Bowtie VHIS Standard
保泰自願醫保 - 標準計劃
Bowtie Life Insurance Company Limited · S00023-01-000 · 7 versions · Standard plan · Avg. annual increase +0.70%
Male
| Age | S00023-01-000-01 2019-04-01 | S00023-01-000-01 2020-04-01 | S00023-01-000-02 2021-04-01 | S00023-01-000-02 2022-03-20 | S00023-01-000-03 2023-04-30 | S00023-01-000-03 2024-12-19 | S00023-01-000-03 2025-12-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$2,040 | HK$1,572 (-22.9%) | HK$1,572 | HK$1,560 (-0.8%) | HK$1,560 | HK$1,656 (+6.2%) | HK$1,752 (+5.8%) | -2.12% |
| 5 | HK$1,476 | HK$1,356 (-8.1%) | HK$1,356 | HK$1,296 (-4.4%) | HK$1,296 | HK$1,380 (+6.5%) | HK$1,452 (+5.2%) | -0.23% |
| 10 | HK$1,044 | HK$1,032 (-1.1%) | HK$1,032 | HK$1,020 (-1.2%) | HK$1,020 | HK$1,092 (+7.1%) | HK$1,152 (+5.5%) | +1.39% |
| 15 | HK$1,092 | HK$1,068 (-2.2%) | HK$1,068 | HK$1,056 (-1.1%) | HK$1,056 | HK$1,128 (+6.8%) | HK$1,188 (+5.3%) | +1.19% |
| 20 | HK$1,140 | HK$1,128 (-1.1%) | HK$1,128 | HK$1,116 (-1.1%) | HK$1,116 | HK$1,188 (+6.5%) | HK$1,248 (+5.1%) | +1.28% |
| 25 | HK$1,332 | HK$1,308 (-1.8%) | HK$1,308 | HK$1,296 (-0.9%) | HK$1,296 | HK$1,380 (+6.5%) | HK$1,452 (+5.2%) | +1.22% |
| 30 | HK$1,512 | HK$1,488 (-1.6%) | HK$1,488 | HK$1,476 (-0.8%) | HK$1,476 | HK$1,572 (+6.5%) | HK$1,656 (+5.3%) | +1.29% |
| 35 | HK$1,788 | HK$1,764 (-1.3%) | HK$1,764 | HK$1,752 (-0.7%) | HK$1,752 | HK$1,860 (+6.2%) | HK$1,968 (+5.8%) | +1.36% |
| 40 | HK$2,112 | HK$2,076 (-1.7%) | HK$2,076 | HK$2,052 (-1.2%) | HK$2,052 | HK$2,184 (+6.4%) | HK$2,304 (+5.5%) | +1.23% |
| 45 | HK$2,688 | HK$2,652 (-1.3%) | HK$2,652 | HK$2,628 (-0.9%) | HK$2,628 | HK$2,796 (+6.4%) | HK$2,952 (+5.6%) | +1.33% |
| 50 | HK$3,300 | HK$3,252 (-1.5%) | HK$3,252 | HK$3,216 (-1.1%) | HK$3,216 | HK$3,420 (+6.3%) | HK$3,612 (+5.6%) | +1.28% |
| 55 | HK$4,164 | HK$4,104 (-1.4%) | HK$4,104 | HK$4,068 (-0.9%) | HK$4,068 | HK$4,200 (+3.2%) | HK$4,308 (+2.6%) | +0.48% |
| 60 | HK$5,388 | HK$5,316 (-1.3%) | HK$5,316 | HK$5,268 (-0.9%) | HK$5,268 | HK$5,436 (+3.2%) | HK$5,568 (+2.4%) | +0.46% |
| 65 | HK$7,332 | HK$7,128 (-2.8%) | HK$7,128 | HK$7,056 (-1.0%) | HK$7,056 | HK$7,272 (+3.1%) | HK$7,452 (+2.5%) | +0.23% |
| 70 | HK$9,156 | HK$8,964 (-2.1%) | HK$8,964 | HK$8,880 (-0.9%) | HK$8,880 | HK$9,156 (+3.1%) | HK$9,384 (+2.5%) | +0.35% |
| 75 | HK$11,136 | HK$10,980 (-1.4%) | HK$10,980 | HK$10,872 (-1.0%) | HK$10,872 | HK$11,208 (+3.1%) | HK$11,484 (+2.5%) | +0.43% |
| 80 | HK$12,408 | HK$12,228 (-1.5%) | HK$12,228 | HK$12,108 (-1.0%) | HK$12,108 | HK$12,480 (+3.1%) | HK$12,792 (+2.5%) | +0.43% |
| 85 | HK$13,704 | HK$14,700 (+7.3%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | +1.77% |
| 90 | HK$15,108 | HK$14,700 (-2.7%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | +0.39% |
| 95 | HK$15,876 | HK$14,700 (-7.4%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | -0.31% |
| 99 | HK$16,512 | HK$14,700 (-11.0%) | HK$14,700 | HK$14,700 | HK$14,700 | HK$15,144 (+3.0%) | HK$15,528 (+2.5%) | -0.86% |
| All ages average | — | -3.3% | 0.0% | -0.9% | 0.0% | +4.9% | +4.0% | — |
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
Female
| Age | S00023-01-000-01 2019-04-01 | S00023-01-000-01 2020-04-01 | S00023-01-000-02 2021-04-01 | S00023-01-000-02 2022-03-20 | S00023-01-000-03 2023-04-30 | S00023-01-000-03 2024-12-19 | S00023-01-000-03 2025-12-29 | Avg. annual increase |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$1,752 | HK$1,668 (-4.8%) | HK$1,668 | HK$1,656 (-0.7%) | HK$1,656 | HK$1,764 (+6.5%) | HK$1,860 (+5.4%) | +0.84% |
| 5 | HK$1,200 | HK$1,188 (-1.0%) | HK$1,188 | HK$1,176 (-1.0%) | HK$1,176 | HK$1,248 (+6.1%) | HK$1,320 (+5.8%) | +1.35% |
| 10 | HK$1,032 | HK$1,020 (-1.2%) | HK$1,020 | HK$1,008 (-1.2%) | HK$1,008 | HK$1,080 (+7.1%) | HK$1,140 (+5.6%) | +1.41% |
| 15 | HK$1,188 | HK$1,128 (-5.1%) | HK$1,128 | HK$1,116 (-1.1%) | HK$1,116 | HK$1,188 (+6.5%) | HK$1,248 (+5.1%) | +0.70% |
| 20 | HK$1,356 | HK$1,320 (-2.7%) | HK$1,320 | HK$1,308 (-0.9%) | HK$1,308 | HK$1,392 (+6.4%) | HK$1,464 (+5.2%) | +1.08% |
| 25 | HK$1,608 | HK$1,560 (-3.0%) | HK$1,560 | HK$1,548 (-0.8%) | HK$1,548 | HK$1,644 (+6.2%) | HK$1,740 (+5.8%) | +1.12% |
| 30 | HK$1,956 | HK$1,896 (-3.1%) | HK$1,896 | HK$1,872 (-1.3%) | HK$1,872 | HK$1,992 (+6.4%) | HK$2,100 (+5.4%) | +1.00% |
| 35 | HK$2,400 | HK$2,244 (-6.5%) | HK$2,244 | HK$2,196 (-2.1%) | HK$2,196 | HK$2,328 (+6.0%) | HK$2,460 (+5.7%) | +0.35% |
| 40 | HK$2,868 | HK$2,544 (-11.3%) | HK$2,544 | HK$2,520 (-0.9%) | HK$2,520 | HK$2,676 (+6.2%) | HK$2,820 (+5.4%) | -0.24% |
| 45 | HK$3,480 | HK$3,168 (-9.0%) | HK$3,168 | HK$3,132 (-1.1%) | HK$3,132 | HK$3,324 (+6.1%) | HK$3,504 (+5.4%) | +0.10% |
| 50 | HK$3,924 | HK$3,864 (-1.5%) | HK$3,864 | HK$3,828 (-0.9%) | HK$3,828 | HK$4,068 (+6.3%) | HK$4,212 (+3.5%) | +1.00% |
| 55 | HK$4,332 | HK$4,272 (-1.4%) | HK$4,272 | HK$4,224 (-1.1%) | HK$4,224 | HK$4,356 (+3.1%) | HK$4,464 (+2.5%) | +0.42% |
| 60 | HK$5,184 | HK$5,112 (-1.4%) | HK$5,112 | HK$5,064 (-0.9%) | HK$5,064 | HK$5,220 (+3.1%) | HK$5,352 (+2.5%) | +0.45% |
| 65 | HK$6,876 | HK$6,780 (-1.4%) | HK$6,780 | HK$6,708 (-1.1%) | HK$6,708 | HK$6,912 (+3.0%) | HK$7,080 (+2.4%) | +0.41% |
| 70 | HK$8,556 | HK$8,388 (-2.0%) | HK$8,388 | HK$8,304 (-1.0%) | HK$8,304 | HK$8,556 (+3.0%) | HK$8,772 (+2.5%) | +0.35% |
| 75 | HK$10,416 | HK$10,272 (-1.4%) | HK$10,272 | HK$10,164 (-1.1%) | HK$10,164 | HK$10,476 (+3.1%) | HK$10,740 (+2.5%) | +0.43% |
| 80 | HK$11,616 | HK$11,448 (-1.4%) | HK$11,448 | HK$11,328 (-1.0%) | HK$11,328 | HK$11,676 (+3.1%) | HK$11,964 (+2.5%) | +0.42% |
| 85 | HK$12,828 | HK$13,788 (+7.5%) | HK$13,788 | HK$13,788 | HK$13,788 | HK$14,208 (+3.0%) | HK$14,568 (+2.5%) | +1.81% |
| 90 | HK$14,136 | HK$13,788 (-2.5%) | HK$13,788 | HK$13,788 | HK$13,788 | HK$14,208 (+3.0%) | HK$14,568 (+2.5%) | +0.42% |
| 95 | HK$14,856 | HK$13,788 (-7.2%) | HK$13,788 | HK$13,788 | HK$13,788 | HK$14,208 (+3.0%) | HK$14,568 (+2.5%) | -0.27% |
| 99 | HK$15,444 | HK$13,788 (-10.7%) | HK$13,788 | HK$13,788 | HK$13,788 | HK$14,208 (+3.0%) | HK$14,568 (+2.5%) | -0.82% |
| All ages average | — | -3.4% | 0.0% | -0.9% | 0.0% | +4.8% | +4.0% | — |
Each cell shows the premium amount, with the change vs. previous version in parentheses. The first version shows only the baseline premium. The average annual increase is a compound rate (latest / earliest)^(1/years) − 1, with years = today − earliest version date.· as of 2026-06-11
Default view shows 21 anchor ages (one every 5 years, plus 0 and 99) for a quick read of the inflation curve. The Avg. annual increase column on the right is always computed across all 100 ages regardless of toggle state.
