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Liberty Insurance Standard VHIS Plan
利寶國際自願醫保標準計劃
Liberty International Insurance Limited · S00017-01-000 · 4 versions · Standard plan · Avg. annual increase -8.59%
| Age | S00017-01-000-01 2019-04-01 | S00017-01-000-01 2020-06-15 | S00017-01-000-02 2021-04-01 | S00017-01-000-02 2021-07-01 | Avg. annual increase |
|---|---|---|---|---|---|
| 0 | HK$2,641 | HK$2,665 (+0.9%) | HK$2,665 | HK$2,825 (+6.0%) | +0.95% |
| 5 | HK$2,641 | HK$1,508 (-42.9%) | HK$1,508 | HK$1,598 (+6.0%) | -6.82% |
| 10 | HK$2,626 | HK$1,362 (-48.1%) | HK$1,362 | HK$1,444 (+6.0%) | -8.07% |
| 15 | HK$2,632 | HK$1,380 (-47.6%) | HK$1,380 | HK$1,463 (+6.0%) | -7.93% |
| 20 | HK$2,625 | HK$1,574 (-40.0%) | HK$1,574 | HK$1,668 (+6.0%) | -6.18% |
| 25 | HK$3,006 | HK$1,739 (-42.1%) | HK$1,739 | HK$1,843 (+6.0%) | -6.65% |
| 30 | HK$3,190 | HK$1,953 (-38.8%) | HK$1,953 | HK$2,070 (+6.0%) | -5.90% |
| 35 | HK$4,140 | HK$2,203 (-46.8%) | HK$2,203 | HK$2,335 (+6.0%) | -7.74% |
| 40 | HK$4,725 | HK$2,610 (-44.8%) | HK$2,610 | HK$2,767 (+6.0%) | -7.25% |
| 45 | HK$6,241 | HK$3,306 (-47.0%) | HK$3,306 | HK$3,504 (+6.0%) | -7.80% |
| 50 | HK$6,865 | HK$4,048 (-41.0%) | HK$4,048 | HK$4,291 (+6.0%) | -6.40% |
| 55 | HK$9,436 | HK$5,311 (-43.7%) | HK$5,311 | HK$5,630 (+6.0%) | -7.01% |
| 60 | HK$14,125 | HK$6,869 (-51.4%) | HK$6,869 | HK$7,281 (+6.0%) | -8.90% |
| 65 | HK$21,028 | HK$9,039 (-57.0%) | HK$9,039 | HK$9,581 (+6.0%) | -10.47% |
| 70 | HK$23,731 | HK$11,428 (-51.8%) | HK$11,428 | HK$12,114 (+6.0%) | -9.02% |
| 75 | HK$29,727 | HK$14,223 (-52.2%) | HK$14,223 | HK$15,076 (+6.0%) | -9.11% |
| 80 | HK$36,166 | HK$16,451 (-54.5%) | HK$16,451 | HK$17,438 (+6.0%) | -9.75% |
| 85 | HK$60,389 | HK$18,490 (-69.4%) | HK$18,490 | HK$19,599 (+6.0%) | -14.64% |
| 90 | HK$70,001 | HK$19,743 (-71.8%) | HK$19,743 | HK$20,928 (+6.0%) | -15.62% |
| 95 | HK$81,155 | HK$20,964 (-74.2%) | HK$20,964 | HK$22,222 (+6.0%) | -16.65% |
| 99 | HK$88,791 | HK$22,188 (-75.0%) | HK$22,188 | HK$23,519 (+6.0%) | -17.04% |
| All ages average | — | -49.5% | 0.0% | +6.0% | — |
0 y/oHK$2,641
5 y/oHK$2,641
10 y/oHK$2,626
15 y/oHK$2,632
20 y/oHK$2,625
25 y/oHK$3,006
30 y/oHK$3,190
35 y/oHK$4,140
40 y/oHK$4,725
45 y/oHK$6,241
50 y/oHK$6,865
55 y/oHK$9,436
60 y/oHK$14,125
65 y/oHK$21,028
70 y/oHK$23,731
75 y/oHK$29,727
80 y/oHK$36,166
85 y/oHK$60,389
90 y/oHK$70,001
95 y/oHK$81,155
99 y/oHK$88,791
-49.5%
All-ages avg
0 y/oHK$2,665 (+0.9%)
5 y/oHK$1,508 (-42.9%)
10 y/oHK$1,362 (-48.1%)
15 y/oHK$1,380 (-47.6%)
20 y/oHK$1,574 (-40.0%)
25 y/oHK$1,739 (-42.1%)
30 y/oHK$1,953 (-38.8%)
35 y/oHK$2,203 (-46.8%)
40 y/oHK$2,610 (-44.8%)
45 y/oHK$3,306 (-47.0%)
50 y/oHK$4,048 (-41.0%)
55 y/oHK$5,311 (-43.7%)
60 y/oHK$6,869 (-51.4%)
65 y/oHK$9,039 (-57.0%)
70 y/oHK$11,428 (-51.8%)
75 y/oHK$14,223 (-52.2%)
80 y/oHK$16,451 (-54.5%)
85 y/oHK$18,490 (-69.4%)
90 y/oHK$19,743 (-71.8%)
95 y/oHK$20,964 (-74.2%)
99 y/oHK$22,188 (-75.0%)
0.0%
All-ages avg
0 y/oHK$2,665
5 y/oHK$1,508
10 y/oHK$1,362
15 y/oHK$1,380
20 y/oHK$1,574
25 y/oHK$1,739
30 y/oHK$1,953
35 y/oHK$2,203
40 y/oHK$2,610
45 y/oHK$3,306
50 y/oHK$4,048
55 y/oHK$5,311
60 y/oHK$6,869
65 y/oHK$9,039
70 y/oHK$11,428
75 y/oHK$14,223
80 y/oHK$16,451
85 y/oHK$18,490
90 y/oHK$19,743
95 y/oHK$20,964
99 y/oHK$22,188
+6.0%
All-ages avg
0 y/oHK$2,825 (+6.0%)
5 y/oHK$1,598 (+6.0%)
10 y/oHK$1,444 (+6.0%)
15 y/oHK$1,463 (+6.0%)
20 y/oHK$1,668 (+6.0%)
25 y/oHK$1,843 (+6.0%)
30 y/oHK$2,070 (+6.0%)
35 y/oHK$2,335 (+6.0%)
40 y/oHK$2,767 (+6.0%)
45 y/oHK$3,504 (+6.0%)
50 y/oHK$4,291 (+6.0%)
55 y/oHK$5,630 (+6.0%)
60 y/oHK$7,281 (+6.0%)
65 y/oHK$9,581 (+6.0%)
70 y/oHK$12,114 (+6.0%)
75 y/oHK$15,076 (+6.0%)
80 y/oHK$17,438 (+6.0%)
85 y/oHK$19,599 (+6.0%)
90 y/oHK$20,928 (+6.0%)
95 y/oHK$22,222 (+6.0%)
99 y/oHK$23,519 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+0.95%
5 y/o-6.82%
10 y/o-8.07%
15 y/o-7.93%
20 y/o-6.18%
25 y/o-6.65%
30 y/o-5.90%
35 y/o-7.74%
40 y/o-7.25%
45 y/o-7.80%
50 y/o-6.40%
55 y/o-7.01%
60 y/o-8.90%
65 y/o-10.47%
70 y/o-9.02%
75 y/o-9.11%
80 y/o-9.75%
85 y/o-14.64%
90 y/o-15.62%
95 y/o-16.65%
99 y/o-17.04%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.