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Manulife First VHIS Flexi Plan - Semi-private Room with SMM
宏利全護航自願醫保靈活計劃 - 半私家房+高額醫療保障
Manulife (International) Limited · F00019-02-001 · 6 versions · Flexi plan · Avg. annual increase +3.37%
Male
| Age | F00019-02-001-01 2019-04-01 | F00019-02-001-02 2021-01-01 | F00019-02-001-03 2022-10-01 | F00019-02-001-03 2024-06-29 | F00019-02-001-04 2025-06-29 | F00019-02-001-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$7,296 | HK$7,771 (+6.5%) | HK$8,237 (+6.0%) | HK$8,566 (+4.0%) | HK$9,337 (+9.0%) | HK$9,337 | +3.53% |
| 5 | HK$5,316 | HK$5,661 (+6.5%) | HK$6,001 (+6.0%) | HK$6,241 (+4.0%) | HK$6,803 (+9.0%) | HK$6,803 | +3.53% |
| 10 | HK$4,006 | HK$4,267 (+6.5%) | HK$4,523 (+6.0%) | HK$4,704 (+4.0%) | HK$4,986 (+6.0%) | HK$4,986 | +3.13% |
| 15 | HK$3,771 | HK$4,015 (+6.5%) | HK$4,256 (+6.0%) | HK$4,426 (+4.0%) | HK$4,692 (+6.0%) | HK$4,692 | +3.12% |
| 20 | HK$4,963 | HK$5,286 (+6.5%) | HK$5,603 (+6.0%) | HK$5,827 (+4.0%) | HK$6,177 (+6.0%) | HK$6,177 | +3.13% |
| 25 | HK$5,978 | HK$6,366 (+6.5%) | HK$6,748 (+6.0%) | HK$7,018 (+4.0%) | HK$7,439 (+6.0%) | HK$7,439 | +3.12% |
| 30 | HK$6,448 | HK$6,867 (+6.5%) | HK$7,279 (+6.0%) | HK$7,570 (+4.0%) | HK$8,024 (+6.0%) | HK$8,024 | +3.12% |
| 35 | HK$7,312 | HK$7,786 (+6.5%) | HK$8,253 (+6.0%) | HK$8,583 (+4.0%) | HK$9,098 (+6.0%) | HK$9,098 | +3.12% |
| 40 | HK$8,478 | HK$9,029 (+6.5%) | HK$9,571 (+6.0%) | HK$9,954 (+4.0%) | HK$10,551 (+6.0%) | HK$10,551 | +3.12% |
| 45 | HK$10,209 | HK$10,871 (+6.5%) | HK$11,523 (+6.0%) | HK$11,984 (+4.0%) | HK$12,703 (+6.0%) | HK$12,703 | +3.12% |
| 50 | HK$13,013 | HK$13,857 (+6.5%) | HK$14,688 (+6.0%) | HK$15,276 (+4.0%) | HK$16,269 (+6.5%) | HK$16,269 | +3.19% |
| 55 | HK$16,820 | HK$17,997 (+7.0%) | HK$19,077 (+6.0%) | HK$19,840 (+4.0%) | HK$21,626 (+9.0%) | HK$21,626 | +3.60% |
| 60 | HK$21,037 | HK$22,404 (+6.5%) | HK$23,748 (+6.0%) | HK$24,698 (+4.0%) | HK$26,921 (+9.0%) | HK$26,921 | +3.53% |
| 65 | HK$28,769 | HK$30,639 (+6.5%) | HK$32,477 (+6.0%) | HK$33,776 (+4.0%) | HK$36,816 (+9.0%) | HK$36,816 | +3.53% |
| 70 | HK$35,620 | HK$37,935 (+6.5%) | HK$40,211 (+6.0%) | HK$41,819 (+4.0%) | HK$45,583 (+9.0%) | HK$45,583 | +3.53% |
| 75 | HK$43,148 | HK$46,133 (+6.9%) | HK$48,901 (+6.0%) | HK$50,857 (+4.0%) | HK$55,434 (+9.0%) | HK$55,434 | +3.59% |
| 80 | HK$52,600 | HK$56,281 (+7.0%) | HK$59,658 (+6.0%) | HK$62,044 (+4.0%) | HK$67,628 (+9.0%) | HK$67,628 | +3.60% |
| 85 | HK$58,753 | HK$62,866 (+7.0%) | HK$66,638 (+6.0%) | HK$69,304 (+4.0%) | HK$75,541 (+9.0%) | HK$75,541 | +3.60% |
| 90 | HK$62,678 | HK$67,065 (+7.0%) | HK$71,089 (+6.0%) | HK$73,933 (+4.0%) | HK$80,587 (+9.0%) | HK$80,587 | +3.60% |
| 95 | HK$66,820 | HK$71,498 (+7.0%) | HK$75,788 (+6.0%) | HK$78,820 (+4.0%) | HK$85,914 (+9.0%) | HK$85,914 | +3.60% |
| 99 | HK$70,310 | HK$75,231 (+7.0%) | HK$79,745 (+6.0%) | HK$82,935 (+4.0%) | HK$90,399 (+9.0%) | HK$90,399 | +3.60% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$7,296
5 y/oHK$5,316
10 y/oHK$4,006
15 y/oHK$3,771
20 y/oHK$4,963
25 y/oHK$5,978
30 y/oHK$6,448
35 y/oHK$7,312
40 y/oHK$8,478
45 y/oHK$10,209
50 y/oHK$13,013
55 y/oHK$16,820
60 y/oHK$21,037
65 y/oHK$28,769
70 y/oHK$35,620
75 y/oHK$43,148
80 y/oHK$52,600
85 y/oHK$58,753
90 y/oHK$62,678
95 y/oHK$66,820
99 y/oHK$70,310
+6.7%
All-ages avg
0 y/oHK$7,771 (+6.5%)
5 y/oHK$5,661 (+6.5%)
10 y/oHK$4,267 (+6.5%)
15 y/oHK$4,015 (+6.5%)
20 y/oHK$5,286 (+6.5%)
25 y/oHK$6,366 (+6.5%)
30 y/oHK$6,867 (+6.5%)
35 y/oHK$7,786 (+6.5%)
40 y/oHK$9,029 (+6.5%)
45 y/oHK$10,871 (+6.5%)
50 y/oHK$13,857 (+6.5%)
55 y/oHK$17,997 (+7.0%)
60 y/oHK$22,404 (+6.5%)
65 y/oHK$30,639 (+6.5%)
70 y/oHK$37,935 (+6.5%)
75 y/oHK$46,133 (+6.9%)
80 y/oHK$56,281 (+7.0%)
85 y/oHK$62,866 (+7.0%)
90 y/oHK$67,065 (+7.0%)
95 y/oHK$71,498 (+7.0%)
99 y/oHK$75,231 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$8,237 (+6.0%)
5 y/oHK$6,001 (+6.0%)
10 y/oHK$4,523 (+6.0%)
15 y/oHK$4,256 (+6.0%)
20 y/oHK$5,603 (+6.0%)
25 y/oHK$6,748 (+6.0%)
30 y/oHK$7,279 (+6.0%)
35 y/oHK$8,253 (+6.0%)
40 y/oHK$9,571 (+6.0%)
45 y/oHK$11,523 (+6.0%)
50 y/oHK$14,688 (+6.0%)
55 y/oHK$19,077 (+6.0%)
60 y/oHK$23,748 (+6.0%)
65 y/oHK$32,477 (+6.0%)
70 y/oHK$40,211 (+6.0%)
75 y/oHK$48,901 (+6.0%)
80 y/oHK$59,658 (+6.0%)
85 y/oHK$66,638 (+6.0%)
90 y/oHK$71,089 (+6.0%)
95 y/oHK$75,788 (+6.0%)
99 y/oHK$79,745 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$8,566 (+4.0%)
5 y/oHK$6,241 (+4.0%)
10 y/oHK$4,704 (+4.0%)
15 y/oHK$4,426 (+4.0%)
20 y/oHK$5,827 (+4.0%)
25 y/oHK$7,018 (+4.0%)
30 y/oHK$7,570 (+4.0%)
35 y/oHK$8,583 (+4.0%)
40 y/oHK$9,954 (+4.0%)
45 y/oHK$11,984 (+4.0%)
50 y/oHK$15,276 (+4.0%)
55 y/oHK$19,840 (+4.0%)
60 y/oHK$24,698 (+4.0%)
65 y/oHK$33,776 (+4.0%)
70 y/oHK$41,819 (+4.0%)
75 y/oHK$50,857 (+4.0%)
80 y/oHK$62,044 (+4.0%)
85 y/oHK$69,304 (+4.0%)
90 y/oHK$73,933 (+4.0%)
95 y/oHK$78,820 (+4.0%)
99 y/oHK$82,935 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$9,337 (+9.0%)
5 y/oHK$6,803 (+9.0%)
10 y/oHK$4,986 (+6.0%)
15 y/oHK$4,692 (+6.0%)
20 y/oHK$6,177 (+6.0%)
25 y/oHK$7,439 (+6.0%)
30 y/oHK$8,024 (+6.0%)
35 y/oHK$9,098 (+6.0%)
40 y/oHK$10,551 (+6.0%)
45 y/oHK$12,703 (+6.0%)
50 y/oHK$16,269 (+6.5%)
55 y/oHK$21,626 (+9.0%)
60 y/oHK$26,921 (+9.0%)
65 y/oHK$36,816 (+9.0%)
70 y/oHK$45,583 (+9.0%)
75 y/oHK$55,434 (+9.0%)
80 y/oHK$67,628 (+9.0%)
85 y/oHK$75,541 (+9.0%)
90 y/oHK$80,587 (+9.0%)
95 y/oHK$85,914 (+9.0%)
99 y/oHK$90,399 (+9.0%)
0.0%
All-ages avg
0 y/oHK$9,337
5 y/oHK$6,803
10 y/oHK$4,986
15 y/oHK$4,692
20 y/oHK$6,177
25 y/oHK$7,439
30 y/oHK$8,024
35 y/oHK$9,098
40 y/oHK$10,551
45 y/oHK$12,703
50 y/oHK$16,269
55 y/oHK$21,626
60 y/oHK$26,921
65 y/oHK$36,816
70 y/oHK$45,583
75 y/oHK$55,434
80 y/oHK$67,628
85 y/oHK$75,541
90 y/oHK$80,587
95 y/oHK$85,914
99 y/oHK$90,399
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.53%
5 y/o+3.53%
10 y/o+3.13%
15 y/o+3.12%
20 y/o+3.13%
25 y/o+3.12%
30 y/o+3.12%
35 y/o+3.12%
40 y/o+3.12%
45 y/o+3.12%
50 y/o+3.19%
55 y/o+3.60%
60 y/o+3.53%
65 y/o+3.53%
70 y/o+3.53%
75 y/o+3.59%
80 y/o+3.60%
85 y/o+3.60%
90 y/o+3.60%
95 y/o+3.60%
99 y/o+3.60%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00019-02-001-01 2019-04-01 | F00019-02-001-02 2021-01-01 | F00019-02-001-03 2022-10-01 | F00019-02-001-03 2024-06-29 | F00019-02-001-04 2025-06-29 | F00019-02-001-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$6,691 | HK$7,125 (+6.5%) | HK$7,553 (+6.0%) | HK$7,855 (+4.0%) | HK$8,562 (+9.0%) | HK$8,562 | +3.53% |
| 5 | HK$5,001 | HK$5,325 (+6.5%) | HK$5,645 (+6.0%) | HK$5,871 (+4.0%) | HK$6,399 (+9.0%) | HK$6,399 | +3.53% |
| 10 | HK$3,733 | HK$3,976 (+6.5%) | HK$4,215 (+6.0%) | HK$4,384 (+4.0%) | HK$4,647 (+6.0%) | HK$4,647 | +3.13% |
| 15 | HK$3,914 | HK$4,169 (+6.5%) | HK$4,419 (+6.0%) | HK$4,596 (+4.0%) | HK$4,872 (+6.0%) | HK$4,872 | +3.13% |
| 20 | HK$4,913 | HK$5,231 (+6.5%) | HK$5,545 (+6.0%) | HK$5,767 (+4.0%) | HK$6,113 (+6.0%) | HK$6,113 | +3.12% |
| 25 | HK$6,134 | HK$6,532 (+6.5%) | HK$6,924 (+6.0%) | HK$7,201 (+4.0%) | HK$7,633 (+6.0%) | HK$7,633 | +3.12% |
| 30 | HK$7,126 | HK$7,589 (+6.5%) | HK$8,044 (+6.0%) | HK$8,366 (+4.0%) | HK$8,868 (+6.0%) | HK$8,868 | +3.12% |
| 35 | HK$8,828 | HK$9,402 (+6.5%) | HK$9,966 (+6.0%) | HK$10,365 (+4.0%) | HK$10,987 (+6.0%) | HK$10,987 | +3.12% |
| 40 | HK$10,575 | HK$11,262 (+6.5%) | HK$11,938 (+6.0%) | HK$12,416 (+4.0%) | HK$13,161 (+6.0%) | HK$13,161 | +3.12% |
| 45 | HK$12,668 | HK$13,491 (+6.5%) | HK$14,300 (+6.0%) | HK$14,872 (+4.0%) | HK$15,764 (+6.0%) | HK$15,764 | +3.12% |
| 50 | HK$14,338 | HK$15,268 (+6.5%) | HK$16,184 (+6.0%) | HK$16,831 (+4.0%) | HK$17,925 (+6.5%) | HK$17,925 | +3.19% |
| 55 | HK$15,325 | HK$16,319 (+6.5%) | HK$17,298 (+6.0%) | HK$17,990 (+4.0%) | HK$19,609 (+9.0%) | HK$19,609 | +3.53% |
| 60 | HK$18,102 | HK$19,276 (+6.5%) | HK$20,433 (+6.0%) | HK$21,250 (+4.0%) | HK$23,163 (+9.0%) | HK$23,163 | +3.53% |
| 65 | HK$24,368 | HK$25,949 (+6.5%) | HK$27,506 (+6.0%) | HK$28,606 (+4.0%) | HK$31,181 (+9.0%) | HK$31,181 | +3.53% |
| 70 | HK$29,733 | HK$31,664 (+6.5%) | HK$33,564 (+6.0%) | HK$34,907 (+4.0%) | HK$38,049 (+9.0%) | HK$38,049 | +3.53% |
| 75 | HK$36,674 | HK$39,208 (+6.9%) | HK$41,560 (+6.0%) | HK$43,222 (+4.0%) | HK$47,112 (+9.0%) | HK$47,112 | +3.59% |
| 80 | HK$45,845 | HK$49,050 (+7.0%) | HK$51,993 (+6.0%) | HK$54,073 (+4.0%) | HK$58,940 (+9.0%) | HK$58,940 | +3.60% |
| 85 | HK$51,938 | HK$55,570 (+7.0%) | HK$58,904 (+6.0%) | HK$61,260 (+4.0%) | HK$66,773 (+9.0%) | HK$66,773 | +3.60% |
| 90 | HK$55,404 | HK$59,278 (+7.0%) | HK$62,835 (+6.0%) | HK$65,348 (+4.0%) | HK$71,229 (+9.0%) | HK$71,229 | +3.60% |
| 95 | HK$59,066 | HK$63,195 (+7.0%) | HK$66,987 (+6.0%) | HK$69,666 (+4.0%) | HK$75,936 (+9.0%) | HK$75,936 | +3.60% |
| 99 | HK$62,144 | HK$66,490 (+7.0%) | HK$70,479 (+6.0%) | HK$73,298 (+4.0%) | HK$79,895 (+9.0%) | HK$79,895 | +3.60% |
| All ages average | — | +6.6% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$6,691
5 y/oHK$5,001
10 y/oHK$3,733
15 y/oHK$3,914
20 y/oHK$4,913
25 y/oHK$6,134
30 y/oHK$7,126
35 y/oHK$8,828
40 y/oHK$10,575
45 y/oHK$12,668
50 y/oHK$14,338
55 y/oHK$15,325
60 y/oHK$18,102
65 y/oHK$24,368
70 y/oHK$29,733
75 y/oHK$36,674
80 y/oHK$45,845
85 y/oHK$51,938
90 y/oHK$55,404
95 y/oHK$59,066
99 y/oHK$62,144
+6.6%
All-ages avg
0 y/oHK$7,125 (+6.5%)
5 y/oHK$5,325 (+6.5%)
10 y/oHK$3,976 (+6.5%)
15 y/oHK$4,169 (+6.5%)
20 y/oHK$5,231 (+6.5%)
25 y/oHK$6,532 (+6.5%)
30 y/oHK$7,589 (+6.5%)
35 y/oHK$9,402 (+6.5%)
40 y/oHK$11,262 (+6.5%)
45 y/oHK$13,491 (+6.5%)
50 y/oHK$15,268 (+6.5%)
55 y/oHK$16,319 (+6.5%)
60 y/oHK$19,276 (+6.5%)
65 y/oHK$25,949 (+6.5%)
70 y/oHK$31,664 (+6.5%)
75 y/oHK$39,208 (+6.9%)
80 y/oHK$49,050 (+7.0%)
85 y/oHK$55,570 (+7.0%)
90 y/oHK$59,278 (+7.0%)
95 y/oHK$63,195 (+7.0%)
99 y/oHK$66,490 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$7,553 (+6.0%)
5 y/oHK$5,645 (+6.0%)
10 y/oHK$4,215 (+6.0%)
15 y/oHK$4,419 (+6.0%)
20 y/oHK$5,545 (+6.0%)
25 y/oHK$6,924 (+6.0%)
30 y/oHK$8,044 (+6.0%)
35 y/oHK$9,966 (+6.0%)
40 y/oHK$11,938 (+6.0%)
45 y/oHK$14,300 (+6.0%)
50 y/oHK$16,184 (+6.0%)
55 y/oHK$17,298 (+6.0%)
60 y/oHK$20,433 (+6.0%)
65 y/oHK$27,506 (+6.0%)
70 y/oHK$33,564 (+6.0%)
75 y/oHK$41,560 (+6.0%)
80 y/oHK$51,993 (+6.0%)
85 y/oHK$58,904 (+6.0%)
90 y/oHK$62,835 (+6.0%)
95 y/oHK$66,987 (+6.0%)
99 y/oHK$70,479 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$7,855 (+4.0%)
5 y/oHK$5,871 (+4.0%)
10 y/oHK$4,384 (+4.0%)
15 y/oHK$4,596 (+4.0%)
20 y/oHK$5,767 (+4.0%)
25 y/oHK$7,201 (+4.0%)
30 y/oHK$8,366 (+4.0%)
35 y/oHK$10,365 (+4.0%)
40 y/oHK$12,416 (+4.0%)
45 y/oHK$14,872 (+4.0%)
50 y/oHK$16,831 (+4.0%)
55 y/oHK$17,990 (+4.0%)
60 y/oHK$21,250 (+4.0%)
65 y/oHK$28,606 (+4.0%)
70 y/oHK$34,907 (+4.0%)
75 y/oHK$43,222 (+4.0%)
80 y/oHK$54,073 (+4.0%)
85 y/oHK$61,260 (+4.0%)
90 y/oHK$65,348 (+4.0%)
95 y/oHK$69,666 (+4.0%)
99 y/oHK$73,298 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$8,562 (+9.0%)
5 y/oHK$6,399 (+9.0%)
10 y/oHK$4,647 (+6.0%)
15 y/oHK$4,872 (+6.0%)
20 y/oHK$6,113 (+6.0%)
25 y/oHK$7,633 (+6.0%)
30 y/oHK$8,868 (+6.0%)
35 y/oHK$10,987 (+6.0%)
40 y/oHK$13,161 (+6.0%)
45 y/oHK$15,764 (+6.0%)
50 y/oHK$17,925 (+6.5%)
55 y/oHK$19,609 (+9.0%)
60 y/oHK$23,163 (+9.0%)
65 y/oHK$31,181 (+9.0%)
70 y/oHK$38,049 (+9.0%)
75 y/oHK$47,112 (+9.0%)
80 y/oHK$58,940 (+9.0%)
85 y/oHK$66,773 (+9.0%)
90 y/oHK$71,229 (+9.0%)
95 y/oHK$75,936 (+9.0%)
99 y/oHK$79,895 (+9.0%)
0.0%
All-ages avg
0 y/oHK$8,562
5 y/oHK$6,399
10 y/oHK$4,647
15 y/oHK$4,872
20 y/oHK$6,113
25 y/oHK$7,633
30 y/oHK$8,868
35 y/oHK$10,987
40 y/oHK$13,161
45 y/oHK$15,764
50 y/oHK$17,925
55 y/oHK$19,609
60 y/oHK$23,163
65 y/oHK$31,181
70 y/oHK$38,049
75 y/oHK$47,112
80 y/oHK$58,940
85 y/oHK$66,773
90 y/oHK$71,229
95 y/oHK$75,936
99 y/oHK$79,895
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.53%
5 y/o+3.53%
10 y/o+3.13%
15 y/o+3.13%
20 y/o+3.12%
25 y/o+3.12%
30 y/o+3.12%
35 y/o+3.12%
40 y/o+3.12%
45 y/o+3.12%
50 y/o+3.19%
55 y/o+3.53%
60 y/o+3.53%
65 y/o+3.53%
70 y/o+3.53%
75 y/o+3.59%
80 y/o+3.60%
85 y/o+3.60%
90 y/o+3.60%
95 y/o+3.60%
99 y/o+3.60%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.