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Vital Care Voluntary Health Insurance Flexi Plan - Diamond level (HKD0 Deductible)
「愛 ‧ 護航」自願醫保靈活計劃 - 鑽級（0港元自付費）
HSBC Life (International) Limited · F00076-13-000 · 2 versions · Flexi plan · Avg. annual increase 0.00%
| Age | F00076-13-000-01 2024-11-01 | F00076-13-000-02 2025-09-22 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$29,336 | HK$29,336 | 0.00% |
| 5 | HK$27,001 | HK$27,001 | 0.00% |
| 10 | HK$23,298 | HK$23,298 | 0.00% |
| 15 | HK$23,964 | HK$23,964 | 0.00% |
| 20 | HK$27,220 | HK$27,220 | 0.00% |
| 25 | HK$30,882 | HK$30,882 | 0.00% |
| 30 | HK$33,301 | HK$33,301 | 0.00% |
| 35 | HK$37,872 | HK$37,872 | 0.00% |
| 40 | HK$47,246 | HK$47,246 | 0.00% |
| 45 | HK$57,518 | HK$57,518 | 0.00% |
| 50 | HK$66,906 | HK$66,906 | 0.00% |
| 55 | HK$82,156 | HK$82,156 | 0.00% |
| 60 | HK$105,181 | HK$105,181 | 0.00% |
| 65 | HK$142,872 | HK$142,872 | 0.00% |
| 70 | HK$188,996 | HK$188,996 | 0.00% |
| 75 | HK$235,088 | HK$235,088 | 0.00% |
| 80 | HK$282,858 | HK$282,858 | 0.00% |
| 85 | HK$322,073 | HK$322,073 | 0.00% |
| 90 | HK$356,667 | HK$356,667 | 0.00% |
| 95 | HK$397,305 | HK$397,305 | 0.00% |
| 99 | HK$433,672 | HK$433,672 | 0.00% |
| All ages average | — | 0.0% | — |
0 y/oHK$29,336
5 y/oHK$27,001
10 y/oHK$23,298
15 y/oHK$23,964
20 y/oHK$27,220
25 y/oHK$30,882
30 y/oHK$33,301
35 y/oHK$37,872
40 y/oHK$47,246
45 y/oHK$57,518
50 y/oHK$66,906
55 y/oHK$82,156
60 y/oHK$105,181
65 y/oHK$142,872
70 y/oHK$188,996
75 y/oHK$235,088
80 y/oHK$282,858
85 y/oHK$322,073
90 y/oHK$356,667
95 y/oHK$397,305
99 y/oHK$433,672
0.0%
All-ages avg
0 y/oHK$29,336
5 y/oHK$27,001
10 y/oHK$23,298
15 y/oHK$23,964
20 y/oHK$27,220
25 y/oHK$30,882
30 y/oHK$33,301
35 y/oHK$37,872
40 y/oHK$47,246
45 y/oHK$57,518
50 y/oHK$66,906
55 y/oHK$82,156
60 y/oHK$105,181
65 y/oHK$142,872
70 y/oHK$188,996
75 y/oHK$235,088
80 y/oHK$282,858
85 y/oHK$322,073
90 y/oHK$356,667
95 y/oHK$397,305
99 y/oHK$433,672
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o0.00%
5 y/o0.00%
10 y/o0.00%
15 y/o0.00%
20 y/o0.00%
25 y/o0.00%
30 y/o0.00%
35 y/o0.00%
40 y/o0.00%
45 y/o0.00%
50 y/o0.00%
55 y/o0.00%
60 y/o0.00%
65 y/o0.00%
70 y/o0.00%
75 y/o0.00%
80 y/o0.00%
85 y/o0.00%
90 y/o0.00%
95 y/o0.00%
99 y/o0.00%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.