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Cigna VHIS Series - Flexi Plan (Superior) - Semi-Private Room - HKD25,000 Deductible
信諾自願醫保系列－靈活計劃（優越） - 半私家病房 - 25,000 港元自付費
CIGNA Worldwide General Insurance Company Limited · F00016-03-000 · 7 versions · Flexi plan · Avg. annual increase +3.87%
| Age | F00016-03-000-01 2019-04-01 | F00016-03-000-02 2021-03-24 | F00016-03-000-03 2022-01-27 | F00016-03-000-03 2022-04-01 | F00016-03-000-04 2023-07-01 | F00016-03-000-04 2024-07-01 | F00016-03-000-05 2025-07-01 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,596 | HK$5,596 | HK$5,596 | HK$5,988 (+7.0%) | HK$6,018 (+0.5%) | HK$6,319 (+5.0%) | HK$6,869 (+8.7%) | +2.92% |
| 5 | HK$4,371 | HK$4,371 | HK$4,371 | HK$4,677 (+7.0%) | HK$4,700 (+0.5%) | HK$4,935 (+5.0%) | HK$5,280 (+7.0%) | +2.69% |
| 10 | HK$3,838 | HK$3,838 | HK$3,838 | HK$4,107 (+7.0%) | HK$4,128 (+0.5%) | HK$4,334 (+5.0%) | HK$4,557 (+5.1%) | +2.44% |
| 15 | HK$3,305 | HK$3,305 | HK$3,305 | HK$3,536 (+7.0%) | HK$3,554 (+0.5%) | HK$3,732 (+5.0%) | HK$3,930 (+5.3%) | +2.47% |
| 20 | HK$3,657 | HK$3,657 | HK$3,657 | HK$3,913 (+7.0%) | HK$3,952 (+1.0%) | HK$4,014 (+1.6%) | HK$4,270 (+6.4%) | +2.20% |
| 25 | HK$4,151 | HK$4,151 | HK$4,151 | HK$4,442 (+7.0%) | HK$4,509 (+1.5%) | HK$4,645 (+3.0%) | HK$5,011 (+7.9%) | +2.68% |
| 30 | HK$4,713 | HK$4,713 | HK$4,713 | HK$5,043 (+7.0%) | HK$5,194 (+3.0%) | HK$5,347 (+2.9%) | HK$5,837 (+9.2%) | +3.05% |
| 35 | HK$5,350 | HK$5,350 | HK$5,350 | HK$5,725 (+7.0%) | HK$5,897 (+3.0%) | HK$5,998 (+1.7%) | HK$6,568 (+9.5%) | +2.93% |
| 40 | HK$6,099 | HK$6,099 | HK$6,099 | HK$6,526 (+7.0%) | HK$6,676 (+2.3%) | HK$6,676 | HK$7,310 (+9.5%) | +2.58% |
| 45 | HK$7,523 | HK$7,523 | HK$7,523 | HK$8,050 (+7.0%) | HK$8,292 (+3.0%) | HK$8,292 | HK$9,080 (+9.5%) | +2.68% |
| 50 | HK$9,315 | HK$9,315 | HK$9,315 | HK$9,967 (+7.0%) | HK$10,366 (+4.0%) | HK$10,366 | HK$11,460 (+10.6%) | +2.96% |
| 55 | HK$11,832 | HK$11,832 | HK$11,832 | HK$12,660 (+7.0%) | HK$13,458 (+6.3%) | HK$13,458 | HK$14,856 (+10.4%) | +3.25% |
| 60 | HK$15,029 | HK$15,029 | HK$15,029 | HK$16,081 (+7.0%) | HK$17,657 (+9.8%) | HK$17,657 | HK$19,455 (+10.2%) | +3.70% |
| 65 | HK$19,089 | HK$19,089 | HK$19,089 | HK$20,425 (+7.0%) | HK$23,182 (+13.5%) | HK$27,818 (+20.0%) | HK$30,485 (+9.6%) | +6.81% |
| 70 | HK$24,247 | HK$24,247 | HK$24,247 | HK$25,944 (+7.0%) | HK$29,446 (+13.5%) | HK$35,335 (+20.0%) | HK$38,778 (+9.7%) | +6.83% |
| 75 | HK$30,798 | HK$30,798 | HK$30,798 | HK$32,954 (+7.0%) | HK$37,403 (+13.5%) | HK$44,884 (+20.0%) | HK$49,488 (+10.3%) | +6.90% |
| 80 | HK$39,120 | HK$39,120 | HK$39,120 | HK$41,858 (+7.0%) | HK$47,226 (+12.8%) | HK$56,671 (+20.0%) | HK$62,570 (+10.4%) | +6.83% |
| 85 | HK$48,518 | HK$48,518 | HK$48,518 | HK$51,914 (+7.0%) | HK$56,820 (+9.5%) | HK$65,359 (+15.0%) | HK$72,216 (+10.5%) | +5.75% |
| 90 | HK$60,174 | HK$60,174 | HK$60,174 | HK$64,386 (+7.0%) | HK$68,297 (+6.1%) | HK$72,929 (+6.8%) | HK$80,222 (+10.0%) | +4.13% |
| 95 | HK$74,630 | HK$74,630 | HK$74,630 | HK$79,854 (+7.0%) | HK$82,010 (+2.7%) | HK$86,111 (+5.0%) | HK$93,947 (+9.1%) | +3.29% |
| 99 | HK$88,658 | HK$88,658 | HK$88,658 | HK$94,864 (+7.0%) | HK$94,864 | HK$99,607 (+5.0%) | HK$107,922 (+8.3%) | +2.80% |
| All ages average | — | 0.0% | 0.0% | +7.0% | +5.1% | +6.7% | +8.9% | — |
0 y/oHK$5,596
5 y/oHK$4,371
10 y/oHK$3,838
15 y/oHK$3,305
20 y/oHK$3,657
25 y/oHK$4,151
30 y/oHK$4,713
35 y/oHK$5,350
40 y/oHK$6,099
45 y/oHK$7,523
50 y/oHK$9,315
55 y/oHK$11,832
60 y/oHK$15,029
65 y/oHK$19,089
70 y/oHK$24,247
75 y/oHK$30,798
80 y/oHK$39,120
85 y/oHK$48,518
90 y/oHK$60,174
95 y/oHK$74,630
99 y/oHK$88,658
0.0%
All-ages avg
0 y/oHK$5,596
5 y/oHK$4,371
10 y/oHK$3,838
15 y/oHK$3,305
20 y/oHK$3,657
25 y/oHK$4,151
30 y/oHK$4,713
35 y/oHK$5,350
40 y/oHK$6,099
45 y/oHK$7,523
50 y/oHK$9,315
55 y/oHK$11,832
60 y/oHK$15,029
65 y/oHK$19,089
70 y/oHK$24,247
75 y/oHK$30,798
80 y/oHK$39,120
85 y/oHK$48,518
90 y/oHK$60,174
95 y/oHK$74,630
99 y/oHK$88,658
0.0%
All-ages avg
0 y/oHK$5,596
5 y/oHK$4,371
10 y/oHK$3,838
15 y/oHK$3,305
20 y/oHK$3,657
25 y/oHK$4,151
30 y/oHK$4,713
35 y/oHK$5,350
40 y/oHK$6,099
45 y/oHK$7,523
50 y/oHK$9,315
55 y/oHK$11,832
60 y/oHK$15,029
65 y/oHK$19,089
70 y/oHK$24,247
75 y/oHK$30,798
80 y/oHK$39,120
85 y/oHK$48,518
90 y/oHK$60,174
95 y/oHK$74,630
99 y/oHK$88,658
+7.0%
All-ages avg
0 y/oHK$5,988 (+7.0%)
5 y/oHK$4,677 (+7.0%)
10 y/oHK$4,107 (+7.0%)
15 y/oHK$3,536 (+7.0%)
20 y/oHK$3,913 (+7.0%)
25 y/oHK$4,442 (+7.0%)
30 y/oHK$5,043 (+7.0%)
35 y/oHK$5,725 (+7.0%)
40 y/oHK$6,526 (+7.0%)
45 y/oHK$8,050 (+7.0%)
50 y/oHK$9,967 (+7.0%)
55 y/oHK$12,660 (+7.0%)
60 y/oHK$16,081 (+7.0%)
65 y/oHK$20,425 (+7.0%)
70 y/oHK$25,944 (+7.0%)
75 y/oHK$32,954 (+7.0%)
80 y/oHK$41,858 (+7.0%)
85 y/oHK$51,914 (+7.0%)
90 y/oHK$64,386 (+7.0%)
95 y/oHK$79,854 (+7.0%)
99 y/oHK$94,864 (+7.0%)
+5.1%
All-ages avg
0 y/oHK$6,018 (+0.5%)
5 y/oHK$4,700 (+0.5%)
10 y/oHK$4,128 (+0.5%)
15 y/oHK$3,554 (+0.5%)
20 y/oHK$3,952 (+1.0%)
25 y/oHK$4,509 (+1.5%)
30 y/oHK$5,194 (+3.0%)
35 y/oHK$5,897 (+3.0%)
40 y/oHK$6,676 (+2.3%)
45 y/oHK$8,292 (+3.0%)
50 y/oHK$10,366 (+4.0%)
55 y/oHK$13,458 (+6.3%)
60 y/oHK$17,657 (+9.8%)
65 y/oHK$23,182 (+13.5%)
70 y/oHK$29,446 (+13.5%)
75 y/oHK$37,403 (+13.5%)
80 y/oHK$47,226 (+12.8%)
85 y/oHK$56,820 (+9.5%)
90 y/oHK$68,297 (+6.1%)
95 y/oHK$82,010 (+2.7%)
99 y/oHK$94,864
+6.7%
All-ages avg
0 y/oHK$6,319 (+5.0%)
5 y/oHK$4,935 (+5.0%)
10 y/oHK$4,334 (+5.0%)
15 y/oHK$3,732 (+5.0%)
20 y/oHK$4,014 (+1.6%)
25 y/oHK$4,645 (+3.0%)
30 y/oHK$5,347 (+2.9%)
35 y/oHK$5,998 (+1.7%)
40 y/oHK$6,676
45 y/oHK$8,292
50 y/oHK$10,366
55 y/oHK$13,458
60 y/oHK$17,657
65 y/oHK$27,818 (+20.0%)
70 y/oHK$35,335 (+20.0%)
75 y/oHK$44,884 (+20.0%)
80 y/oHK$56,671 (+20.0%)
85 y/oHK$65,359 (+15.0%)
90 y/oHK$72,929 (+6.8%)
95 y/oHK$86,111 (+5.0%)
99 y/oHK$99,607 (+5.0%)
+8.9%
All-ages avg
0 y/oHK$6,869 (+8.7%)
5 y/oHK$5,280 (+7.0%)
10 y/oHK$4,557 (+5.1%)
15 y/oHK$3,930 (+5.3%)
20 y/oHK$4,270 (+6.4%)
25 y/oHK$5,011 (+7.9%)
30 y/oHK$5,837 (+9.2%)
35 y/oHK$6,568 (+9.5%)
40 y/oHK$7,310 (+9.5%)
45 y/oHK$9,080 (+9.5%)
50 y/oHK$11,460 (+10.6%)
55 y/oHK$14,856 (+10.4%)
60 y/oHK$19,455 (+10.2%)
65 y/oHK$30,485 (+9.6%)
70 y/oHK$38,778 (+9.7%)
75 y/oHK$49,488 (+10.3%)
80 y/oHK$62,570 (+10.4%)
85 y/oHK$72,216 (+10.5%)
90 y/oHK$80,222 (+10.0%)
95 y/oHK$93,947 (+9.1%)
99 y/oHK$107,922 (+8.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+2.92%
5 y/o+2.69%
10 y/o+2.44%
15 y/o+2.47%
20 y/o+2.20%
25 y/o+2.68%
30 y/o+3.05%
35 y/o+2.93%
40 y/o+2.58%
45 y/o+2.68%
50 y/o+2.96%
55 y/o+3.25%
60 y/o+3.70%
65 y/o+6.81%
70 y/o+6.83%
75 y/o+6.90%
80 y/o+6.83%
85 y/o+5.75%
90 y/o+4.13%
95 y/o+3.29%
99 y/o+2.80%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.