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Vital Care Voluntary Health Insurance Flexi Plan - Gold level (HKD100,000 Deductible)
「愛 ‧ 護航」自願醫保靈活計劃 - 金級（100,000港元自付費）
HSBC Life (International) Limited · F00076-12-000 · 2 versions · Flexi plan · Avg. annual increase 0.00%
| Age | F00076-12-000-01 2024-11-01 | F00076-12-000-02 2025-09-22 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$4,741 | HK$4,741 | 0.00% |
| 5 | HK$4,611 | HK$4,611 | 0.00% |
| 10 | HK$4,297 | HK$4,297 | 0.00% |
| 15 | HK$4,340 | HK$4,340 | 0.00% |
| 20 | HK$4,885 | HK$4,885 | 0.00% |
| 25 | HK$5,505 | HK$5,505 | 0.00% |
| 30 | HK$6,008 | HK$6,008 | 0.00% |
| 35 | HK$6,557 | HK$6,557 | 0.00% |
| 40 | HK$7,414 | HK$7,414 | 0.00% |
| 45 | HK$8,789 | HK$8,789 | 0.00% |
| 50 | HK$10,733 | HK$10,733 | 0.00% |
| 55 | HK$13,498 | HK$13,498 | 0.00% |
| 60 | HK$17,859 | HK$17,859 | 0.00% |
| 65 | HK$24,208 | HK$24,208 | 0.00% |
| 70 | HK$31,116 | HK$31,116 | 0.00% |
| 75 | HK$38,016 | HK$38,016 | 0.00% |
| 80 | HK$46,394 | HK$46,394 | 0.00% |
| 85 | HK$55,570 | HK$55,570 | 0.00% |
| 90 | HK$63,486 | HK$63,486 | 0.00% |
| 95 | HK$71,937 | HK$71,937 | 0.00% |
| 99 | HK$80,042 | HK$80,042 | 0.00% |
| All ages average | — | 0.0% | — |
0 y/oHK$4,741
5 y/oHK$4,611
10 y/oHK$4,297
15 y/oHK$4,340
20 y/oHK$4,885
25 y/oHK$5,505
30 y/oHK$6,008
35 y/oHK$6,557
40 y/oHK$7,414
45 y/oHK$8,789
50 y/oHK$10,733
55 y/oHK$13,498
60 y/oHK$17,859
65 y/oHK$24,208
70 y/oHK$31,116
75 y/oHK$38,016
80 y/oHK$46,394
85 y/oHK$55,570
90 y/oHK$63,486
95 y/oHK$71,937
99 y/oHK$80,042
0.0%
All-ages avg
0 y/oHK$4,741
5 y/oHK$4,611
10 y/oHK$4,297
15 y/oHK$4,340
20 y/oHK$4,885
25 y/oHK$5,505
30 y/oHK$6,008
35 y/oHK$6,557
40 y/oHK$7,414
45 y/oHK$8,789
50 y/oHK$10,733
55 y/oHK$13,498
60 y/oHK$17,859
65 y/oHK$24,208
70 y/oHK$31,116
75 y/oHK$38,016
80 y/oHK$46,394
85 y/oHK$55,570
90 y/oHK$63,486
95 y/oHK$71,937
99 y/oHK$80,042
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o0.00%
5 y/o0.00%
10 y/o0.00%
15 y/o0.00%
20 y/o0.00%
25 y/o0.00%
30 y/o0.00%
35 y/o0.00%
40 y/o0.00%
45 y/o0.00%
50 y/o0.00%
55 y/o0.00%
60 y/o0.00%
65 y/o0.00%
70 y/o0.00%
75 y/o0.00%
80 y/o0.00%
85 y/o0.00%
90 y/o0.00%
95 y/o0.00%
99 y/o0.00%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.