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Liberty Insurance VHIS Series - Flexi Plan (Classic) - Flexi Plan (Classic)
利寶國際自願醫保系列 – 靈活計劃(基本) - 靈活計劃（基本）
Liberty International Insurance Limited · F00047-01-000 · 3 versions · Flexi plan · Avg. annual increase +0.99%
| Age | F00047-01-000-01 2020-06-15 | F00047-01-000-02 2021-04-01 | F00047-01-000-02 2021-07-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$3,675 | HK$3,675 | HK$3,896 (+6.0%) | +0.99% |
| 5 | HK$3,675 | HK$3,675 | HK$3,896 (+6.0%) | +0.99% |
| 10 | HK$3,675 | HK$3,675 | HK$3,896 (+6.0%) | +0.99% |
| 15 | HK$3,675 | HK$3,675 | HK$3,896 (+6.0%) | +0.99% |
| 20 | HK$2,599 | HK$2,599 | HK$2,755 (+6.0%) | +0.99% |
| 25 | HK$3,013 | HK$3,013 | HK$3,194 (+6.0%) | +0.99% |
| 30 | HK$3,500 | HK$3,500 | HK$3,710 (+6.0%) | +0.99% |
| 35 | HK$3,952 | HK$3,952 | HK$4,189 (+6.0%) | +0.99% |
| 40 | HK$4,582 | HK$4,582 | HK$4,857 (+6.0%) | +0.99% |
| 45 | HK$5,442 | HK$5,442 | HK$5,769 (+6.0%) | +0.99% |
| 50 | HK$6,620 | HK$6,620 | HK$7,017 (+6.0%) | +0.99% |
| 55 | HK$8,055 | HK$8,055 | HK$8,538 (+6.0%) | +0.99% |
| 60 | HK$10,038 | HK$10,038 | HK$10,640 (+6.0%) | +0.99% |
| 65 | HK$12,811 | HK$12,811 | HK$13,580 (+6.0%) | +0.99% |
| 70 | HK$16,743 | HK$16,743 | HK$17,748 (+6.0%) | +0.99% |
| 75 | HK$20,127 | HK$20,127 | HK$21,335 (+6.0%) | +0.99% |
| 80 | HK$24,195 | HK$24,195 | HK$25,647 (+6.0%) | +0.99% |
| 85 | HK$29,085 | HK$29,085 | HK$30,830 (+6.0%) | +0.99% |
| 90 | HK$34,963 | HK$34,963 | HK$37,061 (+6.0%) | +0.99% |
| 95 | HK$42,029 | HK$42,029 | HK$44,551 (+6.0%) | +0.99% |
| 99 | HK$48,697 | HK$48,697 | HK$51,619 (+6.0%) | +0.99% |
| All ages average | — | 0.0% | +6.0% | — |
0 y/oHK$3,675
5 y/oHK$3,675
10 y/oHK$3,675
15 y/oHK$3,675
20 y/oHK$2,599
25 y/oHK$3,013
30 y/oHK$3,500
35 y/oHK$3,952
40 y/oHK$4,582
45 y/oHK$5,442
50 y/oHK$6,620
55 y/oHK$8,055
60 y/oHK$10,038
65 y/oHK$12,811
70 y/oHK$16,743
75 y/oHK$20,127
80 y/oHK$24,195
85 y/oHK$29,085
90 y/oHK$34,963
95 y/oHK$42,029
99 y/oHK$48,697
0.0%
All-ages avg
0 y/oHK$3,675
5 y/oHK$3,675
10 y/oHK$3,675
15 y/oHK$3,675
20 y/oHK$2,599
25 y/oHK$3,013
30 y/oHK$3,500
35 y/oHK$3,952
40 y/oHK$4,582
45 y/oHK$5,442
50 y/oHK$6,620
55 y/oHK$8,055
60 y/oHK$10,038
65 y/oHK$12,811
70 y/oHK$16,743
75 y/oHK$20,127
80 y/oHK$24,195
85 y/oHK$29,085
90 y/oHK$34,963
95 y/oHK$42,029
99 y/oHK$48,697
+6.0%
All-ages avg
0 y/oHK$3,896 (+6.0%)
5 y/oHK$3,896 (+6.0%)
10 y/oHK$3,896 (+6.0%)
15 y/oHK$3,896 (+6.0%)
20 y/oHK$2,755 (+6.0%)
25 y/oHK$3,194 (+6.0%)
30 y/oHK$3,710 (+6.0%)
35 y/oHK$4,189 (+6.0%)
40 y/oHK$4,857 (+6.0%)
45 y/oHK$5,769 (+6.0%)
50 y/oHK$7,017 (+6.0%)
55 y/oHK$8,538 (+6.0%)
60 y/oHK$10,640 (+6.0%)
65 y/oHK$13,580 (+6.0%)
70 y/oHK$17,748 (+6.0%)
75 y/oHK$21,335 (+6.0%)
80 y/oHK$25,647 (+6.0%)
85 y/oHK$30,830 (+6.0%)
90 y/oHK$37,061 (+6.0%)
95 y/oHK$44,551 (+6.0%)
99 y/oHK$51,619 (+6.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+0.99%
5 y/o+0.99%
10 y/o+0.99%
15 y/o+0.99%
20 y/o+0.99%
25 y/o+0.99%
30 y/o+0.99%
35 y/o+0.99%
40 y/o+0.99%
45 y/o+0.99%
50 y/o+0.99%
55 y/o+0.99%
60 y/o+0.99%
65 y/o+0.99%
70 y/o+0.99%
75 y/o+0.99%
80 y/o+0.99%
85 y/o+0.99%
90 y/o+0.99%
95 y/o+0.99%
99 y/o+0.99%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.