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Vital Care Voluntary Health Insurance Flexi Plan - Silver level (HKD16,000 Deductible)
「愛 ‧ 護航」自願醫保靈活計劃 - 銀級（16,000港元自付費）
HSBC Life (International) Limited · F00076-06-000 · 2 versions · Flexi plan · Avg. annual increase 0.00%
| Age | F00076-06-000-01 2024-11-01 | F00076-06-000-02 2025-09-22 | Avg. annual increase |
|---|---|---|---|
| 0 | HK$4,947 | HK$4,947 | 0.00% |
| 5 | HK$4,862 | HK$4,862 | 0.00% |
| 10 | HK$4,833 | HK$4,833 | 0.00% |
| 15 | HK$4,718 | HK$4,718 | 0.00% |
| 20 | HK$4,896 | HK$4,896 | 0.00% |
| 25 | HK$5,611 | HK$5,611 | 0.00% |
| 30 | HK$6,568 | HK$6,568 | 0.00% |
| 35 | HK$7,211 | HK$7,211 | 0.00% |
| 40 | HK$8,156 | HK$8,156 | 0.00% |
| 45 | HK$9,635 | HK$9,635 | 0.00% |
| 50 | HK$11,951 | HK$11,951 | 0.00% |
| 55 | HK$15,098 | HK$15,098 | 0.00% |
| 60 | HK$20,746 | HK$20,746 | 0.00% |
| 65 | HK$29,357 | HK$29,357 | 0.00% |
| 70 | HK$38,662 | HK$38,662 | 0.00% |
| 75 | HK$45,814 | HK$45,814 | 0.00% |
| 80 | HK$52,866 | HK$52,866 | 0.00% |
| 85 | HK$64,183 | HK$64,183 | 0.00% |
| 90 | HK$74,551 | HK$74,551 | 0.00% |
| 95 | HK$83,771 | HK$83,771 | 0.00% |
| 99 | HK$89,063 | HK$89,063 | 0.00% |
| All ages average | — | 0.0% | — |
0 y/oHK$4,947
5 y/oHK$4,862
10 y/oHK$4,833
15 y/oHK$4,718
20 y/oHK$4,896
25 y/oHK$5,611
30 y/oHK$6,568
35 y/oHK$7,211
40 y/oHK$8,156
45 y/oHK$9,635
50 y/oHK$11,951
55 y/oHK$15,098
60 y/oHK$20,746
65 y/oHK$29,357
70 y/oHK$38,662
75 y/oHK$45,814
80 y/oHK$52,866
85 y/oHK$64,183
90 y/oHK$74,551
95 y/oHK$83,771
99 y/oHK$89,063
0.0%
All-ages avg
0 y/oHK$4,947
5 y/oHK$4,862
10 y/oHK$4,833
15 y/oHK$4,718
20 y/oHK$4,896
25 y/oHK$5,611
30 y/oHK$6,568
35 y/oHK$7,211
40 y/oHK$8,156
45 y/oHK$9,635
50 y/oHK$11,951
55 y/oHK$15,098
60 y/oHK$20,746
65 y/oHK$29,357
70 y/oHK$38,662
75 y/oHK$45,814
80 y/oHK$52,866
85 y/oHK$64,183
90 y/oHK$74,551
95 y/oHK$83,771
99 y/oHK$89,063
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o0.00%
5 y/o0.00%
10 y/o0.00%
15 y/o0.00%
20 y/o0.00%
25 y/o0.00%
30 y/o0.00%
35 y/o0.00%
40 y/o0.00%
45 y/o0.00%
50 y/o0.00%
55 y/o0.00%
60 y/o0.00%
65 y/o0.00%
70 y/o0.00%
75 y/o0.00%
80 y/o0.00%
85 y/o0.00%
90 y/o0.00%
95 y/o0.00%
99 y/o0.00%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.