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Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD75,000 Deductible
信諾自願醫保系列－靈活計劃（優越） - 半私家病房 - 75,000 港元自付費
CIGNA Worldwide General Insurance Company Limited · F00016-05-000 · 6 versions · Flexi plan · Avg. annual increase +6.01%
| Age | F00016-05-000-01 2021-03-24 | F00016-05-000-02 2022-01-27 | F00016-05-000-02 2022-04-01 | F00016-05-000-03 2023-07-01 | F00016-05-000-03 2024-07-01 | F00016-05-000-04 2025-07-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|
| 0 | HK$3,967 | HK$3,967 | HK$4,245 (+7.0%) | HK$4,266 (+0.5%) | HK$4,479 (+5.0%) | HK$4,761 (+6.3%) | +3.62% |
| 5 | HK$3,098 | HK$3,098 | HK$3,315 (+7.0%) | HK$3,332 (+0.5%) | HK$3,756 (+12.7%) | HK$3,937 (+4.8%) | +4.78% |
| 10 | HK$2,720 | HK$2,720 | HK$2,910 (+7.0%) | HK$2,925 (+0.5%) | HK$3,071 (+5.0%) | HK$3,203 (+4.3%) | +3.24% |
| 15 | HK$2,342 | HK$2,342 | HK$2,506 (+7.0%) | HK$2,519 (+0.5%) | HK$2,840 (+12.7%) | HK$2,962 (+4.3%) | +4.68% |
| 20 | HK$2,592 | HK$2,592 | HK$2,773 (+7.0%) | HK$2,801 (+1.0%) | HK$3,158 (+12.7%) | HK$3,294 (+4.3%) | +4.78% |
| 25 | HK$2,943 | HK$2,943 | HK$3,149 (+7.0%) | HK$3,196 (+1.5%) | HK$3,500 (+9.5%) | HK$3,677 (+5.1%) | +4.44% |
| 30 | HK$3,341 | HK$3,341 | HK$3,575 (+7.0%) | HK$3,682 (+3.0%) | HK$3,682 | HK$3,904 (+6.0%) | +3.08% |
| 35 | HK$3,794 | HK$3,794 | HK$4,060 (+7.0%) | HK$4,182 (+3.0%) | HK$4,714 (+12.7%) | HK$4,999 (+6.0%) | +5.52% |
| 40 | HK$4,324 | HK$4,324 | HK$4,627 (+7.0%) | HK$4,733 (+2.3%) | HK$5,336 (+12.7%) | HK$5,673 (+6.3%) | +5.43% |
| 45 | HK$5,334 | HK$5,334 | HK$5,707 (+7.0%) | HK$5,878 (+3.0%) | HK$6,626 (+12.7%) | HK$7,055 (+6.5%) | +5.60% |
| 50 | HK$6,605 | HK$6,605 | HK$7,067 (+7.0%) | HK$7,350 (+4.0%) | HK$8,286 (+12.7%) | HK$8,859 (+6.9%) | +5.89% |
| 55 | HK$8,390 | HK$8,390 | HK$8,977 (+7.0%) | HK$9,543 (+6.3%) | HK$10,758 (+12.7%) | HK$11,510 (+7.0%) | +6.36% |
| 60 | HK$10,658 | HK$10,658 | HK$11,404 (+7.0%) | HK$12,522 (+9.8%) | HK$14,441 (+15.3%) | HK$15,444 (+6.9%) | +7.50% |
| 65 | HK$13,537 | HK$13,537 | HK$14,485 (+7.0%) | HK$16,440 (+13.5%) | HK$19,977 (+21.5%) | HK$21,392 (+7.1%) | +9.33% |
| 70 | HK$17,195 | HK$17,195 | HK$18,399 (+7.0%) | HK$20,883 (+13.5%) | HK$26,104 (+25.0%) | HK$27,977 (+7.2%) | +9.95% |
| 75 | HK$21,842 | HK$21,842 | HK$23,371 (+7.0%) | HK$26,526 (+13.5%) | HK$33,158 (+25.0%) | HK$35,744 (+7.8%) | +10.08% |
| 80 | HK$27,744 | HK$27,744 | HK$29,686 (+7.0%) | HK$33,493 (+12.8%) | HK$41,611 (+24.2%) | HK$44,937 (+8.0%) | +9.85% |
| 85 | HK$34,409 | HK$34,409 | HK$36,818 (+7.0%) | HK$40,297 (+9.4%) | HK$46,140 (+14.5%) | HK$49,956 (+8.3%) | +7.54% |
| 90 | HK$42,675 | HK$42,675 | HK$45,662 (+7.0%) | HK$48,436 (+6.1%) | HK$50,858 (+5.0%) | HK$54,852 (+7.9%) | +5.01% |
| 95 | HK$52,927 | HK$52,927 | HK$56,632 (+7.0%) | HK$58,161 (+2.7%) | HK$61,069 (+5.0%) | HK$65,421 (+7.1%) | +4.22% |
| 99 | HK$62,875 | HK$62,875 | HK$67,276 (+7.0%) | HK$67,276 | HK$70,640 (+5.0%) | HK$75,325 (+6.6%) | +3.58% |
| All ages average | — | 0.0% | +7.0% | +5.1% | +12.5% | +6.4% | — |
0 y/oHK$3,967
5 y/oHK$3,098
10 y/oHK$2,720
15 y/oHK$2,342
20 y/oHK$2,592
25 y/oHK$2,943
30 y/oHK$3,341
35 y/oHK$3,794
40 y/oHK$4,324
45 y/oHK$5,334
50 y/oHK$6,605
55 y/oHK$8,390
60 y/oHK$10,658
65 y/oHK$13,537
70 y/oHK$17,195
75 y/oHK$21,842
80 y/oHK$27,744
85 y/oHK$34,409
90 y/oHK$42,675
95 y/oHK$52,927
99 y/oHK$62,875
0.0%
All-ages avg
0 y/oHK$3,967
5 y/oHK$3,098
10 y/oHK$2,720
15 y/oHK$2,342
20 y/oHK$2,592
25 y/oHK$2,943
30 y/oHK$3,341
35 y/oHK$3,794
40 y/oHK$4,324
45 y/oHK$5,334
50 y/oHK$6,605
55 y/oHK$8,390
60 y/oHK$10,658
65 y/oHK$13,537
70 y/oHK$17,195
75 y/oHK$21,842
80 y/oHK$27,744
85 y/oHK$34,409
90 y/oHK$42,675
95 y/oHK$52,927
99 y/oHK$62,875
+7.0%
All-ages avg
0 y/oHK$4,245 (+7.0%)
5 y/oHK$3,315 (+7.0%)
10 y/oHK$2,910 (+7.0%)
15 y/oHK$2,506 (+7.0%)
20 y/oHK$2,773 (+7.0%)
25 y/oHK$3,149 (+7.0%)
30 y/oHK$3,575 (+7.0%)
35 y/oHK$4,060 (+7.0%)
40 y/oHK$4,627 (+7.0%)
45 y/oHK$5,707 (+7.0%)
50 y/oHK$7,067 (+7.0%)
55 y/oHK$8,977 (+7.0%)
60 y/oHK$11,404 (+7.0%)
65 y/oHK$14,485 (+7.0%)
70 y/oHK$18,399 (+7.0%)
75 y/oHK$23,371 (+7.0%)
80 y/oHK$29,686 (+7.0%)
85 y/oHK$36,818 (+7.0%)
90 y/oHK$45,662 (+7.0%)
95 y/oHK$56,632 (+7.0%)
99 y/oHK$67,276 (+7.0%)
+5.1%
All-ages avg
0 y/oHK$4,266 (+0.5%)
5 y/oHK$3,332 (+0.5%)
10 y/oHK$2,925 (+0.5%)
15 y/oHK$2,519 (+0.5%)
20 y/oHK$2,801 (+1.0%)
25 y/oHK$3,196 (+1.5%)
30 y/oHK$3,682 (+3.0%)
35 y/oHK$4,182 (+3.0%)
40 y/oHK$4,733 (+2.3%)
45 y/oHK$5,878 (+3.0%)
50 y/oHK$7,350 (+4.0%)
55 y/oHK$9,543 (+6.3%)
60 y/oHK$12,522 (+9.8%)
65 y/oHK$16,440 (+13.5%)
70 y/oHK$20,883 (+13.5%)
75 y/oHK$26,526 (+13.5%)
80 y/oHK$33,493 (+12.8%)
85 y/oHK$40,297 (+9.4%)
90 y/oHK$48,436 (+6.1%)
95 y/oHK$58,161 (+2.7%)
99 y/oHK$67,276
+12.5%
All-ages avg
0 y/oHK$4,479 (+5.0%)
5 y/oHK$3,756 (+12.7%)
10 y/oHK$3,071 (+5.0%)
15 y/oHK$2,840 (+12.7%)
20 y/oHK$3,158 (+12.7%)
25 y/oHK$3,500 (+9.5%)
30 y/oHK$3,682
35 y/oHK$4,714 (+12.7%)
40 y/oHK$5,336 (+12.7%)
45 y/oHK$6,626 (+12.7%)
50 y/oHK$8,286 (+12.7%)
55 y/oHK$10,758 (+12.7%)
60 y/oHK$14,441 (+15.3%)
65 y/oHK$19,977 (+21.5%)
70 y/oHK$26,104 (+25.0%)
75 y/oHK$33,158 (+25.0%)
80 y/oHK$41,611 (+24.2%)
85 y/oHK$46,140 (+14.5%)
90 y/oHK$50,858 (+5.0%)
95 y/oHK$61,069 (+5.0%)
99 y/oHK$70,640 (+5.0%)
+6.4%
All-ages avg
0 y/oHK$4,761 (+6.3%)
5 y/oHK$3,937 (+4.8%)
10 y/oHK$3,203 (+4.3%)
15 y/oHK$2,962 (+4.3%)
20 y/oHK$3,294 (+4.3%)
25 y/oHK$3,677 (+5.1%)
30 y/oHK$3,904 (+6.0%)
35 y/oHK$4,999 (+6.0%)
40 y/oHK$5,673 (+6.3%)
45 y/oHK$7,055 (+6.5%)
50 y/oHK$8,859 (+6.9%)
55 y/oHK$11,510 (+7.0%)
60 y/oHK$15,444 (+6.9%)
65 y/oHK$21,392 (+7.1%)
70 y/oHK$27,977 (+7.2%)
75 y/oHK$35,744 (+7.8%)
80 y/oHK$44,937 (+8.0%)
85 y/oHK$49,956 (+8.3%)
90 y/oHK$54,852 (+7.9%)
95 y/oHK$65,421 (+7.1%)
99 y/oHK$75,325 (+6.6%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+3.62%
5 y/o+4.78%
10 y/o+3.24%
15 y/o+4.68%
20 y/o+4.78%
25 y/o+4.44%
30 y/o+3.08%
35 y/o+5.52%
40 y/o+5.43%
45 y/o+5.60%
50 y/o+5.89%
55 y/o+6.36%
60 y/o+7.50%
65 y/o+9.33%
70 y/o+9.95%
75 y/o+10.08%
80 y/o+9.85%
85 y/o+7.54%
90 y/o+5.01%
95 y/o+4.22%
99 y/o+3.58%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.