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Manulife First VHIS Flexi Plan - Semi-private Room
宏利全護航自願醫保靈活計劃 - 半私家房
Manulife (International) Limited · F00019-02-000 · 6 versions · Flexi plan · Avg. annual increase +3.40%
Male
| Age | F00019-02-000-01 2019-04-01 | F00019-02-000-02 2021-01-01 | F00019-02-000-03 2022-10-01 | F00019-02-000-03 2024-06-29 | F00019-02-000-04 2025-06-29 | F00019-02-000-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$5,238 | HK$5,579 (+6.5%) | HK$5,914 (+6.0%) | HK$6,151 (+4.0%) | HK$6,705 (+9.0%) | HK$6,705 | +3.56% |
| 5 | HK$3,816 | HK$4,064 (+6.5%) | HK$4,308 (+6.0%) | HK$4,480 (+4.0%) | HK$4,883 (+9.0%) | HK$4,883 | +3.55% |
| 10 | HK$2,876 | HK$3,063 (+6.5%) | HK$3,247 (+6.0%) | HK$3,377 (+4.0%) | HK$3,580 (+6.0%) | HK$3,580 | +3.15% |
| 15 | HK$2,707 | HK$2,882 (+6.5%) | HK$3,055 (+6.0%) | HK$3,177 (+4.0%) | HK$3,368 (+6.0%) | HK$3,368 | +3.14% |
| 20 | HK$3,562 | HK$3,794 (+6.5%) | HK$4,022 (+6.0%) | HK$4,183 (+4.0%) | HK$4,434 (+6.0%) | HK$4,434 | +3.15% |
| 25 | HK$4,291 | HK$4,570 (+6.5%) | HK$4,844 (+6.0%) | HK$5,038 (+4.0%) | HK$5,340 (+6.0%) | HK$5,340 | +3.14% |
| 30 | HK$4,628 | HK$4,929 (+6.5%) | HK$5,225 (+6.0%) | HK$5,434 (+4.0%) | HK$5,760 (+6.0%) | HK$5,760 | +3.15% |
| 35 | HK$5,248 | HK$5,589 (+6.5%) | HK$5,924 (+6.0%) | HK$6,161 (+4.0%) | HK$6,531 (+6.0%) | HK$6,531 | +3.14% |
| 40 | HK$6,086 | HK$6,481 (+6.5%) | HK$6,870 (+6.0%) | HK$7,145 (+4.0%) | HK$7,574 (+6.0%) | HK$7,574 | +3.15% |
| 45 | HK$7,328 | HK$7,804 (+6.5%) | HK$8,272 (+6.0%) | HK$8,603 (+4.0%) | HK$9,119 (+6.0%) | HK$9,119 | +3.14% |
| 50 | HK$9,341 | HK$9,947 (+6.5%) | HK$10,544 (+6.0%) | HK$10,966 (+4.0%) | HK$11,679 (+6.5%) | HK$11,679 | +3.21% |
| 55 | HK$12,074 | HK$12,919 (+7.0%) | HK$13,694 (+6.0%) | HK$14,242 (+4.0%) | HK$15,524 (+9.0%) | HK$15,524 | +3.62% |
| 60 | HK$15,101 | HK$16,082 (+6.5%) | HK$17,047 (+6.0%) | HK$17,729 (+4.0%) | HK$19,325 (+9.0%) | HK$19,325 | +3.55% |
| 65 | HK$20,651 | HK$21,994 (+6.5%) | HK$23,314 (+6.0%) | HK$24,247 (+4.0%) | HK$26,429 (+9.0%) | HK$26,429 | +3.55% |
| 70 | HK$25,569 | HK$27,231 (+6.5%) | HK$28,865 (+6.0%) | HK$30,020 (+4.0%) | HK$32,722 (+9.0%) | HK$32,722 | +3.55% |
| 75 | HK$30,973 | HK$33,116 (+6.9%) | HK$35,103 (+6.0%) | HK$36,507 (+4.0%) | HK$39,793 (+9.0%) | HK$39,793 | +3.61% |
| 80 | HK$37,758 | HK$40,400 (+7.0%) | HK$42,824 (+6.0%) | HK$44,537 (+4.0%) | HK$48,545 (+9.0%) | HK$48,545 | +3.62% |
| 85 | HK$42,175 | HK$45,127 (+7.0%) | HK$47,835 (+6.0%) | HK$49,748 (+4.0%) | HK$54,225 (+9.0%) | HK$54,225 | +3.62% |
| 90 | HK$44,992 | HK$48,141 (+7.0%) | HK$51,029 (+6.0%) | HK$53,070 (+4.0%) | HK$57,846 (+9.0%) | HK$57,846 | +3.62% |
| 95 | HK$47,966 | HK$51,323 (+7.0%) | HK$54,402 (+6.0%) | HK$56,578 (+4.0%) | HK$61,670 (+9.0%) | HK$61,670 | +3.62% |
| 99 | HK$50,471 | HK$54,003 (+7.0%) | HK$57,243 (+6.0%) | HK$59,533 (+4.0%) | HK$64,891 (+9.0%) | HK$64,891 | +3.62% |
| All ages average | — | +6.7% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$5,238
5 y/oHK$3,816
10 y/oHK$2,876
15 y/oHK$2,707
20 y/oHK$3,562
25 y/oHK$4,291
30 y/oHK$4,628
35 y/oHK$5,248
40 y/oHK$6,086
45 y/oHK$7,328
50 y/oHK$9,341
55 y/oHK$12,074
60 y/oHK$15,101
65 y/oHK$20,651
70 y/oHK$25,569
75 y/oHK$30,973
80 y/oHK$37,758
85 y/oHK$42,175
90 y/oHK$44,992
95 y/oHK$47,966
99 y/oHK$50,471
+6.7%
All-ages avg
0 y/oHK$5,579 (+6.5%)
5 y/oHK$4,064 (+6.5%)
10 y/oHK$3,063 (+6.5%)
15 y/oHK$2,882 (+6.5%)
20 y/oHK$3,794 (+6.5%)
25 y/oHK$4,570 (+6.5%)
30 y/oHK$4,929 (+6.5%)
35 y/oHK$5,589 (+6.5%)
40 y/oHK$6,481 (+6.5%)
45 y/oHK$7,804 (+6.5%)
50 y/oHK$9,947 (+6.5%)
55 y/oHK$12,919 (+7.0%)
60 y/oHK$16,082 (+6.5%)
65 y/oHK$21,994 (+6.5%)
70 y/oHK$27,231 (+6.5%)
75 y/oHK$33,116 (+6.9%)
80 y/oHK$40,400 (+7.0%)
85 y/oHK$45,127 (+7.0%)
90 y/oHK$48,141 (+7.0%)
95 y/oHK$51,323 (+7.0%)
99 y/oHK$54,003 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$5,914 (+6.0%)
5 y/oHK$4,308 (+6.0%)
10 y/oHK$3,247 (+6.0%)
15 y/oHK$3,055 (+6.0%)
20 y/oHK$4,022 (+6.0%)
25 y/oHK$4,844 (+6.0%)
30 y/oHK$5,225 (+6.0%)
35 y/oHK$5,924 (+6.0%)
40 y/oHK$6,870 (+6.0%)
45 y/oHK$8,272 (+6.0%)
50 y/oHK$10,544 (+6.0%)
55 y/oHK$13,694 (+6.0%)
60 y/oHK$17,047 (+6.0%)
65 y/oHK$23,314 (+6.0%)
70 y/oHK$28,865 (+6.0%)
75 y/oHK$35,103 (+6.0%)
80 y/oHK$42,824 (+6.0%)
85 y/oHK$47,835 (+6.0%)
90 y/oHK$51,029 (+6.0%)
95 y/oHK$54,402 (+6.0%)
99 y/oHK$57,243 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$6,151 (+4.0%)
5 y/oHK$4,480 (+4.0%)
10 y/oHK$3,377 (+4.0%)
15 y/oHK$3,177 (+4.0%)
20 y/oHK$4,183 (+4.0%)
25 y/oHK$5,038 (+4.0%)
30 y/oHK$5,434 (+4.0%)
35 y/oHK$6,161 (+4.0%)
40 y/oHK$7,145 (+4.0%)
45 y/oHK$8,603 (+4.0%)
50 y/oHK$10,966 (+4.0%)
55 y/oHK$14,242 (+4.0%)
60 y/oHK$17,729 (+4.0%)
65 y/oHK$24,247 (+4.0%)
70 y/oHK$30,020 (+4.0%)
75 y/oHK$36,507 (+4.0%)
80 y/oHK$44,537 (+4.0%)
85 y/oHK$49,748 (+4.0%)
90 y/oHK$53,070 (+4.0%)
95 y/oHK$56,578 (+4.0%)
99 y/oHK$59,533 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$6,705 (+9.0%)
5 y/oHK$4,883 (+9.0%)
10 y/oHK$3,580 (+6.0%)
15 y/oHK$3,368 (+6.0%)
20 y/oHK$4,434 (+6.0%)
25 y/oHK$5,340 (+6.0%)
30 y/oHK$5,760 (+6.0%)
35 y/oHK$6,531 (+6.0%)
40 y/oHK$7,574 (+6.0%)
45 y/oHK$9,119 (+6.0%)
50 y/oHK$11,679 (+6.5%)
55 y/oHK$15,524 (+9.0%)
60 y/oHK$19,325 (+9.0%)
65 y/oHK$26,429 (+9.0%)
70 y/oHK$32,722 (+9.0%)
75 y/oHK$39,793 (+9.0%)
80 y/oHK$48,545 (+9.0%)
85 y/oHK$54,225 (+9.0%)
90 y/oHK$57,846 (+9.0%)
95 y/oHK$61,670 (+9.0%)
99 y/oHK$64,891 (+9.0%)
0.0%
All-ages avg
0 y/oHK$6,705
5 y/oHK$4,883
10 y/oHK$3,580
15 y/oHK$3,368
20 y/oHK$4,434
25 y/oHK$5,340
30 y/oHK$5,760
35 y/oHK$6,531
40 y/oHK$7,574
45 y/oHK$9,119
50 y/oHK$11,679
55 y/oHK$15,524
60 y/oHK$19,325
65 y/oHK$26,429
70 y/oHK$32,722
75 y/oHK$39,793
80 y/oHK$48,545
85 y/oHK$54,225
90 y/oHK$57,846
95 y/oHK$61,670
99 y/oHK$64,891
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.56%
5 y/o+3.55%
10 y/o+3.15%
15 y/o+3.14%
20 y/o+3.15%
25 y/o+3.14%
30 y/o+3.15%
35 y/o+3.14%
40 y/o+3.15%
45 y/o+3.14%
50 y/o+3.21%
55 y/o+3.62%
60 y/o+3.55%
65 y/o+3.55%
70 y/o+3.55%
75 y/o+3.61%
80 y/o+3.62%
85 y/o+3.62%
90 y/o+3.62%
95 y/o+3.62%
99 y/o+3.62%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00019-02-000-01 2019-04-01 | F00019-02-000-02 2021-01-01 | F00019-02-000-03 2022-10-01 | F00019-02-000-03 2024-06-29 | F00019-02-000-04 2025-06-29 | F00019-02-000-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$4,803 | HK$5,114 (+6.5%) | HK$5,421 (+6.0%) | HK$5,638 (+4.0%) | HK$6,145 (+9.0%) | HK$6,145 | +3.55% |
| 5 | HK$3,590 | HK$3,823 (+6.5%) | HK$4,052 (+6.0%) | HK$4,214 (+4.0%) | HK$4,593 (+9.0%) | HK$4,593 | +3.55% |
| 10 | HK$2,680 | HK$2,854 (+6.5%) | HK$3,025 (+6.0%) | HK$3,146 (+4.0%) | HK$3,335 (+6.0%) | HK$3,335 | +3.14% |
| 15 | HK$2,810 | HK$2,993 (+6.5%) | HK$3,173 (+6.0%) | HK$3,300 (+4.0%) | HK$3,498 (+6.0%) | HK$3,498 | +3.15% |
| 20 | HK$3,527 | HK$3,755 (+6.5%) | HK$3,980 (+6.0%) | HK$4,139 (+4.0%) | HK$4,387 (+6.0%) | HK$4,387 | +3.14% |
| 25 | HK$4,403 | HK$4,689 (+6.5%) | HK$4,970 (+6.0%) | HK$5,169 (+4.0%) | HK$5,479 (+6.0%) | HK$5,479 | +3.14% |
| 30 | HK$5,116 | HK$5,448 (+6.5%) | HK$5,775 (+6.0%) | HK$6,006 (+4.0%) | HK$6,366 (+6.0%) | HK$6,366 | +3.14% |
| 35 | HK$6,337 | HK$6,749 (+6.5%) | HK$7,154 (+6.0%) | HK$7,440 (+4.0%) | HK$7,886 (+6.0%) | HK$7,886 | +3.14% |
| 40 | HK$7,591 | HK$8,084 (+6.5%) | HK$8,569 (+6.0%) | HK$8,912 (+4.0%) | HK$9,447 (+6.0%) | HK$9,447 | +3.15% |
| 45 | HK$9,094 | HK$9,684 (+6.5%) | HK$10,265 (+6.0%) | HK$10,676 (+4.0%) | HK$11,317 (+6.0%) | HK$11,317 | +3.14% |
| 50 | HK$10,292 | HK$10,960 (+6.5%) | HK$11,618 (+6.0%) | HK$12,083 (+4.0%) | HK$12,868 (+6.5%) | HK$12,868 | +3.21% |
| 55 | HK$11,000 | HK$11,714 (+6.5%) | HK$12,417 (+6.0%) | HK$12,914 (+4.0%) | HK$14,076 (+9.0%) | HK$14,076 | +3.55% |
| 60 | HK$12,994 | HK$13,837 (+6.5%) | HK$14,667 (+6.0%) | HK$15,254 (+4.0%) | HK$16,627 (+9.0%) | HK$16,627 | +3.55% |
| 65 | HK$17,492 | HK$18,627 (+6.5%) | HK$19,745 (+6.0%) | HK$20,535 (+4.0%) | HK$22,383 (+9.0%) | HK$22,383 | +3.55% |
| 70 | HK$21,344 | HK$22,730 (+6.5%) | HK$24,094 (+6.0%) | HK$25,058 (+4.0%) | HK$27,313 (+9.0%) | HK$27,313 | +3.55% |
| 75 | HK$26,326 | HK$28,145 (+6.9%) | HK$29,834 (+6.0%) | HK$31,027 (+4.0%) | HK$33,819 (+9.0%) | HK$33,819 | +3.61% |
| 80 | HK$32,909 | HK$35,210 (+7.0%) | HK$37,323 (+6.0%) | HK$38,816 (+4.0%) | HK$42,309 (+9.0%) | HK$42,309 | +3.62% |
| 85 | HK$37,283 | HK$39,891 (+7.0%) | HK$42,284 (+6.0%) | HK$43,975 (+4.0%) | HK$47,933 (+9.0%) | HK$47,933 | +3.62% |
| 90 | HK$39,771 | HK$42,552 (+7.0%) | HK$45,105 (+6.0%) | HK$46,909 (+4.0%) | HK$51,131 (+9.0%) | HK$51,131 | +3.62% |
| 95 | HK$42,399 | HK$45,364 (+7.0%) | HK$48,086 (+6.0%) | HK$50,009 (+4.0%) | HK$54,510 (+9.0%) | HK$54,510 | +3.62% |
| 99 | HK$44,609 | HK$47,729 (+7.0%) | HK$50,593 (+6.0%) | HK$52,617 (+4.0%) | HK$57,353 (+9.0%) | HK$57,353 | +3.62% |
| All ages average | — | +6.6% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$4,803
5 y/oHK$3,590
10 y/oHK$2,680
15 y/oHK$2,810
20 y/oHK$3,527
25 y/oHK$4,403
30 y/oHK$5,116
35 y/oHK$6,337
40 y/oHK$7,591
45 y/oHK$9,094
50 y/oHK$10,292
55 y/oHK$11,000
60 y/oHK$12,994
65 y/oHK$17,492
70 y/oHK$21,344
75 y/oHK$26,326
80 y/oHK$32,909
85 y/oHK$37,283
90 y/oHK$39,771
95 y/oHK$42,399
99 y/oHK$44,609
+6.6%
All-ages avg
0 y/oHK$5,114 (+6.5%)
5 y/oHK$3,823 (+6.5%)
10 y/oHK$2,854 (+6.5%)
15 y/oHK$2,993 (+6.5%)
20 y/oHK$3,755 (+6.5%)
25 y/oHK$4,689 (+6.5%)
30 y/oHK$5,448 (+6.5%)
35 y/oHK$6,749 (+6.5%)
40 y/oHK$8,084 (+6.5%)
45 y/oHK$9,684 (+6.5%)
50 y/oHK$10,960 (+6.5%)
55 y/oHK$11,714 (+6.5%)
60 y/oHK$13,837 (+6.5%)
65 y/oHK$18,627 (+6.5%)
70 y/oHK$22,730 (+6.5%)
75 y/oHK$28,145 (+6.9%)
80 y/oHK$35,210 (+7.0%)
85 y/oHK$39,891 (+7.0%)
90 y/oHK$42,552 (+7.0%)
95 y/oHK$45,364 (+7.0%)
99 y/oHK$47,729 (+7.0%)
+6.0%
All-ages avg
0 y/oHK$5,421 (+6.0%)
5 y/oHK$4,052 (+6.0%)
10 y/oHK$3,025 (+6.0%)
15 y/oHK$3,173 (+6.0%)
20 y/oHK$3,980 (+6.0%)
25 y/oHK$4,970 (+6.0%)
30 y/oHK$5,775 (+6.0%)
35 y/oHK$7,154 (+6.0%)
40 y/oHK$8,569 (+6.0%)
45 y/oHK$10,265 (+6.0%)
50 y/oHK$11,618 (+6.0%)
55 y/oHK$12,417 (+6.0%)
60 y/oHK$14,667 (+6.0%)
65 y/oHK$19,745 (+6.0%)
70 y/oHK$24,094 (+6.0%)
75 y/oHK$29,834 (+6.0%)
80 y/oHK$37,323 (+6.0%)
85 y/oHK$42,284 (+6.0%)
90 y/oHK$45,105 (+6.0%)
95 y/oHK$48,086 (+6.0%)
99 y/oHK$50,593 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$5,638 (+4.0%)
5 y/oHK$4,214 (+4.0%)
10 y/oHK$3,146 (+4.0%)
15 y/oHK$3,300 (+4.0%)
20 y/oHK$4,139 (+4.0%)
25 y/oHK$5,169 (+4.0%)
30 y/oHK$6,006 (+4.0%)
35 y/oHK$7,440 (+4.0%)
40 y/oHK$8,912 (+4.0%)
45 y/oHK$10,676 (+4.0%)
50 y/oHK$12,083 (+4.0%)
55 y/oHK$12,914 (+4.0%)
60 y/oHK$15,254 (+4.0%)
65 y/oHK$20,535 (+4.0%)
70 y/oHK$25,058 (+4.0%)
75 y/oHK$31,027 (+4.0%)
80 y/oHK$38,816 (+4.0%)
85 y/oHK$43,975 (+4.0%)
90 y/oHK$46,909 (+4.0%)
95 y/oHK$50,009 (+4.0%)
99 y/oHK$52,617 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$6,145 (+9.0%)
5 y/oHK$4,593 (+9.0%)
10 y/oHK$3,335 (+6.0%)
15 y/oHK$3,498 (+6.0%)
20 y/oHK$4,387 (+6.0%)
25 y/oHK$5,479 (+6.0%)
30 y/oHK$6,366 (+6.0%)
35 y/oHK$7,886 (+6.0%)
40 y/oHK$9,447 (+6.0%)
45 y/oHK$11,317 (+6.0%)
50 y/oHK$12,868 (+6.5%)
55 y/oHK$14,076 (+9.0%)
60 y/oHK$16,627 (+9.0%)
65 y/oHK$22,383 (+9.0%)
70 y/oHK$27,313 (+9.0%)
75 y/oHK$33,819 (+9.0%)
80 y/oHK$42,309 (+9.0%)
85 y/oHK$47,933 (+9.0%)
90 y/oHK$51,131 (+9.0%)
95 y/oHK$54,510 (+9.0%)
99 y/oHK$57,353 (+9.0%)
0.0%
All-ages avg
0 y/oHK$6,145
5 y/oHK$4,593
10 y/oHK$3,335
15 y/oHK$3,498
20 y/oHK$4,387
25 y/oHK$5,479
30 y/oHK$6,366
35 y/oHK$7,886
40 y/oHK$9,447
45 y/oHK$11,317
50 y/oHK$12,868
55 y/oHK$14,076
60 y/oHK$16,627
65 y/oHK$22,383
70 y/oHK$27,313
75 y/oHK$33,819
80 y/oHK$42,309
85 y/oHK$47,933
90 y/oHK$51,131
95 y/oHK$54,510
99 y/oHK$57,353
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.55%
5 y/o+3.55%
10 y/o+3.14%
15 y/o+3.15%
20 y/o+3.14%
25 y/o+3.14%
30 y/o+3.14%
35 y/o+3.14%
40 y/o+3.15%
45 y/o+3.14%
50 y/o+3.21%
55 y/o+3.55%
60 y/o+3.55%
65 y/o+3.55%
70 y/o+3.55%
75 y/o+3.61%
80 y/o+3.62%
85 y/o+3.62%
90 y/o+3.62%
95 y/o+3.62%
99 y/o+3.62%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27