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PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (HKD)
保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃二 (港元)
Prudential Hong Kong Limited · F00013-01-002 · 9 versions · Flexi plan · Avg. annual increase +3.40%
HKD
Male
| Age | F00013-01-002-01 2019-04-01 | F00013-01-002-02 2020-03-03 | F00013-01-002-02 2020-05-25 | F00013-01-002-03 2021-01-05 | F00013-01-002-04 2022-01-01 | F00013-01-002-04 2022-10-03 | F00013-01-002-05 2023-07-01 | F00013-01-002-06 2024-10-01 | F00013-01-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$7,368 (+7.5%) | HK$8,031 (+9.0%) | HK$8,681 (+8.1%) | +3.40% |
| 5 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$5,144 (+7.5%) | HK$5,607 (+9.0%) | HK$6,063 (+8.1%) | +3.41% |
| 10 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$4,070 (+7.5%) | HK$4,436 (+9.0%) | HK$4,798 (+8.2%) | +3.41% |
| 15 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$4,153 (+7.5%) | HK$4,527 (+9.0%) | HK$4,897 (+8.2%) | +3.41% |
| 20 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,527 (+7.5%) | HK$4,934 (+9.0%) | HK$5,336 (+8.1%) | +3.41% |
| 25 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,898 (+7.5%) | HK$5,339 (+9.0%) | HK$5,773 (+8.1%) | +3.41% |
| 30 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,381 (+7.5%) | HK$5,865 (+9.0%) | HK$6,341 (+8.1%) | +3.41% |
| 35 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$6,282 (+7.5%) | HK$6,848 (+9.0%) | HK$7,403 (+8.1%) | +3.40% |
| 40 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$7,477 (+7.5%) | HK$8,149 (+9.0%) | HK$8,809 (+8.1%) | +3.40% |
| 45 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$9,541 (+7.5%) | HK$10,399 (+9.0%) | HK$11,239 (+8.1%) | +3.40% |
| 50 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$12,218 (+7.5%) | HK$13,318 (+9.0%) | HK$14,391 (+8.1%) | +3.40% |
| 55 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$15,313 (+7.5%) | HK$16,691 (+9.0%) | HK$18,034 (+8.0%) | +3.40% |
| 60 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$19,700 (+7.5%) | HK$21,473 (+9.0%) | HK$23,198 (+8.0%) | +3.39% |
| 65 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$27,245 (+7.5%) | HK$29,697 (+9.0%) | HK$32,080 (+8.0%) | +3.39% |
| 70 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$34,483 (+7.5%) | HK$37,586 (+9.0%) | HK$40,600 (+8.0%) | +3.39% |
| 75 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$43,286 (+7.5%) | HK$47,181 (+9.0%) | HK$50,963 (+8.0%) | +3.39% |
| 80 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$51,336 (+7.5%) | HK$55,956 (+9.0%) | HK$60,440 (+8.0%) | +3.39% |
| 85 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$56,813 (+7.5%) | HK$61,926 (+9.0%) | HK$66,887 (+8.0%) | +3.39% |
| 90 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$61,217 (+7.5%) | HK$66,726 (+9.0%) | HK$72,072 (+8.0%) | +3.39% |
| 95 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$63,067 (+7.5%) | HK$68,743 (+9.0%) | HK$74,250 (+8.0%) | +3.39% |
| 99 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$64,331 (+7.5%) | HK$70,121 (+9.0%) | HK$75,738 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
0.0%
All-ages avg
0 y/oHK$6,854
5 y/oHK$4,785
10 y/oHK$3,786
15 y/oHK$3,864
20 y/oHK$4,211
25 y/oHK$4,556
30 y/oHK$5,005
35 y/oHK$5,844
40 y/oHK$6,955
45 y/oHK$8,875
50 y/oHK$11,366
55 y/oHK$14,245
60 y/oHK$18,325
65 y/oHK$25,344
70 y/oHK$32,077
75 y/oHK$40,266
80 y/oHK$47,754
85 y/oHK$52,849
90 y/oHK$56,946
95 y/oHK$58,667
99 y/oHK$59,843
+7.5%
All-ages avg
0 y/oHK$7,368 (+7.5%)
5 y/oHK$5,144 (+7.5%)
10 y/oHK$4,070 (+7.5%)
15 y/oHK$4,153 (+7.5%)
20 y/oHK$4,527 (+7.5%)
25 y/oHK$4,898 (+7.5%)
30 y/oHK$5,381 (+7.5%)
35 y/oHK$6,282 (+7.5%)
40 y/oHK$7,477 (+7.5%)
45 y/oHK$9,541 (+7.5%)
50 y/oHK$12,218 (+7.5%)
55 y/oHK$15,313 (+7.5%)
60 y/oHK$19,700 (+7.5%)
65 y/oHK$27,245 (+7.5%)
70 y/oHK$34,483 (+7.5%)
75 y/oHK$43,286 (+7.5%)
80 y/oHK$51,336 (+7.5%)
85 y/oHK$56,813 (+7.5%)
90 y/oHK$61,217 (+7.5%)
95 y/oHK$63,067 (+7.5%)
99 y/oHK$64,331 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$8,031 (+9.0%)
5 y/oHK$5,607 (+9.0%)
10 y/oHK$4,436 (+9.0%)
15 y/oHK$4,527 (+9.0%)
20 y/oHK$4,934 (+9.0%)
25 y/oHK$5,339 (+9.0%)
30 y/oHK$5,865 (+9.0%)
35 y/oHK$6,848 (+9.0%)
40 y/oHK$8,149 (+9.0%)
45 y/oHK$10,399 (+9.0%)
50 y/oHK$13,318 (+9.0%)
55 y/oHK$16,691 (+9.0%)
60 y/oHK$21,473 (+9.0%)
65 y/oHK$29,697 (+9.0%)
70 y/oHK$37,586 (+9.0%)
75 y/oHK$47,181 (+9.0%)
80 y/oHK$55,956 (+9.0%)
85 y/oHK$61,926 (+9.0%)
90 y/oHK$66,726 (+9.0%)
95 y/oHK$68,743 (+9.0%)
99 y/oHK$70,121 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$8,681 (+8.1%)
5 y/oHK$6,063 (+8.1%)
10 y/oHK$4,798 (+8.2%)
15 y/oHK$4,897 (+8.2%)
20 y/oHK$5,336 (+8.1%)
25 y/oHK$5,773 (+8.1%)
30 y/oHK$6,341 (+8.1%)
35 y/oHK$7,403 (+8.1%)
40 y/oHK$8,809 (+8.1%)
45 y/oHK$11,239 (+8.1%)
50 y/oHK$14,391 (+8.1%)
55 y/oHK$18,034 (+8.0%)
60 y/oHK$23,198 (+8.0%)
65 y/oHK$32,080 (+8.0%)
70 y/oHK$40,600 (+8.0%)
75 y/oHK$50,963 (+8.0%)
80 y/oHK$60,440 (+8.0%)
85 y/oHK$66,887 (+8.0%)
90 y/oHK$72,072 (+8.0%)
95 y/oHK$74,250 (+8.0%)
99 y/oHK$75,738 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.41%
10 y/o+3.41%
15 y/o+3.41%
20 y/o+3.41%
25 y/o+3.41%
30 y/o+3.41%
35 y/o+3.40%
40 y/o+3.40%
45 y/o+3.40%
50 y/o+3.40%
55 y/o+3.40%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-01-002-01 2019-04-01 | F00013-01-002-02 2020-03-03 | F00013-01-002-02 2020-05-25 | F00013-01-002-03 2021-01-05 | F00013-01-002-04 2022-01-01 | F00013-01-002-04 2022-10-03 | F00013-01-002-05 2023-07-01 | F00013-01-002-06 2024-10-01 | F00013-01-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,035 | HK$6,035 | HK$6,035 | HK$6,035 | HK$6,035 | HK$6,035 | HK$6,487 (+7.5%) | HK$7,071 (+9.0%) | HK$7,644 (+8.1%) | +3.40% |
| 5 | HK$4,241 | HK$4,241 | HK$4,241 | HK$4,241 | HK$4,241 | HK$4,241 | HK$4,559 (+7.5%) | HK$4,969 (+9.0%) | HK$5,374 (+8.2%) | +3.41% |
| 10 | HK$3,162 | HK$3,162 | HK$3,162 | HK$3,162 | HK$3,162 | HK$3,162 | HK$3,399 (+7.5%) | HK$3,705 (+9.0%) | HK$4,008 (+8.2%) | +3.41% |
| 15 | HK$3,268 | HK$3,268 | HK$3,268 | HK$3,268 | HK$3,268 | HK$3,268 | HK$3,513 (+7.5%) | HK$3,829 (+9.0%) | HK$4,143 (+8.2%) | +3.42% |
| 20 | HK$3,860 | HK$3,860 | HK$3,860 | HK$3,860 | HK$3,860 | HK$3,860 | HK$4,149 (+7.5%) | HK$4,523 (+9.0%) | HK$4,892 (+8.2%) | +3.41% |
| 25 | HK$5,127 | HK$5,127 | HK$5,127 | HK$5,127 | HK$5,127 | HK$5,127 | HK$5,511 (+7.5%) | HK$6,007 (+9.0%) | HK$6,495 (+8.1%) | +3.40% |
| 30 | HK$6,657 | HK$6,657 | HK$6,657 | HK$6,657 | HK$6,657 | HK$6,657 | HK$7,157 (+7.5%) | HK$7,801 (+9.0%) | HK$8,432 (+8.1%) | +3.40% |
| 35 | HK$7,897 | HK$7,897 | HK$7,897 | HK$7,897 | HK$7,897 | HK$7,897 | HK$8,489 (+7.5%) | HK$9,254 (+9.0%) | HK$10,001 (+8.1%) | +3.40% |
| 40 | HK$9,358 | HK$9,358 | HK$9,358 | HK$9,358 | HK$9,358 | HK$9,358 | HK$10,060 (+7.5%) | HK$10,965 (+9.0%) | HK$11,849 (+8.1%) | +3.40% |
| 45 | HK$11,269 | HK$11,269 | HK$11,269 | HK$11,269 | HK$11,269 | HK$11,269 | HK$12,114 (+7.5%) | HK$13,205 (+9.0%) | HK$14,268 (+8.0%) | +3.40% |
| 50 | HK$12,950 | HK$12,950 | HK$12,950 | HK$12,950 | HK$12,950 | HK$12,950 | HK$13,921 (+7.5%) | HK$15,174 (+9.0%) | HK$16,395 (+8.0%) | +3.40% |
| 55 | HK$14,587 | HK$14,587 | HK$14,587 | HK$14,587 | HK$14,587 | HK$14,587 | HK$15,681 (+7.5%) | HK$17,092 (+9.0%) | HK$18,467 (+8.0%) | +3.40% |
| 60 | HK$17,396 | HK$17,396 | HK$17,396 | HK$17,396 | HK$17,396 | HK$17,396 | HK$18,701 (+7.5%) | HK$20,384 (+9.0%) | HK$22,022 (+8.0%) | +3.39% |
| 65 | HK$22,878 | HK$22,878 | HK$22,878 | HK$22,878 | HK$22,878 | HK$22,878 | HK$24,593 (+7.5%) | HK$26,807 (+9.0%) | HK$28,959 (+8.0%) | +3.39% |
| 70 | HK$29,023 | HK$29,023 | HK$29,023 | HK$29,023 | HK$29,023 | HK$29,023 | HK$31,200 (+7.5%) | HK$34,008 (+9.0%) | HK$36,736 (+8.0%) | +3.39% |
| 75 | HK$35,752 | HK$35,752 | HK$35,752 | HK$35,752 | HK$35,752 | HK$35,752 | HK$38,434 (+7.5%) | HK$41,893 (+9.0%) | HK$45,251 (+8.0%) | +3.39% |
| 80 | HK$42,668 | HK$42,668 | HK$42,668 | HK$42,668 | HK$42,668 | HK$42,668 | HK$45,869 (+7.5%) | HK$49,997 (+9.0%) | HK$54,004 (+8.0%) | +3.39% |
| 85 | HK$47,235 | HK$47,235 | HK$47,235 | HK$47,235 | HK$47,235 | HK$47,235 | HK$50,778 (+7.5%) | HK$55,348 (+9.0%) | HK$59,783 (+8.0%) | +3.39% |
| 90 | HK$50,635 | HK$50,635 | HK$50,635 | HK$50,635 | HK$50,635 | HK$50,635 | HK$54,433 (+7.5%) | HK$59,332 (+9.0%) | HK$64,085 (+8.0%) | +3.39% |
| 95 | HK$52,412 | HK$52,412 | HK$52,412 | HK$52,412 | HK$52,412 | HK$52,412 | HK$56,343 (+7.5%) | HK$61,414 (+9.0%) | HK$66,335 (+8.0%) | +3.39% |
| 99 | HK$53,438 | HK$53,438 | HK$53,438 | HK$53,438 | HK$53,438 | HK$53,438 | HK$57,446 (+7.5%) | HK$62,616 (+9.0%) | HK$67,632 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
0.0%
All-ages avg
0 y/oHK$6,035
5 y/oHK$4,241
10 y/oHK$3,162
15 y/oHK$3,268
20 y/oHK$3,860
25 y/oHK$5,127
30 y/oHK$6,657
35 y/oHK$7,897
40 y/oHK$9,358
45 y/oHK$11,269
50 y/oHK$12,950
55 y/oHK$14,587
60 y/oHK$17,396
65 y/oHK$22,878
70 y/oHK$29,023
75 y/oHK$35,752
80 y/oHK$42,668
85 y/oHK$47,235
90 y/oHK$50,635
95 y/oHK$52,412
99 y/oHK$53,438
+7.5%
All-ages avg
0 y/oHK$6,487 (+7.5%)
5 y/oHK$4,559 (+7.5%)
10 y/oHK$3,399 (+7.5%)
15 y/oHK$3,513 (+7.5%)
20 y/oHK$4,149 (+7.5%)
25 y/oHK$5,511 (+7.5%)
30 y/oHK$7,157 (+7.5%)
35 y/oHK$8,489 (+7.5%)
40 y/oHK$10,060 (+7.5%)
45 y/oHK$12,114 (+7.5%)
50 y/oHK$13,921 (+7.5%)
55 y/oHK$15,681 (+7.5%)
60 y/oHK$18,701 (+7.5%)
65 y/oHK$24,593 (+7.5%)
70 y/oHK$31,200 (+7.5%)
75 y/oHK$38,434 (+7.5%)
80 y/oHK$45,869 (+7.5%)
85 y/oHK$50,778 (+7.5%)
90 y/oHK$54,433 (+7.5%)
95 y/oHK$56,343 (+7.5%)
99 y/oHK$57,446 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$7,071 (+9.0%)
5 y/oHK$4,969 (+9.0%)
10 y/oHK$3,705 (+9.0%)
15 y/oHK$3,829 (+9.0%)
20 y/oHK$4,523 (+9.0%)
25 y/oHK$6,007 (+9.0%)
30 y/oHK$7,801 (+9.0%)
35 y/oHK$9,254 (+9.0%)
40 y/oHK$10,965 (+9.0%)
45 y/oHK$13,205 (+9.0%)
50 y/oHK$15,174 (+9.0%)
55 y/oHK$17,092 (+9.0%)
60 y/oHK$20,384 (+9.0%)
65 y/oHK$26,807 (+9.0%)
70 y/oHK$34,008 (+9.0%)
75 y/oHK$41,893 (+9.0%)
80 y/oHK$49,997 (+9.0%)
85 y/oHK$55,348 (+9.0%)
90 y/oHK$59,332 (+9.0%)
95 y/oHK$61,414 (+9.0%)
99 y/oHK$62,616 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$7,644 (+8.1%)
5 y/oHK$5,374 (+8.2%)
10 y/oHK$4,008 (+8.2%)
15 y/oHK$4,143 (+8.2%)
20 y/oHK$4,892 (+8.2%)
25 y/oHK$6,495 (+8.1%)
30 y/oHK$8,432 (+8.1%)
35 y/oHK$10,001 (+8.1%)
40 y/oHK$11,849 (+8.1%)
45 y/oHK$14,268 (+8.0%)
50 y/oHK$16,395 (+8.0%)
55 y/oHK$18,467 (+8.0%)
60 y/oHK$22,022 (+8.0%)
65 y/oHK$28,959 (+8.0%)
70 y/oHK$36,736 (+8.0%)
75 y/oHK$45,251 (+8.0%)
80 y/oHK$54,004 (+8.0%)
85 y/oHK$59,783 (+8.0%)
90 y/oHK$64,085 (+8.0%)
95 y/oHK$66,335 (+8.0%)
99 y/oHK$67,632 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.41%
10 y/o+3.41%
15 y/o+3.42%
20 y/o+3.41%
25 y/o+3.40%
30 y/o+3.40%
35 y/o+3.40%
40 y/o+3.40%
45 y/o+3.40%
50 y/o+3.40%
55 y/o+3.40%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00013-04-002-01 2019-04-01 | F00013-04-002-02 2020-03-03 | F00013-04-002-02 2020-05-25 | F00013-04-002-03 2021-01-05 | F00013-04-002-04 2022-01-01 | F00013-04-002-04 2022-10-03 | F00013-04-002-05 2023-07-01 | F00013-04-002-06 2024-10-01 | F00013-04-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$884 | US$884 | US$884 | US$884 | US$884 | US$884 | US$951 (+7.6%) | US$1,036 (+8.9%) | US$1,120 (+8.1%) | +3.41% |
| 5 | US$617 | US$617 | US$617 | US$617 | US$617 | US$617 | US$664 (+7.6%) | US$724 (+9.0%) | US$782 (+8.0%) | +3.41% |
| 10 | US$488 | US$488 | US$488 | US$488 | US$488 | US$488 | US$525 (+7.6%) | US$572 (+9.0%) | US$619 (+8.2%) | +3.42% |
| 15 | US$499 | US$499 | US$499 | US$499 | US$499 | US$499 | US$536 (+7.4%) | US$584 (+9.0%) | US$632 (+8.2%) | +3.40% |
| 20 | US$543 | US$543 | US$543 | US$543 | US$543 | US$543 | US$584 (+7.6%) | US$637 (+9.1%) | US$689 (+8.2%) | +3.43% |
| 25 | US$588 | US$588 | US$588 | US$588 | US$588 | US$588 | US$632 (+7.5%) | US$689 (+9.0%) | US$745 (+8.1%) | +3.41% |
| 30 | US$646 | US$646 | US$646 | US$646 | US$646 | US$646 | US$694 (+7.4%) | US$757 (+9.1%) | US$818 (+8.1%) | +3.40% |
| 35 | US$754 | US$754 | US$754 | US$754 | US$754 | US$754 | US$811 (+7.6%) | US$884 (+9.0%) | US$955 (+8.0%) | +3.40% |
| 40 | US$897 | US$897 | US$897 | US$897 | US$897 | US$897 | US$965 (+7.6%) | US$1,052 (+9.0%) | US$1,137 (+8.1%) | +3.41% |
| 45 | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,231 (+7.5%) | US$1,342 (+9.0%) | US$1,450 (+8.0%) | +3.40% |
| 50 | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,577 (+7.5%) | US$1,718 (+8.9%) | US$1,857 (+8.1%) | +3.39% |
| 55 | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,976 (+7.5%) | US$2,154 (+9.0%) | US$2,327 (+8.0%) | +3.40% |
| 60 | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,542 (+7.5%) | US$2,771 (+9.0%) | US$2,993 (+8.0%) | +3.39% |
| 65 | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,515 (+7.5%) | US$3,832 (+9.0%) | US$4,139 (+8.0%) | +3.39% |
| 70 | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,449 (+7.5%) | US$4,850 (+9.0%) | US$5,239 (+8.0%) | +3.39% |
| 75 | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,585 (+7.5%) | US$6,088 (+9.0%) | US$6,576 (+8.0%) | +3.39% |
| 80 | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,624 (+7.5%) | US$7,220 (+9.0%) | US$7,799 (+8.0%) | +3.39% |
| 85 | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$7,331 (+7.5%) | US$7,990 (+9.0%) | US$8,631 (+8.0%) | +3.39% |
| 90 | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,899 (+7.5%) | US$8,610 (+9.0%) | US$9,300 (+8.0%) | +3.39% |
| 95 | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$8,138 (+7.5%) | US$8,870 (+9.0%) | US$9,581 (+8.0%) | +3.39% |
| 99 | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$8,301 (+7.5%) | US$9,048 (+9.0%) | US$9,773 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
0.0%
All-ages avg
0 y/oUS$884
5 y/oUS$617
10 y/oUS$488
15 y/oUS$499
20 y/oUS$543
25 y/oUS$588
30 y/oUS$646
35 y/oUS$754
40 y/oUS$897
45 y/oUS$1,145
50 y/oUS$1,467
55 y/oUS$1,838
60 y/oUS$2,365
65 y/oUS$3,270
70 y/oUS$4,139
75 y/oUS$5,196
80 y/oUS$6,162
85 y/oUS$6,819
90 y/oUS$7,348
95 y/oUS$7,570
99 y/oUS$7,722
+7.5%
All-ages avg
0 y/oUS$951 (+7.6%)
5 y/oUS$664 (+7.6%)
10 y/oUS$525 (+7.6%)
15 y/oUS$536 (+7.4%)
20 y/oUS$584 (+7.6%)
25 y/oUS$632 (+7.5%)
30 y/oUS$694 (+7.4%)
35 y/oUS$811 (+7.6%)
40 y/oUS$965 (+7.6%)
45 y/oUS$1,231 (+7.5%)
50 y/oUS$1,577 (+7.5%)
55 y/oUS$1,976 (+7.5%)
60 y/oUS$2,542 (+7.5%)
65 y/oUS$3,515 (+7.5%)
70 y/oUS$4,449 (+7.5%)
75 y/oUS$5,585 (+7.5%)
80 y/oUS$6,624 (+7.5%)
85 y/oUS$7,331 (+7.5%)
90 y/oUS$7,899 (+7.5%)
95 y/oUS$8,138 (+7.5%)
99 y/oUS$8,301 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$1,036 (+8.9%)
5 y/oUS$724 (+9.0%)
10 y/oUS$572 (+9.0%)
15 y/oUS$584 (+9.0%)
20 y/oUS$637 (+9.1%)
25 y/oUS$689 (+9.0%)
30 y/oUS$757 (+9.1%)
35 y/oUS$884 (+9.0%)
40 y/oUS$1,052 (+9.0%)
45 y/oUS$1,342 (+9.0%)
50 y/oUS$1,718 (+8.9%)
55 y/oUS$2,154 (+9.0%)
60 y/oUS$2,771 (+9.0%)
65 y/oUS$3,832 (+9.0%)
70 y/oUS$4,850 (+9.0%)
75 y/oUS$6,088 (+9.0%)
80 y/oUS$7,220 (+9.0%)
85 y/oUS$7,990 (+9.0%)
90 y/oUS$8,610 (+9.0%)
95 y/oUS$8,870 (+9.0%)
99 y/oUS$9,048 (+9.0%)
+8.1%
All-ages avg
0 y/oUS$1,120 (+8.1%)
5 y/oUS$782 (+8.0%)
10 y/oUS$619 (+8.2%)
15 y/oUS$632 (+8.2%)
20 y/oUS$689 (+8.2%)
25 y/oUS$745 (+8.1%)
30 y/oUS$818 (+8.1%)
35 y/oUS$955 (+8.0%)
40 y/oUS$1,137 (+8.1%)
45 y/oUS$1,450 (+8.0%)
50 y/oUS$1,857 (+8.1%)
55 y/oUS$2,327 (+8.0%)
60 y/oUS$2,993 (+8.0%)
65 y/oUS$4,139 (+8.0%)
70 y/oUS$5,239 (+8.0%)
75 y/oUS$6,576 (+8.0%)
80 y/oUS$7,799 (+8.0%)
85 y/oUS$8,631 (+8.0%)
90 y/oUS$9,300 (+8.0%)
95 y/oUS$9,581 (+8.0%)
99 y/oUS$9,773 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.41%
5 y/o+3.41%
10 y/o+3.42%
15 y/o+3.40%
20 y/o+3.43%
25 y/o+3.41%
30 y/o+3.40%
35 y/o+3.40%
40 y/o+3.41%
45 y/o+3.40%
50 y/o+3.39%
55 y/o+3.40%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-04-002-01 2019-04-01 | F00013-04-002-02 2020-03-03 | F00013-04-002-02 2020-05-25 | F00013-04-002-03 2021-01-05 | F00013-04-002-04 2022-01-01 | F00013-04-002-04 2022-10-03 | F00013-04-002-05 2023-07-01 | F00013-04-002-06 2024-10-01 | F00013-04-002-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$779 | US$779 | US$779 | US$779 | US$779 | US$779 | US$837 (+7.4%) | US$912 (+9.0%) | US$986 (+8.1%) | +3.39% |
| 5 | US$547 | US$547 | US$547 | US$547 | US$547 | US$547 | US$588 (+7.5%) | US$641 (+9.0%) | US$693 (+8.1%) | +3.41% |
| 10 | US$408 | US$408 | US$408 | US$408 | US$408 | US$408 | US$439 (+7.6%) | US$478 (+8.9%) | US$517 (+8.2%) | +3.41% |
| 15 | US$422 | US$422 | US$422 | US$422 | US$422 | US$422 | US$453 (+7.3%) | US$494 (+9.1%) | US$535 (+8.3%) | +3.42% |
| 20 | US$498 | US$498 | US$498 | US$498 | US$498 | US$498 | US$535 (+7.4%) | US$584 (+9.2%) | US$631 (+8.0%) | +3.41% |
| 25 | US$662 | US$662 | US$662 | US$662 | US$662 | US$662 | US$711 (+7.4%) | US$775 (+9.0%) | US$838 (+8.1%) | +3.39% |
| 30 | US$859 | US$859 | US$859 | US$859 | US$859 | US$859 | US$923 (+7.5%) | US$1,007 (+9.1%) | US$1,088 (+8.0%) | +3.40% |
| 35 | US$1,019 | US$1,019 | US$1,019 | US$1,019 | US$1,019 | US$1,019 | US$1,095 (+7.5%) | US$1,194 (+9.0%) | US$1,290 (+8.0%) | +3.39% |
| 40 | US$1,207 | US$1,207 | US$1,207 | US$1,207 | US$1,207 | US$1,207 | US$1,298 (+7.5%) | US$1,415 (+9.0%) | US$1,529 (+8.1%) | +3.40% |
| 45 | US$1,454 | US$1,454 | US$1,454 | US$1,454 | US$1,454 | US$1,454 | US$1,563 (+7.5%) | US$1,704 (+9.0%) | US$1,841 (+8.0%) | +3.40% |
| 50 | US$1,671 | US$1,671 | US$1,671 | US$1,671 | US$1,671 | US$1,671 | US$1,796 (+7.5%) | US$1,958 (+9.0%) | US$2,115 (+8.0%) | +3.39% |
| 55 | US$1,882 | US$1,882 | US$1,882 | US$1,882 | US$1,882 | US$1,882 | US$2,023 (+7.5%) | US$2,205 (+9.0%) | US$2,383 (+8.1%) | +3.40% |
| 60 | US$2,245 | US$2,245 | US$2,245 | US$2,245 | US$2,245 | US$2,245 | US$2,413 (+7.5%) | US$2,630 (+9.0%) | US$2,842 (+8.1%) | +3.39% |
| 65 | US$2,952 | US$2,952 | US$2,952 | US$2,952 | US$2,952 | US$2,952 | US$3,173 (+7.5%) | US$3,459 (+9.0%) | US$3,737 (+8.0%) | +3.39% |
| 70 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$4,026 (+7.5%) | US$4,388 (+9.0%) | US$4,740 (+8.0%) | +3.39% |
| 75 | US$4,613 | US$4,613 | US$4,613 | US$4,613 | US$4,613 | US$4,613 | US$4,959 (+7.5%) | US$5,406 (+9.0%) | US$5,839 (+8.0%) | +3.39% |
| 80 | US$5,506 | US$5,506 | US$5,506 | US$5,506 | US$5,506 | US$5,506 | US$5,919 (+7.5%) | US$6,451 (+9.0%) | US$6,968 (+8.0%) | +3.39% |
| 85 | US$6,095 | US$6,095 | US$6,095 | US$6,095 | US$6,095 | US$6,095 | US$6,552 (+7.5%) | US$7,142 (+9.0%) | US$7,714 (+8.0%) | +3.39% |
| 90 | US$6,534 | US$6,534 | US$6,534 | US$6,534 | US$6,534 | US$6,534 | US$7,024 (+7.5%) | US$7,656 (+9.0%) | US$8,269 (+8.0%) | +3.39% |
| 95 | US$6,763 | US$6,763 | US$6,763 | US$6,763 | US$6,763 | US$6,763 | US$7,270 (+7.5%) | US$7,924 (+9.0%) | US$8,559 (+8.0%) | +3.39% |
| 99 | US$6,895 | US$6,895 | US$6,895 | US$6,895 | US$6,895 | US$6,895 | US$7,412 (+7.5%) | US$8,079 (+9.0%) | US$8,727 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oUS$779
5 y/oUS$547
10 y/oUS$408
15 y/oUS$422
20 y/oUS$498
25 y/oUS$662
30 y/oUS$859
35 y/oUS$1,019
40 y/oUS$1,207
45 y/oUS$1,454
50 y/oUS$1,671
55 y/oUS$1,882
60 y/oUS$2,245
65 y/oUS$2,952
70 y/oUS$3,745
75 y/oUS$4,613
80 y/oUS$5,506
85 y/oUS$6,095
90 y/oUS$6,534
95 y/oUS$6,763
99 y/oUS$6,895
0.0%
All-ages avg
0 y/oUS$779
5 y/oUS$547
10 y/oUS$408
15 y/oUS$422
20 y/oUS$498
25 y/oUS$662
30 y/oUS$859
35 y/oUS$1,019
40 y/oUS$1,207
45 y/oUS$1,454
50 y/oUS$1,671
55 y/oUS$1,882
60 y/oUS$2,245
65 y/oUS$2,952
70 y/oUS$3,745
75 y/oUS$4,613
80 y/oUS$5,506
85 y/oUS$6,095
90 y/oUS$6,534
95 y/oUS$6,763
99 y/oUS$6,895
0.0%
All-ages avg
0 y/oUS$779
5 y/oUS$547
10 y/oUS$408
15 y/oUS$422
20 y/oUS$498
25 y/oUS$662
30 y/oUS$859
35 y/oUS$1,019
40 y/oUS$1,207
45 y/oUS$1,454
50 y/oUS$1,671
55 y/oUS$1,882
60 y/oUS$2,245
65 y/oUS$2,952
70 y/oUS$3,745
75 y/oUS$4,613
80 y/oUS$5,506
85 y/oUS$6,095
90 y/oUS$6,534
95 y/oUS$6,763
99 y/oUS$6,895
0.0%
All-ages avg
0 y/oUS$779
5 y/oUS$547
10 y/oUS$408
15 y/oUS$422
20 y/oUS$498
25 y/oUS$662
30 y/oUS$859
35 y/oUS$1,019
40 y/oUS$1,207
45 y/oUS$1,454
50 y/oUS$1,671
55 y/oUS$1,882
60 y/oUS$2,245
65 y/oUS$2,952
70 y/oUS$3,745
75 y/oUS$4,613
80 y/oUS$5,506
85 y/oUS$6,095
90 y/oUS$6,534
95 y/oUS$6,763
99 y/oUS$6,895
0.0%
All-ages avg
0 y/oUS$779
5 y/oUS$547
10 y/oUS$408
15 y/oUS$422
20 y/oUS$498
25 y/oUS$662
30 y/oUS$859
35 y/oUS$1,019
40 y/oUS$1,207
45 y/oUS$1,454
50 y/oUS$1,671
55 y/oUS$1,882
60 y/oUS$2,245
65 y/oUS$2,952
70 y/oUS$3,745
75 y/oUS$4,613
80 y/oUS$5,506
85 y/oUS$6,095
90 y/oUS$6,534
95 y/oUS$6,763
99 y/oUS$6,895
0.0%
All-ages avg
0 y/oUS$779
5 y/oUS$547
10 y/oUS$408
15 y/oUS$422
20 y/oUS$498
25 y/oUS$662
30 y/oUS$859
35 y/oUS$1,019
40 y/oUS$1,207
45 y/oUS$1,454
50 y/oUS$1,671
55 y/oUS$1,882
60 y/oUS$2,245
65 y/oUS$2,952
70 y/oUS$3,745
75 y/oUS$4,613
80 y/oUS$5,506
85 y/oUS$6,095
90 y/oUS$6,534
95 y/oUS$6,763
99 y/oUS$6,895
+7.5%
All-ages avg
0 y/oUS$837 (+7.4%)
5 y/oUS$588 (+7.5%)
10 y/oUS$439 (+7.6%)
15 y/oUS$453 (+7.3%)
20 y/oUS$535 (+7.4%)
25 y/oUS$711 (+7.4%)
30 y/oUS$923 (+7.5%)
35 y/oUS$1,095 (+7.5%)
40 y/oUS$1,298 (+7.5%)
45 y/oUS$1,563 (+7.5%)
50 y/oUS$1,796 (+7.5%)
55 y/oUS$2,023 (+7.5%)
60 y/oUS$2,413 (+7.5%)
65 y/oUS$3,173 (+7.5%)
70 y/oUS$4,026 (+7.5%)
75 y/oUS$4,959 (+7.5%)
80 y/oUS$5,919 (+7.5%)
85 y/oUS$6,552 (+7.5%)
90 y/oUS$7,024 (+7.5%)
95 y/oUS$7,270 (+7.5%)
99 y/oUS$7,412 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$912 (+9.0%)
5 y/oUS$641 (+9.0%)
10 y/oUS$478 (+8.9%)
15 y/oUS$494 (+9.1%)
20 y/oUS$584 (+9.2%)
25 y/oUS$775 (+9.0%)
30 y/oUS$1,007 (+9.1%)
35 y/oUS$1,194 (+9.0%)
40 y/oUS$1,415 (+9.0%)
45 y/oUS$1,704 (+9.0%)
50 y/oUS$1,958 (+9.0%)
55 y/oUS$2,205 (+9.0%)
60 y/oUS$2,630 (+9.0%)
65 y/oUS$3,459 (+9.0%)
70 y/oUS$4,388 (+9.0%)
75 y/oUS$5,406 (+9.0%)
80 y/oUS$6,451 (+9.0%)
85 y/oUS$7,142 (+9.0%)
90 y/oUS$7,656 (+9.0%)
95 y/oUS$7,924 (+9.0%)
99 y/oUS$8,079 (+9.0%)
+8.1%
All-ages avg
0 y/oUS$986 (+8.1%)
5 y/oUS$693 (+8.1%)
10 y/oUS$517 (+8.2%)
15 y/oUS$535 (+8.3%)
20 y/oUS$631 (+8.0%)
25 y/oUS$838 (+8.1%)
30 y/oUS$1,088 (+8.0%)
35 y/oUS$1,290 (+8.0%)
40 y/oUS$1,529 (+8.1%)
45 y/oUS$1,841 (+8.0%)
50 y/oUS$2,115 (+8.0%)
55 y/oUS$2,383 (+8.1%)
60 y/oUS$2,842 (+8.1%)
65 y/oUS$3,737 (+8.0%)
70 y/oUS$4,740 (+8.0%)
75 y/oUS$5,839 (+8.0%)
80 y/oUS$6,968 (+8.0%)
85 y/oUS$7,714 (+8.0%)
90 y/oUS$8,269 (+8.0%)
95 y/oUS$8,559 (+8.0%)
99 y/oUS$8,727 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.39%
5 y/o+3.41%
10 y/o+3.41%
15 y/o+3.42%
20 y/o+3.41%
25 y/o+3.39%
30 y/o+3.40%
35 y/o+3.39%
40 y/o+3.40%
45 y/o+3.40%
50 y/o+3.39%
55 y/o+3.40%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27