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PRUHealth FlexiChoice Medical Plan - Ward (HKD)
保誠靈活自主醫保計劃 - 普通病房 (港元)
Prudential Hong Kong Limited · F00013-01-000 · 9 versions · Flexi plan · Avg. annual increase +2.86%
HKD
Male
| Age | F00013-01-000-01 2019-04-01 | F00013-01-000-02 2020-03-03 | F00013-01-000-02 2020-05-25 | F00013-01-000-03 2021-01-05 | F00013-01-000-04 2022-01-01 | F00013-01-000-04 2022-10-03 | F00013-01-000-05 2023-07-01 | F00013-01-000-06 2024-10-01 | F00013-01-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,185 | HK$4,498 (+7.5%) | HK$4,813 (+7.0%) | HK$5,110 (+6.2%) | +2.87% |
| 5 | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$2,979 | HK$3,202 (+7.5%) | HK$3,427 (+7.0%) | HK$3,639 (+6.2%) | +2.87% |
| 10 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,121 | HK$2,280 (+7.5%) | HK$2,440 (+7.0%) | HK$2,593 (+6.3%) | +2.89% |
| 15 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,071 | HK$2,226 (+7.5%) | HK$2,382 (+7.0%) | HK$2,532 (+6.3%) | +2.89% |
| 20 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,245 | HK$2,414 (+7.5%) | HK$2,583 (+7.0%) | HK$2,745 (+6.3%) | +2.89% |
| 25 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,389 | HK$2,568 (+7.5%) | HK$2,748 (+7.0%) | HK$2,920 (+6.3%) | +2.88% |
| 30 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,608 | HK$2,804 (+7.5%) | HK$3,000 (+7.0%) | HK$3,188 (+6.3%) | +2.88% |
| 35 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,158 | HK$3,395 (+7.5%) | HK$3,632 (+7.0%) | HK$3,858 (+6.2%) | +2.87% |
| 40 | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$3,848 | HK$4,137 (+7.5%) | HK$4,426 (+7.0%) | HK$4,699 (+6.2%) | +2.87% |
| 45 | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$4,812 | HK$5,173 (+7.5%) | HK$5,536 (+7.0%) | HK$5,875 (+6.1%) | +2.87% |
| 50 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,034 | HK$6,487 (+7.5%) | HK$6,941 (+7.0%) | HK$7,365 (+6.1%) | +2.86% |
| 55 | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$7,645 | HK$8,218 (+7.5%) | HK$8,794 (+7.0%) | HK$9,329 (+6.1%) | +2.86% |
| 60 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,010 | HK$10,760 (+7.5%) | HK$11,513 (+7.0%) | HK$12,212 (+6.1%) | +2.85% |
| 65 | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$14,456 | HK$15,540 (+7.5%) | HK$16,627 (+7.0%) | HK$17,632 (+6.0%) | +2.85% |
| 70 | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$18,164 | HK$19,527 (+7.5%) | HK$20,894 (+7.0%) | HK$22,155 (+6.0%) | +2.85% |
| 75 | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$22,209 | HK$23,874 (+7.5%) | HK$25,546 (+7.0%) | HK$27,086 (+6.0%) | +2.85% |
| 80 | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$26,208 | HK$28,174 (+7.5%) | HK$30,146 (+7.0%) | HK$31,962 (+6.0%) | +2.85% |
| 85 | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$29,026 | HK$31,203 (+7.5%) | HK$33,388 (+7.0%) | HK$35,398 (+6.0%) | +2.85% |
| 90 | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$31,280 | HK$33,626 (+7.5%) | HK$35,980 (+7.0%) | HK$38,146 (+6.0%) | +2.85% |
| 95 | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$32,197 | HK$34,612 (+7.5%) | HK$37,035 (+7.0%) | HK$39,265 (+6.0%) | +2.85% |
| 99 | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$32,821 | HK$35,283 (+7.5%) | HK$37,753 (+7.0%) | HK$40,025 (+6.0%) | +2.85% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
0.0%
All-ages avg
0 y/oHK$4,185
5 y/oHK$2,979
10 y/oHK$2,121
15 y/oHK$2,071
20 y/oHK$2,245
25 y/oHK$2,389
30 y/oHK$2,608
35 y/oHK$3,158
40 y/oHK$3,848
45 y/oHK$4,812
50 y/oHK$6,034
55 y/oHK$7,645
60 y/oHK$10,010
65 y/oHK$14,456
70 y/oHK$18,164
75 y/oHK$22,209
80 y/oHK$26,208
85 y/oHK$29,026
90 y/oHK$31,280
95 y/oHK$32,197
99 y/oHK$32,821
+7.5%
All-ages avg
0 y/oHK$4,498 (+7.5%)
5 y/oHK$3,202 (+7.5%)
10 y/oHK$2,280 (+7.5%)
15 y/oHK$2,226 (+7.5%)
20 y/oHK$2,414 (+7.5%)
25 y/oHK$2,568 (+7.5%)
30 y/oHK$2,804 (+7.5%)
35 y/oHK$3,395 (+7.5%)
40 y/oHK$4,137 (+7.5%)
45 y/oHK$5,173 (+7.5%)
50 y/oHK$6,487 (+7.5%)
55 y/oHK$8,218 (+7.5%)
60 y/oHK$10,760 (+7.5%)
65 y/oHK$15,540 (+7.5%)
70 y/oHK$19,527 (+7.5%)
75 y/oHK$23,874 (+7.5%)
80 y/oHK$28,174 (+7.5%)
85 y/oHK$31,203 (+7.5%)
90 y/oHK$33,626 (+7.5%)
95 y/oHK$34,612 (+7.5%)
99 y/oHK$35,283 (+7.5%)
+7.0%
All-ages avg
0 y/oHK$4,813 (+7.0%)
5 y/oHK$3,427 (+7.0%)
10 y/oHK$2,440 (+7.0%)
15 y/oHK$2,382 (+7.0%)
20 y/oHK$2,583 (+7.0%)
25 y/oHK$2,748 (+7.0%)
30 y/oHK$3,000 (+7.0%)
35 y/oHK$3,632 (+7.0%)
40 y/oHK$4,426 (+7.0%)
45 y/oHK$5,536 (+7.0%)
50 y/oHK$6,941 (+7.0%)
55 y/oHK$8,794 (+7.0%)
60 y/oHK$11,513 (+7.0%)
65 y/oHK$16,627 (+7.0%)
70 y/oHK$20,894 (+7.0%)
75 y/oHK$25,546 (+7.0%)
80 y/oHK$30,146 (+7.0%)
85 y/oHK$33,388 (+7.0%)
90 y/oHK$35,980 (+7.0%)
95 y/oHK$37,035 (+7.0%)
99 y/oHK$37,753 (+7.0%)
+6.1%
All-ages avg
0 y/oHK$5,110 (+6.2%)
5 y/oHK$3,639 (+6.2%)
10 y/oHK$2,593 (+6.3%)
15 y/oHK$2,532 (+6.3%)
20 y/oHK$2,745 (+6.3%)
25 y/oHK$2,920 (+6.3%)
30 y/oHK$3,188 (+6.3%)
35 y/oHK$3,858 (+6.2%)
40 y/oHK$4,699 (+6.2%)
45 y/oHK$5,875 (+6.1%)
50 y/oHK$7,365 (+6.1%)
55 y/oHK$9,329 (+6.1%)
60 y/oHK$12,212 (+6.1%)
65 y/oHK$17,632 (+6.0%)
70 y/oHK$22,155 (+6.0%)
75 y/oHK$27,086 (+6.0%)
80 y/oHK$31,962 (+6.0%)
85 y/oHK$35,398 (+6.0%)
90 y/oHK$38,146 (+6.0%)
95 y/oHK$39,265 (+6.0%)
99 y/oHK$40,025 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.87%
5 y/o+2.87%
10 y/o+2.89%
15 y/o+2.89%
20 y/o+2.89%
25 y/o+2.88%
30 y/o+2.88%
35 y/o+2.87%
40 y/o+2.87%
45 y/o+2.87%
50 y/o+2.86%
55 y/o+2.86%
60 y/o+2.85%
65 y/o+2.85%
70 y/o+2.85%
75 y/o+2.85%
80 y/o+2.85%
85 y/o+2.85%
90 y/o+2.85%
95 y/o+2.85%
99 y/o+2.85%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-01-000-01 2019-04-01 | F00013-01-000-02 2020-03-03 | F00013-01-000-02 2020-05-25 | F00013-01-000-03 2021-01-05 | F00013-01-000-04 2022-01-01 | F00013-01-000-04 2022-10-03 | F00013-01-000-05 2023-07-01 | F00013-01-000-06 2024-10-01 | F00013-01-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,903 | HK$3,903 | HK$3,903 | HK$3,903 | HK$3,903 | HK$3,903 | HK$4,195 (+7.5%) | HK$4,489 (+7.0%) | HK$4,766 (+6.2%) | +2.87% |
| 5 | HK$2,661 | HK$2,661 | HK$2,661 | HK$2,661 | HK$2,661 | HK$2,661 | HK$2,860 (+7.5%) | HK$3,060 (+7.0%) | HK$3,251 (+6.2%) | +2.88% |
| 10 | HK$1,891 | HK$1,891 | HK$1,891 | HK$1,891 | HK$1,891 | HK$1,891 | HK$2,033 (+7.5%) | HK$2,175 (+7.0%) | HK$2,313 (+6.3%) | +2.89% |
| 15 | HK$1,950 | HK$1,950 | HK$1,950 | HK$1,950 | HK$1,950 | HK$1,950 | HK$2,096 (+7.5%) | HK$2,243 (+7.0%) | HK$2,385 (+6.3%) | +2.89% |
| 20 | HK$2,374 | HK$2,374 | HK$2,374 | HK$2,374 | HK$2,374 | HK$2,374 | HK$2,552 (+7.5%) | HK$2,730 (+7.0%) | HK$2,902 (+6.3%) | +2.88% |
| 25 | HK$2,902 | HK$2,902 | HK$2,902 | HK$2,902 | HK$2,902 | HK$2,902 | HK$3,120 (+7.5%) | HK$3,338 (+7.0%) | HK$3,545 (+6.2%) | +2.87% |
| 30 | HK$3,520 | HK$3,520 | HK$3,520 | HK$3,520 | HK$3,520 | HK$3,520 | HK$3,784 (+7.5%) | HK$4,049 (+7.0%) | HK$4,299 (+6.2%) | +2.87% |
| 35 | HK$4,138 | HK$4,138 | HK$4,138 | HK$4,138 | HK$4,138 | HK$4,138 | HK$4,449 (+7.5%) | HK$4,760 (+7.0%) | HK$5,053 (+6.2%) | +2.87% |
| 40 | HK$4,910 | HK$4,910 | HK$4,910 | HK$4,910 | HK$4,910 | HK$4,910 | HK$5,279 (+7.5%) | HK$5,648 (+7.0%) | HK$5,994 (+6.1%) | +2.86% |
| 45 | HK$6,042 | HK$6,042 | HK$6,042 | HK$6,042 | HK$6,042 | HK$6,042 | HK$6,495 (+7.5%) | HK$6,950 (+7.0%) | HK$7,374 (+6.1%) | +2.86% |
| 50 | HK$7,310 | HK$7,310 | HK$7,310 | HK$7,310 | HK$7,310 | HK$7,310 | HK$7,858 (+7.5%) | HK$8,408 (+7.0%) | HK$8,920 (+6.1%) | +2.86% |
| 55 | HK$8,265 | HK$8,265 | HK$8,265 | HK$8,265 | HK$8,265 | HK$8,265 | HK$8,885 (+7.5%) | HK$9,507 (+7.0%) | HK$10,085 (+6.1%) | +2.86% |
| 60 | HK$9,716 | HK$9,716 | HK$9,716 | HK$9,716 | HK$9,716 | HK$9,716 | HK$10,444 (+7.5%) | HK$11,176 (+7.0%) | HK$11,853 (+6.1%) | +2.85% |
| 65 | HK$13,133 | HK$13,133 | HK$13,133 | HK$13,133 | HK$13,133 | HK$13,133 | HK$14,118 (+7.5%) | HK$15,107 (+7.0%) | HK$16,020 (+6.0%) | +2.85% |
| 70 | HK$16,571 | HK$16,571 | HK$16,571 | HK$16,571 | HK$16,571 | HK$16,571 | HK$17,814 (+7.5%) | HK$19,061 (+7.0%) | HK$20,212 (+6.0%) | +2.85% |
| 75 | HK$20,232 | HK$20,232 | HK$20,232 | HK$20,232 | HK$20,232 | HK$20,232 | HK$21,750 (+7.5%) | HK$23,272 (+7.0%) | HK$24,676 (+6.0%) | +2.85% |
| 80 | HK$23,708 | HK$23,708 | HK$23,708 | HK$23,708 | HK$23,708 | HK$23,708 | HK$25,487 (+7.5%) | HK$27,271 (+7.0%) | HK$28,914 (+6.0%) | +2.85% |
| 85 | HK$26,257 | HK$26,257 | HK$26,257 | HK$26,257 | HK$26,257 | HK$26,257 | HK$28,226 (+7.5%) | HK$30,202 (+7.0%) | HK$32,021 (+6.0%) | +2.85% |
| 90 | HK$28,146 | HK$28,146 | HK$28,146 | HK$28,146 | HK$28,146 | HK$28,146 | HK$30,257 (+7.5%) | HK$32,375 (+7.0%) | HK$34,325 (+6.0%) | +2.85% |
| 95 | HK$29,137 | HK$29,137 | HK$29,137 | HK$29,137 | HK$29,137 | HK$29,137 | HK$31,323 (+7.5%) | HK$33,515 (+7.0%) | HK$35,533 (+6.0%) | +2.85% |
| 99 | HK$29,710 | HK$29,710 | HK$29,710 | HK$29,710 | HK$29,710 | HK$29,710 | HK$31,939 (+7.5%) | HK$34,174 (+7.0%) | HK$36,232 (+6.0%) | +2.85% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
0.0%
All-ages avg
0 y/oHK$3,903
5 y/oHK$2,661
10 y/oHK$1,891
15 y/oHK$1,950
20 y/oHK$2,374
25 y/oHK$2,902
30 y/oHK$3,520
35 y/oHK$4,138
40 y/oHK$4,910
45 y/oHK$6,042
50 y/oHK$7,310
55 y/oHK$8,265
60 y/oHK$9,716
65 y/oHK$13,133
70 y/oHK$16,571
75 y/oHK$20,232
80 y/oHK$23,708
85 y/oHK$26,257
90 y/oHK$28,146
95 y/oHK$29,137
99 y/oHK$29,710
+7.5%
All-ages avg
0 y/oHK$4,195 (+7.5%)
5 y/oHK$2,860 (+7.5%)
10 y/oHK$2,033 (+7.5%)
15 y/oHK$2,096 (+7.5%)
20 y/oHK$2,552 (+7.5%)
25 y/oHK$3,120 (+7.5%)
30 y/oHK$3,784 (+7.5%)
35 y/oHK$4,449 (+7.5%)
40 y/oHK$5,279 (+7.5%)
45 y/oHK$6,495 (+7.5%)
50 y/oHK$7,858 (+7.5%)
55 y/oHK$8,885 (+7.5%)
60 y/oHK$10,444 (+7.5%)
65 y/oHK$14,118 (+7.5%)
70 y/oHK$17,814 (+7.5%)
75 y/oHK$21,750 (+7.5%)
80 y/oHK$25,487 (+7.5%)
85 y/oHK$28,226 (+7.5%)
90 y/oHK$30,257 (+7.5%)
95 y/oHK$31,323 (+7.5%)
99 y/oHK$31,939 (+7.5%)
+7.0%
All-ages avg
0 y/oHK$4,489 (+7.0%)
5 y/oHK$3,060 (+7.0%)
10 y/oHK$2,175 (+7.0%)
15 y/oHK$2,243 (+7.0%)
20 y/oHK$2,730 (+7.0%)
25 y/oHK$3,338 (+7.0%)
30 y/oHK$4,049 (+7.0%)
35 y/oHK$4,760 (+7.0%)
40 y/oHK$5,648 (+7.0%)
45 y/oHK$6,950 (+7.0%)
50 y/oHK$8,408 (+7.0%)
55 y/oHK$9,507 (+7.0%)
60 y/oHK$11,176 (+7.0%)
65 y/oHK$15,107 (+7.0%)
70 y/oHK$19,061 (+7.0%)
75 y/oHK$23,272 (+7.0%)
80 y/oHK$27,271 (+7.0%)
85 y/oHK$30,202 (+7.0%)
90 y/oHK$32,375 (+7.0%)
95 y/oHK$33,515 (+7.0%)
99 y/oHK$34,174 (+7.0%)
+6.1%
All-ages avg
0 y/oHK$4,766 (+6.2%)
5 y/oHK$3,251 (+6.2%)
10 y/oHK$2,313 (+6.3%)
15 y/oHK$2,385 (+6.3%)
20 y/oHK$2,902 (+6.3%)
25 y/oHK$3,545 (+6.2%)
30 y/oHK$4,299 (+6.2%)
35 y/oHK$5,053 (+6.2%)
40 y/oHK$5,994 (+6.1%)
45 y/oHK$7,374 (+6.1%)
50 y/oHK$8,920 (+6.1%)
55 y/oHK$10,085 (+6.1%)
60 y/oHK$11,853 (+6.1%)
65 y/oHK$16,020 (+6.0%)
70 y/oHK$20,212 (+6.0%)
75 y/oHK$24,676 (+6.0%)
80 y/oHK$28,914 (+6.0%)
85 y/oHK$32,021 (+6.0%)
90 y/oHK$34,325 (+6.0%)
95 y/oHK$35,533 (+6.0%)
99 y/oHK$36,232 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.87%
5 y/o+2.88%
10 y/o+2.89%
15 y/o+2.89%
20 y/o+2.88%
25 y/o+2.87%
30 y/o+2.87%
35 y/o+2.87%
40 y/o+2.86%
45 y/o+2.86%
50 y/o+2.86%
55 y/o+2.86%
60 y/o+2.85%
65 y/o+2.85%
70 y/o+2.85%
75 y/o+2.85%
80 y/o+2.85%
85 y/o+2.85%
90 y/o+2.85%
95 y/o+2.85%
99 y/o+2.85%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
USD
Male
| Age | F00013-04-000-01 2019-04-01 | F00013-04-000-02 2020-03-03 | F00013-04-000-02 2020-05-25 | F00013-04-000-03 2021-01-05 | F00013-04-000-04 2022-01-01 | F00013-04-000-04 2022-10-03 | F00013-04-000-05 2023-07-01 | F00013-04-000-06 2024-10-01 | F00013-04-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$540 | US$540 | US$540 | US$540 | US$540 | US$540 | US$580 (+7.4%) | US$621 (+7.1%) | US$659 (+6.1%) | +2.86% |
| 5 | US$384 | US$384 | US$384 | US$384 | US$384 | US$384 | US$413 (+7.6%) | US$442 (+7.0%) | US$470 (+6.3%) | +2.90% |
| 10 | US$274 | US$274 | US$274 | US$274 | US$274 | US$274 | US$294 (+7.3%) | US$315 (+7.1%) | US$335 (+6.3%) | +2.89% |
| 15 | US$267 | US$267 | US$267 | US$267 | US$267 | US$267 | US$287 (+7.5%) | US$307 (+7.0%) | US$327 (+6.5%) | +2.91% |
| 20 | US$290 | US$290 | US$290 | US$290 | US$290 | US$290 | US$311 (+7.2%) | US$333 (+7.1%) | US$354 (+6.3%) | +2.86% |
| 25 | US$308 | US$308 | US$308 | US$308 | US$308 | US$308 | US$331 (+7.5%) | US$355 (+7.3%) | US$377 (+6.2%) | +2.90% |
| 30 | US$337 | US$337 | US$337 | US$337 | US$337 | US$337 | US$362 (+7.4%) | US$387 (+6.9%) | US$411 (+6.2%) | +2.85% |
| 35 | US$407 | US$407 | US$407 | US$407 | US$407 | US$407 | US$438 (+7.6%) | US$469 (+7.1%) | US$498 (+6.2%) | +2.90% |
| 40 | US$497 | US$497 | US$497 | US$497 | US$497 | US$497 | US$534 (+7.4%) | US$571 (+6.9%) | US$606 (+6.1%) | +2.85% |
| 45 | US$621 | US$621 | US$621 | US$621 | US$621 | US$621 | US$668 (+7.6%) | US$714 (+6.9%) | US$758 (+6.2%) | +2.86% |
| 50 | US$779 | US$779 | US$779 | US$779 | US$779 | US$779 | US$837 (+7.4%) | US$896 (+7.0%) | US$950 (+6.0%) | +2.85% |
| 55 | US$986 | US$986 | US$986 | US$986 | US$986 | US$986 | US$1,060 (+7.5%) | US$1,135 (+7.1%) | US$1,204 (+6.1%) | +2.87% |
| 60 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,388 (+7.4%) | US$1,486 (+7.1%) | US$1,576 (+6.1%) | +2.85% |
| 65 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$2,005 (+7.5%) | US$2,145 (+7.0%) | US$2,275 (+6.1%) | +2.85% |
| 70 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,520 (+7.5%) | US$2,696 (+7.0%) | US$2,859 (+6.0%) | +2.85% |
| 75 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$3,081 (+7.5%) | US$3,296 (+7.0%) | US$3,495 (+6.0%) | +2.85% |
| 80 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,635 (+7.5%) | US$3,890 (+7.0%) | US$4,124 (+6.0%) | +2.85% |
| 85 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$4,026 (+7.5%) | US$4,308 (+7.0%) | US$4,568 (+6.0%) | +2.85% |
| 90 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,339 (+7.5%) | US$4,643 (+7.0%) | US$4,922 (+6.0%) | +2.85% |
| 95 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,466 (+7.5%) | US$4,779 (+7.0%) | US$5,066 (+6.0%) | +2.85% |
| 99 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,553 (+7.5%) | US$4,871 (+7.0%) | US$5,165 (+6.0%) | +2.85% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
0.0%
All-ages avg
0 y/oUS$540
5 y/oUS$384
10 y/oUS$274
15 y/oUS$267
20 y/oUS$290
25 y/oUS$308
30 y/oUS$337
35 y/oUS$407
40 y/oUS$497
45 y/oUS$621
50 y/oUS$779
55 y/oUS$986
60 y/oUS$1,292
65 y/oUS$1,865
70 y/oUS$2,344
75 y/oUS$2,866
80 y/oUS$3,382
85 y/oUS$3,745
90 y/oUS$4,036
95 y/oUS$4,154
99 y/oUS$4,235
+7.5%
All-ages avg
0 y/oUS$580 (+7.4%)
5 y/oUS$413 (+7.6%)
10 y/oUS$294 (+7.3%)
15 y/oUS$287 (+7.5%)
20 y/oUS$311 (+7.2%)
25 y/oUS$331 (+7.5%)
30 y/oUS$362 (+7.4%)
35 y/oUS$438 (+7.6%)
40 y/oUS$534 (+7.4%)
45 y/oUS$668 (+7.6%)
50 y/oUS$837 (+7.4%)
55 y/oUS$1,060 (+7.5%)
60 y/oUS$1,388 (+7.4%)
65 y/oUS$2,005 (+7.5%)
70 y/oUS$2,520 (+7.5%)
75 y/oUS$3,081 (+7.5%)
80 y/oUS$3,635 (+7.5%)
85 y/oUS$4,026 (+7.5%)
90 y/oUS$4,339 (+7.5%)
95 y/oUS$4,466 (+7.5%)
99 y/oUS$4,553 (+7.5%)
+7.0%
All-ages avg
0 y/oUS$621 (+7.1%)
5 y/oUS$442 (+7.0%)
10 y/oUS$315 (+7.1%)
15 y/oUS$307 (+7.0%)
20 y/oUS$333 (+7.1%)
25 y/oUS$355 (+7.3%)
30 y/oUS$387 (+6.9%)
35 y/oUS$469 (+7.1%)
40 y/oUS$571 (+6.9%)
45 y/oUS$714 (+6.9%)
50 y/oUS$896 (+7.0%)
55 y/oUS$1,135 (+7.1%)
60 y/oUS$1,486 (+7.1%)
65 y/oUS$2,145 (+7.0%)
70 y/oUS$2,696 (+7.0%)
75 y/oUS$3,296 (+7.0%)
80 y/oUS$3,890 (+7.0%)
85 y/oUS$4,308 (+7.0%)
90 y/oUS$4,643 (+7.0%)
95 y/oUS$4,779 (+7.0%)
99 y/oUS$4,871 (+7.0%)
+6.1%
All-ages avg
0 y/oUS$659 (+6.1%)
5 y/oUS$470 (+6.3%)
10 y/oUS$335 (+6.3%)
15 y/oUS$327 (+6.5%)
20 y/oUS$354 (+6.3%)
25 y/oUS$377 (+6.2%)
30 y/oUS$411 (+6.2%)
35 y/oUS$498 (+6.2%)
40 y/oUS$606 (+6.1%)
45 y/oUS$758 (+6.2%)
50 y/oUS$950 (+6.0%)
55 y/oUS$1,204 (+6.1%)
60 y/oUS$1,576 (+6.1%)
65 y/oUS$2,275 (+6.1%)
70 y/oUS$2,859 (+6.0%)
75 y/oUS$3,495 (+6.0%)
80 y/oUS$4,124 (+6.0%)
85 y/oUS$4,568 (+6.0%)
90 y/oUS$4,922 (+6.0%)
95 y/oUS$5,066 (+6.0%)
99 y/oUS$5,165 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.86%
5 y/o+2.90%
10 y/o+2.89%
15 y/o+2.91%
20 y/o+2.86%
25 y/o+2.90%
30 y/o+2.85%
35 y/o+2.90%
40 y/o+2.85%
45 y/o+2.86%
50 y/o+2.85%
55 y/o+2.87%
60 y/o+2.85%
65 y/o+2.85%
70 y/o+2.85%
75 y/o+2.85%
80 y/o+2.85%
85 y/o+2.85%
90 y/o+2.85%
95 y/o+2.85%
99 y/o+2.85%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00013-04-000-01 2019-04-01 | F00013-04-000-02 2020-03-03 | F00013-04-000-02 2020-05-25 | F00013-04-000-03 2021-01-05 | F00013-04-000-04 2022-01-01 | F00013-04-000-04 2022-10-03 | F00013-04-000-05 2023-07-01 | F00013-04-000-06 2024-10-01 | F00013-04-000-06 2025-10-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$504 | US$504 | US$504 | US$504 | US$504 | US$504 | US$541 (+7.3%) | US$579 (+7.0%) | US$615 (+6.2%) | +2.86% |
| 5 | US$343 | US$343 | US$343 | US$343 | US$343 | US$343 | US$369 (+7.6%) | US$395 (+7.0%) | US$420 (+6.3%) | +2.91% |
| 10 | US$244 | US$244 | US$244 | US$244 | US$244 | US$244 | US$262 (+7.4%) | US$281 (+7.3%) | US$298 (+6.0%) | +2.87% |
| 15 | US$252 | US$252 | US$252 | US$252 | US$252 | US$252 | US$270 (+7.1%) | US$289 (+7.0%) | US$308 (+6.6%) | +2.88% |
| 20 | US$306 | US$306 | US$306 | US$306 | US$306 | US$306 | US$329 (+7.5%) | US$352 (+7.0%) | US$374 (+6.3%) | +2.88% |
| 25 | US$374 | US$374 | US$374 | US$374 | US$374 | US$374 | US$403 (+7.8%) | US$431 (+6.9%) | US$457 (+6.0%) | +2.88% |
| 30 | US$454 | US$454 | US$454 | US$454 | US$454 | US$454 | US$488 (+7.5%) | US$522 (+7.0%) | US$555 (+6.3%) | +2.88% |
| 35 | US$534 | US$534 | US$534 | US$534 | US$534 | US$534 | US$574 (+7.5%) | US$614 (+7.0%) | US$652 (+6.2%) | +2.87% |
| 40 | US$634 | US$634 | US$634 | US$634 | US$634 | US$634 | US$681 (+7.4%) | US$729 (+7.0%) | US$773 (+6.0%) | +2.85% |
| 45 | US$780 | US$780 | US$780 | US$780 | US$780 | US$780 | US$838 (+7.4%) | US$897 (+7.0%) | US$952 (+6.1%) | +2.86% |
| 50 | US$943 | US$943 | US$943 | US$943 | US$943 | US$943 | US$1,014 (+7.5%) | US$1,085 (+7.0%) | US$1,151 (+6.1%) | +2.86% |
| 55 | US$1,067 | US$1,067 | US$1,067 | US$1,067 | US$1,067 | US$1,067 | US$1,146 (+7.4%) | US$1,227 (+7.1%) | US$1,301 (+6.0%) | +2.85% |
| 60 | US$1,254 | US$1,254 | US$1,254 | US$1,254 | US$1,254 | US$1,254 | US$1,348 (+7.5%) | US$1,442 (+7.0%) | US$1,529 (+6.0%) | +2.85% |
| 65 | US$1,695 | US$1,695 | US$1,695 | US$1,695 | US$1,695 | US$1,695 | US$1,822 (+7.5%) | US$1,949 (+7.0%) | US$2,067 (+6.1%) | +2.85% |
| 70 | US$2,138 | US$2,138 | US$2,138 | US$2,138 | US$2,138 | US$2,138 | US$2,299 (+7.5%) | US$2,460 (+7.0%) | US$2,608 (+6.0%) | +2.85% |
| 75 | US$2,611 | US$2,611 | US$2,611 | US$2,611 | US$2,611 | US$2,611 | US$2,806 (+7.5%) | US$3,003 (+7.0%) | US$3,184 (+6.0%) | +2.85% |
| 80 | US$3,059 | US$3,059 | US$3,059 | US$3,059 | US$3,059 | US$3,059 | US$3,289 (+7.5%) | US$3,519 (+7.0%) | US$3,731 (+6.0%) | +2.85% |
| 85 | US$3,388 | US$3,388 | US$3,388 | US$3,388 | US$3,388 | US$3,388 | US$3,642 (+7.5%) | US$3,897 (+7.0%) | US$4,132 (+6.0%) | +2.85% |
| 90 | US$3,632 | US$3,632 | US$3,632 | US$3,632 | US$3,632 | US$3,632 | US$3,904 (+7.5%) | US$4,177 (+7.0%) | US$4,429 (+6.0%) | +2.85% |
| 95 | US$3,760 | US$3,760 | US$3,760 | US$3,760 | US$3,760 | US$3,760 | US$4,042 (+7.5%) | US$4,325 (+7.0%) | US$4,585 (+6.0%) | +2.85% |
| 99 | US$3,834 | US$3,834 | US$3,834 | US$3,834 | US$3,834 | US$3,834 | US$4,121 (+7.5%) | US$4,410 (+7.0%) | US$4,675 (+6.0%) | +2.85% |
| All ages average | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0 y/oUS$504
5 y/oUS$343
10 y/oUS$244
15 y/oUS$252
20 y/oUS$306
25 y/oUS$374
30 y/oUS$454
35 y/oUS$534
40 y/oUS$634
45 y/oUS$780
50 y/oUS$943
55 y/oUS$1,067
60 y/oUS$1,254
65 y/oUS$1,695
70 y/oUS$2,138
75 y/oUS$2,611
80 y/oUS$3,059
85 y/oUS$3,388
90 y/oUS$3,632
95 y/oUS$3,760
99 y/oUS$3,834
0.0%
All-ages avg
0 y/oUS$504
5 y/oUS$343
10 y/oUS$244
15 y/oUS$252
20 y/oUS$306
25 y/oUS$374
30 y/oUS$454
35 y/oUS$534
40 y/oUS$634
45 y/oUS$780
50 y/oUS$943
55 y/oUS$1,067
60 y/oUS$1,254
65 y/oUS$1,695
70 y/oUS$2,138
75 y/oUS$2,611
80 y/oUS$3,059
85 y/oUS$3,388
90 y/oUS$3,632
95 y/oUS$3,760
99 y/oUS$3,834
0.0%
All-ages avg
0 y/oUS$504
5 y/oUS$343
10 y/oUS$244
15 y/oUS$252
20 y/oUS$306
25 y/oUS$374
30 y/oUS$454
35 y/oUS$534
40 y/oUS$634
45 y/oUS$780
50 y/oUS$943
55 y/oUS$1,067
60 y/oUS$1,254
65 y/oUS$1,695
70 y/oUS$2,138
75 y/oUS$2,611
80 y/oUS$3,059
85 y/oUS$3,388
90 y/oUS$3,632
95 y/oUS$3,760
99 y/oUS$3,834
0.0%
All-ages avg
0 y/oUS$504
5 y/oUS$343
10 y/oUS$244
15 y/oUS$252
20 y/oUS$306
25 y/oUS$374
30 y/oUS$454
35 y/oUS$534
40 y/oUS$634
45 y/oUS$780
50 y/oUS$943
55 y/oUS$1,067
60 y/oUS$1,254
65 y/oUS$1,695
70 y/oUS$2,138
75 y/oUS$2,611
80 y/oUS$3,059
85 y/oUS$3,388
90 y/oUS$3,632
95 y/oUS$3,760
99 y/oUS$3,834
0.0%
All-ages avg
0 y/oUS$504
5 y/oUS$343
10 y/oUS$244
15 y/oUS$252
20 y/oUS$306
25 y/oUS$374
30 y/oUS$454
35 y/oUS$534
40 y/oUS$634
45 y/oUS$780
50 y/oUS$943
55 y/oUS$1,067
60 y/oUS$1,254
65 y/oUS$1,695
70 y/oUS$2,138
75 y/oUS$2,611
80 y/oUS$3,059
85 y/oUS$3,388
90 y/oUS$3,632
95 y/oUS$3,760
99 y/oUS$3,834
0.0%
All-ages avg
0 y/oUS$504
5 y/oUS$343
10 y/oUS$244
15 y/oUS$252
20 y/oUS$306
25 y/oUS$374
30 y/oUS$454
35 y/oUS$534
40 y/oUS$634
45 y/oUS$780
50 y/oUS$943
55 y/oUS$1,067
60 y/oUS$1,254
65 y/oUS$1,695
70 y/oUS$2,138
75 y/oUS$2,611
80 y/oUS$3,059
85 y/oUS$3,388
90 y/oUS$3,632
95 y/oUS$3,760
99 y/oUS$3,834
+7.5%
All-ages avg
0 y/oUS$541 (+7.3%)
5 y/oUS$369 (+7.6%)
10 y/oUS$262 (+7.4%)
15 y/oUS$270 (+7.1%)
20 y/oUS$329 (+7.5%)
25 y/oUS$403 (+7.8%)
30 y/oUS$488 (+7.5%)
35 y/oUS$574 (+7.5%)
40 y/oUS$681 (+7.4%)
45 y/oUS$838 (+7.4%)
50 y/oUS$1,014 (+7.5%)
55 y/oUS$1,146 (+7.4%)
60 y/oUS$1,348 (+7.5%)
65 y/oUS$1,822 (+7.5%)
70 y/oUS$2,299 (+7.5%)
75 y/oUS$2,806 (+7.5%)
80 y/oUS$3,289 (+7.5%)
85 y/oUS$3,642 (+7.5%)
90 y/oUS$3,904 (+7.5%)
95 y/oUS$4,042 (+7.5%)
99 y/oUS$4,121 (+7.5%)
+7.0%
All-ages avg
0 y/oUS$579 (+7.0%)
5 y/oUS$395 (+7.0%)
10 y/oUS$281 (+7.3%)
15 y/oUS$289 (+7.0%)
20 y/oUS$352 (+7.0%)
25 y/oUS$431 (+6.9%)
30 y/oUS$522 (+7.0%)
35 y/oUS$614 (+7.0%)
40 y/oUS$729 (+7.0%)
45 y/oUS$897 (+7.0%)
50 y/oUS$1,085 (+7.0%)
55 y/oUS$1,227 (+7.1%)
60 y/oUS$1,442 (+7.0%)
65 y/oUS$1,949 (+7.0%)
70 y/oUS$2,460 (+7.0%)
75 y/oUS$3,003 (+7.0%)
80 y/oUS$3,519 (+7.0%)
85 y/oUS$3,897 (+7.0%)
90 y/oUS$4,177 (+7.0%)
95 y/oUS$4,325 (+7.0%)
99 y/oUS$4,410 (+7.0%)
+6.1%
All-ages avg
0 y/oUS$615 (+6.2%)
5 y/oUS$420 (+6.3%)
10 y/oUS$298 (+6.0%)
15 y/oUS$308 (+6.6%)
20 y/oUS$374 (+6.3%)
25 y/oUS$457 (+6.0%)
30 y/oUS$555 (+6.3%)
35 y/oUS$652 (+6.2%)
40 y/oUS$773 (+6.0%)
45 y/oUS$952 (+6.1%)
50 y/oUS$1,151 (+6.1%)
55 y/oUS$1,301 (+6.0%)
60 y/oUS$1,529 (+6.0%)
65 y/oUS$2,067 (+6.1%)
70 y/oUS$2,608 (+6.0%)
75 y/oUS$3,184 (+6.0%)
80 y/oUS$3,731 (+6.0%)
85 y/oUS$4,132 (+6.0%)
90 y/oUS$4,429 (+6.0%)
95 y/oUS$4,585 (+6.0%)
99 y/oUS$4,675 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.86%
5 y/o+2.91%
10 y/o+2.87%
15 y/o+2.88%
20 y/o+2.88%
25 y/o+2.88%
30 y/o+2.88%
35 y/o+2.87%
40 y/o+2.85%
45 y/o+2.86%
50 y/o+2.86%
55 y/o+2.85%
60 y/o+2.85%
65 y/o+2.85%
70 y/o+2.85%
75 y/o+2.85%
80 y/o+2.85%
85 y/o+2.85%
90 y/o+2.85%
95 y/o+2.85%
99 y/o+2.85%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27