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PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (HKD)
保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃一 (港元)
Prudential Hong Kong Limited · F00013-01-001 · 9 versions · Flexi plan · Avg. annual increase +3.40%
HKD
Male
| Age | F00013-01-001-01 2019-04-01 | F00013-01-001-02 2020-03-03 | F00013-01-001-02 2020-05-25 | F00013-01-001-03 2021-01-05 | F00013-01-001-04 2022-01-01 | F00013-01-001-04 2022-10-03 | F00013-01-001-05 2023-07-01 | F00013-01-001-06 2024-10-01 | F00013-01-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$5,712 | HK$6,140 (+7.5%) | HK$6,692 (+9.0%) | HK$7,235 (+8.1%) | +3.40% |
| 5 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$3,988 | HK$4,287 (+7.5%) | HK$4,673 (+9.0%) | HK$5,054 (+8.2%) | +3.41% |
| 10 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,155 | HK$3,391 (+7.5%) | HK$3,697 (+9.0%) | HK$4,000 (+8.2%) | +3.42% |
| 15 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,220 | HK$3,461 (+7.5%) | HK$3,773 (+9.0%) | HK$4,082 (+8.2%) | +3.42% |
| 20 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,509 | HK$3,773 (+7.5%) | HK$4,112 (+9.0%) | HK$4,448 (+8.2%) | +3.41% |
| 25 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$3,797 | HK$4,081 (+7.5%) | HK$4,449 (+9.0%) | HK$4,812 (+8.2%) | +3.41% |
| 30 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,171 | HK$4,484 (+7.5%) | HK$4,887 (+9.0%) | HK$5,286 (+8.2%) | +3.41% |
| 35 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$4,870 | HK$5,235 (+7.5%) | HK$5,707 (+9.0%) | HK$6,170 (+8.1%) | +3.41% |
| 40 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$5,796 | HK$6,230 (+7.5%) | HK$6,791 (+9.0%) | HK$7,342 (+8.1%) | +3.40% |
| 45 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,396 | HK$7,950 (+7.5%) | HK$8,666 (+9.0%) | HK$9,367 (+8.1%) | +3.40% |
| 50 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$9,472 | HK$10,182 (+7.5%) | HK$11,098 (+9.0%) | HK$11,994 (+8.1%) | +3.40% |
| 55 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$11,871 | HK$12,761 (+7.5%) | HK$13,909 (+9.0%) | HK$15,029 (+8.1%) | +3.40% |
| 60 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$15,271 | HK$16,417 (+7.5%) | HK$17,894 (+9.0%) | HK$19,333 (+8.0%) | +3.40% |
| 65 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$21,120 | HK$22,704 (+7.5%) | HK$24,748 (+9.0%) | HK$26,735 (+8.0%) | +3.39% |
| 70 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$26,731 | HK$28,736 (+7.5%) | HK$31,322 (+9.0%) | HK$33,835 (+8.0%) | +3.39% |
| 75 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$33,555 | HK$36,071 (+7.5%) | HK$39,318 (+9.0%) | HK$42,470 (+8.0%) | +3.39% |
| 80 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$39,795 | HK$42,780 (+7.5%) | HK$46,630 (+9.0%) | HK$50,368 (+8.0%) | +3.39% |
| 85 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$44,041 | HK$47,344 (+7.5%) | HK$51,605 (+9.0%) | HK$55,741 (+8.0%) | +3.39% |
| 90 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$47,455 | HK$51,014 (+7.5%) | HK$55,605 (+9.0%) | HK$60,061 (+8.0%) | +3.39% |
| 95 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$48,889 | HK$52,556 (+7.5%) | HK$57,286 (+9.0%) | HK$61,876 (+8.0%) | +3.39% |
| 99 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$49,869 | HK$53,610 (+7.5%) | HK$58,434 (+9.0%) | HK$63,116 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
0.0%
All-ages avg
0 y/oHK$5,712
5 y/oHK$3,988
10 y/oHK$3,155
15 y/oHK$3,220
20 y/oHK$3,509
25 y/oHK$3,797
30 y/oHK$4,171
35 y/oHK$4,870
40 y/oHK$5,796
45 y/oHK$7,396
50 y/oHK$9,472
55 y/oHK$11,871
60 y/oHK$15,271
65 y/oHK$21,120
70 y/oHK$26,731
75 y/oHK$33,555
80 y/oHK$39,795
85 y/oHK$44,041
90 y/oHK$47,455
95 y/oHK$48,889
99 y/oHK$49,869
+7.5%
All-ages avg
0 y/oHK$6,140 (+7.5%)
5 y/oHK$4,287 (+7.5%)
10 y/oHK$3,391 (+7.5%)
15 y/oHK$3,461 (+7.5%)
20 y/oHK$3,773 (+7.5%)
25 y/oHK$4,081 (+7.5%)
30 y/oHK$4,484 (+7.5%)
35 y/oHK$5,235 (+7.5%)
40 y/oHK$6,230 (+7.5%)
45 y/oHK$7,950 (+7.5%)
50 y/oHK$10,182 (+7.5%)
55 y/oHK$12,761 (+7.5%)
60 y/oHK$16,417 (+7.5%)
65 y/oHK$22,704 (+7.5%)
70 y/oHK$28,736 (+7.5%)
75 y/oHK$36,071 (+7.5%)
80 y/oHK$42,780 (+7.5%)
85 y/oHK$47,344 (+7.5%)
90 y/oHK$51,014 (+7.5%)
95 y/oHK$52,556 (+7.5%)
99 y/oHK$53,610 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$6,692 (+9.0%)
5 y/oHK$4,673 (+9.0%)
10 y/oHK$3,697 (+9.0%)
15 y/oHK$3,773 (+9.0%)
20 y/oHK$4,112 (+9.0%)
25 y/oHK$4,449 (+9.0%)
30 y/oHK$4,887 (+9.0%)
35 y/oHK$5,707 (+9.0%)
40 y/oHK$6,791 (+9.0%)
45 y/oHK$8,666 (+9.0%)
50 y/oHK$11,098 (+9.0%)
55 y/oHK$13,909 (+9.0%)
60 y/oHK$17,894 (+9.0%)
65 y/oHK$24,748 (+9.0%)
70 y/oHK$31,322 (+9.0%)
75 y/oHK$39,318 (+9.0%)
80 y/oHK$46,630 (+9.0%)
85 y/oHK$51,605 (+9.0%)
90 y/oHK$55,605 (+9.0%)
95 y/oHK$57,286 (+9.0%)
99 y/oHK$58,434 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$7,235 (+8.1%)
5 y/oHK$5,054 (+8.2%)
10 y/oHK$4,000 (+8.2%)
15 y/oHK$4,082 (+8.2%)
20 y/oHK$4,448 (+8.2%)
25 y/oHK$4,812 (+8.2%)
30 y/oHK$5,286 (+8.2%)
35 y/oHK$6,170 (+8.1%)
40 y/oHK$7,342 (+8.1%)
45 y/oHK$9,367 (+8.1%)
50 y/oHK$11,994 (+8.1%)
55 y/oHK$15,029 (+8.1%)
60 y/oHK$19,333 (+8.0%)
65 y/oHK$26,735 (+8.0%)
70 y/oHK$33,835 (+8.0%)
75 y/oHK$42,470 (+8.0%)
80 y/oHK$50,368 (+8.0%)
85 y/oHK$55,741 (+8.0%)
90 y/oHK$60,061 (+8.0%)
95 y/oHK$61,876 (+8.0%)
99 y/oHK$63,116 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.41%
10 y/o+3.42%
15 y/o+3.42%
20 y/o+3.41%
25 y/o+3.41%
30 y/o+3.41%
35 y/o+3.41%
40 y/o+3.40%
45 y/o+3.40%
50 y/o+3.40%
55 y/o+3.40%
60 y/o+3.40%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-01-001-01 2019-04-01 | F00013-01-001-02 2020-03-03 | F00013-01-001-02 2020-05-25 | F00013-01-001-03 2021-01-05 | F00013-01-001-04 2022-01-01 | F00013-01-001-04 2022-10-03 | F00013-01-001-05 2023-07-01 | F00013-01-001-06 2024-10-01 | F00013-01-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,029 | HK$5,029 | HK$5,029 | HK$5,029 | HK$5,029 | HK$5,029 | HK$5,406 (+7.5%) | HK$5,893 (+9.0%) | HK$6,371 (+8.1%) | +3.41% |
| 5 | HK$3,534 | HK$3,534 | HK$3,534 | HK$3,534 | HK$3,534 | HK$3,534 | HK$3,799 (+7.5%) | HK$4,141 (+9.0%) | HK$4,480 (+8.2%) | +3.41% |
| 10 | HK$2,635 | HK$2,635 | HK$2,635 | HK$2,635 | HK$2,635 | HK$2,635 | HK$2,832 (+7.5%) | HK$3,087 (+9.0%) | HK$3,342 (+8.3%) | +3.42% |
| 15 | HK$2,723 | HK$2,723 | HK$2,723 | HK$2,723 | HK$2,723 | HK$2,723 | HK$2,927 (+7.5%) | HK$3,191 (+9.0%) | HK$3,453 (+8.2%) | +3.42% |
| 20 | HK$3,216 | HK$3,216 | HK$3,216 | HK$3,216 | HK$3,216 | HK$3,216 | HK$3,458 (+7.5%) | HK$3,769 (+9.0%) | HK$4,078 (+8.2%) | +3.42% |
| 25 | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,272 | HK$4,593 (+7.5%) | HK$5,006 (+9.0%) | HK$5,414 (+8.2%) | +3.41% |
| 30 | HK$5,548 | HK$5,548 | HK$5,548 | HK$5,548 | HK$5,548 | HK$5,548 | HK$5,964 (+7.5%) | HK$6,501 (+9.0%) | HK$7,028 (+8.1%) | +3.40% |
| 35 | HK$6,581 | HK$6,581 | HK$6,581 | HK$6,581 | HK$6,581 | HK$6,581 | HK$7,075 (+7.5%) | HK$7,711 (+9.0%) | HK$8,336 (+8.1%) | +3.40% |
| 40 | HK$7,798 | HK$7,798 | HK$7,798 | HK$7,798 | HK$7,798 | HK$7,798 | HK$8,383 (+7.5%) | HK$9,137 (+9.0%) | HK$9,876 (+8.1%) | +3.40% |
| 45 | HK$9,391 | HK$9,391 | HK$9,391 | HK$9,391 | HK$9,391 | HK$9,391 | HK$10,095 (+7.5%) | HK$11,004 (+9.0%) | HK$11,892 (+8.1%) | +3.40% |
| 50 | HK$10,791 | HK$10,791 | HK$10,791 | HK$10,791 | HK$10,791 | HK$10,791 | HK$11,601 (+7.5%) | HK$12,645 (+9.0%) | HK$13,664 (+8.1%) | +3.40% |
| 55 | HK$12,156 | HK$12,156 | HK$12,156 | HK$12,156 | HK$12,156 | HK$12,156 | HK$13,067 (+7.5%) | HK$14,243 (+9.0%) | HK$15,390 (+8.1%) | +3.40% |
| 60 | HK$14,497 | HK$14,497 | HK$14,497 | HK$14,497 | HK$14,497 | HK$14,497 | HK$15,584 (+7.5%) | HK$16,986 (+9.0%) | HK$18,353 (+8.0%) | +3.40% |
| 65 | HK$19,065 | HK$19,065 | HK$19,065 | HK$19,065 | HK$19,065 | HK$19,065 | HK$20,495 (+7.5%) | HK$22,339 (+9.0%) | HK$24,134 (+8.0%) | +3.39% |
| 70 | HK$24,186 | HK$24,186 | HK$24,186 | HK$24,186 | HK$24,186 | HK$24,186 | HK$26,000 (+7.5%) | HK$28,340 (+9.0%) | HK$30,614 (+8.0%) | +3.39% |
| 75 | HK$29,793 | HK$29,793 | HK$29,793 | HK$29,793 | HK$29,793 | HK$29,793 | HK$32,028 (+7.5%) | HK$34,910 (+9.0%) | HK$37,711 (+8.0%) | +3.39% |
| 80 | HK$35,557 | HK$35,557 | HK$35,557 | HK$35,557 | HK$35,557 | HK$35,557 | HK$38,224 (+7.5%) | HK$41,664 (+9.0%) | HK$45,004 (+8.0%) | +3.39% |
| 85 | HK$39,363 | HK$39,363 | HK$39,363 | HK$39,363 | HK$39,363 | HK$39,363 | HK$42,315 (+7.5%) | HK$46,123 (+9.0%) | HK$49,820 (+8.0%) | +3.39% |
| 90 | HK$42,196 | HK$42,196 | HK$42,196 | HK$42,196 | HK$42,196 | HK$42,196 | HK$45,361 (+7.5%) | HK$49,443 (+9.0%) | HK$53,406 (+8.0%) | +3.39% |
| 95 | HK$43,677 | HK$43,677 | HK$43,677 | HK$43,677 | HK$43,677 | HK$43,677 | HK$46,953 (+7.5%) | HK$51,179 (+9.0%) | HK$55,280 (+8.0%) | +3.39% |
| 99 | HK$44,532 | HK$44,532 | HK$44,532 | HK$44,532 | HK$44,532 | HK$44,532 | HK$47,871 (+7.5%) | HK$52,180 (+9.0%) | HK$56,362 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
0.0%
All-ages avg
0 y/oHK$5,029
5 y/oHK$3,534
10 y/oHK$2,635
15 y/oHK$2,723
20 y/oHK$3,216
25 y/oHK$4,272
30 y/oHK$5,548
35 y/oHK$6,581
40 y/oHK$7,798
45 y/oHK$9,391
50 y/oHK$10,791
55 y/oHK$12,156
60 y/oHK$14,497
65 y/oHK$19,065
70 y/oHK$24,186
75 y/oHK$29,793
80 y/oHK$35,557
85 y/oHK$39,363
90 y/oHK$42,196
95 y/oHK$43,677
99 y/oHK$44,532
+7.5%
All-ages avg
0 y/oHK$5,406 (+7.5%)
5 y/oHK$3,799 (+7.5%)
10 y/oHK$2,832 (+7.5%)
15 y/oHK$2,927 (+7.5%)
20 y/oHK$3,458 (+7.5%)
25 y/oHK$4,593 (+7.5%)
30 y/oHK$5,964 (+7.5%)
35 y/oHK$7,075 (+7.5%)
40 y/oHK$8,383 (+7.5%)
45 y/oHK$10,095 (+7.5%)
50 y/oHK$11,601 (+7.5%)
55 y/oHK$13,067 (+7.5%)
60 y/oHK$15,584 (+7.5%)
65 y/oHK$20,495 (+7.5%)
70 y/oHK$26,000 (+7.5%)
75 y/oHK$32,028 (+7.5%)
80 y/oHK$38,224 (+7.5%)
85 y/oHK$42,315 (+7.5%)
90 y/oHK$45,361 (+7.5%)
95 y/oHK$46,953 (+7.5%)
99 y/oHK$47,871 (+7.5%)
+9.0%
All-ages avg
0 y/oHK$5,893 (+9.0%)
5 y/oHK$4,141 (+9.0%)
10 y/oHK$3,087 (+9.0%)
15 y/oHK$3,191 (+9.0%)
20 y/oHK$3,769 (+9.0%)
25 y/oHK$5,006 (+9.0%)
30 y/oHK$6,501 (+9.0%)
35 y/oHK$7,711 (+9.0%)
40 y/oHK$9,137 (+9.0%)
45 y/oHK$11,004 (+9.0%)
50 y/oHK$12,645 (+9.0%)
55 y/oHK$14,243 (+9.0%)
60 y/oHK$16,986 (+9.0%)
65 y/oHK$22,339 (+9.0%)
70 y/oHK$28,340 (+9.0%)
75 y/oHK$34,910 (+9.0%)
80 y/oHK$41,664 (+9.0%)
85 y/oHK$46,123 (+9.0%)
90 y/oHK$49,443 (+9.0%)
95 y/oHK$51,179 (+9.0%)
99 y/oHK$52,180 (+9.0%)
+8.1%
All-ages avg
0 y/oHK$6,371 (+8.1%)
5 y/oHK$4,480 (+8.2%)
10 y/oHK$3,342 (+8.3%)
15 y/oHK$3,453 (+8.2%)
20 y/oHK$4,078 (+8.2%)
25 y/oHK$5,414 (+8.2%)
30 y/oHK$7,028 (+8.1%)
35 y/oHK$8,336 (+8.1%)
40 y/oHK$9,876 (+8.1%)
45 y/oHK$11,892 (+8.1%)
50 y/oHK$13,664 (+8.1%)
55 y/oHK$15,390 (+8.1%)
60 y/oHK$18,353 (+8.0%)
65 y/oHK$24,134 (+8.0%)
70 y/oHK$30,614 (+8.0%)
75 y/oHK$37,711 (+8.0%)
80 y/oHK$45,004 (+8.0%)
85 y/oHK$49,820 (+8.0%)
90 y/oHK$53,406 (+8.0%)
95 y/oHK$55,280 (+8.0%)
99 y/oHK$56,362 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.41%
5 y/o+3.41%
10 y/o+3.42%
15 y/o+3.42%
20 y/o+3.42%
25 y/o+3.41%
30 y/o+3.40%
35 y/o+3.40%
40 y/o+3.40%
45 y/o+3.40%
50 y/o+3.40%
55 y/o+3.40%
60 y/o+3.40%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00013-04-001-01 2019-04-01 | F00013-04-001-02 2020-03-03 | F00013-04-001-02 2020-05-25 | F00013-04-001-03 2021-01-05 | F00013-04-001-04 2022-01-01 | F00013-04-001-04 2022-10-03 | F00013-04-001-05 2023-07-01 | F00013-04-001-06 2024-10-01 | F00013-04-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$737 | US$737 | US$737 | US$737 | US$737 | US$737 | US$792 (+7.5%) | US$864 (+9.1%) | US$934 (+8.1%) | +3.41% |
| 5 | US$515 | US$515 | US$515 | US$515 | US$515 | US$515 | US$553 (+7.4%) | US$603 (+9.0%) | US$652 (+8.1%) | +3.40% |
| 10 | US$407 | US$407 | US$407 | US$407 | US$407 | US$407 | US$438 (+7.6%) | US$477 (+8.9%) | US$516 (+8.2%) | +3.42% |
| 15 | US$415 | US$415 | US$415 | US$415 | US$415 | US$415 | US$447 (+7.7%) | US$487 (+8.9%) | US$527 (+8.2%) | +3.44% |
| 20 | US$453 | US$453 | US$453 | US$453 | US$453 | US$453 | US$487 (+7.5%) | US$531 (+9.0%) | US$574 (+8.1%) | +3.41% |
| 25 | US$490 | US$490 | US$490 | US$490 | US$490 | US$490 | US$527 (+7.6%) | US$574 (+8.9%) | US$621 (+8.2%) | +3.41% |
| 30 | US$538 | US$538 | US$538 | US$538 | US$538 | US$538 | US$579 (+7.6%) | US$631 (+9.0%) | US$682 (+8.1%) | +3.41% |
| 35 | US$628 | US$628 | US$628 | US$628 | US$628 | US$628 | US$676 (+7.6%) | US$736 (+8.9%) | US$796 (+8.2%) | +3.41% |
| 40 | US$748 | US$748 | US$748 | US$748 | US$748 | US$748 | US$804 (+7.5%) | US$876 (+9.0%) | US$947 (+8.1%) | +3.40% |
| 45 | US$954 | US$954 | US$954 | US$954 | US$954 | US$954 | US$1,026 (+7.5%) | US$1,118 (+9.0%) | US$1,209 (+8.1%) | +3.41% |
| 50 | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,314 (+7.5%) | US$1,432 (+9.0%) | US$1,548 (+8.1%) | +3.40% |
| 55 | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,647 (+7.5%) | US$1,795 (+9.0%) | US$1,939 (+8.0%) | +3.39% |
| 60 | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$2,118 (+7.5%) | US$2,309 (+9.0%) | US$2,495 (+8.1%) | +3.40% |
| 65 | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,930 (+7.5%) | US$3,193 (+9.0%) | US$3,450 (+8.0%) | +3.40% |
| 70 | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,708 (+7.5%) | US$4,042 (+9.0%) | US$4,366 (+8.0%) | +3.39% |
| 75 | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,654 (+7.5%) | US$5,073 (+9.0%) | US$5,480 (+8.0%) | +3.39% |
| 80 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,520 (+7.5%) | US$6,017 (+9.0%) | US$6,499 (+8.0%) | +3.39% |
| 85 | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$6,109 (+7.5%) | US$6,659 (+9.0%) | US$7,192 (+8.0%) | +3.39% |
| 90 | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,582 (+7.5%) | US$7,175 (+9.0%) | US$7,750 (+8.0%) | +3.39% |
| 95 | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,781 (+7.5%) | US$7,392 (+9.0%) | US$7,984 (+8.0%) | +3.39% |
| 99 | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,917 (+7.5%) | US$7,540 (+9.0%) | US$8,144 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
0.0%
All-ages avg
0 y/oUS$737
5 y/oUS$515
10 y/oUS$407
15 y/oUS$415
20 y/oUS$453
25 y/oUS$490
30 y/oUS$538
35 y/oUS$628
40 y/oUS$748
45 y/oUS$954
50 y/oUS$1,222
55 y/oUS$1,532
60 y/oUS$1,970
65 y/oUS$2,725
70 y/oUS$3,449
75 y/oUS$4,330
80 y/oUS$5,135
85 y/oUS$5,683
90 y/oUS$6,123
95 y/oUS$6,308
99 y/oUS$6,435
+7.5%
All-ages avg
0 y/oUS$792 (+7.5%)
5 y/oUS$553 (+7.4%)
10 y/oUS$438 (+7.6%)
15 y/oUS$447 (+7.7%)
20 y/oUS$487 (+7.5%)
25 y/oUS$527 (+7.6%)
30 y/oUS$579 (+7.6%)
35 y/oUS$676 (+7.6%)
40 y/oUS$804 (+7.5%)
45 y/oUS$1,026 (+7.5%)
50 y/oUS$1,314 (+7.5%)
55 y/oUS$1,647 (+7.5%)
60 y/oUS$2,118 (+7.5%)
65 y/oUS$2,930 (+7.5%)
70 y/oUS$3,708 (+7.5%)
75 y/oUS$4,654 (+7.5%)
80 y/oUS$5,520 (+7.5%)
85 y/oUS$6,109 (+7.5%)
90 y/oUS$6,582 (+7.5%)
95 y/oUS$6,781 (+7.5%)
99 y/oUS$6,917 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$864 (+9.1%)
5 y/oUS$603 (+9.0%)
10 y/oUS$477 (+8.9%)
15 y/oUS$487 (+8.9%)
20 y/oUS$531 (+9.0%)
25 y/oUS$574 (+8.9%)
30 y/oUS$631 (+9.0%)
35 y/oUS$736 (+8.9%)
40 y/oUS$876 (+9.0%)
45 y/oUS$1,118 (+9.0%)
50 y/oUS$1,432 (+9.0%)
55 y/oUS$1,795 (+9.0%)
60 y/oUS$2,309 (+9.0%)
65 y/oUS$3,193 (+9.0%)
70 y/oUS$4,042 (+9.0%)
75 y/oUS$5,073 (+9.0%)
80 y/oUS$6,017 (+9.0%)
85 y/oUS$6,659 (+9.0%)
90 y/oUS$7,175 (+9.0%)
95 y/oUS$7,392 (+9.0%)
99 y/oUS$7,540 (+9.0%)
+8.1%
All-ages avg
0 y/oUS$934 (+8.1%)
5 y/oUS$652 (+8.1%)
10 y/oUS$516 (+8.2%)
15 y/oUS$527 (+8.2%)
20 y/oUS$574 (+8.1%)
25 y/oUS$621 (+8.2%)
30 y/oUS$682 (+8.1%)
35 y/oUS$796 (+8.2%)
40 y/oUS$947 (+8.1%)
45 y/oUS$1,209 (+8.1%)
50 y/oUS$1,548 (+8.1%)
55 y/oUS$1,939 (+8.0%)
60 y/oUS$2,495 (+8.1%)
65 y/oUS$3,450 (+8.0%)
70 y/oUS$4,366 (+8.0%)
75 y/oUS$5,480 (+8.0%)
80 y/oUS$6,499 (+8.0%)
85 y/oUS$7,192 (+8.0%)
90 y/oUS$7,750 (+8.0%)
95 y/oUS$7,984 (+8.0%)
99 y/oUS$8,144 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.41%
5 y/o+3.40%
10 y/o+3.42%
15 y/o+3.44%
20 y/o+3.41%
25 y/o+3.41%
30 y/o+3.41%
35 y/o+3.41%
40 y/o+3.40%
45 y/o+3.41%
50 y/o+3.40%
55 y/o+3.39%
60 y/o+3.40%
65 y/o+3.40%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-04-001-01 2019-04-01 | F00013-04-001-02 2020-03-03 | F00013-04-001-02 2020-05-25 | F00013-04-001-03 2021-01-05 | F00013-04-001-04 2022-01-01 | F00013-04-001-04 2022-10-03 | F00013-04-001-05 2023-07-01 | F00013-04-001-06 2024-10-01 | F00013-04-001-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$649 | US$649 | US$649 | US$649 | US$649 | US$649 | US$698 (+7.6%) | US$760 (+8.9%) | US$822 (+8.2%) | +3.40% |
| 5 | US$456 | US$456 | US$456 | US$456 | US$456 | US$456 | US$490 (+7.5%) | US$534 (+9.0%) | US$578 (+8.2%) | +3.41% |
| 10 | US$340 | US$340 | US$340 | US$340 | US$340 | US$340 | US$365 (+7.4%) | US$398 (+9.0%) | US$431 (+8.3%) | +3.41% |
| 15 | US$351 | US$351 | US$351 | US$351 | US$351 | US$351 | US$378 (+7.7%) | US$412 (+9.0%) | US$446 (+8.3%) | +3.45% |
| 20 | US$415 | US$415 | US$415 | US$415 | US$415 | US$415 | US$446 (+7.5%) | US$486 (+9.0%) | US$526 (+8.2%) | +3.41% |
| 25 | US$551 | US$551 | US$551 | US$551 | US$551 | US$551 | US$593 (+7.6%) | US$646 (+8.9%) | US$699 (+8.2%) | +3.43% |
| 30 | US$716 | US$716 | US$716 | US$716 | US$716 | US$716 | US$770 (+7.5%) | US$839 (+9.0%) | US$907 (+8.1%) | +3.40% |
| 35 | US$849 | US$849 | US$849 | US$849 | US$849 | US$849 | US$913 (+7.5%) | US$995 (+9.0%) | US$1,076 (+8.1%) | +3.41% |
| 40 | US$1,006 | US$1,006 | US$1,006 | US$1,006 | US$1,006 | US$1,006 | US$1,082 (+7.6%) | US$1,179 (+9.0%) | US$1,274 (+8.1%) | +3.40% |
| 45 | US$1,212 | US$1,212 | US$1,212 | US$1,212 | US$1,212 | US$1,212 | US$1,303 (+7.5%) | US$1,420 (+9.0%) | US$1,534 (+8.0%) | +3.39% |
| 50 | US$1,392 | US$1,392 | US$1,392 | US$1,392 | US$1,392 | US$1,392 | US$1,497 (+7.5%) | US$1,632 (+9.0%) | US$1,763 (+8.0%) | +3.40% |
| 55 | US$1,568 | US$1,568 | US$1,568 | US$1,568 | US$1,568 | US$1,568 | US$1,686 (+7.5%) | US$1,838 (+9.0%) | US$1,986 (+8.1%) | +3.40% |
| 60 | US$1,871 | US$1,871 | US$1,871 | US$1,871 | US$1,871 | US$1,871 | US$2,011 (+7.5%) | US$2,192 (+9.0%) | US$2,368 (+8.0%) | +3.39% |
| 65 | US$2,460 | US$2,460 | US$2,460 | US$2,460 | US$2,460 | US$2,460 | US$2,644 (+7.5%) | US$2,882 (+9.0%) | US$3,114 (+8.0%) | +3.39% |
| 70 | US$3,121 | US$3,121 | US$3,121 | US$3,121 | US$3,121 | US$3,121 | US$3,355 (+7.5%) | US$3,657 (+9.0%) | US$3,950 (+8.0%) | +3.39% |
| 75 | US$3,844 | US$3,844 | US$3,844 | US$3,844 | US$3,844 | US$3,844 | US$4,133 (+7.5%) | US$4,505 (+9.0%) | US$4,866 (+8.0%) | +3.39% |
| 80 | US$4,588 | US$4,588 | US$4,588 | US$4,588 | US$4,588 | US$4,588 | US$4,932 (+7.5%) | US$5,376 (+9.0%) | US$5,807 (+8.0%) | +3.39% |
| 85 | US$5,079 | US$5,079 | US$5,079 | US$5,079 | US$5,079 | US$5,079 | US$5,460 (+7.5%) | US$5,951 (+9.0%) | US$6,428 (+8.0%) | +3.39% |
| 90 | US$5,445 | US$5,445 | US$5,445 | US$5,445 | US$5,445 | US$5,445 | US$5,853 (+7.5%) | US$6,380 (+9.0%) | US$6,891 (+8.0%) | +3.39% |
| 95 | US$5,636 | US$5,636 | US$5,636 | US$5,636 | US$5,636 | US$5,636 | US$6,058 (+7.5%) | US$6,604 (+9.0%) | US$7,133 (+8.0%) | +3.39% |
| 99 | US$5,746 | US$5,746 | US$5,746 | US$5,746 | US$5,746 | US$5,746 | US$6,177 (+7.5%) | US$6,733 (+9.0%) | US$7,272 (+8.0%) | +3.39% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0 y/oUS$649
5 y/oUS$456
10 y/oUS$340
15 y/oUS$351
20 y/oUS$415
25 y/oUS$551
30 y/oUS$716
35 y/oUS$849
40 y/oUS$1,006
45 y/oUS$1,212
50 y/oUS$1,392
55 y/oUS$1,568
60 y/oUS$1,871
65 y/oUS$2,460
70 y/oUS$3,121
75 y/oUS$3,844
80 y/oUS$4,588
85 y/oUS$5,079
90 y/oUS$5,445
95 y/oUS$5,636
99 y/oUS$5,746
0.0%
All-ages avg
0 y/oUS$649
5 y/oUS$456
10 y/oUS$340
15 y/oUS$351
20 y/oUS$415
25 y/oUS$551
30 y/oUS$716
35 y/oUS$849
40 y/oUS$1,006
45 y/oUS$1,212
50 y/oUS$1,392
55 y/oUS$1,568
60 y/oUS$1,871
65 y/oUS$2,460
70 y/oUS$3,121
75 y/oUS$3,844
80 y/oUS$4,588
85 y/oUS$5,079
90 y/oUS$5,445
95 y/oUS$5,636
99 y/oUS$5,746
0.0%
All-ages avg
0 y/oUS$649
5 y/oUS$456
10 y/oUS$340
15 y/oUS$351
20 y/oUS$415
25 y/oUS$551
30 y/oUS$716
35 y/oUS$849
40 y/oUS$1,006
45 y/oUS$1,212
50 y/oUS$1,392
55 y/oUS$1,568
60 y/oUS$1,871
65 y/oUS$2,460
70 y/oUS$3,121
75 y/oUS$3,844
80 y/oUS$4,588
85 y/oUS$5,079
90 y/oUS$5,445
95 y/oUS$5,636
99 y/oUS$5,746
0.0%
All-ages avg
0 y/oUS$649
5 y/oUS$456
10 y/oUS$340
15 y/oUS$351
20 y/oUS$415
25 y/oUS$551
30 y/oUS$716
35 y/oUS$849
40 y/oUS$1,006
45 y/oUS$1,212
50 y/oUS$1,392
55 y/oUS$1,568
60 y/oUS$1,871
65 y/oUS$2,460
70 y/oUS$3,121
75 y/oUS$3,844
80 y/oUS$4,588
85 y/oUS$5,079
90 y/oUS$5,445
95 y/oUS$5,636
99 y/oUS$5,746
0.0%
All-ages avg
0 y/oUS$649
5 y/oUS$456
10 y/oUS$340
15 y/oUS$351
20 y/oUS$415
25 y/oUS$551
30 y/oUS$716
35 y/oUS$849
40 y/oUS$1,006
45 y/oUS$1,212
50 y/oUS$1,392
55 y/oUS$1,568
60 y/oUS$1,871
65 y/oUS$2,460
70 y/oUS$3,121
75 y/oUS$3,844
80 y/oUS$4,588
85 y/oUS$5,079
90 y/oUS$5,445
95 y/oUS$5,636
99 y/oUS$5,746
0.0%
All-ages avg
0 y/oUS$649
5 y/oUS$456
10 y/oUS$340
15 y/oUS$351
20 y/oUS$415
25 y/oUS$551
30 y/oUS$716
35 y/oUS$849
40 y/oUS$1,006
45 y/oUS$1,212
50 y/oUS$1,392
55 y/oUS$1,568
60 y/oUS$1,871
65 y/oUS$2,460
70 y/oUS$3,121
75 y/oUS$3,844
80 y/oUS$4,588
85 y/oUS$5,079
90 y/oUS$5,445
95 y/oUS$5,636
99 y/oUS$5,746
+7.5%
All-ages avg
0 y/oUS$698 (+7.6%)
5 y/oUS$490 (+7.5%)
10 y/oUS$365 (+7.4%)
15 y/oUS$378 (+7.7%)
20 y/oUS$446 (+7.5%)
25 y/oUS$593 (+7.6%)
30 y/oUS$770 (+7.5%)
35 y/oUS$913 (+7.5%)
40 y/oUS$1,082 (+7.6%)
45 y/oUS$1,303 (+7.5%)
50 y/oUS$1,497 (+7.5%)
55 y/oUS$1,686 (+7.5%)
60 y/oUS$2,011 (+7.5%)
65 y/oUS$2,644 (+7.5%)
70 y/oUS$3,355 (+7.5%)
75 y/oUS$4,133 (+7.5%)
80 y/oUS$4,932 (+7.5%)
85 y/oUS$5,460 (+7.5%)
90 y/oUS$5,853 (+7.5%)
95 y/oUS$6,058 (+7.5%)
99 y/oUS$6,177 (+7.5%)
+9.0%
All-ages avg
0 y/oUS$760 (+8.9%)
5 y/oUS$534 (+9.0%)
10 y/oUS$398 (+9.0%)
15 y/oUS$412 (+9.0%)
20 y/oUS$486 (+9.0%)
25 y/oUS$646 (+8.9%)
30 y/oUS$839 (+9.0%)
35 y/oUS$995 (+9.0%)
40 y/oUS$1,179 (+9.0%)
45 y/oUS$1,420 (+9.0%)
50 y/oUS$1,632 (+9.0%)
55 y/oUS$1,838 (+9.0%)
60 y/oUS$2,192 (+9.0%)
65 y/oUS$2,882 (+9.0%)
70 y/oUS$3,657 (+9.0%)
75 y/oUS$4,505 (+9.0%)
80 y/oUS$5,376 (+9.0%)
85 y/oUS$5,951 (+9.0%)
90 y/oUS$6,380 (+9.0%)
95 y/oUS$6,604 (+9.0%)
99 y/oUS$6,733 (+9.0%)
+8.1%
All-ages avg
0 y/oUS$822 (+8.2%)
5 y/oUS$578 (+8.2%)
10 y/oUS$431 (+8.3%)
15 y/oUS$446 (+8.3%)
20 y/oUS$526 (+8.2%)
25 y/oUS$699 (+8.2%)
30 y/oUS$907 (+8.1%)
35 y/oUS$1,076 (+8.1%)
40 y/oUS$1,274 (+8.1%)
45 y/oUS$1,534 (+8.0%)
50 y/oUS$1,763 (+8.0%)
55 y/oUS$1,986 (+8.1%)
60 y/oUS$2,368 (+8.0%)
65 y/oUS$3,114 (+8.0%)
70 y/oUS$3,950 (+8.0%)
75 y/oUS$4,866 (+8.0%)
80 y/oUS$5,807 (+8.0%)
85 y/oUS$6,428 (+8.0%)
90 y/oUS$6,891 (+8.0%)
95 y/oUS$7,133 (+8.0%)
99 y/oUS$7,272 (+8.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.40%
5 y/o+3.41%
10 y/o+3.41%
15 y/o+3.45%
20 y/o+3.41%
25 y/o+3.43%
30 y/o+3.40%
35 y/o+3.41%
40 y/o+3.40%
45 y/o+3.39%
50 y/o+3.40%
55 y/o+3.40%
60 y/o+3.39%
65 y/o+3.39%
70 y/o+3.39%
75 y/o+3.39%
80 y/o+3.39%
85 y/o+3.39%
90 y/o+3.39%
95 y/o+3.39%
99 y/o+3.39%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27