← Back to Manulife (International) Limited plan series
Manulife Shelter VHIS Standard Plan
宏利愛守護自願醫保標準計劃
Manulife (International) Limited · S00034-01-000 · 4 versions · Standard plan · Avg. annual increase +0.42%
Male
| Age | S00034-01-000-01 2019-04-01 | S00034-01-000-02 2021-01-01 | S00034-01-000-02 2025-06-29 | S00034-01-000-03 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$2,073 | HK$2,073 | HK$2,135 (+3.0%) | HK$2,135 | +0.42% |
| 5 | HK$1,511 | HK$1,511 | HK$1,556 (+3.0%) | HK$1,556 | +0.41% |
| 10 | HK$1,138 | HK$1,138 | HK$1,172 (+3.0%) | HK$1,172 | +0.41% |
| 15 | HK$1,071 | HK$1,071 | HK$1,103 (+3.0%) | HK$1,103 | +0.41% |
| 20 | HK$1,410 | HK$1,410 | HK$1,452 (+3.0%) | HK$1,452 | +0.41% |
| 25 | HK$1,699 | HK$1,699 | HK$1,750 (+3.0%) | HK$1,750 | +0.42% |
| 30 | HK$1,832 | HK$1,832 | HK$1,887 (+3.0%) | HK$1,887 | +0.42% |
| 35 | HK$2,078 | HK$2,078 | HK$2,140 (+3.0%) | HK$2,140 | +0.41% |
| 40 | HK$2,409 | HK$2,409 | HK$2,481 (+3.0%) | HK$2,481 | +0.42% |
| 45 | HK$2,901 | HK$2,901 | HK$2,988 (+3.0%) | HK$2,988 | +0.42% |
| 50 | HK$3,698 | HK$3,698 | HK$3,809 (+3.0%) | HK$3,809 | +0.42% |
| 55 | HK$4,779 | HK$4,779 | HK$4,922 (+3.0%) | HK$4,922 | +0.42% |
| 60 | HK$5,978 | HK$5,978 | HK$6,157 (+3.0%) | HK$6,157 | +0.42% |
| 65 | HK$8,175 | HK$8,175 | HK$8,420 (+3.0%) | HK$8,420 | +0.42% |
| 70 | HK$10,122 | HK$10,122 | HK$10,426 (+3.0%) | HK$10,426 | +0.42% |
| 75 | HK$12,261 | HK$12,261 | HK$12,629 (+3.0%) | HK$12,629 | +0.42% |
| 80 | HK$14,946 | HK$14,946 | HK$15,394 (+3.0%) | HK$15,394 | +0.42% |
| 85 | HK$16,695 | HK$16,695 | HK$17,196 (+3.0%) | HK$17,196 | +0.42% |
| 90 | HK$17,810 | HK$17,810 | HK$18,344 (+3.0%) | HK$18,344 | +0.42% |
| 95 | HK$18,987 | HK$18,987 | HK$19,557 (+3.0%) | HK$19,557 | +0.42% |
| 99 | HK$19,979 | HK$19,979 | HK$20,578 (+3.0%) | HK$20,578 | +0.42% |
| All ages average | — | 0.0% | +3.0% | 0.0% | — |
0 y/oHK$2,073
5 y/oHK$1,511
10 y/oHK$1,138
15 y/oHK$1,071
20 y/oHK$1,410
25 y/oHK$1,699
30 y/oHK$1,832
35 y/oHK$2,078
40 y/oHK$2,409
45 y/oHK$2,901
50 y/oHK$3,698
55 y/oHK$4,779
60 y/oHK$5,978
65 y/oHK$8,175
70 y/oHK$10,122
75 y/oHK$12,261
80 y/oHK$14,946
85 y/oHK$16,695
90 y/oHK$17,810
95 y/oHK$18,987
99 y/oHK$19,979
0.0%
All-ages avg
0 y/oHK$2,073
5 y/oHK$1,511
10 y/oHK$1,138
15 y/oHK$1,071
20 y/oHK$1,410
25 y/oHK$1,699
30 y/oHK$1,832
35 y/oHK$2,078
40 y/oHK$2,409
45 y/oHK$2,901
50 y/oHK$3,698
55 y/oHK$4,779
60 y/oHK$5,978
65 y/oHK$8,175
70 y/oHK$10,122
75 y/oHK$12,261
80 y/oHK$14,946
85 y/oHK$16,695
90 y/oHK$17,810
95 y/oHK$18,987
99 y/oHK$19,979
+3.0%
All-ages avg
0 y/oHK$2,135 (+3.0%)
5 y/oHK$1,556 (+3.0%)
10 y/oHK$1,172 (+3.0%)
15 y/oHK$1,103 (+3.0%)
20 y/oHK$1,452 (+3.0%)
25 y/oHK$1,750 (+3.0%)
30 y/oHK$1,887 (+3.0%)
35 y/oHK$2,140 (+3.0%)
40 y/oHK$2,481 (+3.0%)
45 y/oHK$2,988 (+3.0%)
50 y/oHK$3,809 (+3.0%)
55 y/oHK$4,922 (+3.0%)
60 y/oHK$6,157 (+3.0%)
65 y/oHK$8,420 (+3.0%)
70 y/oHK$10,426 (+3.0%)
75 y/oHK$12,629 (+3.0%)
80 y/oHK$15,394 (+3.0%)
85 y/oHK$17,196 (+3.0%)
90 y/oHK$18,344 (+3.0%)
95 y/oHK$19,557 (+3.0%)
99 y/oHK$20,578 (+3.0%)
0.0%
All-ages avg
0 y/oHK$2,135
5 y/oHK$1,556
10 y/oHK$1,172
15 y/oHK$1,103
20 y/oHK$1,452
25 y/oHK$1,750
30 y/oHK$1,887
35 y/oHK$2,140
40 y/oHK$2,481
45 y/oHK$2,988
50 y/oHK$3,809
55 y/oHK$4,922
60 y/oHK$6,157
65 y/oHK$8,420
70 y/oHK$10,426
75 y/oHK$12,629
80 y/oHK$15,394
85 y/oHK$17,196
90 y/oHK$18,344
95 y/oHK$19,557
99 y/oHK$20,578
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+0.42%
5 y/o+0.41%
10 y/o+0.41%
15 y/o+0.41%
20 y/o+0.41%
25 y/o+0.42%
30 y/o+0.42%
35 y/o+0.41%
40 y/o+0.42%
45 y/o+0.42%
50 y/o+0.42%
55 y/o+0.42%
60 y/o+0.42%
65 y/o+0.42%
70 y/o+0.42%
75 y/o+0.42%
80 y/o+0.42%
85 y/o+0.42%
90 y/o+0.42%
95 y/o+0.42%
99 y/o+0.42%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | S00034-01-000-01 2019-04-01 | S00034-01-000-02 2021-01-01 | S00034-01-000-02 2025-06-29 | S00034-01-000-03 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$2,152 | HK$2,152 | HK$2,217 (+3.0%) | HK$2,217 | +0.42% |
| 5 | HK$1,609 | HK$1,609 | HK$1,657 (+3.0%) | HK$1,657 | +0.41% |
| 10 | HK$1,201 | HK$1,201 | HK$1,237 (+3.0%) | HK$1,237 | +0.42% |
| 15 | HK$1,259 | HK$1,259 | HK$1,297 (+3.0%) | HK$1,297 | +0.42% |
| 20 | HK$1,581 | HK$1,581 | HK$1,628 (+3.0%) | HK$1,628 | +0.41% |
| 25 | HK$1,973 | HK$1,973 | HK$2,032 (+3.0%) | HK$2,032 | +0.42% |
| 30 | HK$2,293 | HK$2,293 | HK$2,362 (+3.0%) | HK$2,362 | +0.42% |
| 35 | HK$2,840 | HK$2,840 | HK$2,925 (+3.0%) | HK$2,925 | +0.42% |
| 40 | HK$3,402 | HK$3,402 | HK$3,504 (+3.0%) | HK$3,504 | +0.42% |
| 45 | HK$4,076 | HK$4,076 | HK$4,198 (+3.0%) | HK$4,198 | +0.42% |
| 50 | HK$4,613 | HK$4,613 | HK$4,751 (+3.0%) | HK$4,751 | +0.42% |
| 55 | HK$4,930 | HK$4,930 | HK$5,078 (+3.0%) | HK$5,078 | +0.42% |
| 60 | HK$5,823 | HK$5,823 | HK$5,998 (+3.0%) | HK$5,998 | +0.42% |
| 65 | HK$7,839 | HK$7,839 | HK$8,074 (+3.0%) | HK$8,074 | +0.42% |
| 70 | HK$9,566 | HK$9,566 | HK$9,853 (+3.0%) | HK$9,853 | +0.42% |
| 75 | HK$11,798 | HK$11,798 | HK$12,152 (+3.0%) | HK$12,152 | +0.42% |
| 80 | HK$14,749 | HK$14,749 | HK$15,191 (+3.0%) | HK$15,191 | +0.42% |
| 85 | HK$16,709 | HK$16,709 | HK$17,210 (+3.0%) | HK$17,210 | +0.42% |
| 90 | HK$17,824 | HK$17,824 | HK$18,359 (+3.0%) | HK$18,359 | +0.42% |
| 95 | HK$19,002 | HK$19,002 | HK$19,572 (+3.0%) | HK$19,572 | +0.42% |
| 99 | HK$19,992 | HK$19,992 | HK$20,592 (+3.0%) | HK$20,592 | +0.42% |
| All ages average | — | 0.0% | +3.0% | 0.0% | — |
0 y/oHK$2,152
5 y/oHK$1,609
10 y/oHK$1,201
15 y/oHK$1,259
20 y/oHK$1,581
25 y/oHK$1,973
30 y/oHK$2,293
35 y/oHK$2,840
40 y/oHK$3,402
45 y/oHK$4,076
50 y/oHK$4,613
55 y/oHK$4,930
60 y/oHK$5,823
65 y/oHK$7,839
70 y/oHK$9,566
75 y/oHK$11,798
80 y/oHK$14,749
85 y/oHK$16,709
90 y/oHK$17,824
95 y/oHK$19,002
99 y/oHK$19,992
0.0%
All-ages avg
0 y/oHK$2,152
5 y/oHK$1,609
10 y/oHK$1,201
15 y/oHK$1,259
20 y/oHK$1,581
25 y/oHK$1,973
30 y/oHK$2,293
35 y/oHK$2,840
40 y/oHK$3,402
45 y/oHK$4,076
50 y/oHK$4,613
55 y/oHK$4,930
60 y/oHK$5,823
65 y/oHK$7,839
70 y/oHK$9,566
75 y/oHK$11,798
80 y/oHK$14,749
85 y/oHK$16,709
90 y/oHK$17,824
95 y/oHK$19,002
99 y/oHK$19,992
+3.0%
All-ages avg
0 y/oHK$2,217 (+3.0%)
5 y/oHK$1,657 (+3.0%)
10 y/oHK$1,237 (+3.0%)
15 y/oHK$1,297 (+3.0%)
20 y/oHK$1,628 (+3.0%)
25 y/oHK$2,032 (+3.0%)
30 y/oHK$2,362 (+3.0%)
35 y/oHK$2,925 (+3.0%)
40 y/oHK$3,504 (+3.0%)
45 y/oHK$4,198 (+3.0%)
50 y/oHK$4,751 (+3.0%)
55 y/oHK$5,078 (+3.0%)
60 y/oHK$5,998 (+3.0%)
65 y/oHK$8,074 (+3.0%)
70 y/oHK$9,853 (+3.0%)
75 y/oHK$12,152 (+3.0%)
80 y/oHK$15,191 (+3.0%)
85 y/oHK$17,210 (+3.0%)
90 y/oHK$18,359 (+3.0%)
95 y/oHK$19,572 (+3.0%)
99 y/oHK$20,592 (+3.0%)
0.0%
All-ages avg
0 y/oHK$2,217
5 y/oHK$1,657
10 y/oHK$1,237
15 y/oHK$1,297
20 y/oHK$1,628
25 y/oHK$2,032
30 y/oHK$2,362
35 y/oHK$2,925
40 y/oHK$3,504
45 y/oHK$4,198
50 y/oHK$4,751
55 y/oHK$5,078
60 y/oHK$5,998
65 y/oHK$8,074
70 y/oHK$9,853
75 y/oHK$12,152
80 y/oHK$15,191
85 y/oHK$17,210
90 y/oHK$18,359
95 y/oHK$19,572
99 y/oHK$20,592
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+0.42%
5 y/o+0.41%
10 y/o+0.42%
15 y/o+0.42%
20 y/o+0.41%
25 y/o+0.42%
30 y/o+0.42%
35 y/o+0.42%
40 y/o+0.42%
45 y/o+0.42%
50 y/o+0.42%
55 y/o+0.42%
60 y/o+0.42%
65 y/o+0.42%
70 y/o+0.42%
75 y/o+0.42%
80 y/o+0.42%
85 y/o+0.42%
90 y/o+0.42%
95 y/o+0.42%
99 y/o+0.42%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.