US$7,262 | US$7,262 | US$7,262 | US$7,262 | US$7,262 | US$7,807 (+7.5%) | US$8,510 (+9.0%) | US$9,191 (+8.0%) | +3.39% |
| 80 | US$8,488 | US$8,488 | US$8,488 | US$8,488 | US$8,488 | US$8,488 | US$9,124 (+7.5%) | US$9,946 (+9.0%) | US$10,742 (+8.0%) | +3.39% |
| 85 | US$9,346 | US$9,346 | US$9,346 | US$9,346 | US$9,346 | US$9,346 | US$10,047 (+7.5%) | US$10,951 (+9.0%) | US$11,828 (+8.0%) | +3.39% |
| 90 | US$9,969 | US$9,969 | US$9,969 | US$9,969 | US$9,969 | US$9,969 | US$10,717 (+7.5%) | US$11,681 (+9.0%) | US$12,617 (+8.0%) | +3.39% |
| 95 | US$10,260 | US$10,260 | US$10,260 | US$10,260 | US$10,260 | US$10,260 | US$11,029 (+7.5%) | US$12,022 (+9.0%) | US$12,984 (+8.0%) | +3.39% |
| 99 | US$10,402 | US$10,402 | US$10,402 | US$10,402 | US$10,402 | US$10,402 | US$11,182 (+7.5%) | US$12,189 (+9.0%) | US$13,165 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0 y/oUS$1,056
5 y/oUS$728
10 y/oUS$585
15 y/oUS$638
20 y/oUS$754
25 y/oUS$1,056
30 y/oUS$1,299
35 y/oUS$1,508
40 y/oUS$1,662
45 y/oUS$2,171
50 y/oUS$2,571
55 y/oUS$2,823
60 y/oUS$3,435
65 y/oUS$4,735
70 y/oUS$5,911
75 y/oUS$7,262
80 y/oUS$8,488
85 y/oUS$9,346
90 y/oUS$9,969
95 y/oUS$10,260
99 y/oUS$10,402
0.0%
All-ages avg
0 y/oUS$1,056
5 y/oUS$728
10 y/oUS$585
15 y/oUS$638
20 y/oUS$754
25 y/oUS$1,056
30 y/oUS$1,299
35 y/oUS$1,508
40 y/oUS$1,662
45 y/oUS$2,171
50 y/oUS$2,571
55 y/oUS$2,823
60 y/oUS$3,435
65 y/oUS$4,735
70 y/oUS$5,911
75 y/oUS$7,262
80 y/oUS$8,488
85 y/oUS$9,346
90 y/oUS$9,969
95 y/oUS$10,260
99 y/oUS$10,402
0.0%
All-ages avg
0 y/oUS$1,056
5 y/oUS$728
10 y/oUS$585
15 y/oUS$638
20 y/oUS$754
25 y/oUS$1,056
30 y/oUS$1,299
35 y/oUS$1,508
40 y/oUS$1,662
45 y/oUS$2,171
50 y/oUS$2,571
55 y/oUS$2,823
60 y/oUS$3,435
65 y/oUS$4,735
70 y/oUS$5,911
75 y/oUS$7,262
80 y/oUS$8,488
85 y/oUS$9,346
90 y/oUS$9,969
95 y/oUS$10,260
99 y/oUS$10,402
0.0%
All-ages avg
0 y/oUS$1,056
5 y/oUS$728
10 y/oUS$585
15 y/oUS$638
20 y/oUS$754
25 y/oUS$1,056
30 y/oUS$1,299
35 y/oUS$1,508
40 y/oUS$1,662
45 y/oUS$2,171
50 y/oUS$2,571
55 y/oUS$2,823
60 y/oUS$3,435
65 y/oUS$4,735
70 y/oUS$5,911
75 y/oUS$7,262
80 y/oUS$8,488
85 y/oUS$9,346
90 y/oUS$9,969
95 y/oUS$10,260
99 y/oUS$10,402
0.0%
All-ages avg
0 y/oUS$1,056
5 y/oUS$728
10 y/oUS$585
15 y/oUS$638
20 y/oUS$754
25 y/oUS$1,056
30 y/oUS$1,299
35 y/oUS$1,508
40 y/oUS$1,662
45 y/oUS$2,171
50 y/oUS$2,571
55 y/oUS$2,823
60 y/oUS$3,435
65 y/oUS$4,735
70 y/oUS$5,911
75 y/oUS$7,262
80 y/oUS$8,488
85 y/oUS$9,346
90 y/oUS$9,969
95 y/oUS$10,260
99 y/oUS$10,402
0.0%
All-ages avg
0 y/oUS$1,056
5 y/oUS$728
10 y/oUS$585
15 y/oUS$638
20 y/oUS$754
25 y/oUS$1,056
30 y/oUS$1,299
35 y/oUS$1,508
40 y/oUS$1,662
45 y/oUS$2,171
50 y/oUS$2,571
55 y/oUS$2,823
60 y/oUS$3,435
65 y/oUS$4,735
70 y/oUS$5,911
75 y/oUS$7,262
80 y/oUS$8,488
85 y/oUS$9,346
90 y/oUS$9,969
95 y/oUS$10,260
99 y/oUS$10,402
+7.5%
All-ages avg
0 y/oUS$1,135 (+7.5%)
5 y/oUS$782 (+7.4%)
10 y/oUS$629 (+7.5%)
15 y/oUS$686 (+7.5%)
20 y/oUS$810 (+7.4%)
25 y/oUS$1,135 (+7.5%)
30 y/oUS$1,396 (+7.5%)
35 y/oUS$1,621 (+7.5%)
40 y/oUS$1,786 (+7.5%)
45 y/oUS$2,334 (+7.5%)
50 y/oUS$2,764 (+7.5%)
55 y/oUS$3,035 (+7.5%)
60 y/oUS$3,693 (+7.5%)
65 y/oUS$5,090 (+7.5%)
70 y/oUS$6,355 (+7.5%)
75 y/oUS$7,807 (+7.5%)
80 y/oUS$9,124 (+7.5%)
85 y/oUS$10,047 (+7.5%)
90 y/oUS$10,717 (+7.5%)
95 y/oUS$11,029 (+7.5%)
99 y/oUS$11,182 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$1,237 (+9.0%)
5 y/oUS$853 (+9.1%)
10 y/oUS$686 (+9.1%)
15 y/oUS$748 (+9.0%)
20 y/oUS$883 (+9.0%)
25 y/oUS$1,237 (+9.0%)
30 y/oUS$1,522 (+9.0%)
35 y/oUS$1,767 (+9.0%)
40 y/oUS$1,947 (+9.0%)
45 y/oUS$2,544 (+9.0%)
50 y/oUS$3,013 (+9.0%)
55 y/oUS$3,308 (+9.0%)
60 y/oUS$4,025 (+9.0%)
65 y/oUS$5,548 (+9.0%)
70 y/oUS$6,927 (+9.0%)
75 y/oUS$8,510 (+9.0%)
80 y/oUS$9,946 (+9.0%)
85 y/oUS$10,951 (+9.0%)
90 y/oUS$11,681 (+9.0%)
95 y/oUS$12,022 (+9.0%)
99 y/oUS$12,189 (+9.0%)
+8.0%
All-ages avg
0 y/oUS$1,337 (+8.1%)
5 y/oUS$922 (+8.1%)
10 y/oUS$742 (+8.2%)
15 y/oUS$808 (+8.0%)
20 y/oUS$955 (+8.2%)
25 y/oUS$1,337 (+8.1%)
30 y/oUS$1,644 (+8.0%)
35 y/oUS$1,909 (+8.0%)
40 y/oUS$2,104 (+8.1%)
45 y/oUS$2,749 (+8.1%)
50 y/oUS$3,255 (+8.0%)
55 y/oUS$3,574 (+8.0%)
60 y/oUS$4,348 (+8.0%)
65 y/oUS$5,993 (+8.0%)
70 y/oUS$7,482 (+8.0%)
75 y/oUS$9,191 (+8.0%)
80 y/oUS$10,742 (+8.0%)
85 y/oUS$11,828 (+8.0%)
90 y/oUS$12,617 (+8.0%)
95 y/oUS$12,984 (+8.0%)
99 y/oUS$13,165 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.40%
10 y/o+3.42%
15 y/o+3.40%
20 y/o+3.40%
25 y/o+3.40%
30 y/o+3.39%
35 y/o+3.39%
40 y/o+3.39%
45 y/o+3.40%
50 y/o+3.40%
55 y/o+3.40%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27