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Liberty Insurance VHIS Series - Flexi Plan (Classic) - Flexi Plan (Classic with SMM)
利寶國際自願醫保系列 – 靈活計劃(基本) - 靈活計劃（基本+附加醫療保障）
Liberty International Insurance Limited · F00047-01-001 · 3 versions · Flexi plan · Avg. annual increase +0.99%
| Age | F00047-01-001-01 2020-06-15 | F00047-01-001-02 2021-04-01 | F00047-01-001-02 2021-07-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$4,410 | HK$4,410 | HK$4,675 (+6.0%) | +0.99% |
| 5 | HK$4,410 | HK$4,410 | HK$4,675 (+6.0%) | +0.99% |
| 10 | HK$4,410 | HK$4,410 | HK$4,675 (+6.0%) | +0.99% |
| 15 | HK$4,410 | HK$4,410 | HK$4,675 (+6.0%) | +0.99% |
| 20 | HK$3,119 | HK$3,119 | HK$3,306 (+6.0%) | +0.99% |
| 25 | HK$3,616 | HK$3,616 | HK$3,833 (+6.0%) | +0.99% |
| 30 | HK$4,200 | HK$4,200 | HK$4,452 (+6.0%) | +0.99% |
| 35 | HK$4,743 | HK$4,743 | HK$5,028 (+6.0%) | +0.99% |
| 40 | HK$5,498 | HK$5,498 | HK$5,828 (+6.0%) | +0.99% |
| 45 | HK$6,530 | HK$6,530 | HK$6,922 (+6.0%) | +0.99% |
| 50 | HK$7,945 | HK$7,945 | HK$8,422 (+6.0%) | +0.99% |
| 55 | HK$9,666 | HK$9,666 | HK$10,246 (+6.0%) | +0.99% |
| 60 | HK$12,045 | HK$12,045 | HK$12,768 (+6.0%) | +0.99% |
| 65 | HK$15,373 | HK$15,373 | HK$16,295 (+6.0%) | +0.99% |
| 70 | HK$20,092 | HK$20,092 | HK$21,298 (+6.0%) | +0.99% |
| 75 | HK$24,153 | HK$24,153 | HK$25,602 (+6.0%) | +0.99% |
| 80 | HK$29,034 | HK$29,034 | HK$30,776 (+6.0%) | +0.99% |
| 85 | HK$34,902 | HK$34,902 | HK$36,996 (+6.0%) | +0.99% |
| 90 | HK$41,955 | HK$41,955 | HK$44,472 (+6.0%) | +0.99% |
| 95 | HK$50,434 | HK$50,434 | HK$53,460 (+6.0%) | +0.99% |
| 99 | HK$58,436 | HK$58,436 | HK$61,942 (+6.0%) | +0.99% |
| All ages average | — | 0.0% | +6.0% | — |
0 y/oHK$4,410
5 y/oHK$4,410
10 y/oHK$4,410
15 y/oHK$4,410
20 y/oHK$3,119
25 y/oHK$3,616
30 y/oHK$4,200
35 y/oHK$4,743
40 y/oHK$5,498
45 y/oHK$6,530
50 y/oHK$7,945
55 y/oHK$9,666
60 y/oHK$12,045
65 y/oHK$15,373
70 y/oHK$20,092
75 y/oHK$24,153
80 y/oHK$29,034
85 y/oHK$34,902
90 y/oHK$41,955
95 y/oHK$50,434
99 y/oHK$58,436
0.0%
All-ages avg
0 y/oHK$4,410
5 y/oHK$4,410
10 y/oHK$4,410
15 y/oHK$4,410
20 y/oHK$3,119
25 y/oHK$3,616
30 y/oHK$4,200
35 y/oHK$4,743
40 y/oHK$5,498
45 y/oHK$6,530
50 y/oHK$7,945
55 y/oHK$9,666
60 y/oHK$12,045
65 y/oHK$15,373
70 y/oHK$20,092
75 y/oHK$24,153
80 y/oHK$29,034
85 y/oHK$34,902
90 y/oHK$41,955
95 y/oHK$50,434
99 y/oHK$58,436
+6.0%
All-ages avg
0 y/oHK$4,675 (+6.0%)
5 y/oHK$4,675 (+6.0%)
10 y/oHK$4,675 (+6.0%)
15 y/oHK$4,675 (+6.0%)
20 y/oHK$3,306 (+6.0%)
25 y/oHK$3,833 (+6.0%)
30 y/oHK$4,452 (+6.0%)
35 y/oHK$5,028 (+6.0%)
40 y/oHK$5,828 (+6.0%)
45 y/oHK$6,922 (+6.0%)
50 y/oHK$8,422 (+6.0%)
55 y/oHK$10,246 (+6.0%)
60 y/oHK$12,768 (+6.0%)
65 y/oHK$16,295 (+6.0%)
70 y/oHK$21,298 (+6.0%)
75 y/oHK$25,602 (+6.0%)
80 y/oHK$30,776 (+6.0%)
85 y/oHK$36,996 (+6.0%)
90 y/oHK$44,472 (+6.0%)
95 y/oHK$53,460 (+6.0%)
99 y/oHK$61,942 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+0.99%
5 y/o+0.99%
10 y/o+0.99%
15 y/o+0.99%
20 y/o+0.99%
25 y/o+0.99%
30 y/o+0.99%
35 y/o+0.99%
40 y/o+0.99%
45 y/o+0.99%
50 y/o+0.99%
55 y/o+0.99%
60 y/o+0.99%
65 y/o+0.99%
70 y/o+0.99%
75 y/o+0.99%
80 y/o+0.99%
85 y/o+0.99%
90 y/o+0.99%
95 y/o+0.99%
99 y/o+0.99%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.