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Manulife First VHIS Flexi Plan - Semi-private Room with SMM Plus
宏利全護航自願醫保靈活計劃 - 半私家房+特級高額醫療保障
Manulife (International) Limited · F00019-02-002 · 6 versions · Flexi plan · Avg. annual increase +3.37%
Male
| Age | F00019-02-002-01 2019-04-01 | F00019-02-002-02 2021-01-01 | F00019-02-002-03 2022-10-01 | F00019-02-002-03 2024-06-29 | F00019-02-002-04 2025-06-29 | F00019-02-002-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$9,122 | HK$9,716 (+6.5%) | HK$10,299 (+6.0%) | HK$10,711 (+4.0%) | HK$11,675 (+9.0%) | HK$11,675 | +3.53% |
| 5 | HK$6,646 | HK$7,078 (+6.5%) | HK$7,503 (+6.0%) | HK$7,803 (+4.0%) | HK$8,505 (+9.0%) | HK$8,505 | +3.53% |
| 10 | HK$5,009 | HK$5,334 (+6.5%) | HK$5,654 (+6.0%) | HK$5,880 (+4.0%) | HK$6,233 (+6.0%) | HK$6,233 | +3.12% |
| 15 | HK$4,714 | HK$5,019 (+6.5%) | HK$5,320 (+6.0%) | HK$5,533 (+4.0%) | HK$5,865 (+6.0%) | HK$5,865 | +3.12% |
| 20 | HK$6,204 | HK$6,608 (+6.5%) | HK$7,004 (+6.0%) | HK$7,284 (+4.0%) | HK$7,721 (+6.0%) | HK$7,721 | +3.12% |
| 25 | HK$7,473 | HK$7,959 (+6.5%) | HK$8,437 (+6.0%) | HK$8,774 (+4.0%) | HK$9,300 (+6.0%) | HK$9,300 | +3.12% |
| 30 | HK$8,061 | HK$8,585 (+6.5%) | HK$9,100 (+6.0%) | HK$9,464 (+4.0%) | HK$10,032 (+6.0%) | HK$10,032 | +3.12% |
| 35 | HK$9,141 | HK$9,734 (+6.5%) | HK$10,318 (+6.0%) | HK$10,731 (+4.0%) | HK$11,375 (+6.0%) | HK$11,375 | +3.12% |
| 40 | HK$10,599 | HK$11,287 (+6.5%) | HK$11,964 (+6.0%) | HK$12,443 (+4.0%) | HK$13,190 (+6.0%) | HK$13,190 | +3.12% |
| 45 | HK$12,762 | HK$13,591 (+6.5%) | HK$14,406 (+6.0%) | HK$14,982 (+4.0%) | HK$15,881 (+6.0%) | HK$15,881 | +3.12% |
| 50 | HK$16,268 | HK$17,324 (+6.5%) | HK$18,363 (+6.0%) | HK$19,098 (+4.0%) | HK$20,339 (+6.5%) | HK$20,339 | +3.19% |
| 55 | HK$21,028 | HK$22,499 (+7.0%) | HK$23,849 (+6.0%) | HK$24,803 (+4.0%) | HK$27,035 (+9.0%) | HK$27,035 | +3.60% |
| 60 | HK$26,300 | HK$28,009 (+6.5%) | HK$29,690 (+6.0%) | HK$30,878 (+4.0%) | HK$33,657 (+9.0%) | HK$33,657 | +3.53% |
| 65 | HK$35,966 | HK$38,304 (+6.5%) | HK$40,602 (+6.0%) | HK$42,226 (+4.0%) | HK$46,026 (+9.0%) | HK$46,026 | +3.53% |
| 70 | HK$44,531 | HK$47,426 (+6.5%) | HK$50,272 (+6.0%) | HK$52,283 (+4.0%) | HK$56,988 (+9.0%) | HK$56,988 | +3.53% |
| 75 | HK$53,942 | HK$57,675 (+6.9%) | HK$61,136 (+6.0%) | HK$63,581 (+4.0%) | HK$69,303 (+9.0%) | HK$69,303 | +3.59% |
| 80 | HK$65,758 | HK$70,361 (+7.0%) | HK$74,583 (+6.0%) | HK$77,566 (+4.0%) | HK$84,547 (+9.0%) | HK$84,547 | +3.60% |
| 85 | HK$73,451 | HK$78,593 (+7.0%) | HK$83,309 (+6.0%) | HK$86,641 (+4.0%) | HK$94,439 (+9.0%) | HK$94,439 | +3.60% |
| 90 | HK$78,358 | HK$83,844 (+7.0%) | HK$88,875 (+6.0%) | HK$92,430 (+4.0%) | HK$100,749 (+9.0%) | HK$100,749 | +3.60% |
| 95 | HK$83,536 | HK$89,386 (+7.0%) | HK$94,749 (+6.0%) | HK$98,539 (+4.0%) | HK$107,408 (+9.0%) | HK$107,408 | +3.60% |
| 99 | HK$87,899 | HK$94,052 (+7.0%) | HK$99,695 (+6.0%) | HK$103,683 (+4.0%) | HK$113,014 (+9.0%) | HK$113,014 | +3.60% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$9,122
5 y/oHK$6,646
10 y/oHK$5,009
15 y/oHK$4,714
20 y/oHK$6,204
25 y/oHK$7,473
30 y/oHK$8,061
35 y/oHK$9,141
40 y/oHK$10,599
45 y/oHK$12,762
50 y/oHK$16,268
55 y/oHK$21,028
60 y/oHK$26,300
65 y/oHK$35,966
70 y/oHK$44,531
75 y/oHK$53,942
80 y/oHK$65,758
85 y/oHK$73,451
90 y/oHK$78,358
95 y/oHK$83,536
99 y/oHK$87,899
+6.7%
All-ages avg
0 y/oHK$9,716 (+6.5%)
5 y/oHK$7,078 (+6.5%)
10 y/oHK$5,334 (+6.5%)
15 y/oHK$5,019 (+6.5%)
20 y/oHK$6,608 (+6.5%)
25 y/oHK$7,959 (+6.5%)
30 y/oHK$8,585 (+6.5%)
35 y/oHK$9,734 (+6.5%)
40 y/oHK$11,287 (+6.5%)
45 y/oHK$13,591 (+6.5%)
50 y/oHK$17,324 (+6.5%)
55 y/oHK$22,499 (+7.0%)
60 y/oHK$28,009 (+6.5%)
65 y/oHK$38,304 (+6.5%)
70 y/oHK$47,426 (+6.5%)
75 y/oHK$57,675 (+6.9%)
80 y/oHK$70,361 (+7.0%)
85 y/oHK$78,593 (+7.0%)
90 y/oHK$83,844 (+7.0%)
95 y/oHK$89,386 (+7.0%)
99 y/oHK$94,052 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$10,299 (+6.0%)
5 y/oHK$7,503 (+6.0%)
10 y/oHK$5,654 (+6.0%)
15 y/oHK$5,320 (+6.0%)
20 y/oHK$7,004 (+6.0%)
25 y/oHK$8,437 (+6.0%)
30 y/oHK$9,100 (+6.0%)
35 y/oHK$10,318 (+6.0%)
40 y/oHK$11,964 (+6.0%)
45 y/oHK$14,406 (+6.0%)
50 y/oHK$18,363 (+6.0%)
55 y/oHK$23,849 (+6.0%)
60 y/oHK$29,690 (+6.0%)
65 y/oHK$40,602 (+6.0%)
70 y/oHK$50,272 (+6.0%)
75 y/oHK$61,136 (+6.0%)
80 y/oHK$74,583 (+6.0%)
85 y/oHK$83,309 (+6.0%)
90 y/oHK$88,875 (+6.0%)
95 y/oHK$94,749 (+6.0%)
99 y/oHK$99,695 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$10,711 (+4.0%)
5 y/oHK$7,803 (+4.0%)
10 y/oHK$5,880 (+4.0%)
15 y/oHK$5,533 (+4.0%)
20 y/oHK$7,284 (+4.0%)
25 y/oHK$8,774 (+4.0%)
30 y/oHK$9,464 (+4.0%)
35 y/oHK$10,731 (+4.0%)
40 y/oHK$12,443 (+4.0%)
45 y/oHK$14,982 (+4.0%)
50 y/oHK$19,098 (+4.0%)
55 y/oHK$24,803 (+4.0%)
60 y/oHK$30,878 (+4.0%)
65 y/oHK$42,226 (+4.0%)
70 y/oHK$52,283 (+4.0%)
75 y/oHK$63,581 (+4.0%)
80 y/oHK$77,566 (+4.0%)
85 y/oHK$86,641 (+4.0%)
90 y/oHK$92,430 (+4.0%)
95 y/oHK$98,539 (+4.0%)
99 y/oHK$103,683 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$11,675 (+9.0%)
5 y/oHK$8,505 (+9.0%)
10 y/oHK$6,233 (+6.0%)
15 y/oHK$5,865 (+6.0%)
20 y/oHK$7,721 (+6.0%)
25 y/oHK$9,300 (+6.0%)
30 y/oHK$10,032 (+6.0%)
35 y/oHK$11,375 (+6.0%)
40 y/oHK$13,190 (+6.0%)
45 y/oHK$15,881 (+6.0%)
50 y/oHK$20,339 (+6.5%)
55 y/oHK$27,035 (+9.0%)
60 y/oHK$33,657 (+9.0%)
65 y/oHK$46,026 (+9.0%)
70 y/oHK$56,988 (+9.0%)
75 y/oHK$69,303 (+9.0%)
80 y/oHK$84,547 (+9.0%)
85 y/oHK$94,439 (+9.0%)
90 y/oHK$100,749 (+9.0%)
95 y/oHK$107,408 (+9.0%)
99 y/oHK$113,014 (+9.0%)
0.0%
All-ages avg
0 y/oHK$11,675
5 y/oHK$8,505
10 y/oHK$6,233
15 y/oHK$5,865
20 y/oHK$7,721
25 y/oHK$9,300
30 y/oHK$10,032
35 y/oHK$11,375
40 y/oHK$13,190
45 y/oHK$15,881
50 y/oHK$20,339
55 y/oHK$27,035
60 y/oHK$33,657
65 y/oHK$46,026
70 y/oHK$56,988
75 y/oHK$69,303
80 y/oHK$84,547
85 y/oHK$94,439
90 y/oHK$100,749
95 y/oHK$107,408
99 y/oHK$113,014
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.53%
5 y/o+3.53%
10 y/o+3.12%
15 y/o+3.12%
20 y/o+3.12%
25 y/o+3.12%
30 y/o+3.12%
35 y/o+3.12%
40 y/o+3.12%
45 y/o+3.12%
50 y/o+3.19%
55 y/o+3.60%
60 y/o+3.53%
65 y/o+3.53%
70 y/o+3.53%
75 y/o+3.59%
80 y/o+3.60%
85 y/o+3.60%
90 y/o+3.60%
95 y/o+3.60%
99 y/o+3.60%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00019-02-002-01 2019-04-01 | F00019-02-002-02 2021-01-01 | F00019-02-002-03 2022-10-01 | F00019-02-002-03 2024-06-29 | F00019-02-002-04 2025-06-29 | F00019-02-002-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$8,365 | HK$8,908 (+6.5%) | HK$9,442 (+6.0%) | HK$9,820 (+4.0%) | HK$10,704 (+9.0%) | HK$10,704 | +3.53% |
| 5 | HK$6,252 | HK$6,658 (+6.5%) | HK$7,057 (+6.0%) | HK$7,339 (+4.0%) | HK$8,000 (+9.0%) | HK$8,000 | +3.53% |
| 10 | HK$4,667 | HK$4,971 (+6.5%) | HK$5,269 (+6.0%) | HK$5,480 (+4.0%) | HK$5,809 (+6.0%) | HK$5,809 | +3.13% |
| 15 | HK$4,894 | HK$5,212 (+6.5%) | HK$5,525 (+6.0%) | HK$5,746 (+4.0%) | HK$6,091 (+6.0%) | HK$6,091 | +3.13% |
| 20 | HK$6,142 | HK$6,541 (+6.5%) | HK$6,933 (+6.0%) | HK$7,210 (+4.0%) | HK$7,643 (+6.0%) | HK$7,643 | +3.12% |
| 25 | HK$7,669 | HK$8,167 (+6.5%) | HK$8,657 (+6.0%) | HK$9,003 (+4.0%) | HK$9,543 (+6.0%) | HK$9,543 | +3.12% |
| 30 | HK$8,909 | HK$9,489 (+6.5%) | HK$10,058 (+6.0%) | HK$10,460 (+4.0%) | HK$11,088 (+6.0%) | HK$11,088 | +3.13% |
| 35 | HK$11,037 | HK$11,755 (+6.5%) | HK$12,460 (+6.0%) | HK$12,958 (+4.0%) | HK$13,735 (+6.0%) | HK$13,735 | +3.12% |
| 40 | HK$13,220 | HK$14,080 (+6.5%) | HK$14,925 (+6.0%) | HK$15,522 (+4.0%) | HK$16,453 (+6.0%) | HK$16,453 | +3.12% |
| 45 | HK$15,838 | HK$16,867 (+6.5%) | HK$17,879 (+6.0%) | HK$18,594 (+4.0%) | HK$19,710 (+6.0%) | HK$19,710 | +3.12% |
| 50 | HK$17,925 | HK$19,089 (+6.5%) | HK$20,234 (+6.0%) | HK$21,043 (+4.0%) | HK$22,411 (+6.5%) | HK$22,411 | +3.19% |
| 55 | HK$19,158 | HK$20,402 (+6.5%) | HK$21,626 (+6.0%) | HK$22,491 (+4.0%) | HK$24,515 (+9.0%) | HK$24,515 | +3.53% |
| 60 | HK$22,630 | HK$24,100 (+6.5%) | HK$25,546 (+6.0%) | HK$26,568 (+4.0%) | HK$28,959 (+9.0%) | HK$28,959 | +3.53% |
| 65 | HK$30,464 | HK$32,443 (+6.5%) | HK$34,390 (+6.0%) | HK$35,766 (+4.0%) | HK$38,985 (+9.0%) | HK$38,985 | +3.53% |
| 70 | HK$37,172 | HK$39,588 (+6.5%) | HK$41,963 (+6.0%) | HK$43,642 (+4.0%) | HK$47,570 (+9.0%) | HK$47,570 | +3.53% |
| 75 | HK$45,849 | HK$49,020 (+6.9%) | HK$51,961 (+6.0%) | HK$54,039 (+4.0%) | HK$58,903 (+9.0%) | HK$58,903 | +3.59% |
| 80 | HK$57,313 | HK$61,325 (+7.0%) | HK$65,005 (+6.0%) | HK$67,605 (+4.0%) | HK$73,689 (+9.0%) | HK$73,689 | +3.60% |
| 85 | HK$64,931 | HK$69,477 (+7.0%) | HK$73,646 (+6.0%) | HK$76,592 (+4.0%) | HK$83,485 (+9.0%) | HK$83,485 | +3.60% |
| 90 | HK$69,264 | HK$74,112 (+7.0%) | HK$78,559 (+6.0%) | HK$81,701 (+4.0%) | HK$89,054 (+9.0%) | HK$89,054 | +3.60% |
| 95 | HK$73,842 | HK$79,010 (+7.0%) | HK$83,751 (+6.0%) | HK$87,101 (+4.0%) | HK$94,940 (+9.0%) | HK$94,940 | +3.60% |
| 99 | HK$77,690 | HK$83,129 (+7.0%) | HK$88,117 (+6.0%) | HK$91,642 (+4.0%) | HK$99,890 (+9.0%) | HK$99,890 | +3.60% |
| All ages average | — | +6.6% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$8,365
5 y/oHK$6,252
10 y/oHK$4,667
15 y/oHK$4,894
20 y/oHK$6,142
25 y/oHK$7,669
30 y/oHK$8,909
35 y/oHK$11,037
40 y/oHK$13,220
45 y/oHK$15,838
50 y/oHK$17,925
55 y/oHK$19,158
60 y/oHK$22,630
65 y/oHK$30,464
70 y/oHK$37,172
75 y/oHK$45,849
80 y/oHK$57,313
85 y/oHK$64,931
90 y/oHK$69,264
95 y/oHK$73,842
99 y/oHK$77,690
+6.6%
All-ages avg
0 y/oHK$8,908 (+6.5%)
5 y/oHK$6,658 (+6.5%)
10 y/oHK$4,971 (+6.5%)
15 y/oHK$5,212 (+6.5%)
20 y/oHK$6,541 (+6.5%)
25 y/oHK$8,167 (+6.5%)
30 y/oHK$9,489 (+6.5%)
35 y/oHK$11,755 (+6.5%)
40 y/oHK$14,080 (+6.5%)
45 y/oHK$16,867 (+6.5%)
50 y/oHK$19,089 (+6.5%)
55 y/oHK$20,402 (+6.5%)
60 y/oHK$24,100 (+6.5%)
65 y/oHK$32,443 (+6.5%)
70 y/oHK$39,588 (+6.5%)
75 y/oHK$49,020 (+6.9%)
80 y/oHK$61,325 (+7.0%)
85 y/oHK$69,477 (+7.0%)
90 y/oHK$74,112 (+7.0%)
95 y/oHK$79,010 (+7.0%)
99 y/oHK$83,129 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$9,442 (+6.0%)
5 y/oHK$7,057 (+6.0%)
10 y/oHK$5,269 (+6.0%)
15 y/oHK$5,525 (+6.0%)
20 y/oHK$6,933 (+6.0%)
25 y/oHK$8,657 (+6.0%)
30 y/oHK$10,058 (+6.0%)
35 y/oHK$12,460 (+6.0%)
40 y/oHK$14,925 (+6.0%)
45 y/oHK$17,879 (+6.0%)
50 y/oHK$20,234 (+6.0%)
55 y/oHK$21,626 (+6.0%)
60 y/oHK$25,546 (+6.0%)
65 y/oHK$34,390 (+6.0%)
70 y/oHK$41,963 (+6.0%)
75 y/oHK$51,961 (+6.0%)
80 y/oHK$65,005 (+6.0%)
85 y/oHK$73,646 (+6.0%)
90 y/oHK$78,559 (+6.0%)
95 y/oHK$83,751 (+6.0%)
99 y/oHK$88,117 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$9,820 (+4.0%)
5 y/oHK$7,339 (+4.0%)
10 y/oHK$5,480 (+4.0%)
15 y/oHK$5,746 (+4.0%)
20 y/oHK$7,210 (+4.0%)
25 y/oHK$9,003 (+4.0%)
30 y/oHK$10,460 (+4.0%)
35 y/oHK$12,958 (+4.0%)
40 y/oHK$15,522 (+4.0%)
45 y/oHK$18,594 (+4.0%)
50 y/oHK$21,043 (+4.0%)
55 y/oHK$22,491 (+4.0%)
60 y/oHK$26,568 (+4.0%)
65 y/oHK$35,766 (+4.0%)
70 y/oHK$43,642 (+4.0%)
75 y/oHK$54,039 (+4.0%)
80 y/oHK$67,605 (+4.0%)
85 y/oHK$76,592 (+4.0%)
90 y/oHK$81,701 (+4.0%)
95 y/oHK$87,101 (+4.0%)
99 y/oHK$91,642 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$10,704 (+9.0%)
5 y/oHK$8,000 (+9.0%)
10 y/oHK$5,809 (+6.0%)
15 y/oHK$6,091 (+6.0%)
20 y/oHK$7,643 (+6.0%)
25 y/oHK$9,543 (+6.0%)
30 y/oHK$11,088 (+6.0%)
35 y/oHK$13,735 (+6.0%)
40 y/oHK$16,453 (+6.0%)
45 y/oHK$19,710 (+6.0%)
50 y/oHK$22,411 (+6.5%)
55 y/oHK$24,515 (+9.0%)
60 y/oHK$28,959 (+9.0%)
65 y/oHK$38,985 (+9.0%)
70 y/oHK$47,570 (+9.0%)
75 y/oHK$58,903 (+9.0%)
80 y/oHK$73,689 (+9.0%)
85 y/oHK$83,485 (+9.0%)
90 y/oHK$89,054 (+9.0%)
95 y/oHK$94,940 (+9.0%)
99 y/oHK$99,890 (+9.0%)
0.0%
All-ages avg
0 y/oHK$10,704
5 y/oHK$8,000
10 y/oHK$5,809
15 y/oHK$6,091
20 y/oHK$7,643
25 y/oHK$9,543
30 y/oHK$11,088
35 y/oHK$13,735
40 y/oHK$16,453
45 y/oHK$19,710
50 y/oHK$22,411
55 y/oHK$24,515
60 y/oHK$28,959
65 y/oHK$38,985
70 y/oHK$47,570
75 y/oHK$58,903
80 y/oHK$73,689
85 y/oHK$83,485
90 y/oHK$89,054
95 y/oHK$94,940
99 y/oHK$99,890
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.53%
5 y/o+3.53%
10 y/o+3.13%
15 y/o+3.13%
20 y/o+3.12%
25 y/o+3.12%
30 y/o+3.13%
35 y/o+3.12%
40 y/o+3.12%
45 y/o+3.12%
50 y/o+3.19%
55 y/o+3.53%
60 y/o+3.53%
65 y/o+3.53%
70 y/o+3.53%
75 y/o+3.59%
80 y/o+3.60%
85 y/o+3.60%
90 y/o+3.60%
95 y/o+3.60%
99 y/o+3.60%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.