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Bowtie VHIS Standard
保泰自願醫保 - 標準計劃
Bowtie Life Insurance Company Limited · S00023-01-000 · 7 versions · Standard plan · Avg. annual increase +0.60%
Male
| Age | S00023-01-000-01 2019-04-01 | S00023-01-000-01 2020-04-01 | S00023-01-000-02 2021-04-01 | S00023-01-000-02 2022-03-20 | S00023-01-000-03 2023-04-30 | S00023-01-000-03 2024-12-19 | S00023-01-000-03 2025-12-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$2,040 | HK$1,572 (-22.9%) | HK$1,572 | HK$1,560 (-0.8%) | HK$1,560 | HK$1,656 (+6.2%) | HK$1,752 (+5.8%) | -2.13% |
| 5 | HK$1,476 | HK$1,356 (-8.1%) | HK$1,356 | HK$1,296 (-4.4%) | HK$1,296 | HK$1,380 (+6.5%) | HK$1,452 (+5.2%) | -0.23% |
| 10 | HK$1,044 | HK$1,032 (-1.1%) | HK$1,032 | HK$1,020 (-1.2%) | HK$1,020 | HK$1,092 (+7.1%) | HK$1,152 (+5.5%) | +1.40% |
| 15 | HK$1,092 | HK$1,068 (-2.2%) | HK$1,068 | HK$1,056 (-1.1%) | HK$1,056 | HK$1,128 (+6.8%) | HK$1,188 (+5.3%) | +1.20% |
| 20 | HK$1,140 | HK$1,128 (-1.1%) | HK$1,128 | HK$1,116 (-1.1%) | HK$1,116 | HK$1,188 (+6.5%) | HK$1,248 (+5.1%) | +1.29% |
| 25 | HK$1,332 | HK$1,308 (-1.8%) | HK$1,308 | HK$1,296 (-0.9%) | HK$1,296 | HK$1,380 (+6.5%) | HK$1,452 (+5.2%) | +1.23% |
| 30 | HK$1,512 | HK$1,488 (-1.6%) | HK$1,488 | HK$1,476 (-0.8%) | HK$1,476 | HK$1,572 (+6.5%) | HK$1,656 (+5.3%) | +1.30% |
| 35 | HK$1,788 | HK$1,764 (-1.3%) | HK$1,764 | HK$1,752 (-0.7%) | HK$1,752 | HK$1,860 (+6.2%) | HK$1,968 (+5.8%) | +1.37% |
| 40 | HK$2,112 | HK$2,076 (-1.7%) | HK$2,076 | HK$2,052 (-1.2%) | HK$2,052 | HK$2,184 (+6.4%) | HK$2,304 (+5.5%) | +1.24% |
| 45 | HK$2,688 | HK$2,652 (-1.3%) | HK$2,652 | HK$2,628 (-0.9%) | HK$2,628 | HK$2,796 (+6.4%) | HK$2,952 (+5.6%) | +1.34% |
| 50 | HK$3,300 | HK$3,252 (-1.5%) | HK$3,252 | HK$3,216 (-1.1%) | HK$3,216 | HK$3,420 (+6.3%) | HK$3,612 (+5.6%) | +1.29% |
| 55 | HK$4,164 | HK$4,104 (-1.4%) | HK$4,104 | HK$4,068 (-0.9%) | HK$4,068 | HK$4,200 (+3.2%) | HK$4,308 (+2.6%) | +0.48% |
| 60 | HK$5,388 | HK$5,316 (-1.3%) | HK$5,316 | HK$5,268 (-0.9%) | HK$5,268 | HK$5,436 (+3.2%) | HK$5,568 (+2.4%) | +0.47% |
| 65 | HK$7,332 | HK$7,128 (-2.8%) | HK$7,128 | HK$7,056 (-1.0%) | HK$7,056 | HK$7,272 (+3.1%) | HK$7,452 (+2.5%) | +0.23% |
| 70 | HK$9,156 | HK$8,964 (-2.1%) | HK$8,964 | HK$8,880 (-0.9%) | HK$8,880 | HK$9,156 (+3.1%) | HK$9,384 (+2.5%) | +0.35% |
| 75 | HK$11,136 | HK$10,980 (-1.4%) | HK$10,980 | HK$10,872 (-1.0%) | HK$10,872 | HK$11,208 (+3.1%) | HK$11,484 (+2.5%) | +0.44% |
| 80 | HK$12,408 | HK$12,228 (-1.5%) | HK$12,228 | HK$12,108 (-1.0%) | HK$12,108 | HK$12,480 (+3.1%) | HK$12,792 (+2.5%) | +0.43% |
| 85 | HK$13,704 | HK$14,700 (+7.3%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | +1.78% |
| 90 | HK$15,108 | HK$14,700 (-2.7%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | +0.39% |
| 95 | HK$15,876 | HK$14,700 (-7.4%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | -0.31% |
| 99 | HK$16,512 | HK$14,700 (-11.0%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | -0.87% |
| All ages average | — | -3.3% | 0.0% | -0.9% | 0.0% | +4.9% | +4.0% | — |
0 y/oHK$2,040
5 y/oHK$1,476
10 y/oHK$1,044
15 y/oHK$1,092
20 y/oHK$1,140
25 y/oHK$1,332
30 y/oHK$1,512
35 y/oHK$1,788
40 y/oHK$2,112
45 y/oHK$2,688
50 y/oHK$3,300
55 y/oHK$4,164
60 y/oHK$5,388
65 y/oHK$7,332
70 y/oHK$9,156
75 y/oHK$11,136
80 y/oHK$12,408
85 y/oHK$13,704
90 y/oHK$15,108
95 y/oHK$15,876
99 y/oHK$16,512
-3.3%
All-ages avg
0 y/oHK$1,572 (-22.9%)
5 y/oHK$1,356 (-8.1%)
10 y/oHK$1,032 (-1.1%)
15 y/oHK$1,068 (-2.2%)
20 y/oHK$1,128 (-1.1%)
25 y/oHK$1,308 (-1.8%)
30 y/oHK$1,488 (-1.6%)
35 y/oHK$1,764 (-1.3%)
40 y/oHK$2,076 (-1.7%)
45 y/oHK$2,652 (-1.3%)
50 y/oHK$3,252 (-1.5%)
55 y/oHK$4,104 (-1.4%)
60 y/oHK$5,316 (-1.3%)
65 y/oHK$7,128 (-2.8%)
70 y/oHK$8,964 (-2.1%)
75 y/oHK$10,980 (-1.4%)
80 y/oHK$12,228 (-1.5%)
85 y/oHK$14,700 (+7.3%)
90 y/oHK$14,700 (-2.7%)
95 y/oHK$14,700 (-7.4%)
99 y/oHK$14,700 (-11.0%)
0.0%
All-ages avg
0 y/oHK$1,572
5 y/oHK$1,356
10 y/oHK$1,032
15 y/oHK$1,068
20 y/oHK$1,128
25 y/oHK$1,308
30 y/oHK$1,488
35 y/oHK$1,764
40 y/oHK$2,076
45 y/oHK$2,652
50 y/oHK$3,252
55 y/oHK$4,104
60 y/oHK$5,316
65 y/oHK$7,128
70 y/oHK$8,964
75 y/oHK$10,980
80 y/oHK$12,228
85 y/oHK$14,700
90 y/oHK$14,700
95 y/oHK$14,700
99 y/oHK$14,700
-0.9%
All-ages avg
0 y/oHK$1,560 (-0.8%)
5 y/oHK$1,296 (-4.4%)
10 y/oHK$1,020 (-1.2%)
15 y/oHK$1,056 (-1.1%)
20 y/oHK$1,116 (-1.1%)
25 y/oHK$1,296 (-0.9%)
30 y/oHK$1,476 (-0.8%)
35 y/oHK$1,752 (-0.7%)
40 y/oHK$2,052 (-1.2%)
45 y/oHK$2,628 (-0.9%)
50 y/oHK$3,216 (-1.1%)
55 y/oHK$4,068 (-0.9%)
60 y/oHK$5,268 (-0.9%)
65 y/oHK$7,056 (-1.0%)
70 y/oHK$8,880 (-0.9%)
75 y/oHK$10,872 (-1.0%)
80 y/oHK$12,108 (-1.0%)
85 y/oHK$14,700
90 y/oHK$14,700
95 y/oHK$14,700
99 y/oHK$14,700
0.0%
All-ages avg
0 y/oHK$1,560
5 y/oHK$1,296
10 y/oHK$1,020
15 y/oHK$1,056
20 y/oHK$1,116
25 y/oHK$1,296
30 y/oHK$1,476
35 y/oHK$1,752
40 y/oHK$2,052
45 y/oHK$2,628
50 y/oHK$3,216
55 y/oHK$4,068
60 y/oHK$5,268
65 y/oHK$7,056
70 y/oHK$8,880
75 y/oHK$10,872
80 y/oHK$12,108
85 y/oHK$14,700
90 y/oHK$14,700
95 y/oHK$14,700
99 y/oHK$14,700
+4.9%
All-ages avg
0 y/oHK$1,656 (+6.2%)
5 y/oHK$1,380 (+6.5%)
10 y/oHK$1,092 (+7.1%)
15 y/oHK$1,128 (+6.8%)
20 y/oHK$1,188 (+6.5%)
25 y/oHK$1,380 (+6.5%)
30 y/oHK$1,572 (+6.5%)
35 y/oHK$1,860 (+6.2%)
40 y/oHK$2,184 (+6.4%)
45 y/oHK$2,796 (+6.4%)
50 y/oHK$3,420 (+6.3%)
55 y/oHK$4,200 (+3.2%)
60 y/oHK$5,436 (+3.2%)
65 y/oHK$7,272 (+3.1%)
70 y/oHK$9,156 (+3.1%)
75 y/oHK$11,208 (+3.1%)
80 y/oHK$12,480 (+3.1%)
85 y/oHK$15,144 (+3.0%)
90 y/oHK$15,144 (+3.0%)
95 y/oHK$15,144 (+3.0%)
99 y/oHK$15,144 (+3.0%)
+4.0%
All-ages avg
0 y/oHK$1,752 (+5.8%)
5 y/oHK$1,452 (+5.2%)
10 y/oHK$1,152 (+5.5%)
15 y/oHK$1,188 (+5.3%)
20 y/oHK$1,248 (+5.1%)
25 y/oHK$1,452 (+5.2%)
30 y/oHK$1,656 (+5.3%)
35 y/oHK$1,968 (+5.8%)
40 y/oHK$2,304 (+5.5%)
45 y/oHK$2,952 (+5.6%)
50 y/oHK$3,612 (+5.6%)
55 y/oHK$4,308 (+2.6%)
60 y/oHK$5,568 (+2.4%)
65 y/oHK$7,452 (+2.5%)
70 y/oHK$9,384 (+2.5%)
75 y/oHK$11,484 (+2.5%)
80 y/oHK$12,792 (+2.5%)
85 y/oHK$15,528 (+2.5%)
90 y/oHK$15,528 (+2.5%)
95 y/oHK$15,528 (+2.5%)
99 y/oHK$15,528 (+2.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o-2.13%
5 y/o-0.23%
10 y/o+1.40%
15 y/o+1.20%
20 y/o+1.29%
25 y/o+1.23%
30 y/o+1.30%
35 y/o+1.37%
40 y/o+1.24%
45 y/o+1.34%
50 y/o+1.29%
55 y/o+0.48%
60 y/o+0.47%
65 y/o+0.23%
70 y/o+0.35%
75 y/o+0.44%
80 y/o+0.43%
85 y/o+1.78%
90 y/o+0.39%
95 y/o-0.31%
99 y/o-0.87%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27
Female
| Age | S00023-01-000-01 2019-04-01 | S00023-01-000-01 2020-04-01 | S00023-01-000-02 2021-04-01 | S00023-01-000-02 2022-03-20 | S00023-01-000-03 2023-04-30 | S00023-01-000-03 2024-12-19 | S00023-01-000-03 2025-12-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$1,752 | HK$1,668 (-4.8%) | HK$1,668 | HK$1,656 (-0.7%) | HK$1,656 | HK$1,764 (+6.5%) | HK$1,860 (+5.4%) | +0.85% |
| 5 | HK$1,200 | HK$1,188 (-1.0%) | HK$1,188 | HK$1,176 (-1.0%) | HK$1,176 | HK$1,248 (+6.1%) | HK$1,320 (+5.8%) | +1.36% |
| 10 | HK$1,032 | HK$1,020 (-1.2%) | HK$1,020 | HK$1,008 (-1.2%) | HK$1,008 | HK$1,080 (+7.1%) | HK$1,140 (+5.6%) | +1.42% |
| 15 | HK$1,188 | HK$1,128 (-5.1%) | HK$1,128 | HK$1,116 (-1.1%) | HK$1,116 | HK$1,188 (+6.5%) | HK$1,248 (+5.1%) | +0.70% |
| 20 | HK$1,356 | HK$1,320 (-2.7%) | HK$1,320 | HK$1,308 (-0.9%) | HK$1,308 | HK$1,392 (+6.4%) | HK$1,464 (+5.2%) | +1.09% |
| 25 | HK$1,608 | HK$1,560 (-3.0%) | HK$1,560 | HK$1,548 (-0.8%) | HK$1,548 | HK$1,644 (+6.2%) | HK$1,740 (+5.8%) | +1.12% |
| 30 | HK$1,956 | HK$1,896 (-3.1%) | HK$1,896 | HK$1,872 (-1.3%) | HK$1,872 | HK$1,992 (+6.4%) | HK$2,100 (+5.4%) | +1.01% |
| 35 | HK$2,400 | HK$2,244 (-6.5%) | HK$2,244 | HK$2,196 (-2.1%) | HK$2,196 | HK$2,328 (+6.0%) | HK$2,460 (+5.7%) | +0.35% |
| 40 | HK$2,868 | HK$2,544 (-11.3%) | HK$2,544 | HK$2,520 (-0.9%) | HK$2,520 | HK$2,676 (+6.2%) | HK$2,820 (+5.4%) | -0.24% |
| 45 | HK$3,480 | HK$3,168 (-9.0%) | HK$3,168 | HK$3,132 (-1.1%) | HK$3,132 | HK$3,324 (+6.1%) | HK$3,504 (+5.4%) | +0.10% |
| 50 | HK$3,924 | HK$3,864 (-1.5%) | HK$3,864 | HK$3,828 (-0.9%) | HK$3,828 | HK$4,068 (+6.3%) | HK$4,212 (+3.5%) | +1.01% |
| 55 | HK$4,332 | HK$4,272 (-1.4%) | HK$4,272 | HK$4,224 (-1.1%) | HK$4,224 | HK$4,356 (+3.1%) | HK$4,464 (+2.5%) | +0.43% |
| 60 | HK$5,184 | HK$5,112 (-1.4%) | HK$5,112 | HK$5,064 (-0.9%) | HK$5,064 | HK$5,220 (+3.1%) | HK$5,352 (+2.5%) | +0.45% |
| 65 | HK$6,876 | HK$6,780 (-1.4%) | HK$6,780 | HK$6,708 (-1.1%) | HK$6,708 | HK$6,912 (+3.0%) | HK$7,080 (+2.4%) | +0.41% |
| 70 | HK$8,556 | HK$8,388 (-2.0%) | HK$8,388 | HK$8,304 (-1.0%) | HK$8,304 | HK$8,556 (+3.0%) | HK$8,772 (+2.5%) | +0.35% |
| 75 | HK$10,416 | HK$10,272 (-1.4%) | HK$10,272 | HK$10,164 (-1.1%) | HK$10,164 | HK$10,476 (+3.1%) | HK$10,740 (+2.5%) | +0.43% |
| 80 | HK$11,616 | HK$11,448 (-1.4%) | HK$11,448 | HK$11,328 (-1.0%) | HK$11,328 | HK$11,676 (+3.1%) | HK$11,964 (+2.5%) | +0.42% |
| 85 | HK$12,828 | HK$13,788 (+7.5%) | HK$13,788 | HK$13,788 | HK$13,788 | HK$14,208 (+3.0%) | HK$14,568 (+2.5%) | +1.82% |
| 90 | HK$14,136 | HK$13,788 (-2.5%) | HK$13,788 | HK$13,788 | HK$13,788 | HK$14,208 (+3.0%) | HK$14,568 (+2.5%) | +0.43% |
| 95 | HK$14,856 | HK$13,788 (-7.2%) | HK$13,788 | HK$13,788 | HK$13,788 | HK$14,208 (+3.0%) | HK$14,568 (+2.5%) | -0.28% |
| 99 | HK$15,444 | HK$13,788 (-10.7%) | HK$13,788 | HK$13,788 | HK$13,788 | HK$14,208 (+3.0%) | HK$14,568 (+2.5%) | -0.82% |
| All ages average | — | -3.4% | 0.0% | -0.9% | 0.0% | +4.8% | +4.0% | — |
0 y/oHK$1,752
5 y/oHK$1,200
10 y/oHK$1,032
15 y/oHK$1,188
20 y/oHK$1,356
25 y/oHK$1,608
30 y/oHK$1,956
35 y/oHK$2,400
40 y/oHK$2,868
45 y/oHK$3,480
50 y/oHK$3,924
55 y/oHK$4,332
60 y/oHK$5,184
65 y/oHK$6,876
70 y/oHK$8,556
75 y/oHK$10,416
80 y/oHK$11,616
85 y/oHK$12,828
90 y/oHK$14,136
95 y/oHK$14,856
99 y/oHK$15,444
-3.4%
All-ages avg
0 y/oHK$1,668 (-4.8%)
5 y/oHK$1,188 (-1.0%)
10 y/oHK$1,020 (-1.2%)
15 y/oHK$1,128 (-5.1%)
20 y/oHK$1,320 (-2.7%)
25 y/oHK$1,560 (-3.0%)
30 y/oHK$1,896 (-3.1%)
35 y/oHK$2,244 (-6.5%)
40 y/oHK$2,544 (-11.3%)
45 y/oHK$3,168 (-9.0%)
50 y/oHK$3,864 (-1.5%)
55 y/oHK$4,272 (-1.4%)
60 y/oHK$5,112 (-1.4%)
65 y/oHK$6,780 (-1.4%)
70 y/oHK$8,388 (-2.0%)
75 y/oHK$10,272 (-1.4%)
80 y/oHK$11,448 (-1.4%)
85 y/oHK$13,788 (+7.5%)
90 y/oHK$13,788 (-2.5%)
95 y/oHK$13,788 (-7.2%)
99 y/oHK$13,788 (-10.7%)
0.0%
All-ages avg
0 y/oHK$1,668
5 y/oHK$1,188
10 y/oHK$1,020
15 y/oHK$1,128
20 y/oHK$1,320
25 y/oHK$1,560
30 y/oHK$1,896
35 y/oHK$2,244
40 y/oHK$2,544
45 y/oHK$3,168
50 y/oHK$3,864
55 y/oHK$4,272
60 y/oHK$5,112
65 y/oHK$6,780
70 y/oHK$8,388
75 y/oHK$10,272
80 y/oHK$11,448
85 y/oHK$13,788
90 y/oHK$13,788
95 y/oHK$13,788
99 y/oHK$13,788
-0.9%
All-ages avg
0 y/oHK$1,656 (-0.7%)
5 y/oHK$1,176 (-1.0%)
10 y/oHK$1,008 (-1.2%)
15 y/oHK$1,116 (-1.1%)
20 y/oHK$1,308 (-0.9%)
25 y/oHK$1,548 (-0.8%)
30 y/oHK$1,872 (-1.3%)
35 y/oHK$2,196 (-2.1%)
40 y/oHK$2,520 (-0.9%)
45 y/oHK$3,132 (-1.1%)
50 y/oHK$3,828 (-0.9%)
55 y/oHK$4,224 (-1.1%)
60 y/oHK$5,064 (-0.9%)
65 y/oHK$6,708 (-1.1%)
70 y/oHK$8,304 (-1.0%)
75 y/oHK$10,164 (-1.1%)
80 y/oHK$11,328 (-1.0%)
85 y/oHK$13,788
90 y/oHK$13,788
95 y/oHK$13,788
99 y/oHK$13,788
0.0%
All-ages avg
0 y/oHK$1,656
5 y/oHK$1,176
10 y/oHK$1,008
15 y/oHK$1,116
20 y/oHK$1,308
25 y/oHK$1,548
30 y/oHK$1,872
35 y/oHK$2,196
40 y/oHK$2,520
45 y/oHK$3,132
50 y/oHK$3,828
55 y/oHK$4,224
60 y/oHK$5,064
65 y/oHK$6,708
70 y/oHK$8,304
75 y/oHK$10,164
80 y/oHK$11,328
85 y/oHK$13,788
90 y/oHK$13,788
95 y/oHK$13,788
99 y/oHK$13,788
+4.8%
All-ages avg
0 y/oHK$1,764 (+6.5%)
5 y/oHK$1,248 (+6.1%)
10 y/oHK$1,080 (+7.1%)
15 y/oHK$1,188 (+6.5%)
20 y/oHK$1,392 (+6.4%)
25 y/oHK$1,644 (+6.2%)
30 y/oHK$1,992 (+6.4%)
35 y/oHK$2,328 (+6.0%)
40 y/oHK$2,676 (+6.2%)
45 y/oHK$3,324 (+6.1%)
50 y/oHK$4,068 (+6.3%)
55 y/oHK$4,356 (+3.1%)
60 y/oHK$5,220 (+3.1%)
65 y/oHK$6,912 (+3.0%)
70 y/oHK$8,556 (+3.0%)
75 y/oHK$10,476 (+3.1%)
80 y/oHK$11,676 (+3.1%)
85 y/oHK$14,208 (+3.0%)
90 y/oHK$14,208 (+3.0%)
95 y/oHK$14,208 (+3.0%)
99 y/oHK$14,208 (+3.0%)
+4.0%
All-ages avg
0 y/oHK$1,860 (+5.4%)
5 y/oHK$1,320 (+5.8%)
10 y/oHK$1,140 (+5.6%)
15 y/oHK$1,248 (+5.1%)
20 y/oHK$1,464 (+5.2%)
25 y/oHK$1,740 (+5.8%)
30 y/oHK$2,100 (+5.4%)
35 y/oHK$2,460 (+5.7%)
40 y/oHK$2,820 (+5.4%)
45 y/oHK$3,504 (+5.4%)
50 y/oHK$4,212 (+3.5%)
55 y/oHK$4,464 (+2.5%)
60 y/oHK$5,352 (+2.5%)
65 y/oHK$7,080 (+2.4%)
70 y/oHK$8,772 (+2.5%)
75 y/oHK$10,740 (+2.5%)
80 y/oHK$11,964 (+2.5%)
85 y/oHK$14,568 (+2.5%)
90 y/oHK$14,568 (+2.5%)
95 y/oHK$14,568 (+2.5%)
99 y/oHK$14,568 (+2.5%)
年均加幅（複息，年期＝今日−最早版本日期）· 計算至 2026-04-27
0 y/o+0.85%
5 y/o+1.36%
10 y/o+1.42%
15 y/o+0.70%
20 y/o+1.09%
25 y/o+1.12%
30 y/o+1.01%
35 y/o+0.35%
40 y/o-0.24%
45 y/o+0.10%
50 y/o+1.01%
55 y/o+0.43%
60 y/o+0.45%
65 y/o+0.41%
70 y/o+0.35%
75 y/o+0.43%
80 y/o+0.42%
85 y/o+1.82%
90 y/o+0.43%
95 y/o-0.28%
99 y/o-0.82%
格仔顯示保費金額，括號內為相對上一個版本嘅百分比變化。首個版本只顯示基準保費。年均加幅使用複息公式（最新/最早 ^ (1/years) − 1），年期＝今日減最早版本日期。計算至 2026-04-27 · as of 2026-04-27