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Manulife First VHIS Flexi Plan - Private Room
宏利全護航自願醫保靈活計劃 - 私家房
Manulife (International) Limited · F00019-03-000 · 6 versions · Flexi plan · Avg. annual increase +3.37%
Male
| Age | F00019-03-000-01 2019-04-01 | F00019-03-000-02 2021-01-01 | F00019-03-000-03 2022-10-01 | F00019-03-000-03 2024-06-29 | F00019-03-000-04 2025-06-29 | F00019-03-000-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$10,156 | HK$10,817 (+6.5%) | HK$11,466 (+6.0%) | HK$11,925 (+4.0%) | HK$12,998 (+9.0%) | HK$12,998 | +3.53% |
| 5 | HK$7,400 | HK$7,881 (+6.5%) | HK$8,354 (+6.0%) | HK$8,688 (+4.0%) | HK$9,470 (+9.0%) | HK$9,470 | +3.53% |
| 10 | HK$5,577 | HK$5,939 (+6.5%) | HK$6,295 (+6.0%) | HK$6,547 (+4.0%) | HK$6,940 (+6.0%) | HK$6,940 | +3.12% |
| 15 | HK$5,249 | HK$5,589 (+6.5%) | HK$5,924 (+6.0%) | HK$6,161 (+4.0%) | HK$6,531 (+6.0%) | HK$6,531 | +3.12% |
| 20 | HK$6,908 | HK$7,357 (+6.5%) | HK$7,798 (+6.0%) | HK$8,110 (+4.0%) | HK$8,597 (+6.0%) | HK$8,597 | +3.12% |
| 25 | HK$8,321 | HK$8,862 (+6.5%) | HK$9,394 (+6.0%) | HK$9,770 (+4.0%) | HK$10,356 (+6.0%) | HK$10,356 | +3.12% |
| 30 | HK$8,975 | HK$9,558 (+6.5%) | HK$10,131 (+6.0%) | HK$10,536 (+4.0%) | HK$11,168 (+6.0%) | HK$11,168 | +3.12% |
| 35 | HK$10,177 | HK$10,838 (+6.5%) | HK$11,488 (+6.0%) | HK$11,948 (+4.0%) | HK$12,665 (+6.0%) | HK$12,665 | +3.12% |
| 40 | HK$11,802 | HK$12,567 (+6.5%) | HK$13,321 (+6.0%) | HK$13,854 (+4.0%) | HK$14,685 (+6.0%) | HK$14,685 | +3.12% |
| 45 | HK$14,210 | HK$15,133 (+6.5%) | HK$16,041 (+6.0%) | HK$16,683 (+4.0%) | HK$17,684 (+6.0%) | HK$17,684 | +3.12% |
| 50 | HK$18,113 | HK$19,289 (+6.5%) | HK$20,446 (+6.0%) | HK$21,264 (+4.0%) | HK$22,646 (+6.5%) | HK$22,646 | +3.19% |
| 55 | HK$23,413 | HK$25,051 (+7.0%) | HK$26,554 (+6.0%) | HK$27,616 (+4.0%) | HK$30,101 (+9.0%) | HK$30,101 | +3.60% |
| 60 | HK$29,283 | HK$31,186 (+6.5%) | HK$33,057 (+6.0%) | HK$34,379 (+4.0%) | HK$37,473 (+9.0%) | HK$37,473 | +3.53% |
| 65 | HK$40,045 | HK$42,648 (+6.5%) | HK$45,207 (+6.0%) | HK$47,015 (+4.0%) | HK$51,246 (+9.0%) | HK$51,246 | +3.53% |
| 70 | HK$49,582 | HK$52,804 (+6.5%) | HK$55,972 (+6.0%) | HK$58,211 (+4.0%) | HK$63,450 (+9.0%) | HK$63,450 | +3.53% |
| 75 | HK$60,060 | HK$64,215 (+6.9%) | HK$68,068 (+6.0%) | HK$70,791 (+4.0%) | HK$77,162 (+9.0%) | HK$77,162 | +3.59% |
| 80 | HK$73,216 | HK$78,341 (+7.0%) | HK$83,041 (+6.0%) | HK$86,363 (+4.0%) | HK$94,136 (+9.0%) | HK$94,136 | +3.60% |
| 85 | HK$81,782 | HK$87,506 (+7.0%) | HK$92,756 (+6.0%) | HK$96,466 (+4.0%) | HK$105,148 (+9.0%) | HK$105,148 | +3.60% |
| 90 | HK$87,245 | HK$93,352 (+7.0%) | HK$98,953 (+6.0%) | HK$102,911 (+4.0%) | HK$112,173 (+9.0%) | HK$112,173 | +3.60% |
| 95 | HK$93,011 | HK$99,522 (+7.0%) | HK$105,493 (+6.0%) | HK$109,713 (+4.0%) | HK$119,587 (+9.0%) | HK$119,587 | +3.60% |
| 99 | HK$97,869 | HK$104,718 (+7.0%) | HK$111,001 (+6.0%) | HK$115,441 (+4.0%) | HK$125,831 (+9.0%) | HK$125,831 | +3.60% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$10,156
5 y/oHK$7,400
10 y/oHK$5,577
15 y/oHK$5,249
20 y/oHK$6,908
25 y/oHK$8,321
30 y/oHK$8,975
35 y/oHK$10,177
40 y/oHK$11,802
45 y/oHK$14,210
50 y/oHK$18,113
55 y/oHK$23,413
60 y/oHK$29,283
65 y/oHK$40,045
70 y/oHK$49,582
75 y/oHK$60,060
80 y/oHK$73,216
85 y/oHK$81,782
90 y/oHK$87,245
95 y/oHK$93,011
99 y/oHK$97,869
+6.7%
All-ages avg
0 y/oHK$10,817 (+6.5%)
5 y/oHK$7,881 (+6.5%)
10 y/oHK$5,939 (+6.5%)
15 y/oHK$5,589 (+6.5%)
20 y/oHK$7,357 (+6.5%)
25 y/oHK$8,862 (+6.5%)
30 y/oHK$9,558 (+6.5%)
35 y/oHK$10,838 (+6.5%)
40 y/oHK$12,567 (+6.5%)
45 y/oHK$15,133 (+6.5%)
50 y/oHK$19,289 (+6.5%)
55 y/oHK$25,051 (+7.0%)
60 y/oHK$31,186 (+6.5%)
65 y/oHK$42,648 (+6.5%)
70 y/oHK$52,804 (+6.5%)
75 y/oHK$64,215 (+6.9%)
80 y/oHK$78,341 (+7.0%)
85 y/oHK$87,506 (+7.0%)
90 y/oHK$93,352 (+7.0%)
95 y/oHK$99,522 (+7.0%)
99 y/oHK$104,718 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$11,466 (+6.0%)
5 y/oHK$8,354 (+6.0%)
10 y/oHK$6,295 (+6.0%)
15 y/oHK$5,924 (+6.0%)
20 y/oHK$7,798 (+6.0%)
25 y/oHK$9,394 (+6.0%)
30 y/oHK$10,131 (+6.0%)
35 y/oHK$11,488 (+6.0%)
40 y/oHK$13,321 (+6.0%)
45 y/oHK$16,041 (+6.0%)
50 y/oHK$20,446 (+6.0%)
55 y/oHK$26,554 (+6.0%)
60 y/oHK$33,057 (+6.0%)
65 y/oHK$45,207 (+6.0%)
70 y/oHK$55,972 (+6.0%)
75 y/oHK$68,068 (+6.0%)
80 y/oHK$83,041 (+6.0%)
85 y/oHK$92,756 (+6.0%)
90 y/oHK$98,953 (+6.0%)
95 y/oHK$105,493 (+6.0%)
99 y/oHK$111,001 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$11,925 (+4.0%)
5 y/oHK$8,688 (+4.0%)
10 y/oHK$6,547 (+4.0%)
15 y/oHK$6,161 (+4.0%)
20 y/oHK$8,110 (+4.0%)
25 y/oHK$9,770 (+4.0%)
30 y/oHK$10,536 (+4.0%)
35 y/oHK$11,948 (+4.0%)
40 y/oHK$13,854 (+4.0%)
45 y/oHK$16,683 (+4.0%)
50 y/oHK$21,264 (+4.0%)
55 y/oHK$27,616 (+4.0%)
60 y/oHK$34,379 (+4.0%)
65 y/oHK$47,015 (+4.0%)
70 y/oHK$58,211 (+4.0%)
75 y/oHK$70,791 (+4.0%)
80 y/oHK$86,363 (+4.0%)
85 y/oHK$96,466 (+4.0%)
90 y/oHK$102,911 (+4.0%)
95 y/oHK$109,713 (+4.0%)
99 y/oHK$115,441 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$12,998 (+9.0%)
5 y/oHK$9,470 (+9.0%)
10 y/oHK$6,940 (+6.0%)
15 y/oHK$6,531 (+6.0%)
20 y/oHK$8,597 (+6.0%)
25 y/oHK$10,356 (+6.0%)
30 y/oHK$11,168 (+6.0%)
35 y/oHK$12,665 (+6.0%)
40 y/oHK$14,685 (+6.0%)
45 y/oHK$17,684 (+6.0%)
50 y/oHK$22,646 (+6.5%)
55 y/oHK$30,101 (+9.0%)
60 y/oHK$37,473 (+9.0%)
65 y/oHK$51,246 (+9.0%)
70 y/oHK$63,450 (+9.0%)
75 y/oHK$77,162 (+9.0%)
80 y/oHK$94,136 (+9.0%)
85 y/oHK$105,148 (+9.0%)
90 y/oHK$112,173 (+9.0%)
95 y/oHK$119,587 (+9.0%)
99 y/oHK$125,831 (+9.0%)
0.0%
All-ages avg
0 y/oHK$12,998
5 y/oHK$9,470
10 y/oHK$6,940
15 y/oHK$6,531
20 y/oHK$8,597
25 y/oHK$10,356
30 y/oHK$11,168
35 y/oHK$12,665
40 y/oHK$14,685
45 y/oHK$17,684
50 y/oHK$22,646
55 y/oHK$30,101
60 y/oHK$37,473
65 y/oHK$51,246
70 y/oHK$63,450
75 y/oHK$77,162
80 y/oHK$94,136
85 y/oHK$105,148
90 y/oHK$112,173
95 y/oHK$119,587
99 y/oHK$125,831
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.53%
5 y/o+3.53%
10 y/o+3.12%
15 y/o+3.12%
20 y/o+3.12%
25 y/o+3.12%
30 y/o+3.12%
35 y/o+3.12%
40 y/o+3.12%
45 y/o+3.12%
50 y/o+3.19%
55 y/o+3.60%
60 y/o+3.53%
65 y/o+3.53%
70 y/o+3.53%
75 y/o+3.59%
80 y/o+3.60%
85 y/o+3.60%
90 y/o+3.60%
95 y/o+3.60%
99 y/o+3.60%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00019-03-000-01 2019-04-01 | F00019-03-000-02 2021-01-01 | F00019-03-000-03 2022-10-01 | F00019-03-000-03 2024-06-29 | F00019-03-000-04 2025-06-29 | F00019-03-000-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$9,313 | HK$9,918 (+6.5%) | HK$10,513 (+6.0%) | HK$10,934 (+4.0%) | HK$11,918 (+9.0%) | HK$11,918 | +3.53% |
| 5 | HK$6,961 | HK$7,413 (+6.5%) | HK$7,858 (+6.0%) | HK$8,172 (+4.0%) | HK$8,907 (+9.0%) | HK$8,907 | +3.53% |
| 10 | HK$5,197 | HK$5,535 (+6.5%) | HK$5,867 (+6.0%) | HK$6,102 (+4.0%) | HK$6,468 (+6.0%) | HK$6,468 | +3.12% |
| 15 | HK$5,449 | HK$5,804 (+6.5%) | HK$6,152 (+6.0%) | HK$6,398 (+4.0%) | HK$6,782 (+6.0%) | HK$6,782 | +3.13% |
| 20 | HK$6,839 | HK$7,282 (+6.5%) | HK$7,719 (+6.0%) | HK$8,028 (+4.0%) | HK$8,510 (+6.0%) | HK$8,510 | +3.12% |
| 25 | HK$8,538 | HK$9,093 (+6.5%) | HK$9,639 (+6.0%) | HK$10,025 (+4.0%) | HK$10,627 (+6.0%) | HK$10,627 | +3.13% |
| 30 | HK$9,920 | HK$10,565 (+6.5%) | HK$11,199 (+6.0%) | HK$11,647 (+4.0%) | HK$12,346 (+6.0%) | HK$12,346 | +3.12% |
| 35 | HK$12,289 | HK$13,088 (+6.5%) | HK$13,873 (+6.0%) | HK$14,428 (+4.0%) | HK$15,294 (+6.0%) | HK$15,294 | +3.12% |
| 40 | HK$14,720 | HK$15,677 (+6.5%) | HK$16,618 (+6.0%) | HK$17,283 (+4.0%) | HK$18,320 (+6.0%) | HK$18,320 | +3.12% |
| 45 | HK$17,634 | HK$18,780 (+6.5%) | HK$19,907 (+6.0%) | HK$20,703 (+4.0%) | HK$21,945 (+6.0%) | HK$21,945 | +3.12% |
| 50 | HK$19,958 | HK$21,254 (+6.5%) | HK$22,529 (+6.0%) | HK$23,430 (+4.0%) | HK$24,953 (+6.5%) | HK$24,953 | +3.19% |
| 55 | HK$21,331 | HK$22,717 (+6.5%) | HK$24,080 (+6.0%) | HK$25,043 (+4.0%) | HK$27,297 (+9.0%) | HK$27,297 | +3.53% |
| 60 | HK$25,197 | HK$26,833 (+6.5%) | HK$28,443 (+6.0%) | HK$29,581 (+4.0%) | HK$32,243 (+9.0%) | HK$32,243 | +3.53% |
| 65 | HK$33,919 | HK$36,123 (+6.5%) | HK$38,290 (+6.0%) | HK$39,822 (+4.0%) | HK$43,406 (+9.0%) | HK$43,406 | +3.53% |
| 70 | HK$41,388 | HK$44,078 (+6.5%) | HK$46,723 (+6.0%) | HK$48,592 (+4.0%) | HK$52,965 (+9.0%) | HK$52,965 | +3.53% |
| 75 | HK$51,049 | HK$54,580 (+6.9%) | HK$57,855 (+6.0%) | HK$60,169 (+4.0%) | HK$65,584 (+9.0%) | HK$65,584 | +3.59% |
| 80 | HK$63,814 | HK$68,280 (+7.0%) | HK$72,377 (+6.0%) | HK$75,272 (+4.0%) | HK$82,046 (+9.0%) | HK$82,046 | +3.60% |
| 85 | HK$72,295 | HK$77,357 (+7.0%) | HK$81,998 (+6.0%) | HK$85,278 (+4.0%) | HK$92,953 (+9.0%) | HK$92,953 | +3.60% |
| 90 | HK$77,120 | HK$82,518 (+7.0%) | HK$87,469 (+6.0%) | HK$90,968 (+4.0%) | HK$99,155 (+9.0%) | HK$99,155 | +3.60% |
| 95 | HK$82,217 | HK$87,971 (+7.0%) | HK$93,249 (+6.0%) | HK$96,979 (+4.0%) | HK$105,707 (+9.0%) | HK$105,707 | +3.60% |
| 99 | HK$86,502 | HK$92,558 (+7.0%) | HK$98,111 (+6.0%) | HK$102,035 (+4.0%) | HK$111,218 (+9.0%) | HK$111,218 | +3.60% |
| All ages average | — | +6.6% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$9,313
5 y/oHK$6,961
10 y/oHK$5,197
15 y/oHK$5,449
20 y/oHK$6,839
25 y/oHK$8,538
30 y/oHK$9,920
35 y/oHK$12,289
40 y/oHK$14,720
45 y/oHK$17,634
50 y/oHK$19,958
55 y/oHK$21,331
60 y/oHK$25,197
65 y/oHK$33,919
70 y/oHK$41,388
75 y/oHK$51,049
80 y/oHK$63,814
85 y/oHK$72,295
90 y/oHK$77,120
95 y/oHK$82,217
99 y/oHK$86,502
+6.6%
All-ages avg
0 y/oHK$9,918 (+6.5%)
5 y/oHK$7,413 (+6.5%)
10 y/oHK$5,535 (+6.5%)
15 y/oHK$5,804 (+6.5%)
20 y/oHK$7,282 (+6.5%)
25 y/oHK$9,093 (+6.5%)
30 y/oHK$10,565 (+6.5%)
35 y/oHK$13,088 (+6.5%)
40 y/oHK$15,677 (+6.5%)
45 y/oHK$18,780 (+6.5%)
50 y/oHK$21,254 (+6.5%)
55 y/oHK$22,717 (+6.5%)
60 y/oHK$26,833 (+6.5%)
65 y/oHK$36,123 (+6.5%)
70 y/oHK$44,078 (+6.5%)
75 y/oHK$54,580 (+6.9%)
80 y/oHK$68,280 (+7.0%)
85 y/oHK$77,357 (+7.0%)
90 y/oHK$82,518 (+7.0%)
95 y/oHK$87,971 (+7.0%)
99 y/oHK$92,558 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$10,513 (+6.0%)
5 y/oHK$7,858 (+6.0%)
10 y/oHK$5,867 (+6.0%)
15 y/oHK$6,152 (+6.0%)
20 y/oHK$7,719 (+6.0%)
25 y/oHK$9,639 (+6.0%)
30 y/oHK$11,199 (+6.0%)
35 y/oHK$13,873 (+6.0%)
40 y/oHK$16,618 (+6.0%)
45 y/oHK$19,907 (+6.0%)
50 y/oHK$22,529 (+6.0%)
55 y/oHK$24,080 (+6.0%)
60 y/oHK$28,443 (+6.0%)
65 y/oHK$38,290 (+6.0%)
70 y/oHK$46,723 (+6.0%)
75 y/oHK$57,855 (+6.0%)
80 y/oHK$72,377 (+6.0%)
85 y/oHK$81,998 (+6.0%)
90 y/oHK$87,469 (+6.0%)
95 y/oHK$93,249 (+6.0%)
99 y/oHK$98,111 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$10,934 (+4.0%)
5 y/oHK$8,172 (+4.0%)
10 y/oHK$6,102 (+4.0%)
15 y/oHK$6,398 (+4.0%)
20 y/oHK$8,028 (+4.0%)
25 y/oHK$10,025 (+4.0%)
30 y/oHK$11,647 (+4.0%)
35 y/oHK$14,428 (+4.0%)
40 y/oHK$17,283 (+4.0%)
45 y/oHK$20,703 (+4.0%)
50 y/oHK$23,430 (+4.0%)
55 y/oHK$25,043 (+4.0%)
60 y/oHK$29,581 (+4.0%)
65 y/oHK$39,822 (+4.0%)
70 y/oHK$48,592 (+4.0%)
75 y/oHK$60,169 (+4.0%)
80 y/oHK$75,272 (+4.0%)
85 y/oHK$85,278 (+4.0%)
90 y/oHK$90,968 (+4.0%)
95 y/oHK$96,979 (+4.0%)
99 y/oHK$102,035 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$11,918 (+9.0%)
5 y/oHK$8,907 (+9.0%)
10 y/oHK$6,468 (+6.0%)
15 y/oHK$6,782 (+6.0%)
20 y/oHK$8,510 (+6.0%)
25 y/oHK$10,627 (+6.0%)
30 y/oHK$12,346 (+6.0%)
35 y/oHK$15,294 (+6.0%)
40 y/oHK$18,320 (+6.0%)
45 y/oHK$21,945 (+6.0%)
50 y/oHK$24,953 (+6.5%)
55 y/oHK$27,297 (+9.0%)
60 y/oHK$32,243 (+9.0%)
65 y/oHK$43,406 (+9.0%)
70 y/oHK$52,965 (+9.0%)
75 y/oHK$65,584 (+9.0%)
80 y/oHK$82,046 (+9.0%)
85 y/oHK$92,953 (+9.0%)
90 y/oHK$99,155 (+9.0%)
95 y/oHK$105,707 (+9.0%)
99 y/oHK$111,218 (+9.0%)
0.0%
All-ages avg
0 y/oHK$11,918
5 y/oHK$8,907
10 y/oHK$6,468
15 y/oHK$6,782
20 y/oHK$8,510
25 y/oHK$10,627
30 y/oHK$12,346
35 y/oHK$15,294
40 y/oHK$18,320
45 y/oHK$21,945
50 y/oHK$24,953
55 y/oHK$27,297
60 y/oHK$32,243
65 y/oHK$43,406
70 y/oHK$52,965
75 y/oHK$65,584
80 y/oHK$82,046
85 y/oHK$92,953
90 y/oHK$99,155
95 y/oHK$105,707
99 y/oHK$111,218
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.53%
5 y/o+3.53%
10 y/o+3.12%
15 y/o+3.13%
20 y/o+3.12%
25 y/o+3.13%
30 y/o+3.12%
35 y/o+3.12%
40 y/o+3.12%
45 y/o+3.12%
50 y/o+3.19%
55 y/o+3.53%
60 y/o+3.53%
65 y/o+3.53%
70 y/o+3.53%
75 y/o+3.59%
80 y/o+3.60%
85 y/o+3.60%
90 y/o+3.60%
95 y/o+3.60%
99 y/o+3.60%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.