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Liberty Insurance VHIS Series - Flexi Plan (Plus) - Flexi Plan (Plus with SMM)
利寶國際自願醫保系列 – 靈活計劃(升級) - 靈活計劃（升級+附加醫療保障）
Liberty International Insurance Limited · F00048-01-001 · 3 versions · Flexi plan · Avg. annual increase +1.00%
| Age | F00048-01-001-01 2020-06-15 | F00048-01-001-02 2021-04-01 | F00048-01-001-02 2021-07-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$6,678 | HK$6,678 | HK$7,079 (+6.0%) | +1.00% |
| 5 | HK$6,678 | HK$6,678 | HK$7,079 (+6.0%) | +1.00% |
| 10 | HK$6,678 | HK$6,678 | HK$7,079 (+6.0%) | +1.00% |
| 15 | HK$6,678 | HK$6,678 | HK$7,079 (+6.0%) | +1.00% |
| 20 | HK$4,723 | HK$4,723 | HK$5,006 (+6.0%) | +1.00% |
| 25 | HK$5,475 | HK$5,475 | HK$5,804 (+6.0%) | +1.00% |
| 30 | HK$6,360 | HK$6,360 | HK$6,742 (+6.0%) | +1.00% |
| 35 | HK$7,182 | HK$7,182 | HK$7,613 (+6.0%) | +1.00% |
| 40 | HK$8,325 | HK$8,325 | HK$8,825 (+6.0%) | +1.00% |
| 45 | HK$9,888 | HK$9,888 | HK$10,481 (+6.0%) | +1.00% |
| 50 | HK$12,030 | HK$12,030 | HK$12,752 (+6.0%) | +1.00% |
| 55 | HK$14,637 | HK$14,637 | HK$15,515 (+6.0%) | +1.00% |
| 60 | HK$18,240 | HK$18,240 | HK$19,334 (+6.0%) | +1.00% |
| 65 | HK$23,279 | HK$23,279 | HK$24,676 (+6.0%) | +1.00% |
| 70 | HK$30,425 | HK$30,425 | HK$32,251 (+6.0%) | +1.00% |
| 75 | HK$36,574 | HK$36,574 | HK$38,768 (+6.0%) | +1.00% |
| 80 | HK$43,966 | HK$43,966 | HK$46,604 (+6.0%) | +1.00% |
| 85 | HK$52,851 | HK$52,851 | HK$56,022 (+6.0%) | +1.00% |
| 90 | HK$63,532 | HK$63,532 | HK$67,344 (+6.0%) | +1.00% |
| 95 | HK$76,372 | HK$76,372 | HK$80,954 (+6.0%) | +1.00% |
| 99 | HK$88,489 | HK$88,489 | HK$93,798 (+6.0%) | +1.00% |
| All ages average | — | 0.0% | +6.0% | — |
0 y/oHK$6,678
5 y/oHK$6,678
10 y/oHK$6,678
15 y/oHK$6,678
20 y/oHK$4,723
25 y/oHK$5,475
30 y/oHK$6,360
35 y/oHK$7,182
40 y/oHK$8,325
45 y/oHK$9,888
50 y/oHK$12,030
55 y/oHK$14,637
60 y/oHK$18,240
65 y/oHK$23,279
70 y/oHK$30,425
75 y/oHK$36,574
80 y/oHK$43,966
85 y/oHK$52,851
90 y/oHK$63,532
95 y/oHK$76,372
99 y/oHK$88,489
0.0%
All-ages avg
0 y/oHK$6,678
5 y/oHK$6,678
10 y/oHK$6,678
15 y/oHK$6,678
20 y/oHK$4,723
25 y/oHK$5,475
30 y/oHK$6,360
35 y/oHK$7,182
40 y/oHK$8,325
45 y/oHK$9,888
50 y/oHK$12,030
55 y/oHK$14,637
60 y/oHK$18,240
65 y/oHK$23,279
70 y/oHK$30,425
75 y/oHK$36,574
80 y/oHK$43,966
85 y/oHK$52,851
90 y/oHK$63,532
95 y/oHK$76,372
99 y/oHK$88,489
+6.0%
All-ages avg
0 y/oHK$7,079 (+6.0%)
5 y/oHK$7,079 (+6.0%)
10 y/oHK$7,079 (+6.0%)
15 y/oHK$7,079 (+6.0%)
20 y/oHK$5,006 (+6.0%)
25 y/oHK$5,804 (+6.0%)
30 y/oHK$6,742 (+6.0%)
35 y/oHK$7,613 (+6.0%)
40 y/oHK$8,825 (+6.0%)
45 y/oHK$10,481 (+6.0%)
50 y/oHK$12,752 (+6.0%)
55 y/oHK$15,515 (+6.0%)
60 y/oHK$19,334 (+6.0%)
65 y/oHK$24,676 (+6.0%)
70 y/oHK$32,251 (+6.0%)
75 y/oHK$38,768 (+6.0%)
80 y/oHK$46,604 (+6.0%)
85 y/oHK$56,022 (+6.0%)
90 y/oHK$67,344 (+6.0%)
95 y/oHK$80,954 (+6.0%)
99 y/oHK$93,798 (+6.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+1.00%
5 y/o+1.00%
10 y/o+1.00%
15 y/o+1.00%
20 y/o+1.00%
25 y/o+1.00%
30 y/o+1.00%
35 y/o+1.00%
40 y/o+1.00%
45 y/o+1.00%
50 y/o+1.00%
55 y/o+1.00%
60 y/o+1.00%
65 y/o+1.00%
70 y/o+1.00%
75 y/o+1.00%
80 y/o+1.00%
85 y/o+1.00%
90 y/o+1.00%
95 y/o+1.00%
99 y/o+1.00%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27