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Manulife First VHIS Flexi Plan - Ward with SMM Plus
宏利全護航自願醫保靈活計劃 - 普通房+特級高額醫療保障
Manulife (International) Limited · F00019-01-002 · 6 versions · Flexi plan · Avg. annual increase +3.33%
Male
| Age | F00019-01-002-01 2019-04-01 | F00019-01-002-02 2021-01-01 | F00019-01-002-03 2022-10-01 | F00019-01-002-03 2024-06-29 | F00019-01-002-04 2025-06-29 | F00019-01-002-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$5,160 | HK$5,471 (+6.0%) | HK$5,799 (+6.0%) | HK$6,031 (+4.0%) | HK$6,574 (+9.0%) | HK$6,574 | +3.49% |
| 5 | HK$3,760 | HK$3,985 (+6.0%) | HK$4,224 (+6.0%) | HK$4,393 (+4.0%) | HK$4,788 (+9.0%) | HK$4,788 | +3.48% |
| 10 | HK$2,834 | HK$3,004 (+6.0%) | HK$3,184 (+6.0%) | HK$3,311 (+4.0%) | HK$3,510 (+6.0%) | HK$3,510 | +3.07% |
| 15 | HK$2,667 | HK$2,826 (+6.0%) | HK$2,996 (+6.0%) | HK$3,116 (+4.0%) | HK$3,303 (+6.0%) | HK$3,303 | +3.07% |
| 20 | HK$3,510 | HK$3,721 (+6.0%) | HK$3,944 (+6.0%) | HK$4,102 (+4.0%) | HK$4,348 (+6.0%) | HK$4,348 | +3.08% |
| 25 | HK$4,228 | HK$4,482 (+6.0%) | HK$4,751 (+6.0%) | HK$4,941 (+4.0%) | HK$5,237 (+6.0%) | HK$5,237 | +3.08% |
| 30 | HK$4,560 | HK$4,834 (+6.0%) | HK$5,124 (+6.0%) | HK$5,329 (+4.0%) | HK$5,649 (+6.0%) | HK$5,649 | +3.08% |
| 35 | HK$5,171 | HK$5,481 (+6.0%) | HK$5,810 (+6.0%) | HK$6,042 (+4.0%) | HK$6,405 (+6.0%) | HK$6,405 | +3.08% |
| 40 | HK$5,996 | HK$6,356 (+6.0%) | HK$6,737 (+6.0%) | HK$7,006 (+4.0%) | HK$7,426 (+6.0%) | HK$7,426 | +3.07% |
| 45 | HK$7,220 | HK$7,653 (+6.0%) | HK$8,112 (+6.0%) | HK$8,436 (+4.0%) | HK$8,942 (+6.0%) | HK$8,942 | +3.07% |
| 50 | HK$9,203 | HK$9,755 (+6.0%) | HK$10,340 (+6.0%) | HK$10,754 (+4.0%) | HK$11,453 (+6.5%) | HK$11,453 | +3.14% |
| 55 | HK$11,896 | HK$12,669 (+6.5%) | HK$13,429 (+6.0%) | HK$13,966 (+4.0%) | HK$15,223 (+9.0%) | HK$15,223 | +3.55% |
| 60 | HK$14,879 | HK$15,771 (+6.0%) | HK$16,717 (+6.0%) | HK$17,386 (+4.0%) | HK$18,951 (+9.0%) | HK$18,951 | +3.48% |
| 65 | HK$20,347 | HK$21,568 (+6.0%) | HK$22,862 (+6.0%) | HK$23,776 (+4.0%) | HK$25,916 (+9.0%) | HK$25,916 | +3.48% |
| 70 | HK$25,192 | HK$26,704 (+6.0%) | HK$28,306 (+6.0%) | HK$29,438 (+4.0%) | HK$32,087 (+9.0%) | HK$32,087 | +3.48% |
| 75 | HK$30,517 | HK$32,475 (+6.4%) | HK$34,424 (+6.0%) | HK$35,801 (+4.0%) | HK$39,023 (+9.0%) | HK$39,023 | +3.54% |
| 80 | HK$37,201 | HK$39,619 (+6.5%) | HK$41,996 (+6.0%) | HK$43,676 (+4.0%) | HK$47,607 (+9.0%) | HK$47,607 | +3.55% |
| 85 | HK$41,553 | HK$44,254 (+6.5%) | HK$46,909 (+6.0%) | HK$48,785 (+4.0%) | HK$53,176 (+9.0%) | HK$53,176 | +3.55% |
| 90 | HK$44,329 | HK$47,210 (+6.5%) | HK$50,043 (+6.0%) | HK$52,045 (+4.0%) | HK$56,729 (+9.0%) | HK$56,729 | +3.55% |
| 95 | HK$47,259 | HK$50,331 (+6.5%) | HK$53,351 (+6.0%) | HK$55,485 (+4.0%) | HK$60,479 (+9.0%) | HK$60,479 | +3.55% |
| 99 | HK$49,727 | HK$52,958 (+6.5%) | HK$56,135 (+6.0%) | HK$58,380 (+4.0%) | HK$63,634 (+9.0%) | HK$63,634 | +3.55% |
| All ages average | — | +6.2% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$5,160
5 y/oHK$3,760
10 y/oHK$2,834
15 y/oHK$2,667
20 y/oHK$3,510
25 y/oHK$4,228
30 y/oHK$4,560
35 y/oHK$5,171
40 y/oHK$5,996
45 y/oHK$7,220
50 y/oHK$9,203
55 y/oHK$11,896
60 y/oHK$14,879
65 y/oHK$20,347
70 y/oHK$25,192
75 y/oHK$30,517
80 y/oHK$37,201
85 y/oHK$41,553
90 y/oHK$44,329
95 y/oHK$47,259
99 y/oHK$49,727
+6.2%
All-ages avg
0 y/oHK$5,471 (+6.0%)
5 y/oHK$3,985 (+6.0%)
10 y/oHK$3,004 (+6.0%)
15 y/oHK$2,826 (+6.0%)
20 y/oHK$3,721 (+6.0%)
25 y/oHK$4,482 (+6.0%)
30 y/oHK$4,834 (+6.0%)
35 y/oHK$5,481 (+6.0%)
40 y/oHK$6,356 (+6.0%)
45 y/oHK$7,653 (+6.0%)
50 y/oHK$9,755 (+6.0%)
55 y/oHK$12,669 (+6.5%)
60 y/oHK$15,771 (+6.0%)
65 y/oHK$21,568 (+6.0%)
70 y/oHK$26,704 (+6.0%)
75 y/oHK$32,475 (+6.4%)
80 y/oHK$39,619 (+6.5%)
85 y/oHK$44,254 (+6.5%)
90 y/oHK$47,210 (+6.5%)
95 y/oHK$50,331 (+6.5%)
99 y/oHK$52,958 (+6.5%)
+6.0%
All-ages avg
0 y/oHK$5,799 (+6.0%)
5 y/oHK$4,224 (+6.0%)
10 y/oHK$3,184 (+6.0%)
15 y/oHK$2,996 (+6.0%)
20 y/oHK$3,944 (+6.0%)
25 y/oHK$4,751 (+6.0%)
30 y/oHK$5,124 (+6.0%)
35 y/oHK$5,810 (+6.0%)
40 y/oHK$6,737 (+6.0%)
45 y/oHK$8,112 (+6.0%)
50 y/oHK$10,340 (+6.0%)
55 y/oHK$13,429 (+6.0%)
60 y/oHK$16,717 (+6.0%)
65 y/oHK$22,862 (+6.0%)
70 y/oHK$28,306 (+6.0%)
75 y/oHK$34,424 (+6.0%)
80 y/oHK$41,996 (+6.0%)
85 y/oHK$46,909 (+6.0%)
90 y/oHK$50,043 (+6.0%)
95 y/oHK$53,351 (+6.0%)
99 y/oHK$56,135 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$6,031 (+4.0%)
5 y/oHK$4,393 (+4.0%)
10 y/oHK$3,311 (+4.0%)
15 y/oHK$3,116 (+4.0%)
20 y/oHK$4,102 (+4.0%)
25 y/oHK$4,941 (+4.0%)
30 y/oHK$5,329 (+4.0%)
35 y/oHK$6,042 (+4.0%)
40 y/oHK$7,006 (+4.0%)
45 y/oHK$8,436 (+4.0%)
50 y/oHK$10,754 (+4.0%)
55 y/oHK$13,966 (+4.0%)
60 y/oHK$17,386 (+4.0%)
65 y/oHK$23,776 (+4.0%)
70 y/oHK$29,438 (+4.0%)
75 y/oHK$35,801 (+4.0%)
80 y/oHK$43,676 (+4.0%)
85 y/oHK$48,785 (+4.0%)
90 y/oHK$52,045 (+4.0%)
95 y/oHK$55,485 (+4.0%)
99 y/oHK$58,380 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$6,574 (+9.0%)
5 y/oHK$4,788 (+9.0%)
10 y/oHK$3,510 (+6.0%)
15 y/oHK$3,303 (+6.0%)
20 y/oHK$4,348 (+6.0%)
25 y/oHK$5,237 (+6.0%)
30 y/oHK$5,649 (+6.0%)
35 y/oHK$6,405 (+6.0%)
40 y/oHK$7,426 (+6.0%)
45 y/oHK$8,942 (+6.0%)
50 y/oHK$11,453 (+6.5%)
55 y/oHK$15,223 (+9.0%)
60 y/oHK$18,951 (+9.0%)
65 y/oHK$25,916 (+9.0%)
70 y/oHK$32,087 (+9.0%)
75 y/oHK$39,023 (+9.0%)
80 y/oHK$47,607 (+9.0%)
85 y/oHK$53,176 (+9.0%)
90 y/oHK$56,729 (+9.0%)
95 y/oHK$60,479 (+9.0%)
99 y/oHK$63,634 (+9.0%)
0.0%
All-ages avg
0 y/oHK$6,574
5 y/oHK$4,788
10 y/oHK$3,510
15 y/oHK$3,303
20 y/oHK$4,348
25 y/oHK$5,237
30 y/oHK$5,649
35 y/oHK$6,405
40 y/oHK$7,426
45 y/oHK$8,942
50 y/oHK$11,453
55 y/oHK$15,223
60 y/oHK$18,951
65 y/oHK$25,916
70 y/oHK$32,087
75 y/oHK$39,023
80 y/oHK$47,607
85 y/oHK$53,176
90 y/oHK$56,729
95 y/oHK$60,479
99 y/oHK$63,634
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.49%
5 y/o+3.48%
10 y/o+3.07%
15 y/o+3.07%
20 y/o+3.08%
25 y/o+3.08%
30 y/o+3.08%
35 y/o+3.08%
40 y/o+3.07%
45 y/o+3.07%
50 y/o+3.14%
55 y/o+3.55%
60 y/o+3.48%
65 y/o+3.48%
70 y/o+3.48%
75 y/o+3.54%
80 y/o+3.55%
85 y/o+3.55%
90 y/o+3.55%
95 y/o+3.55%
99 y/o+3.55%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | F00019-01-002-01 2019-04-01 | F00019-01-002-02 2021-01-01 | F00019-01-002-03 2022-10-01 | F00019-01-002-03 2024-06-29 | F00019-01-002-04 2025-06-29 | F00019-01-002-06 2025-12-05 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$4,732 | HK$5,016 (+6.0%) | HK$5,317 (+6.0%) | HK$5,530 (+4.0%) | HK$6,028 (+9.0%) | HK$6,028 | +3.49% |
| 5 | HK$3,537 | HK$3,749 (+6.0%) | HK$3,974 (+6.0%) | HK$4,133 (+4.0%) | HK$4,505 (+9.0%) | HK$4,505 | +3.48% |
| 10 | HK$2,640 | HK$2,799 (+6.0%) | HK$2,967 (+6.0%) | HK$3,086 (+4.0%) | HK$3,271 (+6.0%) | HK$3,271 | +3.08% |
| 15 | HK$2,768 | HK$2,935 (+6.0%) | HK$3,111 (+6.0%) | HK$3,235 (+4.0%) | HK$3,429 (+6.0%) | HK$3,429 | +3.08% |
| 20 | HK$3,475 | HK$3,683 (+6.0%) | HK$3,904 (+6.0%) | HK$4,060 (+4.0%) | HK$4,304 (+6.0%) | HK$4,304 | +3.08% |
| 25 | HK$4,338 | HK$4,599 (+6.0%) | HK$4,875 (+6.0%) | HK$5,070 (+4.0%) | HK$5,374 (+6.0%) | HK$5,374 | +3.08% |
| 30 | HK$5,040 | HK$5,343 (+6.0%) | HK$5,664 (+6.0%) | HK$5,891 (+4.0%) | HK$6,244 (+6.0%) | HK$6,244 | +3.08% |
| 35 | HK$6,244 | HK$6,619 (+6.0%) | HK$7,016 (+6.0%) | HK$7,297 (+4.0%) | HK$7,735 (+6.0%) | HK$7,735 | +3.08% |
| 40 | HK$7,479 | HK$7,928 (+6.0%) | HK$8,404 (+6.0%) | HK$8,740 (+4.0%) | HK$9,264 (+6.0%) | HK$9,264 | +3.08% |
| 45 | HK$8,960 | HK$9,497 (+6.0%) | HK$10,067 (+6.0%) | HK$10,470 (+4.0%) | HK$11,098 (+6.0%) | HK$11,098 | +3.08% |
| 50 | HK$10,141 | HK$10,749 (+6.0%) | HK$11,394 (+6.0%) | HK$11,850 (+4.0%) | HK$12,620 (+6.5%) | HK$12,620 | +3.14% |
| 55 | HK$10,838 | HK$11,488 (+6.0%) | HK$12,177 (+6.0%) | HK$12,664 (+4.0%) | HK$13,804 (+9.0%) | HK$13,804 | +3.48% |
| 60 | HK$12,802 | HK$13,570 (+6.0%) | HK$14,384 (+6.0%) | HK$14,959 (+4.0%) | HK$16,305 (+9.0%) | HK$16,305 | +3.48% |
| 65 | HK$17,234 | HK$18,268 (+6.0%) | HK$19,364 (+6.0%) | HK$20,139 (+4.0%) | HK$21,952 (+9.0%) | HK$21,952 | +3.48% |
| 70 | HK$21,029 | HK$22,291 (+6.0%) | HK$23,628 (+6.0%) | HK$24,573 (+4.0%) | HK$26,785 (+9.0%) | HK$26,785 | +3.48% |
| 75 | HK$25,938 | HK$27,602 (+6.4%) | HK$29,258 (+6.0%) | HK$30,428 (+4.0%) | HK$33,167 (+9.0%) | HK$33,167 | +3.54% |
| 80 | HK$32,424 | HK$34,531 (+6.5%) | HK$36,603 (+6.0%) | HK$38,067 (+4.0%) | HK$41,493 (+9.0%) | HK$41,493 | +3.55% |
| 85 | HK$36,733 | HK$39,121 (+6.5%) | HK$41,468 (+6.0%) | HK$43,127 (+4.0%) | HK$47,008 (+9.0%) | HK$47,008 | +3.55% |
| 90 | HK$39,185 | HK$41,731 (+6.5%) | HK$44,235 (+6.0%) | HK$46,004 (+4.0%) | HK$50,144 (+9.0%) | HK$50,144 | +3.55% |
| 95 | HK$41,774 | HK$44,489 (+6.5%) | HK$47,158 (+6.0%) | HK$49,044 (+4.0%) | HK$53,458 (+9.0%) | HK$53,458 | +3.55% |
| 99 | HK$43,952 | HK$46,808 (+6.5%) | HK$49,616 (+6.0%) | HK$51,601 (+4.0%) | HK$56,245 (+9.0%) | HK$56,245 | +3.55% |
| All ages average | — | +6.1% | +6.0% | +4.0% | +7.7% | 0.0% | — |
0 y/oHK$4,732
5 y/oHK$3,537
10 y/oHK$2,640
15 y/oHK$2,768
20 y/oHK$3,475
25 y/oHK$4,338
30 y/oHK$5,040
35 y/oHK$6,244
40 y/oHK$7,479
45 y/oHK$8,960
50 y/oHK$10,141
55 y/oHK$10,838
60 y/oHK$12,802
65 y/oHK$17,234
70 y/oHK$21,029
75 y/oHK$25,938
80 y/oHK$32,424
85 y/oHK$36,733
90 y/oHK$39,185
95 y/oHK$41,774
99 y/oHK$43,952
+6.1%
All-ages avg
0 y/oHK$5,016 (+6.0%)
5 y/oHK$3,749 (+6.0%)
10 y/oHK$2,799 (+6.0%)
15 y/oHK$2,935 (+6.0%)
20 y/oHK$3,683 (+6.0%)
25 y/oHK$4,599 (+6.0%)
30 y/oHK$5,343 (+6.0%)
35 y/oHK$6,619 (+6.0%)
40 y/oHK$7,928 (+6.0%)
45 y/oHK$9,497 (+6.0%)
50 y/oHK$10,749 (+6.0%)
55 y/oHK$11,488 (+6.0%)
60 y/oHK$13,570 (+6.0%)
65 y/oHK$18,268 (+6.0%)
70 y/oHK$22,291 (+6.0%)
75 y/oHK$27,602 (+6.4%)
80 y/oHK$34,531 (+6.5%)
85 y/oHK$39,121 (+6.5%)
90 y/oHK$41,731 (+6.5%)
95 y/oHK$44,489 (+6.5%)
99 y/oHK$46,808 (+6.5%)
+6.0%
All-ages avg
0 y/oHK$5,317 (+6.0%)
5 y/oHK$3,974 (+6.0%)
10 y/oHK$2,967 (+6.0%)
15 y/oHK$3,111 (+6.0%)
20 y/oHK$3,904 (+6.0%)
25 y/oHK$4,875 (+6.0%)
30 y/oHK$5,664 (+6.0%)
35 y/oHK$7,016 (+6.0%)
40 y/oHK$8,404 (+6.0%)
45 y/oHK$10,067 (+6.0%)
50 y/oHK$11,394 (+6.0%)
55 y/oHK$12,177 (+6.0%)
60 y/oHK$14,384 (+6.0%)
65 y/oHK$19,364 (+6.0%)
70 y/oHK$23,628 (+6.0%)
75 y/oHK$29,258 (+6.0%)
80 y/oHK$36,603 (+6.0%)
85 y/oHK$41,468 (+6.0%)
90 y/oHK$44,235 (+6.0%)
95 y/oHK$47,158 (+6.0%)
99 y/oHK$49,616 (+6.0%)
+4.0%
All-ages avg
0 y/oHK$5,530 (+4.0%)
5 y/oHK$4,133 (+4.0%)
10 y/oHK$3,086 (+4.0%)
15 y/oHK$3,235 (+4.0%)
20 y/oHK$4,060 (+4.0%)
25 y/oHK$5,070 (+4.0%)
30 y/oHK$5,891 (+4.0%)
35 y/oHK$7,297 (+4.0%)
40 y/oHK$8,740 (+4.0%)
45 y/oHK$10,470 (+4.0%)
50 y/oHK$11,850 (+4.0%)
55 y/oHK$12,664 (+4.0%)
60 y/oHK$14,959 (+4.0%)
65 y/oHK$20,139 (+4.0%)
70 y/oHK$24,573 (+4.0%)
75 y/oHK$30,428 (+4.0%)
80 y/oHK$38,067 (+4.0%)
85 y/oHK$43,127 (+4.0%)
90 y/oHK$46,004 (+4.0%)
95 y/oHK$49,044 (+4.0%)
99 y/oHK$51,601 (+4.0%)
+7.7%
All-ages avg
0 y/oHK$6,028 (+9.0%)
5 y/oHK$4,505 (+9.0%)
10 y/oHK$3,271 (+6.0%)
15 y/oHK$3,429 (+6.0%)
20 y/oHK$4,304 (+6.0%)
25 y/oHK$5,374 (+6.0%)
30 y/oHK$6,244 (+6.0%)
35 y/oHK$7,735 (+6.0%)
40 y/oHK$9,264 (+6.0%)
45 y/oHK$11,098 (+6.0%)
50 y/oHK$12,620 (+6.5%)
55 y/oHK$13,804 (+9.0%)
60 y/oHK$16,305 (+9.0%)
65 y/oHK$21,952 (+9.0%)
70 y/oHK$26,785 (+9.0%)
75 y/oHK$33,167 (+9.0%)
80 y/oHK$41,493 (+9.0%)
85 y/oHK$47,008 (+9.0%)
90 y/oHK$50,144 (+9.0%)
95 y/oHK$53,458 (+9.0%)
99 y/oHK$56,245 (+9.0%)
0.0%
All-ages avg
0 y/oHK$6,028
5 y/oHK$4,505
10 y/oHK$3,271
15 y/oHK$3,429
20 y/oHK$4,304
25 y/oHK$5,374
30 y/oHK$6,244
35 y/oHK$7,735
40 y/oHK$9,264
45 y/oHK$11,098
50 y/oHK$12,620
55 y/oHK$13,804
60 y/oHK$16,305
65 y/oHK$21,952
70 y/oHK$26,785
75 y/oHK$33,167
80 y/oHK$41,493
85 y/oHK$47,008
90 y/oHK$50,144
95 y/oHK$53,458
99 y/oHK$56,245
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+3.49%
5 y/o+3.48%
10 y/o+3.08%
15 y/o+3.08%
20 y/o+3.08%
25 y/o+3.08%
30 y/o+3.08%
35 y/o+3.08%
40 y/o+3.08%
45 y/o+3.08%
50 y/o+3.14%
55 y/o+3.48%
60 y/o+3.48%
65 y/o+3.48%
70 y/o+3.48%
75 y/o+3.54%
80 y/o+3.55%
85 y/o+3.55%
90 y/o+3.55%
95 y/o+3.55%
99 y/o+3.55%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27