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Liberty Insurance VHIS Series - Flexi Plan (Plus) - Flexi Plan (Plus)
利寶國際自願醫保系列 – 靈活計劃(升級) - 靈活計劃（升級）
Liberty International Insurance Limited · F00048-01-000 · 3 versions · Flexi plan · Avg. annual increase +0.99%
| Age | F00048-01-000-01 2020-06-15 | F00048-01-000-02 2021-04-01 | F00048-01-000-02 2021-07-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$5,565 | HK$5,565 | HK$5,899 (+6.0%) | +0.99% |
| 5 | HK$5,565 | HK$5,565 | HK$5,899 (+6.0%) | +0.99% |
| 10 | HK$5,565 | HK$5,565 | HK$5,899 (+6.0%) | +0.99% |
| 15 | HK$5,565 | HK$5,565 | HK$5,899 (+6.0%) | +0.99% |
| 20 | HK$3,936 | HK$3,936 | HK$4,172 (+6.0%) | +0.99% |
| 25 | HK$4,563 | HK$4,563 | HK$4,837 (+6.0%) | +0.99% |
| 30 | HK$5,300 | HK$5,300 | HK$5,618 (+6.0%) | +0.99% |
| 35 | HK$5,985 | HK$5,985 | HK$6,344 (+6.0%) | +0.99% |
| 40 | HK$6,938 | HK$6,938 | HK$7,354 (+6.0%) | +0.99% |
| 45 | HK$8,240 | HK$8,240 | HK$8,734 (+6.0%) | +0.99% |
| 50 | HK$10,025 | HK$10,025 | HK$10,627 (+6.0%) | +0.99% |
| 55 | HK$12,197 | HK$12,197 | HK$12,929 (+6.0%) | +0.99% |
| 60 | HK$15,200 | HK$15,200 | HK$16,112 (+6.0%) | +0.99% |
| 65 | HK$19,399 | HK$19,399 | HK$20,563 (+6.0%) | +0.99% |
| 70 | HK$25,354 | HK$25,354 | HK$26,875 (+6.0%) | +0.99% |
| 75 | HK$30,478 | HK$30,478 | HK$32,307 (+6.0%) | +0.99% |
| 80 | HK$36,638 | HK$36,638 | HK$38,836 (+6.0%) | +0.99% |
| 85 | HK$44,043 | HK$44,043 | HK$46,686 (+6.0%) | +0.99% |
| 90 | HK$52,944 | HK$52,944 | HK$56,121 (+6.0%) | +0.99% |
| 95 | HK$63,644 | HK$63,644 | HK$67,463 (+6.0%) | +0.99% |
| 99 | HK$73,741 | HK$73,741 | HK$78,165 (+6.0%) | +0.99% |
| All ages average | — | 0.0% | +6.0% | — |
0 y/oHK$5,565
5 y/oHK$5,565
10 y/oHK$5,565
15 y/oHK$5,565
20 y/oHK$3,936
25 y/oHK$4,563
30 y/oHK$5,300
35 y/oHK$5,985
40 y/oHK$6,938
45 y/oHK$8,240
50 y/oHK$10,025
55 y/oHK$12,197
60 y/oHK$15,200
65 y/oHK$19,399
70 y/oHK$25,354
75 y/oHK$30,478
80 y/oHK$36,638
85 y/oHK$44,043
90 y/oHK$52,944
95 y/oHK$63,644
99 y/oHK$73,741
0.0%
All-ages avg
0 y/oHK$5,565
5 y/oHK$5,565
10 y/oHK$5,565
15 y/oHK$5,565
20 y/oHK$3,936
25 y/oHK$4,563
30 y/oHK$5,300
35 y/oHK$5,985
40 y/oHK$6,938
45 y/oHK$8,240
50 y/oHK$10,025
55 y/oHK$12,197
60 y/oHK$15,200
65 y/oHK$19,399
70 y/oHK$25,354
75 y/oHK$30,478
80 y/oHK$36,638
85 y/oHK$44,043
90 y/oHK$52,944
95 y/oHK$63,644
99 y/oHK$73,741
+6.0%
All-ages avg
0 y/oHK$5,899 (+6.0%)
5 y/oHK$5,899 (+6.0%)
10 y/oHK$5,899 (+6.0%)
15 y/oHK$5,899 (+6.0%)
20 y/oHK$4,172 (+6.0%)
25 y/oHK$4,837 (+6.0%)
30 y/oHK$5,618 (+6.0%)
35 y/oHK$6,344 (+6.0%)
40 y/oHK$7,354 (+6.0%)
45 y/oHK$8,734 (+6.0%)
50 y/oHK$10,627 (+6.0%)
55 y/oHK$12,929 (+6.0%)
60 y/oHK$16,112 (+6.0%)
65 y/oHK$20,563 (+6.0%)
70 y/oHK$26,875 (+6.0%)
75 y/oHK$32,307 (+6.0%)
80 y/oHK$38,836 (+6.0%)
85 y/oHK$46,686 (+6.0%)
90 y/oHK$56,121 (+6.0%)
95 y/oHK$67,463 (+6.0%)
99 y/oHK$78,165 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+0.99%
5 y/o+0.99%
10 y/o+0.99%
15 y/o+0.99%
20 y/o+0.99%
25 y/o+0.99%
30 y/o+0.99%
35 y/o+0.99%
40 y/o+0.99%
45 y/o+0.99%
50 y/o+0.99%
55 y/o+0.99%
60 y/o+0.99%
65 y/o+0.99%
70 y/o+0.99%
75 y/o+0.99%
80 y/o+0.99%
85 y/o+0.99%
90 y/o+0.99%
95 y/o+0.99%
99 y/o+0.99%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.