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Manulife Supreme VHIS Flexi Plan - Smart (HKD0 Deductible)
宏利晉悅自願醫保靈活計劃 - 智選（0 港元自付費）
Manulife (International) Limited · F00041-06-000 · 3 versions · Flexi plan · Avg. annual increase +8.06%
| Age | F00041-06-000-01 2023-12-29 | F00041-06-000-01 2024-12-29 | F00041-06-000-03 2025-12-29 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$5,830 | HK$6,378 (+9.4%) | HK$7,003 (+9.8%) | +8.06% |
| 5 | HK$5,830 | HK$6,378 (+9.4%) | HK$7,003 (+9.8%) | +8.06% |
| 10 | HK$5,830 | HK$6,378 (+9.4%) | HK$7,003 (+9.8%) | +8.06% |
| 15 | HK$5,830 | HK$6,378 (+9.4%) | HK$7,003 (+9.8%) | +8.06% |
| 20 | HK$6,341 | HK$6,937 (+9.4%) | HK$7,617 (+9.8%) | +8.06% |
| 25 | HK$7,204 | HK$7,881 (+9.4%) | HK$8,653 (+9.8%) | +8.06% |
| 30 | HK$9,141 | HK$10,000 (+9.4%) | HK$10,980 (+9.8%) | +8.06% |
| 35 | HK$10,306 | HK$11,275 (+9.4%) | HK$12,380 (+9.8%) | +8.06% |
| 40 | HK$10,883 | HK$11,906 (+9.4%) | HK$13,073 (+9.8%) | +8.06% |
| 45 | HK$13,099 | HK$14,330 (+9.4%) | HK$15,734 (+9.8%) | +8.06% |
| 50 | HK$16,108 | HK$17,622 (+9.4%) | HK$19,349 (+9.8%) | +8.06% |
| 55 | HK$19,565 | HK$21,404 (+9.4%) | HK$23,502 (+9.8%) | +8.06% |
| 60 | HK$26,874 | HK$29,400 (+9.4%) | HK$32,281 (+9.8%) | +8.06% |
| 65 | HK$40,707 | HK$44,533 (+9.4%) | HK$48,897 (+9.8%) | +8.06% |
| 70 | HK$51,923 | HK$56,804 (+9.4%) | HK$62,371 (+9.8%) | +8.06% |
| 75 | HK$67,483 | HK$73,826 (+9.4%) | HK$81,061 (+9.8%) | +8.06% |
| 80 | HK$89,841 | HK$98,286 (+9.4%) | HK$107,918 (+9.8%) | +8.06% |
| 85 | HK$102,499 | HK$112,134 (+9.4%) | HK$123,123 (+9.8%) | +8.06% |
| 90 | HK$109,516 | HK$119,811 (+9.4%) | HK$131,552 (+9.8%) | +8.06% |
| 95 | HK$120,916 | HK$132,282 (+9.4%) | HK$145,246 (+9.8%) | +8.06% |
| 99 | HK$130,883 | HK$143,186 (+9.4%) | HK$157,218 (+9.8%) | +8.06% |
| All ages average | — | +9.4% | +9.8% | — |
0 y/oHK$5,830
5 y/oHK$5,830
10 y/oHK$5,830
15 y/oHK$5,830
20 y/oHK$6,341
25 y/oHK$7,204
30 y/oHK$9,141
35 y/oHK$10,306
40 y/oHK$10,883
45 y/oHK$13,099
50 y/oHK$16,108
55 y/oHK$19,565
60 y/oHK$26,874
65 y/oHK$40,707
70 y/oHK$51,923
75 y/oHK$67,483
80 y/oHK$89,841
85 y/oHK$102,499
90 y/oHK$109,516
95 y/oHK$120,916
99 y/oHK$130,883
+9.4%
All-ages avg
0 y/oHK$6,378 (+9.4%)
5 y/oHK$6,378 (+9.4%)
10 y/oHK$6,378 (+9.4%)
15 y/oHK$6,378 (+9.4%)
20 y/oHK$6,937 (+9.4%)
25 y/oHK$7,881 (+9.4%)
30 y/oHK$10,000 (+9.4%)
35 y/oHK$11,275 (+9.4%)
40 y/oHK$11,906 (+9.4%)
45 y/oHK$14,330 (+9.4%)
50 y/oHK$17,622 (+9.4%)
55 y/oHK$21,404 (+9.4%)
60 y/oHK$29,400 (+9.4%)
65 y/oHK$44,533 (+9.4%)
70 y/oHK$56,804 (+9.4%)
75 y/oHK$73,826 (+9.4%)
80 y/oHK$98,286 (+9.4%)
85 y/oHK$112,134 (+9.4%)
90 y/oHK$119,811 (+9.4%)
95 y/oHK$132,282 (+9.4%)
99 y/oHK$143,186 (+9.4%)
+9.8%
All-ages avg
0 y/oHK$7,003 (+9.8%)
5 y/oHK$7,003 (+9.8%)
10 y/oHK$7,003 (+9.8%)
15 y/oHK$7,003 (+9.8%)
20 y/oHK$7,617 (+9.8%)
25 y/oHK$8,653 (+9.8%)
30 y/oHK$10,980 (+9.8%)
35 y/oHK$12,380 (+9.8%)
40 y/oHK$13,073 (+9.8%)
45 y/oHK$15,734 (+9.8%)
50 y/oHK$19,349 (+9.8%)
55 y/oHK$23,502 (+9.8%)
60 y/oHK$32,281 (+9.8%)
65 y/oHK$48,897 (+9.8%)
70 y/oHK$62,371 (+9.8%)
75 y/oHK$81,061 (+9.8%)
80 y/oHK$107,918 (+9.8%)
85 y/oHK$123,123 (+9.8%)
90 y/oHK$131,552 (+9.8%)
95 y/oHK$145,246 (+9.8%)
99 y/oHK$157,218 (+9.8%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+8.06%
5 y/o+8.06%
10 y/o+8.06%
15 y/o+8.06%
20 y/o+8.06%
25 y/o+8.06%
30 y/o+8.06%
35 y/o+8.06%
40 y/o+8.06%
45 y/o+8.06%
50 y/o+8.06%
55 y/o+8.06%
60 y/o+8.06%
65 y/o+8.06%
70 y/o+8.06%
75 y/o+8.06%
80 y/o+8.06%
85 y/o+8.06%
90 y/o+8.06%
95 y/o+8.06%
99 y/o+8.06%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.