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Healthy Life Premier Medical Insurance Plan - Semi-private with SMM
健康常伴優越醫療保險計劃 - 半私家病房連附加保障
China Life Insurance (Overseas) Company Limited · F00030-01-001 · 3 versions · Flexi plan · Avg. annual increase +2.27%
Male
| Age | F00030-01-001-01 2019-06-03 | F00030-01-001-02 2021-04-01 | F00030-01-001-03 2026-06-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$7,200 | HK$7,200 | HK$8,208 (+14.0%) | +1.31% |
| 5 | HK$7,200 | HK$7,200 | HK$8,208 (+14.0%) | +1.31% |
| 10 | HK$2,800 | HK$2,800 | HK$3,192 (+14.0%) | +1.89% |
| 15 | HK$2,800 | HK$2,800 | HK$3,192 (+14.0%) | +1.89% |
| 20 | HK$2,817 | HK$2,817 | HK$3,211 (+14.0%) | +3.39% |
| 25 | HK$3,589 | HK$3,589 | HK$4,091 (+14.0%) | +3.64% |
| 30 | HK$4,111 | HK$4,111 | HK$4,687 (+14.0%) | +3.92% |
| 35 | HK$4,688 | HK$4,688 | HK$5,344 (+14.0%) | +4.10% |
| 40 | HK$5,254 | HK$5,254 | HK$5,990 (+14.0%) | +4.23% |
| 45 | HK$6,304 | HK$6,304 | HK$7,187 (+14.0%) | +4.19% |
| 50 | HK$7,908 | HK$7,908 | HK$9,015 (+14.0%) | +3.76% |
| 55 | HK$10,910 | HK$10,910 | HK$12,437 (+14.0%) | +2.17% |
| 60 | HK$14,421 | HK$14,421 | HK$16,440 (+14.0%) | +1.34% |
| 65 | HK$19,149 | HK$19,149 | HK$21,830 (+14.0%) | +0.70% |
| 70 | HK$24,315 | HK$24,315 | HK$27,719 (+14.0%) | +0.56% |
| 75 | HK$27,108 | HK$27,108 | HK$30,903 (+14.0%) | +1.29% |
| 80 | HK$33,677 | HK$33,677 | HK$38,392 (+14.0%) | +1.25% |
| 85 | HK$37,910 | HK$37,910 | HK$43,217 (+14.0%) | +1.37% |
| 90 | HK$40,901 | HK$40,901 | HK$46,627 (+14.0%) | +1.51% |
| 95 | HK$42,978 | HK$42,978 | HK$48,995 (+14.0%) | +1.55% |
| 99 | HK$44,414 | HK$44,414 | HK$50,632 (+14.0%) | +1.65% |
| All ages average | — | 0.0% | +14.0% | — |
0 y/oHK$7,200
5 y/oHK$7,200
10 y/oHK$2,800
15 y/oHK$2,800
20 y/oHK$2,817
25 y/oHK$3,589
30 y/oHK$4,111
35 y/oHK$4,688
40 y/oHK$5,254
45 y/oHK$6,304
50 y/oHK$7,908
55 y/oHK$10,910
60 y/oHK$14,421
65 y/oHK$19,149
70 y/oHK$24,315
75 y/oHK$27,108
80 y/oHK$33,677
85 y/oHK$37,910
90 y/oHK$40,901
95 y/oHK$42,978
99 y/oHK$44,414
0.0%
All-ages avg
0 y/oHK$7,200
5 y/oHK$7,200
10 y/oHK$2,800
15 y/oHK$2,800
20 y/oHK$2,817
25 y/oHK$3,589
30 y/oHK$4,111
35 y/oHK$4,688
40 y/oHK$5,254
45 y/oHK$6,304
50 y/oHK$7,908
55 y/oHK$10,910
60 y/oHK$14,421
65 y/oHK$19,149
70 y/oHK$24,315
75 y/oHK$27,108
80 y/oHK$33,677
85 y/oHK$37,910
90 y/oHK$40,901
95 y/oHK$42,978
99 y/oHK$44,414
+14.0%
All-ages avg
0 y/oHK$8,208 (+14.0%)
5 y/oHK$8,208 (+14.0%)
10 y/oHK$3,192 (+14.0%)
15 y/oHK$3,192 (+14.0%)
20 y/oHK$3,211 (+14.0%)
25 y/oHK$4,091 (+14.0%)
30 y/oHK$4,687 (+14.0%)
35 y/oHK$5,344 (+14.0%)
40 y/oHK$5,990 (+14.0%)
45 y/oHK$7,187 (+14.0%)
50 y/oHK$9,015 (+14.0%)
55 y/oHK$12,437 (+14.0%)
60 y/oHK$16,440 (+14.0%)
65 y/oHK$21,830 (+14.0%)
70 y/oHK$27,719 (+14.0%)
75 y/oHK$30,903 (+14.0%)
80 y/oHK$38,392 (+14.0%)
85 y/oHK$43,217 (+14.0%)
90 y/oHK$46,627 (+14.0%)
95 y/oHK$48,995 (+14.0%)
99 y/oHK$50,632 (+14.0%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+1.31%
5 y/o+1.31%
10 y/o+1.89%
15 y/o+1.89%
20 y/o+3.39%
25 y/o+3.64%
30 y/o+3.92%
35 y/o+4.10%
40 y/o+4.23%
45 y/o+4.19%
50 y/o+3.76%
55 y/o+2.17%
60 y/o+1.34%
65 y/o+0.70%
70 y/o+0.56%
75 y/o+1.29%
80 y/o+1.25%
85 y/o+1.37%
90 y/o+1.51%
95 y/o+1.55%
99 y/o+1.65%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | F00030-01-001-01 2019-06-03 | F00030-01-001-02 2021-04-01 | F00030-01-001-03 2026-06-01 | Avg. annual increase |
|---|---|---|---|---|
| 0 | HK$7,200 | HK$7,200 | HK$7,581 (+5.3%) | +1.31% |
| 5 | HK$7,200 | HK$7,200 | HK$7,581 (+5.3%) | +1.31% |
| 10 | HK$2,800 | HK$2,800 | HK$3,192 (+14.0%) | +1.89% |
| 15 | HK$2,800 | HK$2,800 | HK$3,192 (+14.0%) | +1.89% |
| 20 | HK$2,817 | HK$2,817 | HK$3,936 (+39.7%) | +3.39% |
| 25 | HK$3,589 | HK$3,589 | HK$5,182 (+44.4%) | +3.64% |
| 30 | HK$4,111 | HK$4,111 | HK$6,163 (+49.9%) | +3.92% |
| 35 | HK$4,688 | HK$4,688 | HK$7,197 (+53.5%) | +4.10% |
| 40 | HK$5,254 | HK$5,254 | HK$8,197 (+56.0%) | +4.23% |
| 45 | HK$6,304 | HK$6,304 | HK$9,790 (+55.3%) | +4.19% |
| 50 | HK$7,908 | HK$7,908 | HK$11,603 (+46.7%) | +3.76% |
| 55 | HK$10,910 | HK$10,910 | HK$12,929 (+18.5%) | +2.17% |
| 60 | HK$14,421 | HK$14,421 | HK$15,235 (+5.6%) | +1.34% |
| 65 | HK$19,149 | HK$19,149 | HK$18,509 (-3.3%) | +0.70% |
| 70 | HK$24,315 | HK$24,315 | HK$23,043 (-5.2%) | +0.56% |
| 75 | HK$27,108 | HK$27,108 | HK$28,450 (+5.0%) | +1.29% |
| 80 | HK$33,677 | HK$33,677 | HK$35,160 (+4.4%) | +1.25% |
| 85 | HK$37,910 | HK$37,910 | HK$40,226 (+6.1%) | +1.37% |
| 90 | HK$40,901 | HK$40,901 | HK$44,218 (+8.1%) | +1.51% |
| 95 | HK$42,978 | HK$42,978 | HK$46,771 (+8.8%) | +1.55% |
| 99 | HK$44,414 | HK$44,414 | HK$49,003 (+10.3%) | +1.65% |
| All ages average | — | 0.0% | +21.1% | — |
0 y/oHK$7,200
5 y/oHK$7,200
10 y/oHK$2,800
15 y/oHK$2,800
20 y/oHK$2,817
25 y/oHK$3,589
30 y/oHK$4,111
35 y/oHK$4,688
40 y/oHK$5,254
45 y/oHK$6,304
50 y/oHK$7,908
55 y/oHK$10,910
60 y/oHK$14,421
65 y/oHK$19,149
70 y/oHK$24,315
75 y/oHK$27,108
80 y/oHK$33,677
85 y/oHK$37,910
90 y/oHK$40,901
95 y/oHK$42,978
99 y/oHK$44,414
0.0%
All-ages avg
0 y/oHK$7,200
5 y/oHK$7,200
10 y/oHK$2,800
15 y/oHK$2,800
20 y/oHK$2,817
25 y/oHK$3,589
30 y/oHK$4,111
35 y/oHK$4,688
40 y/oHK$5,254
45 y/oHK$6,304
50 y/oHK$7,908
55 y/oHK$10,910
60 y/oHK$14,421
65 y/oHK$19,149
70 y/oHK$24,315
75 y/oHK$27,108
80 y/oHK$33,677
85 y/oHK$37,910
90 y/oHK$40,901
95 y/oHK$42,978
99 y/oHK$44,414
+21.1%
All-ages avg
0 y/oHK$7,581 (+5.3%)
5 y/oHK$7,581 (+5.3%)
10 y/oHK$3,192 (+14.0%)
15 y/oHK$3,192 (+14.0%)
20 y/oHK$3,936 (+39.7%)
25 y/oHK$5,182 (+44.4%)
30 y/oHK$6,163 (+49.9%)
35 y/oHK$7,197 (+53.5%)
40 y/oHK$8,197 (+56.0%)
45 y/oHK$9,790 (+55.3%)
50 y/oHK$11,603 (+46.7%)
55 y/oHK$12,929 (+18.5%)
60 y/oHK$15,235 (+5.6%)
65 y/oHK$18,509 (-3.3%)
70 y/oHK$23,043 (-5.2%)
75 y/oHK$28,450 (+5.0%)
80 y/oHK$35,160 (+4.4%)
85 y/oHK$40,226 (+6.1%)
90 y/oHK$44,218 (+8.1%)
95 y/oHK$46,771 (+8.8%)
99 y/oHK$49,003 (+10.3%)
Avg. annual increase (compound, term = today − earliest version date)· as of 2026-06-11
0 y/o+1.31%
5 y/o+1.31%
10 y/o+1.89%
15 y/o+1.89%
20 y/o+3.39%
25 y/o+3.64%
30 y/o+3.92%
35 y/o+4.10%
40 y/o+4.23%
45 y/o+4.19%
50 y/o+3.76%
55 y/o+2.17%
60 y/o+1.34%
65 y/o+0.70%
70 y/o+0.56%
75 y/o+1.29%
80 y/o+1.25%
85 y/o+1.37%
90 y/o+1.51%
95 y/o+1.55%
99 y/o+1.65%
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.