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Manulife Supreme VHIS Flexi Plan - Smart (HKD45,000 Deductible)
宏利晉悅自願醫保靈活計劃 - 智選（45,000 港元自付費）
Manulife (International) Limited · F00041-08-000 · 3 versions · Flexi plan · Avg. annual increase +6.63%
| Age | F00041-08-000-01 2023-12-29 | F00041-08-000-01 2024-12-29 | F00041-08-000-03 2025-12-29 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$2,142 | HK$2,271 (+6.0%) | HK$2,494 (+9.8%) | +6.64% |
| 5 | HK$2,142 | HK$2,271 (+6.0%) | HK$2,494 (+9.8%) | +6.64% |
| 10 | HK$2,142 | HK$2,271 (+6.0%) | HK$2,494 (+9.8%) | +6.64% |
| 15 | HK$2,142 | HK$2,271 (+6.0%) | HK$2,494 (+9.8%) | +6.64% |
| 20 | HK$2,317 | HK$2,456 (+6.0%) | HK$2,697 (+9.8%) | +6.63% |
| 25 | HK$2,460 | HK$2,608 (+6.0%) | HK$2,864 (+9.8%) | +6.64% |
| 30 | HK$2,824 | HK$2,993 (+6.0%) | HK$3,286 (+9.8%) | +6.61% |
| 35 | HK$3,084 | HK$3,269 (+6.0%) | HK$3,589 (+9.8%) | +6.62% |
| 40 | HK$3,387 | HK$3,590 (+6.0%) | HK$3,942 (+9.8%) | +6.63% |
| 45 | HK$4,296 | HK$4,554 (+6.0%) | HK$5,000 (+9.8%) | +6.63% |
| 50 | HK$5,666 | HK$6,006 (+6.0%) | HK$6,595 (+9.8%) | +6.63% |
| 55 | HK$7,508 | HK$7,958 (+6.0%) | HK$8,738 (+9.8%) | +6.62% |
| 60 | HK$9,309 | HK$9,868 (+6.0%) | HK$10,835 (+9.8%) | +6.63% |
| 65 | HK$12,957 | HK$13,734 (+6.0%) | HK$15,080 (+9.8%) | +6.62% |
| 70 | HK$19,936 | HK$21,132 (+6.0%) | HK$23,203 (+9.8%) | +6.63% |
| 75 | HK$27,120 | HK$28,747 (+6.0%) | HK$31,564 (+9.8%) | +6.63% |
| 80 | HK$34,077 | HK$36,122 (+6.0%) | HK$39,662 (+9.8%) | +6.63% |
| 85 | HK$42,080 | HK$44,605 (+6.0%) | HK$48,976 (+9.8%) | +6.63% |
| 90 | HK$46,459 | HK$49,247 (+6.0%) | HK$54,073 (+9.8%) | +6.63% |
| 95 | HK$55,520 | HK$58,851 (+6.0%) | HK$64,618 (+9.8%) | +6.63% |
| 99 | HK$62,056 | HK$65,779 (+6.0%) | HK$72,225 (+9.8%) | +6.63% |
| All ages average | — | +6.0% | +9.8% | — |
0 y/oHK$2,142
5 y/oHK$2,142
10 y/oHK$2,142
15 y/oHK$2,142
20 y/oHK$2,317
25 y/oHK$2,460
30 y/oHK$2,824
35 y/oHK$3,084
40 y/oHK$3,387
45 y/oHK$4,296
50 y/oHK$5,666
55 y/oHK$7,508
60 y/oHK$9,309
65 y/oHK$12,957
70 y/oHK$19,936
75 y/oHK$27,120
80 y/oHK$34,077
85 y/oHK$42,080
90 y/oHK$46,459
95 y/oHK$55,520
99 y/oHK$62,056
+6.0%
All-ages avg
0 y/oHK$2,271 (+6.0%)
5 y/oHK$2,271 (+6.0%)
10 y/oHK$2,271 (+6.0%)
15 y/oHK$2,271 (+6.0%)
20 y/oHK$2,456 (+6.0%)
25 y/oHK$2,608 (+6.0%)
30 y/oHK$2,993 (+6.0%)
35 y/oHK$3,269 (+6.0%)
40 y/oHK$3,590 (+6.0%)
45 y/oHK$4,554 (+6.0%)
50 y/oHK$6,006 (+6.0%)
55 y/oHK$7,958 (+6.0%)
60 y/oHK$9,868 (+6.0%)
65 y/oHK$13,734 (+6.0%)
70 y/oHK$21,132 (+6.0%)
75 y/oHK$28,747 (+6.0%)
80 y/oHK$36,122 (+6.0%)
85 y/oHK$44,605 (+6.0%)
90 y/oHK$49,247 (+6.0%)
95 y/oHK$58,851 (+6.0%)
99 y/oHK$65,779 (+6.0%)
+9.8%
All-ages avg
0 y/oHK$2,494 (+9.8%)
5 y/oHK$2,494 (+9.8%)
10 y/oHK$2,494 (+9.8%)
15 y/oHK$2,494 (+9.8%)
20 y/oHK$2,697 (+9.8%)
25 y/oHK$2,864 (+9.8%)
30 y/oHK$3,286 (+9.8%)
35 y/oHK$3,589 (+9.8%)
40 y/oHK$3,942 (+9.8%)
45 y/oHK$5,000 (+9.8%)
50 y/oHK$6,595 (+9.8%)
55 y/oHK$8,738 (+9.8%)
60 y/oHK$10,835 (+9.8%)
65 y/oHK$15,080 (+9.8%)
70 y/oHK$23,203 (+9.8%)
75 y/oHK$31,564 (+9.8%)
80 y/oHK$39,662 (+9.8%)
85 y/oHK$48,976 (+9.8%)
90 y/oHK$54,073 (+9.8%)
95 y/oHK$64,618 (+9.8%)
99 y/oHK$72,225 (+9.8%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+6.64%
5 y/o+6.64%
10 y/o+6.64%
15 y/o+6.64%
20 y/o+6.63%
25 y/o+6.64%
30 y/o+6.61%
35 y/o+6.62%
40 y/o+6.63%
45 y/o+6.63%
50 y/o+6.63%
55 y/o+6.62%
60 y/o+6.63%
65 y/o+6.62%
70 y/o+6.63%
75 y/o+6.63%
80 y/o+6.63%
85 y/o+6.63%
90 y/o+6.63%
95 y/o+6.63%
99 y/o+6.63%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.