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Cigna VHIS Series - Standard Plan
信諾自願醫保系列－標準計劃
CIGNA Worldwide General Insurance Company Limited · S00031-01-000 · 6 versions · Standard plan · Avg. annual increase +3.43%
| Age | S00031-01-000-01 2019-04-01 | S00031-01-000-02 2021-03-24 | S00031-01-000-02 2022-04-01 | S00031-01-000-02 2023-07-01 | S00031-01-000-02 2024-07-01 | S00031-01-000-02 2025-07-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$2,766 | HK$2,766 | HK$2,960 (+7.0%) | HK$3,004 (+1.5%) | HK$3,152 (+4.9%) | HK$3,373 (+7.0%) | +2.85% |
| 5 | HK$1,844 | HK$1,844 | HK$1,973 (+7.0%) | HK$2,003 (+1.5%) | HK$2,102 (+4.9%) | HK$2,249 (+7.0%) | +2.85% |
| 10 | HK$1,844 | HK$1,844 | HK$1,973 (+7.0%) | HK$2,003 (+1.5%) | HK$2,102 (+4.9%) | HK$2,249 (+7.0%) | +2.85% |
| 15 | HK$1,844 | HK$1,844 | HK$1,973 (+7.0%) | HK$2,003 (+1.5%) | HK$2,102 (+4.9%) | HK$2,249 (+7.0%) | +2.85% |
| 20 | HK$1,989 | HK$1,989 | HK$2,128 (+7.0%) | HK$2,128 | HK$2,233 (+4.9%) | HK$2,389 (+7.0%) | +2.63% |
| 25 | HK$2,192 | HK$2,192 | HK$2,345 (+7.0%) | HK$2,345 | HK$2,461 (+4.9%) | HK$2,633 (+7.0%) | +2.63% |
| 30 | HK$2,472 | HK$2,472 | HK$2,645 (+7.0%) | HK$2,645 | HK$2,776 (+5.0%) | HK$2,970 (+7.0%) | +2.63% |
| 35 | HK$2,755 | HK$2,755 | HK$2,948 (+7.0%) | HK$2,948 | HK$3,094 (+5.0%) | HK$3,311 (+7.0%) | +2.64% |
| 40 | HK$2,988 | HK$2,988 | HK$3,197 (+7.0%) | HK$3,293 (+3.0%) | HK$3,456 (+4.9%) | HK$3,698 (+7.0%) | +3.06% |
| 45 | HK$3,575 | HK$3,575 | HK$3,825 (+7.0%) | HK$4,016 (+5.0%) | HK$4,214 (+4.9%) | HK$4,509 (+7.0%) | +3.34% |
| 50 | HK$4,279 | HK$4,279 | HK$4,579 (+7.0%) | HK$4,900 (+7.0%) | HK$5,142 (+4.9%) | HK$5,502 (+7.0%) | +3.62% |
| 55 | HK$5,307 | HK$5,307 | HK$5,678 (+7.0%) | HK$6,189 (+9.0%) | HK$6,495 (+4.9%) | HK$6,950 (+7.0%) | +3.89% |
| 60 | HK$6,644 | HK$6,644 | HK$7,109 (+7.0%) | HK$7,820 (+10.0%) | HK$8,206 (+4.9%) | HK$8,780 (+7.0%) | +4.03% |
| 65 | HK$8,399 | HK$8,399 | HK$8,987 (+7.0%) | HK$9,886 (+10.0%) | HK$10,374 (+4.9%) | HK$11,100 (+7.0%) | +4.03% |
| 70 | HK$10,719 | HK$10,719 | HK$11,469 (+7.0%) | HK$12,616 (+10.0%) | HK$13,239 (+4.9%) | HK$14,166 (+7.0%) | +4.03% |
| 75 | HK$13,811 | HK$13,811 | HK$14,778 (+7.0%) | HK$16,256 (+10.0%) | HK$17,059 (+4.9%) | HK$18,253 (+7.0%) | +4.03% |
| 80 | HK$17,965 | HK$17,965 | HK$19,223 (+7.0%) | HK$21,145 (+10.0%) | HK$22,190 (+4.9%) | HK$23,743 (+7.0%) | +4.03% |
| 85 | HK$18,881 | HK$18,881 | HK$20,203 (+7.0%) | HK$22,223 (+10.0%) | HK$23,321 (+4.9%) | HK$24,953 (+7.0%) | +4.03% |
| 90 | HK$19,845 | HK$19,845 | HK$21,234 (+7.0%) | HK$23,357 (+10.0%) | HK$24,511 (+4.9%) | HK$26,227 (+7.0%) | +4.03% |
| 95 | HK$20,855 | HK$20,855 | HK$22,315 (+7.0%) | HK$24,547 (+10.0%) | HK$25,760 (+4.9%) | HK$27,563 (+7.0%) | +4.03% |
| 99 | HK$21,703 | HK$21,703 | HK$23,222 (+7.0%) | HK$25,544 (+10.0%) | HK$26,806 (+4.9%) | HK$28,682 (+7.0%) | +4.03% |
| All ages average | — | 0.0% | +7.0% | +5.7% | +4.9% | +7.0% | — |
0 y/oHK$2,766
5 y/oHK$1,844
10 y/oHK$1,844
15 y/oHK$1,844
20 y/oHK$1,989
25 y/oHK$2,192
30 y/oHK$2,472
35 y/oHK$2,755
40 y/oHK$2,988
45 y/oHK$3,575
50 y/oHK$4,279
55 y/oHK$5,307
60 y/oHK$6,644
65 y/oHK$8,399
70 y/oHK$10,719
75 y/oHK$13,811
80 y/oHK$17,965
85 y/oHK$18,881
90 y/oHK$19,845
95 y/oHK$20,855
99 y/oHK$21,703
0.0%
All-ages avg
0 y/oHK$2,766
5 y/oHK$1,844
10 y/oHK$1,844
15 y/oHK$1,844
20 y/oHK$1,989
25 y/oHK$2,192
30 y/oHK$2,472
35 y/oHK$2,755
40 y/oHK$2,988
45 y/oHK$3,575
50 y/oHK$4,279
55 y/oHK$5,307
60 y/oHK$6,644
65 y/oHK$8,399
70 y/oHK$10,719
75 y/oHK$13,811
80 y/oHK$17,965
85 y/oHK$18,881
90 y/oHK$19,845
95 y/oHK$20,855
99 y/oHK$21,703
+7.0%
All-ages avg
0 y/oHK$2,960 (+7.0%)
5 y/oHK$1,973 (+7.0%)
10 y/oHK$1,973 (+7.0%)
15 y/oHK$1,973 (+7.0%)
20 y/oHK$2,128 (+7.0%)
25 y/oHK$2,345 (+7.0%)
30 y/oHK$2,645 (+7.0%)
35 y/oHK$2,948 (+7.0%)
40 y/oHK$3,197 (+7.0%)
45 y/oHK$3,825 (+7.0%)
50 y/oHK$4,579 (+7.0%)
55 y/oHK$5,678 (+7.0%)
60 y/oHK$7,109 (+7.0%)
65 y/oHK$8,987 (+7.0%)
70 y/oHK$11,469 (+7.0%)
75 y/oHK$14,778 (+7.0%)
80 y/oHK$19,223 (+7.0%)
85 y/oHK$20,203 (+7.0%)
90 y/oHK$21,234 (+7.0%)
95 y/oHK$22,315 (+7.0%)
99 y/oHK$23,222 (+7.0%)
+5.7%
All-ages avg
0 y/oHK$3,004 (+1.5%)
5 y/oHK$2,003 (+1.5%)
10 y/oHK$2,003 (+1.5%)
15 y/oHK$2,003 (+1.5%)
20 y/oHK$2,128
25 y/oHK$2,345
30 y/oHK$2,645
35 y/oHK$2,948
40 y/oHK$3,293 (+3.0%)
45 y/oHK$4,016 (+5.0%)
50 y/oHK$4,900 (+7.0%)
55 y/oHK$6,189 (+9.0%)
60 y/oHK$7,820 (+10.0%)
65 y/oHK$9,886 (+10.0%)
70 y/oHK$12,616 (+10.0%)
75 y/oHK$16,256 (+10.0%)
80 y/oHK$21,145 (+10.0%)
85 y/oHK$22,223 (+10.0%)
90 y/oHK$23,357 (+10.0%)
95 y/oHK$24,547 (+10.0%)
99 y/oHK$25,544 (+10.0%)
+4.9%
All-ages avg
0 y/oHK$3,152 (+4.9%)
5 y/oHK$2,102 (+4.9%)
10 y/oHK$2,102 (+4.9%)
15 y/oHK$2,102 (+4.9%)
20 y/oHK$2,233 (+4.9%)
25 y/oHK$2,461 (+4.9%)
30 y/oHK$2,776 (+5.0%)
35 y/oHK$3,094 (+5.0%)
40 y/oHK$3,456 (+4.9%)
45 y/oHK$4,214 (+4.9%)
50 y/oHK$5,142 (+4.9%)
55 y/oHK$6,495 (+4.9%)
60 y/oHK$8,206 (+4.9%)
65 y/oHK$10,374 (+4.9%)
70 y/oHK$13,239 (+4.9%)
75 y/oHK$17,059 (+4.9%)
80 y/oHK$22,190 (+4.9%)
85 y/oHK$23,321 (+4.9%)
90 y/oHK$24,511 (+4.9%)
95 y/oHK$25,760 (+4.9%)
99 y/oHK$26,806 (+4.9%)
+7.0%
All-ages avg
0 y/oHK$3,373 (+7.0%)
5 y/oHK$2,249 (+7.0%)
10 y/oHK$2,249 (+7.0%)
15 y/oHK$2,249 (+7.0%)
20 y/oHK$2,389 (+7.0%)
25 y/oHK$2,633 (+7.0%)
30 y/oHK$2,970 (+7.0%)
35 y/oHK$3,311 (+7.0%)
40 y/oHK$3,698 (+7.0%)
45 y/oHK$4,509 (+7.0%)
50 y/oHK$5,502 (+7.0%)
55 y/oHK$6,950 (+7.0%)
60 y/oHK$8,780 (+7.0%)
65 y/oHK$11,100 (+7.0%)
70 y/oHK$14,166 (+7.0%)
75 y/oHK$18,253 (+7.0%)
80 y/oHK$23,743 (+7.0%)
85 y/oHK$24,953 (+7.0%)
90 y/oHK$26,227 (+7.0%)
95 y/oHK$27,563 (+7.0%)
99 y/oHK$28,682 (+7.0%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+2.85%
5 y/o+2.85%
10 y/o+2.85%
15 y/o+2.85%
20 y/o+2.63%
25 y/o+2.63%
30 y/o+2.63%
35 y/o+2.64%
40 y/o+3.06%
45 y/o+3.34%
50 y/o+3.62%
55 y/o+3.89%
60 y/o+4.03%
65 y/o+4.03%
70 y/o+4.03%
75 y/o+4.03%
80 y/o+4.03%
85 y/o+4.03%
90 y/o+4.03%
95 y/o+4.03%
99 y/o+4.03%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27